Home > Pilsen State Bank, Lincolnville, Kansas > Income and Expense
Pilsen State Bank, Lincolnville, Kansas, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 7,262 |
| Total interest expense | $93,000 | 7,207 |
| Net interest income | $459,000 | 7,255 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $330,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $26,000 | 6,669 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $304,000 | 3,850 |
| Total noninterest expense | $311,000 | 7,324 |
| Salaries and employee benefits | $99,000 | 7,334 |
| Premises and equipment expense | $162,000 | 6,320 |
| Additional noninterest expense | $50,000 | 7,351 |
| Pre-tax net operating income | $418,000 | 4,928 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-18,000 | 6,635 |
| Income before extraordinary items | $436,000 | 4,833 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $436,000 | 4,835 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $436,000 | 4,834 |
| Net charge-offs | $-2,000 | 6,872 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $436,000 | 4,698 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $421,000 | 7,337 |
| Total interest expense | $76,000 | 7,274 |
| Net interest income | $345,000 | 7,328 |
| Provision for loan and lease losses | $60,000 | 5,396 |
| Total noninterest income | $322,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $19,000 | 6,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $303,000 | 3,451 |
| Total noninterest expense | $219,000 | 7,402 |
| Salaries and employee benefits | $76,000 | 7,411 |
| Premises and equipment expense | $123,000 | 6,342 |
| Additional noninterest expense | $20,000 | 7,433 |
| Pre-tax net operating income | $388,000 | 4,803 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-18,000 | 6,831 |
| Income before extraordinary items | $406,000 | 4,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $406,000 | 4,639 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $406,000 | 4,639 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $406,000 | 4,516 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $289,000 | 7,399 |
| Total interest expense | $59,000 | 7,316 |
| Net interest income | $230,000 | 7,393 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $330,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $11,000 | 6,807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $319,000 | 2,774 |
| Total noninterest expense | $162,000 | 7,469 |
| Salaries and employee benefits | $50,000 | 7,488 |
| Premises and equipment expense | $91,000 | 6,241 |
| Additional noninterest expense | $21,000 | 7,504 |
| Pre-tax net operating income | $398,000 | 4,207 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $398,000 | 3,987 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $398,000 | 3,988 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $398,000 | 3,989 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $398,000 | 3,887 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $153,000 | 7,449 |
| Total interest expense | $32,000 | 7,356 |
| Net interest income | $121,000 | 7,438 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $322,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $3,000 | 6,929 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $319,000 | 1,836 |
| Total noninterest expense | $76,000 | 7,541 |
| Salaries and employee benefits | $24,000 | 7,550 |
| Premises and equipment expense | $49,000 | 6,164 |
| Additional noninterest expense | $3,000 | 7,570 |
| Pre-tax net operating income | $367,000 | 3,142 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $367,000 | 2,844 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $367,000 | 2,843 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $367,000 | 2,844 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $367,000 | 2,783 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 7,551 |
| Total interest expense | $195,000 | 7,342 |
| Net interest income | $311,000 | 7,574 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $901,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,633 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $883,000 | 2,360 |
| Total noninterest expense | $441,000 | 7,556 |
| Salaries and employee benefits | $189,000 | 7,580 |
| Premises and equipment expense | $160,000 | 6,541 |
| Additional noninterest expense | $92,000 | 7,613 |
| Pre-tax net operating income | $771,000 | 3,793 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-7,000 | 6,539 |
| Income before extraordinary items | $778,000 | 3,652 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $778,000 | 3,650 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $778,000 | 3,652 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 470 |
| Net operating income | $778,000 | 3,522 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $263,000 | 7,703 |
| Total interest expense | $125,000 | 7,523 |
| Net interest income | $138,000 | 7,719 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $796,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $10,000 | 6,784 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $786,000 | 2,092 |
| Total noninterest expense | $148,000 | 7,744 |
| Salaries and employee benefits | $124,000 | 7,707 |
| Premises and equipment expense | $17,000 | 7,693 |
| Additional noninterest expense | $7,000 | 7,756 |
| Pre-tax net operating income | $786,000 | 3,498 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-7,000 | 6,823 |
