| 2006-06-30 | Rank |
| # of Employees: | 74 | 2,387 |
| Assets and Liabilities |
| Total Assets: | $412,653,000 | 1,579 |
| Cash and due from depository institutions | $11,907,000 | 2,387 |
| Interest-bearing balances | $9,824,000 | 559 |
| Securities | $19,289,000 | 4,667 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $363,208,000 | 1,228 |
| Loan loss allowance | $3,689,000 | 1,393 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $767,000 | 6,367 |
| Other real estate owned | $0 | 2,387 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $17,482,000 | 1,060 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $412,653,000 | 1,579 |
| Total liabilities | $377,310,000 | 1,553 |
| Total deposits | $275,751,000 | 1,867 |
| Interest-bearing deposits | $238,122,000 | 1,860 |
| Deposits held in domestic offices | $274,921,000 | 1,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $84,200,000 | 616 |
| Subordinated debt | $13,592,000 | 137 |
| All other liabilities | $3,767,000 | 1,309 |
| Total equity capital | $35,343,000 | 1,802 |
| Total bank equity capital | $35,343,000 | 1,802 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,220,000 | 841 |
| Surplus | $5,516,000 | 3,594 |
| Undivided profits | $24,607,000 | 1,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,973,000 | 1,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,968,000 | 1,196 |
| Earning assets | $392,321,000 | 1,520 |
| Long-term assets (5+ years) | $18,761,000 | 3,451 |
| Average Assets, year-to-date | $414,088,670 | 1,525 |
| Average Assets, quarterly | $415,254,000 | 1,540 |
| Volatile liabilities | $144,082,000 | 1,060 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $84,200,000 | 546 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $6,456,000 | 5,666 |
| Tier 1 (core) risk-based capital | $35,533,000 | 1,746 |
| Tier 2 risk-based capital | $16,277,000 | 374 |
| Total risk weighted assets | $213,817,000 | 2,139 |
| Total unused commitments | $6,456,000 | 5,667 |
| Derivatives | $5,000,000 | 599 |
| 2006-03-31 | Rank |
| # of Employees: | 71 | 2,475 |
| Assets and Liabilities |
| Total Assets: | $417,855,000 | 1,523 |
| Cash and due from depository institutions | $17,054,000 | 2,475 |
| Interest-bearing balances | $13,175,000 | 455 |
| Securities | $21,939,000 | 4,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $361,516,000 | 1,188 |
| Loan loss allowance | $3,689,000 | 1,378 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $865,000 | 6,158 |
| Other real estate owned | $0 | 2,475 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $16,481,000 | 1,079 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $417,855,000 | 1,523 |
| Total liabilities | $382,347,000 | 1,496 |
| Total deposits | $280,459,000 | 1,817 |
| Interest-bearing deposits | $238,157,000 | 1,841 |
| Deposits held in domestic offices | $279,870,000 | 1,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $84,440,000 | 590 |
| Subordinated debt | $13,588,000 | 137 |
| All other liabilities | $3,860,000 | 1,286 |
| Total equity capital | $35,508,000 | 1,771 |
| Total bank equity capital | $35,508,000 | 1,771 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,220,000 | 830 |
| Surplus | $5,516,000 | 3,532 |
| Undivided profits | $24,772,000 | 1,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,973,000 | 1,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,174,000 | 1,049 |
| Earning assets | $396,630,000 | 1,469 |
| Long-term assets (5+ years) | $19,855,000 | 3,323 |
| Average Assets, year-to-date | $414,806,500 | 1,514 |
| Average Assets, quarterly | $414,806,500 | 1,514 |
| Volatile liabilities | $141,084,000 | 1,037 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $84,200,000 | 531 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $5,931,000 | 5,812 |
| Tier 1 (core) risk-based capital | $35,596,000 | 1,693 |
| Tier 2 risk-based capital | $16,210,000 | 368 |
| Total risk weighted assets | $208,860,000 | 2,135 |
| Total unused commitments | $5,931,000 | 5,812 |
| Derivatives | $5,000,000 | 584 |
| 2005-12-31 | Rank |
| # of Employees: | 71 | 2,449 |
| Assets and Liabilities |
| Total Assets: | $411,758,000 | 1,521 |
| Cash and due from depository institutions | $16,717,000 | 2,449 |
| Interest-bearing balances | $12,230,000 | 464 |
| Securities | $23,783,000 | 4,172 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $354,867,000 | 1,200 |
| Loan loss allowance | $3,614,000 | 1,387 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $919,000 | 6,046 |
| Other real estate owned | $0 | 2,449 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $15,472,000 | 1,114 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $411,758,000 | 1,521 |
| Total liabilities | $376,337,000 | 1,499 |
| Total deposits | $273,371,000 | 1,829 |
| Interest-bearing deposits | $234,216,000 | 1,826 |
| Deposits held in domestic offices | $272,283,000 | 1,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $84,200,000 | 603 |
| Subordinated debt | $13,585,000 | 135 |
| All other liabilities | $5,181,000 | 989 |
| Total equity capital | $35,421,000 | 1,745 |
| Total bank equity capital | $35,421,000 | 1,745 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,220,000 | 813 |
| Surplus | $5,516,000 | 3,491 |
| Undivided profits | $24,685,000 | 1,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,956,000 | 1,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,801,000 | 1,185 |
| Earning assets | $390,880,000 | 1,461 |
| Long-term assets (5+ years) | $22,550,000 | 3,062 |
| Average Assets, year-to-date | $425,499,800 | 1,408 |
| Average Assets, quarterly | $403,619,500 | 1,542 |
| Volatile liabilities | $147,915,000 | 984 |
| Insider loans | $11,000 | 7,787 |
| FHLB advances | $84,200,000 | 533 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $6,311,000 | 5,634 |
| Tier 1 (core) risk-based capital | $35,665,000 | 1,653 |
| Tier 2 risk-based capital | $16,101,000 | 363 |
| Total risk weighted assets | $200,238,000 | 2,190 |
| Total unused commitments | $6,311,000 | 5,634 |
| Derivatives | $5,000,000 | 542 |
| 2005-09-30 | Rank |
| # of Employees: | 69 | 2,516 |
