Pinebank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,483,000 | 1,562 |
| Total interest expense | $6,795,000 | 1,139 |
| Net interest income | $5,688,000 | 2,064 |
| Provision for loan and lease losses | $31,000 | 4,971 |
| Total noninterest income | $612,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $111,000 | 4,779 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $501,000 | 2,206 |
| Total noninterest expense | $6,125,000 | 1,470 |
| Salaries and employee benefits | $2,965,000 | 1,666 |
| Premises and equipment expense | $706,000 | 1,794 |
| Additional noninterest expense | $2,454,000 | 1,106 |
| Pre-tax net operating income | $144,000 | 7,419 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $55,000 | 5,156 |
| Income before extraordinary items | $89,000 | 7,615 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $89,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,385 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $89,000 | 7,622 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,293,000 | 1,509 |
| Total interest expense | $3,197,000 | 1,151 |
| Net interest income | $3,096,000 | 1,865 |
| Provision for loan and lease losses | $31,000 | 3,804 |
| Total noninterest income | $315,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 4,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $260,000 | 2,147 |
| Total noninterest expense | $3,182,000 | 1,426 |
| Salaries and employee benefits | $1,515,000 | 1,640 |
| Premises and equipment expense | $348,000 | 1,818 |
| Additional noninterest expense | $1,319,000 | 1,013 |
| Pre-tax net operating income | $198,000 | 5,860 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $74,000 | 3,975 |
| Income before extraordinary items | $124,000 | 6,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,463 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $124,000 | 6,351 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,654,000 | 1,547 |
| Total interest expense | $9,860,000 | 1,143 |
| Net interest income | $11,794,000 | 1,866 |
| Provision for loan and lease losses | $-375,000 | 8,733 |
| Total noninterest income | $1,654,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $291,000 | 4,248 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,363,000 | 1,787 |
| Total noninterest expense | $10,675,000 | 1,606 |
| Salaries and employee benefits | $5,138,000 | 1,815 |
| Premises and equipment expense | $1,429,000 | 1,710 |
| Additional noninterest expense | $4,108,000 | 1,263 |
| Pre-tax net operating income | $3,148,000 | 2,653 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,120,000 | 2,107 |
| Income before extraordinary items | $2,028,000 | 3,069 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,028,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,607 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,028,000 | 3,031 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,997,000 | 1,520 |
| Total interest expense | $7,052,000 | 1,129 |
| Net interest income | $8,945,000 | 1,826 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,333,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $228,000 | 4,166 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,105,000 | 1,689 |
| Total noninterest expense | $7,736,000 | 1,634 |
| Salaries and employee benefits | $3,641,000 | 1,891 |
| Premises and equipment expense | $835,000 | 2,141 |
| Additional noninterest expense | $3,260,000 | 1,162 |
| Pre-tax net operating income | $2,542,000 | 2,543 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $854,000 | 2,106 |
| Income before extraordinary items | $1,688,000 | 2,842 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,688,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,607 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,688,000 | 2,808 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,870,000 | 1,448 |
| Total interest expense | $4,513,000 | 1,103 |
| Net interest income | $6,357,000 | 1,690 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $939,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $161,000 | 3,985 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $778,000 | 1,613 |
| Total noninterest expense | $5,389,000 | 1,570 |
| Salaries and employee benefits | $2,440,000 | 1,865 |
| Premises and equipment expense | $557,000 | 2,119 |
| Additional noninterest expense | $2,392,000 | 1,050 |
| Pre-tax net operating income | $1,907,000 | 2,264 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $623,000 | 1,946 |
| Income before extraordinary items | $1,284,000 | 2,511 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,284,000 | 2,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,442 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,284,000 | 2,470 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 1,414 |
| Total interest expense | $2,109,000 | 1,113 |
| Net interest income | $3,343,000 | 1,597 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $462,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $89,000 | 3,718 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $373,000 | 1,632 |
| Total noninterest expense | $2,556,000 | 1,650 |
| Salaries and employee benefits | $1,268,000 | 1,819 |
| Premises and equipment expense | $278,000 | 2,149 |
| Additional noninterest expense | $1,010,000 | 1,232 |
| Pre-tax net operating income | $1,249,000 | 1,810 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $445,000 | 1,481 |
| Income before extraordinary items | $804,000 | 2,071 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $804,000 | 2,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,600 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $804,000 | 2,035 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,283,000 | 1,576 |
| Total interest expense | $5,648,000 | 1,459 |
