Home > Pinemont Bank > Income and Expense
Pinemont Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,808,000 | 2,269 |
| Total interest expense | $5,003,000 | 2,997 |
| Net interest income | $9,805,000 | 1,811 |
| Provision for loan and lease losses | $420,000 | 2,004 |
| Total noninterest income | $1,966,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,581,000 | 840 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $385,000 | 3,474 |
| Total noninterest expense | $8,242,000 | 1,719 |
| Salaries and employee benefits | $4,659,000 | 1,446 |
| Premises and equipment expense | $1,424,000 | 1,428 |
| Additional noninterest expense | $2,159,000 | 2,286 |
| Pre-tax net operating income | $3,109,000 | 2,292 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,052,000 | 2,243 |
| Income before extraordinary items | $2,057,000 | 2,398 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,057,000 | 2,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,230 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $3,275,000 | 214 |
| Net operating income | $2,057,000 | 2,346 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,108,000 | 2,987 |
| Total interest expense | $3,609,000 | 4,040 |
| Net interest income | $7,499,000 | 2,399 |
| Provision for loan and lease losses | $196,000 | 3,066 |
| Total noninterest income | $1,117,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $910,000 | 1,501 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $207,000 | 5,033 |
| Total noninterest expense | $6,195,000 | 2,196 |
| Salaries and employee benefits | $3,617,000 | 1,840 |
| Premises and equipment expense | $880,000 | 2,275 |
| Additional noninterest expense | $1,698,000 | 2,753 |
| Pre-tax net operating income | $2,225,000 | 3,181 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $746,000 | 3,057 |
| Income before extraordinary items | $1,481,000 | 3,283 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,481,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,456 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 794 |
| Net operating income | $1,479,660 | 3,264 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,719,000 | 3,859 |
| Total interest expense | $2,397,000 | 4,819 |
| Net interest income | $5,322,000 | 3,370 |
| Provision for loan and lease losses | $204,000 | 2,977 |
| Total noninterest income | $950,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $731,000 | 1,839 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $219,000 | 4,985 |
| Total noninterest expense | $4,944,000 | 2,798 |
| Salaries and employee benefits | $2,728,000 | 2,453 |
| Premises and equipment expense | $765,000 | 2,630 |
| Additional noninterest expense | $1,451,000 | 3,414 |
| Pre-tax net operating income | $1,124,000 | 5,480 |
| Securities gains (losses) | $-154,000 | 11,806 |
| Applicable income taxes | $322,000 | 5,607 |
| Income before extraordinary items | $648,000 | 6,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $648,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,795 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,897,000 | 247 |
| Net operating income | $751,180 | 5,677 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 4,672 |
| Total interest expense | $2,220,000 | 5,340 |
| Net interest income | $4,182,000 | 4,231 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $1,002,000 | 3,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $721,000 | 1,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,644 |
| Total noninterest expense | $4,700,000 | 3,005 |
| Salaries and employee benefits | $2,577,000 | 2,566 |
| Premises and equipment expense | $718,000 | 2,815 |
| Additional noninterest expense | $1,405,000 | 3,692 |
| Pre-tax net operating income | $452,000 | 9,009 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $181,000 | 7,990 |
| Income before extraordinary items | $292,000 | 9,584 |
| Extraordinary gains, net | $50,000 | 2,172 |
| Net income | $342,000 | 9,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $278,560 | 9,447 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 5,148 |
| Total interest expense | $2,695,000 | 5,649 |
| Net interest income | $3,794,000 | 4,665 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $849,000 | 3,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $599,000 | 2,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,958 |
| Total noninterest expense | $4,654,000 | 3,067 |
| Salaries and employee benefits | $2,344,000 | 2,766 |
| Premises and equipment expense | $758,000 | 2,736 |
| Additional noninterest expense | $1,552,000 | 3,497 |
| Pre-tax net operating income | $-11,000 | 12,768 |
| Securities gains (losses) | $437,000 | 1,199 |
| Applicable income taxes | $136,000 | 8,982 |
| Income before extraordinary items | $290,000 | 9,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $290,000 | 9,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-7,160 | 12,702 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.