| Assets and Liabilities |
| Total Assets: | $395,481,000 | 1,574 |
| Cash and due from depository institutions | $23,670,000 | 2,516 |
| Interest-bearing balances | $15,300,000 | 372 |
| Securities | $22,063,000 | 4,343 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $329,787,000 | 1,257 |
| Loan loss allowance | $3,989,000 | 1,233 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $780,000 | 6,335 |
| Other real estate owned | $0 | 2,516 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $19,181,000 | 876 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $395,481,000 | 1,574 |
| Total liabilities | $360,308,000 | 1,552 |
| Total deposits | $256,245,000 | 1,924 |
| Interest-bearing deposits | $210,819,000 | 1,969 |
| Deposits held in domestic offices | $255,256,000 | 1,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $84,630,000 | 595 |
| Subordinated debt | $13,582,000 | 134 |
| All other liabilities | $5,851,000 | 870 |
| Total equity capital | $35,173,000 | 1,732 |
| Total bank equity capital | $35,173,000 | 1,732 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,220,000 | 784 |
| Surplus | $5,637,000 | 3,394 |
| Undivided profits | $24,316,000 | 1,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,048,000 | 1,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,744,000 | 1,154 |
| Earning assets | $367,150,000 | 1,538 |
| Long-term assets (5+ years) | $174,904,000 | 592 |
| Average Assets, year-to-date | $428,935,250 | 1,382 |
| Average Assets, quarterly | $410,338,500 | 1,483 |
| Volatile liabilities | $137,144,000 | 1,007 |
| Insider loans | $11,000 | 7,835 |
| FHLB advances | $84,200,000 | 530 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,462,000 | 4,786 |
| Tier 1 (core) risk-based capital | $35,337,000 | 1,623 |
| Tier 2 risk-based capital | $15,946,000 | 358 |
| Total risk weighted assets | $188,242,000 | 2,259 |
| Total unused commitments | $9,462,000 | 4,788 |
| Derivatives | $5,198,000 | 543 |
| 2005-06-30 | Rank |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities |
| Total Assets: | $425,196,000 | 1,413 |
| Cash and due from depository institutions | $35,740,000 | 2,738 |
| Interest-bearing balances | $30,570,000 | 158 |
| Securities | $22,612,000 | 4,297 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $343,290,000 | 1,173 |
| Loan loss allowance | $3,945,000 | 1,224 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $840,000 | 6,174 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $22,714,000 | 759 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $425,196,000 | 1,413 |
| Total liabilities | $390,335,000 | 1,391 |
| Total deposits | $282,257,000 | 1,710 |
| Interest-bearing deposits | $232,575,000 | 1,746 |
| Deposits held in domestic offices | $281,421,000 | 1,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $90,050,000 | 589 |
| Subordinated debt | $13,578,000 | 131 |
| All other liabilities | $4,450,000 | 1,017 |
| Total equity capital | $34,861,000 | 1,710 |
| Total bank equity capital | $34,861,000 | 1,710 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,220,000 | 765 |
| Surplus | $5,516,000 | 3,392 |
| Undivided profits | $24,125,000 | 1,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,338,000 | 508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,791,000 | 1,026 |
| Earning assets | $396,472,000 | 1,386 |
| Long-term assets (5+ years) | $13,070,000 | 4,188 |
| Average Assets, year-to-date | $440,086,670 | 1,321 |
| Average Assets, quarterly | $433,502,500 | 1,369 |
| Volatile liabilities | $148,647,000 | 906 |
| Insider loans | $12,000 | 7,843 |
| FHLB advances | $89,200,000 | 523 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,180,000 | 5,324 |
| Tier 1 (core) risk-based capital | $34,933,000 | 1,599 |
| Tier 2 risk-based capital | $16,004,000 | 354 |
| Total risk weighted assets | $192,591,000 | 2,155 |
| Total unused commitments | $7,180,000 | 5,324 |
| Derivatives | $5,199,000 | 515 |
| 2005-03-31 | Rank |
| # of Employees: | 65 | 2,634 |
| Assets and Liabilities |
| Total Assets: | $441,809,000 | 1,334 |
| Cash and due from depository institutions | $47,823,000 | 2,634 |
| Interest-bearing balances | $38,352,000 | 140 |
| Securities | $22,865,000 | 4,349 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $348,591,000 | 1,122 |
| Loan loss allowance | $3,945,000 | 1,207 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $878,000 | 6,111 |
| Other real estate owned | $0 | 2,634 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $21,652,000 | 776 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $441,809,000 | 1,334 |
| Total liabilities | $407,556,000 | 1,299 |
| Total deposits | $299,714,000 | 1,586 |
| Interest-bearing deposits | $248,324,000 | 1,615 |
| Deposits held in domestic offices | $296,361,000 | 1,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $88,130,000 | 582 |
| Subordinated debt | $13,575,000 | 133 |
| All other liabilities | $6,137,000 | 804 |
| Total equity capital | $34,253,000 | 1,687 |
| Total bank equity capital | $34,253,000 | 1,687 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,220,000 | 749 |
| Surplus | $5,516,000 | 3,358 |
| Undivided profits | $23,517,000 | 1,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,542,000 | 756 |
| Earning assets | $409,808,000 | 1,316 |
| Long-term assets (5+ years) | $13,007,000 | 4,276 |
| Average Assets, year-to-date | $447,532,000 | 1,297 |
| Average Assets, quarterly | $447,532,000 | 1,297 |
| Volatile liabilities | $145,329,000 | 881 |
| Insider loans | $1,887,000 | 2,860 |
| FHLB advances | $87,200,000 | 524 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,817,000 | 4,657 |
| Tier 1 (core) risk-based capital | $34,387,000 | 1,590 |
| Tier 2 risk-based capital | $16,009,000 | 350 |
| Total risk weighted assets | $193,182,000 | 2,113 |
| Total unused commitments | $9,817,000 | 4,658 |
| Derivatives | $5,634,000 | 466 |
| 2004-12-31 | Rank |
| # of Employees: | 69 | 2,503 |
| Assets and Liabilities |
| Total Assets: | $453,255,000 | 1,294 |
| Cash and due from depository institutions | $27,252,000 | 2,503 |
| Interest-bearing balances | $17,573,000 | 322 |
