Home > Pine River Valley Bank > Income and Expense
Pine River Valley Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 4,097 |
| Total interest expense | $97,000 | 5,333 |
| Net interest income | $2,199,000 | 3,921 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $351,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $141,000 | 3,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $210,000 | 3,560 |
| Total noninterest expense | $2,877,000 | 2,977 |
| Salaries and employee benefits | $1,290,000 | 3,380 |
| Premises and equipment expense | $309,000 | 3,096 |
| Additional noninterest expense | $1,278,000 | 2,306 |
| Pre-tax net operating income | $-327,000 | 6,218 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-327,000 | 6,225 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-327,000 | 6,225 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-327,000 | 6,225 |
| Net charge-offs | $112,000 | 1,631 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-327,000 | 6,215 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 4,103 |
| Total interest expense | $51,000 | 5,324 |
| Net interest income | $1,101,000 | 3,929 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $143,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $69,000 | 3,159 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $74,000 | 4,024 |
| Total noninterest expense | $1,372,000 | 3,092 |
| Salaries and employee benefits | $670,000 | 3,328 |
| Premises and equipment expense | $159,000 | 3,075 |
| Additional noninterest expense | $543,000 | 2,623 |
| Pre-tax net operating income | $-128,000 | 6,252 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-128,000 | 6,264 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-128,000 | 6,264 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-128,000 | 6,265 |
| Net charge-offs | $-11,000 | 5,460 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-128,000 | 6,253 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,965,000 | 3,974 |
| Total interest expense | $231,000 | 5,326 |
| Net interest income | $4,734,000 | 3,795 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $549,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $331,000 | 3,026 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $218,000 | 4,423 |
| Total noninterest expense | $5,915,000 | 2,948 |
| Salaries and employee benefits | $2,776,000 | 3,243 |
| Premises and equipment expense | $645,000 | 3,073 |
| Additional noninterest expense | $2,494,000 | 2,421 |
| Pre-tax net operating income | $-632,000 | 6,310 |
| Securities gains (losses) | $-2,000 | 5,864 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-634,000 | 6,320 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-634,000 | 6,320 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-634,000 | 6,320 |
| Net charge-offs | $6,000 | 4,705 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-632,000 | 6,315 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,701,000 | 4,024 |
| Total interest expense | $176,000 | 5,381 |
| Net interest income | $3,525,000 | 3,833 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $326,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $249,000 | 3,054 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $77,000 | 5,282 |
| Total noninterest expense | $4,499,000 | 2,925 |
| Salaries and employee benefits | $2,068,000 | 3,287 |
| Premises and equipment expense | $490,000 | 3,080 |
| Additional noninterest expense | $1,941,000 | 2,316 |
| Pre-tax net operating income | $-648,000 | 6,416 |
| Securities gains (losses) | $-2,000 | 5,965 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-650,000 | 6,424 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-650,000 | 6,424 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-650,000 | 6,423 |
| Net charge-offs | $8,000 | 4,232 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-648,000 | 6,420 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 4,034 |
| Total interest expense | $119,000 | 5,424 |
| Net interest income | $2,353,000 | 3,834 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $83,000 | 5,681 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $168,000 | 3,015 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-85,000 | 6,580 |
| Total noninterest expense | $2,836,000 | 3,064 |
| Salaries and employee benefits | $1,394,000 | 3,279 |
| Premises and equipment expense | $327,000 | 3,100 |
| Additional noninterest expense | $1,115,000 | 2,648 |
| Pre-tax net operating income | $-400,000 | 6,479 |
| Securities gains (losses) | $-2,000 | 6,107 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-402,000 | 6,488 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-402,000 | 6,489 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-402,000 | 6,489 |
| Net charge-offs | $10,000 | 3,731 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-400,000 | 6,487 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 4,033 |
| Total interest expense | $59,000 | 5,497 |
| Net interest income | $1,184,000 | 3,831 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-119,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $84,000 | 3,004 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-203,000 | 6,694 |
| Total noninterest expense | $1,408,000 | 3,107 |
| Salaries and employee benefits | $697,000 | 3,295 |
| Premises and equipment expense | $159,000 | 3,216 |
| Additional noninterest expense | $552,000 | 2,677 |
| Pre-tax net operating income | $-343,000 | 6,590 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-343,000 | 6,595 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-343,000 | 6,595 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-343,000 | 6,595 |
| Net charge-offs | $12,000 | 2,752 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-343,000 | 6,594 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,114,000 | 4,017 |
| Total interest expense | $337,000 | 5,202 |
| Net interest income | $4,777,000 | 3,806 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $558,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $329,000 | 3,190 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $229,000 | 4,430 |
| Total noninterest expense | $5,925,000 | 3,024 |
| Salaries and employee benefits | $2,801,000 | 3,255 |
| Premises and equipment expense | $654,000 | 3,097 |
| Additional noninterest expense | $2,470,000 | 2,499 |
| Pre-tax net operating income | $-590,000 | 6,490 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-590,000 | 6,507 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-590,000 | 6,508 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-590,000 | 6,508 |
| Net charge-offs | $505,000 | 2,009 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 759 |
| Net operating income | $-590,000 | 6,496 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 4,042 |
| Total interest expense | $272,000 | 5,180 |
| Net interest income | $3,575,000 | 3,831 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $356,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $256,000 | 3,156 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $100,000 | 5,184 |
| Total noninterest expense | $4,429,000 | 3,030 |
| Salaries and employee benefits | $2,130,000 | 3,246 |
| Premises and equipment expense | $492,000 | 3,133 |
| Additional noninterest expense | $1,807,000 | 2,533 |
