Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $57,718,000 | 614 |
| Total interest expense | $28,685,000 | 597 |
| Net interest income | $29,033,000 | 615 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $7,795,000 | 700 |
| Gross Fiduciary activities income | $2,866,000 | 260 |
| Service charges on deposit accounts | $3,012,000 | 440 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,917,000 | 1,196 |
| Total noninterest expense | $28,156,000 | 554 |
| Salaries and employee benefits | $13,257,000 | 547 |
| Premises and equipment expense | $4,260,000 | 519 |
| Additional noninterest expense | $10,639,000 | 565 |
| Pre-tax net operating income | $8,672,000 | 910 |
| Securities gains (losses) | $1,238,000 | 333 |
| Applicable income taxes | $3,090,000 | 846 |
| Income before extraordinary items | $6,820,000 | 806 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,820,000 | 805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $642,000 | 1,038 |
| Cash dividends | $9,585,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,965,780 | 878 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $60,440,000 | 595 |
| Total interest expense | $29,627,000 | 584 |
| Net interest income | $30,813,000 | 597 |
| Provision for loan and lease losses | $-200,000 | 10,822 |
| Total noninterest income | $7,824,000 | 675 |
| Gross Fiduciary activities income | $2,521,000 | 292 |
| Service charges on deposit accounts | $2,869,000 | 463 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,434,000 | 957 |
| Total noninterest expense | $24,530,000 | 615 |
| Salaries and employee benefits | $12,511,000 | 546 |
| Premises and equipment expense | $4,305,000 | 513 |
| Additional noninterest expense | $7,714,000 | 710 |
| Pre-tax net operating income | $14,307,000 | 603 |
| Securities gains (losses) | $4,869,000 | 90 |
| Applicable income taxes | $6,446,000 | 507 |
| Income before extraordinary items | $12,730,000 | 487 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $12,730,000 | 488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $653,000 | 1,078 |
| Cash dividends | $11,070,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $-15,737,000 | 10,916 |
| Net operating income | $9,516,460 | 595 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $39,263,000 | 892 |
| Total interest expense | $18,739,000 | 899 |
| Net interest income | $20,524,000 | 907 |
| Provision for loan and lease losses | $-100,000 | 11,258 |
| Total noninterest income | $6,549,000 | 790 |
| Gross Fiduciary activities income | $2,259,000 | 337 |
| Service charges on deposit accounts | $2,510,000 | 550 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,780,000 | 1,252 |
| Total noninterest expense | $19,076,000 | 821 |
| Salaries and employee benefits | $9,971,000 | 702 |
| Premises and equipment expense | $3,420,000 | 657 |
| Additional noninterest expense | $5,685,000 | 1,028 |
| Pre-tax net operating income | $8,097,000 | 950 |
| Securities gains (losses) | $101,000 | 960 |
| Applicable income taxes | $2,105,000 | 1,177 |
| Income before extraordinary items | $6,093,000 | 877 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,093,000 | 879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,694 |
| Cash dividends | $6,750,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,018,260 | 867 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $39,981,000 | 909 |
| Total interest expense | $17,576,000 | 981 |
| Net interest income | $22,405,000 | 851 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $7,669,000 | 718 |
| Gross Fiduciary activities income | $2,260,000 | 355 |
| Service charges on deposit accounts | $2,713,000 | 533 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,696,000 | 946 |
| Total noninterest expense | $19,346,000 | 807 |
| Salaries and employee benefits | $9,633,000 | 731 |
| Premises and equipment expense | $3,378,000 | 675 |
| Additional noninterest expense | $6,335,000 | 932 |
| Pre-tax net operating income | $10,728,000 | 797 |
| Securities gains (losses) | $3,514,000 | 86 |
| Applicable income taxes | $3,633,000 | 781 |
| Income before extraordinary items | $10,609,000 | 566 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,609,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,821 |
| Cash dividends | $7,572,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $8,008,640 | 715 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $29,673,000 | 1,061 |
| Total interest expense | $11,507,000 | 1,146 |
| Net interest income | $18,166,000 | 1,016 |
| Provision for loan and lease losses | $837,000 | 1,055 |
| Total noninterest income | $5,149,000 | 910 |
| Gross Fiduciary activities income | $1,733,000 | 394 |
| Service charges on deposit accounts | $1,963,000 | 694 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,453,000 | 1,414 |
| Total noninterest expense | $15,116,000 | 1,003 |
| Salaries and employee benefits | $7,160,000 | 956 |
| Premises and equipment expense | $1,982,000 | 1,075 |
| Additional noninterest expense | $5,974,000 | 1,020 |
| Pre-tax net operating income | $7,362,000 | 1,037 |
| Securities gains (losses) | $-10,220,000 | 12,574 |
| Applicable income taxes | $-2,486,000 | 12,561 |
| Income before extraordinary items | $-372,000 | 12,307 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-372,000 | 12,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,377 |
| Cash dividends | $1,733,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,168,800 | 850 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,423,000 | 1,161 |
| Total interest expense | $12,114,000 | 1,115 |
| Net interest income | $15,309,000 | 1,187 |
| Provision for loan and lease losses | $1,616,000 | 944 |
| Total noninterest income | $4,975,000 | 986 |
| Gross Fiduciary activities income | $1,683,000 | 415 |
| Service charges on deposit accounts | $2,179,000 | 631 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,113,000 | 1,892 |
| Total noninterest expense | $14,590,000 | 1,079 |
| Salaries and employee benefits | $6,230,000 | 1,097 |
| Premises and equipment expense | $2,033,000 | 1,067 |
| Additional noninterest expense | $6,327,000 | 1,046 |
| Pre-tax net operating income | $4,078,000 | 1,696 |
| Securities gains (losses) | $6,440,000 | 120 |
| Applicable income taxes | $1,337,000 | 1,745 |
| Income before extraordinary items | $9,181,000 | 579 |
| Extraordinary gains, net | $2,410,000 | 112 |
| Net income | $11,591,000 | 495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,134,000 | 1,060 |
| Cash dividends | $18,553,000 | 185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,578,200 | 1,337 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,444,000 | 6,962 |
| Total interest expense | $1,848,000 | 7,489 |
| Net interest income | $2,596,000 | 6,410 |
| Provision for loan and lease losses | $108,000 | 7,079 |
| Total noninterest income | $324,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $1,614,000 | 7,529 |
| Salaries and employee benefits | $592,000 | 8,875 |
| Premises and equipment expense | $267,000 | 6,488 |
| Additional noninterest expense | $755,000 | 6,386 |
| Pre-tax net operating income | $1,198,000 | 4,920 |
| Securities gains (losses) | $481,000 | 1,115 |
| Applicable income taxes | $160,000 | 8,377 |
| Income before extraordinary items | $1,519,000 | 3,043 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,519,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 4,307 |
| Cash dividends | $1,375,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,086,100 | 3,873 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.