| Net interest income | $12,635,000 | 1,613 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $2,213,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $408,000 | 3,602 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,805,000 | 1,425 |
| Total noninterest expense | $10,190,000 | 1,594 |
| Salaries and employee benefits | $5,116,000 | 1,729 |
| Premises and equipment expense | $1,110,000 | 2,069 |
| Additional noninterest expense | $3,964,000 | 1,252 |
| Pre-tax net operating income | $4,633,000 | 1,812 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,568,000 | 1,550 |
| Income before extraordinary items | $3,065,000 | 2,038 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,065,000 | 2,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 8,779 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,065,000 | 1,991 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,298,000 | 1,608 |
| Total interest expense | $3,926,000 | 1,543 |
| Net interest income | $9,372,000 | 1,615 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $1,758,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $312,000 | 3,568 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,446,000 | 1,370 |
| Total noninterest expense | $7,668,000 | 1,586 |
| Salaries and employee benefits | $3,819,000 | 1,728 |
| Premises and equipment expense | $825,000 | 2,089 |
| Additional noninterest expense | $3,024,000 | 1,211 |
| Pre-tax net operating income | $3,437,000 | 1,831 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,251,000 | 1,492 |
| Income before extraordinary items | $2,186,000 | 2,144 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,186,000 | 2,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 8,786 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,186,000 | 2,089 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,435,000 | 1,664 |
| Total interest expense | $2,467,000 | 1,612 |
| Net interest income | $5,968,000 | 1,686 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $1,240,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $210,000 | 3,523 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,030,000 | 1,294 |
| Total noninterest expense | $5,152,000 | 1,579 |
| Salaries and employee benefits | $2,554,000 | 1,721 |
| Premises and equipment expense | $545,000 | 2,094 |
| Additional noninterest expense | $2,053,000 | 1,179 |
| Pre-tax net operating income | $2,031,000 | 2,024 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $736,000 | 1,634 |
| Income before extraordinary items | $1,295,000 | 2,357 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,295,000 | 2,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,704 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,295,000 | 2,292 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,094,000 | 1,719 |
| Total interest expense | $1,206,000 | 1,669 |
| Net interest income | $2,888,000 | 1,730 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $594,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $107,000 | 3,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $487,000 | 1,317 |
| Total noninterest expense | $2,565,000 | 1,588 |
| Salaries and employee benefits | $1,290,000 | 1,725 |
| Premises and equipment expense | $274,000 | 2,120 |
| Additional noninterest expense | $1,001,000 | 1,206 |
| Pre-tax net operating income | $892,000 | 2,219 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $308,000 | 1,885 |
| Income before extraordinary items | $584,000 | 2,567 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $584,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,827 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $584,000 | 2,479 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,887,000 | 1,520 |
| Total interest expense | $6,412,000 | 1,382 |
| Net interest income | $12,475,000 | 1,565 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $2,548,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $389,000 | 3,707 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,159,000 | 1,393 |
| Total noninterest expense | $14,299,000 | 1,135 |
| Salaries and employee benefits | $4,481,000 | 1,918 |
| Premises and equipment expense | $1,077,000 | 2,113 |
| Additional noninterest expense | $8,741,000 | 623 |
| Pre-tax net operating income | $544,000 | 6,535 |
| Securities gains (losses) | $835,000 | 542 |
| Applicable income taxes | $268,000 | 4,455 |
| Income before extraordinary items | $1,111,000 | 4,338 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,111,000 | 4,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 9,032 |
| Cash dividends | $1,097,000 | 2,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $434,650 | 6,482 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,504,000 | 1,513 |
| Total interest expense | $5,040,000 | 1,383 |
| Net interest income | $9,464,000 | 1,544 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $1,857,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $278,000 | 3,838 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,579,000 | 1,481 |
| Total noninterest expense | $7,258,000 | 1,675 |
| Salaries and employee benefits | $3,517,000 | 1,845 |
| Premises and equipment expense | $806,000 | 2,123 |
| Additional noninterest expense | $2,935,000 | 1,275 |
| Pre-tax net operating income | $3,883,000 | 1,631 |
| Securities gains (losses) | $143,000 | 1,457 |
| Applicable income taxes | $1,456,000 | 1,387 |
| Income before extraordinary items | $2,570,000 | 1,875 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,570,000 | 1,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 9,073 |
| Cash dividends | $1,097,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,478,480 | 1,838 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,880,000 | 1,495 |
| Total interest expense | $3,660,000 | 1,303 |
| Net interest income | $6,220,000 | 1,569 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $1,180,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $164,000 | 4,092 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,016,000 | 1,502 |
