Home > Pinehurst Bank > Assets and Liabilities
Pinehurst Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 12 | 6,827 |
| Assets and Liabilities | ||
| Total Assets: | $61,215,000 | 6,339 |
| Cash and due from depository institutions | $2,602,000 | 6,827 |
| Interest-bearing balances | $51,000 | 6,827 |
| Securities | $1,000,000 | 7,455 |
| Federal funds sold & reverse repurchase agreements | $3,359,000 | 2,272 |
| Net loans & leases | $52,217,000 | 5,532 |
| Loan loss allowance | $5,182,000 | 1,581 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $169,000 | 7,316 |
| Other real estate owned | $1,234,000 | 6,827 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $634,000 | 7,292 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $61,215,000 | 6,339 |
| Total liabilities | $61,661,000 | 6,060 |
| Total deposits | $58,288,000 | 6,050 |
| Interest-bearing deposits | $54,936,000 | 5,808 |
| Deposits held in domestic offices | $58,288,000 | 6,048 |
| % insured | 98.32% | 516 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,000,000 | 4,025 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $373,000 | 5,453 |
| Total equity capital | $-446,000 | 7,932 |
| Total bank equity capital | $-446,000 | 7,932 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $100,000 | 5,930 |
| Surplus | $8,097,000 | 3,093 |
| Undivided profits | $-8,643,000 | 7,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $5,750,000 | 2,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $207,000 | 7,136 |
| Earning assets | $56,627,000 | 6,305 |
| Long-term assets (5+ years) | $4,443,000 | 6,284 |
| Average Assets, year-to-date | $63,537,000 | 6,259 |
| Average Assets, quarterly | $63,537,000 | 6,259 |
| Volatile liabilities | $23,200,000 | 4,535 |
| Insider loans | $1,243,000 | 3,860 |
| FHLB advances | $3,000,000 | 3,876 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,805,000 | 6,332 |
| Tier 1 (core) risk-based capital | $-446,000 | 7,933 |
| Tier 2 risk-based capital | $0 | 7,845 |
| Total risk weighted assets | $50,489,000 | 5,788 |
| Total unused commitments | $2,805,000 | 6,337 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 15 | 6,420 |
| Assets and Liabilities | ||
| Total Assets: | $65,859,000 | 6,220 |
| Cash and due from depository institutions | $4,751,000 | 6,420 |
| Interest-bearing balances | $3,477,000 | 3,819 |
| Securities | $1,000,000 | 7,498 |
| Federal funds sold & reverse repurchase agreements | $3,204,000 | 2,256 |
| Net loans & leases | $54,650,000 | 5,479 |
| Loan loss allowance | $4,396,000 | 1,777 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $175,000 | 7,365 |
| Other real estate owned | $1,234,000 | 6,420 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $845,000 | 7,079 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $65,859,000 | 6,220 |
| Total liabilities | $65,104,000 | 5,974 |
| Total deposits | $58,906,000 | 6,045 |
| Interest-bearing deposits | $55,785,000 | 5,761 |
| Deposits held in domestic offices | $58,906,000 | 6,045 |
| % insured | 98.74% | 407 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,750,000 | 3,498 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $448,000 | 5,137 |
| Total equity capital | $755,000 | 7,980 |
| Total bank equity capital | $755,000 | 7,979 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $100,000 | 5,989 |
| Surplus | $8,093,000 | 3,104 |
| Undivided profits | $-7,438,000 | 7,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,875,000 | 2,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $240,000 | 7,019 |
| Earning assets | $62,331,000 | 6,121 |
| Long-term assets (5+ years) | $4,486,000 | 6,314 |
| Average Assets, year-to-date | $64,367,000 | 6,184 |
| Average Assets, quarterly | $65,772,500 | 6,198 |
| Volatile liabilities | $27,465,000 | 4,172 |
| Insider loans | $1,354,000 | 3,759 |
| FHLB advances | $5,750,000 | 3,373 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $3,473,000 | 6,038 |
| Tier 1 (core) risk-based capital | $755,000 | 7,978 |
| Tier 2 risk-based capital | $728,000 | 5,094 |
| Total risk weighted assets | $54,509,000 | 5,676 |
| Total unused commitments | $3,473,000 | 6,040 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 15 | 6,489 |
| Assets and Liabilities | ||
| Total Assets: | $65,686,000 | 6,235 |
| Cash and due from depository institutions | $1,275,000 | 6,489 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $5,304,000 | 1,664 |
| Net loans & leases | $57,257,000 | 5,423 |
| Loan loss allowance | $3,055,000 | 2,283 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $157,000 | 7,515 |
| Other real estate owned | $814,000 | 6,489 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $879,000 | 6,712 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $65,686,000 | 6,235 |
| Total liabilities | $62,446,000 | 6,077 |
| Total deposits | $52,827,000 | 6,274 |
| Interest-bearing deposits | $49,614,000 | 6,047 |
| Deposits held in domestic offices | $52,827,000 | 6,274 |
| % insured | 98.42% | 596 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $9,150,000 | 2,988 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $469,000 | 5,489 |
| Total equity capital | $3,240,000 | 7,576 |
| Total bank equity capital | $3,240,000 | 7,575 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $100,000 | 6,057 |
| Surplus | $8,081,000 | 3,106 |
| Undivided profits | $-4,941,000 | 7,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,278,000 | 2,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $245,000 | 7,162 |
| Earning assets | $62,561,000 | 6,143 |
| Long-term assets (5+ years) | $4,616,000 | 6,342 |
