Home > Pineland State Bank > Income and Expense
Pineland State Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 5,317 |
| Total interest expense | $79,000 | 5,297 |
| Net interest income | $934,000 | 5,276 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $194,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $163,000 | 2,808 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $31,000 | 5,342 |
| Total noninterest expense | $973,000 | 5,012 |
| Salaries and employee benefits | $532,000 | 4,993 |
| Premises and equipment expense | $77,000 | 5,257 |
| Additional noninterest expense | $364,000 | 4,793 |
| Pre-tax net operating income | $155,000 | 5,255 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $56,000 | 3,332 |
| Income before extraordinary items | $99,000 | 5,459 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 5,457 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $99,000 | 5,458 |
| Net charge-offs | $51,000 | 2,129 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $99,000 | 5,402 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 5,356 |
| Total interest expense | $41,000 | 5,306 |
| Net interest income | $471,000 | 5,324 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $96,000 | 4,443 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $80,000 | 2,824 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $16,000 | 5,349 |
| Total noninterest expense | $497,000 | 5,031 |
| Salaries and employee benefits | $277,000 | 4,979 |
| Premises and equipment expense | $36,000 | 5,358 |
| Additional noninterest expense | $184,000 | 4,819 |
| Pre-tax net operating income | $70,000 | 5,311 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $25,000 | 3,370 |
| Income before extraordinary items | $45,000 | 5,509 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $45,000 | 5,508 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $45,000 | 5,508 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $45,000 | 5,456 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 5,412 |
| Total interest expense | $175,000 | 5,299 |
| Net interest income | $1,813,000 | 5,386 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $360,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $318,000 | 2,919 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $42,000 | 5,593 |
| Total noninterest expense | $2,085,000 | 4,996 |
| Salaries and employee benefits | $1,139,000 | 4,965 |
| Premises and equipment expense | $155,000 | 5,388 |
| Additional noninterest expense | $791,000 | 4,724 |
| Pre-tax net operating income | $88,000 | 5,703 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $-146,000 | 6,020 |
| Income before extraordinary items | $235,000 | 5,389 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $235,000 | 5,392 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $235,000 | 5,392 |
| Net charge-offs | $39,000 | 3,421 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $234,000 | 5,339 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 5,497 |
| Total interest expense | $133,000 | 5,370 |
| Net interest income | $1,343,000 | 5,468 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $264,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $242,000 | 2,916 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 5,778 |
| Total noninterest expense | $1,567,000 | 5,017 |
| Salaries and employee benefits | $861,000 | 4,984 |
| Premises and equipment expense | $117,000 | 5,434 |
| Additional noninterest expense | $589,000 | 4,783 |
| Pre-tax net operating income | $40,000 | 5,855 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $13,000 | 4,071 |
| Income before extraordinary items | $28,000 | 5,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 5,921 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $28,000 | 5,921 |
| Net charge-offs | $22,000 | 3,305 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $27,320 | 5,883 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $973,000 | 5,547 |
| Total interest expense | $88,000 | 5,431 |
| Net interest income | $885,000 | 5,527 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $167,000 | 4,745 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $156,000 | 2,953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 5,914 |
| Total noninterest expense | $1,037,000 | 5,080 |
| Salaries and employee benefits | $584,000 | 5,011 |
| Premises and equipment expense | $71,000 | 5,569 |
| Additional noninterest expense | $382,000 | 4,862 |
| Pre-tax net operating income | $15,000 | 5,937 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $4,000 | 4,265 |
| Income before extraordinary items | $11,000 | 5,988 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $11,000 | 5,989 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $11,000 | 5,990 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $11,000 | 5,949 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $492,000 | 5,582 |
| Total interest expense | $45,000 | 5,451 |
| Net interest income | $447,000 | 5,547 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $91,000 | 4,657 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $74,000 | 3,026 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 5,501 |
| Total noninterest expense | $511,000 | 5,148 |
| Salaries and employee benefits | $291,000 | 5,055 |
| Premises and equipment expense | $32,000 | 5,717 |
| Additional noninterest expense | $188,000 | 4,921 |
| Pre-tax net operating income | $27,000 | 5,820 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $18,000 | 5,911 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $18,000 | 5,911 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $18,000 | 5,912 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $18,000 | 5,867 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 5,537 |
| Total interest expense | $201,000 | 5,487 |
| Net interest income | $1,973,000 | 5,493 |
| Provision for loan and lease losses | $140,000 | 2,844 |
| Total noninterest income | $430,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $363,000 | 2,877 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $67,000 | 5,563 |
| Total noninterest expense | $2,113,000 | 5,181 |
| Salaries and employee benefits | $1,138,000 | 5,152 |
| Premises and equipment expense | $185,000 | 5,450 |
| Additional noninterest expense | $790,000 | 4,937 |
| Pre-tax net operating income | $150,000 | 5,775 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $79,000 | 3,518 |
| Income before extraordinary items | $71,000 | 5,966 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $71,000 | 5,966 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $71,000 | 5,967 |
| Net charge-offs | $186,000 | 2,540 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $71,000 | 5,928 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 5,588 |
| Total interest expense | $152,000 | 5,549 |
| Net interest income | $1,495,000 | 5,544 |
| Provision for loan and lease losses | $140,000 | 2,452 |
| Total noninterest income | $288,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $276,000 | 2,878 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $12,000 | 6,166 |
| Total noninterest expense | $1,541,000 | 5,245 |
| Salaries and employee benefits | $838,000 | 5,203 |
| Premises and equipment expense | $132,000 | 5,560 |
| Additional noninterest expense | $571,000 | 5,044 |
| Pre-tax net operating income | $102,000 | 5,878 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $36,000 | 3,784 |
| Income before extraordinary items | $66,000 | 5,983 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $66,000 | 5,982 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $66,000 | 5,983 |
| Net charge-offs | $128,000 | 2,445 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $66,000 | 5,965 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 5,637 |