| Income before extraordinary items | $793,000 | 3,300 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $793,000 | 3,298 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $793,000 | 3,300 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 371 |
| Net operating income | $793,000 | 3,175 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $239,000 | 7,743 |
| Total interest expense | $86,000 | 7,586 |
| Net interest income | $153,000 | 7,761 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $756,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $8,000 | 6,793 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $748,000 | 1,605 |
| Total noninterest expense | $177,000 | 7,764 |
| Salaries and employee benefits | $92,000 | 7,757 |
| Premises and equipment expense | $6,000 | 7,785 |
| Additional noninterest expense | $79,000 | 7,665 |
| Pre-tax net operating income | $732,000 | 2,953 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $732,000 | 2,674 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $732,000 | 2,669 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $732,000 | 2,673 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 272 |
| Net operating income | $732,000 | 2,576 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $73,000 | 7,890 |
| Total interest expense | $34,000 | 7,761 |
| Net interest income | $39,000 | 7,898 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $735,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $2,000 | 6,961 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $733,000 | 985 |
| Total noninterest expense | $74,000 | 7,893 |
| Salaries and employee benefits | $39,000 | 7,880 |
| Premises and equipment expense | $9,000 | 7,776 |
| Additional noninterest expense | $26,000 | 7,873 |
| Pre-tax net operating income | $700,000 | 1,827 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $698,000 | 1,566 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $698,000 | 1,568 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $698,000 | 1,568 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 158 |
| Net operating income | $698,000 | 1,507 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 7,833 |
| Total interest expense | $331,000 | 7,515 |
| Net interest income | $406,000 | 7,878 |
| Provision for loan and lease losses | $615,000 | 4,219 |
| Total noninterest income | $43,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $19,000 | 6,903 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $24,000 | 6,867 |
| Total noninterest expense | $444,000 | 7,908 |
| Salaries and employee benefits | $266,000 | 7,866 |
| Premises and equipment expense | $58,000 | 7,732 |
| Additional noninterest expense | $120,000 | 7,935 |
| Pre-tax net operating income | $-610,000 | 6,055 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-7,000 | 6,217 |
| Income before extraordinary items | $-603,000 | 6,139 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-603,000 | 6,139 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-603,000 | 6,139 |
| Net charge-offs | $358,000 | 4,252 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-603,000 | 6,136 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $551,000 | 7,924 |
| Total interest expense | $255,000 | 7,595 |
| Net interest income | $296,000 | 7,970 |
| Provision for loan and lease losses | $615,000 | 3,490 |
| Total noninterest income | $35,000 | 7,547 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $14,000 | 6,959 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $21,000 | 6,957 |
| Total noninterest expense | $338,000 | 7,976 |
| Salaries and employee benefits | $199,000 | 7,928 |
| Premises and equipment expense | $44,000 | 7,804 |
| Additional noninterest expense | $95,000 | 8,002 |
| Pre-tax net operating income | $-622,000 | 6,421 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $6,000 | 4,171 |
| Income before extraordinary items | $-628,000 | 6,524 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-628,000 | 6,526 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-628,000 | 6,525 |
| Net charge-offs | $358,000 | 3,475 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-628,000 | 6,511 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $450,000 | 7,937 |
| Total interest expense | $175,000 | 7,678 |
| Net interest income | $275,000 | 7,950 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $15,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $9,000 | 7,030 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,000 | 7,431 |
| Total noninterest expense | $227,000 | 8,059 |
| Salaries and employee benefits | $133,000 | 8,017 |
| Premises and equipment expense | $30,000 | 7,875 |
| Additional noninterest expense | $64,000 | 8,078 |
| Pre-tax net operating income | $63,000 | 5,444 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $59,000 | 5,512 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 5,508 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $59,000 | 5,508 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $59,000 | 5,432 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 7,997 |
| Total interest expense | $89,000 | 7,742 |
| Net interest income | $134,000 | 8,019 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $9,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $109,000 | 8,124 |
| Salaries and employee benefits | $67,000 | 8,063 |
| Premises and equipment expense | $14,000 | 7,930 |
| Additional noninterest expense | $28,000 | 8,126 |
| Pre-tax net operating income | $34,000 | 5,837 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $32,000 | 5,959 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 5,961 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $32,000 | 5,961 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $32,000 | 5,796 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 7,997 |