| Securities | $23,406,000 | 4,307 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $376,558,000 | 1,037 |
| Loan loss allowance | $3,900,000 | 1,197 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $936,000 | 6,000 |
| Other real estate owned | $0 | 2,503 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $25,103,000 | 657 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $453,255,000 | 1,294 |
| Total liabilities | $419,681,000 | 1,258 |
| Total deposits | $315,026,000 | 1,491 |
| Interest-bearing deposits | $251,915,000 | 1,568 |
| Deposits held in domestic offices | $312,904,000 | 1,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $83,330,000 | 629 |
| Subordinated debt | $13,571,000 | 138 |
| All other liabilities | $7,754,000 | 652 |
| Total equity capital | $33,574,000 | 1,729 |
| Total bank equity capital | $33,574,000 | 1,729 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,220,000 | 738 |
| Surplus | $5,516,000 | 3,308 |
| Undivided profits | $22,838,000 | 1,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $240,000 | 5,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,227,000 | 830 |
| Earning assets | $417,537,000 | 1,289 |
| Long-term assets (5+ years) | $14,718,000 | 4,097 |
| Average Assets, year-to-date | $401,900,800 | 1,403 |
| Average Assets, quarterly | $428,024,000 | 1,346 |
| Volatile liabilities | $183,569,000 | 720 |
| Insider loans | $2,943,000 | 2,028 |
| FHLB advances | $81,200,000 | 562 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $12,831,000 | 3,944 |
| Tier 1 (core) risk-based capital | $33,634,000 | 1,596 |
| Tier 2 risk-based capital | $16,056,000 | 349 |
| Total risk weighted assets | $197,354,000 | 2,053 |
| Total unused commitments | $12,831,000 | 3,944 |
| Derivatives | $5,463,000 | 461 |
| 2004-09-30 | Rank |
| # of Employees: | 71 | 2,412 |
| Assets and Liabilities |
| Total Assets: | $402,793,000 | 1,451 |
| Cash and due from depository institutions | $24,526,000 | 2,412 |
| Interest-bearing balances | $18,521,000 | 317 |
| Securities | $24,167,000 | 4,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $338,094,000 | 1,128 |
| Loan loss allowance | $3,902,000 | 1,200 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $985,000 | 5,913 |
| Other real estate owned | $0 | 2,412 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $15,021,000 | 1,026 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $402,793,000 | 1,451 |
| Total liabilities | $370,047,000 | 1,419 |
| Total deposits | $318,293,000 | 1,443 |
| Interest-bearing deposits | $250,827,000 | 1,564 |
| Deposits held in domestic offices | $312,883,000 | 1,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $31,180,000 | 1,276 |
| Subordinated debt | $13,568,000 | 141 |
| All other liabilities | $7,006,000 | 704 |
| Total equity capital | $32,746,000 | 1,745 |
| Total bank equity capital | $32,746,000 | 1,745 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,220,000 | 718 |
| Surplus | $5,516,000 | 3,257 |
| Undivided profits | $22,010,000 | 1,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,560,000 | 1,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,129,000 | 880 |
| Earning assets | $380,782,000 | 1,399 |
| Long-term assets (5+ years) | $18,589,000 | 3,683 |
| Average Assets, year-to-date | $389,062,250 | 1,448 |
| Average Assets, quarterly | $395,039,500 | 1,455 |
| Volatile liabilities | $136,066,000 | 885 |
| Insider loans | $3,002,000 | 1,946 |
| FHLB advances | $29,200,000 | 1,243 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,241,000 | 3,693 |
| Tier 1 (core) risk-based capital | $32,771,000 | 1,619 |
| Tier 2 risk-based capital | $15,699,000 | 355 |
| Total risk weighted assets | $168,718,000 | 2,330 |
| Total unused commitments | $14,241,000 | 3,694 |
| Derivatives | $5,508,000 | 469 |
| 2004-06-30 | Rank |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities |
| Total Assets: | $387,286,000 | 1,477 |
| Cash and due from depository institutions | $22,959,000 | 2,465 |
| Interest-bearing balances | $20,197,000 | 292 |
| Securities | $24,590,000 | 4,217 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $322,128,000 | 1,145 |
| Loan loss allowance | $3,857,000 | 1,202 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,096,000 | 5,686 |
| Other real estate owned | $0 | 2,465 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $16,513,000 | 957 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $387,286,000 | 1,477 |
| Total liabilities | $355,643,000 | 1,457 |
| Total deposits | $307,821,000 | 1,476 |
| Interest-bearing deposits | $253,263,000 | 1,540 |
| Deposits held in domestic offices | $301,588,000 | 1,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $29,240,000 | 1,312 |
| Subordinated debt | $13,564,000 | 147 |
| All other liabilities | $5,018,000 | 862 |
| Total equity capital | $31,643,000 | 1,721 |
| Total bank equity capital | $31,643,000 | 1,721 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,220,000 | 701 |
| Surplus | $5,516,000 | 3,217 |
| Undivided profits | $20,907,000 | 1,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $916,000 | 2,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,372,000 | 1,102 |
| Earning assets | $366,915,000 | 1,427 |
| Long-term assets (5+ years) | $18,598,000 | 3,775 |
| Average Assets, year-to-date | $384,485,330 | 1,456 |
| Average Assets, quarterly | $375,988,000 | 1,514 |
| Volatile liabilities | $125,923,000 | 915 |
| Insider loans | $2,125,000 | 2,557 |
| FHLB advances | $27,200,000 | 1,275 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,601,000 | 3,942 |
| Tier 1 (core) risk-based capital | $31,796,000 | 1,638 |
| Tier 2 risk-based capital | $15,587,000 | 355 |
| Total risk weighted assets | $159,649,000 | 2,418 |
| Total unused commitments | $12,601,000 | 3,942 |
| Derivatives | $5,000,000 | 472 |
| 2004-03-31 | Rank |
| # of Employees: | 71 | 2,430 |
| Assets and Liabilities |
| Total Assets: | $364,690,000 | 1,569 |
| Cash and due from depository institutions | $24,503,000 | 2,430 |
| Interest-bearing balances | $15,458,000 | 475 |