| Total interest expense | $102,000 | 5,596 |
| Net interest income | $988,000 | 5,581 |
| Provision for loan and lease losses | $110,000 | 2,256 |
| Total noninterest income | $192,000 | 4,730 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $182,000 | 2,881 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $10,000 | 6,188 |
| Total noninterest expense | $990,000 | 5,357 |
| Salaries and employee benefits | $551,000 | 5,267 |
| Premises and equipment expense | $87,000 | 5,612 |
| Additional noninterest expense | $352,000 | 5,207 |
| Pre-tax net operating income | $80,000 | 5,861 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $28,000 | 3,717 |
| Income before extraordinary items | $52,000 | 5,974 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $52,000 | 5,975 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $52,000 | 5,976 |
| Net charge-offs | $130,000 | 1,965 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $52,000 | 5,941 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 5,717 |
| Total interest expense | $52,000 | 5,652 |
| Net interest income | $483,000 | 5,670 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $112,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $83,000 | 3,026 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $29,000 | 5,193 |
| Total noninterest expense | $498,000 | 5,412 |
| Salaries and employee benefits | $275,000 | 5,337 |
| Premises and equipment expense | $43,000 | 5,693 |
| Additional noninterest expense | $180,000 | 5,220 |
| Pre-tax net operating income | $37,000 | 5,864 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $13,000 | 3,708 |
| Income before extraordinary items | $24,000 | 5,999 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $24,000 | 5,999 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $24,000 | 6,000 |
| Net charge-offs | $129,000 | 1,207 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $24,000 | 5,966 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 5,649 |
| Total interest expense | $261,000 | 5,603 |
| Net interest income | $2,079,000 | 5,594 |
| Provision for loan and lease losses | $187,000 | 3,037 |
| Total noninterest income | $17,000 | 6,604 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $357,000 | 3,051 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-340,000 | 6,712 |
| Total noninterest expense | $2,118,000 | 5,365 |
| Salaries and employee benefits | $1,037,000 | 5,476 |
| Premises and equipment expense | $195,000 | 5,588 |
| Additional noninterest expense | $886,000 | 4,846 |
| Pre-tax net operating income | $-209,000 | 6,369 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $69,000 | 3,621 |
| Income before extraordinary items | $-278,000 | 6,422 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-278,000 | 6,422 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-278,000 | 6,423 |
| Net charge-offs | $485,000 | 2,047 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-278,000 | 6,414 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 5,658 |
| Total interest expense | $204,000 | 5,653 |
| Net interest income | $1,603,000 | 5,583 |
| Provision for loan and lease losses | $188,000 | 2,665 |
| Total noninterest income | $182,000 | 5,487 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $263,000 | 3,103 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-81,000 | 6,720 |
| Total noninterest expense | $1,604,000 | 5,376 |
| Salaries and employee benefits | $793,000 | 5,477 |
| Premises and equipment expense | $138,000 | 5,718 |
| Additional noninterest expense | $673,000 | 4,847 |
| Pre-tax net operating income | $-7,000 | 6,297 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-9,000 | 6,520 |
| Income before extraordinary items | $2,000 | 6,336 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,000 | 6,338 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,000 | 6,337 |
| Net charge-offs | $481,000 | 1,629 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,000 | 6,291 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 5,658 |
| Total interest expense | $140,000 | 5,667 |
| Net interest income | $1,090,000 | 5,572 |
| Provision for loan and lease losses | $155,000 | 2,401 |
| Total noninterest income | $103,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $175,000 | 3,069 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-72,000 | 6,779 |
| Total noninterest expense | $1,009,000 | 5,504 |
| Salaries and employee benefits | $535,000 | 5,488 |
| Premises and equipment expense | $89,000 | 5,789 |
| Additional noninterest expense | $385,000 | 5,180 |
| Pre-tax net operating income | $29,000 | 6,180 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $6,000 | 4,328 |
| Income before extraordinary items | $23,000 | 6,275 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $23,000 | 6,277 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $23,000 | 6,277 |
| Net charge-offs | $403,000 | 1,443 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $23,000 | 6,204 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 5,555 |
| Total interest expense | $72,000 | 5,711 |
| Net interest income | $590,000 | 5,471 |
| Provision for loan and lease losses | $120,000 | 1,891 |
| Total noninterest income | $82,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $86,000 | 3,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-4,000 | 6,770 |
| Total noninterest expense | $500,000 | 5,572 |
| Salaries and employee benefits | $267,000 | 5,520 |
| Premises and equipment expense | $45,000 | 5,811 |
| Additional noninterest expense | $188,000 | 5,273 |
| Pre-tax net operating income | $52,000 | 5,818 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $17,000 | 3,698 |
| Income before extraordinary items | $35,000 | 6,050 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $35,000 | 6,050 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $35,000 | 6,051 |
| Net charge-offs | $307,000 | 1,043 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $35,000 | 5,962 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 5,948 |
| Total interest expense | $339,000 | 5,807 |
| Net interest income | $1,956,000 | 5,893 |
| Provision for loan and lease losses | $251,000 | 3,613 |
| Total noninterest income | $285,000 | 5,299 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $377,000 | 3,059 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-92,000 | 6,727 |
| Total noninterest expense | $1,971,000 | 5,680 |
| Salaries and employee benefits | $1,015,000 | 5,674 |
| Premises and equipment expense | $214,000 | 5,619 |
| Additional noninterest expense | $742,000 | 5,417 |
| Pre-tax net operating income | $19,000 | 6,109 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-9,000 | 6,529 |
| Income before extraordinary items | $28,000 | 6,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $28,000 | 6,240 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $28,000 | 6,242 |
| Net charge-offs | $19,000 | 5,426 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $28,000 | 6,103 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 6,051 |
| Total interest expense | $262,000 | 5,896 |
| Net interest income | $1,456,000 | 5,996 |
| Provision for loan and lease losses | $296,000 | 2,998 |
| Total noninterest income | $152,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $275,000 | 3,148 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-123,000 | 6,938 |
| Total noninterest expense | $1,457,000 | 5,745 |
| Salaries and employee benefits | $761,000 | 5,707 |
| Premises and equipment expense | $158,000 | 5,700 |
| Additional noninterest expense | $538,000 | 5,546 |