| Total interest expense | $407,000 | 7,835 |
| Net interest income | $563,000 | 8,041 |
| Provision for loan and lease losses | $34,000 | 6,800 |
| Total noninterest income | $39,000 | 7,815 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,965 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $13,000 | 7,607 |
| Total noninterest expense | $470,000 | 8,142 |
| Salaries and employee benefits | $295,000 | 8,079 |
| Premises and equipment expense | $65,000 | 7,930 |
| Additional noninterest expense | $110,000 | 8,190 |
| Pre-tax net operating income | $98,000 | 6,029 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $19,000 | 4,294 |
| Income before extraordinary items | $79,000 | 5,938 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $79,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,631 |
| Cash dividends | $80,000 | 5,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $79,000 | 6,084 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $739,000 | 8,084 |
| Total interest expense | $311,000 | 7,912 |
| Net interest income | $428,000 | 8,127 |
| Provision for loan and lease losses | $34,000 | 6,215 |
| Total noninterest income | $28,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $20,000 | 7,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 7,837 |
| Total noninterest expense | $348,000 | 8,209 |
| Salaries and employee benefits | $219,000 | 8,144 |
| Premises and equipment expense | $48,000 | 8,000 |
| Additional noninterest expense | $81,000 | 8,261 |
| Pre-tax net operating income | $74,000 | 6,500 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $68,000 | 6,328 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $68,000 | 6,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $68,000 | 6,484 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $503,000 | 8,143 |
| Total interest expense | $210,000 | 7,999 |
| Net interest income | $293,000 | 8,166 |
| Provision for loan and lease losses | $34,000 | 5,522 |
| Total noninterest income | $19,000 | 8,041 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $14,000 | 7,021 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,000 | 7,937 |
| Total noninterest expense | $231,000 | 8,275 |
| Salaries and employee benefits | $146,000 | 8,203 |
| Premises and equipment expense | $31,000 | 8,070 |
| Additional noninterest expense | $54,000 | 8,315 |
| Pre-tax net operating income | $47,000 | 6,690 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $43,000 | 6,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 6,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $43,000 | 6,677 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $253,000 | 8,196 |
| Total interest expense | $105,000 | 8,064 |
| Net interest income | $148,000 | 8,208 |
| Provision for loan and lease losses | $34,000 | 4,273 |
| Total noninterest income | $10,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $117,000 | 8,310 |
| Salaries and employee benefits | $73,000 | 8,241 |
| Premises and equipment expense | $16,000 | 8,087 |
| Additional noninterest expense | $28,000 | 8,343 |
| Pre-tax net operating income | $7,000 | 7,093 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $5,000 | 7,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 7,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $5,000 | 7,123 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 8,204 |
| Total interest expense | $380,000 | 8,120 |
| Net interest income | $589,000 | 8,201 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $38,000 | 8,126 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $27,000 | 7,064 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,000 | 8,033 |
| Total noninterest expense | $506,000 | 8,326 |
| Salaries and employee benefits | $350,000 | 8,172 |
| Premises and equipment expense | $68,000 | 8,089 |
| Additional noninterest expense | $88,000 | 8,443 |
| Pre-tax net operating income | $106,000 | 7,132 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-39,000 | 7,909 |
| Income before extraordinary items | $145,000 | 6,973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $145,000 | 6,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,175 |
| Cash dividends | $90,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $145,000 | 6,954 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $720,000 | 8,267 |
| Total interest expense | $280,000 | 8,177 |
| Net interest income | $440,000 | 8,265 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $28,000 | 8,174 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,000 | 8,099 |
| Total noninterest expense | $364,000 | 8,340 |
| Salaries and employee benefits | $256,000 | 8,176 |
| Premises and equipment expense | $50,000 | 8,093 |
| Additional noninterest expense | $58,000 | 8,486 |
| Pre-tax net operating income | $104,000 | 7,306 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $104,000 | 7,252 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $104,000 | 7,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,110 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $104,000 | 7,237 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $471,000 | 8,350 |
| Total interest expense | $180,000 | 8,255 |
| Net interest income | $291,000 | 8,328 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $19,000 | 8,224 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $13,000 | 7,146 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $239,000 | 8,400 |