| Securities | $23,472,000 | 4,324 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $301,405,000 | 1,196 |
| Loan loss allowance | $3,857,000 | 1,194 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,224,000 | 5,425 |
| Other real estate owned | $0 | 2,430 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $14,086,000 | 1,046 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $364,690,000 | 1,569 |
| Total liabilities | $333,367,000 | 1,532 |
| Total deposits | $307,654,000 | 1,465 |
| Interest-bearing deposits | $248,347,000 | 1,561 |
| Deposits held in domestic offices | $297,341,000 | 1,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,650,000 | 2,643 |
| Subordinated debt | $13,561,000 | 148 |
| All other liabilities | $3,502,000 | 1,275 |
| Total equity capital | $31,323,000 | 1,788 |
| Total bank equity capital | $31,323,000 | 1,788 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,220,000 | 697 |
| Surplus | $5,516,000 | 3,179 |
| Undivided profits | $20,587,000 | 1,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $124,000 | 6,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,788,000 | 931 |
| Earning assets | $340,335,000 | 1,532 |
| Long-term assets (5+ years) | $20,394,000 | 3,526 |
| Average Assets, year-to-date | $383,085,000 | 1,466 |
| Average Assets, quarterly | $383,085,000 | 1,466 |
| Volatile liabilities | $120,322,000 | 918 |
| Insider loans | $2,179,000 | 2,463 |
| FHLB advances | $7,200,000 | 2,763 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,555,000 | 4,280 |
| Tier 1 (core) risk-based capital | $31,163,000 | 1,658 |
| Tier 2 risk-based capital | $15,550,000 | 356 |
| Total risk weighted assets | $157,218,000 | 2,379 |
| Total unused commitments | $10,555,000 | 4,287 |
| Derivatives | $5,000,000 | 469 |
| 2003-12-31 | Rank |
| # of Employees: | 69 | 2,514 |
| Assets and Liabilities |
| Total Assets: | $401,480,000 | 1,401 |
| Cash and due from depository institutions | $84,352,000 | 2,514 |
| Interest-bearing balances | $77,931,000 | 90 |
| Securities | $24,913,000 | 4,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $274,594,000 | 1,312 |
| Loan loss allowance | $3,786,000 | 1,214 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,190,000 | 5,513 |
| Other real estate owned | $0 | 2,514 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $16,431,000 | 920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $401,480,000 | 1,401 |
| Total liabilities | $370,854,000 | 1,365 |
| Total deposits | $313,455,000 | 1,415 |
| Interest-bearing deposits | $249,069,000 | 1,534 |
| Deposits held in domestic offices | $302,843,000 | 1,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,390,000 | 1,145 |
| Subordinated debt | $13,557,000 | 152 |
| All other liabilities | $9,452,000 | 598 |
| Total equity capital | $30,626,000 | 1,788 |
| Total bank equity capital | $30,626,000 | 1,788 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,220,000 | 700 |
| Surplus | $5,516,000 | 3,145 |
| Undivided profits | $19,890,000 | 1,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $196,000 | 5,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,844,000 | 932 |
| Earning assets | $377,438,000 | 1,358 |
| Long-term assets (5+ years) | $23,565,000 | 3,274 |
| Average Assets, year-to-date | $383,093,200 | 1,416 |
| Average Assets, quarterly | $384,454,000 | 1,463 |
| Volatile liabilities | $143,376,000 | 806 |
| Insider loans | $2,231,000 | 2,398 |
| FHLB advances | $32,200,000 | 1,083 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,974,000 | 4,784 |
| Tier 1 (core) risk-based capital | $30,562,000 | 1,677 |
| Tier 2 risk-based capital | $15,552,000 | 356 |
| Total risk weighted assets | $157,832,000 | 2,355 |
| Total unused commitments | $7,974,000 | 4,787 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank |
| # of Employees: | 72 | 2,407 |
| Assets and Liabilities |
| Total Assets: | $367,428,000 | 1,543 |
| Cash and due from depository institutions | $53,405,000 | 2,407 |
| Interest-bearing balances | $47,832,000 | 154 |
| Securities | $18,450,000 | 4,950 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $278,522,000 | 1,290 |
| Loan loss allowance | $3,784,000 | 1,230 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,116,000 | 5,645 |
| Other real estate owned | $0 | 2,407 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $15,935,000 | 948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $367,428,000 | 1,543 |
| Total liabilities | $335,115,000 | 1,522 |
| Total deposits | $304,616,000 | 1,471 |
| Interest-bearing deposits | $244,486,000 | 1,564 |
| Deposits held in domestic offices | $288,722,000 | 1,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,730,000 | 2,276 |
| Subordinated debt | $13,554,000 | 150 |
| All other liabilities | $6,215,000 | 827 |
| Total equity capital | $32,313,000 | 1,695 |
| Total bank equity capital | $32,313,000 | 1,695 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,220,000 | 692 |
| Surplus | $5,516,000 | 3,089 |
| Undivided profits | $21,577,000 | 1,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $876,000 | 3,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $436,000 | 422 |
| Income earned, not collected on loans | $2,969,000 | 914 |
| Earning assets | $344,804,000 | 1,498 |
| Long-term assets (5+ years) | $13,106,000 | 4,504 |
| Average Assets, year-to-date | $378,496,500 | 1,452 |
| Average Assets, quarterly | $362,754,500 | 1,555 |
| Volatile liabilities | $129,189,000 | 862 |
| Insider loans | $2,310,000 | 2,290 |
| FHLB advances | $10,200,000 | 2,196 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,361,000 | 5,642 |
| Tier 1 (core) risk-based capital | $32,044,000 | 1,600 |
| Tier 2 risk-based capital | $15,178,000 | 370 |
| Total risk weighted assets | $127,519,000 | 2,862 |
| Total unused commitments | $5,361,000 | 5,645 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank |
| # of Employees: | 65 | 2,670 |
| Assets and Liabilities |
| Total Assets: | $358,081,000 | 1,560 |
| Cash and due from depository institutions | $53,352,000 | 2,670 |
| Interest-bearing balances | $45,328,000 | 181 |