| Pre-tax net operating income | $-145,000 | 6,474 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-61,000 | 6,869 |
| Income before extraordinary items | $-84,000 | 6,520 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-84,000 | 6,518 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-84,000 | 6,518 |
| Net charge-offs | $143,000 | 3,649 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-84,000 | 6,420 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 6,112 |
| Total interest expense | $179,000 | 5,949 |
| Net interest income | $953,000 | 6,070 |
| Provision for loan and lease losses | $276,000 | 2,553 |
| Total noninterest income | $124,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $175,000 | 3,217 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-51,000 | 6,954 |
| Total noninterest expense | $967,000 | 5,802 |
| Salaries and employee benefits | $506,000 | 5,769 |
| Premises and equipment expense | $100,000 | 5,807 |
| Additional noninterest expense | $361,000 | 5,570 |
| Pre-tax net operating income | $-166,000 | 6,600 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-66,000 | 6,975 |
| Income before extraordinary items | $-100,000 | 6,629 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-100,000 | 6,629 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-100,000 | 6,629 |
| Net charge-offs | $107,000 | 3,344 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-100,000 | 6,543 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $575,000 | 6,133 |
| Total interest expense | $94,000 | 5,980 |
| Net interest income | $481,000 | 6,104 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $23,000 | 6,560 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $86,000 | 3,236 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-63,000 | 7,118 |
| Total noninterest expense | $464,000 | 5,917 |
| Salaries and employee benefits | $255,000 | 5,799 |
| Premises and equipment expense | $47,000 | 5,945 |
| Additional noninterest expense | $162,000 | 5,804 |
| Pre-tax net operating income | $-35,000 | 6,575 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-15,000 | 7,008 |
| Income before extraordinary items | $-20,000 | 6,629 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-20,000 | 6,628 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-20,000 | 6,628 |
| Net charge-offs | $36,000 | 3,280 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-20,000 | 6,536 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 6,042 |
| Total interest expense | $540,000 | 5,707 |
| Net interest income | $2,037,000 | 6,046 |
| Provision for loan and lease losses | $45,000 | 5,911 |
| Total noninterest income | $-234,000 | 7,126 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $369,000 | 3,192 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-603,000 | 7,119 |
| Total noninterest expense | $2,258,000 | 5,573 |
| Salaries and employee benefits | $1,022,000 | 5,826 |
| Premises and equipment expense | $220,000 | 5,847 |
| Additional noninterest expense | $1,016,000 | 4,862 |
| Pre-tax net operating income | $-500,000 | 6,407 |
| Securities gains (losses) | $54,000 | 2,538 |
| Applicable income taxes | $-217,000 | 6,939 |
| Income before extraordinary items | $-229,000 | 6,350 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-229,000 | 6,353 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-229,000 | 6,353 |
| Net charge-offs | $524,000 | 3,116 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-263,560 | 6,316 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 6,015 |
| Total interest expense | $434,000 | 5,692 |
| Net interest income | $1,581,000 | 6,026 |
| Provision for loan and lease losses | $10,000 | 6,179 |
| Total noninterest income | $-158,000 | 7,227 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $275,000 | 3,201 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-433,000 | 7,217 |
| Total noninterest expense | $1,579,000 | 5,741 |
| Salaries and employee benefits | $767,000 | 5,843 |
| Premises and equipment expense | $169,000 | 5,843 |
| Additional noninterest expense | $643,000 | 5,285 |
| Pre-tax net operating income | $-166,000 | 6,357 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-79,000 | 6,980 |
| Income before extraordinary items | $-87,000 | 6,397 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-87,000 | 6,400 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-87,000 | 6,400 |
| Net charge-offs | $478,000 | 2,717 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-87,000 | 6,309 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 6,013 |
| Total interest expense | $305,000 | 5,708 |
| Net interest income | $1,083,000 | 6,010 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $97,000 | 5,892 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $195,000 | 3,083 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-98,000 | 7,200 |
| Total noninterest expense | $1,070,000 | 5,775 |
| Salaries and employee benefits | $509,000 | 5,901 |
| Premises and equipment expense | $109,000 | 5,946 |
| Additional noninterest expense | $452,000 | 5,247 |
| Pre-tax net operating income | $110,000 | 5,636 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $29,000 | 3,661 |
| Income before extraordinary items | $81,000 | 5,817 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $81,000 | 5,816 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $81,000 | 5,817 |
| Net charge-offs | $114,000 | 3,709 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $81,000 | 5,737 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 6,088 |
| Total interest expense | $162,000 | 5,691 |
| Net interest income | $518,000 | 6,115 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $83,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $101,000 | 2,954 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-18,000 | 7,218 |
| Total noninterest expense | $496,000 | 5,964 |
| Salaries and employee benefits | $254,000 | 5,944 |
| Premises and equipment expense | $56,000 | 5,948 |
| Additional noninterest expense | $186,000 | 5,707 |
| Pre-tax net operating income | $105,000 | 5,083 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $33,000 | 3,121 |
| Income before extraordinary items | $72,000 | 5,390 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $72,000 | 5,389 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $72,000 | 5,390 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $72,000 | 5,335 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 5,983 |
| Total interest expense | $858,000 | 5,570 |
| Net interest income | $2,217,000 | 6,041 |
| Provision for loan and lease losses | $38,000 | 6,617 |
| Total noninterest income | $542,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $443,000 | 2,882 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $99,000 | 5,456 |
| Total noninterest expense | $2,272,000 | 5,723 |
| Salaries and employee benefits | $1,067,000 | 5,899 |
| Premises and equipment expense | $221,000 | 6,031 |
| Additional noninterest expense | $984,000 | 5,134 |
| Pre-tax net operating income | $449,000 | 4,491 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $115,000 | 3,125 |
| Income before extraordinary items | $334,000 | 4,827 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $334,000 | 4,831 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $334,000 | 4,831 |
| Net charge-offs | $223,000 | 4,649 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $334,000 | 4,681 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 6,052 |
| Total interest expense | $670,000 | 5,633 |
| Net interest income | $1,679,000 | 6,112 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $420,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $333,000 | 2,945 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $87,000 | 5,375 |
