Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,615,000 | 3,715 |
| Total interest expense | $3,174,000 | 4,480 |
| Net interest income | $5,441,000 | 3,206 |
| Provision for loan and lease losses | $104,000 | 5,080 |
| Total noninterest income | $888,000 | 3,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $669,000 | 1,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,734 |
| Total noninterest expense | $3,057,000 | 4,032 |
| Salaries and employee benefits | $1,759,000 | 3,723 |
| Premises and equipment expense | $367,000 | 4,734 |
| Additional noninterest expense | $931,000 | 4,176 |
| Pre-tax net operating income | $3,168,000 | 2,367 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $984,000 | 2,466 |
| Income before extraordinary items | $2,181,000 | 2,389 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,181,000 | 2,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $850,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,183,070 | 2,329 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,100,000 | 3,986 |
| Total interest expense | $3,112,000 | 4,625 |
| Net interest income | $4,988,000 | 3,542 |
| Provision for loan and lease losses | $224,000 | 3,171 |
| Total noninterest income | $796,000 | 3,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $614,000 | 2,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,438 |
| Total noninterest expense | $2,893,000 | 4,415 |
| Salaries and employee benefits | $1,608,000 | 4,043 |
| Premises and equipment expense | $356,000 | 4,970 |
| Additional noninterest expense | $929,000 | 4,647 |
| Pre-tax net operating income | $2,667,000 | 2,624 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $781,000 | 2,910 |
| Income before extraordinary items | $1,886,000 | 2,580 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,886,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 2,009 |
| Cash dividends | $606,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,886,000 | 2,537 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,503,000 | 4,263 |
| Total interest expense | $2,898,000 | 4,914 |
| Net interest income | $4,605,000 | 3,818 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $739,000 | 3,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $573,000 | 2,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,679 |
| Total noninterest expense | $2,648,000 | 4,746 |
| Salaries and employee benefits | $1,387,000 | 4,599 |
| Premises and equipment expense | $314,000 | 5,437 |
| Additional noninterest expense | $947,000 | 4,556 |
| Pre-tax net operating income | $2,546,000 | 2,794 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $777,000 | 2,946 |
| Income before extraordinary items | $1,772,000 | 2,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,772,000 | 2,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,592 |
| Cash dividends | $581,000 | 3,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,769,900 | 2,749 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,595,000 | 4,467 |
| Total interest expense | $2,377,000 | 4,846 |
| Net interest income | $4,218,000 | 4,177 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $709,000 | 4,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $565,000 | 2,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,323 |
| Total noninterest expense | $2,609,000 | 4,966 |
| Salaries and employee benefits | $1,286,000 | 4,932 |
| Premises and equipment expense | $378,000 | 4,815 |
| Additional noninterest expense | $945,000 | 4,952 |
| Pre-tax net operating income | $2,218,000 | 3,153 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $637,000 | 3,341 |
| Income before extraordinary items | $1,606,000 | 2,998 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,606,000 | 3,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,935 |
| Cash dividends | $515,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,588,000 | 3,040 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,175,000 | 4,828 |
| Total interest expense | $2,443,000 | 4,928 |
| Net interest income | $3,732,000 | 4,694 |
| Provision for loan and lease losses | $398,000 | 2,482 |
| Total noninterest income | $700,000 | 4,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $554,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,644 |
| Total noninterest expense | $2,516,000 | 5,254 |
| Salaries and employee benefits | $1,270,000 | 4,982 |
| Premises and equipment expense | $354,000 | 5,176 |
| Additional noninterest expense | $892,000 | 5,410 |
| Pre-tax net operating income | $1,518,000 | 4,272 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $357,000 | 5,418 |
| Income before extraordinary items | $1,160,000 | 4,147 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,160,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,529 |
| Cash dividends | $448,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,160,760 | 3,939 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,287,000 | 5,286 |
| Total interest expense | $3,121,000 | 4,990 |
| Net interest income | $3,166,000 | 5,462 |
| Provision for loan and lease losses | $243,000 | 4,662 |
| Total noninterest income | $627,000 | 4,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,792 |
| Total noninterest expense | $2,312,000 | 5,660 |
| Salaries and employee benefits | $1,195,000 | 5,181 |
| Premises and equipment expense | $320,000 | 5,717 |
| Additional noninterest expense | $797,000 | 6,087 |
| Pre-tax net operating income | $1,238,000 | 4,799 |
| Securities gains (losses) | $61,000 | 3,800 |
| Applicable income taxes | $237,000 | 6,885 |
| Income before extraordinary items | $1,062,000 | 4,279 |
| Extraordinary gains, net | $69,000 | 895 |
| Net income | $1,131,000 | 4,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 5,022 |
| Cash dividends | $520,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,011,980 | 4,130 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.