| Total noninterest expense | $4,744,000 | 1,690 |
| Salaries and employee benefits | $2,319,000 | 1,851 |
| Premises and equipment expense | $541,000 | 2,103 |
| Additional noninterest expense | $1,884,000 | 1,309 |
| Pre-tax net operating income | $2,476,000 | 1,688 |
| Securities gains (losses) | $143,000 | 1,260 |
| Applicable income taxes | $996,000 | 1,382 |
| Income before extraordinary items | $1,623,000 | 1,961 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,623,000 | 1,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,983 |
| Cash dividends | $1,097,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,531,480 | 1,948 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,037,000 | 1,473 |
| Total interest expense | $1,965,000 | 1,242 |
| Net interest income | $3,072,000 | 1,593 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $591,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $69,000 | 4,419 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $522,000 | 1,442 |
| Total noninterest expense | $2,316,000 | 1,712 |
| Salaries and employee benefits | $1,129,000 | 1,895 |
| Premises and equipment expense | $270,000 | 2,112 |
| Additional noninterest expense | $917,000 | 1,319 |
| Pre-tax net operating income | $1,257,000 | 1,666 |
| Securities gains (losses) | $-6,000 | 9,121 |
| Applicable income taxes | $446,000 | 1,507 |
| Income before extraordinary items | $805,000 | 1,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $805,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 9,088 |
| Cash dividends | $1,097,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $808,840 | 1,853 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,172,000 | 1,323 |
| Total interest expense | $9,061,000 | 1,245 |
| Net interest income | $14,111,000 | 1,373 |
| Provision for loan and lease losses | $475,000 | 2,480 |
| Total noninterest income | $2,018,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $246,000 | 4,737 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,772,000 | 1,440 |
| Total noninterest expense | $8,754,000 | 1,731 |
| Salaries and employee benefits | $4,654,000 | 1,718 |
| Premises and equipment expense | $954,000 | 2,287 |
| Additional noninterest expense | $3,146,000 | 1,504 |
| Pre-tax net operating income | $6,900,000 | 1,223 |
| Securities gains (losses) | $-413,000 | 9,247 |
| Applicable income taxes | $1,966,000 | 1,308 |
| Income before extraordinary items | $4,521,000 | 1,377 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,521,000 | 1,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $859,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,810,100 | 1,257 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,704,000 | 1,560 |
| Total interest expense | $10,378,000 | 1,569 |
| Net interest income | $11,326,000 | 1,574 |
| Provision for loan and lease losses | $693,000 | 1,688 |
| Total noninterest income | $1,815,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $196,000 | 5,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,619,000 | 1,438 |
| Total noninterest expense | $6,699,000 | 2,142 |
| Salaries and employee benefits | $3,545,000 | 2,125 |
| Premises and equipment expense | $774,000 | 2,718 |
| Additional noninterest expense | $2,380,000 | 1,896 |
| Pre-tax net operating income | $5,749,000 | 1,288 |
| Securities gains (losses) | $367,000 | 775 |
| Applicable income taxes | $1,981,000 | 1,191 |
| Income before extraordinary items | $4,135,000 | 1,315 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,135,000 | 1,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,298 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,885,440 | 1,343 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,846,000 | 1,658 |
| Total interest expense | $10,991,000 | 1,566 |
| Net interest income | $9,855,000 | 1,780 |
| Provision for loan and lease losses | $500,000 | 1,862 |
| Total noninterest income | $1,855,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $181,000 | 5,339 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,674,000 | 1,268 |
| Total noninterest expense | $6,092,000 | 2,250 |
| Salaries and employee benefits | $3,023,000 | 2,370 |
| Premises and equipment expense | $627,000 | 3,143 |
| Additional noninterest expense | $2,442,000 | 1,815 |
| Pre-tax net operating income | $5,118,000 | 1,444 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,488,000 | 1,526 |
| Income before extraordinary items | $3,630,000 | 1,457 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,630,000 | 1,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,226 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,630,000 | 1,452 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,925,000 | 1,928 |
| Total interest expense | $8,380,000 | 1,767 |
| Net interest income | $8,545,000 | 2,071 |
| Provision for loan and lease losses | $1,260,000 | 810 |
| Total noninterest income | $1,912,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $190,000 | 5,255 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,722,000 | 1,274 |
| Total noninterest expense | $5,597,000 | 2,424 |
| Salaries and employee benefits | $2,843,000 | 2,466 |
| Premises and equipment expense | $537,000 | 3,553 |
| Additional noninterest expense | $2,217,000 | 1,967 |
| Pre-tax net operating income | $3,600,000 | 2,029 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $981,000 | 2,245 |
| Income before extraordinary items | $2,619,000 | 2,020 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,619,000 | 2,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,508 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,619,000 | 1,989 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,266,000 | 2,451 |
| Total interest expense | $7,027,000 | 2,159 |
| Net interest income | $6,239,000 | 2,748 |
| Provision for loan and lease losses | $575,000 | 1,547 |