| Total noninterest expense | $1,644,000 | 5,842 |
| Salaries and employee benefits | $807,000 | 5,936 |
| Premises and equipment expense | $173,000 | 6,010 |
| Additional noninterest expense | $664,000 | 5,405 |
| Pre-tax net operating income | $455,000 | 4,345 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $151,000 | 2,789 |
| Income before extraordinary items | $304,000 | 4,865 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $304,000 | 4,868 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $304,000 | 4,868 |
| Net charge-offs | $73,000 | 5,209 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $304,000 | 4,667 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,590,000 | 6,070 |
| Total interest expense | $461,000 | 5,664 |
| Net interest income | $1,129,000 | 6,117 |
| Provision for loan and lease losses | $53,000 | 5,807 |
| Total noninterest income | $298,000 | 4,276 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $219,000 | 2,973 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $79,000 | 5,000 |
| Total noninterest expense | $1,003,000 | 6,080 |
| Salaries and employee benefits | $532,000 | 6,003 |
| Premises and equipment expense | $121,000 | 5,942 |
| Additional noninterest expense | $350,000 | 5,952 |
| Pre-tax net operating income | $371,000 | 4,092 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $126,000 | 2,586 |
| Income before extraordinary items | $245,000 | 4,604 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $245,000 | 4,604 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $245,000 | 4,604 |
| Net charge-offs | $18,000 | 5,558 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $245,000 | 4,460 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $806,000 | 6,123 |
| Total interest expense | $240,000 | 5,700 |
| Net interest income | $566,000 | 6,139 |
| Provision for loan and lease losses | $44,000 | 5,047 |
| Total noninterest income | $145,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $110,000 | 2,968 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $489,000 | 6,210 |
| Salaries and employee benefits | $264,000 | 6,089 |
| Premises and equipment expense | $61,000 | 6,007 |
| Additional noninterest expense | $164,000 | 6,154 |
| Pre-tax net operating income | $178,000 | 4,280 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $62,000 | 2,606 |
| Income before extraordinary items | $116,000 | 4,769 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $116,000 | 4,769 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $116,000 | 4,768 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $116,000 | 4,660 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 6,012 |
| Total interest expense | $1,254,000 | 5,565 |
| Net interest income | $2,260,000 | 6,090 |
| Provision for loan and lease losses | $2,555,000 | 2,149 |
| Total noninterest income | $577,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $495,000 | 2,913 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $82,000 | 5,886 |
| Total noninterest expense | $3,281,000 | 4,917 |
| Salaries and employee benefits | $1,053,000 | 6,130 |
| Premises and equipment expense | $248,000 | 6,080 |
| Additional noninterest expense | $1,980,000 | 3,342 |
| Pre-tax net operating income | $-2,999,000 | 6,888 |
| Securities gains (losses) | $-497,000 | 7,589 |
| Applicable income taxes | $-1,191,000 | 7,344 |
| Income before extraordinary items | $-2,305,000 | 6,835 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,305,000 | 6,832 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,305,000 | 6,833 |
| Net charge-offs | $2,226,000 | 1,911 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,976,980 | 6,747 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 5,933 |
| Total interest expense | $993,000 | 5,583 |
| Net interest income | $1,814,000 | 5,938 |
| Provision for loan and lease losses | $660,000 | 3,376 |
| Total noninterest income | $432,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $368,000 | 2,943 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $64,000 | 5,963 |
| Total noninterest expense | $2,343,000 | 5,063 |
| Salaries and employee benefits | $820,000 | 6,073 |
| Premises and equipment expense | $185,000 | 6,139 |
| Additional noninterest expense | $1,338,000 | 3,575 |
| Pre-tax net operating income | $-757,000 | 6,512 |
| Securities gains (losses) | $-497,000 | 7,754 |
| Applicable income taxes | $-564,000 | 7,378 |
| Income before extraordinary items | $-690,000 | 6,562 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-690,000 | 6,563 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-690,000 | 6,563 |
| Net charge-offs | $842,000 | 2,402 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-371,920 | 6,301 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 5,993 |
| Total interest expense | $691,000 | 5,598 |
| Net interest income | $1,183,000 | 6,005 |
| Provision for loan and lease losses | $398,000 | 3,291 |
| Total noninterest income | $288,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $242,000 | 2,924 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $46,000 | 5,941 |
| Total noninterest expense | $1,767,000 | 4,743 |
| Salaries and employee benefits | $551,000 | 6,128 |
| Premises and equipment expense | $122,000 | 6,209 |
| Additional noninterest expense | $1,094,000 | 3,066 |
| Pre-tax net operating income | $-694,000 | 6,805 |
| Securities gains (losses) | $-497,000 | 7,914 |
| Applicable income taxes | $-446,000 | 7,546 |
| Income before extraordinary items | $-745,000 | 6,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-745,000 | 6,982 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-745,000 | 6,982 |
| Net charge-offs | $511,000 | 2,325 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-426,920 | 6,660 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 6,065 |
| Total interest expense | $355,000 | 5,645 |
| Net interest income | $571,000 | 6,089 |
| Provision for loan and lease losses | $140,000 | 3,413 |
| Total noninterest income | $157,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $127,000 | 2,774 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $30,000 | 5,617 |
| Total noninterest expense | $545,000 | 6,050 |
| Salaries and employee benefits | $278,000 | 6,150 |
| Premises and equipment expense | $58,000 | 6,362 |
| Additional noninterest expense | $209,000 | 5,487 |
| Pre-tax net operating income | $43,000 | 5,729 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $15,000 | 3,758 |
| Income before extraordinary items | $29,000 | 6,015 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $29,000 | 6,017 |
| Net charge-offs | $498,000 | 1,366 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $28,340 | 5,866 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,467,000 | 5,754 |
| Total interest expense | $1,911,000 | 5,420 |
| Net interest income | $2,556,000 | 5,852 |
| Provision for loan and lease losses | $498,000 | 3,820 |
| Total noninterest income | $616,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $525,000 | 2,902 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $91,000 | 6,047 |
| Total noninterest expense | $2,335,000 | 5,822 |
| Salaries and employee benefits | $1,152,000 | 6,097 |
| Premises and equipment expense | $259,000 | 6,165 |
| Additional noninterest expense | $924,000 | 5,070 |
| Pre-tax net operating income | $339,000 | 5,321 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $84,000 | 3,524 |
| Income before extraordinary items | $260,000 | 5,260 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $260,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 3,785 |
| Cash dividends | $684,000 | 2,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $256,200 | 5,431 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 5,718 |