| Salaries and employee benefits | $169,000 | 8,248 |
| Premises and equipment expense | $31,000 | 8,178 |
| Additional noninterest expense | $39,000 | 8,538 |
| Pre-tax net operating income | $71,000 | 7,406 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $71,000 | 7,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $71,000 | 7,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,072 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $71,000 | 7,319 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $232,000 | 8,407 |
| Total interest expense | $89,000 | 8,306 |
| Net interest income | $143,000 | 8,396 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $12,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $121,000 | 8,427 |
| Salaries and employee benefits | $84,000 | 8,296 |
| Premises and equipment expense | $15,000 | 8,211 |
| Additional noninterest expense | $22,000 | 8,546 |
| Pre-tax net operating income | $34,000 | 7,497 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $34,000 | 7,402 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $34,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,194 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $34,000 | 7,390 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $797,000 | 8,401 |
| Total interest expense | $265,000 | 8,340 |
| Net interest income | $532,000 | 8,383 |
| Provision for loan and lease losses | $29,000 | 6,079 |
| Total noninterest income | $51,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $34,000 | 7,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 8,067 |
| Total noninterest expense | $549,000 | 8,376 |
| Salaries and employee benefits | $395,000 | 8,169 |
| Premises and equipment expense | $66,000 | 8,190 |
| Additional noninterest expense | $88,000 | 8,588 |
| Pre-tax net operating income | $5,000 | 7,930 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $5,000 | 7,965 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,000 | 7,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,131 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,000 | 7,948 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $577,000 | 8,478 |
| Total interest expense | $186,000 | 8,425 |
| Net interest income | $391,000 | 8,467 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $39,000 | 8,288 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $24,000 | 7,217 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $356,000 | 8,505 |
| Salaries and employee benefits | $245,000 | 8,334 |
| Premises and equipment expense | $52,000 | 8,195 |
| Additional noninterest expense | $59,000 | 8,660 |
| Pre-tax net operating income | $74,000 | 7,895 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $74,000 | 7,853 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $74,000 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $74,000 | 7,850 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $366,000 | 8,548 |
| Total interest expense | $111,000 | 8,478 |
| Net interest income | $255,000 | 8,531 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $29,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $14,000 | 7,307 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $241,000 | 8,539 |
| Salaries and employee benefits | $164,000 | 8,380 |
| Premises and equipment expense | $36,000 | 8,173 |
| Additional noninterest expense | $41,000 | 8,683 |
| Pre-tax net operating income | $43,000 | 7,991 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $43,000 | 7,953 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $43,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $43,000 | 7,957 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $177,000 | 8,581 |
| Total interest expense | $51,000 | 8,521 |
| Net interest income | $126,000 | 8,563 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $125,000 | 8,538 |
| Salaries and employee benefits | $83,000 | 8,392 |
| Premises and equipment expense | $21,000 | 8,027 |
| Additional noninterest expense | $21,000 | 8,687 |
| Pre-tax net operating income | $19,000 | 8,041 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $19,000 | 7,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $19,000 | 7,988 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 8,557 |
| Total interest expense | $156,000 | 8,528 |
| Net interest income | $488,000 | 8,541 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $37,000 | 8,501 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $30,000 | 7,354 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,000 | 8,497 |
| Total noninterest expense | $495,000 | 8,565 |
| Salaries and employee benefits | $360,000 | 8,335 |
| Premises and equipment expense | $53,000 | 8,432 |
| Additional noninterest expense | $82,000 | 8,745 |
| Pre-tax net operating income | $5,000 | 8,228 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $5,000 | 8,262 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,000 | 8,235 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $477,000 | 8,614 |
| Total interest expense | $111,000 | 8,574 |
| Net interest income | $366,000 | 8,592 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $29,000 | 8,547 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 7,393 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $330,000 | 8,631 |
| Salaries and employee benefits | $229,000 | 8,463 |
| Premises and equipment expense | $40,000 | 8,431 |
| Additional noninterest expense | $61,000 | 8,755 |