| Pre-tax net operating income | $-498,000 | 6,611 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-498,000 | 6,633 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-498,000 | 6,634 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-498,000 | 6,634 |
| Net charge-offs | $339,000 | 1,999 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 680 |
| Net operating income | $-498,000 | 6,618 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 4,075 |
| Total interest expense | $193,000 | 5,132 |
| Net interest income | $2,356,000 | 3,869 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $115,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $174,000 | 3,089 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-59,000 | 6,768 |
| Total noninterest expense | $2,941,000 | 3,046 |
| Salaries and employee benefits | $1,449,000 | 3,213 |
| Premises and equipment expense | $337,000 | 3,076 |
| Additional noninterest expense | $1,155,000 | 2,627 |
| Pre-tax net operating income | $-470,000 | 6,675 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-470,000 | 6,713 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-470,000 | 6,714 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-470,000 | 6,714 |
| Net charge-offs | $266,000 | 1,807 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 582 |
| Net operating income | $-470,000 | 6,689 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 4,065 |
| Total interest expense | $103,000 | 5,084 |
| Net interest income | $1,190,000 | 3,856 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-216,000 | 6,983 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $86,000 | 3,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-302,000 | 6,981 |
| Total noninterest expense | $1,453,000 | 3,079 |
| Salaries and employee benefits | $706,000 | 3,301 |
| Premises and equipment expense | $173,000 | 3,049 |
| Additional noninterest expense | $574,000 | 2,654 |
| Pre-tax net operating income | $-479,000 | 6,850 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-479,000 | 6,867 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-479,000 | 6,868 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-479,000 | 6,868 |
| Net charge-offs | $261,000 | 1,165 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-479,000 | 6,852 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 4,027 |
| Total interest expense | $627,000 | 4,651 |
| Net interest income | $4,935,000 | 3,854 |
| Provision for loan and lease losses | $294,000 | 3,443 |
| Total noninterest income | $321,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $396,000 | 2,952 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-75,000 | 6,709 |
| Total noninterest expense | $6,363,000 | 2,905 |
| Salaries and employee benefits | $2,581,000 | 3,486 |
| Premises and equipment expense | $705,000 | 3,002 |
| Additional noninterest expense | $3,077,000 | 2,104 |
| Pre-tax net operating income | $-1,401,000 | 6,731 |
| Securities gains (losses) | $654,000 | 774 |
| Applicable income taxes | $-180,000 | 6,776 |
| Income before extraordinary items | $-567,000 | 6,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-567,000 | 6,599 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-567,000 | 6,601 |
| Net charge-offs | $413,000 | 2,904 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,064,040 | 6,692 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,170,000 | 4,106 |
| Total interest expense | $504,000 | 4,626 |
| Net interest income | $3,666,000 | 3,930 |
| Provision for loan and lease losses | $294,000 | 3,006 |
| Total noninterest income | $419,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $312,000 | 2,885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $107,000 | 5,043 |
| Total noninterest expense | $4,820,000 | 2,884 |
| Salaries and employee benefits | $1,888,000 | 3,568 |
| Premises and equipment expense | $526,000 | 3,051 |
| Additional noninterest expense | $2,406,000 | 2,036 |
| Pre-tax net operating income | $-1,029,000 | 6,839 |
| Securities gains (losses) | $438,000 | 833 |
| Applicable income taxes | $-336,000 | 7,014 |
| Income before extraordinary items | $-255,000 | 6,656 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-255,000 | 6,654 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-255,000 | 6,654 |
| Net charge-offs | $413,000 | 2,423 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-535,320 | 6,714 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 4,143 |
| Total interest expense | $356,000 | 4,608 |
| Net interest income | $2,423,000 | 3,963 |
| Provision for loan and lease losses | $294,000 | 2,495 |
| Total noninterest income | $331,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $217,000 | 2,784 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 4,467 |
| Total noninterest expense | $3,202,000 | 2,892 |
| Salaries and employee benefits | $1,244,000 | 3,614 |
| Premises and equipment expense | $352,000 | 3,041 |
| Additional noninterest expense | $1,606,000 | 2,031 |
| Pre-tax net operating income | $-742,000 | 6,906 |
| Securities gains (losses) | $260,000 | 943 |
| Applicable income taxes | $-258,000 | 7,091 |
| Income before extraordinary items | $-224,000 | 6,732 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-224,000 | 6,732 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-224,000 | 6,732 |
| Net charge-offs | $267,000 | 2,431 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-390,400 | 6,770 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 4,203 |
| Total interest expense | $182,000 | 4,661 |
| Net interest income | $1,201,000 | 4,005 |
| Provision for loan and lease losses | $194,000 | 2,076 |
| Total noninterest income | $156,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $99,000 | 2,942 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 4,515 |
| Total noninterest expense | $1,693,000 | 2,752 |
| Salaries and employee benefits | $651,000 | 3,531 |
| Premises and equipment expense | $188,000 | 2,915 |
| Additional noninterest expense | $854,000 | 1,926 |
| Pre-tax net operating income | $-530,000 | 7,051 |
| Securities gains (losses) | $260,000 | 499 |
| Applicable income taxes | $-144,000 | 7,199 |
| Income before extraordinary items | $-126,000 | 6,834 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-126,000 | 6,835 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-126,000 | 6,835 |
| Net charge-offs | $20,000 | 3,684 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-292,400 | 6,950 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,520,000 | 3,851 |
| Total interest expense | $1,161,000 | 4,057 |
| Net interest income | $5,359,000 | 3,744 |
| Provision for loan and lease losses | $325,000 | 4,009 |
| Total noninterest income | $1,050,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $541,000 | 2,418 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $509,000 | 3,100 |
| Total noninterest expense | $6,585,000 | 2,813 |
| Salaries and employee benefits | $2,466,000 | 3,596 |
| Premises and equipment expense | $715,000 | 3,148 |
| Additional noninterest expense | $3,404,000 | 1,974 |
| Pre-tax net operating income | $-501,000 | 6,409 |
| Securities gains (losses) | $180,000 | 1,542 |
| Applicable income taxes | $-49,000 | 6,733 |
| Income before extraordinary items | $-272,000 | 6,368 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-272,000 | 6,370 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-272,000 | 6,370 |
| Net charge-offs | $1,278,000 | 2,081 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-425,000 | 6,403 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 3,832 |