| Total interest expense | $1,487,000 | 5,453 |
| Net interest income | $2,010,000 | 5,782 |
| Provision for loan and lease losses | $198,000 | 4,235 |
| Total noninterest income | $464,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $390,000 | 2,943 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 6,057 |
| Total noninterest expense | $1,804,000 | 5,750 |
| Salaries and employee benefits | $916,000 | 5,930 |
| Premises and equipment expense | $201,000 | 6,091 |
| Additional noninterest expense | $687,000 | 5,009 |
| Pre-tax net operating income | $472,000 | 5,020 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $151,000 | 3,228 |
| Income before extraordinary items | $326,000 | 5,101 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $326,000 | 5,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,340 |
| Cash dividends | $400,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $322,600 | 5,291 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 5,674 |
| Total interest expense | $1,044,000 | 5,469 |
| Net interest income | $1,397,000 | 5,672 |
| Provision for loan and lease losses | $57,000 | 5,068 |
| Total noninterest income | $309,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $250,000 | 3,011 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $59,000 | 5,884 |
| Total noninterest expense | $1,207,000 | 5,774 |
| Salaries and employee benefits | $618,000 | 5,964 |
| Premises and equipment expense | $132,000 | 6,169 |
| Additional noninterest expense | $457,000 | 5,010 |
| Pre-tax net operating income | $442,000 | 4,598 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $144,000 | 3,067 |
| Income before extraordinary items | $303,000 | 4,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $303,000 | 4,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $299,600 | 4,944 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 5,600 |
| Total interest expense | $565,000 | 5,451 |
| Net interest income | $724,000 | 5,590 |
| Provision for loan and lease losses | $33,000 | 4,291 |
| Total noninterest income | $158,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $121,000 | 3,039 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $611,000 | 5,757 |
| Salaries and employee benefits | $315,000 | 5,951 |
| Premises and equipment expense | $65,000 | 6,253 |
| Additional noninterest expense | $231,000 | 4,937 |
| Pre-tax net operating income | $238,000 | 4,624 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $85,000 | 2,981 |
| Income before extraordinary items | $158,000 | 5,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $154,750 | 5,068 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,481,000 | 5,475 |
| Total interest expense | $2,494,000 | 5,273 |
| Net interest income | $2,987,000 | 5,514 |
| Provision for loan and lease losses | $14,000 | 6,482 |
| Total noninterest income | $634,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $512,000 | 3,008 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $122,000 | 5,909 |
| Total noninterest expense | $2,525,000 | 5,577 |
| Salaries and employee benefits | $1,216,000 | 5,944 |
| Premises and equipment expense | $289,000 | 5,876 |
| Additional noninterest expense | $1,020,000 | 4,595 |
| Pre-tax net operating income | $1,082,000 | 4,584 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $352,000 | 3,178 |
| Income before extraordinary items | $727,000 | 4,978 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $727,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,101 |
| Cash dividends | $461,000 | 3,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $729,010 | 4,959 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,107,000 | 5,498 |
| Total interest expense | $1,895,000 | 5,248 |
| Net interest income | $2,212,000 | 5,582 |
| Provision for loan and lease losses | $-47,000 | 8,370 |
| Total noninterest income | $482,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $383,000 | 3,002 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $99,000 | 5,819 |
| Total noninterest expense | $1,858,000 | 5,594 |
| Salaries and employee benefits | $881,000 | 6,032 |
| Premises and equipment expense | $208,000 | 5,982 |
| Additional noninterest expense | $769,000 | 4,502 |
| Pre-tax net operating income | $883,000 | 4,641 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $305,000 | 3,183 |
| Income before extraordinary items | $578,000 | 5,077 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $578,000 | 5,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $578,000 | 5,072 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,737,000 | 5,528 |
| Total interest expense | $1,266,000 | 5,252 |
| Net interest income | $1,471,000 | 5,615 |
| Provision for loan and lease losses | $-47,000 | 8,425 |
| Total noninterest income | $315,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $242,000 | 3,094 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $73,000 | 5,677 |
| Total noninterest expense | $1,244,000 | 5,614 |
| Salaries and employee benefits | $585,000 | 6,093 |
| Premises and equipment expense | $137,000 | 6,041 |
| Additional noninterest expense | $522,000 | 4,448 |
| Pre-tax net operating income | $589,000 | 4,704 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $209,000 | 3,203 |
| Income before extraordinary items | $380,000 | 5,179 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $380,000 | 5,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $380,000 | 5,166 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 5,562 |
| Total interest expense | $620,000 | 5,295 |
| Net interest income | $731,000 | 5,651 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $169,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $121,000 | 3,053 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $48,000 | 5,190 |
| Total noninterest expense | $586,000 | 5,824 |
| Salaries and employee benefits | $294,000 | 6,111 |
| Premises and equipment expense | $67,000 | 6,138 |
| Additional noninterest expense | $225,000 | 4,862 |
| Pre-tax net operating income | $296,000 | 4,682 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $104,000 | 3,212 |
| Income before extraordinary items | $192,000 | 5,163 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $192,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $192,000 | 5,147 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 5,579 |
| Total interest expense | $1,944,000 | 5,487 |
| Net interest income | $3,011,000 | 5,512 |
| Provision for loan and lease losses | $86,000 | 4,944 |
| Total noninterest income | $642,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $511,000 | 3,010 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $131,000 | 5,877 |
| Total noninterest expense | $2,452,000 | 5,553 |
| Salaries and employee benefits | $1,163,000 | 6,007 |
| Premises and equipment expense | $280,000 | 5,918 |
| Additional noninterest expense | $1,009,000 | 4,484 |
| Pre-tax net operating income | $1,115,000 | 4,950 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $385,000 | 3,479 |
| Income before extraordinary items | $730,000 | 5,413 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $730,000 | 5,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,862 |
| Cash dividends | $266,000 | 4,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $730,000 | 5,407 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 5,636 |
| Total interest expense | $1,374,000 | 5,576 |
| Net interest income | $2,276,000 | 5,529 |
| Provision for loan and lease losses | $59,000 | 4,911 |
| Total noninterest income | $483,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $384,000 | 3,027 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,863 |