| Average Assets, year-to-date | $63,994,000 | 6,249 |
| Average Assets, quarterly | $65,116,500 | 6,232 |
| Volatile liabilities | $21,827,000 | 4,760 |
| Insider loans | $1,583,000 | 3,479 |
| FHLB advances | $9,150,000 | 2,855 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,276,000 | 5,510 |
| Tier 1 (core) risk-based capital | $3,240,000 | 7,523 |
| Tier 2 risk-based capital | $751,000 | 5,015 |
| Total risk weighted assets | $57,050,000 | 5,602 |
| Total unused commitments | $5,276,000 | 5,511 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 14 | 6,710 |
| Assets and Liabilities | ||
| Total Assets: | $64,547,000 | 6,308 |
| Cash and due from depository institutions | $1,407,000 | 6,710 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $1,505,000 | 3,608 |
| Net loans & leases | $60,421,000 | 5,311 |
| Loan loss allowance | $1,408,000 | 3,842 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $159,000 | 7,597 |
| Other real estate owned | $186,000 | 6,710 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $869,000 | 6,786 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $64,547,000 | 6,308 |
| Total liabilities | $58,695,000 | 6,231 |
| Total deposits | $48,967,000 | 6,471 |
| Interest-bearing deposits | $45,589,000 | 6,259 |
| Deposits held in domestic offices | $48,967,000 | 6,470 |
| % insured | 89.69% | 978 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $9,150,000 | 3,088 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $578,000 | 5,045 |
| Total equity capital | $5,852,000 | 6,738 |
| Total bank equity capital | $5,852,000 | 6,738 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $100,000 | 6,133 |
| Surplus | $8,070,000 | 3,114 |
| Undivided profits | $-2,318,000 | 7,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $4,734,000 | 2,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $249,000 | 7,116 |
| Earning assets | $61,926,000 | 6,176 |
| Long-term assets (5+ years) | $4,764,000 | 6,314 |
| Average Assets, year-to-date | $63,430,000 | 6,314 |
| Average Assets, quarterly | $65,461,000 | 6,273 |
| Volatile liabilities | $19,672,000 | 5,011 |
| Insider loans | $1,679,000 | 3,405 |
| FHLB advances | $9,150,000 | 2,950 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,936,000 | 5,439 |
| Tier 1 (core) risk-based capital | $5,852,000 | 6,644 |
| Tier 2 risk-based capital | $749,000 | 5,004 |
| Total risk weighted assets | $59,272,000 | 5,538 |
| Total unused commitments | $5,936,000 | 5,444 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 13 | 6,921 |
| Assets and Liabilities | ||
| Total Assets: | $66,375,000 | 6,269 |
| Cash and due from depository institutions | $1,663,000 | 6,921 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $2,967,000 | 3,207 |
| Net loans & leases | $60,514,000 | 5,308 |
| Loan loss allowance | $1,299,000 | 3,959 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $120,000 | 7,811 |
| Other real estate owned | $201,000 | 6,921 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $910,000 | 6,735 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $66,375,000 | 6,269 |
| Total liabilities | $60,385,000 | 6,181 |
| Total deposits | $49,589,000 | 6,463 |
| Interest-bearing deposits | $45,709,000 | 6,273 |
| Deposits held in domestic offices | $49,589,000 | 6,463 |
| % insured | 89.44% | 1,122 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $10,300,000 | 2,958 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $496,000 | 5,297 |
| Total equity capital | $5,990,000 | 6,764 |
| Total bank equity capital | $5,990,000 | 6,763 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 6,170 |
| Surplus | $8,058,000 | 3,100 |
| Undivided profits | $-2,168,000 | 7,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $416,000 | 5,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $286,000 | 6,902 |
| Earning assets | $63,481,000 | 6,147 |
| Long-term assets (5+ years) | $4,938,000 | 6,298 |
| Average Assets, year-to-date | $62,871,500 | 6,363 |
| Average Assets, quarterly | $62,871,500 | 6,363 |
| Volatile liabilities | $10,986,000 | 6,203 |
| Insider loans | $1,592,000 | 3,514 |
| FHLB advances | $10,300,000 | 2,834 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,117,000 | 5,793 |
| Tier 1 (core) risk-based capital | $5,990,000 | 6,657 |
| Tier 2 risk-based capital | $734,000 | 5,035 |
| Total risk weighted assets | $59,262,000 | 5,548 |
| Total unused commitments | $5,117,000 | 5,796 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 10 | 7,421 |
| Assets and Liabilities | ||
| Total Assets: | $59,368,000 | 6,511 |
| Cash and due from depository institutions | $1,074,000 | 7,421 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $912,000 | 4,061 |
| Net loans & leases | $56,163,000 | 5,548 |
| Loan loss allowance | $1,224,000 | 4,044 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $178,000 | 7,654 |
| Other real estate owned | $201,000 | 7,421 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $840,000 | 6,962 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $59,368,000 | 6,511 |
| Total liabilities | $53,413,000 | 6,460 |
| Total deposits | $42,603,000 | 6,754 |
| Interest-bearing deposits | $38,871,000 | 6,560 |
| Deposits held in domestic offices | $42,603,000 | 6,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,300,000 | 3,136 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $510,000 | 5,261 |
| Total equity capital | $5,955,000 | 6,821 |
| Total bank equity capital | $5,955,000 | 6,821 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,212 |
| Surplus | $8,047,000 | 3,079 |
