Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 5,939 |
| Total interest expense | $2,077,000 | 5,869 |
| Net interest income | $2,426,000 | 5,910 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $439,000 | 5,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,975 |
| Total noninterest expense | $1,479,000 | 6,830 |
| Salaries and employee benefits | $788,000 | 6,809 |
| Premises and equipment expense | $157,000 | 7,549 |
| Additional noninterest expense | $534,000 | 6,262 |
| Pre-tax net operating income | $1,386,000 | 4,329 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $444,000 | 3,894 |
| Income before extraordinary items | $942,000 | 4,605 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $942,000 | 4,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $1,008,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $942,000 | 4,566 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,400,000 | 6,139 |
| Total interest expense | $2,153,000 | 5,918 |
| Net interest income | $2,247,000 | 6,215 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $342,000 | 6,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,743 |
| Total noninterest expense | $1,367,000 | 7,051 |
| Salaries and employee benefits | $723,000 | 7,055 |
| Premises and equipment expense | $164,000 | 7,353 |
| Additional noninterest expense | $480,000 | 6,578 |
| Pre-tax net operating income | $1,222,000 | 4,828 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $393,000 | 4,467 |
| Income before extraordinary items | $829,000 | 5,079 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $829,000 | 5,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $829,000 | 4,995 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 6,239 |
| Total interest expense | $2,204,000 | 5,872 |
| Net interest income | $2,285,000 | 6,391 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $328,000 | 6,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 4,932 |
| Total noninterest expense | $1,415,000 | 6,996 |
| Salaries and employee benefits | $695,000 | 7,340 |
| Premises and equipment expense | $196,000 | 6,924 |
| Additional noninterest expense | $524,000 | 6,320 |
| Pre-tax net operating income | $1,198,000 | 5,256 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $371,000 | 5,120 |
| Income before extraordinary items | $827,000 | 5,347 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $827,000 | 5,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $1,485,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $827,000 | 5,294 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 6,354 |
| Total interest expense | $2,292,000 | 5,860 |
| Net interest income | $2,254,000 | 6,651 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $306,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,709 |
| Total noninterest expense | $1,283,000 | 7,711 |
| Salaries and employee benefits | $682,000 | 7,640 |
| Premises and equipment expense | $160,000 | 7,826 |
| Additional noninterest expense | $441,000 | 7,542 |
| Pre-tax net operating income | $1,277,000 | 4,894 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $421,000 | 4,725 |
| Income before extraordinary items | $856,000 | 5,050 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $856,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,357 |
| Cash dividends | $459,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $856,000 | 4,998 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 6,623 |
| Total interest expense | $2,237,000 | 6,009 |
| Net interest income | $2,111,000 | 7,056 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $320,000 | 6,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,124 |
| Total noninterest expense | $1,287,000 | 7,901 |
| Salaries and employee benefits | $639,000 | 8,123 |
| Premises and equipment expense | $186,000 | 7,481 |
| Additional noninterest expense | $462,000 | 7,591 |
| Pre-tax net operating income | $1,144,000 | 5,434 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $361,000 | 5,312 |
| Income before extraordinary items | $783,000 | 5,526 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $783,000 | 5,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $783,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $783,000 | 5,510 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 6,839 |
| Total interest expense | $1,760,000 | 6,175 |
| Net interest income | $2,136,000 | 7,233 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $253,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $1,253,000 | 8,405 |
| Salaries and employee benefits | $630,000 | 8,403 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $480,000 | 8,055 |
| Pre-tax net operating income | $1,136,000 | 5,439 |
| Securities gains (losses) | $-81,000 | 11,391 |
| Applicable income taxes | $302,000 | 5,856 |
| Income before extraordinary items | $753,000 | 5,595 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $753,000 | 5,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $603,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $810,510 | 5,370 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 6,968 |
| Total interest expense | $1,733,000 | 6,526 |
| Net interest income | $2,179,000 | 7,235 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $286,000 | 7,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 6,056 |
| Total noninterest expense | $1,261,000 | 8,651 |
| Salaries and employee benefits | $616,000 | 8,665 |
| Premises and equipment expense | $148,000 | 8,964 |
| Additional noninterest expense | $497,000 | 8,245 |
| Pre-tax net operating income | $1,204,000 | 5,171 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $332,000 | 5,710 |
| Income before extraordinary items | $870,000 | 5,218 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $870,000 | 5,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-274,000 | 13,164 |
| Cash dividends | $1,539,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $871,440 | 4,992 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 7,218 |
| Total interest expense | $2,063,000 | 6,972 |
| Net interest income | $2,154,000 | 7,361 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $351,000 | 7,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 5,004 |
| Total noninterest expense | $1,217,000 | 8,968 |
| Salaries and employee benefits | $594,000 | 8,855 |
| Premises and equipment expense | $147,000 | 9,210 |
| Additional noninterest expense | $476,000 | 8,683 |
| Pre-tax net operating income | $1,288,000 | 4,641 |
| Securities gains (losses) | $-11,000 | 13,323 |
| Applicable income taxes | $353,000 | 5,316 |
| Income before extraordinary items | $924,000 | 4,835 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $924,000 | 4,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-399,000 | 13,899 |
| Cash dividends | $540,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $931,920 | 4,478 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.