| Total noninterest income | $2,074,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $157,000 | 5,798 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,917,000 | 1,196 |
| Total noninterest expense | $5,245,000 | 2,483 |
| Salaries and employee benefits | $2,581,000 | 2,623 |
| Premises and equipment expense | $558,000 | 3,388 |
| Additional noninterest expense | $2,106,000 | 2,022 |
| Pre-tax net operating income | $2,493,000 | 2,796 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $681,000 | 3,096 |
| Income before extraordinary items | $1,827,000 | 2,765 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,827,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 377 |
| Net operating income | $1,816,050 | 2,697 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,112,000 | 3,200 |
| Total interest expense | $5,317,000 | 2,814 |
| Net interest income | $4,795,000 | 3,629 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $1,569,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,456,000 | 1,347 |
| Total noninterest expense | $4,058,000 | 3,130 |
| Salaries and employee benefits | $2,123,000 | 3,113 |
| Premises and equipment expense | $538,000 | 3,470 |
| Additional noninterest expense | $1,397,000 | 2,920 |
| Pre-tax net operating income | $2,106,000 | 3,366 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $674,000 | 3,348 |
| Income before extraordinary items | $1,429,000 | 3,493 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,429,000 | 3,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,431,040 | 3,412 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,542,000 | 3,794 |
| Total interest expense | $4,416,000 | 3,376 |
| Net interest income | $4,126,000 | 4,210 |
| Provision for loan and lease losses | $215,000 | 3,255 |
| Total noninterest income | $1,039,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $987,000 | 1,836 |
| Total noninterest expense | $3,785,000 | 3,510 |
| Salaries and employee benefits | $1,863,000 | 3,561 |
| Premises and equipment expense | $599,000 | 3,221 |
| Additional noninterest expense | $1,323,000 | 3,472 |
| Pre-tax net operating income | $1,165,000 | 5,223 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $400,000 | 4,887 |
| Income before extraordinary items | $765,000 | 5,452 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $765,000 | 5,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $765,000 | 5,403 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,353,000 | 4,358 |
| Total interest expense | $3,816,000 | 3,835 |
| Net interest income | $3,537,000 | 4,823 |
| Provision for loan and lease losses | $195,000 | 3,070 |
| Total noninterest income | $960,000 | 3,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $935,000 | 1,890 |
| Total noninterest expense | $3,596,000 | 3,645 |
| Salaries and employee benefits | $1,723,000 | 3,785 |
| Premises and equipment expense | $519,000 | 3,641 |
| Additional noninterest expense | $1,354,000 | 3,365 |
| Pre-tax net operating income | $706,000 | 7,295 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $265,000 | 6,442 |
| Income before extraordinary items | $447,000 | 7,662 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $447,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 208 |
| Net operating income | $443,160 | 7,673 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 4,998 |
| Total interest expense | $2,483,000 | 4,689 |
| Net interest income | $3,343,000 | 5,145 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $894,000 | 3,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $866,000 | 2,031 |
| Total noninterest expense | $3,061,000 | 4,336 |
| Salaries and employee benefits | $1,387,000 | 4,611 |
| Premises and equipment expense | $431,000 | 4,316 |
| Additional noninterest expense | $1,243,000 | 3,932 |
| Pre-tax net operating income | $1,136,000 | 5,439 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $447,000 | 4,415 |
| Income before extraordinary items | $696,000 | 5,938 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $696,000 | 5,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $691,520 | 6,026 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,565,000 | 6,238 |
| Total interest expense | $2,045,000 | 5,725 |
| Net interest income | $2,520,000 | 6,511 |
| Provision for loan and lease losses | $450,000 | 2,259 |
| Total noninterest income | $694,000 | 4,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 10,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,687 |
| Total noninterest expense | $2,077,000 | 6,139 |
| Salaries and employee benefits | $862,000 | 6,936 |
| Premises and equipment expense | $329,000 | 5,469 |
| Additional noninterest expense | $886,000 | 5,442 |
| Pre-tax net operating income | $687,000 | 7,434 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $5,000 | 11,956 |
| Income before extraordinary items | $682,000 | 6,227 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $682,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $682,000 | 5,970 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 10,440 |
| Total interest expense | $998,000 | 10,393 |
| Net interest income | $1,219,000 | 10,263 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $638,000 | 4,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 11,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,772 |
| Total noninterest expense | $1,795,000 | 6,960 |
| Salaries and employee benefits | $862,000 | 6,858 |
| Premises and equipment expense | $300,000 | 5,973 |
| Additional noninterest expense | $633,000 | 7,232 |
| Pre-tax net operating income | $-58,000 | 12,872 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-58,000 | 13,007 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-58,000 | 12,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-58,000 | 12,833 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.