Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,308,000 | 9,520 |
Total interest expense | $501,000 | 9,694 |
Net interest income | $807,000 | 9,235 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $63,000 | 9,638 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $46,000 | 8,144 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 9,614 |
Total noninterest expense | $382,000 | 10,104 |
Salaries and employee benefits | $215,000 | 10,038 |
Premises and equipment expense | $17,000 | 10,340 |
Additional noninterest expense | $150,000 | 9,656 |
Pre-tax net operating income | $488,000 | 7,434 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $161,000 | 6,698 |
Income before extraordinary items | $327,000 | 7,665 |
Extraordinary gains, net | $0 | 32 |
Net income | $327,000 | 7,664 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 9,354 |
Cash dividends | $303,000 | 4,516 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $327,000 | 7,581 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,722,000 | 9,394 |
Total interest expense | $762,000 | 9,361 |
Net interest income | $960,000 | 9,281 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $56,000 | 10,178 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $42,000 | 8,616 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 10,198 |
Total noninterest expense | $407,000 | 10,452 |
Salaries and employee benefits | $208,000 | 10,499 |
Premises and equipment expense | $29,000 | 10,632 |
Additional noninterest expense | $170,000 | 9,774 |
Pre-tax net operating income | $609,000 | 7,377 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $208,000 | 6,773 |
Income before extraordinary items | $401,000 | 7,627 |
Extraordinary gains, net | $0 | 44 |
Net income | $401,000 | 7,630 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 9,945 |
Cash dividends | $625,000 | 2,993 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $401,000 | 7,573 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,312,000 | 10,375 |
Total interest expense | $446,000 | 10,754 |
Net interest income | $866,000 | 9,923 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $62,000 | 10,646 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $47,000 | 8,930 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 10,709 |
Total noninterest expense | $387,000 | 11,001 |
Salaries and employee benefits | $202,000 | 11,006 |
Premises and equipment expense | $18,000 | 11,323 |
Additional noninterest expense | $167,000 | 10,341 |
Pre-tax net operating income | $541,000 | 7,722 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $180,000 | 7,435 |
Income before extraordinary items | $361,000 | 7,920 |
Extraordinary gains, net | $0 | 53 |
Net income | $361,000 | 7,920 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-13,000 | 10,505 |
Cash dividends | $361,000 | 4,114 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $361,000 | 7,858 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,331,000 | 10,793 |
Total interest expense | $457,000 | 11,170 |
Net interest income | $874,000 | 10,325 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $66,000 | 11,042 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $50,000 | 9,237 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $16,000 | 11,150 |
Total noninterest expense | $373,000 | 11,518 |
Salaries and employee benefits | $192,000 | 11,534 |
Premises and equipment expense | $10,000 | 11,903 |
Additional noninterest expense | $171,000 | 10,802 |
Pre-tax net operating income | $567,000 | 8,065 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $180,000 | 7,774 |
Income before extraordinary items | $387,000 | 8,179 |
Extraordinary gains, net | $0 | 65 |
Net income | $387,000 | 8,179 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-15,000 | 10,875 |
Cash dividends | $1,624,000 | 1,415 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $387,000 | 8,144 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,145,000 | 11,453 |
Total interest expense | $362,000 | 11,777 |
Net interest income | $783,000 | 11,108 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $52,000 | 11,897 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $35,000 | 10,191 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 11,641 |
Total noninterest expense | $345,000 | 12,226 |
Salaries and employee benefits | $181,000 | 12,193 |
Premises and equipment expense | $10,000 | 12,540 |
Additional noninterest expense | $154,000 | 11,740 |
Pre-tax net operating income | $490,000 | 8,727 |
Securities gains (losses) | $-31,000 | 10,677 |
Applicable income taxes | $148,000 | 8,343 |
Income before extraordinary items | $311,000 | 9,026 |
Extraordinary gains, net | $0 | 249 |
Net income | $311,000 | 9,029 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-28,000 | 11,511 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $332,080 | 8,856 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,117,000 | 12,059 |
Total interest expense | $379,000 | 12,315 |
Net interest income | $738,000 | 11,730 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $62,000 | 12,252 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $37,000 | 10,508 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 11,679 |
Total noninterest expense | $361,000 | 12,790 |
Salaries and employee benefits | $180,000 | 12,778 |
Premises and equipment expense | $28,000 | 12,902 |
Additional noninterest expense | $153,000 | 12,384 |
Pre-tax net operating income | $439,000 | 9,102 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $127,000 | 9,151 |
Income before extraordinary items | $312,000 | 9,341 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $312,000 | 9,510 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-146,000 | 13,042 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $312,000 | 9,078 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,091,000 | 12,860 |
Total interest expense | $463,000 | 12,915 |
Net interest income | $628,000 | 12,613 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $62,000 | 12,785 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $27,000 | 11,160 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 11,401 |
Total noninterest expense | $340,000 | 13,440 |
Salaries and employee benefits | $158,000 | 13,499 |
Premises and equipment expense | $34,000 | 13,280 |
Additional noninterest expense | $148,000 | 12,985 |
Pre-tax net operating income | $350,000 | 9,690 |
Securities gains (losses) | $-18,000 | 13,448 |
Applicable income taxes | $93,000 | 10,093 |
Income before extraordinary items | $239,000 | 10,058 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $239,000 | 10,211 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-119,000 | 13,767 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $251,960 | 9,533 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.