| Total interest expense | $964,000 | 3,909 |
| Net interest income | $4,047,000 | 3,748 |
| Provision for loan and lease losses | $325,000 | 3,496 |
| Total noninterest income | $792,000 | 3,027 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $434,000 | 2,315 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $358,000 | 3,199 |
| Total noninterest expense | $4,918,000 | 2,830 |
| Salaries and employee benefits | $1,833,000 | 3,615 |
| Premises and equipment expense | $528,000 | 3,230 |
| Additional noninterest expense | $2,557,000 | 1,981 |
| Pre-tax net operating income | $-404,000 | 6,544 |
| Securities gains (losses) | $176,000 | 1,299 |
| Applicable income taxes | $-64,000 | 6,954 |
| Income before extraordinary items | $-164,000 | 6,474 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-164,000 | 6,478 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-164,000 | 6,477 |
| Net charge-offs | $545,000 | 2,568 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-290,720 | 6,516 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 3,813 |
| Total interest expense | $575,000 | 4,287 |
| Net interest income | $2,847,000 | 3,628 |
| Provision for loan and lease losses | $325,000 | 2,851 |
| Total noninterest income | $608,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $297,000 | 2,239 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $311,000 | 2,820 |
| Total noninterest expense | $3,628,000 | 2,599 |
| Salaries and employee benefits | $1,253,000 | 3,578 |
| Premises and equipment expense | $359,000 | 3,194 |
| Additional noninterest expense | $2,016,000 | 1,701 |
| Pre-tax net operating income | $-498,000 | 6,788 |
| Securities gains (losses) | $34,000 | 1,823 |
| Applicable income taxes | $-113,000 | 7,132 |
| Income before extraordinary items | $-351,000 | 6,750 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-351,000 | 6,750 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-351,000 | 6,751 |
| Net charge-offs | $340,000 | 2,545 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-376,840 | 6,754 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 3,825 |
| Total interest expense | $300,000 | 4,300 |
| Net interest income | $1,418,000 | 3,622 |
| Provision for loan and lease losses | $325,000 | 1,844 |
| Total noninterest income | $316,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $153,000 | 2,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,759 |
| Total noninterest expense | $2,171,000 | 2,217 |
| Salaries and employee benefits | $645,000 | 3,521 |
| Premises and equipment expense | $182,000 | 3,212 |
| Additional noninterest expense | $1,344,000 | 1,307 |
| Pre-tax net operating income | $-762,000 | 7,202 |
| Securities gains (losses) | $35,000 | 882 |
| Applicable income taxes | $-192,000 | 7,370 |
| Income before extraordinary items | $-535,000 | 7,145 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-535,000 | 7,146 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-535,000 | 7,146 |
| Net charge-offs | $218,000 | 2,050 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-560,900 | 7,148 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,243,000 | 3,476 |
| Total interest expense | $1,969,000 | 3,615 |
| Net interest income | $6,274,000 | 3,361 |
| Provision for loan and lease losses | $2,175,000 | 1,961 |
| Total noninterest income | $1,195,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $591,000 | 2,315 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $604,000 | 2,904 |
| Total noninterest expense | $6,128,000 | 3,051 |
| Salaries and employee benefits | $2,736,000 | 3,356 |
| Premises and equipment expense | $769,000 | 3,065 |
| Additional noninterest expense | $2,623,000 | 2,572 |
| Pre-tax net operating income | $-834,000 | 6,401 |
| Securities gains (losses) | $555,000 | 811 |
| Applicable income taxes | $-413,000 | 7,120 |
| Income before extraordinary items | $134,000 | 5,499 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $134,000 | 5,499 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $134,000 | 5,500 |
| Net charge-offs | $504,000 | 3,640 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-221,200 | 6,130 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,387,000 | 3,456 |
| Total interest expense | $1,554,000 | 3,611 |
| Net interest income | $4,833,000 | 3,336 |
| Provision for loan and lease losses | $525,000 | 3,464 |
| Total noninterest income | $909,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $455,000 | 2,333 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $454,000 | 2,911 |
| Total noninterest expense | $4,649,000 | 3,026 |
| Salaries and employee benefits | $2,217,000 | 3,181 |
| Premises and equipment expense | $575,000 | 3,131 |
| Additional noninterest expense | $1,857,000 | 2,656 |
| Pre-tax net operating income | $568,000 | 4,033 |
| Securities gains (losses) | $397,000 | 896 |
| Applicable income taxes | $265,000 | 2,269 |
| Income before extraordinary items | $700,000 | 3,509 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $700,000 | 3,507 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $700,000 | 3,509 |
| Net charge-offs | $135,000 | 4,609 |
| Cash dividends | $100,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $410,190 | 4,256 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 3,440 |
| Total interest expense | $1,061,000 | 3,650 |
| Net interest income | $3,266,000 | 3,301 |
| Provision for loan and lease losses | $350,000 | 3,380 |
| Total noninterest income | $622,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $318,000 | 2,241 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $304,000 | 2,824 |
| Total noninterest expense | $3,032,000 | 3,091 |
| Salaries and employee benefits | $1,490,000 | 3,163 |
| Premises and equipment expense | $389,000 | 3,127 |
| Additional noninterest expense | $1,153,000 | 2,804 |
| Pre-tax net operating income | $506,000 | 3,605 |
| Securities gains (losses) | $178,000 | 1,013 |
| Applicable income taxes | $178,000 | 2,245 |
| Income before extraordinary items | $506,000 | 3,391 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $506,000 | 3,388 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $506,000 | 3,390 |
| Net charge-offs | $52,000 | 4,851 |
| Cash dividends | $100,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $374,280 | 3,791 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 3,466 |
| Total interest expense | $542,000 | 3,712 |
| Net interest income | $1,651,000 | 3,281 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $303,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $150,000 | 2,342 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $153,000 | 2,803 |
| Total noninterest expense | $1,435,000 | 3,256 |
| Salaries and employee benefits | $730,000 | 3,273 |
| Premises and equipment expense | $205,000 | 3,058 |
| Additional noninterest expense | $500,000 | 3,183 |
| Pre-tax net operating income | $319,000 | 3,259 |
| Securities gains (losses) | $12,000 | 1,679 |
| Applicable income taxes | $86,000 | 2,262 |
| Income before extraordinary items | $245,000 | 3,533 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $245,000 | 3,529 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $245,000 | 3,532 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $100,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $236,120 | 3,466 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,464,000 | 3,366 |