| Undivided profits | $-2,192,000 | 7,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $689,000 | 4,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $236,000 | 7,350 |
| Earning assets | $57,075,000 | 6,409 |
| Long-term assets (5+ years) | $5,054,000 | 6,275 |
| Average Assets, year-to-date | $54,344,600 | 6,608 |
| Average Assets, quarterly | $58,831,500 | 6,496 |
| Volatile liabilities | $15,148,000 | 5,564 |
| Insider loans | $1,171,000 | 4,105 |
| FHLB advances | $10,300,000 | 3,020 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,557,000 | 5,665 |
| Tier 1 (core) risk-based capital | $5,955,000 | 6,705 |
| Tier 2 risk-based capital | $678,000 | 5,222 |
| Total risk weighted assets | $53,694,000 | 5,810 |
| Total unused commitments | $5,557,000 | 5,666 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 11 | 7,334 |
| Assets and Liabilities | ||
| Total Assets: | $58,295,000 | 6,539 |
| Cash and due from depository institutions | $685,000 | 7,334 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $4,223,000 | 2,554 |
| Net loans & leases | $52,031,000 | 5,729 |
| Loan loss allowance | $545,000 | 5,906 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $208,000 | 7,635 |
| Other real estate owned | $258,000 | 7,334 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $890,000 | 6,940 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $58,295,000 | 6,539 |
| Total liabilities | $51,559,000 | 6,499 |
| Total deposits | $39,515,000 | 6,895 |
| Interest-bearing deposits | $35,915,000 | 6,709 |
| Deposits held in domestic offices | $39,515,000 | 6,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $11,800,000 | 2,966 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $244,000 | 6,886 |
| Total equity capital | $6,736,000 | 6,602 |
| Total bank equity capital | $6,736,000 | 6,602 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $100,000 | 6,267 |
| Surplus | $8,039,000 | 3,072 |
| Undivided profits | $-1,403,000 | 7,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $214,000 | 7,569 |
| Earning assets | $56,254,000 | 6,419 |
| Long-term assets (5+ years) | $4,767,000 | 6,320 |
| Average Assets, year-to-date | $53,088,750 | 6,688 |
| Average Assets, quarterly | $55,559,500 | 6,622 |
| Volatile liabilities | $12,089,000 | 5,944 |
| Insider loans | $1,815,000 | 3,337 |
| FHLB advances | $11,800,000 | 2,857 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $5,991,000 | 5,644 |
| Tier 1 (core) risk-based capital | $6,736,000 | 6,513 |
| Tier 2 risk-based capital | $545,000 | 5,672 |
| Total risk weighted assets | $51,531,000 | 5,917 |
| Total unused commitments | $5,991,000 | 5,646 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 11 | 7,398 |
| Assets and Liabilities | ||
| Total Assets: | $52,824,000 | 6,778 |
| Cash and due from depository institutions | $715,000 | 7,398 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $866,000 | 4,816 |
| Net loans & leases | $49,964,000 | 5,797 |
| Loan loss allowance | $516,000 | 5,990 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $235,000 | 7,617 |
| Other real estate owned | $258,000 | 7,398 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $786,000 | 7,123 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $52,824,000 | 6,778 |
| Total liabilities | $46,124,000 | 6,758 |
| Total deposits | $36,026,000 | 7,106 |
| Interest-bearing deposits | $33,319,000 | 6,884 |
| Deposits held in domestic offices | $36,026,000 | 7,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $9,800,000 | 3,186 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $298,000 | 6,558 |
| Total equity capital | $6,700,000 | 6,633 |
| Total bank equity capital | $6,700,000 | 6,633 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $100,000 | 6,321 |
| Surplus | $8,031,000 | 3,062 |
| Undivided profits | $-1,431,000 | 7,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 6,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $215,000 | 7,574 |
| Earning assets | $50,830,000 | 6,667 |
| Long-term assets (5+ years) | $3,642,000 | 6,594 |
| Average Assets, year-to-date | $51,353,330 | 6,787 |
| Average Assets, quarterly | $52,364,500 | 6,769 |
| Volatile liabilities | $9,751,000 | 6,354 |
| Insider loans | $1,864,000 | 3,281 |
| FHLB advances | $9,800,000 | 3,067 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $5,198,000 | 5,975 |
| Tier 1 (core) risk-based capital | $6,700,000 | 6,559 |
| Tier 2 risk-based capital | $516,000 | 5,778 |
| Total risk weighted assets | $49,891,000 | 5,978 |
| Total unused commitments | $5,198,000 | 5,975 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 11 | 7,425 |
| Assets and Liabilities | ||
| Total Assets: | $51,905,000 | 6,817 |
| Cash and due from depository institutions | $268,000 | 7,425 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $3,265,000 | 4,094 |
| Net loans & leases | $47,438,000 | 5,841 |
| Loan loss allowance | $535,000 | 5,895 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $261,000 | 7,572 |
| Other real estate owned | $0 | 7,425 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $673,000 | 7,308 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $51,905,000 | 6,817 |
| Total liabilities | $45,208,000 | 6,786 |
| Total deposits | $36,498,000 | 7,102 |
| Interest-bearing deposits | $33,681,000 | 6,883 |
| Deposits held in domestic offices | $36,498,000 | 7,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $8,400,000 | 3,141 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $310,000 | 6,660 |
| Total equity capital | $6,697,000 | 6,706 |
| Total bank equity capital | $6,697,000 | 6,706 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $100,000 | 6,350 |
| Surplus | $8,000,000 | 3,045 |