| Securities | $14,960,000 | 5,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $274,490,000 | 1,288 |
| Loan loss allowance | $3,738,000 | 1,230 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,171,000 | 5,520 |
| Other real estate owned | $0 | 2,670 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $14,108,000 | 1,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $358,081,000 | 1,560 |
| Total liabilities | $326,830,000 | 1,540 |
| Total deposits | $298,195,000 | 1,480 |
| Interest-bearing deposits | $235,123,000 | 1,619 |
| Deposits held in domestic offices | $288,295,000 | 1,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,350,000 | 2,295 |
| Subordinated debt | $13,550,000 | 140 |
| All other liabilities | $4,735,000 | 1,045 |
| Total equity capital | $31,251,000 | 1,750 |
| Total bank equity capital | $31,251,000 | 1,750 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,220,000 | 682 |
| Surplus | $5,516,000 | 3,060 |
| Undivided profits | $20,515,000 | 1,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,402,000 | 2,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,240,000 | 814 |
| Earning assets | $334,778,000 | 1,523 |
| Long-term assets (5+ years) | $14,180,000 | 4,213 |
| Average Assets, year-to-date | $382,186,000 | 1,418 |
| Average Assets, quarterly | $370,772,000 | 1,489 |
| Volatile liabilities | $122,196,000 | 890 |
| Insider loans | $2,333,000 | 2,288 |
| FHLB advances | $10,200,000 | 2,158 |
| Loans and leases held for sale | $1,124,000 | 1,401 |
| Unused loan commitments | $2,717,000 | 6,905 |
| Tier 1 (core) risk-based capital | $31,097,000 | 1,619 |
| Tier 2 risk-based capital | $15,238,000 | 351 |
| Total risk weighted assets | $132,887,000 | 2,707 |
| Total unused commitments | $2,717,000 | 6,915 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 68 | 2,538 |
| Assets and Liabilities |
| Total Assets: | $383,463,000 | 1,419 |
| Cash and due from depository institutions | $43,241,000 | 2,538 |
| Interest-bearing balances | $35,592,000 | 216 |
| Securities | $21,737,000 | 4,419 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $300,540,000 | 1,149 |
| Loan loss allowance | $3,647,000 | 1,233 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,240,000 | 5,349 |
| Other real estate owned | $0 | 2,538 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $16,705,000 | 869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $383,463,000 | 1,419 |
| Total liabilities | $353,321,000 | 1,388 |
| Total deposits | $322,454,000 | 1,333 |
| Interest-bearing deposits | $275,208,000 | 1,351 |
| Deposits held in domestic offices | $307,832,000 | 1,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $850,000 | 2,441 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $11,000,000 | 2,155 |
| Subordinated debt | $13,547,000 | 136 |
| All other liabilities | $5,470,000 | 963 |
| Total equity capital | $30,142,000 | 1,771 |
| Total bank equity capital | $30,142,000 | 1,771 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,220,000 | 674 |
| Surplus | $5,516,000 | 3,013 |
| Undivided profits | $19,406,000 | 1,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,334,000 | 615 |
| Earning assets | $357,869,000 | 1,399 |
| Long-term assets (5+ years) | $21,058,000 | 3,287 |
| Average Assets, year-to-date | $394,238,500 | 1,361 |
| Average Assets, quarterly | $394,238,500 | 1,361 |
| Volatile liabilities | $149,533,000 | 739 |
| Insider loans | $2,383,000 | 2,191 |
| FHLB advances | $11,000,000 | 2,023 |
| Loans and leases held for sale | $241,000 | 1,750 |
| Unused loan commitments | $2,614,000 | 6,947 |
| Tier 1 (core) risk-based capital | $30,278,000 | 1,635 |
| Tier 2 risk-based capital | $15,296,000 | 348 |
| Total risk weighted assets | $138,043,000 | 2,546 |
| Total unused commitments | $2,614,000 | 6,963 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 64 | 2,671 |
| Assets and Liabilities |
| Total Assets: | $405,014,000 | 1,324 |
| Cash and due from depository institutions | $86,391,000 | 2,671 |
| Interest-bearing balances | $83,592,000 | 82 |
| Securities | $24,155,000 | 4,096 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,432 |
| Net loans & leases | $263,665,000 | 1,303 |
| Loan loss allowance | $3,511,000 | 1,257 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,334,000 | 5,170 |
| Other real estate owned | $0 | 2,671 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $19,469,000 | 752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $405,014,000 | 1,324 |
| Total liabilities | $374,771,000 | 1,289 |
| Total deposits | $323,570,000 | 1,301 |
| Interest-bearing deposits | $279,737,000 | 1,311 |
| Deposits held in domestic offices | $310,569,000 | 1,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $31,000,000 | 1,131 |
| Subordinated debt | $13,950,000 | 134 |
| All other liabilities | $6,251,000 | 839 |
| Total equity capital | $30,243,000 | 1,728 |
| Total bank equity capital | $30,243,000 | 1,728 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,220,000 | 675 |
| Surplus | $5,516,000 | 2,977 |
| Undivided profits | $19,507,000 | 1,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $126,000 | 6,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,319,000 | 636 |
| Earning assets | $381,412,000 | 1,283 |
| Long-term assets (5+ years) | $16,954,000 | 3,701 |
| Average Assets, year-to-date | $367,047,200 | 1,400 |
| Average Assets, quarterly | $394,539,500 | 1,349 |
| Volatile liabilities | $171,692,000 | 681 |
| Insider loans | $2,319,000 | 2,229 |
| FHLB advances | $31,000,000 | 1,022 |
| Loans and leases held for sale | $1,411,000 | 1,203 |
| Unused loan commitments | $2,662,000 | 6,784 |
| Tier 1 (core) risk-based capital | $30,571,000 | 1,582 |
| Tier 2 risk-based capital | $15,531,000 | 348 |
| Total risk weighted assets | $157,491,000 | 2,219 |
| Total unused commitments | $2,662,000 | 6,786 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 59 | 2,887 |
| Assets and Liabilities |
| Total Assets: | $330,139,000 | 1,535 |
| Cash and due from depository institutions | $86,363,000 | 2,887 |
| Interest-bearing balances | $80,619,000 | 83 |