| Pre-tax net operating income | $65,000 | 8,132 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $65,000 | 8,131 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $65,000 | 8,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $65,000 | 8,096 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $313,000 | 8,627 |
| Total interest expense | $69,000 | 8,593 |
| Net interest income | $244,000 | 8,603 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $20,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $15,000 | 7,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $217,000 | 8,646 |
| Salaries and employee benefits | $153,000 | 8,478 |
| Premises and equipment expense | $24,000 | 8,492 |
| Additional noninterest expense | $40,000 | 8,764 |
| Pre-tax net operating income | $47,000 | 8,153 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $47,000 | 8,127 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $47,000 | 8,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $47,000 | 8,093 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $153,000 | 8,715 |
| Total interest expense | $33,000 | 8,675 |
| Net interest income | $120,000 | 8,693 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $12,000 | 8,547 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $109,000 | 8,701 |
| Salaries and employee benefits | $77,000 | 8,534 |
| Premises and equipment expense | $12,000 | 8,542 |
| Additional noninterest expense | $20,000 | 8,824 |
| Pre-tax net operating income | $23,000 | 8,227 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $23,000 | 8,206 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $23,000 | 8,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $23,000 | 8,179 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $569,000 | 8,719 |
| Total interest expense | $121,000 | 8,690 |
| Net interest income | $448,000 | 8,696 |
| Provision for loan and lease losses | $34,000 | 6,353 |
| Total noninterest income | $39,000 | 8,657 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $28,000 | 7,573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,000 | 8,496 |
| Total noninterest expense | $448,000 | 8,735 |
| Salaries and employee benefits | $326,000 | 8,531 |
| Premises and equipment expense | $45,000 | 8,651 |
| Additional noninterest expense | $77,000 | 8,884 |
| Pre-tax net operating income | $5,000 | 8,369 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $5,000 | 8,421 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,000 | 8,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,000 | 8,388 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $426,000 | 8,773 |
| Total interest expense | $90,000 | 8,749 |
| Net interest income | $336,000 | 8,748 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $29,000 | 8,709 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $19,000 | 7,648 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 8,467 |
| Total noninterest expense | $316,000 | 8,791 |
| Salaries and employee benefits | $227,000 | 8,606 |
| Premises and equipment expense | $33,000 | 8,685 |
| Additional noninterest expense | $56,000 | 8,928 |
| Pre-tax net operating income | $49,000 | 8,304 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $49,000 | 8,321 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $49,000 | 8,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,728 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $49,000 | 8,283 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $284,000 | 8,844 |
| Total interest expense | $59,000 | 8,816 |
| Net interest income | $225,000 | 8,803 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $21,000 | 8,748 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $12,000 | 7,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $208,000 | 8,860 |
| Salaries and employee benefits | $151,000 | 8,669 |
| Premises and equipment expense | $22,000 | 8,731 |
| Additional noninterest expense | $35,000 | 8,993 |
| Pre-tax net operating income | $38,000 | 8,306 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $38,000 | 8,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $38,000 | 8,267 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $142,000 | 8,886 |
| Total interest expense | $29,000 | 8,866 |
| Net interest income | $113,000 | 8,841 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $14,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $104,000 | 8,892 |
| Salaries and employee benefits | $76,000 | 8,700 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $17,000 | 9,037 |
| Pre-tax net operating income | $23,000 | 8,280 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $23,000 | 8,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $23,000 | 8,203 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 8,919 |
| Total interest expense | $140,000 | 8,880 |
| Net interest income | $413,000 | 8,885 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $35,000 | 8,896 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $22,000 | 7,818 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $435,000 | 8,923 |
| Salaries and employee benefits | $312,000 | 8,731 |
| Premises and equipment expense | $44,000 | 8,852 |
| Additional noninterest expense | $79,000 | 9,063 |
| Pre-tax net operating income | $-112,000 | 8,644 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-112,000 | 8,728 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-112,000 | 8,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,755 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-112,000 | 8,656 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $417,000 | 9,001 |
| Total interest expense | $109,000 | 8,965 |
