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Pilot Bank, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$18,830,000	1,250
Total interest expense	$1,614,000	1,322
Net interest income	$17,216,000	1,236
Provision for loan and lease losses	$625,000	681
Total noninterest income	$6,930,000	906
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$413,000	1,491
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,517,000	761
Total noninterest expense	$9,967,000	1,600
Salaries and employee benefits	$5,440,000	1,677
Premises and equipment expense	$1,311,000	1,372
Additional noninterest expense	$3,216,000	1,506
Pre-tax net operating income	$13,554,000	846
Securities gains (losses)	$403,000	381
Applicable income taxes	$3,523,000	674
Income before extraordinary items	$10,434,000	917
Extraordinary gains, net	$0	8
Net income	$10,434,000	917
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,434,000	917
Net charge-offs	$27,000	1,611
Cash dividends	$3,000,000	846
Sale, conversion, retirement of capital stock, net	$58,000	455
Net operating income	$10,115,630	918
2021-06-30 (YTD Data)		Rank
Total interest income	$12,328,000	1,268
Total interest expense	$1,124,000	1,329
Net interest income	$11,204,000	1,244
Provision for loan and lease losses	$625,000	481
Total noninterest income	$4,021,000	996
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$269,000	1,469
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,752,000	836
Total noninterest expense	$6,492,000	1,626
Salaries and employee benefits	$3,586,000	1,686
Premises and equipment expense	$850,000	1,405
Additional noninterest expense	$2,056,000	1,540
Pre-tax net operating income	$8,108,000	902
Securities gains (losses)	$-1,000	4,500
Applicable income taxes	$2,043,000	745
Income before extraordinary items	$6,064,000	1,014
Extraordinary gains, net	$0	6
Net income	$6,064,000	1,014
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,064,000	1,014
Net charge-offs	$-41,000	4,309
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$39,000	438
Net operating income	$6,064,790	995
2021-03-31 (YTD Data)		Rank
Total interest income	$5,790,000	1,338
Total interest expense	$569,000	1,378
Net interest income	$5,221,000	1,312
Provision for loan and lease losses	$375,000	456
Total noninterest income	$1,914,000	1,034
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$126,000	1,535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,788,000	875
Total noninterest expense	$3,090,000	1,681
Salaries and employee benefits	$1,750,000	1,703
Premises and equipment expense	$398,000	1,490
Additional noninterest expense	$942,000	1,605
Pre-tax net operating income	$3,670,000	978
Securities gains (losses)	$9,000	1,103
Applicable income taxes	$925,000	789
Income before extraordinary items	$2,754,000	1,102
Extraordinary gains, net	$0	3
Net income	$2,754,000	1,101
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,754,000	1,102
Net charge-offs	$-38,000	4,532
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$19,000	415
Net operating income	$2,746,890	1,070
2020-12-31 (YTD Data)		Rank
Total interest income	$20,799,000	1,447
Total interest expense	$3,498,000	1,306
Net interest income	$17,301,000	1,459
Provision for loan and lease losses	$2,300,000	952
Total noninterest income	$4,564,000	1,337
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$400,000	1,895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,164,000	1,173
Total noninterest expense	$11,538,000	1,751
Salaries and employee benefits	$6,288,000	1,836
Premises and equipment expense	$1,617,000	1,437
Additional noninterest expense	$3,633,000	1,653
Pre-tax net operating income	$8,027,000	1,251
Securities gains (losses)	$239,000	941
Applicable income taxes	$2,081,000	917
Income before extraordinary items	$6,185,000	1,389
Extraordinary gains, net	$0	4
Net income	$6,185,000	1,390
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,185,000	1,390
Net charge-offs	$551,000	914
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$78,000	467
Net operating income	$5,996,190	1,384
2020-09-30 (YTD Data)		Rank
Total interest income	$15,913,000	1,421
Total interest expense	$2,865,000	1,290
Net interest income	$13,048,000	1,445
Provision for loan and lease losses	$2,000,000	891
Total noninterest income	$3,192,000	1,369
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$275,000	2,000
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,917,000	1,182
Total noninterest expense	$8,453,000	1,767
Salaries and employee benefits	$4,602,000	1,843
Premises and equipment expense	$1,162,000	1,481
Additional noninterest expense	$2,689,000	1,647
Pre-tax net operating income	$5,787,000	1,248