| Securities | $49,127,000 | 2,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $178,143,000 | 1,839 |
| Loan loss allowance | $3,054,000 | 1,356 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $655,000 | 6,836 |
| Other real estate owned | $0 | 2,887 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $15,851,000 | 846 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $330,139,000 | 1,535 |
| Total liabilities | $302,977,000 | 1,509 |
| Total deposits | $264,931,000 | 1,512 |
| Interest-bearing deposits | $223,978,000 | 1,560 |
| Deposits held in domestic offices | $248,475,000 | 1,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $29,230,000 | 1,091 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $8,816,000 | 674 |
| Total equity capital | $27,162,000 | 1,799 |
| Total bank equity capital | $27,162,000 | 1,799 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,220,000 | 669 |
| Surplus | $5,516,000 | 2,868 |
| Undivided profits | $16,426,000 | 1,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $123,000 | 6,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,019,000 | 601 |
| Earning assets | $307,889,000 | 1,503 |
| Long-term assets (5+ years) | $20,112,000 | 3,283 |
| Average Assets, year-to-date | $296,870,400 | 1,625 |
| Average Assets, quarterly | $310,226,000 | 1,609 |
| Volatile liabilities | $152,080,000 | 711 |
| Insider loans | $3,488,000 | 1,441 |
| FHLB advances | $28,000,000 | 1,015 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,183,000 | 5,920 |
| Tier 1 (core) risk-based capital | $26,908,000 | 1,692 |
| Tier 2 risk-based capital | $1,791,000 | 2,042 |
| Total risk weighted assets | $141,859,000 | 2,350 |
| Total unused commitments | $4,183,000 | 5,925 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 47 | 3,553 |
| Assets and Liabilities |
| Total Assets: | $302,997,000 | 1,571 |
| Cash and due from depository institutions | $40,263,000 | 3,553 |
| Interest-bearing balances | $34,671,000 | 134 |
| Securities | $12,357,000 | 6,150 |
| Federal funds sold & reverse repurchase agreements | $45,908,000 | 288 |
| Net loans & leases | $190,585,000 | 1,666 |
| Loan loss allowance | $3,029,000 | 1,277 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $906,000 | 6,207 |
| Other real estate owned | $0 | 3,553 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $12,978,000 | 802 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,997,000 | 1,571 |
| Total liabilities | $280,218,000 | 1,540 |
| Total deposits | $248,088,000 | 1,538 |
| Interest-bearing deposits | $222,451,000 | 1,490 |
| Deposits held in domestic offices | $222,517,000 | 1,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,000,000 | 1,230 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $9,130,000 | 652 |
| Total equity capital | $22,779,000 | 2,053 |
| Total bank equity capital | $22,779,000 | 2,053 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,220,000 | 671 |
| Surplus | $5,516,000 | 2,785 |
| Undivided profits | $12,043,000 | 2,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,130,000 | 2,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,414,000 | 725 |
| Earning assets | $283,521,000 | 1,543 |
| Long-term assets (5+ years) | $14,210,000 | 3,874 |
| Average Assets, year-to-date | $265,775,800 | 1,724 |
| Average Assets, quarterly | $279,842,500 | 1,693 |
| Volatile liabilities | $150,874,000 | 728 |
| Insider loans | $1,088,000 | 3,665 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $174,000 | 9,362 |
| Tier 1 (core) risk-based capital | $22,773,000 | 1,958 |
| Tier 2 risk-based capital | $1,138,640 | 2,928 |
| Total risk weighted assets | $89,200,940 | 3,421 |
| Total unused commitments | $174,000 | 9,366 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities |
| Total Assets: | $239,782,000 | 1,959 |
| Cash and due from depository institutions | $51,846,000 | 3,927 |
| Interest-bearing balances | $42,357,000 | 101 |
| Securities | $13,661,000 | 6,116 |
| Federal funds sold & reverse repurchase agreements | $24,068,000 | 443 |
| Net loans & leases | $134,952,000 | 2,241 |
| Loan loss allowance | $2,757,000 | 1,377 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $823,000 | 6,559 |
| Other real estate owned | $196,000 | 3,927 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $14,236,000 | 760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,782,000 | 1,959 |
| Total liabilities | $220,851,000 | 1,914 |
| Total deposits | $202,604,000 | 1,866 |
| Interest-bearing deposits | $184,446,000 | 1,782 |
| Deposits held in domestic offices | $183,655,000 | 2,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $310,000 | 3,685 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,273 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $9,937,000 | 612 |
| Total equity capital | $18,931,000 | 2,318 |
| Total bank equity capital | $18,931,000 | 2,318 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,220,000 | 688 |
| Surplus | $5,516,000 | 2,742 |
| Undivided profits | $8,195,000 | 2,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $697,000 | 2,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,045,000 | 704 |
| Earning assets | $215,038,000 | 2,001 |
| Long-term assets (5+ years) | $12,253,000 | 4,405 |
| Average Assets, year-to-date | $227,030,200 | 1,985 |
| Average Assets, quarterly | $230,706,000 | 2,021 |
| Volatile liabilities | $101,030,000 | 960 |
| Insider loans | $1,185,000 | 3,344 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $80,000 | 9,782 |
| Tier 1 (core) risk-based capital | $19,142,000 | 2,295 |
| Tier 2 risk-based capital | $867,080 | 3,555 |
| Total risk weighted assets | $67,476,680 | 4,193 |
| Total unused commitments | $80,000 | 9,784 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities |
| Total Assets: | $226,406,000 | 2,042 |
| Cash and due from depository institutions | $25,009,000 | 3,815 |
| Interest-bearing balances | $21,816,000 | 247 |
| Securities | $13,800,000 | 6,076 |
| Federal funds sold & reverse repurchase agreements | $46,646,000 | 357 |
| Net loans & leases | $120,897,000 | 2,303 |