| Net interest income | $308,000 | 8,969 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $25,000 | 8,985 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $16,000 | 7,891 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $319,000 | 8,978 |
| Salaries and employee benefits | $232,000 | 8,748 |
| Premises and equipment expense | $34,000 | 8,874 |
| Additional noninterest expense | $53,000 | 9,142 |
| Pre-tax net operating income | $14,000 | 8,580 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $13,000 | 8,683 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $13,000 | 8,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,571 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $13,000 | 8,586 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $282,000 | 9,040 |
| Total interest expense | $76,000 | 9,008 |
| Net interest income | $206,000 | 9,005 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $17,000 | 9,018 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $9,000 | 7,940 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $215,000 | 8,996 |
| Salaries and employee benefits | $156,000 | 8,766 |
| Premises and equipment expense | $23,000 | 8,876 |
| Additional noninterest expense | $36,000 | 9,164 |
| Pre-tax net operating income | $8,000 | 8,619 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $8,000 | 8,721 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,819 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,000 | 8,606 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $143,000 | 9,091 |
| Total interest expense | $40,000 | 9,051 |
| Net interest income | $103,000 | 9,059 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $8,000 | 9,052 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,000 | 7,983 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $108,000 | 9,036 |
| Salaries and employee benefits | $79,000 | 8,788 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $18,000 | 9,208 |
| Pre-tax net operating income | $3,000 | 8,657 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $3,000 | 8,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,000 | 8,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,716 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,000 | 8,616 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 9,106 |
| Total interest expense | $198,000 | 9,069 |
| Net interest income | $419,000 | 9,075 |
| Provision for loan and lease losses | $23,000 | 7,437 |
| Total noninterest income | $56,000 | 8,914 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $23,000 | 7,944 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 8,097 |
| Total noninterest expense | $463,000 | 9,045 |
| Salaries and employee benefits | $320,000 | 8,823 |
| Premises and equipment expense | $43,000 | 9,009 |
| Additional noninterest expense | $100,000 | 9,165 |
| Pre-tax net operating income | $-11,000 | 8,661 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-12,000 | 8,873 |
| Income before extraordinary items | $1,000 | 8,719 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,000 | 8,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,000 | 8,636 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $796,000 | 9,279 |
| Total interest expense | $313,000 | 9,275 |
| Net interest income | $483,000 | 9,215 |
| Provision for loan and lease losses | $11,000 | 7,912 |
| Total noninterest income | $34,000 | 9,324 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $17,000 | 8,172 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,000 | 8,847 |
| Total noninterest expense | $496,000 | 9,190 |
| Salaries and employee benefits | $347,000 | 8,859 |
| Premises and equipment expense | $47,000 | 9,175 |
| Additional noninterest expense | $102,000 | 9,370 |
| Pre-tax net operating income | $10,000 | 8,679 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,000 | 7,858 |
| Income before extraordinary items | $9,000 | 8,783 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $9,000 | 8,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $9,000 | 8,700 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 9,501 |
| Total interest expense | $326,000 | 9,514 |
| Net interest income | $533,000 | 9,403 |
| Provision for loan and lease losses | $29,000 | 7,312 |
| Total noninterest income | $42,000 | 9,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 8,890 |
| Total noninterest expense | $540,000 | 9,290 |
| Salaries and employee benefits | $385,000 | 8,828 |
| Premises and equipment expense | $68,000 | 9,023 |
| Additional noninterest expense | $87,000 | 9,708 |
| Pre-tax net operating income | $6,000 | 9,095 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $5,000 | 9,130 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,000 | 9,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,000 | 9,113 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 9,749 |
| Total interest expense | $315,000 | 9,783 |
| Net interest income | $520,000 | 9,654 |
| Provision for loan and lease losses | $33,000 | 7,151 |
| Total noninterest income | $32,000 | 9,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 8,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $517,000 | 9,589 |
| Salaries and employee benefits | $368,000 | 9,074 |
| Premises and equipment expense | $71,000 | 9,201 |
| Additional noninterest expense | $78,000 | 10,058 |
| Pre-tax net operating income | $2,000 | 9,397 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $6,000 | 9,424 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,000 | 9,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,700 | 9,411 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 9,918 |