Securities gains (losses)	$241,000	813
Applicable income taxes	$1,518,000	889
Income before extraordinary items	$4,510,000	1,369
Extraordinary gains, net	$0	4
Net income	$4,510,000	1,370
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,510,000	1,370
Net charge-offs	$463,000	787
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$59,000	434
Net operating income	$4,319,610	1,380
2020-06-30 (YTD Data)		Rank
Total interest income	$10,717,000	1,429
Total interest expense	$2,121,000	1,260
Net interest income	$8,596,000	1,459
Provision for loan and lease losses	$1,100,000	1,022
Total noninterest income	$1,749,000	1,473
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$163,000	2,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,586,000	1,270
Total noninterest expense	$5,640,000	1,767
Salaries and employee benefits	$3,067,000	1,839
Premises and equipment expense	$772,000	1,472
Additional noninterest expense	$1,801,000	1,631
Pre-tax net operating income	$3,605,000	1,260
Securities gains (losses)	$236,000	634
Applicable income taxes	$967,000	853
Income before extraordinary items	$2,874,000	1,349
Extraordinary gains, net	$0	4
Net income	$2,874,000	1,349
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,874,000	1,349
Net charge-offs	$43,000	1,812
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$39,000	412
Net operating income	$2,687,560	1,402
2020-03-31 (YTD Data)		Rank
Total interest income	$4,638,000	1,604
Total interest expense	$1,237,000	1,198
Net interest income	$3,401,000	1,745
Provision for loan and lease losses	$150,000	1,627
Total noninterest income	$572,000	1,803
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$84,000	2,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$488,000	1,544
Total noninterest expense	$2,723,000	1,827
Salaries and employee benefits	$1,503,000	1,881
Premises and equipment expense	$371,000	1,539
Additional noninterest expense	$849,000	1,735
Pre-tax net operating income	$1,100,000	1,702
Securities gains (losses)	$0	1,705
Applicable income taxes	$278,000	1,135
Income before extraordinary items	$822,000	1,936
Extraordinary gains, net	$0	4
Net income	$822,000	1,935
Minority interest net income	$0	56
Net income of bank and minority interests.	$822,000	1,936
Net charge-offs	$-3,000	4,005
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$20,000	398
Net operating income	$822,000	1,902
2019-12-31 (YTD Data)		Rank
Total interest income	$17,375,000	1,708
Total interest expense	$5,076,000	1,226
Net interest income	$12,299,000	1,896
Provision for loan and lease losses	$530,000	1,438
Total noninterest income	$1,953,000	1,993
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$344,000	2,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,609,000	1,738
Total noninterest expense	$10,673,000	1,815
Salaries and employee benefits	$5,750,000	1,907
Premises and equipment expense	$1,350,000	1,643
Additional noninterest expense	$3,573,000	1,651
Pre-tax net operating income	$3,049,000	2,433
Securities gains (losses)	$32,000	1,440
Applicable income taxes	$785,000	1,613
Income before extraordinary items	$2,296,000	2,704
Extraordinary gains, net	$0	11
Net income	$2,296,000	2,704
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,296,000	2,706
Net charge-offs	$7,000	3,419
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$75,000	507
Net operating income	$2,270,720	2,688
2019-09-30 (YTD Data)		Rank
Total interest income	$12,666,000	1,773
Total interest expense	$3,714,000	1,258
Net interest income	$8,952,000	1,960
Provision for loan and lease losses	$380,000	1,389
Total noninterest income	$1,284,000	2,152
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$256,000	2,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,028,000	1,884
Total noninterest expense	$7,821,000	1,865
Salaries and employee benefits	$4,298,000	1,909
Premises and equipment expense	$984,000	1,692
Additional noninterest expense	$2,539,000	1,726
Pre-tax net operating income	$2,035,000	2,699
Securities gains (losses)	$5,000	1,837
Applicable income taxes	$524,000	1,751
Income before extraordinary items	$1,516,000	2,940
Extraordinary gains, net	$0	11
Net income	$1,516,000	2,941
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,516,000	2,941
Net charge-offs	$10,000	2,958
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$64,000	462
Net operating income	$1,512,050	2,911
2019-06-30 (YTD Data)		Rank
Total interest income	$8,219,000	1,813
Total interest expense	$2,366,000	1,284
Net interest income	$5,853,000	1,986
Provision for loan and lease losses	$230,000	1,450
Total noninterest income	$638,000	2,477
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$167,000	2,457