| Total noninterest expense | $1,801,000 | 5,587 |
| Salaries and employee benefits | $840,000 | 6,090 |
| Premises and equipment expense | $211,000 | 5,919 |
| Additional noninterest expense | $750,000 | 4,494 |
| Pre-tax net operating income | $899,000 | 4,967 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $322,000 | 3,489 |
| Income before extraordinary items | $577,000 | 5,453 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $577,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,984 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $577,000 | 5,450 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 5,676 |
| Total interest expense | $857,000 | 5,629 |
| Net interest income | $1,518,000 | 5,553 |
| Provision for loan and lease losses | $43,000 | 4,644 |
| Total noninterest income | $316,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $248,000 | 3,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 5,845 |
| Total noninterest expense | $1,205,000 | 5,601 |
| Salaries and employee benefits | $562,000 | 6,096 |
| Premises and equipment expense | $139,000 | 5,966 |
| Additional noninterest expense | $504,000 | 4,465 |
| Pre-tax net operating income | $586,000 | 5,050 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $209,000 | 3,555 |
| Income before extraordinary items | $377,000 | 5,526 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $377,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,422 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $377,000 | 5,527 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 5,723 |
| Total interest expense | $399,000 | 5,703 |
| Net interest income | $749,000 | 5,600 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $145,000 | 4,759 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 3,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,444 |
| Total noninterest expense | $596,000 | 5,649 |
| Salaries and employee benefits | $282,000 | 6,121 |
| Premises and equipment expense | $71,000 | 5,930 |
| Additional noninterest expense | $243,000 | 4,562 |
| Pre-tax net operating income | $274,000 | 5,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $98,000 | 3,623 |
| Income before extraordinary items | $176,000 | 5,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,568 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $176,000 | 5,595 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 5,861 |
| Total interest expense | $1,168,000 | 5,884 |
| Net interest income | $2,789,000 | 5,729 |
| Provision for loan and lease losses | $98,000 | 4,868 |
| Total noninterest income | $533,000 | 5,087 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $393,000 | 3,593 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $140,000 | 5,848 |
| Total noninterest expense | $2,385,000 | 5,520 |
| Salaries and employee benefits | $1,150,000 | 5,918 |
| Premises and equipment expense | $321,000 | 5,538 |
| Additional noninterest expense | $914,000 | 4,713 |
| Pre-tax net operating income | $839,000 | 5,769 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $302,000 | 4,121 |
| Income before extraordinary items | $537,000 | 6,231 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $537,000 | 6,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,333 |
| Cash dividends | $213,000 | 4,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $537,000 | 6,200 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 5,890 |
| Total interest expense | $822,000 | 5,946 |
| Net interest income | $2,095,000 | 5,743 |
| Provision for loan and lease losses | $68,000 | 4,836 |
| Total noninterest income | $393,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $289,000 | 3,649 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,876 |
| Total noninterest expense | $1,753,000 | 5,554 |
| Salaries and employee benefits | $835,000 | 5,978 |
| Premises and equipment expense | $239,000 | 5,570 |
| Additional noninterest expense | $679,000 | 4,724 |
| Pre-tax net operating income | $667,000 | 5,747 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $238,000 | 4,159 |
| Income before extraordinary items | $429,000 | 6,224 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $429,000 | 6,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,023 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $429,000 | 6,184 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 5,933 |
| Total interest expense | $503,000 | 6,030 |
| Net interest income | $1,371,000 | 5,789 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $266,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $74,000 | 5,767 |
| Total noninterest expense | $1,166,000 | 5,560 |
| Salaries and employee benefits | $559,000 | 5,982 |
| Premises and equipment expense | $157,000 | 5,574 |
| Additional noninterest expense | $450,000 | 4,727 |
| Pre-tax net operating income | $423,000 | 5,843 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $151,000 | 4,237 |
| Income before extraordinary items | $272,000 | 6,334 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $272,000 | 6,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,825 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $272,000 | 6,281 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 6,023 |
| Total interest expense | $226,000 | 6,222 |
| Net interest income | $682,000 | 5,811 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $142,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $93,000 | 3,609 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $574,000 | 5,645 |
| Salaries and employee benefits | $280,000 | 6,012 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $214,000 | 4,855 |
| Pre-tax net operating income | $226,000 | 5,685 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $81,000 | 4,092 |
| Income before extraordinary items | $145,000 | 6,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $145,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,618 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $145,000 | 6,128 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 5,955 |
| Total interest expense | $807,000 | 6,235 |
| Net interest income | $2,712,000 | 5,737 |
| Provision for loan and lease losses | $124,000 | 4,572 |
| Total noninterest income | $539,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $440,000 | 3,428 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $99,000 | 6,449 |
| Total noninterest expense | $2,375,000 | 5,474 |
| Salaries and employee benefits | $1,094,000 | 5,987 |
| Premises and equipment expense | $337,000 | 5,342 |
| Additional noninterest expense | $944,000 | 4,561 |
| Pre-tax net operating income | $752,000 | 5,936 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $246,000 | 4,476 |
| Income before extraordinary items | $506,000 | 6,332 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $506,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $160,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $506,000 | 6,264 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 5,961 |
| Total interest expense | $602,000 | 6,240 |
| Net interest income | $2,030,000 | 5,748 |
| Provision for loan and lease losses | $138,000 | 3,688 |
| Total noninterest income | $433,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $337,000 | 3,399 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 5,987 |
| Total noninterest expense | $1,761,000 | 5,474 |
| Salaries and employee benefits | $800,000 | 6,023 |
| Premises and equipment expense | $252,000 | 5,316 |
| Additional noninterest expense | $709,000 | 4,473 |
| Pre-tax net operating income | $564,000 | 6,044 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $198,000 | 4,450 |