| Total interest expense | $390,000 | 9,906 |
| Net interest income | $533,000 | 9,857 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $28,000 | 10,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $459,000 | 9,904 |
| Salaries and employee benefits | $297,000 | 9,639 |
| Premises and equipment expense | $66,000 | 9,435 |
| Additional noninterest expense | $96,000 | 10,159 |
| Pre-tax net operating income | $-8,000 | 9,816 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-3,000 | 9,846 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-3,000 | 9,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,781 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-8,000 | 9,808 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 10,380 |
| Total interest expense | $379,000 | 10,369 |
| Net interest income | $544,000 | 10,294 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $26,000 | 10,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,577 |
| Total noninterest expense | $511,000 | 10,087 |
| Salaries and employee benefits | $366,000 | 9,485 |
| Premises and equipment expense | $49,000 | 10,222 |
| Additional noninterest expense | $96,000 | 10,560 |
| Pre-tax net operating income | $34,000 | 10,286 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $7,000 | 9,935 |
| Income before extraordinary items | $27,000 | 10,334 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $27,000 | 10,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $27,000 | 10,296 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 10,937 |
| Total interest expense | $369,000 | 10,943 |
| Net interest income | $521,000 | 10,847 |
| Provision for loan and lease losses | $16,000 | 8,168 |
| Total noninterest income | $32,000 | 11,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $504,000 | 10,568 |
| Salaries and employee benefits | $385,000 | 9,714 |
| Premises and equipment expense | $29,000 | 11,154 |
| Additional noninterest expense | $90,000 | 11,161 |
| Pre-tax net operating income | $33,000 | 10,669 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $12,000 | 10,336 |
| Income before extraordinary items | $21,000 | 10,735 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $21,000 | 10,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $21,000 | 10,677 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 11,381 |
| Total interest expense | $391,000 | 11,356 |
| Net interest income | $545,000 | 11,288 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $40,000 | 11,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 9,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $549,000 | 10,800 |
| Salaries and employee benefits | $423,000 | 9,757 |
| Premises and equipment expense | $37,000 | 11,447 |
| Additional noninterest expense | $89,000 | 11,708 |
| Pre-tax net operating income | $36,000 | 11,363 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $7,000 | 10,980 |
| Income before extraordinary items | $29,000 | 11,392 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $29,000 | 11,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $29,000 | 11,357 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 12,027 |
| Total interest expense | $317,000 | 11,971 |
| Net interest income | $510,000 | 11,971 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $39,000 | 12,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 10,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $509,000 | 11,569 |
| Salaries and employee benefits | $379,000 | 10,473 |
| Premises and equipment expense | $34,000 | 12,133 |
| Additional noninterest expense | $96,000 | 12,328 |
| Pre-tax net operating income | $40,000 | 11,952 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $8,000 | 11,420 |
| Income before extraordinary items | $32,000 | 11,909 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $32,000 | 11,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $32,000 | 11,952 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 12,557 |
| Total interest expense | $320,000 | 12,588 |
| Net interest income | $545,000 | 12,409 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $39,000 | 12,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $531,000 | 11,998 |
| Salaries and employee benefits | $379,000 | 10,848 |
| Premises and equipment expense | $43,000 | 12,433 |
| Additional noninterest expense | $109,000 | 12,860 |
| Pre-tax net operating income | $53,000 | 12,167 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $10,000 | 11,823 |
| Income before extraordinary items | $43,000 | 12,293 |
| Extraordinary gains, net | $-11,000 | 12,328 |
| Net income | $32,000 | 12,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $43,000 | 12,152 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 13,128 |
| Total interest expense | $401,000 | 13,174 |
| Net interest income | $536,000 | 12,947 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $45,000 | 13,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $520,000 | 12,524 |
| Salaries and employee benefits | $342,000 | 11,529 |
| Premises and equipment expense | $33,000 | 13,314 |
| Additional noninterest expense | $145,000 | 13,029 |
| Pre-tax net operating income | $55,000 | 12,384 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-7,000 | 13,388 |
| Income before extraordinary items | $62,000 | 12,448 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $62,000 | 12,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $62,000 | 12,163 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.