Trading account gains and fees	NA	NA
Additional Noninterest Income	$471,000	2,278
Total noninterest expense	$5,222,000	1,869
Salaries and employee benefits	$2,865,000	1,918
Premises and equipment expense	$695,000	1,619
Additional noninterest expense	$1,662,000	1,773
Pre-tax net operating income	$1,039,000	3,052
Securities gains (losses)	$5,000	1,370
Applicable income taxes	$269,000	1,952
Income before extraordinary items	$775,000	3,301
Extraordinary gains, net	$0	11
Net income	$775,000	3,298
Minority interest net income	$0	69
Net income of bank and minority interests.	$775,000	3,299
Net charge-offs	$11,000	2,558
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$43,000	451
Net operating income	$771,050	3,280
2019-03-31 (YTD Data)		Rank
Total interest income	$3,949,000	1,869
Total interest expense	$1,092,000	1,338
Net interest income	$2,857,000	2,035
Provision for loan and lease losses	$80,000	1,648
Total noninterest income	$211,000	2,989
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$79,000	2,540
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	2,908
Total noninterest expense	$2,622,000	1,859
Salaries and employee benefits	$1,459,000	1,898
Premises and equipment expense	$342,000	1,666
Additional noninterest expense	$821,000	1,781
Pre-tax net operating income	$366,000	3,516
Securities gains (losses)	$0	1,087
Applicable income taxes	$95,000	2,198
Income before extraordinary items	$271,000	3,753
Extraordinary gains, net	$0	5
Net income	$271,000	3,752
Minority interest net income	$0	52
Net income of bank and minority interests.	$271,000	3,752
Net charge-offs	$6,000	2,153
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$21,000	415
Net operating income	$271,000	3,742
2018-12-31 (YTD Data)		Rank
Total interest income	$13,383,000	2,031
Total interest expense	$3,055,000	1,411
Net interest income	$10,328,000	2,186
Provision for loan and lease losses	$291,000	2,022
Total noninterest income	$1,109,000	2,717
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$329,000	2,606
Trading account gains and fees	NA	NA
Additional Noninterest Income	$780,000	2,522
Total noninterest expense	$9,038,000	2,056
Salaries and employee benefits	$4,960,000	2,103
Premises and equipment expense	$1,135,000	1,871
Additional noninterest expense	$2,943,000	1,954
Pre-tax net operating income	$2,108,000	3,053
Securities gains (losses)	$37,000	463
Applicable income taxes	$550,000	1,901
Income before extraordinary items	$1,595,000	3,284
Extraordinary gains, net	$0	6
Net income	$1,595,000	3,283
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,595,000	3,283
Net charge-offs	$-11,000	4,537
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$99,000	489
Net operating income	$1,565,770	3,316
2018-09-30 (YTD Data)		Rank
Total interest income	$9,665,000	2,084
Total interest expense	$2,090,000	1,445
Net interest income	$7,575,000	2,231
Provision for loan and lease losses	$237,000	1,810
Total noninterest income	$587,000	3,200
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$246,000	2,622
Trading account gains and fees	NA	NA
Additional Noninterest Income	$341,000	3,232
Total noninterest expense	$6,515,000	2,117
Salaries and employee benefits	$3,615,000	2,151
Premises and equipment expense	$784,000	1,998
Additional noninterest expense	$2,116,000	2,018
Pre-tax net operating income	$1,410,000	3,273
Securities gains (losses)	$0	1,118
Applicable income taxes	$362,000	2,075
Income before extraordinary items	$1,048,000	3,506
Extraordinary gains, net	$0	5
Net income	$1,048,000	3,505
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,048,000	3,505
Net charge-offs	$20,000	2,705
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$70,000	467
Net operating income	$1,048,000	3,511
2018-06-30 (YTD Data)		Rank
Total interest income	$6,172,000	2,135
Total interest expense	$1,249,000	1,501
Net interest income	$4,923,000	2,276
Provision for loan and lease losses	$237,000	1,391
Total noninterest income	$377,000	3,260
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$168,000	2,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	3,337
Total noninterest expense	$4,291,000	2,149
Salaries and employee benefits	$2,444,000	2,139
Premises and equipment expense	$519,000	2,018
Additional noninterest expense	$1,328,000	2,140
Pre-tax net operating income	$772,000	3,535
Securities gains (losses)	$0	961
Applicable income taxes	$198,000	2,231
Income before extraordinary items	$574,000	3,788
Extraordinary gains, net	$0	6
Net income	$574,000	3,786
Minority interest net income	$0	65
Net income of bank and minority interests.	$574,000	3,787
Net charge-offs	$26,000	2,109
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$45,000	449
