Home > Pinnacle Bank > Income and Expense
Pinnacle Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $5,275,000 | 5,383 |
Total interest expense | $2,182,000 | 5,682 |
Net interest income | $3,093,000 | 5,035 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $443,000 | 5,320 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $354,000 | 3,538 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $89,000 | 6,897 |
Total noninterest expense | $1,955,000 | 5,782 |
Salaries and employee benefits | $932,000 | 6,174 |
Premises and equipment expense | $232,000 | 6,305 |
Additional noninterest expense | $791,000 | 4,825 |
Pre-tax net operating income | $1,581,000 | 3,950 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $540,000 | 3,470 |
Income before extraordinary items | $1,041,000 | 4,297 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,041,000 | 4,300 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 5,236 |
Cash dividends | $1,445,000 | 1,742 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,041,000 | 4,259 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $5,621,000 | 5,222 |
Total interest expense | $2,529,000 | 5,324 |
Net interest income | $3,092,000 | 5,030 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $465,000 | 5,144 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $339,000 | 3,570 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $126,000 | 6,085 |
Total noninterest expense | $1,863,000 | 5,854 |
Salaries and employee benefits | $935,000 | 6,047 |
Premises and equipment expense | $227,000 | 6,307 |
Additional noninterest expense | $701,000 | 5,159 |
Pre-tax net operating income | $1,694,000 | 3,808 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $588,000 | 3,455 |
Income before extraordinary items | $1,106,000 | 4,164 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,106,000 | 4,163 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,100 |
Cash dividends | $1,077,000 | 2,098 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,106,000 | 4,076 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $5,728,000 | 5,239 |
Total interest expense | $2,634,000 | 5,205 |
Net interest income | $3,094,000 | 5,181 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $411,000 | 5,639 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $89,000 | 7,447 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $322,000 | 3,772 |
Total noninterest expense | $1,895,000 | 5,860 |
Salaries and employee benefits | $955,000 | 6,029 |
Premises and equipment expense | $238,000 | 6,238 |
Additional noninterest expense | $702,000 | 5,209 |
Pre-tax net operating income | $1,610,000 | 4,217 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $544,000 | 3,964 |
Income before extraordinary items | $1,066,000 | 4,463 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,066,000 | 4,464 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $68,000 | 4,572 |
Cash dividends | $1,019,000 | 2,128 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,066,000 | 4,404 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $5,555,000 | 5,478 |
Total interest expense | $2,493,000 | 5,528 |
Net interest income | $3,062,000 | 5,350 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $350,000 | 6,440 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $288,000 | 4,358 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $62,000 | 8,398 |
Total noninterest expense | $1,823,000 | 6,329 |
Salaries and employee benefits | $999,000 | 5,994 |
Premises and equipment expense | $217,000 | 6,740 |
Additional noninterest expense | $607,000 | 6,310 |
Pre-tax net operating income | $1,589,000 | 4,142 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $527,000 | 3,982 |
Income before extraordinary items | $1,062,000 | 4,267 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,062,000 | 4,268 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 7,336 |
Cash dividends | $737,000 | 2,662 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,062,000 | 4,215 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $5,530,000 | 5,564 |
Total interest expense | $2,551,000 | 5,475 |
Net interest income | $2,979,000 | 5,522 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $340,000 | 6,600 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $281,000 | 4,520 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $59,000 | 8,803 |
Total noninterest expense | $1,795,000 | 6,473 |
Salaries and employee benefits | $921,000 | 6,455 |
Premises and equipment expense | $222,000 | 6,802 |
Additional noninterest expense | $652,000 | 6,182 |
Pre-tax net operating income | $1,524,000 | 4,400 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $484,000 | 4,305 |
Income before extraordinary items | $1,040,000 | 4,439 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,040,000 | 4,437 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,801 |
Cash dividends | $776,000 | 2,488 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,040,000 | 4,436 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $5,095,000 | 5,596 |
Total interest expense | $1,752,000 | 6,202 |
Net interest income | $3,343,000 | 5,145 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $330,000 | 6,905 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $248,000 | 5,083 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $82,000 | 8,157 |
Total noninterest expense | $1,792,000 | 6,706 |
Salaries and employee benefits | $920,000 | 6,512 |
Premises and equipment expense | $250,000 | 6,528 |
Additional noninterest expense | $622,000 | 6,878 |
Pre-tax net operating income | $1,881,000 | 3,616 |
Securities gains (losses) | $-46,000 | 10,966 |
Applicable income taxes | $532,000 | 3,867 |
Income before extraordinary items | $1,303,000 | 3,583 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,303,000 | 3,591 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-105,000 | 12,249 |
Cash dividends | $970,000 | 1,985 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,335,660 | 3,544 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $4,320,000 | 6,505 |
Total interest expense | $1,706,000 | 6,604 |
Net interest income | $2,614,000 | 6,326 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $298,000 | 7,709 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $249,000 | 5,136 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $49,000 | 10,159 |
Total noninterest expense | $1,785,000 | 6,931 |
Salaries and employee benefits | $871,000 | 6,893 |
Premises and equipment expense | $279,000 | 6,196 |
Additional noninterest expense | $635,000 | 7,040 |
Pre-tax net operating income | $1,127,000 | 5,423 |
Securities gains (losses) | $-6,000 | 12,616 |
Applicable income taxes | $326,000 | 5,780 |
Income before extraordinary items | $795,000 | 5,602 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $795,000 | 5,739 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-13,000 | 11,891 |
Cash dividends | $1,746,000 | 1,150 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $799,260 | 5,342 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,971,000 | 6,419 |
Total interest expense | $2,113,000 | 6,835 |
Net interest income | $2,858,000 | 5,954 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $371,000 | 6,823 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $295,000 | 4,505 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $76,000 | 9,018 |
Total noninterest expense | $1,718,000 | 7,220 |
Salaries and employee benefits | $818,000 | 7,144 |
Premises and equipment expense | $294,000 | 6,065 |
Additional noninterest expense | $606,000 | 7,459 |
Pre-tax net operating income | $1,511,000 | 4,020 |
Securities gains (losses) | $-26,000 | 13,541 |
Applicable income taxes | $441,000 | 4,438 |
Income before extraordinary items | $1,044,000 | 4,329 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,044,000 | 4,372 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-33,000 | 13,326 |
Cash dividends | $388,000 | 3,425 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,062,200 | 3,955 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.