| Loan loss allowance | $1,810,000 | 1,956 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $488,000 | 7,818 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $19,566,000 | 547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,406,000 | 2,042 |
| Total liabilities | $209,896,000 | 1,979 |
| Total deposits | $187,374,000 | 2,021 |
| Interest-bearing deposits | $169,222,000 | 1,916 |
| Deposits held in domestic offices | $161,879,000 | 2,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,015,000 | 2,376 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $16,507,000 | 461 |
| Total equity capital | $16,510,000 | 2,712 |
| Total bank equity capital | $16,510,000 | 2,712 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,220,000 | 669 |
| Surplus | $5,516,000 | 2,599 |
| Undivided profits | $5,774,000 | 4,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $596,000 | 3,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,487,000 | 825 |
| Earning assets | $203,159,000 | 2,095 |
| Long-term assets (5+ years) | $12,222,000 | 4,256 |
| Average Assets, year-to-date | $193,966,200 | 2,234 |
| Average Assets, quarterly | $220,897,000 | 2,058 |
| Volatile liabilities | $99,731,000 | 827 |
| Insider loans | $1,295,000 | 2,961 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $270,000 | 9,689 |
| Tier 1 (core) risk-based capital | $16,523,000 | 2,580 |
| Tier 2 risk-based capital | $831,950 | 3,551 |
| Total risk weighted assets | $65,578,250 | 4,091 |
| Total unused commitments | $270,000 | 9,691 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 39 | 4,480 |
| Assets and Liabilities |
| Total Assets: | $169,024,000 | 2,648 |
| Cash and due from depository institutions | $6,636,000 | 4,480 |
| Interest-bearing balances | $4,182,000 | 1,056 |
| Securities | $6,779,000 | 8,521 |
| Federal funds sold & reverse repurchase agreements | $16,031,000 | 826 |
| Net loans & leases | $123,589,000 | 2,252 |
| Loan loss allowance | $1,250,000 | 2,747 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $415,000 | 8,329 |
| Other real estate owned | $0 | 4,480 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $15,574,000 | 630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,024,000 | 2,648 |
| Total liabilities | $156,335,000 | 2,585 |
| Total deposits | $134,474,000 | 2,780 |
| Interest-bearing deposits | $115,743,000 | 2,773 |
| Deposits held in domestic offices | $118,803,000 | 3,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,120,000 | 1,553 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $13,741,000 | 514 |
| Total equity capital | $12,689,000 | 3,483 |
| Total bank equity capital | $12,689,000 | 3,483 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,517,000 | 809 |
| Surplus | $4,219,000 | 3,206 |
| Undivided profits | $3,953,000 | 5,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,717,000 | 1,255 |
| Earning assets | $150,581,000 | 2,731 |
| Long-term assets (5+ years) | $3,992,000 | 6,502 |
| Average Assets, year-to-date | $148,660,000 | 2,868 |
| Average Assets, quarterly | $161,446,000 | 2,726 |
| Volatile liabilities | $72,572,000 | 1,059 |
| Insider loans | $1,377,000 | 2,799 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,766,000 | 4,434 |
| Tier 1 (core) risk-based capital | $12,696,000 | 3,329 |
| Tier 2 risk-based capital | $670,480 | 4,143 |
| Total risk weighted assets | $53,058,780 | 4,803 |
| Total unused commitments | $6,766,000 | 4,437 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities |
| Total Assets: | $139,481,000 | 3,251 |
| Cash and due from depository institutions | $823,000 | 4,777 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,912,000 | 9,016 |
| Federal funds sold & reverse repurchase agreements | $19,907,000 | 664 |
| Net loans & leases | $101,292,000 | 2,756 |
| Loan loss allowance | $1,050,000 | 3,371 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $569,000 | 7,757 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $9,978,000 | 902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,481,000 | 3,251 |
| Total liabilities | $128,247,000 | 3,190 |
| Total deposits | $107,090,000 | 3,549 |
| Interest-bearing deposits | $94,699,000 | 3,449 |
| Deposits held in domestic offices | $88,890,000 | 4,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $12,140,000 | 1,192 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $9,017,000 | 658 |
| Total equity capital | $11,234,000 | 3,907 |
| Total bank equity capital | $11,234,000 | 3,907 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,517,000 | 866 |
| Surplus | $4,219,000 | 3,282 |
| Undivided profits | $2,498,000 | 6,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,618,000 | 1,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,337,000 | 1,632 |
| Earning assets | $128,111,000 | 3,242 |
| Long-term assets (5+ years) | $2,234,000 | 7,621 |
| Average Assets, year-to-date | $116,989,600 | 3,676 |
| Average Assets, quarterly | $128,733,000 | 3,463 |
| Volatile liabilities | $56,513,000 | 1,280 |
| Insider loans | $1,421,000 | 2,781 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,789,000 | 5,199 |
| Tier 1 (core) risk-based capital | $11,268,000 | 3,790 |
| Tier 2 risk-based capital | $678,850 | 4,173 |
| Total risk weighted assets | $53,936,550 | 4,798 |
| Total unused commitments | $4,789,000 | 5,211 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities |
| Total Assets: | $98,348,000 | 4,490 |
| Cash and due from depository institutions | $820,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,890,000 | 11,069 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,736 |
| Net loans & leases | $79,845,000 | 3,315 |
| Loan loss allowance | $835,000 | 4,095 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $664,000 | 7,429 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $15,000 | 2,930 |
| All other assets | $5,714,000 | 1,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,348,000 | 4,490 |
| Total liabilities | $87,834,000 | 4,517 |
| Total deposits | $83,005,000 | 4,530 |
| Interest-bearing deposits | $74,028,000 | 4,383 |
| Deposits held in domestic offices | $83,005,000 | 4,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,829,000 | 1,070 |