| Income before extraordinary items | $366,000 | 6,514 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $366,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $366,000 | 6,441 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 5,959 |
| Total interest expense | $401,000 | 6,282 |
| Net interest income | $1,354,000 | 5,733 |
| Provision for loan and lease losses | $138,000 | 2,915 |
| Total noninterest income | $285,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $219,000 | 3,436 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 5,947 |
| Total noninterest expense | $1,178,000 | 5,503 |
| Salaries and employee benefits | $537,000 | 6,041 |
| Premises and equipment expense | $168,000 | 5,352 |
| Additional noninterest expense | $473,000 | 4,515 |
| Pre-tax net operating income | $323,000 | 6,353 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $113,000 | 4,689 |
| Income before extraordinary items | $210,000 | 6,802 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 6,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,940 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $210,000 | 6,714 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $886,000 | 5,964 |
| Total interest expense | $202,000 | 6,330 |
| Net interest income | $684,000 | 5,712 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $149,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $110,000 | 3,351 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $579,000 | 5,566 |
| Salaries and employee benefits | $272,000 | 6,053 |
| Premises and equipment expense | $84,000 | 5,376 |
| Additional noninterest expense | $223,000 | 4,677 |
| Pre-tax net operating income | $174,000 | 6,138 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $61,000 | 4,556 |
| Income before extraordinary items | $113,000 | 6,645 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $113,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $113,000 | 6,525 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,711,000 | 5,880 |
| Total interest expense | $1,041,000 | 6,000 |
| Net interest income | $2,670,000 | 5,677 |
| Provision for loan and lease losses | $341,000 | 2,898 |
| Total noninterest income | $555,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $447,000 | 3,389 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $108,000 | 6,400 |
| Total noninterest expense | $2,384,000 | 5,391 |
| Salaries and employee benefits | $1,036,000 | 6,137 |
| Premises and equipment expense | $333,000 | 5,335 |
| Additional noninterest expense | $1,015,000 | 4,220 |
| Pre-tax net operating income | $500,000 | 6,681 |
| Securities gains (losses) | $14,000 | 3,435 |
| Applicable income taxes | $172,000 | 5,117 |
| Income before extraordinary items | $342,000 | 7,076 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $342,000 | 7,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 2,231 |
| Cash dividends | $107,000 | 5,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $332,620 | 6,979 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 5,863 |
| Total interest expense | $819,000 | 6,002 |
| Net interest income | $2,044,000 | 5,650 |
| Provision for loan and lease losses | $278,000 | 2,650 |
| Total noninterest income | $420,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $340,000 | 3,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,465 |
| Total noninterest expense | $1,773,000 | 5,391 |
| Salaries and employee benefits | $772,000 | 6,128 |
| Premises and equipment expense | $248,000 | 5,360 |
| Additional noninterest expense | $753,000 | 4,244 |
| Pre-tax net operating income | $413,000 | 6,662 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $163,000 | 4,974 |
| Income before extraordinary items | $264,000 | 7,165 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $264,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 1,959 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $255,040 | 7,058 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 5,835 |
| Total interest expense | $568,000 | 5,997 |
| Net interest income | $1,381,000 | 5,599 |
| Provision for loan and lease losses | $42,000 | 5,388 |
| Total noninterest income | $285,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $231,000 | 3,259 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $54,000 | 6,441 |
| Total noninterest expense | $1,182,000 | 5,376 |
| Salaries and employee benefits | $513,000 | 6,162 |
| Premises and equipment expense | $163,000 | 5,379 |
| Additional noninterest expense | $506,000 | 4,209 |
| Pre-tax net operating income | $442,000 | 5,626 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $167,000 | 4,301 |
| Income before extraordinary items | $274,000 | 6,308 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $274,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $274,640 | 6,094 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 5,834 |
| Total interest expense | $298,000 | 5,952 |
| Net interest income | $683,000 | 5,625 |
| Provision for loan and lease losses | $42,000 | 4,061 |
| Total noninterest income | $143,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 3,234 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $576,000 | 5,481 |
| Salaries and employee benefits | $256,000 | 6,169 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $240,000 | 4,349 |
| Pre-tax net operating income | $208,000 | 5,753 |
| Securities gains (losses) | $-1,000 | 8,995 |
| Applicable income taxes | $74,000 | 4,503 |
| Income before extraordinary items | $133,000 | 6,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 9,018 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $133,640 | 6,128 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 5,740 |
| Total interest expense | $1,440,000 | 5,859 |
| Net interest income | $2,785,000 | 5,543 |
| Provision for loan and lease losses | $649,000 | 1,943 |
| Total noninterest income | $501,000 | 5,209 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $502,000 | 2,961 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,000 | 9,273 |
| Total noninterest expense | $2,657,000 | 4,873 |
| Salaries and employee benefits | $1,009,000 | 6,116 |
| Premises and equipment expense | $417,000 | 4,497 |
| Additional noninterest expense | $1,231,000 | 3,537 |
| Pre-tax net operating income | $-20,000 | 8,673 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-34,000 | 8,958 |
| Income before extraordinary items | $14,000 | 8,682 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $14,000 | 8,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,515 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $14,000 | 8,602 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,332,000 | 5,400 |
| Total interest expense | $2,763,000 | 5,041 |
| Net interest income | $2,569,000 | 5,626 |
| Provision for loan and lease losses | $400,000 | 2,609 |
| Total noninterest income | $716,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $458,000 | 3,052 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $258,000 | 4,432 |
| Total noninterest expense | $2,787,000 | 4,595 |
| Salaries and employee benefits | $1,131,000 | 5,538 |
| Premises and equipment expense | $480,000 | 4,030 |
| Additional noninterest expense | $1,176,000 | 3,562 |
| Pre-tax net operating income | $98,000 | 8,338 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $15,000 | 7,441 |
| Income before extraordinary items | $83,000 | 8,432 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $83,000 | 8,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,522 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $83,000 | 8,330 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 6,037 |
| Total interest expense | $2,201,000 | 5,977 |
| Net interest income | $2,374,000 | 6,001 |
| Provision for loan and lease losses | $33,000 | 7,143 |