| Total interest expense | $2,778,000 | 3,624 |
| Net interest income | $6,686,000 | 3,164 |
| Provision for loan and lease losses | $2,254,000 | 2,324 |
| Total noninterest income | $1,399,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $632,000 | 2,444 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $767,000 | 2,527 |
| Total noninterest expense | $5,859,000 | 3,241 |
| Salaries and employee benefits | $2,820,000 | 3,364 |
| Premises and equipment expense | $849,000 | 2,967 |
| Additional noninterest expense | $2,190,000 | 3,090 |
| Pre-tax net operating income | $-28,000 | 5,470 |
| Securities gains (losses) | $500,000 | 883 |
| Applicable income taxes | $-114,000 | 6,602 |
| Income before extraordinary items | $586,000 | 3,629 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $586,000 | 3,627 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $586,000 | 3,627 |
| Net charge-offs | $1,764,000 | 2,191 |
| Cash dividends | $305,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $86,000 | 5,144 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 3,413 |
| Total interest expense | $2,166,000 | 3,652 |
| Net interest income | $4,929,000 | 3,229 |
| Provision for loan and lease losses | $350,000 | 4,373 |
| Total noninterest income | $1,045,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $478,000 | 2,447 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $567,000 | 2,607 |
| Total noninterest expense | $4,561,000 | 3,150 |
| Salaries and employee benefits | $2,232,000 | 3,225 |
| Premises and equipment expense | $658,000 | 2,912 |
| Additional noninterest expense | $1,671,000 | 3,015 |
| Pre-tax net operating income | $1,063,000 | 2,634 |
| Securities gains (losses) | $19,000 | 2,769 |
| Applicable income taxes | $303,000 | 1,915 |
| Income before extraordinary items | $779,000 | 2,906 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $779,000 | 2,904 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $779,000 | 2,907 |
| Net charge-offs | $169,000 | 4,456 |
| Cash dividends | $305,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $765,320 | 2,882 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 3,481 |
| Total interest expense | $1,429,000 | 3,789 |
| Net interest income | $3,249,000 | 3,236 |
| Provision for loan and lease losses | $250,000 | 3,992 |
| Total noninterest income | $685,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $317,000 | 2,436 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $368,000 | 2,667 |
| Total noninterest expense | $3,011,000 | 3,211 |
| Salaries and employee benefits | $1,529,000 | 3,187 |
| Premises and equipment expense | $447,000 | 2,912 |
| Additional noninterest expense | $1,035,000 | 3,210 |
| Pre-tax net operating income | $673,000 | 2,835 |
| Securities gains (losses) | $16,000 | 2,414 |
| Applicable income taxes | $193,000 | 1,996 |
| Income before extraordinary items | $496,000 | 3,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $496,000 | 3,105 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $496,000 | 3,106 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $295,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $484,480 | 3,047 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 3,484 |
| Total interest expense | $678,000 | 4,035 |
| Net interest income | $1,686,000 | 3,136 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $316,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $151,000 | 2,451 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $165,000 | 2,808 |
| Total noninterest expense | $1,512,000 | 3,125 |
| Salaries and employee benefits | $751,000 | 3,271 |
| Premises and equipment expense | $227,000 | 2,915 |
| Additional noninterest expense | $534,000 | 2,839 |
| Pre-tax net operating income | $390,000 | 2,849 |
| Securities gains (losses) | $10,000 | 1,902 |
| Applicable income taxes | $112,000 | 2,060 |
| Income before extraordinary items | $288,000 | 3,201 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 3,201 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $288,000 | 3,201 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $233,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $280,800 | 3,099 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,065,000 | 3,508 |
| Total interest expense | $3,574,000 | 3,795 |
| Net interest income | $6,491,000 | 3,267 |
| Provision for loan and lease losses | $381,000 | 4,215 |
| Total noninterest income | $1,552,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $636,000 | 2,535 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $916,000 | 2,259 |
| Total noninterest expense | $5,805,000 | 3,180 |
| Salaries and employee benefits | $2,879,000 | 3,370 |
| Premises and equipment expense | $871,000 | 2,958 |
| Additional noninterest expense | $2,055,000 | 2,801 |
| Pre-tax net operating income | $1,857,000 | 2,602 |
| Securities gains (losses) | $43,000 | 1,704 |
| Applicable income taxes | $532,000 | 1,789 |
| Income before extraordinary items | $1,368,000 | 2,679 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,368,000 | 2,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 4,485 |
| Cash dividends | $517,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,337,040 | 2,865 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,546,000 | 3,575 |
| Total interest expense | $2,772,000 | 3,811 |
| Net interest income | $4,774,000 | 3,342 |
| Provision for loan and lease losses | $205,000 | 4,170 |
| Total noninterest income | $1,223,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $479,000 | 2,539 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $744,000 | 2,220 |
| Total noninterest expense | $4,386,000 | 3,128 |
| Salaries and employee benefits | $2,237,000 | 3,304 |
| Premises and equipment expense | $653,000 | 2,978 |
| Additional noninterest expense | $1,496,000 | 2,781 |
| Pre-tax net operating income | $1,406,000 | 2,967 |
| Securities gains (losses) | $43,000 | 1,518 |
| Applicable income taxes | $406,000 | 2,143 |
| Income before extraordinary items | $1,043,000 | 3,015 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,043,000 | 3,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,455 |
| Cash dividends | $517,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,012,040 | 3,230 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 3,677 |
| Total interest expense | $1,905,000 | 3,862 |
| Net interest income | $3,038,000 | 3,463 |
| Provision for loan and lease losses | $140,000 | 3,766 |
| Total noninterest income | $907,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $303,000 | 2,624 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $604,000 | 1,989 |
| Total noninterest expense | $2,908,000 | 3,150 |
| Salaries and employee benefits | $1,452,000 | 3,421 |
| Premises and equipment expense | $438,000 | 2,965 |
| Additional noninterest expense | $1,018,000 | 2,702 |
| Pre-tax net operating income | $897,000 | 3,172 |
| Securities gains (losses) | $18,000 | 2,122 |
| Applicable income taxes | $248,000 | 2,439 |
| Income before extraordinary items | $667,000 | 3,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $667,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,803 |
| Cash dividends | $517,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $653,860 | 3,407 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 3,757 |
| Total interest expense | $998,000 | 3,924 |
