Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,922,000 | 4,992 |
| Total interest expense | $2,913,000 | 4,704 |
| Net interest income | $3,009,000 | 5,149 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $393,000 | 5,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,135 |
| Total noninterest expense | $1,722,000 | 6,246 |
| Salaries and employee benefits | $856,000 | 6,516 |
| Premises and equipment expense | $134,000 | 7,956 |
| Additional noninterest expense | $732,000 | 5,096 |
| Pre-tax net operating income | $1,620,000 | 3,892 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $474,000 | 3,742 |
| Income before extraordinary items | $1,146,000 | 4,014 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,146,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $1,304,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,146,000 | 3,977 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,048,000 | 4,978 |
| Total interest expense | $3,096,000 | 4,604 |
| Net interest income | $2,952,000 | 5,187 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $385,000 | 5,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,242 |
| Total noninterest expense | $1,627,000 | 6,377 |
| Salaries and employee benefits | $811,000 | 6,641 |
| Premises and equipment expense | $163,000 | 7,375 |
| Additional noninterest expense | $653,000 | 5,427 |
| Pre-tax net operating income | $1,660,000 | 3,876 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $536,000 | 3,676 |
| Income before extraordinary items | $1,124,000 | 4,118 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,124,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,124,000 | 4,030 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 5,137 |
| Total interest expense | $3,002,000 | 4,708 |
| Net interest income | $2,899,000 | 5,444 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $366,000 | 6,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,492 |
| Total noninterest expense | $1,611,000 | 6,512 |
| Salaries and employee benefits | $773,000 | 6,912 |
| Premises and equipment expense | $192,000 | 6,989 |
| Additional noninterest expense | $646,000 | 5,527 |
| Pre-tax net operating income | $1,654,000 | 4,131 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $537,000 | 4,008 |
| Income before extraordinary items | $1,117,000 | 4,307 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,117,000 | 4,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,883 |
| Cash dividends | $920,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,117,000 | 4,242 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 5,577 |
| Total interest expense | $2,770,000 | 5,117 |
| Net interest income | $2,670,000 | 5,931 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $422,000 | 5,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,947 |
| Total noninterest expense | $1,651,000 | 6,703 |
| Salaries and employee benefits | $767,000 | 7,157 |
| Premises and equipment expense | $162,000 | 7,785 |
| Additional noninterest expense | $722,000 | 5,618 |
| Pre-tax net operating income | $1,441,000 | 4,491 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $397,000 | 4,917 |
| Income before extraordinary items | $1,044,000 | 4,319 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,044,000 | 4,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 10,977 |
| Cash dividends | $840,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,044,000 | 4,271 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 5,689 |
| Total interest expense | $2,753,000 | 5,136 |
| Net interest income | $2,606,000 | 6,116 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $393,000 | 6,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,854 |
| Total noninterest expense | $1,568,000 | 7,073 |
| Salaries and employee benefits | $746,000 | 7,427 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $681,000 | 5,988 |
| Pre-tax net operating income | $1,431,000 | 4,624 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $438,000 | 4,605 |
| Income before extraordinary items | $993,000 | 4,655 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $993,000 | 4,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $840,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $993,000 | 4,626 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 5,731 |
| Total interest expense | $2,286,000 | 5,001 |
| Net interest income | $2,641,000 | 6,190 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $309,000 | 7,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,607 |
| Total noninterest expense | $1,624,000 | 7,218 |
| Salaries and employee benefits | $787,000 | 7,279 |
| Premises and equipment expense | $148,000 | 8,603 |
| Additional noninterest expense | $689,000 | 6,399 |
| Pre-tax net operating income | $1,326,000 | 4,868 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $392,000 | 4,832 |
| Income before extraordinary items | $934,000 | 4,756 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $934,000 | 4,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $810,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $934,000 | 4,805 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 5,807 |
| Total interest expense | $2,465,000 | 4,883 |
| Net interest income | $2,508,000 | 6,533 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $285,000 | 7,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $1,544,000 | 7,678 |
| Salaries and employee benefits | $745,000 | 7,674 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $640,000 | 7,014 |
| Pre-tax net operating income | $1,249,000 | 5,036 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $365,000 | 5,342 |
| Income before extraordinary items | $885,000 | 5,165 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $885,000 | 5,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $1,340,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $884,290 | 4,946 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,604,000 | 5,811 |
| Total interest expense | $2,976,000 | 5,198 |
| Net interest income | $2,628,000 | 6,365 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $296,000 | 7,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $1,497,000 | 7,930 |
| Salaries and employee benefits | $676,000 | 8,174 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $663,000 | 7,008 |
| Pre-tax net operating income | $1,427,000 | 4,237 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $452,000 | 4,353 |
| Income before extraordinary items | $975,000 | 4,604 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $975,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 13,542 |
| Cash dividends | $320,000 | 3,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $975,000 | 4,280 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.