| Total noninterest income | $439,000 | 5,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 3,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 5,952 |
| Total noninterest expense | $2,228,000 | 5,293 |
| Salaries and employee benefits | $950,000 | 6,125 |
| Premises and equipment expense | $348,000 | 4,957 |
| Additional noninterest expense | $930,000 | 4,230 |
| Pre-tax net operating income | $552,000 | 6,775 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $151,000 | 5,902 |
| Income before extraordinary items | $401,000 | 6,850 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $401,000 | 6,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,993 |
| Cash dividends | $142,000 | 5,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $401,000 | 6,859 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 7,374 |
| Total interest expense | $1,361,000 | 7,279 |
| Net interest income | $1,647,000 | 7,293 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $222,000 | 7,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $1,411,000 | 7,019 |
| Salaries and employee benefits | $689,000 | 7,300 |
| Premises and equipment expense | $234,000 | 6,273 |
| Additional noninterest expense | $488,000 | 6,596 |
| Pre-tax net operating income | $458,000 | 7,338 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $154,000 | 6,229 |
| Income before extraordinary items | $304,000 | 7,571 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $304,000 | 7,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,511 |
| Cash dividends | $142,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $304,000 | 7,545 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 7,594 |
| Total interest expense | $1,373,000 | 7,492 |
| Net interest income | $1,578,000 | 7,513 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $245,000 | 7,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,429 |
| Total noninterest expense | $1,331,000 | 7,152 |
| Salaries and employee benefits | $631,000 | 7,585 |
| Premises and equipment expense | $178,000 | 7,088 |
| Additional noninterest expense | $522,000 | 6,282 |
| Pre-tax net operating income | $492,000 | 7,411 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $172,000 | 6,555 |
| Income before extraordinary items | $320,000 | 7,718 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $320,000 | 7,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $106,000 | 6,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $320,000 | 7,630 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 8,400 |
| Total interest expense | $1,143,000 | 8,275 |
| Net interest income | $1,341,000 | 8,387 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $167,000 | 8,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,104 |
| Total noninterest expense | $1,210,000 | 7,636 |
| Salaries and employee benefits | $554,000 | 8,219 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $493,000 | 6,550 |
| Pre-tax net operating income | $298,000 | 9,010 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $132,000 | 7,884 |
| Income before extraordinary items | $166,000 | 9,436 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $166,000 | 9,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,394 |
| Cash dividends | $89,000 | 6,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $166,000 | 9,390 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 9,191 |
| Total interest expense | $1,001,000 | 8,999 |
| Net interest income | $1,135,000 | 9,191 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $175,000 | 8,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $1,175,000 | 8,055 |
| Salaries and employee benefits | $515,000 | 8,754 |
| Premises and equipment expense | $157,000 | 7,897 |
| Additional noninterest expense | $503,000 | 7,031 |
| Pre-tax net operating income | $135,000 | 10,180 |
| Securities gains (losses) | $-21,000 | 10,654 |
| Applicable income taxes | $43,000 | 9,812 |
| Income before extraordinary items | $71,000 | 10,443 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $71,000 | 10,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,875 |
| Cash dividends | $62,000 | 7,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $84,440 | 10,315 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 9,313 |
| Total interest expense | $1,130,000 | 8,811 |
| Net interest income | $1,132,000 | 9,532 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $232,000 | 7,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $1,205,000 | 8,189 |
| Salaries and employee benefits | $583,000 | 8,475 |
| Premises and equipment expense | $143,000 | 8,450 |
| Additional noninterest expense | $479,000 | 7,436 |
| Pre-tax net operating income | $159,000 | 10,724 |
| Securities gains (losses) | $19,000 | 1,949 |
| Applicable income taxes | $-22,000 | 11,563 |
| Income before extraordinary items | $200,000 | 9,928 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $200,000 | 9,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,687 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $181,000 | 10,122 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 9,431 |
| Total interest expense | $933,000 | 8,980 |
| Net interest income | $1,267,000 | 9,565 |
| Provision for loan and lease losses | $485,000 | 1,581 |
| Total noninterest income | $226,000 | 8,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $1,440,000 | 7,792 |
| Salaries and employee benefits | $580,000 | 8,759 |
| Premises and equipment expense | $171,000 | 8,060 |
| Additional noninterest expense | $689,000 | 6,399 |
| Pre-tax net operating income | $-432,000 | 12,363 |
| Securities gains (losses) | $39,000 | 1,298 |
| Applicable income taxes | $-15,000 | 12,103 |
| Income before extraordinary items | $-378,000 | 12,309 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-378,000 | 12,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,137 |
| Cash dividends | $36,000 | 8,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-415,440 | 12,339 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 9,618 |
| Total interest expense | $924,000 | 9,449 |
| Net interest income | $1,356,000 | 9,557 |
| Provision for loan and lease losses | $646,000 | 1,757 |
| Total noninterest income | $268,000 | 8,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,257 |
| Total noninterest expense | $1,152,000 | 9,095 |
| Salaries and employee benefits | $456,000 | 10,081 |
| Premises and equipment expense | $181,000 | 8,115 |
| Additional noninterest expense | $515,000 | 8,072 |
| Pre-tax net operating income | $-174,000 | 12,677 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-174,000 | 12,739 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-174,000 | 12,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,921 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-174,000 | 12,652 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 9,853 |
| Total interest expense | $1,194,000 | 9,627 |
| Net interest income | $1,338,000 | 9,854 |
| Provision for loan and lease losses | $156,000 | 5,974 |
| Total noninterest income | $301,000 | 7,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $1,171,000 | 9,174 |
| Salaries and employee benefits | $462,000 | 10,177 |
| Premises and equipment expense | $169,000 | 8,579 |
| Additional noninterest expense | $540,000 | 8,084 |
| Pre-tax net operating income | $312,000 | 10,014 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $56,000 | 11,086 |
| Income before extraordinary items | $256,000 | 9,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $256,000 | 9,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 4,233 |
| Cash dividends | $71,000 | 7,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $256,000 | 9,474 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.