| Net interest income | $1,474,000 | 3,521 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $244,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $144,000 | 2,710 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,764 |
| Total noninterest expense | $1,415,000 | 3,235 |
| Salaries and employee benefits | $742,000 | 3,386 |
| Premises and equipment expense | $216,000 | 3,010 |
| Additional noninterest expense | $457,000 | 2,934 |
| Pre-tax net operating income | $293,000 | 4,208 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $135,000 | 2,445 |
| Income before extraordinary items | $175,000 | 4,960 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $175,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $517,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $164,120 | 4,965 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,740,000 | 3,830 |
| Total interest expense | $3,951,000 | 4,042 |
| Net interest income | $5,789,000 | 3,603 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $1,346,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $558,000 | 2,825 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $788,000 | 2,578 |
| Total noninterest expense | $5,280,000 | 3,310 |
| Salaries and employee benefits | $2,629,000 | 3,584 |
| Premises and equipment expense | $897,000 | 2,808 |
| Additional noninterest expense | $1,754,000 | 3,005 |
| Pre-tax net operating income | $1,825,000 | 3,525 |
| Securities gains (losses) | $51,000 | 784 |
| Applicable income taxes | $473,000 | 2,813 |
| Income before extraordinary items | $1,403,000 | 3,579 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,403,000 | 3,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,544 |
| Cash dividends | $366,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,364,750 | 3,631 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,074,000 | 3,932 |
| Total interest expense | $2,868,000 | 4,125 |
| Net interest income | $4,206,000 | 3,688 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $805,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $402,000 | 2,888 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $403,000 | 3,190 |
| Total noninterest expense | $3,847,000 | 3,351 |
| Salaries and employee benefits | $1,904,000 | 3,664 |
| Premises and equipment expense | $688,000 | 2,750 |
| Additional noninterest expense | $1,255,000 | 3,066 |
| Pre-tax net operating income | $1,134,000 | 4,079 |
| Securities gains (losses) | $10,000 | 1,001 |
| Applicable income taxes | $320,000 | 3,119 |
| Income before extraordinary items | $824,000 | 4,283 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $824,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $366,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $816,800 | 4,298 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,399,000 | 4,137 |
| Total interest expense | $1,805,000 | 4,279 |
| Net interest income | $2,594,000 | 3,917 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $510,000 | 3,518 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $250,000 | 3,032 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $260,000 | 3,267 |
| Total noninterest expense | $2,481,000 | 3,459 |
| Salaries and employee benefits | $1,215,000 | 3,837 |
| Premises and equipment expense | $502,000 | 2,584 |
| Additional noninterest expense | $764,000 | 3,320 |
| Pre-tax net operating income | $608,000 | 4,630 |
| Securities gains (losses) | $9,000 | 893 |
| Applicable income taxes | $173,000 | 3,463 |
| Income before extraordinary items | $444,000 | 4,833 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $444,000 | 4,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $355,000 | 2,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $437,520 | 4,867 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 4,587 |
| Total interest expense | $796,000 | 4,578 |
| Net interest income | $1,079,000 | 4,475 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $218,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $102,000 | 3,414 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $116,000 | 3,494 |
| Total noninterest expense | $1,087,000 | 3,872 |
| Salaries and employee benefits | $516,000 | 4,333 |
| Premises and equipment expense | $192,000 | 3,217 |
| Additional noninterest expense | $379,000 | 3,316 |
| Pre-tax net operating income | $210,000 | 5,408 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $57,000 | 3,973 |
| Income before extraordinary items | $154,000 | 5,594 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $154,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $280,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,270 | 5,590 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 4,420 |
| Total interest expense | $2,817,000 | 4,480 |
| Net interest income | $4,558,000 | 4,303 |
| Provision for loan and lease losses | $-39,000 | 8,378 |
| Total noninterest income | $857,000 | 3,887 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $385,000 | 3,611 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $472,000 | 3,443 |
| Total noninterest expense | $3,663,000 | 4,247 |
| Salaries and employee benefits | $1,774,000 | 4,665 |
| Premises and equipment expense | $796,000 | 3,023 |
| Additional noninterest expense | $1,093,000 | 4,236 |
| Pre-tax net operating income | $1,791,000 | 3,907 |
| Securities gains (losses) | $-3,000 | 6,969 |
| Applicable income taxes | $498,000 | 3,160 |
| Income before extraordinary items | $1,290,000 | 4,121 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,290,000 | 4,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $295,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,292,160 | 4,087 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,470,000 | 4,436 |
| Total interest expense | $2,058,000 | 4,474 |
| Net interest income | $3,412,000 | 4,336 |
| Provision for loan and lease losses | $-38,000 | 8,513 |
| Total noninterest income | $649,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $285,000 | 3,666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $364,000 | 3,369 |
| Total noninterest expense | $2,679,000 | 4,317 |
| Salaries and employee benefits | $1,275,000 | 4,771 |
| Premises and equipment expense | $594,000 | 3,030 |
| Additional noninterest expense | $810,000 | 4,225 |
| Pre-tax net operating income | $1,420,000 | 3,917 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $399,000 | 3,182 |
| Income before extraordinary items | $1,019,000 | 4,125 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,019,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $280,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,020,440 | 4,106 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 4,530 |
| Total interest expense | $1,274,000 | 4,531 |
| Net interest income | $2,203,000 | 4,440 |
| Provision for loan and lease losses | $-38,000 | 8,565 |
| Total noninterest income | $381,000 | 4,168 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $180,000 | 3,770 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $201,000 | 3,736 |
| Total noninterest expense | $1,758,000 | 4,374 |
| Salaries and employee benefits | $821,000 | 4,913 |
| Premises and equipment expense | $393,000 | 3,044 |
| Additional noninterest expense | $544,000 | 4,219 |
| Pre-tax net operating income | $864,000 | 4,144 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $207,000 | 3,569 |
| Income before extraordinary items | $657,000 | 4,220 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $657,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $260,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $657,000 | 4,210 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 4,620 |