Net operating income	$574,000	3,790
2018-03-31 (YTD Data)		Rank
Total interest income	$2,955,000	2,197
Total interest expense	$556,000	1,580
Net interest income	$2,399,000	2,320
Provision for loan and lease losses	$154,000	1,094
Total noninterest income	$202,000	3,165
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$87,000	2,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	3,159
Total noninterest expense	$2,154,000	2,155
Salaries and employee benefits	$1,229,000	2,150
Premises and equipment expense	$265,000	2,026
Additional noninterest expense	$660,000	2,132
Pre-tax net operating income	$293,000	3,893
Securities gains (losses)	$0	735
Applicable income taxes	$74,000	2,409
Income before extraordinary items	$219,000	4,080
Extraordinary gains, net	$0	7
Net income	$219,000	4,080
Minority interest net income	$0	52
Net income of bank and minority interests.	$219,000	4,080
Net charge-offs	$83,000	947
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$20,000	428
Net operating income	$219,000	4,092
2017-12-31 (YTD Data)		Rank
Total interest income	$10,527,000	2,338
Total interest expense	$1,798,000	1,667
Net interest income	$8,729,000	2,474
Provision for loan and lease losses	$-142,000	5,398
Total noninterest income	$806,000	3,273
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$389,000	2,428
Trading account gains and fees	NA	NA
Additional Noninterest Income	$417,000	3,402
Total noninterest expense	$8,234,000	2,214
Salaries and employee benefits	$4,419,000	2,305
Premises and equipment expense	$1,025,000	2,072
Additional noninterest expense	$2,790,000	2,054
Pre-tax net operating income	$1,443,000	3,581
Securities gains (losses)	$7,000	1,711
Applicable income taxes	$2,658,000	1,052
Income before extraordinary items	$-1,208,000	5,591
Extraordinary gains, net	$0	9
Net income	$-1,208,000	5,591
Minority interest net income	$0	76
Net income of bank and minority interests.	$-1,208,000	5,591
Net charge-offs	$-131,000	5,364
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$113,000	476
Net operating income	$-1,212,480	5,588
2017-09-30 (YTD Data)		Rank
Total interest income	$7,703,000	2,403
Total interest expense	$1,280,000	1,727
Net interest income	$6,423,000	2,521
Provision for loan and lease losses	$-142,000	5,544
Total noninterest income	$600,000	3,316
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$290,000	2,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$310,000	3,427
Total noninterest expense	$6,099,000	2,251
Salaries and employee benefits	$3,230,000	2,352
Premises and equipment expense	$763,000	2,093
Additional noninterest expense	$2,106,000	2,029
Pre-tax net operating income	$1,066,000	3,658
Securities gains (losses)	$4,000	1,878
Applicable income taxes	$382,000	2,293
Income before extraordinary items	$688,000	4,025
Extraordinary gains, net	$0	9
Net income	$688,000	4,024
Minority interest net income	$0	71
Net income of bank and minority interests.	$688,000	4,025
Net charge-offs	$-151,000	5,437
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$70,000	458
Net operating income	$685,440	4,021
2017-06-30 (YTD Data)		Rank
Total interest income	$4,923,000	2,464
Total interest expense	$788,000	1,787
Net interest income	$4,135,000	2,583
Provision for loan and lease losses	$-118,000	5,627
Total noninterest income	$399,000	3,325
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$188,000	2,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$211,000	3,412
Total noninterest expense	$3,933,000	2,310
Salaries and employee benefits	$2,088,000	2,422
Premises and equipment expense	$500,000	2,129
Additional noninterest expense	$1,345,000	2,104
Pre-tax net operating income	$719,000	3,614
Securities gains (losses)	$0	1,906
Applicable income taxes	$257,000	2,275
Income before extraordinary items	$462,000	3,990
Extraordinary gains, net	$0	11
Net income	$462,000	3,989
Minority interest net income	$0	71
Net income of bank and minority interests.	$462,000	3,990
Net charge-offs	$-123,000	5,486
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$34,000	480
Net operating income	$462,000	3,972
2017-03-31 (YTD Data)		Rank
Total interest income	$2,358,000	2,546
Total interest expense	$374,000	1,841
Net interest income	$1,984,000	2,661
Provision for loan and lease losses	$-26,000	5,688
Total noninterest income	$207,000	3,257
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$87,000	2,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$120,000	3,217
Total noninterest expense	$1,933,000	2,360
Salaries and employee benefits	$1,004,000	2,514
Premises and equipment expense	$252,000	2,133
Additional noninterest expense	$677,000	2,097
Pre-tax net operating income	$284,000	3,914
Securities gains (losses)	$0	1,153
Applicable income taxes	$100,000	2,429
Income before extraordinary items	$184,000	4,238
Extraordinary gains, net	$0	8
Net income	$184,000	4,238
Minority interest net income	$0	55
Net income of bank and minority interests.	$184,000	4,238
Net charge-offs	$-28,000	5,364
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$9,000	524
Net operating income	$184,000	4,223
2016-12-31 (YTD Data)		Rank
Total interest income	$8,737,000	2,671
Total interest expense	$1,425,000	1,865
Net interest income	$7,312,000	2,793
Provision for loan and lease losses	$-293,000	5,675
Total noninterest income	$1,830,000	2,224
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$360,000	2,637
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,470,000	1,916
Total noninterest expense	$7,606,000	2,391
Salaries and employee benefits	$3,871,000	2,554
Premises and equipment expense	$986,000	2,170
Additional noninterest expense	$2,749,000	2,125
Pre-tax net operating income	$1,829,000	3,206
Securities gains (losses)	$5,000	2,878
Applicable income taxes	$266,000	2,737
Income before extraordinary items	$1,568,000	3,204
Extraordinary gains, net	$0	5
Net income	$1,568,000	3,203
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,568,000	3,203
Net charge-offs	$-121,000	5,564
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,563,750	3,162
2016-09-30 (YTD Data)		Rank
Total interest income	$6,504,000	2,692
Total interest expense	$1,079,000	1,859
Net interest income	$5,425,000	2,819
Provision for loan and lease losses	$0	4,186
Total noninterest income	$668,000	3,241
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$268,000	2,664
Trading account gains and fees	$0	169
Additional Noninterest Income	$400,000	3,177
Total noninterest expense	$5,332,000	2,517
Salaries and employee benefits	$2,753,000	2,661
Premises and equipment expense	$740,000	2,176
Additional noninterest expense	$1,839,000	2,347
Pre-tax net operating income	$761,000	4,107
Securities gains (losses)	$5,000	2,808
Applicable income taxes	$241,000	2,664
Income before extraordinary items	$525,000	4,429
Extraordinary gains, net	$0	5
Net income	$525,000	4,427
Minority interest net income	$0	71
Net income of bank and minority interests.	$525,000	4,429
Net charge-offs	$-27,000	5,175
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$521,550	4,368
2016-06-30 (YTD Data)		Rank
Total interest income	$4,344,000	2,702
Total interest expense	$727,000	1,853
Net interest income	$3,617,000	2,833
Provision for loan and lease losses	$0	4,017
Total noninterest income	$431,000	3,283
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$170,000	2,723
Trading account gains and fees	$0	157
Additional Noninterest Income	$261,000	3,218
Total noninterest expense	$3,524,000	2,546
Salaries and employee benefits	$1,804,000	2,716
Premises and equipment expense	$488,000	2,194
Additional noninterest expense	$1,232,000	2,348
Pre-tax net operating income	$524,000	4,077
Securities gains (losses)	$0	2,835
Applicable income taxes	$166,000	2,637
Income before extraordinary items	$358,000	4,414
Extraordinary gains, net	$0	16
Net income	$358,000	4,410
Minority interest net income	$0	71
Net income of bank and minority interests.	$358,000	4,412
Net charge-offs	$-27,000	5,321
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$358,000	4,351
2016-03-31 (YTD Data)		Rank
Total interest income	$2,199,000	2,681
Total interest expense	$369,000	1,840
Net interest income	$1,830,000	2,803
Provision for loan and lease losses	$0	3,656
Total noninterest income	$205,000	3,338
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$77,000	2,901
Trading account gains and fees	$0	142
Additional Noninterest Income	$128,000	3,197
Total noninterest expense	$1,743,000	2,574
Salaries and employee benefits	$915,000	2,686
Premises and equipment expense	$237,000	2,248
Additional noninterest expense	$591,000	2,424
Pre-tax net operating income	$292,000	3,902
Securities gains (losses)	$0	2,077
Applicable income taxes	$95,000	2,498
Income before extraordinary items	$197,000	4,260
Extraordinary gains, net	$0	12
Net income	$197,000	4,257
Minority interest net income	$0	62
Net income of bank and minority interests.	$197,000	4,259
Net charge-offs	$-30,000	5,589
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$197,000	4,202
2015-12-31 (YTD Data)		Rank
Total interest income	$8,601,000	2,701
Total interest expense	$1,492,000	1,784
Net interest income	$7,109,000	2,826
Provision for loan and lease losses	$61,000	3,429
Total noninterest income	$857,000	3,340
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$225,000	3,537
Trading account gains and fees	$0	159
Additional Noninterest Income	$632,000	2,971
Total noninterest expense	$7,058,000	2,550
Salaries and employee benefits	$3,256,000	2,884
Premises and equipment expense	$1,014,000	2,155
Additional noninterest expense	$2,788,000	2,139
Pre-tax net operating income	$847,000	4,328
Securities gains (losses)	$62,000	1,489
Applicable income taxes	$274,000	2,736
Income before extraordinary items	$635,000	4,538
Extraordinary gains, net	$0	23
Net income	$635,000	4,539
Minority interest net income	$0	81
Net income of bank and minority interests.	$635,000	4,539
Net charge-offs	$102,000	2,636
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$591,600	4,586
2015-09-30 (YTD Data)		Rank
Total interest income	$6,440,000	2,710
Total interest expense	$1,112,000	1,809
Net interest income	$5,328,000	2,854
Provision for loan and lease losses	$61,000	3,099
Total noninterest income	$659,000	3,314
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$162,000	3,616
Trading account gains and fees	$0	153
Additional Noninterest Income	$497,000	2,932
Total noninterest expense	$5,312,000	2,555
Salaries and employee benefits	$2,375,000	2,951
Premises and equipment expense	$765,000	2,176
Additional noninterest expense	$2,172,000	2,059
Pre-tax net operating income	$614,000	4,470
Securities gains (losses)	$47,000	1,506
Applicable income taxes	$204,000	2,803
Income before extraordinary items	$457,000	4,689
Extraordinary gains, net	$0	21
Net income	$457,000	4,692
Minority interest net income	$0	78
Net income of bank and minority interests.	$457,000	4,693
Net charge-offs	$121,000	1,984
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$424,570	4,724
2015-06-30 (YTD Data)		Rank
Total interest income	$4,220,000	2,754
Total interest expense	$731,000	1,833
Net interest income	$3,489,000	2,884
Provision for loan and lease losses	$0	4,069
Total noninterest income	$528,000	2,982
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$105,000	3,644
Trading account gains and fees	$0	157
Additional Noninterest Income	$423,000	2,606
Total noninterest expense	$3,530,000	2,582
Salaries and employee benefits	$1,571,000	2,986
Premises and equipment expense	$518,000	2,164
Additional noninterest expense	$1,441,000	2,070
Pre-tax net operating income	$487,000	4,209
Securities gains (losses)	$43,000	1,322
Applicable income taxes	$170,000	2,617
Income before extraordinary items	$360,000	4,457
Extraordinary gains, net	$0	22
Net income	$360,000	4,458
Minority interest net income	$0	75
Net income of bank and minority interests.	$360,000	4,459
Net charge-offs	$-31,000	5,601
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$330,760	4,507
2015-03-31 (YTD Data)		Rank
Total interest income	$2,073,000	2,785
Total interest expense	$361,000	1,864
Net interest income	$1,712,000	2,932
Provision for loan and lease losses	$0	3,703
Total noninterest income	$226,000	3,204
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$54,000	3,577
Trading account gains and fees	$0	152
Additional Noninterest Income	$172,000	2,845
Total noninterest expense	$1,787,000	2,559
Salaries and employee benefits	$814,000	2,932
Premises and equipment expense	$267,000	2,136
Additional noninterest expense	$706,000	2,088
Pre-tax net operating income	$151,000	4,828
Securities gains (losses)	$43,000	908
Applicable income taxes	$46,000	3,052
Income before extraordinary items	$148,000	4,696
Extraordinary gains, net	$0	13
Net income	$148,000	4,698
Minority interest net income	$0	64
Net income of bank and minority interests.	$148,000	4,700
Net charge-offs	$-24,000	5,740
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$115,320	4,908
2014-12-31 (YTD Data)		Rank
Total interest income	$7,626,000	2,976
Total interest expense	$1,454,000	1,942
Net interest income	$6,172,000	3,178
Provision for loan and lease losses	$250,000	2,195
Total noninterest income	$1,128,000	2,923
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$254,000	3,510
Trading account gains and fees	$0	180
Additional Noninterest Income	$874,000	2,525
Total noninterest expense	$8,221,000	2,277
Salaries and employee benefits	$3,574,000	2,721
Premises and equipment expense	$1,241,000	1,865
Additional noninterest expense	$3,406,000	1,812
Pre-tax net operating income	$-1,171,000	6,373
Securities gains (losses)	$315,000	583
Applicable income taxes	$-383,000	6,363
Income before extraordinary items	$-473,000	6,296
Extraordinary gains, net	$0	17
Net income	$-473,000	6,296
Minority interest net income	$0	84
Net income of bank and minority interests.	$-473,000	6,296
Net charge-offs	$662,000	1,213
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-674,600	6,323
2014-09-30 (YTD Data)		Rank
Total interest income	$5,604,000	3,045
Total interest expense	$1,089,000	1,972
Net interest income	$4,515,000	3,261
Provision for loan and lease losses	$250,000	1,804
Total noninterest income	$853,000	2,950
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$192,000	3,537
Trading account gains and fees	$0	174
Additional Noninterest Income	$661,000	2,513
Total noninterest expense	$6,186,000	2,279
Salaries and employee benefits	$2,658,000	2,746
Premises and equipment expense	$938,000	1,864
Additional noninterest expense	$2,590,000	1,778
Pre-tax net operating income	$-1,068,000	6,481
Securities gains (losses)	$0	2,980
Applicable income taxes	$-447,000	6,504
Income before extraordinary items	$-621,000	6,420
Extraordinary gains, net	$0	15
Net income	$-621,000	6,419
Minority interest net income	$0	81
Net income of bank and minority interests.	$-621,000	6,419
Net charge-offs	$759,000	842
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$-621,000	6,417
2014-06-30 (YTD Data)		Rank
Total interest income	$3,631,000	3,116
Total interest expense	$708,000	2,030
Net interest income	$2,923,000	3,333
Provision for loan and lease losses	$0	4,196
Total noninterest income	$603,000	2,820
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$132,000	3,468
Trading account gains and fees	$0	172
Additional Noninterest Income	$471,000	2,389
Total noninterest expense	$4,037,000	2,318
Salaries and employee benefits	$1,796,000	2,738
Premises and equipment expense	$618,000	1,892
Additional noninterest expense	$1,623,000	1,883
Pre-tax net operating income	$-511,000	6,513
Securities gains (losses)	$0	2,580
Applicable income taxes	$-223,000	6,562
Income before extraordinary items	$-288,000	6,449
Extraordinary gains, net	$0	20
Net income	$-288,000	6,450
Minority interest net income	$0	80
Net income of bank and minority interests.	$-288,000	6,450
Net charge-offs	$19,000	3,439
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$-288,000	6,446
2014-03-31 (YTD Data)		Rank
Total interest income	$1,813,000	3,135
Total interest expense	$345,000	2,105
Net interest income	$1,468,000	3,329
Provision for loan and lease losses	$0	3,817
Total noninterest income	$368,000	2,505
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$66,000	3,449
Trading account gains and fees	$0	147
Additional Noninterest Income	$302,000	1,994
Total noninterest expense	$1,976,000	2,357
Salaries and employee benefits	$900,000	2,749
Premises and equipment expense	$305,000	1,952
Additional noninterest expense	$771,000	1,954
Pre-tax net operating income	$-140,000	6,488
Securities gains (losses)	$0	1,715
Applicable income taxes	$-68,000	6,600
Income before extraordinary items	$-72,000	6,420
Extraordinary gains, net	$0	16
Net income	$-72,000	6,420
Minority interest net income	$0	66
Net income of bank and minority interests.	$-72,000	6,421
Net charge-offs	$7,000	2,989
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-72,000	6,416
2013-12-31 (YTD Data)		Rank
Total interest income	$6,795,000	3,329
Total interest expense	$1,493,000	2,167
Net interest income	$5,302,000	3,563
Provision for loan and lease losses	$8,000	4,962
Total noninterest income	$1,375,000	2,726
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$257,000	3,661
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,118,000	2,229
Total noninterest expense	$8,052,000	2,319
Salaries and employee benefits	$3,281,000	2,926
Premises and equipment expense	$1,344,000	1,748
Additional noninterest expense	$3,427,000	1,853
Pre-tax net operating income	$-1,383,000	6,607
Securities gains (losses)	$300,000	692
Applicable income taxes	$-472,000	6,631
Income before extraordinary items	$-611,000	6,510
Extraordinary gains, net	$0	29
Net income	$-611,000	6,511
Minority interest net income	$0	90
Net income of bank and minority interests.	$-611,000	6,511
Net charge-offs	$744,000	1,565
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-803,000	6,550
2013-09-30 (YTD Data)		Rank
Total interest income	$5,035,000	3,393
Total interest expense	$1,144,000	2,194
Net interest income	$3,891,000	3,642
Provision for loan and lease losses	$8,000	4,778
Total noninterest income	$1,599,000	2,120
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$185,000	3,753
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,414,000	1,621
Total noninterest expense	$5,984,000	2,353
Salaries and employee benefits	$2,447,000	2,960
Premises and equipment expense	$1,011,000	1,754
Additional noninterest expense	$2,526,000	1,870
Pre-tax net operating income	$-502,000	6,615
Securities gains (losses)	$300,000	635
Applicable income taxes	$-124,000	6,706
Income before extraordinary items	$-78,000	6,444