| Total equity capital | $10,514,000 | 4,144 |
| Total bank equity capital | $10,514,000 | 4,144 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,517,000 | 873 |
| Surplus | $4,219,000 | 3,284 |
| Undivided profits | $1,778,000 | 7,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $569,000 | 3,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,142,000 | 2,003 |
| Earning assets | $91,135,000 | 4,446 |
| Long-term assets (5+ years) | $2,302,000 | 7,592 |
| Average Assets, year-to-date | $90,287,000 | 4,642 |
| Average Assets, quarterly | $97,401,000 | 4,478 |
| Volatile liabilities | $15,387,000 | 3,254 |
| Insider loans | $1,492,000 | 2,777 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $593,000 | 9,817 |
| Tier 1 (core) risk-based capital | $10,488,000 | 4,035 |
| Tier 2 risk-based capital | $456,370 | 5,663 |
| Total risk weighted assets | $36,130,870 | 6,410 |
| Total unused commitments | $593,000 | 9,826 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities |
| Total Assets: | $83,131,000 | 5,133 |
| Cash and due from depository institutions | $1,271,000 | 6,160 |
| Interest-bearing balances | $1,000,000 | 2,426 |
| Securities | $4,250,000 | 11,167 |
| Federal funds sold & reverse repurchase agreements | $8,575,000 | 1,089 |
| Net loans & leases | $63,296,000 | 4,013 |
| Loan loss allowance | $640,000 | 5,150 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $599,000 | 7,932 |
| Other real estate owned | $0 | 6,160 |
| Goodwill and other intangibles | $50,000 | 2,544 |
| All other assets | $5,090,000 | 1,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,131,000 | 5,133 |
| Total liabilities | $75,074,000 | 5,150 |
| Total deposits | $70,020,000 | 5,222 |
| Interest-bearing deposits | $60,318,000 | 5,216 |
| Deposits held in domestic offices | $70,020,000 | 5,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,054,000 | 910 |
| Total equity capital | $8,057,000 | 4,890 |
| Total bank equity capital | $8,057,000 | 4,890 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,656,000 | 1,058 |
| Surplus | $3,080,000 | 4,043 |
| Undivided profits | $1,321,000 | 8,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $339,000 | 5,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $535,000 | 3,931 |
| Earning assets | $77,121,000 | 5,084 |
| Long-term assets (5+ years) | $566,000 | 10,046 |
| Average Assets, year-to-date | $78,535,000 | 5,293 |
| Average Assets, quarterly | $78,883,000 | 5,357 |
| Volatile liabilities | $10,730,000 | 4,131 |
| Insider loans | $1,548,000 | 2,612 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $8,007,000 | 4,996 |
| Tier 2 risk-based capital | $409,560 | 6,125 |
| Total risk weighted assets | $32,534,560 | 6,874 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities |
| Total Assets: | $83,450,000 | 5,218 |
| Cash and due from depository institutions | $2,412,000 | 7,996 |
| Interest-bearing balances | $1,989,000 | 2,395 |
| Securities | $7,447,000 | 10,113 |
| Federal funds sold & reverse repurchase agreements | $8,414,000 | 1,644 |
| Net loans & leases | $60,546,000 | 4,083 |
| Loan loss allowance | $600,000 | 5,587 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $478,000 | 8,860 |
| Other real estate owned | $0 | 7,996 |
| Goodwill and other intangibles | $85,000 | 2,277 |
| All other assets | $4,068,000 | 1,866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,450,000 | 5,218 |
| Total liabilities | $76,089,000 | 5,193 |
| Total deposits | $72,666,000 | 5,206 |
| Interest-bearing deposits | $64,785,000 | 5,094 |
| Deposits held in domestic offices | $72,666,000 | 5,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,423,000 | 1,218 |
| Total equity capital | $7,361,000 | 5,370 |
| Total bank equity capital | $7,361,000 | 5,370 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,599,000 | 1,077 |
| Surplus | $3,080,000 | 4,010 |
| Undivided profits | $682,000 | 10,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $936,000 | 1,877 |
| Earning assets | $78,396,000 | 5,111 |
| Long-term assets (5+ years) | $586,000 | 10,535 |
| Average Assets, year-to-date | $64,448,000 | 6,330 |
| Average Assets, quarterly | $75,809,500 | 5,642 |
| Volatile liabilities | $5,000,000 | 6,527 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $7,276,000 | 5,346 |
| Tier 2 risk-based capital | $438,160 | 5,862 |
| Total risk weighted assets | $34,891,260 | 6,536 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities |
| Total Assets: | $45,780,000 | 8,320 |
| Cash and due from depository institutions | $1,398,000 | 8,886 |
| Interest-bearing balances | $153,000 | 6,494 |
| Securities | $4,060,000 | 12,094 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 6,762 |
| Net loans & leases | $34,852,000 | 6,323 |
| Loan loss allowance | $150,000 | 11,515 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $484,000 | 9,033 |
| Other real estate owned | $0 | 8,886 |
| Goodwill and other intangibles | $120,000 | 2,119 |
| All other assets | $3,016,000 | 2,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,780,000 | 8,320 |
| Total liabilities | $39,101,000 | 8,613 |
| Total deposits | $37,797,000 | 8,636 |
| Interest-bearing deposits | $34,795,000 | 8,305 |
| Deposits held in domestic offices | $37,797,000 | 8,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,304,000 | 2,645 |
| Total equity capital | $6,679,000 | 5,599 |
| Total bank equity capital | $6,679,000 | 5,599 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,657,000 | 1,078 |
| Surplus | $3,080,000 | 3,897 |
| Undivided profits | $-58,000 | 12,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $994,000 | 1,978 |
| Earning assets | $40,915,000 | 8,391 |
| Long-term assets (5+ years) | $405,000 | 11,135 |
| Average Assets, year-to-date | $31,879,200 | 9,995 |
| Average Assets, quarterly | $44,031,500 | 8,448 |
| Volatile liabilities | $11,178,000 | 3,791 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $6,559,000 | 5,623 |
| Tier 2 risk-based capital | $150,000 | 10,647 |
| Total risk weighted assets | $28,319,400 | 7,629 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |
