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Pilot Grove Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$36,201,0001,207
Total interest expense$10,802,0001,222
Net interest income$25,399,0001,190
Provision for loan and lease losses$03,275
Total noninterest income$3,800,0001,406
Gross Fiduciary activities income$65,000750
Service charges on deposit accounts$1,214,000867
Trading account gains and feesNANA
Additional Noninterest Income$2,521,0001,411
Total noninterest expense$13,532,0001,657
Salaries and employee benefits$7,349,0001,713
Premises and equipment expense$1,515,0001,529
Additional noninterest expense$2,521,0001,411
Pre-tax net operating income$15,667,000828
Securities gains (losses)$-1,763,0004,383
Applicable income taxes$669,0001,714
Income before extraordinary items$13,235,000810
Extraordinary gains, net$054
Net income$13,235,000822
Minority interest net income$088
Net income of bank and minority interests.$13,235,000813
Net charge-offs$98,0001,514
Cash dividends$5,625,000737
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,909,850752
2023-09-30 (YTD Data)Rank
Total interest income$26,341,0001,215
Total interest expense$7,483,0001,218
Net interest income$18,858,0001,204
Provision for loan and lease losses$03,085
Total noninterest income$2,888,0001,387
Gross Fiduciary activities income$62,000732
Service charges on deposit accounts$891,000880
Trading account gains and feesNANA
Additional Noninterest Income$1,935,0001,382
Total noninterest expense$10,103,0001,658
Salaries and employee benefits$5,564,0001,696
Premises and equipment expense$1,120,0001,544
Additional noninterest expense$1,935,0001,382
Pre-tax net operating income$11,643,000863
Securities gains (losses)$-1,178,0004,462
Applicable income taxes$503,0001,751
Income before extraordinary items$9,962,000838
Extraordinary gains, net$052
Net income$9,962,000842
Minority interest net income$081
Net income of bank and minority interests.$9,962,000838
Net charge-offs$68,0001,351
Cash dividends$4,219,000683
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,081,100779
2023-06-30 (YTD Data)Rank
Total interest income$16,910,0001,221
Total interest expense$4,554,0001,194
Net interest income$12,356,0001,229
Provision for loan and lease losses$02,940
Total noninterest income$1,983,0001,305
Gross Fiduciary activities income$59,000708
Service charges on deposit accounts$581,000880
Trading account gains and feesNANA
Additional Noninterest Income$1,343,0001,268
Total noninterest expense$6,524,0001,696
Salaries and employee benefits$3,678,0001,703
Premises and equipment expense$706,0001,605
Additional noninterest expense$1,343,0001,267
Pre-tax net operating income$7,815,000864
Securities gains (losses)$-1,005,0004,524
Applicable income taxes$331,0001,782
Income before extraordinary items$6,479,000851
Extraordinary gains, net$051
Net income$6,479,000864
Minority interest net income$081
Net income of bank and minority interests.$6,479,000851
Net charge-offs$73,0001,048
Cash dividends$2,813,000669
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,433,750765
2023-03-31 (YTD Data)Rank
Total interest income$8,021,0001,254
Total interest expense$1,969,0001,205
Net interest income$6,052,0001,250
Provision for loan and lease losses$02,612
Total noninterest income$1,031,0001,272
Gross Fiduciary activities income$44,000703
Service charges on deposit accounts$288,000896
Trading account gains and feesNANA
Additional Noninterest Income$699,0001,216
Total noninterest expense$3,247,0001,717
Salaries and employee benefits$1,824,0001,739
Premises and equipment expense$346,0001,663
Additional noninterest expense$699,0001,216
Pre-tax net operating income$3,836,000909
Securities gains (losses)$-442,0004,539
Applicable income taxes$165,0001,808
Income before extraordinary items$3,229,000888
Extraordinary gains, net$04
Net income$3,229,000887
Minority interest net income$048
Net income of bank and minority interests.$3,229,000887
Net charge-offs$43,000859
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,648,900809
2022-12-31 (YTD Data)Rank
Total interest income$28,302,0001,202
Total interest expense$4,379,000870
Net interest income$23,923,0001,244
Provision for loan and lease losses$03,012
Total noninterest income$3,839,0001,410
Gross Fiduciary activities income$70,000775
Service charges on deposit accounts$1,187,000892
Trading account gains and feesNANA
Additional Noninterest Income$2,582,0001,383
Total noninterest expense$12,863,0001,685
Salaries and employee benefits$7,106,0001,730
Premises and equipment expense$1,571,0001,484
Additional noninterest expense$2,582,0001,383
Pre-tax net operating income$14,899,000943
Securities gains (losses)$-1,267,0004,489
Applicable income taxes$657,0001,843
Income before extraordinary items$12,975,000914
Extraordinary gains, net$05
Net income$12,975,000915
Minority interest net income$063
Net income of bank and minority interests.$12,975,000915
Net charge-offs$-308,0004,520
Cash dividends$5,469,000731
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,178,650861
2022-09-30 (YTD Data)Rank
Total interest income$20,669,0001,179
Total interest expense$3,017,000735
Net interest income$17,652,0001,235
Provision for loan and lease losses$02,835
Total noninterest income$2,901,0001,419
Gross Fiduciary activities income$68,000755
Service charges on deposit accounts$871,000920
Trading account gains and feesNANA
Additional Noninterest Income$1,962,0001,386
Total noninterest expense$9,811,0001,650
Salaries and employee benefits$5,634,0001,646
Premises and equipment expense$1,114,0001,548
Additional noninterest expense$1,962,0001,386
Pre-tax net operating income$10,742,000983
Securities gains (losses)$-3,0003,592
Applicable income taxes$522,0001,809
Income before extraordinary items$10,217,000879
Extraordinary gains, net$04
Net income$10,217,000879
Minority interest net income$057
Net income of bank and minority interests.$10,217,000879
Net charge-offs$-304,0004,565
Cash dividends$4,063,000679
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,219,850896
2022-06-30 (YTD Data)Rank
Total interest income$13,407,0001,166
Total interest expense$1,942,000610
Net interest income$11,465,0001,230
Provision for loan and lease losses$02,599
Total noninterest income$1,910,0001,423
Gross Fiduciary activities income$54,000712
Service charges on deposit accounts$539,000955
Trading account gains and feesNANA
Additional Noninterest Income$1,317,0001,428
Total noninterest expense$6,420,0001,658
Salaries and employee benefits$3,742,0001,641
Premises and equipment expense$733,0001,576
Additional noninterest expense$1,945,0001,637
Pre-tax net operating income$6,955,000955
Securities gains (losses)$-21,0004,100
Applicable income taxes$334,0001,776
Income before extraordinary items$6,600,000855
Extraordinary gains, net$04
Net income$6,600,000855
Minority interest net income$060
Net income of bank and minority interests.$6,600,000855
Net charge-offs$-325,0004,640
Cash dividends$2,656,000689
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,619,950867
2022-03-31 (YTD Data)Rank
Total interest income$6,579,0001,146
Total interest expense$960,000580
Net interest income$5,619,0001,214
Provision for loan and lease losses$02,285
Total noninterest income$989,0001,382
Gross Fiduciary activities income$40,000684
Service charges on deposit accounts$264,000969
Trading account gains and feesNANA
Additional Noninterest Income$685,0001,394
Total noninterest expense$3,241,0001,637
Salaries and employee benefits$1,866,0001,642
Premises and equipment expense$393,0001,497
Additional noninterest expense$982,0001,597
Pre-tax net operating income$3,367,000927
Securities gains (losses)$-9,0004,248
Applicable income taxes$163,0001,745
Income before extraordinary items$3,195,000842
Extraordinary gains, net$04
Net income$3,195,000841
Minority interest net income$050
Net income of bank and minority interests.$3,195,000842
Net charge-offs$-337,0004,718
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,203,550847
2021-12-31 (YTD Data)Rank
Total interest income$27,901,0001,114
Total interest expense$4,105,000656
Net interest income$23,796,0001,178
Provision for loan and lease losses$1,500,000397
Total noninterest income$3,910,0001,541
Gross Fiduciary activities income$32,000797
Service charges on deposit accounts$948,0001,008
Trading account gains and fees$0132
Additional Noninterest Income$2,930,0001,512
Total noninterest expense$12,831,0001,654
Salaries and employee benefits$7,405,0001,646
Premises and equipment expense$1,278,0001,741
Additional noninterest expense$4,148,0001,545
Pre-tax net operating income$13,375,0001,027
Securities gains (losses)$35,0001,278
Applicable income taxes$642,0001,932
Income before extraordinary items$12,768,000946
Extraordinary gains, net$010
Net income$12,768,000947
Minority interest net income$074
Net income of bank and minority interests.$12,768,000947
Net charge-offs$903,000451
Cash dividends$8,262,000552
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,734,750940
2021-09-30 (YTD Data)Rank
Total interest income$21,485,0001,123
Total interest expense$3,114,000687
Net interest income$18,371,0001,171
Provision for loan and lease losses$750,000580
Total noninterest income$2,977,0001,566
Gross Fiduciary activities income$29,000772
Service charges on deposit accounts$676,0001,036
Trading account gains and fees$0132
Additional Noninterest Income$2,272,0001,536
Total noninterest expense$9,490,0001,676
Salaries and employee benefits$5,504,0001,659
Premises and equipment expense$973,0001,741
Additional noninterest expense$3,013,0001,589
Pre-tax net operating income$11,108,000977
Securities gains (losses)$30,0001,255
Applicable income taxes$522,0001,949
Income before extraordinary items$10,616,000905
Extraordinary gains, net$08
Net income$10,616,000905
Minority interest net income$069
Net income of bank and minority interests.$10,616,000905
Net charge-offs$715,000403
Cash dividends$6,700,000498
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,587,500888
2021-06-30 (YTD Data)Rank
Total interest income$13,885,0001,146
Total interest expense$2,110,000706
Net interest income$11,775,0001,202
Provision for loan and lease losses$500,000605
Total noninterest income$1,988,0001,532
Gross Fiduciary activities income$26,000756
Service charges on deposit accounts$404,0001,090
Trading account gains and fees$0133
Additional Noninterest Income$1,558,0001,480
Total noninterest expense$6,346,0001,653
Salaries and employee benefits$3,736,0001,643
Premises and equipment expense$636,0001,766
Additional noninterest expense$1,974,0001,587
Pre-tax net operating income$6,917,0001,028
Securities gains (losses)$24,0001,123
Applicable income taxes$280,0002,070
Income before extraordinary items$6,661,000938
Extraordinary gains, net$06
Net income$6,661,000938
Minority interest net income$067
Net income of bank and minority interests.$6,661,000938
Net charge-offs$584,000362
Cash dividends$2,250,000772
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,637,960924
2021-03-31 (YTD Data)Rank
Total interest income$6,248,0001,257
Total interest expense$1,066,000750
Net interest income$5,182,0001,323
Provision for loan and lease losses$250,000680
Total noninterest income$1,078,0001,457
Gross Fiduciary activities income$4,000836
Service charges on deposit accounts$202,0001,074
Trading account gains and fees$0127
Additional Noninterest Income$872,0001,391
Total noninterest expense$2,964,0001,739
Salaries and employee benefits$1,750,0001,703
Premises and equipment expense$307,0001,815
Additional noninterest expense$907,0001,653
Pre-tax net operating income$3,046,0001,126
Securities gains (losses)$22,000857
Applicable income taxes$167,0001,937
Income before extraordinary items$2,901,0001,053
Extraordinary gains, net$03
Net income$2,901,0001,053
Minority interest net income$055
Net income of bank and minority interests.$2,901,0001,053
Net charge-offs$447,000282
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,880,1001,026
2020-12-31 (YTD Data)Rank
Total interest income$26,027,0001,194
Total interest expense$5,585,000853
Net interest income$20,442,0001,258
Provision for loan and lease losses$300,0002,662
Total noninterest income$3,306,0001,633
Gross Fiduciary activities income$30,000820
Service charges on deposit accounts$993,000957
Trading account gains and fees$0133
Additional Noninterest Income$2,283,0001,669
Total noninterest expense$12,368,0001,667
Salaries and employee benefits$6,700,0001,733
Premises and equipment expense$1,211,0001,792
Additional noninterest expense$4,457,0001,408
Pre-tax net operating income$11,080,000977
Securities gains (losses)$-8,0004,802
Applicable income taxes$530,0001,902
Income before extraordinary items$10,542,000910
Extraordinary gains, net$04
Net income$10,542,000910
Minority interest net income$072
Net income of bank and minority interests.$10,542,000910
Net charge-offs$474,0001,003
Cash dividends$4,375,000855
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,549,600877
2020-09-30 (YTD Data)Rank
Total interest income$19,463,0001,191
Total interest expense$4,253,000900
Net interest income$15,210,0001,248
Provision for loan and lease losses$04,239
Total noninterest income$2,497,0001,583
Gross Fiduciary activities income$23,000799
Service charges on deposit accounts$735,000963
Trading account gains and fees$0125
Additional Noninterest Income$1,739,0001,612
Total noninterest expense$9,082,0001,674
Salaries and employee benefits$4,944,0001,744
Premises and equipment expense$863,0001,850
Additional noninterest expense$3,275,0001,413
Pre-tax net operating income$8,625,000908
Securities gains (losses)$-15,0004,829
Applicable income taxes$413,0001,851
Income before extraordinary items$8,197,000841
Extraordinary gains, net$04
Net income$8,197,000841
Minority interest net income$065
Net income of bank and minority interests.$8,197,000841
Net charge-offs$400,000869
Cash dividends$3,125,000786
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,211,250812
2020-06-30 (YTD Data)Rank
Total interest income$13,015,0001,208
Total interest expense$2,865,000954
Net interest income$10,150,0001,255
Provision for loan and lease losses$04,134
Total noninterest income$1,564,0001,583
Gross Fiduciary activities income$13,000812
Service charges on deposit accounts$477,000990
Trading account gains and fees$0123
Additional Noninterest Income$1,074,0001,605
Total noninterest expense$5,967,0001,690
Salaries and employee benefits$3,264,0001,756
Premises and equipment expense$553,0001,887
Additional noninterest expense$2,150,0001,414
Pre-tax net operating income$5,747,000847
Securities gains (losses)$-19,0004,849
Applicable income taxes$287,0001,780
Income before extraordinary items$5,441,000784
Extraordinary gains, net$04
Net income$5,441,000784
Minority interest net income$065
Net income of bank and minority interests.$5,441,000784
Net charge-offs$390,000692
Cash dividends$1,875,000850
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,459,050753
2020-03-31 (YTD Data)Rank
Total interest income$6,595,0001,201
Total interest expense$1,423,0001,057
Net interest income$5,172,0001,209
Provision for loan and lease losses$03,711
Total noninterest income$842,0001,430
Gross Fiduciary activities income$5,000829
Service charges on deposit accounts$305,000929
Trading account gains and fees$0106
Additional Noninterest Income$532,0001,461
Total noninterest expense$2,917,0001,735
Salaries and employee benefits$1,588,0001,803
Premises and equipment expense$278,0001,903
Additional noninterest expense$1,051,0001,457
Pre-tax net operating income$3,097,000712
Securities gains (losses)$-24,0004,896
Applicable income taxes$153,0001,616
Income before extraordinary items$2,920,000669
Extraordinary gains, net$04
Net income$2,920,000669
Minority interest net income$056
Net income of bank and minority interests.$2,920,000669
Net charge-offs$7,0001,991
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,942,800644
2019-12-31 (YTD Data)Rank
Total interest income$26,016,0001,212
Total interest expense$5,513,0001,146
Net interest income$20,503,0001,231
Provision for loan and lease losses$03,973
Total noninterest income$3,287,0001,481
Gross Fiduciary activities income$19,000880
Service charges on deposit accounts$1,370,000872
Trading account gains and fees$0135
Additional Noninterest Income$1,898,0001,586
Total noninterest expense$12,035,0001,639
Salaries and employee benefits$6,218,0001,795
Premises and equipment expense$1,305,0001,685
Additional noninterest expense$4,512,0001,358
Pre-tax net operating income$11,755,000924
Securities gains (losses)$69,0001,106
Applicable income taxes$568,0001,885
Income before extraordinary items$11,256,000855
Extraordinary gains, net$011
Net income$11,256,000856
Minority interest net income$076
Net income of bank and minority interests.$11,256,000856
Net charge-offs$84,0002,317
Cash dividends$7,238,000610
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,190,450833
2019-09-30 (YTD Data)Rank
Total interest income$19,394,0001,226
Total interest expense$4,014,0001,182
Net interest income$15,380,0001,243
Provision for loan and lease losses$03,836
Total noninterest income$2,487,0001,475
Gross Fiduciary activities income$14,000859
Service charges on deposit accounts$1,009,000883
Trading account gains and fees$0129
Additional Noninterest Income$1,464,0001,559
Total noninterest expense$8,999,0001,662
Salaries and employee benefits$4,652,0001,803
Premises and equipment expense$972,0001,708
Additional noninterest expense$3,375,0001,368
Pre-tax net operating income$8,868,000931
Securities gains (losses)$67,000956
Applicable income taxes$427,0001,934
Income before extraordinary items$8,508,000858
Extraordinary gains, net$011
Net income$8,508,000859
Minority interest net income$072
Net income of bank and minority interests.$8,508,000859
Net charge-offs$-116,0004,999
Cash dividends$5,800,000550
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,444,350846
2019-06-30 (YTD Data)Rank
Total interest income$12,717,0001,242
Total interest expense$2,584,0001,194
Net interest income$10,133,0001,260
Provision for loan and lease losses$03,685
Total noninterest income$1,652,0001,451
Gross Fiduciary activities income$6,000896
Service charges on deposit accounts$657,000889
Trading account gains and fees$0131
Additional Noninterest Income$989,0001,508
Total noninterest expense$5,982,0001,665
Salaries and employee benefits$3,091,0001,808
Premises and equipment expense$649,0001,716
Additional noninterest expense$2,242,0001,391
Pre-tax net operating income$5,803,000925
Securities gains (losses)$54,000731
Applicable income taxes$282,0001,915
Income before extraordinary items$5,575,000845
Extraordinary gains, net$011
Net income$5,575,000845
Minority interest net income$069
Net income of bank and minority interests.$5,575,000845
Net charge-offs$-95,0005,048
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,523,700831
2019-03-31 (YTD Data)Rank
Total interest income$6,241,0001,256
Total interest expense$1,219,0001,215
Net interest income$5,022,0001,264
Provision for loan and lease losses$03,406
Total noninterest income$819,0001,412
Gross Fiduciary activities income$1,000931
Service charges on deposit accounts$328,000885
Trading account gains and fees$0126
Additional Noninterest Income$490,0001,465
Total noninterest expense$3,024,0001,646
Salaries and employee benefits$1,554,0001,815
Premises and equipment expense$352,0001,626
Additional noninterest expense$1,118,0001,384
Pre-tax net operating income$2,817,000914
Securities gains (losses)$01,087
Applicable income taxes$141,0001,888
Income before extraordinary items$2,676,000865
Extraordinary gains, net$05
Net income$2,676,000864
Minority interest net income$052
Net income of bank and minority interests.$2,676,000864
Net charge-offs$-17,0004,823
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,676,000846
2018-12-31 (YTD Data)Rank
Total interest income$24,583,0001,200
Total interest expense$3,866,0001,170
Net interest income$20,717,0001,205
Provision for loan and lease losses$04,082
Total noninterest income$3,124,0001,497
Gross Fiduciary activities income$10,000946
Service charges on deposit accounts$1,435,000849
Trading account gains and fees$0126
Additional Noninterest Income$1,679,0001,673
Total noninterest expense$11,732,0001,651
Salaries and employee benefits$6,041,0001,795
Premises and equipment expense$1,387,0001,615
Additional noninterest expense$4,304,0001,406
Pre-tax net operating income$12,109,000897
Securities gains (losses)$2,000956
Applicable income taxes$581,0001,854
Income before extraordinary items$11,530,000817
Extraordinary gains, net$06
Net income$11,530,000815
Minority interest net income$072
Net income of bank and minority interests.$11,530,000816
Net charge-offs$-2,0004,252
Cash dividends$6,875,000570
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,528,100815
2018-09-30 (YTD Data)Rank
Total interest income$18,292,0001,191
Total interest expense$2,841,0001,118
Net interest income$15,451,0001,209
Provision for loan and lease losses$03,948
Total noninterest income$2,324,0001,523
Gross Fiduciary activities income$10,000911
Service charges on deposit accounts$1,047,000869
Trading account gains and fees$0138
Additional Noninterest Income$1,267,0001,685
Total noninterest expense$8,484,0001,707
Salaries and employee benefits$4,251,0001,891
Premises and equipment expense$1,030,0001,635
Additional noninterest expense$3,203,0001,436
Pre-tax net operating income$9,291,000880
Securities gains (losses)$1,0001,016
Applicable income taxes$448,0001,892
Income before extraordinary items$8,844,000798
Extraordinary gains, net$05
Net income$8,844,000797
Minority interest net income$066
Net income of bank and minority interests.$8,844,000797
Net charge-offs$-39,0004,851
Cash dividends$3,500,000710
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,843,050795
2018-06-30 (YTD Data)Rank
Total interest income$12,083,0001,190
Total interest expense$1,863,0001,074
Net interest income$10,220,0001,214
Provision for loan and lease losses$03,782
Total noninterest income$1,499,0001,567
Gross Fiduciary activities income$9,000899
Service charges on deposit accounts$664,000906
Trading account gains and fees$0130
Additional Noninterest Income$826,0001,707
Total noninterest expense$5,606,0001,736
Salaries and employee benefits$2,829,0001,909
Premises and equipment expense$690,0001,640
Additional noninterest expense$2,087,0001,457
Pre-tax net operating income$6,113,000879
Securities gains (losses)$0961
Applicable income taxes$295,0001,882
Income before extraordinary items$5,818,000791
Extraordinary gains, net$06
Net income$5,818,000790
Minority interest net income$065
Net income of bank and minority interests.$5,818,000790
Net charge-offs$57,0001,671
Cash dividends$1,500,000946
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,818,000790
2018-03-31 (YTD Data)Rank
Total interest income$5,942,0001,202
Total interest expense$897,0001,060
Net interest income$5,045,0001,225
Provision for loan and lease losses$03,508
Total noninterest income$743,0001,559
Gross Fiduciary activities income$2,000930
Service charges on deposit accounts$323,000929
Trading account gains and fees$0123
Additional Noninterest Income$418,0001,668
Total noninterest expense$2,856,0001,707
Salaries and employee benefits$1,459,0001,886
Premises and equipment expense$372,0001,565
Additional noninterest expense$1,025,0001,480
Pre-tax net operating income$2,932,000885
Securities gains (losses)$0735
Applicable income taxes$140,0001,889
Income before extraordinary items$2,792,000795
Extraordinary gains, net$07
Net income$2,792,000795
Minority interest net income$052
Net income of bank and minority interests.$2,792,000795
Net charge-offs$15,0001,795
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,792,000787
2017-12-31 (YTD Data)Rank
Total interest income$23,662,0001,170
Total interest expense$3,400,000960
Net interest income$20,262,0001,199
Provision for loan and lease losses$1,100,000831
Total noninterest income$3,079,0001,556
Gross Fiduciary activities income$17,000938
Service charges on deposit accounts$1,376,000898
Trading account gains and fees$0151
Additional Noninterest Income$1,686,0001,692
Total noninterest expense$11,516,0001,665
Salaries and employee benefits$5,716,0001,888
Premises and equipment expense$1,429,0001,582
Additional noninterest expense$4,371,0001,401
Pre-tax net operating income$10,725,000938
Securities gains (losses)$25,0001,241
Applicable income taxes$519,0002,394
Income before extraordinary items$10,231,000738
Extraordinary gains, net$09
Net income$10,231,000737
Minority interest net income$076
Net income of bank and minority interests.$10,231,000738
Net charge-offs$657,000919
Cash dividends$4,563,000729
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,207,250732
2017-09-30 (YTD Data)Rank
Total interest income$17,567,0001,177
Total interest expense$2,520,000957
Net interest income$15,047,0001,212
Provision for loan and lease losses$600,0001,016
Total noninterest income$2,321,0001,563
Gross Fiduciary activities income$15,000906
Service charges on deposit accounts$1,013,000910
Trading account gains and fees$0145
Additional Noninterest Income$1,293,0001,691
Total noninterest expense$8,596,0001,685
Salaries and employee benefits$4,288,0001,884
Premises and equipment expense$1,044,0001,622
Additional noninterest expense$3,264,0001,395
Pre-tax net operating income$8,172,000938
Securities gains (losses)$16,0001,419
Applicable income taxes$393,0002,273
Income before extraordinary items$7,795,000783
Extraordinary gains, net$09
Net income$7,795,000783
Minority interest net income$071
Net income of bank and minority interests.$7,795,000783
Net charge-offs$471,000843
Cash dividends$3,625,000659
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,779,800770
2017-06-30 (YTD Data)Rank
Total interest income$11,627,0001,182
Total interest expense$1,661,000946
Net interest income$9,966,0001,216
Provision for loan and lease losses$300,0001,177
Total noninterest income$1,542,0001,567
Gross Fiduciary activities income$6,000958
Service charges on deposit accounts$661,000918
Trading account gains and fees$0139
Additional Noninterest Income$875,0001,675
Total noninterest expense$5,663,0001,704
Salaries and employee benefits$2,800,0001,932
Premises and equipment expense$693,0001,635
Additional noninterest expense$2,170,0001,399
Pre-tax net operating income$5,545,000903
Securities gains (losses)$01,906
Applicable income taxes$285,0002,187
Income before extraordinary items$5,260,000766
Extraordinary gains, net$011
Net income$5,260,000765
Minority interest net income$071
Net income of bank and minority interests.$5,260,000766
Net charge-offs$144,0001,273
Cash dividends$2,938,000555
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,260,000749
2017-03-31 (YTD Data)Rank
Total interest income$5,747,0001,179
Total interest expense$814,000944
Net interest income$4,933,0001,218
Provision for loan and lease losses$03,537
Total noninterest income$751,0001,592
Gross Fiduciary activities income$4,000935
Service charges on deposit accounts$325,000931
Trading account gains and fees$0142
Additional Noninterest Income$422,0001,699
Total noninterest expense$2,865,0001,715
Salaries and employee benefits$1,365,0002,000
Premises and equipment expense$391,0001,497
Additional noninterest expense$1,109,0001,368
Pre-tax net operating income$2,819,000869
Securities gains (losses)$01,153
Applicable income taxes$139,0002,186
Income before extraordinary items$2,680,000725
Extraordinary gains, net$08
Net income$2,680,000725
Minority interest net income$055
Net income of bank and minority interests.$2,680,000725
Net charge-offs$-29,0005,373
Cash dividends$1,500,000511
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,680,000713
2016-12-31 (YTD Data)Rank
Total interest income$23,216,0001,139
Total interest expense$3,445,000853
Net interest income$19,771,0001,190
Provision for loan and lease losses$1,300,000721
Total noninterest income$2,870,0001,694
Gross Fiduciary activities income$11,0001,007
Service charges on deposit accounts$1,314,000941
Trading account gains and fees$0170
Additional Noninterest Income$1,545,0001,851
Total noninterest expense$11,709,0001,658
Salaries and employee benefits$5,718,0001,871
Premises and equipment expense$1,527,0001,496
Additional noninterest expense$4,464,0001,393
Pre-tax net operating income$9,632,000952
Securities gains (losses)$78,0001,525
Applicable income taxes$465,0002,315
Income before extraordinary items$9,245,000815
Extraordinary gains, net$05
Net income$9,245,000815
Minority interest net income$082
Net income of bank and minority interests.$9,245,000814
Net charge-offs$907,000709
Cash dividends$8,544,000446
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,170,900803
2016-09-30 (YTD Data)Rank
Total interest income$17,400,0001,140
Total interest expense$2,616,000840
Net interest income$14,784,0001,189
Provision for loan and lease losses$300,0001,615
Total noninterest income$2,144,0001,693
Gross Fiduciary activities income$5,0001,019
Service charges on deposit accounts$968,000951
Trading account gains and fees$0169
Additional Noninterest Income$1,171,0001,846
Total noninterest expense$8,935,0001,623
Salaries and employee benefits$4,397,0001,811
Premises and equipment expense$1,182,0001,449
Additional noninterest expense$3,356,0001,387
Pre-tax net operating income$7,693,000921
Securities gains (losses)$46,0001,823
Applicable income taxes$386,0002,269
Income before extraordinary items$7,353,000774
Extraordinary gains, net$05
Net income$7,353,000775
Minority interest net income$071
Net income of bank and minority interests.$7,353,000774
Net charge-offs$415,000910
Cash dividends$7,919,000354
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,309,300752
2016-06-30 (YTD Data)Rank
Total interest income$11,583,0001,140
Total interest expense$1,766,000825
Net interest income$9,817,0001,195
Provision for loan and lease losses$04,017
Total noninterest income$1,436,0001,671
Gross Fiduciary activities income$1,0001,067
Service charges on deposit accounts$621,000969
Trading account gains and fees$0157
Additional Noninterest Income$814,0001,774
Total noninterest expense$5,839,0001,658
Salaries and employee benefits$2,925,0001,822
Premises and equipment expense$707,0001,608
Additional noninterest expense$2,207,0001,405
Pre-tax net operating income$5,414,000870
Securities gains (losses)$73,0001,167
Applicable income taxes$262,0002,255
Income before extraordinary items$5,225,000724
Extraordinary gains, net$016
Net income$5,225,000723
Minority interest net income$071
Net income of bank and minority interests.$5,225,000723
Net charge-offs$195,0001,140
Cash dividends$4,419,000402
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,155,650710
2016-03-31 (YTD Data)Rank
Total interest income$5,738,0001,151
Total interest expense$861,000841
Net interest income$4,877,0001,202
Provision for loan and lease losses$03,656
Total noninterest income$693,0001,678
Gross Fiduciary activities income$1,0001,021
Service charges on deposit accounts$299,0001,004
Trading account gains and fees$0142
Additional Noninterest Income$393,0001,764
Total noninterest expense$2,903,0001,672
Salaries and employee benefits$1,458,0001,843
Premises and equipment expense$364,0001,577
Additional noninterest expense$1,081,0001,420
Pre-tax net operating income$2,667,000850
Securities gains (losses)$2,0001,894
Applicable income taxes$90,0002,540
Income before extraordinary items$2,579,000710
Extraordinary gains, net$012
Net income$2,579,000709
Minority interest net income$062
Net income of bank and minority interests.$2,579,000710
Net charge-offs$52,0001,403
Cash dividends$2,319,000379
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,577,060691
2015-12-31 (YTD Data)Rank
Total interest income$22,674,0001,126
Total interest expense$3,615,000775
Net interest income$19,059,0001,201
Provision for loan and lease losses$1,800,000494
Total noninterest income$2,694,0001,729
Gross Fiduciary activities income$10,0001,040
Service charges on deposit accounts$1,298,000965
Trading account gains and fees$0159
Additional Noninterest Income$1,386,0001,952
Total noninterest expense$11,436,0001,663
Salaries and employee benefits$5,663,0001,843
Premises and equipment expense$1,454,0001,576
Additional noninterest expense$4,319,0001,429
Pre-tax net operating income$8,517,0001,022
Securities gains (losses)$86,0001,253
Applicable income taxes$223,0002,876
Income before extraordinary items$8,380,000854
Extraordinary gains, net$023
Net income$8,380,000855
Minority interest net income$081
Net income of bank and minority interests.$8,380,000854
Net charge-offs$1,173,000605
Cash dividends$11,425,000346
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,296,580844
2015-09-30 (YTD Data)Rank
Total interest income$16,895,0001,143
Total interest expense$2,733,000773
Net interest income$14,162,0001,211
Provision for loan and lease losses$900,000655
Total noninterest income$2,029,0001,737
Gross Fiduciary activities income$10,0001,006
Service charges on deposit accounts$962,000980
Trading account gains and fees$0153
Additional Noninterest Income$1,057,0001,955
Total noninterest expense$8,650,0001,669
Salaries and employee benefits$4,322,0001,816
Premises and equipment expense$1,062,0001,631
Additional noninterest expense$3,266,0001,435
Pre-tax net operating income$6,641,0001,008
Securities gains (losses)$71,0001,245
Applicable income taxes$172,0002,932
Income before extraordinary items$6,540,000826
Extraordinary gains, net$021
Net income$6,540,000827
Minority interest net income$078
Net income of bank and minority interests.$6,540,000826
Net charge-offs$632,000731
Cash dividends$8,912,000309
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,471,130816
2015-06-30 (YTD Data)Rank
Total interest income$11,171,0001,152
Total interest expense$1,832,000764
Net interest income$9,339,0001,217
Provision for loan and lease losses$600,000646
Total noninterest income$1,359,0001,728
Gross Fiduciary activities income$9,000987
Service charges on deposit accounts$621,000991
Trading account gains and fees$0157
Additional Noninterest Income$729,0001,921
Total noninterest expense$5,715,0001,692
Salaries and employee benefits$2,845,0001,846
Premises and equipment expense$697,0001,668
Additional noninterest expense$2,173,0001,436
Pre-tax net operating income$4,383,0001,010
Securities gains (losses)$71,0001,021
Applicable income taxes$130,0002,837
Income before extraordinary items$4,324,000836
Extraordinary gains, net$022
Net income$4,324,000836
Minority interest net income$075
Net income of bank and minority interests.$4,324,000836
Net charge-offs$487,000659
Cash dividends$2,969,000518
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,255,130823
2015-03-31 (YTD Data)Rank
Total interest income$5,518,0001,159
Total interest expense$908,000772
Net interest income$4,610,0001,227
Provision for loan and lease losses$300,000621
Total noninterest income$680,0001,699
Gross Fiduciary activities income$1,0001,061
Service charges on deposit accounts$297,0001,009
Trading account gains and fees$0152
Additional Noninterest Income$382,0001,829
Total noninterest expense$2,762,0001,736
Salaries and employee benefits$1,383,0001,900
Premises and equipment expense$339,0001,729
Additional noninterest expense$1,040,0001,480
Pre-tax net operating income$2,228,000969
Securities gains (losses)$4,0001,704
Applicable income taxes$88,0002,561
Income before extraordinary items$2,144,000818
Extraordinary gains, net$013
Net income$2,144,000816
Minority interest net income$064
Net income of bank and minority interests.$2,144,000818
Net charge-offs$129,000948
Cash dividends$1,469,000489
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,140,160790
2014-12-31 (YTD Data)Rank
Total interest income$21,493,0001,190
Total interest expense$3,842,000766
Net interest income$17,651,0001,266
Provision for loan and lease losses$1,800,000515
Total noninterest income$2,705,0001,691
Gross Fiduciary activities income$17,0001,028
Service charges on deposit accounts$1,380,000957
Trading account gains and fees$0180
Additional Noninterest Income$1,308,0001,953
Total noninterest expense$11,731,0001,635
Salaries and employee benefits$5,802,0001,778
Premises and equipment expense$2,183,0001,097
Additional noninterest expense$3,746,0001,657
Pre-tax net operating income$6,825,0001,188
Securities gains (losses)$43,0001,834
Applicable income taxes$417,0002,380
Income before extraordinary items$6,451,0001,027
Extraordinary gains, net$017
Net income$6,451,0001,026
Minority interest net income$084
Net income of bank and minority interests.$6,451,0001,026
Net charge-offs$1,440,000674
Cash dividends$5,875,000533
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,410,5801,013
2014-09-30 (YTD Data)Rank
Total interest income$15,959,0001,210
Total interest expense$2,896,000769
Net interest income$13,063,0001,288
Provision for loan and lease losses$900,000732
Total noninterest income$2,004,0001,706
Gross Fiduciary activities income$10,0001,033
Service charges on deposit accounts$1,030,000971
Trading account gains and fees$0174
Additional Noninterest Income$964,0001,983
Total noninterest expense$8,540,0001,685
Salaries and employee benefits$4,105,0001,883
Premises and equipment expense$1,143,0001,557
Additional noninterest expense$3,292,0001,447
Pre-tax net operating income$5,627,0001,098
Securities gains (losses)$5,0002,558
Applicable income taxes$306,0002,457
Income before extraordinary items$5,326,000933
Extraordinary gains, net$015
Net income$5,326,000932
Minority interest net income$081
Net income of bank and minority interests.$5,326,000932
Net charge-offs$347,0001,477
Cash dividends$2,938,000687
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,321,250915
2014-06-30 (YTD Data)Rank
Total interest income$10,469,0001,214
Total interest expense$1,942,000769
Net interest income$8,527,0001,303
Provision for loan and lease losses$600,000713
Total noninterest income$1,296,0001,725
Gross Fiduciary activities income$8,0001,022
Service charges on deposit accounts$657,0001,000
Trading account gains and fees$0172
Additional Noninterest Income$631,0001,980
Total noninterest expense$5,555,0001,711
Salaries and employee benefits$2,699,0001,911
Premises and equipment expense$683,0001,743
Additional noninterest expense$2,173,0001,454
Pre-tax net operating income$3,668,0001,093
Securities gains (losses)$-10,0006,291
Applicable income taxes$204,0002,400
Income before extraordinary items$3,454,000946
Extraordinary gains, net$020
Net income$3,454,000946
Minority interest net income$080
Net income of bank and minority interests.$3,454,000946
Net charge-offs$381,0001,075
Cash dividends$2,093,000623
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,463,400921
2014-03-31 (YTD Data)Rank
Total interest income$5,162,0001,229
Total interest expense$966,000786
Net interest income$4,196,0001,323
Provision for loan and lease losses$200,000985
Total noninterest income$650,0001,685
Gross Fiduciary activities income$4,0001,019
Service charges on deposit accounts$313,0001,027
Trading account gains and fees$0147
Additional Noninterest Income$333,0001,869
Total noninterest expense$2,901,0001,657
Salaries and employee benefits$1,390,0001,870
Premises and equipment expense$345,0001,743
Additional noninterest expense$1,166,0001,363
Pre-tax net operating income$1,745,0001,096
Securities gains (losses)$01,715
Applicable income taxes$102,0002,345
Income before extraordinary items$1,643,000951
Extraordinary gains, net$016
Net income$1,643,000951
Minority interest net income$066
Net income of bank and minority interests.$1,643,000952
Net charge-offs$33,0002,158
Cash dividends$406,0001,194
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,643,000932
2013-12-31 (YTD Data)Rank
Total interest income$18,448,0001,380
Total interest expense$3,838,000888
Net interest income$14,610,0001,488
Provision for loan and lease losses$600,0001,620
Total noninterest income$2,344,0001,931
Gross Fiduciary activities income$18,0001,052
Service charges on deposit accounts$1,329,0001,045
Trading account gains and fees$0184
Additional Noninterest Income$997,0002,387
Total noninterest expense$8,401,0002,250
Salaries and employee benefits$4,375,0002,297
Premises and equipment expense$959,0002,323
Additional noninterest expense$3,067,0002,044
Pre-tax net operating income$7,953,000970
Securities gains (losses)$-20,0006,330
Applicable income taxes$423,0002,321
Income before extraordinary items$7,510,000833
Extraordinary gains, net$029
Net income$7,510,000835
Minority interest net income$090
Net income of bank and minority interests.$7,510,000835
Net charge-offs$204,0002,992
Cash dividends$2,556,000987
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,529,000822
2013-09-30 (YTD Data)Rank
Total interest income$13,582,0001,415
Total interest expense$2,912,000908
Net interest income$10,670,0001,534
Provision for loan and lease losses$450,0001,622
Total noninterest income$1,753,0001,982
Gross Fiduciary activities income$7,0001,087
Service charges on deposit accounts$981,0001,056
Trading account gains and fees$0180
Additional Noninterest Income$765,0002,396
Total noninterest expense$6,077,0002,325
Salaries and employee benefits$3,166,0002,374
Premises and equipment expense$714,0002,372
Additional noninterest expense$2,197,0002,124
Pre-tax net operating income$5,896,000982
Securities gains (losses)$-20,0006,574
Applicable income taxes$300,0002,433
Income before extraordinary items$5,576,000854
Extraordinary gains, net$025
Net income$5,576,000855
Minority interest net income$084
Net income of bank and minority interests.$5,576,000856
Net charge-offs$113,0003,135
Cash dividends$1,744,000977
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,595,000834
2013-06-30 (YTD Data)Rank
Total interest income$8,969,0001,422
Total interest expense$2,009,000901
Net interest income$6,960,0001,558
Provision for loan and lease losses$300,0001,629
Total noninterest income$1,157,0002,019
Gross Fiduciary activities income$2,0001,138
Service charges on deposit accounts$632,0001,066
Trading account gains and fees$0157
Additional Noninterest Income$523,0002,420
Total noninterest expense$3,933,0002,375
Salaries and employee benefits$2,100,0002,394
Premises and equipment expense$496,0002,304
Additional noninterest expense$1,337,0002,292
Pre-tax net operating income$3,884,000974
Securities gains (losses)$-15,0006,691
Applicable income taxes$200,0002,431
Income before extraordinary items$3,669,000848
Extraordinary gains, net$022
Net income$3,669,000849
Minority interest net income$082
Net income of bank and minority interests.$3,669,000850
Net charge-offs$101,0002,750
Cash dividends$1,056,0001,035
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,683,250820
2013-03-31 (YTD Data)Rank
Total interest income$4,438,0001,441
Total interest expense$1,028,000907
Net interest income$3,410,0001,587
Provision for loan and lease losses$150,0001,610
Total noninterest income$602,0001,949
Gross Fiduciary activities income$1,0001,109
Service charges on deposit accounts$305,0001,093
Trading account gains and fees$0148
Additional Noninterest Income$296,0002,238
Total noninterest expense$1,945,0002,428
Salaries and employee benefits$1,029,0002,459
Premises and equipment expense$254,0002,287
Additional noninterest expense$662,0002,337
Pre-tax net operating income$1,917,000963
Securities gains (losses)$-15,0006,844
Applicable income taxes$100,0002,402
Income before extraordinary items$1,802,000848
Extraordinary gains, net$010
Net income$1,802,000849
Minority interest net income$076
Net income of bank and minority interests.$1,802,000850
Net charge-offs$44,0002,511
Cash dividends$81,0002,175
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,816,250804
2012-12-31 (YTD Data)Rank
Total interest income$17,828,0001,488
Total interest expense$4,249,0001,067
Net interest income$13,579,0001,617
Provision for loan and lease losses$800,0002,072
Total noninterest income$2,549,0001,845
Gross Fiduciary activities income$5,0001,186
Service charges on deposit accounts$1,510,000948
Trading account gains and fees$0166
Additional Noninterest Income$1,034,0002,327
Total noninterest expense$8,091,0002,327
Salaries and employee benefits$4,189,0002,353
Premises and equipment expense$1,064,0002,155
Additional noninterest expense$2,838,0002,286
Pre-tax net operating income$7,237,000978
Securities gains (losses)$13,0003,311
Applicable income taxes$392,0002,426
Income before extraordinary items$6,858,000872
Extraordinary gains, net$029
Net income$6,858,000872
Minority interest net income$093
Net income of bank and minority interests.$6,858,000872
Net charge-offs$98,0004,445
Cash dividends$2,669,000966
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,845,650813
2012-09-30 (YTD Data)Rank
Total interest income$13,237,0001,532
Total interest expense$3,172,0001,114
Net interest income$10,065,0001,661
Provision for loan and lease losses$500,0002,258
Total noninterest income$1,918,0001,837
Gross Fiduciary activities income$5,0001,144
Service charges on deposit accounts$1,150,000933
Trading account gains and fees$0157
Additional Noninterest Income$763,0002,336
Total noninterest expense$5,837,0002,435
Salaries and employee benefits$3,036,0002,428
Premises and equipment expense$786,0002,215
Additional noninterest expense$2,015,0002,400
Pre-tax net operating income$5,646,000964
Securities gains (losses)$13,0003,045
Applicable income taxes$261,0002,597
Income before extraordinary items$5,398,000842
Extraordinary gains, net$020
Net income$5,398,000840
Minority interest net income$086
Net income of bank and minority interests.$5,398,000842
Net charge-offs$39,0004,689
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,385,650785
2012-06-30 (YTD Data)Rank
Total interest income$8,668,0001,574
Total interest expense$2,095,0001,166
Net interest income$6,573,0001,693
Provision for loan and lease losses$500,0001,802
Total noninterest income$1,264,0001,843
Gross Fiduciary activities income$1,0001,200
Service charges on deposit accounts$742,000961
Trading account gains and fees$0153
Additional Noninterest Income$521,0002,273
Total noninterest expense$3,819,0002,476
Salaries and employee benefits$1,943,0002,523
Premises and equipment expense$528,0002,183
Additional noninterest expense$1,348,0002,409
Pre-tax net operating income$3,518,0001,009
Securities gains (losses)$03,178
Applicable income taxes$165,0002,628
Income before extraordinary items$3,353,000907
Extraordinary gains, net$019
Net income$3,353,000906
Minority interest net income$084
Net income of bank and minority interests.$3,353,000907
Net charge-offs$-45,0006,962
Cash dividends$1,056,000922
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,353,000848
2012-03-31 (YTD Data)Rank
Total interest income$4,331,0001,591
Total interest expense$1,030,0001,236
Net interest income$3,301,0001,677
Provision for loan and lease losses$150,0002,302
Total noninterest income$654,0001,797
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$356,000993
Trading account gains and fees$0148
Additional Noninterest Income$298,0002,106
Total noninterest expense$1,926,0002,451
Salaries and employee benefits$972,0002,544
Premises and equipment expense$266,0002,166
Additional noninterest expense$688,0002,321
Pre-tax net operating income$1,879,000945
Securities gains (losses)$02,210
Applicable income taxes$75,0002,697
Income before extraordinary items$1,804,000835
Extraordinary gains, net$019
Net income$1,804,000834
Minority interest net income$078
Net income of bank and minority interests.$1,804,000836
Net charge-offs$-73,0007,137
Cash dividends$212,0001,537
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,804,000785
2011-12-31 (YTD Data)Rank
Total interest income$16,059,0001,754
Total interest expense$4,123,0001,465
Net interest income$11,936,0001,855
Provision for loan and lease losses$1,000,0002,401
Total noninterest income$2,138,0001,901
Gross Fiduciary activities income$5,0001,160
Service charges on deposit accounts$1,317,0001,115
Trading account gains and fees$0146
Additional Noninterest Income$816,0002,415
Total noninterest expense$7,585,0002,488
Salaries and employee benefits$3,715,0002,587
Premises and equipment expense$983,0002,445
Additional noninterest expense$2,887,0002,281
Pre-tax net operating income$5,489,0001,089
Securities gains (losses)$03,838
Applicable income taxes$295,0002,550
Income before extraordinary items$5,194,000967
Extraordinary gains, net$029
Net income$5,194,000966
Minority interest net income$096
Net income of bank and minority interests.$5,194,000967
Net charge-offs$339,0003,658
Cash dividends$2,219,000880
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,194,000936
2011-09-30 (YTD Data)Rank
Total interest income$11,842,0001,800
Total interest expense$3,079,0001,532
Net interest income$8,763,0001,888
Provision for loan and lease losses$500,0002,879
Total noninterest income$1,613,0001,904
Gross Fiduciary activities income$5,0001,103
Service charges on deposit accounts$965,0001,145
Trading account gains and fees$0145
Additional Noninterest Income$643,0002,329
Total noninterest expense$5,358,0002,624
Salaries and employee benefits$2,625,0002,739
Premises and equipment expense$741,0002,455
Additional noninterest expense$1,992,0002,474
Pre-tax net operating income$4,518,0001,028
Securities gains (losses)$03,555
Applicable income taxes$207,0002,633
Income before extraordinary items$4,311,000890
Extraordinary gains, net$021
Net income$4,311,000889
Minority interest net income$087
Net income of bank and minority interests.$4,311,000890
Net charge-offs$123,0004,225
Cash dividends$1,125,0001,057
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,311,000849
2011-06-30 (YTD Data)Rank
Total interest income$7,820,0001,833
Total interest expense$2,059,0001,591
Net interest income$5,761,0001,916
Provision for loan and lease losses$500,0002,302
Total noninterest income$1,051,0001,923
Gross Fiduciary activities income$1,0001,171
Service charges on deposit accounts$621,0001,176
Trading account gains and fees$0153
Additional Noninterest Income$429,0002,334
Total noninterest expense$3,535,0002,673
Salaries and employee benefits$1,730,0002,785
Premises and equipment expense$502,0002,442
Additional noninterest expense$1,303,0002,548
Pre-tax net operating income$2,777,0001,074
Securities gains (losses)$02,914
Applicable income taxes$145,0002,549
Income before extraordinary items$2,632,000939
Extraordinary gains, net$015
Net income$2,632,000937
Minority interest net income$089
Net income of bank and minority interests.$2,632,000939
Net charge-offs$21,0005,023
Cash dividends$750,0001,056
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,632,000909
2011-03-31 (YTD Data)Rank
Total interest income$3,870,0001,859
Total interest expense$1,039,0001,631
Net interest income$2,831,0001,942
Provision for loan and lease losses$300,0001,892
Total noninterest income$539,0001,879
Gross Fiduciary activities income$1,0001,126
Service charges on deposit accounts$297,0001,197
Trading account gains and fees$0158
Additional Noninterest Income$241,0002,201
Total noninterest expense$1,767,0002,685
Salaries and employee benefits$836,0002,890
Premises and equipment expense$252,0002,480
Additional noninterest expense$679,0002,442
Pre-tax net operating income$1,303,0001,122
Securities gains (losses)$01,772
Applicable income taxes$82,0002,391
Income before extraordinary items$1,221,000991
Extraordinary gains, net$09
Net income$1,221,000992
Minority interest net income$086
Net income of bank and minority interests.$1,221,000991
Net charge-offs$-14,0007,105
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,221,000970
2010-12-31 (YTD Data)Rank
Total interest income$15,042,0002,008
Total interest expense$4,453,0001,812
Net interest income$10,589,0002,062
Provision for loan and lease losses$1,500,0002,460
Total noninterest income$2,078,0002,034
Gross Fiduciary activities income$5,0001,223
Service charges on deposit accounts$1,247,0001,206
Trading account gains and fees$0175
Additional Noninterest Income$826,0002,448
Total noninterest expense$6,901,0002,754
Salaries and employee benefits$3,548,0002,691
Premises and equipment expense$975,0002,533
Additional noninterest expense$2,378,0002,790
Pre-tax net operating income$4,266,0001,193
Securities gains (losses)$2,0003,620
Applicable income taxes$203,0002,705
Income before extraordinary items$4,065,0001,068
Extraordinary gains, net$029
Net income$4,065,0001,070
Minority interest net income$0111
Net income of bank and minority interests.$4,065,0001,071
Net charge-offs$955,0002,755
Cash dividends$1,844,000884
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,063,1001,024
2010-09-30 (YTD Data)Rank
Total interest income$11,172,0002,067
Total interest expense$3,311,0001,893
Net interest income$7,861,0002,105
Provision for loan and lease losses$1,200,0002,269
Total noninterest income$1,545,0002,050
Gross Fiduciary activities income$4,0001,188
Service charges on deposit accounts$890,0001,308
Trading account gains and fees$0165
Additional Noninterest Income$651,0002,374
Total noninterest expense$5,081,0002,800
Salaries and employee benefits$2,657,0002,709
Premises and equipment expense$859,0002,243
Additional noninterest expense$1,565,0003,093
Pre-tax net operating income$3,125,0001,270
Securities gains (losses)$2,0003,465
Applicable income taxes$151,0002,789
Income before extraordinary items$2,976,0001,138
Extraordinary gains, net$023
Net income$2,976,0001,142
Minority interest net income$0110
Net income of bank and minority interests.$2,976,0001,142
Net charge-offs$577,0002,881
Cash dividends$1,063,000994
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,974,1001,095
2010-06-30 (YTD Data)Rank
Total interest income$7,384,0002,108
Total interest expense$2,199,0001,976
Net interest income$5,185,0002,126
Provision for loan and lease losses$900,0002,046
Total noninterest income$1,028,0002,010
Gross Fiduciary activities income$4,0001,162
Service charges on deposit accounts$575,0001,366
Trading account gains and fees$0152
Additional Noninterest Income$449,0002,246
Total noninterest expense$3,340,0002,842
Salaries and employee benefits$1,705,0002,802
Premises and equipment expense$577,0002,240
Additional noninterest expense$1,058,0003,046
Pre-tax net operating income$1,973,0001,314
Securities gains (losses)$2,0002,979
Applicable income taxes$99,0002,795
Income before extraordinary items$1,876,0001,187
Extraordinary gains, net$019
Net income$1,876,0001,188
Minority interest net income$0105
Net income of bank and minority interests.$1,876,0001,188
Net charge-offs$400,0002,707
Cash dividends$687,0001,011
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,874,1001,147
2010-03-31 (YTD Data)Rank
Total interest income$3,674,0002,168
Total interest expense$1,088,0002,096
Net interest income$2,586,0002,159
Provision for loan and lease losses$450,0001,922
Total noninterest income$547,0001,895
Gross Fiduciary activities income$3,0001,105
Service charges on deposit accounts$264,0001,484
Trading account gains and fees$0175
Additional Noninterest Income$280,0001,918
Total noninterest expense$1,672,0002,868
Salaries and employee benefits$840,0002,887
Premises and equipment expense$288,0002,284
Additional noninterest expense$544,0002,952
Pre-tax net operating income$1,011,0001,291
Securities gains (losses)$02,284
Applicable income taxes$48,0002,818
Income before extraordinary items$963,0001,128
Extraordinary gains, net$016
Net income$963,0001,129
Minority interest net income$091
Net income of bank and minority interests.$963,0001,130
Net charge-offs$266,0002,159
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$963,0001,100
2009-12-31 (YTD Data)Rank
Total interest income$14,982,0002,225
Total interest expense$5,053,0002,241
Net interest income$9,929,0002,205
Provision for loan and lease losses$1,900,0002,548
Total noninterest income$2,040,0002,100
Gross Fiduciary activities income$3,0001,289
Service charges on deposit accounts$1,205,0001,424
Trading account gains and fees$0211
Additional Noninterest Income$832,0002,394
Total noninterest expense$6,924,0002,824
Salaries and employee benefits$3,449,0002,818
Premises and equipment expense$1,097,0002,381
Additional noninterest expense$2,378,0002,868
Pre-tax net operating income$3,145,0001,271
Securities gains (losses)$-46,0007,162
Applicable income taxes$165,0002,546
Income before extraordinary items$2,934,0001,156
Extraordinary gains, net$034
Net income$2,934,0001,154
Minority interest net income$0115
Net income of bank and minority interests.$2,934,0001,155
Net charge-offs$802,0003,178
Cash dividends$1,375,0001,282
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,977,7001,126
2009-09-30 (YTD Data)Rank
Total interest income$11,194,0002,269
Total interest expense$3,880,0002,278
Net interest income$7,314,0002,244
Provision for loan and lease losses$1,000,0002,773
Total noninterest income$1,491,0002,181
Gross Fiduciary activities income$3,0001,227
Service charges on deposit accounts$880,0001,464
Trading account gains and fees$0212
Additional Noninterest Income$608,0002,499
Total noninterest expense$5,204,0002,814
Salaries and employee benefits$2,578,0002,857
Premises and equipment expense$795,0002,490
Additional noninterest expense$1,831,0002,769
Pre-tax net operating income$2,601,0001,240
Securities gains (losses)$-6,0007,199
Applicable income taxes$149,0002,579
Income before extraordinary items$2,446,0001,115
Extraordinary gains, net$027
Net income$2,446,0001,113
Minority interest net income$0118
Net income of bank and minority interests.$2,446,0001,115
Net charge-offs$596,0002,816
Cash dividends$875,0001,411
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,451,6401,098
2009-06-30 (YTD Data)Rank
Total interest income$7,435,0002,309
Total interest expense$2,659,0002,308
Net interest income$4,776,0002,289
Provision for loan and lease losses$600,0002,697
Total noninterest income$978,0002,220
Gross Fiduciary activities income$3,0001,207
Service charges on deposit accounts$558,0001,497
Trading account gains and fees$0193
Additional Noninterest Income$417,0002,490
Total noninterest expense$3,551,0002,792
Salaries and employee benefits$1,682,0002,953
Premises and equipment expense$524,0002,537
Additional noninterest expense$1,345,0002,567
Pre-tax net operating income$1,603,0001,427
Securities gains (losses)$-7,0007,447
Applicable income taxes$99,0002,637
Income before extraordinary items$1,497,0001,261
Extraordinary gains, net$021
Net income$1,497,0001,259
Minority interest net income$0112
Net income of bank and minority interests.$1,497,0001,260
Net charge-offs$528,0002,292
Cash dividends$594,0001,451
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,503,5801,218
2009-03-31 (YTD Data)Rank
Total interest income$3,760,0002,318
Total interest expense$1,389,0002,302
Net interest income$2,371,0002,303
Provision for loan and lease losses$300,0002,285
Total noninterest income$472,0002,235
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$266,0001,528
Trading account gains and fees$0171
Additional Noninterest Income$206,0002,467
Total noninterest expense$1,664,0002,876
Salaries and employee benefits$835,0002,988
Premises and equipment expense$252,0002,661
Additional noninterest expense$577,0002,654
Pre-tax net operating income$879,0001,469
Securities gains (losses)$02,434
Applicable income taxes$50,0002,879
Income before extraordinary items$829,0001,327
Extraordinary gains, net$015
Net income$829,0001,328
Minority interest net income$0102
Net income of bank and minority interests.$829,0001,329
Net charge-offs$71,0003,222
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$829,0001,253
2008-12-31 (YTD Data)Rank
Total interest income$15,171,0002,433
Total interest expense$6,392,0002,379
Net interest income$8,779,0002,481
Provision for loan and lease losses$800,0003,046
Total noninterest income$1,898,0002,229
Gross Fiduciary activities income$3,0001,325
Service charges on deposit accounts$1,232,0001,457
Trading account gains and fees$0154
Additional Noninterest Income$663,0002,731
Total noninterest expense$6,240,0002,960
Salaries and employee benefits$3,251,0003,038
Premises and equipment expense$1,038,0002,538
Additional noninterest expense$1,951,0002,927
Pre-tax net operating income$3,637,0001,499
Securities gains (losses)$2,0002,962
Applicable income taxes$197,0002,837
Income before extraordinary items$3,442,0001,209
Extraordinary gains, net$039
Net income$3,442,0001,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$517,0002,758
Cash dividends$1,388,0001,840
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,440,1001,289
2008-09-30 (YTD Data)Rank
Total interest income$11,408,0002,483
Total interest expense$4,902,0002,415
Net interest income$6,506,0002,527
Provision for loan and lease losses$200,0004,198
Total noninterest income$1,430,0002,283
Gross Fiduciary activities income$3,0001,278
Service charges on deposit accounts$906,0001,495
Trading account gains and fees$0148
Additional Noninterest Income$521,0002,745
Total noninterest expense$4,546,0003,021
Salaries and employee benefits$2,403,0003,094
Premises and equipment expense$717,0002,742
Additional noninterest expense$1,426,0002,901
Pre-tax net operating income$3,190,0001,533
Securities gains (losses)$2,0002,845
Applicable income taxes$148,0003,248
Income before extraordinary items$3,044,0001,223
Extraordinary gains, net$031
Net income$3,044,0001,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,906
Cash dividends$1,125,0001,661
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,042,1001,289
2008-06-30 (YTD Data)Rank
Total interest income$7,610,0002,520
Total interest expense$3,351,0002,452
Net interest income$4,259,0002,569
Provision for loan and lease losses$200,0003,141
Total noninterest income$910,0002,397
Gross Fiduciary activities income$3,0001,253
Service charges on deposit accounts$574,0001,543
Trading account gains and fees$0149
Additional Noninterest Income$333,0002,868
Total noninterest expense$2,952,0003,107
Salaries and employee benefits$1,572,0003,193
Premises and equipment expense$461,0002,845
Additional noninterest expense$919,0002,961
Pre-tax net operating income$2,017,0001,682
Securities gains (losses)$2,0002,957
Applicable income taxes$98,0003,474
Income before extraordinary items$1,921,0001,443
Extraordinary gains, net$021
Net income$1,921,0001,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,454
Cash dividends$769,0001,741
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,919,1001,414
2008-03-31 (YTD Data)Rank
Total interest income$3,829,0002,565
Total interest expense$1,719,0002,546
Net interest income$2,110,0002,587
Provision for loan and lease losses$06,080
Total noninterest income$460,0002,352
Gross Fiduciary activities income$1,0001,254
Service charges on deposit accounts$294,0001,480
Trading account gains and fees$0158
Additional Noninterest Income$165,0002,884
Total noninterest expense$1,434,0003,202
Salaries and employee benefits$778,0003,238
Premises and equipment expense$235,0002,800
Additional noninterest expense$421,0003,160
Pre-tax net operating income$1,136,0001,592
Securities gains (losses)$2,0002,447
Applicable income taxes$49,0003,578
Income before extraordinary items$1,089,0001,386
Extraordinary gains, net$015
Net income$1,089,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,065
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,087,0801,347
2007-12-31 (YTD Data)Rank
Total interest income$14,972,0002,685
Total interest expense$7,166,0002,561
Net interest income$7,806,0002,794
Provision for loan and lease losses$200,0003,846
Total noninterest income$1,718,0002,470
Gross Fiduciary activities income$9,0001,270
Service charges on deposit accounts$1,284,0001,392
Trading account gains and fees$0178
Additional Noninterest Income$425,0003,615
Total noninterest expense$5,396,0003,247
Salaries and employee benefits$2,952,0003,266
Premises and equipment expense$904,0002,794
Additional noninterest expense$1,540,0003,338
Pre-tax net operating income$3,928,0002,011
Securities gains (losses)$5,0001,575
Applicable income taxes$274,0003,490
Income before extraordinary items$3,659,0001,727
Extraordinary gains, net$039
Net income$3,659,0001,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,562
Cash dividends$1,688,0001,843
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,654,3501,717
2007-09-30 (YTD Data)Rank
Total interest income$11,121,0002,705
Total interest expense$5,303,0002,589
Net interest income$5,818,0002,817
Provision for loan and lease losses$100,0004,093
Total noninterest income$1,269,0002,494
Gross Fiduciary activities income$8,0001,213
Service charges on deposit accounts$951,0001,393
Trading account gains and fees$0184
Additional Noninterest Income$310,0003,677
Total noninterest expense$3,979,0003,257
Salaries and employee benefits$2,202,0003,265
Premises and equipment expense$689,0002,746
Additional noninterest expense$1,088,0003,461
Pre-tax net operating income$3,008,0002,103
Securities gains (losses)$4,0001,247
Applicable income taxes$189,0003,779
Income before extraordinary items$2,823,0001,779
Extraordinary gains, net$033
Net income$2,823,0001,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,601
Cash dividends$1,100,0001,854
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,819,2401,774
2007-06-30 (YTD Data)Rank
Total interest income$7,366,0002,742
Total interest expense$3,502,0002,614
Net interest income$3,864,0002,844
Provision for loan and lease losses$06,209
Total noninterest income$826,0002,550
Gross Fiduciary activities income$3,0001,282
Service charges on deposit accounts$619,0001,430
Trading account gains and fees$0168
Additional Noninterest Income$204,0003,747
Total noninterest expense$2,623,0003,323
Salaries and employee benefits$1,453,0003,339
Premises and equipment expense$440,0002,867
Additional noninterest expense$730,0003,436
Pre-tax net operating income$2,067,0002,096
Securities gains (losses)$4,0001,079
Applicable income taxes$126,0003,865
Income before extraordinary items$1,945,0001,778
Extraordinary gains, net$029
Net income$1,945,0001,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,475
Cash dividends$738,0001,920
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,941,2401,769
2007-03-31 (YTD Data)Rank
Total interest income$3,607,0002,784
Total interest expense$1,704,0002,672
Net interest income$1,903,0002,877
Provision for loan and lease losses$05,779
Total noninterest income$416,0002,486
Gross Fiduciary activities income$1,0001,263
Service charges on deposit accounts$291,0001,473
Trading account gains and fees$0195
Additional Noninterest Income$124,0003,357
Total noninterest expense$1,245,0003,465
Salaries and employee benefits$708,0003,427
Premises and equipment expense$218,0002,906
Additional noninterest expense$319,0003,789
Pre-tax net operating income$1,074,0002,038
Securities gains (losses)$3,000908
Applicable income taxes$63,0003,846
Income before extraordinary items$1,014,0001,691
Extraordinary gains, net$022
Net income$1,014,0001,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0001,794
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,011,1801,687
2006-12-31 (YTD Data)Rank
Total interest income$13,490,0002,793
Total interest expense$6,105,0002,552
Net interest income$7,385,0002,970
Provision for loan and lease losses$200,0003,517
Total noninterest income$1,464,0002,742
Gross Fiduciary activities income$15,0001,219
Service charges on deposit accounts$1,094,0001,621
Trading account gains and fees$0130
Additional Noninterest Income$355,0003,971
Total noninterest expense$5,069,0003,317
Salaries and employee benefits$2,787,0003,334
Premises and equipment expense$807,0002,984
Additional noninterest expense$1,475,0003,327
Pre-tax net operating income$3,580,0002,444
Securities gains (losses)$7,0001,177
Applicable income taxes$141,0004,677
Income before extraordinary items$3,446,0002,044
Extraordinary gains, net$051
Net income$3,446,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,921
Cash dividends$1,625,0001,820
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,439,2802,032
2006-09-30 (YTD Data)Rank
Total interest income$9,961,0002,801
Total interest expense$4,448,0002,550
Net interest income$5,513,0003,008
Provision for loan and lease losses$100,0004,067
Total noninterest income$1,068,0002,809
Gross Fiduciary activities income$15,0001,144
Service charges on deposit accounts$782,0001,692
Trading account gains and fees$0126
Additional Noninterest Income$271,0003,940
Total noninterest expense$3,775,0003,329
Salaries and employee benefits$2,076,0003,342
Premises and equipment expense$576,0003,103
Additional noninterest expense$1,123,0003,292
Pre-tax net operating income$2,706,0002,496
Securities gains (losses)$01,388
Applicable income taxes$99,0004,934
Income before extraordinary items$2,607,0002,084
Extraordinary gains, net$045
Net income$2,607,0002,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,896
Cash dividends$1,175,0001,732
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,607,0002,072
2006-06-30 (YTD Data)Rank
Total interest income$6,541,0002,807
Total interest expense$2,856,0002,542
Net interest income$3,685,0003,003
Provision for loan and lease losses$100,0003,294
Total noninterest income$682,0002,870
Gross Fiduciary activities income$11,0001,149
Service charges on deposit accounts$497,0001,747
Trading account gains and fees$0126
Additional Noninterest Income$174,0004,013
Total noninterest expense$2,458,0003,390
Salaries and employee benefits$1,324,0003,477
Premises and equipment expense$371,0003,174
Additional noninterest expense$763,0003,247
Pre-tax net operating income$1,809,0002,508
Securities gains (losses)$01,185
Applicable income taxes$58,0005,109
Income before extraordinary items$1,751,0002,059
Extraordinary gains, net$039
Net income$1,751,0002,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0008,466
Cash dividends$706,0001,864
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,751,0002,048
2006-03-31 (YTD Data)Rank
Total interest income$3,225,0002,786
Total interest expense$1,373,0002,507
Net interest income$1,852,0002,979
Provision for loan and lease losses$06,013
Total noninterest income$341,0002,839
Gross Fiduciary activities income$1,0001,305
Service charges on deposit accounts$226,0001,847
Trading account gains and fees$0115
Additional Noninterest Income$114,0003,464
Total noninterest expense$1,122,0003,665
Salaries and employee benefits$608,0003,723
Premises and equipment expense$196,0003,079
Additional noninterest expense$318,0003,725
Pre-tax net operating income$1,071,0002,160
Securities gains (losses)$0955
Applicable income taxes$13,0005,626
Income before extraordinary items$1,058,0001,694
Extraordinary gains, net$021
Net income$1,058,0001,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,195
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,058,0001,681
2005-12-31 (YTD Data)Rank
Total interest income$11,941,0002,722
Total interest expense$4,436,0002,441
Net interest income$7,505,0002,856
Provision for loan and lease losses$250,0003,152
Total noninterest income$1,323,0002,921
Gross Fiduciary activities income$22,0001,169
Service charges on deposit accounts$986,0001,756
Trading account gains and fees$0138
Additional Noninterest Income$315,0004,229
Total noninterest expense$4,794,0003,350
Salaries and employee benefits$2,682,0003,285
Premises and equipment expense$773,0002,984
Additional noninterest expense$1,339,0003,535
Pre-tax net operating income$3,784,0002,303
Securities gains (losses)$-26,0007,947
Applicable income taxes$463,0003,486
Income before extraordinary items$3,295,0002,080
Extraordinary gains, net$046
Net income$3,295,0002,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,519
Cash dividends$2,731,0001,119
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,317,8802,044
2005-09-30 (YTD Data)Rank
Total interest income$8,884,0002,687
Total interest expense$3,219,0002,408
Net interest income$5,665,0002,818
Provision for loan and lease losses$100,0004,154
Total noninterest income$990,0002,927
Gross Fiduciary activities income$22,0001,104
Service charges on deposit accounts$729,0001,767
Trading account gains and fees$0126
Additional Noninterest Income$239,0004,209
Total noninterest expense$3,615,0003,314
Salaries and employee benefits$2,026,0003,234
Premises and equipment expense$593,0002,908
Additional noninterest expense$996,0003,511
Pre-tax net operating income$2,940,0002,274
Securities gains (losses)$-13,0008,007
Applicable income taxes$406,0003,300
Income before extraordinary items$2,521,0002,048
Extraordinary gains, net$035
Net income$2,521,0002,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,307
Cash dividends$2,325,000933
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,532,1802,004
2005-06-30 (YTD Data)Rank
Total interest income$5,829,0002,668
Total interest expense$2,036,0002,395
Net interest income$3,793,0002,782
Provision for loan and lease losses$06,626
Total noninterest income$644,0002,941
Gross Fiduciary activities income$16,0001,097
Service charges on deposit accounts$465,0001,797
Trading account gains and fees$0116
Additional Noninterest Income$163,0004,136
Total noninterest expense$2,382,0003,320
Salaries and employee benefits$1,319,0003,283
Premises and equipment expense$398,0002,861
Additional noninterest expense$665,0003,492
Pre-tax net operating income$2,055,0002,138
Securities gains (losses)$-13,0008,228
Applicable income taxes$354,0002,800
Income before extraordinary items$1,688,0002,008
Extraordinary gains, net$030
Net income$1,688,0002,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,722
Cash dividends$1,981,000750
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,698,7901,964
2005-03-31 (YTD Data)Rank
Total interest income$2,894,0002,655
Total interest expense$979,0002,383
Net interest income$1,915,0002,755
Provision for loan and lease losses$06,226
Total noninterest income$347,0002,739
Gross Fiduciary activities income$1,0001,320
Service charges on deposit accounts$219,0001,857
Trading account gains and fees$0115
Additional Noninterest Income$127,0003,295
Total noninterest expense$1,257,0003,184
Salaries and employee benefits$730,0003,007
Premises and equipment expense$201,0002,871
Additional noninterest expense$326,0003,557
Pre-tax net operating income$1,005,0002,164
Securities gains (losses)$-13,0008,592
Applicable income taxes$288,0002,038
Income before extraordinary items$704,0002,318
Extraordinary gains, net$024
Net income$704,0002,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,779
Cash dividends$531,0001,152
Sale, conversion, retirement of capital stock, net$0491
Net operating income$713,2302,251
2004-12-31 (YTD Data)Rank
Total interest income$11,115,0002,563
Total interest expense$3,611,0002,237
Net interest income$7,504,0002,696
Provision for loan and lease losses$150,0004,230
Total noninterest income$1,224,0003,081
Gross Fiduciary activities income$39,0001,097
Service charges on deposit accounts$946,0001,853
Trading account gains and fees$0138
Additional Noninterest Income$239,0004,731
Total noninterest expense$4,807,0003,234
Salaries and employee benefits$2,668,0003,169
Premises and equipment expense$786,0002,829
Additional noninterest expense$1,353,0003,405
Pre-tax net operating income$3,771,0002,154
Securities gains (losses)$03,819
Applicable income taxes$1,194,0001,906
Income before extraordinary items$2,577,0002,367
Extraordinary gains, net$034
Net income$2,577,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,768
Cash dividends$2,175,0001,257
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,577,0002,313
2004-09-30 (YTD Data)Rank
Total interest income$8,200,0002,568
Total interest expense$2,647,0002,235
Net interest income$5,553,0002,700
Provision for loan and lease losses$150,0003,509
Total noninterest income$922,0003,103
Gross Fiduciary activities income$39,0001,048
Service charges on deposit accounts$698,0001,894
Trading account gains and fees$0134
Additional Noninterest Income$185,0004,660
Total noninterest expense$3,376,0003,383
Salaries and employee benefits$1,861,0003,345
Premises and equipment expense$562,0002,943
Additional noninterest expense$953,0003,562
Pre-tax net operating income$2,949,0002,102
Securities gains (losses)$03,710
Applicable income taxes$959,0001,845
Income before extraordinary items$1,990,0002,330
Extraordinary gains, net$026
Net income$1,990,0002,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,186
Cash dividends$2,125,000924
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,990,0002,280
2004-06-30 (YTD Data)Rank
Total interest income$5,293,0002,639
Total interest expense$1,718,0002,272
Net interest income$3,575,0002,789
Provision for loan and lease losses$100,0003,453
Total noninterest income$590,0003,206
Gross Fiduciary activities income$22,0001,079
Service charges on deposit accounts$440,0001,962
Trading account gains and fees$0130
Additional Noninterest Income$128,0004,639
Total noninterest expense$2,108,0003,588
Salaries and employee benefits$1,190,0003,474
Premises and equipment expense$370,0002,982
Additional noninterest expense$548,0004,022
Pre-tax net operating income$1,957,0002,081
Securities gains (losses)$03,413
Applicable income taxes$669,0001,763
Income before extraordinary items$1,288,0002,365
Extraordinary gains, net$021
Net income$1,288,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,243
Cash dividends$625,0001,820
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,288,0002,304
2004-03-31 (YTD Data)Rank
Total interest income$2,673,0002,609
Total interest expense$871,0002,268
Net interest income$1,802,0002,751
Provision for loan and lease losses$50,0003,283
Total noninterest income$299,0003,121
Gross Fiduciary activities income$7,0001,141
Service charges on deposit accounts$201,0002,074
Trading account gains and fees$0121
Additional Noninterest Income$91,0003,909
Total noninterest expense$1,126,0003,424
Salaries and employee benefits$654,0003,209
Premises and equipment expense$189,0002,959
Additional noninterest expense$283,0003,919
Pre-tax net operating income$925,0002,148
Securities gains (losses)$02,934
Applicable income taxes$285,0002,001
Income before extraordinary items$640,0002,350
Extraordinary gains, net$016
Net income$640,0002,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,966
Cash dividends$594,0001,051
Sale, conversion, retirement of capital stock, net$0464
Net operating income$640,0002,265
2003-12-31 (YTD Data)Rank
Total interest income$10,915,0002,594
Total interest expense$3,936,0002,240
Net interest income$6,979,0002,758
Provision for loan and lease losses$175,0004,313
Total noninterest income$1,163,0003,370
Gross Fiduciary activities income$21,0001,239
Service charges on deposit accounts$863,0001,993
Trading account gains and fees$0160
Additional Noninterest Income$279,0004,648
Total noninterest expense$4,187,0003,575
Salaries and employee benefits$2,377,0003,405
Premises and equipment expense$704,0003,071
Additional noninterest expense$1,106,0003,962
Pre-tax net operating income$3,780,0002,058
Securities gains (losses)$33,0002,848
Applicable income taxes$1,269,0001,856
Income before extraordinary items$2,544,0002,336
Extraordinary gains, net$054
Net income$2,544,0002,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,987
Cash dividends$594,0003,254
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,521,8902,253
2003-09-30 (YTD Data)Rank
Total interest income$8,240,0002,622
Total interest expense$3,003,0002,292
Net interest income$5,237,0002,781
Provision for loan and lease losses$100,0004,641
Total noninterest income$843,0003,520
Gross Fiduciary activities income$20,0001,181
Service charges on deposit accounts$629,0002,054
Trading account gains and fees$0153
Additional Noninterest Income$194,0004,855
Total noninterest expense$3,185,0003,514
Salaries and employee benefits$1,845,0003,310
Premises and equipment expense$542,0003,014
Additional noninterest expense$798,0004,065
Pre-tax net operating income$2,795,0002,165
Securities gains (losses)$7,0003,479
Applicable income taxes$939,0001,953
Income before extraordinary items$1,863,0002,476
Extraordinary gains, net$040
Net income$1,863,0002,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,091
Cash dividends$594,0002,450
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,858,3802,357
2003-06-30 (YTD Data)Rank
Total interest income$5,544,0002,633
Total interest expense$2,048,0002,321
Net interest income$3,496,0002,772
Provision for loan and lease losses$07,324
Total noninterest income$538,0003,592
Gross Fiduciary activities income$18,0001,134
Service charges on deposit accounts$401,0002,092
Trading account gains and fees$0150
Additional Noninterest Income$119,0005,003
Total noninterest expense$2,110,0003,528
Salaries and employee benefits$1,223,0003,320
Premises and equipment expense$355,0003,044
Additional noninterest expense$532,0004,043
Pre-tax net operating income$1,924,0002,108
Securities gains (losses)$03,782
Applicable income taxes$645,0001,943
Income before extraordinary items$1,279,0002,431
Extraordinary gains, net$030
Net income$1,279,0002,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,628
Cash dividends$594,0001,931
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,279,0002,297
2003-03-31 (YTD Data)Rank
Total interest income$2,806,0002,621
Total interest expense$1,048,0002,327
Net interest income$1,758,0002,758
Provision for loan and lease losses$06,934
Total noninterest income$304,0003,218
Gross Fiduciary activities income$16,0001,055
Service charges on deposit accounts$183,0002,189
Trading account gains and fees$0134
Additional Noninterest Income$105,0003,842
Total noninterest expense$1,111,0003,361
Salaries and employee benefits$688,0003,003
Premises and equipment expense$157,0003,364
Additional noninterest expense$266,0004,024
Pre-tax net operating income$951,0002,132
Securities gains (losses)$02,891
Applicable income taxes$302,0002,046
Income before extraordinary items$649,0002,355
Extraordinary gains, net$021
Net income$649,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0009,165
Cash dividends$594,0001,075
Sale, conversion, retirement of capital stock, net$0419
Net operating income$649,0002,226
2002-12-31 (YTD Data)Rank
Total interest income$11,906,0002,579
Total interest expense$4,810,0002,324
Net interest income$7,096,0002,695
Provision for loan and lease losses$400,0002,829
Total noninterest income$1,048,0003,373
Gross Fiduciary activities income$7,0001,461
Service charges on deposit accounts$746,0002,129
Trading account gains and fees$0153
Additional Noninterest Income$295,0004,295
Total noninterest expense$4,269,0003,375
Salaries and employee benefits$2,386,0003,238
Premises and equipment expense$742,0002,854
Additional noninterest expense$1,141,0003,761
Pre-tax net operating income$3,475,0002,219
Securities gains (losses)$-54,0009,080
Applicable income taxes$1,153,0001,987
Income before extraordinary items$2,268,0002,539
Extraordinary gains, net$070
Net income$2,268,0002,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,902
Cash dividends$625,0003,081
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,303,6402,423
2001-12-31 (YTD Data)Rank
Total interest income$12,310,0002,753
Total interest expense$6,325,0002,531
Net interest income$5,985,0002,951
Provision for loan and lease losses$08,228
Total noninterest income$1,042,0003,245
Gross Fiduciary activities income$8,0001,472
Service charges on deposit accounts$719,0002,092
Trading account gains and fees$0177
Additional Noninterest Income$315,0004,005
Total noninterest expense$4,341,0003,189
Salaries and employee benefits$2,277,0003,220
Premises and equipment expense$714,0002,896
Additional noninterest expense$1,350,0003,152
Pre-tax net operating income$2,686,0002,522
Securities gains (losses)$193,0001,218
Applicable income taxes$977,0002,105
Income before extraordinary items$1,902,0002,653
Extraordinary gains, net$0105
Net income$1,902,0002,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,192
Cash dividends$3,300,000845
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,774,6202,746
2000-12-31 (YTD Data)Rank
Total interest income$9,815,0003,456
Total interest expense$5,151,0003,227
Net interest income$4,664,0003,684
Provision for loan and lease losses$1,000,0001,061
Total noninterest income$678,0004,086
Gross Fiduciary activities income$13,0001,190
Service charges on deposit accounts$492,0002,736
Trading account gains and fees$0180
Additional Noninterest Income$173,0005,141
Total noninterest expense$3,083,0004,134
Salaries and employee benefits$1,588,0004,170
Premises and equipment expense$505,0003,758
Additional noninterest expense$990,0004,031
Pre-tax net operating income$1,259,0004,602
Securities gains (losses)$4,0001,432
Applicable income taxes$393,0004,008
Income before extraordinary items$870,0004,786
Extraordinary gains, net$038
Net income$870,0004,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$783,000890
Cash dividends$3,300,000881
Sale, conversion, retirement of capital stock, net$0969
Net operating income$867,2404,804
1999-12-31 (YTD Data)Rank
Total interest income$9,331,0003,428
Total interest expense$4,570,0003,179
Net interest income$4,761,0003,607
Provision for loan and lease losses$500,0001,756
Total noninterest income$641,0004,234
Gross Fiduciary activities income$6,0001,301
Service charges on deposit accounts$532,0002,493
Trading account gains and fees$0173
Additional Noninterest Income$103,0006,553
Total noninterest expense$2,703,0004,589
Salaries and employee benefits$1,432,0004,513
Premises and equipment expense$463,0004,031
Additional noninterest expense$808,0004,750
Pre-tax net operating income$2,199,0003,101
Securities gains (losses)$03,155
Applicable income taxes$722,0002,847
Income before extraordinary items$1,477,0003,282
Extraordinary gains, net$035
Net income$1,477,0003,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$580,0001,082
Cash dividends$531,0003,390
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,477,0003,243
1998-12-31 (YTD Data)Rank
Total interest income$9,094,0003,512
Total interest expense$4,414,0003,361
Net interest income$4,680,0003,618
Provision for loan and lease losses$08,652
Total noninterest income$624,0004,272
Gross Fiduciary activities income$7,0001,317
Service charges on deposit accounts$511,0002,511
Trading account gains and fees$0224
Additional Noninterest Income$106,0006,504
Total noninterest expense$2,522,0004,750
Salaries and employee benefits$1,358,0004,603
Premises and equipment expense$374,0004,668
Additional noninterest expense$790,0004,725
Pre-tax net operating income$2,782,0002,548
Securities gains (losses)$6,0003,324
Applicable income taxes$931,0002,437
Income before extraordinary items$1,857,0002,729
Extraordinary gains, net$032
Net income$1,857,0002,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,318
Cash dividends$281,0004,745
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,852,9802,662
1997-12-31 (YTD Data)Rank
Total interest income$8,640,0003,706
Total interest expense$4,114,0003,570
Net interest income$4,526,0003,805
Provision for loan and lease losses$08,829
Total noninterest income$555,0004,662
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$448,0002,905
Trading account gains and feesNANA
Additional Noninterest Income$107,0006,595
Total noninterest expense$2,417,0004,919
Salaries and employee benefits$1,334,0004,681
Premises and equipment expense$342,0004,983
Additional noninterest expense$741,0004,996
Pre-tax net operating income$2,664,0002,757
Securities gains (losses)$03,944
Applicable income taxes$862,0002,760
Income before extraordinary items$1,802,0002,826
Extraordinary gains, net$044
Net income$1,802,0002,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$250,0004,919
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,802,0002,781
1996-12-31 (YTD Data)Rank
Total interest income$7,874,0004,103
Total interest expense$3,687,0003,987
Net interest income$4,187,0004,163
Provision for loan and lease losses$190,0003,537
Total noninterest income$534,0004,939
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$431,0003,119
Trading account gains and feesNANA
Additional Noninterest Income$103,0007,023
Total noninterest expense$2,226,0005,487
Salaries and employee benefits$1,273,0004,936
Premises and equipment expense$299,0005,615
Additional noninterest expense$654,0006,007
Pre-tax net operating income$2,305,0003,032
Securities gains (losses)$-15,00010,479
Applicable income taxes$717,0003,127
Income before extraordinary items$1,573,0003,047
Extraordinary gains, net$053
Net income$1,573,0003,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,803
Cash dividends$156,0005,918
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,583,3502,999
1995-12-31 (YTD Data)Rank
Total interest income$7,308,0004,387
Total interest expense$3,499,0004,156
Net interest income$3,809,0004,496
Provision for loan and lease losses$135,0003,846
Total noninterest income$457,0005,497
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$362,0003,661
Trading account gains and feesNANA
Additional Noninterest Income$95,0007,393
Total noninterest expense$2,357,0005,254
Salaries and employee benefits$1,245,0005,050
Premises and equipment expense$331,0005,238
Additional noninterest expense$781,0005,361
Pre-tax net operating income$1,774,0003,886
Securities gains (losses)$03,831
Applicable income taxes$551,0003,897
Income before extraordinary items$1,223,0003,899
Extraordinary gains, net$065
Net income$1,223,0003,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,371
Cash dividends$140,0006,201
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,223,0003,881
1994-12-31 (YTD Data)Rank
Total interest income$6,824,0004,319
Total interest expense$2,948,0004,024
Net interest income$3,876,0004,513
Provision for loan and lease losses$230,0002,783
Total noninterest income$431,0005,844
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$340,0003,939
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,803
Total noninterest expense$2,247,0005,641
Salaries and employee benefits$1,149,0005,457
Premises and equipment expense$337,0005,213
Additional noninterest expense$761,0005,936
Pre-tax net operating income$1,830,0003,688
Securities gains (losses)$-137,00011,736
Applicable income taxes$464,0004,287
Income before extraordinary items$1,229,0003,770
Extraordinary gains, net$0249
Net income$1,229,0003,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,325
Cash dividends$590,0002,865
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,329,0103,559
1993-12-31 (YTD Data)Rank
Total interest income$6,993,0004,316
Total interest expense$3,063,0004,045
Net interest income$3,930,0004,488
Provision for loan and lease losses$310,0002,913
Total noninterest income$360,0006,904
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$272,0004,796
Trading account gains and feesNANA
Additional Noninterest Income$88,0008,318
Total noninterest expense$2,367,0005,525
Salaries and employee benefits$1,118,0005,560
Premises and equipment expense$461,0004,159
Additional noninterest expense$788,0005,992
Pre-tax net operating income$1,613,0004,059
Securities gains (losses)$1,0007,052
Applicable income taxes$505,0004,146
Income before extraordinary items$1,109,0004,297
Extraordinary gains, net$03,149
Net income$1,109,0004,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,869
Cash dividends$216,0005,235
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,108,3104,078
1992-12-31 (YTD Data)Rank
Total interest income$7,322,0004,637
Total interest expense$3,831,0004,224
Net interest income$3,491,0005,021
Provision for loan and lease losses$273,0004,374
Total noninterest income$333,0007,317
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$239,0005,295
Trading account gains and feesNANA
Additional Noninterest Income$94,0008,290
Total noninterest expense$2,410,0005,468
Salaries and employee benefits$1,213,0005,106
Premises and equipment expense$413,0004,686
Additional noninterest expense$784,0006,171
Pre-tax net operating income$1,141,0005,124
Securities gains (losses)$15,0005,962
Applicable income taxes$313,0005,758
Income before extraordinary items$843,0005,144
Extraordinary gains, net$01,422
Net income$843,0005,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0006,412
Cash dividends$325,0003,812
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$832,0504,906

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.