| Undivided profits | $-1,403,000 | 7,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 5,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $204,000 | 7,646 |
| Earning assets | $50,703,000 | 6,677 |
| Long-term assets (5+ years) | $5,096,000 | 6,166 |
| Average Assets, year-to-date | $50,618,000 | 6,837 |
| Average Assets, quarterly | $50,618,000 | 6,837 |
| Volatile liabilities | $8,600,000 | 6,533 |
| Insider loans | $495,000 | 5,503 |
| FHLB advances | $8,400,000 | 3,038 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $6,875,000 | 5,540 |
| Tier 1 (core) risk-based capital | $6,697,000 | 6,576 |
| Tier 2 risk-based capital | $535,000 | 5,679 |
| Total risk weighted assets | $48,490,000 | 5,995 |
| Total unused commitments | $6,875,000 | 5,545 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 10 | 7,602 |
| Assets and Liabilities | ||
| Total Assets: | $49,331,000 | 6,916 |
| Cash and due from depository institutions | $367,000 | 7,602 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $3,497,000 | 7,453 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $44,540,000 | 5,976 |
| Loan loss allowance | $541,000 | 5,844 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $288,000 | 7,518 |
| Other real estate owned | $0 | 7,602 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $639,000 | 7,468 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $49,331,000 | 6,916 |
| Total liabilities | $42,577,000 | 6,898 |
| Total deposits | $35,873,000 | 7,122 |
| Interest-bearing deposits | $33,719,000 | 6,849 |
| Deposits held in domestic offices | $35,873,000 | 7,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $934,000 | 2,797 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,400,000 | 3,494 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $370,000 | 6,296 |
| Total equity capital | $6,754,000 | 6,655 |
| Total bank equity capital | $6,754,000 | 6,655 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,388 |
| Surplus | $8,000,000 | 3,018 |
| Undivided profits | $-1,346,000 | 8,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $521,000 | 4,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $253,000 | 7,480 |
| Earning assets | $48,037,000 | 6,767 |
| Long-term assets (5+ years) | $6,241,000 | 5,718 |
| Average Assets, year-to-date | $50,071,800 | 6,777 |
| Average Assets, quarterly | $50,223,500 | 6,854 |
| Volatile liabilities | $9,349,000 | 6,353 |
| Insider loans | $1,094,000 | 4,212 |
| FHLB advances | $5,400,000 | 3,366 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $5,595,000 | 5,842 |
| Tier 1 (core) risk-based capital | $6,754,000 | 6,549 |
| Tier 2 risk-based capital | $541,000 | 5,649 |
| Total risk weighted assets | $46,150,000 | 6,086 |
| Total unused commitments | $5,595,000 | 5,842 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 10 | 7,620 |
| Assets and Liabilities | ||
| Total Assets: | $51,116,000 | 6,828 |
| Cash and due from depository institutions | $201,000 | 7,620 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $7,477,000 | 6,595 |
| Federal funds sold & reverse repurchase agreements | $1,262,000 | 4,736 |
| Net loans & leases | $41,311,000 | 6,154 |
| Loan loss allowance | $502,000 | 6,015 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $314,000 | 7,449 |
| Other real estate owned | $0 | 7,620 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $551,000 | 7,751 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $51,116,000 | 6,828 |
| Total liabilities | $44,343,000 | 6,797 |
| Total deposits | $41,345,000 | 6,787 |
| Interest-bearing deposits | $39,376,000 | 6,538 |
| Deposits held in domestic offices | $41,345,000 | 6,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,500,000 | 4,236 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $498,000 | 5,786 |
| Total equity capital | $6,773,000 | 6,642 |
| Total bank equity capital | $6,773,000 | 6,642 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,398 |
| Surplus | $8,000,000 | 2,967 |
| Undivided profits | $-1,327,000 | 8,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $236,000 | 7,723 |
| Earning assets | $50,050,000 | 6,677 |
| Long-term assets (5+ years) | $6,121,000 | 5,655 |
| Average Assets, year-to-date | $50,257,000 | 6,800 |
| Average Assets, quarterly | $51,134,500 | 6,803 |
| Volatile liabilities | $6,663,000 | 6,928 |
| Insider loans | $802,000 | 4,709 |
| FHLB advances | $2,500,000 | 4,051 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $3,313,000 | 6,667 |
| Tier 1 (core) risk-based capital | $6,778,000 | 6,563 |
| Tier 2 risk-based capital | $502,000 | 5,814 |
| Total risk weighted assets | $43,985,000 | 6,190 |
| Total unused commitments | $3,313,000 | 6,669 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 11 | 7,527 |
| Assets and Liabilities | ||
| Total Assets: | $51,153,000 | 6,841 |
| Cash and due from depository institutions | $400,000 | 7,527 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $3,059,000 | 7,628 |
| Federal funds sold & reverse repurchase agreements | $6,528,000 | 2,207 |
| Net loans & leases | $40,308,000 | 6,212 |
| Loan loss allowance | $496,000 | 6,063 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $340,000 | 7,401 |
| Other real estate owned | $0 | 7,527 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $518,000 | 7,786 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $51,153,000 | 6,841 |
| Total liabilities | $44,172,000 | 6,836 |
| Total deposits | $41,272,000 | 6,822 |
| Interest-bearing deposits | $39,775,000 | 6,537 |
| Deposits held in domestic offices | $41,272,000 | 6,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,500,000 | 4,172 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $400,000 | 6,116 |