| Total interest expense | $591,000 | 4,623 |
| Net interest income | $1,065,000 | 4,521 |
| Provision for loan and lease losses | $-38,000 | 8,606 |
| Total noninterest income | $177,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $88,000 | 3,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,937 |
| Total noninterest expense | $880,000 | 4,391 |
| Salaries and employee benefits | $399,000 | 5,019 |
| Premises and equipment expense | $187,000 | 3,172 |
| Additional noninterest expense | $294,000 | 3,959 |
| Pre-tax net operating income | $400,000 | 4,277 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $116,000 | 3,388 |
| Income before extraordinary items | $284,000 | 4,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $260,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $284,000 | 4,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,190,000 | 4,530 |
| Total interest expense | $1,692,000 | 4,927 |
| Net interest income | $4,498,000 | 4,257 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $739,000 | 4,232 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $362,000 | 3,774 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $377,000 | 3,876 |
| Total noninterest expense | $3,384,000 | 4,405 |
| Salaries and employee benefits | $1,555,000 | 4,932 |
| Premises and equipment expense | $743,000 | 3,092 |
| Additional noninterest expense | $1,086,000 | 4,145 |
| Pre-tax net operating income | $1,803,000 | 3,953 |
| Securities gains (losses) | $-12,000 | 7,607 |
| Applicable income taxes | $513,000 | 3,332 |
| Income before extraordinary items | $1,278,000 | 4,196 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,278,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $726,000 | 3,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,286,520 | 4,152 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,548,000 | 4,542 |
| Total interest expense | $1,195,000 | 4,946 |
| Net interest income | $3,353,000 | 4,288 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $550,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $265,000 | 3,836 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $285,000 | 3,894 |
| Total noninterest expense | $2,551,000 | 4,352 |
| Salaries and employee benefits | $1,173,000 | 4,895 |
| Premises and equipment expense | $554,000 | 3,075 |
| Additional noninterest expense | $824,000 | 4,093 |
| Pre-tax net operating income | $1,302,000 | 4,112 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $366,000 | 3,465 |
| Income before extraordinary items | $924,000 | 4,388 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $924,000 | 4,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $408,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $932,640 | 4,319 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 4,570 |
| Total interest expense | $756,000 | 4,932 |
| Net interest income | $2,185,000 | 4,335 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $334,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $171,000 | 3,848 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $163,000 | 4,136 |
| Total noninterest expense | $1,669,000 | 4,400 |
| Salaries and employee benefits | $782,000 | 4,883 |
| Premises and equipment expense | $365,000 | 3,078 |
| Additional noninterest expense | $522,000 | 4,228 |
| Pre-tax net operating income | $800,000 | 4,285 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $225,000 | 3,582 |
| Income before extraordinary items | $569,000 | 4,558 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $569,000 | 4,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $284,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $573,320 | 4,483 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 4,614 |
| Total interest expense | $363,000 | 4,958 |
| Net interest income | $1,072,000 | 4,403 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $147,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $80,000 | 3,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,538 |
| Total noninterest expense | $831,000 | 4,436 |
| Salaries and employee benefits | $373,000 | 5,064 |
| Premises and equipment expense | $176,000 | 3,206 |
| Additional noninterest expense | $282,000 | 3,994 |
| Pre-tax net operating income | $338,000 | 4,692 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $95,000 | 3,849 |
| Income before extraordinary items | $237,000 | 4,999 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $237,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $275,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $241,260 | 4,908 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,416,000 | 4,587 |
| Total interest expense | $1,463,000 | 4,587 |
| Net interest income | $3,953,000 | 4,515 |
| Provision for loan and lease losses | $170,000 | 4,037 |
| Total noninterest income | $654,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $354,000 | 3,909 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $300,000 | 4,267 |
| Total noninterest expense | $2,753,000 | 4,961 |
| Salaries and employee benefits | $1,303,000 | 5,422 |
| Premises and equipment expense | $576,000 | 3,651 |
| Additional noninterest expense | $874,000 | 4,794 |
| Pre-tax net operating income | $1,684,000 | 3,953 |
| Securities gains (losses) | $45,000 | 1,827 |
| Applicable income taxes | $479,000 | 3,416 |
| Income before extraordinary items | $1,250,000 | 4,102 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,250,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,319 |
| Cash dividends | $1,991,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,217,600 | 4,101 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 4,661 |
| Total interest expense | $1,079,000 | 4,591 |
| Net interest income | $2,856,000 | 4,639 |
| Provision for loan and lease losses | $123,000 | 3,948 |
| Total noninterest income | $470,000 | 4,705 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $265,000 | 3,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $205,000 | 4,448 |
| Total noninterest expense | $2,007,000 | 5,023 |
| Salaries and employee benefits | $954,000 | 5,469 |
| Premises and equipment expense | $413,000 | 3,783 |
| Additional noninterest expense | $640,000 | 4,840 |
| Pre-tax net operating income | $1,196,000 | 4,161 |
| Securities gains (losses) | $41,000 | 1,811 |
| Applicable income taxes | $358,000 | 3,487 |
| Income before extraordinary items | $879,000 | 4,341 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $879,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $471,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $849,890 | 4,365 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 4,840 |
| Total interest expense | $690,000 | 4,717 |
| Net interest income | $1,817,000 | 4,786 |
| Provision for loan and lease losses | $73,000 | 4,061 |
| Total noninterest income | $308,000 | 4,756 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $177,000 | 3,959 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $131,000 | 4,586 |
| Total noninterest expense | $1,286,000 | 5,181 |
| Salaries and employee benefits | $618,000 | 5,604 |
| Premises and equipment expense | $269,000 | 3,850 |
| Additional noninterest expense | $399,000 | 5,068 |
| Pre-tax net operating income | $766,000 | 4,220 |
| Securities gains (losses) | $38,000 | 1,632 |
| Applicable income taxes | $231,000 | 3,521 |