| Total equity capital | $6,981,000 | 6,509 |
| Total bank equity capital | $6,981,000 | 6,509 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,440 |
| Surplus | $8,000,000 | 2,957 |
| Undivided profits | $-1,119,000 | 8,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $229,000 | 7,710 |
| Earning assets | $49,895,000 | 6,692 |
| Long-term assets (5+ years) | $6,139,000 | 5,586 |
| Average Assets, year-to-date | $49,970,670 | 6,860 |
| Average Assets, quarterly | $51,579,000 | 6,806 |
| Volatile liabilities | $7,572,000 | 6,724 |
| Insider loans | $221,000 | 6,449 |
| FHLB advances | $2,500,000 | 4,004 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $3,797,000 | 6,542 |
| Tier 1 (core) risk-based capital | $6,981,000 | 6,469 |
| Tier 2 risk-based capital | $496,000 | 5,852 |
| Total risk weighted assets | $43,162,000 | 6,250 |
| Total unused commitments | $3,797,000 | 6,544 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 10 | 7,698 |
| Assets and Liabilities | ||
| Total Assets: | $52,005,000 | 6,827 |
| Cash and due from depository institutions | $506,000 | 7,698 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $2,561,000 | 7,787 |
| Federal funds sold & reverse repurchase agreements | $5,459,000 | 3,153 |
| Net loans & leases | $42,709,000 | 6,058 |
| Loan loss allowance | $519,000 | 5,957 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $356,000 | 7,381 |
| Other real estate owned | $0 | 7,698 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $414,000 | 8,010 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $52,005,000 | 6,827 |
| Total liabilities | $44,984,000 | 6,826 |
| Total deposits | $42,106,000 | 6,820 |
| Interest-bearing deposits | $40,343,000 | 6,520 |
| Deposits held in domestic offices | $42,106,000 | 6,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $2,500,000 | 4,110 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $378,000 | 6,204 |
| Total equity capital | $7,021,000 | 6,490 |
| Total bank equity capital | $7,021,000 | 6,490 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,461 |
| Surplus | $8,000,000 | 2,912 |
| Undivided profits | $-1,079,000 | 8,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $216,000 | 7,755 |
| Earning assets | $50,729,000 | 6,673 |
| Long-term assets (5+ years) | $5,747,000 | 5,654 |
| Average Assets, year-to-date | $49,379,500 | 6,927 |
| Average Assets, quarterly | $49,379,500 | 6,927 |
| Volatile liabilities | $7,705,000 | 6,619 |
| Insider loans | $1,753,000 | 3,222 |
| FHLB advances | $2,500,000 | 3,949 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $5,482,000 | 5,977 |
| Tier 1 (core) risk-based capital | $7,021,000 | 6,422 |
| Tier 2 risk-based capital | $519,000 | 5,738 |
| Total risk weighted assets | $45,114,000 | 6,137 |
| Total unused commitments | $5,482,000 | 5,977 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 9 | 7,866 |
| Assets and Liabilities | ||
| Total Assets: | $46,754,000 | 7,042 |
| Cash and due from depository institutions | $352,000 | 7,866 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $3,069,000 | 7,697 |
| Federal funds sold & reverse repurchase agreements | $5,120,000 | 2,814 |
| Net loans & leases | $37,498,000 | 6,340 |
| Loan loss allowance | $455,000 | 6,268 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $330,000 | 7,454 |
| Other real estate owned | $0 | 7,866 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $385,000 | 8,131 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $46,754,000 | 7,042 |
| Total liabilities | $39,991,000 | 7,056 |
| Total deposits | $37,194,000 | 7,060 |
| Interest-bearing deposits | $35,355,000 | 6,789 |
| Deposits held in domestic offices | $37,194,000 | 7,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,500,000 | 4,261 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $297,000 | 6,652 |
| Total equity capital | $6,763,000 | 6,560 |
| Total bank equity capital | $6,763,000 | 6,560 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $100,000 | 6,493 |
| Surplus | $7,660,000 | 2,958 |
| Undivided profits | $-997,000 | 8,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $184,000 | 7,987 |
| Earning assets | $45,687,000 | 6,906 |
| Long-term assets (5+ years) | $5,670,000 | 5,618 |
| Average Assets, year-to-date | $37,524,000 | 7,384 |
| Average Assets, quarterly | $44,242,000 | 7,110 |
| Volatile liabilities | $7,004,000 | 6,824 |
| Insider loans | $2,865,000 | 2,308 |
| FHLB advances | $2,500,000 | 4,100 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $3,928,000 | 6,435 |
| Tier 1 (core) risk-based capital | $6,763,000 | 6,501 |
| Tier 2 risk-based capital | $455,000 | 6,072 |
| Total risk weighted assets | $39,783,000 | 6,385 |
| Total unused commitments | $3,928,000 | 6,439 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 8 | 8,078 |
| Assets and Liabilities | ||
| Total Assets: | $41,730,000 | 7,281 |
| Cash and due from depository institutions | $704,000 | 8,078 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $3,610,000 | 7,657 |
| Federal funds sold & reverse repurchase agreements | $4,645,000 | 2,563 |
| Net loans & leases | $32,170,000 | 6,714 |
| Loan loss allowance | $391,000 | 6,666 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $310,000 | 7,567 |
| Other real estate owned | $0 | 8,078 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $291,000 | 8,383 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $41,730,000 | 7,281 |
| Total liabilities | $36,560,000 | 7,250 |
| Total deposits | $36,203,000 | 7,107 |
| Interest-bearing deposits | $34,533,000 | 6,833 |
| Deposits held in domestic offices | $36,203,000 | 7,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $357,000 | 6,397 |
| Total equity capital | $5,170,000 | 7,208 |
| Total bank equity capital | $5,170,000 | 7,208 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,550 |
| Surplus | $6,000,000 | 3,456 |
| Undivided profits | $-930,000 | 8,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $184,000 | 8,048 |
| Earning assets | $40,425,000 | 7,177 |
| Long-term assets (5+ years) | $4,264,000 | 6,035 |
| Average Assets, year-to-date | $35,216,500 | 7,558 |
| Average Assets, quarterly | $39,105,000 | 7,373 |
| Volatile liabilities | $6,809,000 | 6,934 |
| Insider loans | $3,541,000 | 1,920 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $6,303,000 | 5,669 |
| Tier 1 (core) risk-based capital | $5,171,000 | 7,190 |
| Tier 2 risk-based capital | $391,000 | 6,429 |
| Total risk weighted assets | $34,396,000 | 6,733 |
| Total unused commitments | $6,303,000 | 5,669 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 8 | 8,094 |
| Assets and Liabilities | ||
| Total Assets: | $36,480,000 | 7,558 |
| Cash and due from depository institutions | $297,000 | 8,094 |
| Interest-bearing balances | $81,000 | 5,152 |
| Securities | $3,595,000 | 7,698 |
| Federal funds sold & reverse repurchase agreements | $2,836,000 | 3,149 |
| Net loans & leases | $29,145,000 | 6,892 |
| Loan loss allowance | $354,000 | 6,853 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $334,000 | 7,510 |
| Other real estate owned | $0 | 8,094 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $273,000 | 8,422 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $36,480,000 | 7,558 |
| Total liabilities | $31,273,000 | 7,571 |
| Total deposits | $31,011,000 | 7,467 |
| Interest-bearing deposits | $29,635,000 | 7,137 |
| Deposits held in domestic offices | $31,011,000 | 7,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $262,000 | 6,745 |
| Total equity capital | $5,207,000 | 7,140 |
| Total bank equity capital | $5,207,000 | 7,140 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $100,000 | 6,569 |
| Surplus | $6,000,000 | 3,409 |
| Undivided profits | $-893,000 | 8,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $144,000 | 8,193 |
| Earning assets | $35,657,000 | 7,422 |
| Long-term assets (5+ years) | $4,085,000 | 6,069 |
| Average Assets, year-to-date | $33,045,330 | 7,699 |
| Average Assets, quarterly | $34,324,500 | 7,654 |
| Volatile liabilities | $5,870,000 | 7,176 |
| Insider loans | $3,762,000 | 1,802 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $4,789,000 | 6,223 |
| Tier 1 (core) risk-based capital | $5,201,000 | 7,156 |
| Tier 2 risk-based capital | $354,000 | 6,639 |
| Total risk weighted assets | $30,128,000 | 7,006 |
| Total unused commitments | $4,789,000 | 6,223 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 8 | 8,104 |
| Assets and Liabilities | ||
| Total Assets: | $32,169,000 | 7,767 |
| Cash and due from depository institutions | $407,000 | 8,104 |
| Interest-bearing balances | $78,000 | 5,285 |
| Securities | $3,588,000 | 7,751 |
| Federal funds sold & reverse repurchase agreements | $4,044,000 | 3,044 |
| Net loans & leases | $23,560,000 | 7,265 |
| Loan loss allowance | $309,000 | 7,104 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $352,000 | 7,441 |
| Other real estate owned | $0 | 8,104 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $218,000 | 8,527 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $32,169,000 | 7,767 |
| Total liabilities | $26,846,000 | 7,819 |
| Total deposits | $26,623,000 | 7,718 |
| Interest-bearing deposits | $24,884,000 | 7,532 |
| Deposits held in domestic offices | $26,623,000 | 7,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $223,000 | 6,959 |
| Total equity capital | $5,323,000 | 7,061 |
| Total bank equity capital | $5,323,000 | 7,061 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,581 |
| Surplus | $6,000,000 | 3,345 |
| Undivided profits | $-777,000 | 8,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $110,000 | 8,358 |
| Earning assets | $31,270,000 | 7,661 |
| Long-term assets (5+ years) | $1,387,000 | 7,086 |
| Average Assets, year-to-date | $31,328,000 | 7,791 |
| Average Assets, quarterly | $31,328,000 | 7,791 |
| Volatile liabilities | $4,685,000 | 7,430 |
| Insider loans | $2,908,000 | 2,194 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $5,246,000 | 6,029 |
| Tier 1 (core) risk-based capital | $5,321,000 | 7,051 |
| Tier 2 risk-based capital | $309,000 | 6,890 |
| Total risk weighted assets | $24,924,000 | 7,356 |
| Total unused commitments | $5,246,000 | 6,030 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 8 | 8,130 |
| Assets and Liabilities | ||
| Total Assets: | $30,487,000 | 7,896 |
| Cash and due from depository institutions | $1,661,000 | 8,130 |
| Interest-bearing balances | $972,000 | 2,698 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $2,848,000 | 3,443 |
| Net loans & leases | $25,466,000 | 7,158 |
| Loan loss allowance | $309,000 | 7,152 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $388,000 | 7,343 |
| Other real estate owned | $0 | 8,130 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $124,000 | 8,722 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $30,487,000 | 7,896 |
| Total liabilities | $25,124,000 | 7,956 |
| Total deposits | $24,959,000 | 7,864 |
| Interest-bearing deposits | $22,751,000 | 7,691 |
| Deposits held in domestic offices | $24,959,000 | 7,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $165,000 | 7,399 |
| Total equity capital | $5,363,000 | 7,039 |