| Income before extraordinary items | $573,000 | 4,376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $573,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $471,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $546,020 | 4,412 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 4,973 |
| Total interest expense | $332,000 | 4,864 |
| Net interest income | $877,000 | 4,889 |
| Provision for loan and lease losses | $31,000 | 4,037 |
| Total noninterest income | $150,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 3,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $63,000 | 4,647 |
| Total noninterest expense | $639,000 | 5,222 |
| Salaries and employee benefits | $295,000 | 5,784 |
| Premises and equipment expense | $177,000 | 3,127 |
| Additional noninterest expense | $167,000 | 5,659 |
| Pre-tax net operating income | $357,000 | 4,374 |
| Securities gains (losses) | $28,000 | 1,532 |
| Applicable income taxes | $112,000 | 3,591 |
| Income before extraordinary items | $273,000 | 4,531 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $273,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $389,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $253,120 | 4,593 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 5,252 |
| Total interest expense | $1,366,000 | 5,169 |
| Net interest income | $3,119,000 | 5,188 |
| Provision for loan and lease losses | $114,000 | 5,128 |
| Total noninterest income | $660,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $336,000 | 4,048 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $324,000 | 4,349 |
| Total noninterest expense | $2,070,000 | 5,876 |
| Salaries and employee benefits | $945,000 | 6,454 |
| Premises and equipment expense | $397,000 | 4,752 |
| Additional noninterest expense | $728,000 | 5,368 |
| Pre-tax net operating income | $1,595,000 | 3,970 |
| Securities gains (losses) | $70,000 | 2,206 |
| Applicable income taxes | $468,000 | 3,488 |
| Income before extraordinary items | $1,197,000 | 4,151 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,197,000 | 4,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,630 |
| Cash dividends | $660,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,146,600 | 4,097 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,355,000 | 5,322 |
| Total interest expense | $1,028,000 | 5,292 |
| Net interest income | $2,327,000 | 5,224 |
| Provision for loan and lease losses | $110,000 | 4,499 |
| Total noninterest income | $509,000 | 4,699 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $254,000 | 4,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $255,000 | 4,344 |
| Total noninterest expense | $1,465,000 | 6,037 |
| Salaries and employee benefits | $678,000 | 6,564 |
| Premises and equipment expense | $269,000 | 5,083 |
| Additional noninterest expense | $518,000 | 5,525 |
| Pre-tax net operating income | $1,261,000 | 3,940 |
| Securities gains (losses) | $70,000 | 2,036 |
| Applicable income taxes | $387,000 | 3,472 |
| Income before extraordinary items | $944,000 | 4,132 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $944,000 | 4,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,184 |
| Cash dividends | $620,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $894,300 | 4,138 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 5,321 |
| Total interest expense | $688,000 | 5,405 |
| Net interest income | $1,573,000 | 5,183 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $293,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $171,000 | 3,990 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $122,000 | 4,964 |
| Total noninterest expense | $943,000 | 6,172 |
| Salaries and employee benefits | $445,000 | 6,647 |
| Premises and equipment expense | $178,000 | 5,081 |
| Additional noninterest expense | $320,000 | 5,761 |
| Pre-tax net operating income | $848,000 | 3,904 |
| Securities gains (losses) | $70,000 | 1,778 |
| Applicable income taxes | $267,000 | 3,437 |
| Income before extraordinary items | $651,000 | 4,069 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $651,000 | 4,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,382 |
| Cash dividends | $344,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $601,300 | 4,087 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 5,437 |
| Total interest expense | $343,000 | 5,500 |
| Net interest income | $759,000 | 5,281 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $134,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $87,000 | 3,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $443,000 | 6,392 |
| Salaries and employee benefits | $221,000 | 6,675 |
| Premises and equipment expense | $91,000 | 5,012 |
| Additional noninterest expense | $131,000 | 6,392 |
| Pre-tax net operating income | $415,000 | 3,953 |
| Securities gains (losses) | $61,000 | 1,274 |
| Applicable income taxes | $136,000 | 3,394 |
| Income before extraordinary items | $340,000 | 3,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 3,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $344,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $296,690 | 4,094 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 5,364 |
| Total interest expense | $1,716,000 | 5,294 |
| Net interest income | $3,006,000 | 5,272 |
| Provision for loan and lease losses | $187,000 | 4,494 |
| Total noninterest income | $888,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $352,000 | 3,855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $536,000 | 3,162 |
| Total noninterest expense | $1,978,000 | 5,900 |
| Salaries and employee benefits | $927,000 | 6,414 |
| Premises and equipment expense | $311,000 | 5,452 |
| Additional noninterest expense | $740,000 | 5,207 |
| Pre-tax net operating income | $1,729,000 | 3,755 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $479,000 | 3,542 |
| Income before extraordinary items | $1,250,000 | 3,971 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,250,000 | 3,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,951 |
| Cash dividends | $391,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,250,000 | 3,868 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 5,669 |
| Total interest expense | $2,136,000 | 5,901 |
| Net interest income | $2,782,000 | 5,336 |
| Provision for loan and lease losses | $39,000 | 6,982 |
| Total noninterest income | $588,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $327,000 | 3,946 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $261,000 | 4,403 |
| Total noninterest expense | $1,892,000 | 5,946 |
| Salaries and employee benefits | $837,000 | 6,629 |
| Premises and equipment expense | $342,000 | 5,109 |
| Additional noninterest expense | $713,000 | 5,217 |
| Pre-tax net operating income | $1,439,000 | 3,966 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $398,000 | 3,747 |
| Income before extraordinary items | $1,073,000 | 4,086 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,073,000 | 4,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $295,000 | 4,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,049,640 | 4,043 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 5,917 |
| Total interest expense | $1,993,000 | 6,287 |
| Net interest income | $2,758,000 | 5,458 |
| Provision for loan and lease losses | $37,000 | 6,967 |
| Total noninterest income | $545,000 | 4,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,283 |
| Total noninterest expense | $1,757,000 | 6,143 |
| Salaries and employee benefits | $772,000 | 6,870 |
| Premises and equipment expense | $307,000 | 5,354 |
| Additional noninterest expense | $678,000 | 5,305 |
| Pre-tax net operating income | $1,509,000 | 4,058 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $444,000 | 3,763 |
| Income before extraordinary items | $1,062,000 | 4,208 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,062,000 | 4,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $321,000 | 4,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,064,130 | 4,210 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,055,000 | 6,323 |
| Total interest expense | $1,676,000 | 6,584 |
| Net interest income | $2,379,000 | 5,981 |
| Provision for loan and lease losses | $33,000 | 7,151 |
| Total noninterest income | $464,000 | 5,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,043 |
| Total noninterest expense | $1,559,000 | 6,627 |
| Salaries and employee benefits | $685,000 | 7,321 |
| Premises and equipment expense | $300,000 | 5,462 |
| Additional noninterest expense | $574,000 | 5,994 |
| Pre-tax net operating income | $1,251,000 | 4,645 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $384,000 | 4,270 |
| Income before extraordinary items | $867,000 | 4,845 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $867,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $270,000 | 4,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $867,000 | 4,810 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,492,000 | 6,964 |
| Total interest expense | $1,383,000 | 7,465 |
| Net interest income | $2,109,000 | 6,479 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $465,000 | 5,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 4,997 |
| Total noninterest expense | $1,480,000 | 6,754 |
| Salaries and employee benefits | $642,000 | 7,516 |
| Premises and equipment expense | $314,000 | 5,245 |
| Additional noninterest expense | $524,000 | 6,270 |
| Pre-tax net operating income | $1,070,000 | 5,211 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $331,000 | 4,912 |
| Income before extraordinary items | $739,000 | 5,448 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $739,000 | 5,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 821 |
| Net operating income | $739,000 | 5,336 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 7,561 |
| Total interest expense | $1,244,000 | 7,996 |
| Net interest income | $1,918,000 | 7,084 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $431,000 | 5,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,635 |
| Total noninterest expense | $1,360,000 | 7,144 |
| Salaries and employee benefits | $599,000 | 7,923 |
| Premises and equipment expense | $294,000 | 5,510 |
| Additional noninterest expense | $467,000 | 6,786 |
| Pre-tax net operating income | $953,000 | 5,979 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $295,000 | 5,773 |
| Income before extraordinary items | $658,000 | 6,078 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $658,000 | 6,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $211,000 | 5,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $658,000 | 6,031 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 8,204 |
| Total interest expense | $1,086,000 | 8,738 |
| Net interest income | $1,767,000 | 7,626 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $334,000 | 6,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $1,315,000 | 7,619 |
| Salaries and employee benefits | $579,000 | 8,260 |
| Premises and equipment expense | $294,000 | 5,670 |
| Additional noninterest expense | $442,000 | 7,533 |
| Pre-tax net operating income | $746,000 | 6,721 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $213,000 | 6,931 |
| Income before extraordinary items | $533,000 | 6,677 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $533,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $160,000 | 5,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $533,000 | 6,617 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 9,056 |
| Total interest expense | $925,000 | 9,523 |
| Net interest income | $1,517,000 | 8,485 |
| Provision for loan and lease losses | $52,000 | 6,119 |
| Total noninterest income | $248,000 | 7,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $1,037,000 | 8,807 |
| Salaries and employee benefits | $483,000 | 9,260 |
| Premises and equipment expense | $156,000 | 8,119 |
| Additional noninterest expense | $398,000 | 8,216 |
| Pre-tax net operating income | $676,000 | 7,434 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $187,000 | 7,653 |
| Income before extraordinary items | $489,000 | 7,336 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $489,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $189,000 | 5,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $489,000 | 7,301 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 9,378 |
| Total interest expense | $691,000 | 10,143 |
| Net interest income | $1,539,000 | 8,765 |
| Provision for loan and lease losses | $46,000 | 6,340 |
| Total noninterest income | $246,000 | 8,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $846,000 | 10,019 |
| Salaries and employee benefits | $419,000 | 10,113 |
| Premises and equipment expense | $81,000 | 10,622 |
| Additional noninterest expense | $346,000 | 9,398 |
| Pre-tax net operating income | $893,000 | 6,437 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $269,000 | 6,265 |
| Income before extraordinary items | $624,000 | 6,367 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $624,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $112,000 | 6,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $624,000 | 6,442 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 10,280 |
| Total interest expense | $640,000 | 10,920 |
| Net interest income | $1,310,000 | 9,699 |
| Provision for loan and lease losses | $71,000 | 6,619 |
| Total noninterest income | $213,000 | 8,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $737,000 | 10,983 |
| Salaries and employee benefits | $388,000 | 10,763 |
| Premises and equipment expense | $71,000 | 11,459 |
| Additional noninterest expense | $278,000 | 10,714 |
| Pre-tax net operating income | $715,000 | 7,285 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $212,000 | 7,394 |
| Income before extraordinary items | $503,000 | 7,526 |
| Extraordinary gains, net | $41,000 | 2,294 |
| Net income | $544,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $64,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $503,000 | 7,276 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 11,264 |
| Total interest expense | $755,000 | 11,547 |
| Net interest income | $1,063,000 | 10,844 |
| Provision for loan and lease losses | $41,000 | 9,446 |
| Total noninterest income | $209,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $717,000 | 11,426 |
| Salaries and employee benefits | $356,000 | 11,380 |
| Premises and equipment expense | $64,000 | 12,099 |
| Additional noninterest expense | $297,000 | 10,861 |
| Pre-tax net operating income | $514,000 | 8,310 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $141,000 | 8,864 |
| Income before extraordinary items | $373,000 | 8,482 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $373,000 | 8,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $62,000 | 7,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $373,000 | 8,124 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.