| Total bank equity capital | $5,363,000 | 7,039 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $100,000 | 6,607 |
| Surplus | $6,000,000 | 3,305 |
| Undivided profits | $-737,000 | 8,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $93,000 | 8,492 |
| Earning assets | $29,286,000 | 7,813 |
| Long-term assets (5+ years) | $645,000 | 7,470 |
| Average Assets, year-to-date | $20,746,800 | 8,346 |
| Average Assets, quarterly | $27,139,000 | 8,053 |
| Volatile liabilities | $4,663,000 | 7,429 |
| Insider loans | $918,000 | 4,361 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $4,048,000 | 6,392 |
| Tier 1 (core) risk-based capital | $5,363,000 | 7,027 |
| Tier 2 risk-based capital | $0 | 8,734 |
| Total risk weighted assets | $25,128,000 | 7,378 |
| Total unused commitments | $4,048,000 | 6,395 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 8 | 8,156 |
| Assets and Liabilities | ||
| Total Assets: | $23,791,000 | 8,260 |
| Cash and due from depository institutions | $2,631,000 | 8,156 |
| Interest-bearing balances | $2,459,000 | 1,780 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $793,000 | 4,826 |
| Net loans & leases | $19,851,000 | 7,594 |
| Loan loss allowance | $241,000 | 7,598 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $400,000 | 7,328 |
| Other real estate owned | $0 | 8,156 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $116,000 | 8,774 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $23,791,000 | 8,260 |
| Total liabilities | $18,275,000 | 8,352 |
| Total deposits | $18,200,000 | 8,271 |
| Interest-bearing deposits | $16,440,000 | 8,146 |
| Deposits held in domestic offices | $18,200,000 | 8,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $75,000 | 8,403 |
| Total equity capital | $5,516,000 | 6,999 |
| Total bank equity capital | $5,516,000 | 6,999 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $6,000,000 | 3,253 |
| Undivided profits | $-584,000 | 8,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $76,000 | 8,592 |
| Earning assets | $23,103,000 | 8,173 |
| Long-term assets (5+ years) | $654,000 | 7,521 |
| Average Assets, year-to-date | $18,311,750 | 8,479 |
| Average Assets, quarterly | $22,825,500 | 8,298 |
| Volatile liabilities | $2,785,000 | 8,036 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $5,639,000 | 5,770 |
| Tier 1 (core) risk-based capital | $5,516,000 | 6,954 |
| Tier 2 risk-based capital | $241,000 | 7,409 |
| Total risk weighted assets | $20,801,000 | 7,719 |
| Total unused commitments | $5,639,000 | 5,771 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 9 | 8,009 |
| Assets and Liabilities | ||
| Total Assets: | $21,860,000 | 8,354 |
| Cash and due from depository institutions | $1,700,000 | 8,009 |
| Interest-bearing balances | $1,232,000 | 2,490 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $3,218,000 | 2,804 |
| Net loans & leases | $16,425,000 | 7,838 |
| Loan loss allowance | $208,000 | 7,814 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $408,000 | 7,278 |
| Other real estate owned | $0 | 8,009 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $109,000 | 8,773 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $21,860,000 | 8,354 |
| Total liabilities | $16,186,000 | 8,452 |
| Total deposits | $16,117,000 | 8,389 |
| Interest-bearing deposits | $13,237,000 | 8,362 |
| Deposits held in domestic offices | $16,117,000 | 8,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $69,000 | 8,358 |
| Total equity capital | $5,674,000 | 6,892 |
| Total bank equity capital | $5,674,000 | 6,892 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $6,000,000 | 3,197 |
| Undivided profits | $-426,000 | 8,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $56,000 | 8,655 |
| Earning assets | $20,875,000 | 8,288 |
| Long-term assets (5+ years) | $32,000 | 7,868 |
| Average Assets, year-to-date | $16,485,330 | 8,565 |
| Average Assets, quarterly | $18,952,000 | 8,476 |
| Volatile liabilities | $1,881,000 | 8,280 |
| Insider loans | $221,000 | 6,526 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,770,000 | 5,454 |
| Tier 1 (core) risk-based capital | $5,674,000 | 6,821 |
| Tier 2 risk-based capital | $208,000 | 7,658 |
| Total risk weighted assets | $17,721,000 | 7,947 |
| Total unused commitments | $6,770,000 | 5,454 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 8 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $16,044,000 | 8,643 |
| Cash and due from depository institutions | $1,500,000 | 8,210 |
| Interest-bearing balances | $1,427,000 | 2,368 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $2,093,000 | 3,980 |
| Net loans & leases | $11,957,000 | 8,253 |
| Loan loss allowance | $145,000 | 8,238 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $427,000 | 7,265 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $67,000 | 8,901 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $16,044,000 | 8,643 |
| Total liabilities | $10,159,000 | 8,743 |
| Total deposits | $10,127,000 | 8,712 |
| Interest-bearing deposits | $8,044,000 | 8,685 |
| Deposits held in domestic offices | $10,127,000 | 8,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $32,000 | 8,747 |
| Total equity capital | $5,885,000 | 6,766 |
| Total bank equity capital | $5,885,000 | 6,766 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $6,000,000 | 3,167 |
| Undivided profits | $-215,000 | 8,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $35,000 | 8,780 |
| Earning assets | $15,477,000 | 8,603 |
| Long-term assets (5+ years) | $639,000 | 7,595 |
| Average Assets, year-to-date | $13,798,000 | 8,735 |
| Average Assets, quarterly | $13,798,000 | 8,735 |
| Volatile liabilities | $1,450,000 | 8,451 |
| Insider loans | $222,000 | 6,544 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,334,000 | 5,566 |
| Tier 1 (core) risk-based capital | $5,885,000 | 6,735 |
| Tier 2 risk-based capital | $145,000 | 8,143 |
| Total risk weighted assets | $13,145,000 | 8,324 |
| Total unused commitments | $6,334,000 | 5,569 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 9 | 8,088 |
| Assets and Liabilities | ||
| Total Assets: | $11,552,000 | 8,836 |
| Cash and due from depository institutions | $1,849,000 | 8,088 |
| Interest-bearing balances | $1,667,000 | 2,263 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $9,194,000 | 8,499 |
| Loan loss allowance | $111,000 | 8,475 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $440,000 | 7,256 |
| Other real estate owned | $0 | 8,088 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $69,000 | 8,939 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $11,552,000 | 8,836 |
| Total liabilities | $5,407,000 | 8,902 |
| Total deposits | $5,177,000 | 8,878 |
| Interest-bearing deposits | $3,688,000 | 8,849 |
| Deposits held in domestic offices | $5,177,000 | 8,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,000 | 3,415 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $141,000 | 7,441 |
| Total equity capital | $6,145,000 | 6,665 |
| Total bank equity capital | $6,145,000 | 6,665 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $6,000,000 | 3,122 |
| Undivided profits | $45,000 | 8,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $24,000 | 8,864 |
| Earning assets | $10,861,000 | 8,803 |
| Long-term assets (5+ years) | $562,000 | 7,703 |
| Average Assets, year-to-date | $10,948,000 | 8,844 |
| Average Assets, quarterly | $11,164,000 | 8,839 |
| Volatile liabilities | $489,000 | 8,834 |
| Insider loans | $225,000 | 6,564 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,623,000 | 6,496 |
| Tier 1 (core) risk-based capital | $6,145,000 | 6,556 |
| Tier 2 risk-based capital | $111,000 | 8,421 |
| Total risk weighted assets | $9,832,000 | 8,602 |
| Total unused commitments | $3,623,000 | 6,496 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 9 | 8,127 |
| Assets and Liabilities | ||
| Total Assets: | $10,776,000 | 8,901 |
| Cash and due from depository institutions | $1,624,000 | 8,127 |
| Interest-bearing balances | $1,544,000 | 2,405 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $4,003,000 | 2,489 |
| Net loans & leases | $4,658,000 | 8,828 |
| Loan loss allowance | $63,000 | 8,756 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $453,000 | 7,231 |
| Other real estate owned | $0 | 8,127 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $38,000 | 9,015 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $10,776,000 | 8,901 |
| Total liabilities | $4,318,000 | 8,965 |
| Total deposits | $4,277,000 | 8,938 |
| Interest-bearing deposits | $2,848,000 | 8,914 |
| Deposits held in domestic offices | $4,277,000 | 8,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $41,000 | 8,762 |
| Total equity capital | $6,458,000 | 6,516 |
| Total bank equity capital | $6,458,000 | 6,516 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $6,000,000 | 3,074 |
| Undivided profits | $358,000 | 8,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $13,000 | 8,939 |
| Earning assets | $10,205,000 | 8,872 |
| Long-term assets (5+ years) | $1,417,000 | 7,373 |
| Average Assets, year-to-date | $10,646,000 | 8,903 |
| Average Assets, quarterly | $10,646,000 | 8,904 |
| Volatile liabilities | $400,000 | 8,901 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $744,000 | 8,183 |
| Tier 1 (core) risk-based capital | $6,458,000 | 6,396 |
| Tier 2 risk-based capital | $63,000 | 8,744 |
| Total risk weighted assets | $5,606,000 | 8,873 |
| Total unused commitments | $744,000 | 8,187 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 8 | 8,343 |
| Assets and Liabilities | ||
| Total Assets: | $10,516,000 | 8,958 |
| Cash and due from depository institutions | $1,379,000 | 8,343 |
| Interest-bearing balances | $1,308,000 | 2,557 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $4,957,000 | 2,019 |
| Net loans & leases | $3,693,000 | 8,918 |
| Loan loss allowance | $45,000 | 8,872 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $447,000 | 7,285 |
| Other real estate owned | $0 | 8,343 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $40,000 | 9,073 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $10,516,000 | 8,958 |
| Total liabilities | $3,817,000 | 9,028 |
| Total deposits | $3,562,000 | 9,004 |
| Interest-bearing deposits | $2,992,000 | 8,971 |
| Deposits held in domestic offices | $3,562,000 | 9,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $255,000 | 6,244 |
| Total equity capital | $6,699,000 | 6,261 |
| Total bank equity capital | $6,699,000 | 6,261 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $6,000,000 | 3,030 |
| Undivided profits | $599,000 | 7,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $12,000 | 8,999 |
| Earning assets | $9,958,000 | 8,932 |
| Long-term assets (5+ years) | $1,349,000 | 7,498 |
| Average Assets, year-to-date | $10,516,000 | 8,955 |
| Average Assets, quarterly | $10,516,000 | 8,956 |
| Volatile liabilities | $100,000 | 9,013 |
| Insider loans | $1,919,000 | 2,760 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $90,000 | 8,790 |
| Tier 1 (core) risk-based capital | $6,699,000 | 6,223 |
| Tier 2 risk-based capital | $45,000 | 8,876 |
| Total risk weighted assets | $4,639,000 | 8,972 |
| Total unused commitments | $90,000 | 8,791 |
| Derivatives | $0 | 740 |