Extraordinary gains, net	$0	25
Net income	$-78,000	6,446
Minority interest net income	$0	84
Net income of bank and minority interests.	$-78,000	6,445
Net charge-offs	$534,000	1,531
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-270,000	6,540
2013-06-30 (YTD Data)		Rank
Total interest income	$3,331,000	3,426
Total interest expense	$783,000	2,182
Net interest income	$2,548,000	3,676
Provision for loan and lease losses	$8,000	4,574
Total noninterest income	$776,000	2,595
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$119,000	3,797
Trading account gains and fees	$0	157
Additional Noninterest Income	$657,000	2,107
Total noninterest expense	$3,978,000	2,355
Salaries and employee benefits	$1,646,000	2,958
Premises and equipment expense	$682,000	1,729
Additional noninterest expense	$1,650,000	1,902
Pre-tax net operating income	$-662,000	6,731
Securities gains (losses)	$300,000	558
Applicable income taxes	$-168,000	6,800
Income before extraordinary items	$-194,000	6,604
Extraordinary gains, net	$0	22
Net income	$-194,000	6,605
Minority interest net income	$0	82
Net income of bank and minority interests.	$-194,000	6,605
Net charge-offs	$548,000	1,187
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-386,000	6,659
2013-03-31 (YTD Data)		Rank
Total interest income	$1,724,000	3,353
Total interest expense	$410,000	2,145
Net interest income	$1,314,000	3,622
Provision for loan and lease losses	$8,000	4,080
Total noninterest income	$287,000	3,068
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$60,000	3,757
Trading account gains and fees	$0	148
Additional Noninterest Income	$227,000	2,594
Total noninterest expense	$1,998,000	2,366
Salaries and employee benefits	$887,000	2,800
Premises and equipment expense	$342,000	1,751
Additional noninterest expense	$769,000	2,033
Pre-tax net operating income	$-405,000	6,834
Securities gains (losses)	$0	1,966
Applicable income taxes	$-168,000	6,948
Income before extraordinary items	$-237,000	6,780
Extraordinary gains, net	$0	10
Net income	$-237,000	6,780
Minority interest net income	$0	76
Net income of bank and minority interests.	$-237,000	6,780
Net charge-offs	$99,000	1,902
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-237,000	6,762
2012-12-31 (YTD Data)		Rank
Total interest income	$7,810,000	3,181
Total interest expense	$2,018,000	2,122
Net interest income	$5,792,000	3,456
Provision for loan and lease losses	$1,046,000	1,724
Total noninterest income	$2,690,000	1,778
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$320,000	3,366
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,370,000	1,390
Total noninterest expense	$9,084,000	2,111
Salaries and employee benefits	$3,454,000	2,823
Premises and equipment expense	$1,510,000	1,568
Additional noninterest expense	$4,120,000	1,645
Pre-tax net operating income	$-1,648,000	6,767
Securities gains (losses)	$190,000	1,746
Applicable income taxes	$-627,000	6,921
Income before extraordinary items	$-831,000	6,682
Extraordinary gains, net	$0	29
Net income	$-831,000	6,676
Minority interest net income	$0	93
Net income of bank and minority interests.	$-831,000	6,678
Net charge-offs	$1,831,000	1,236
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-952,600	6,667
2012-09-30 (YTD Data)		Rank
Total interest income	$6,107,000	3,121
Total interest expense	$1,562,000	2,145
Net interest income	$4,545,000	3,403
Provision for loan and lease losses	$871,000	1,616
Total noninterest income	$2,517,000	1,511
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$246,000	3,358
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,271,000	1,146
Total noninterest expense	$6,823,000	2,109
Salaries and employee benefits	$2,543,000	2,875
Premises and equipment expense	$1,152,000	1,556
Additional noninterest expense	$3,128,000	1,605
Pre-tax net operating income	$-632,000	6,731
Securities gains (losses)	$177,000	1,532
Applicable income taxes	$-232,000	6,977
Income before extraordinary items	$-223,000	6,634
Extraordinary gains, net	$0	20
Net income	$-223,000	6,632
Minority interest net income	$0	86
Net income of bank and minority interests.	$-223,000	6,632
Net charge-offs	$1,216,000	1,280
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-336,280	6,626
2012-06-30 (YTD Data)		Rank
Total interest income	$4,328,000	2,996
Total interest expense	$1,063,000	2,171
Net interest income	$3,265,000	3,213
Provision for loan and lease losses	$871,000	1,222
Total noninterest income	$2,359,000	1,175
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$166,000	3,316
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,193,000	861
Total noninterest expense	$4,490,000	2,145
Salaries and employee benefits	$1,687,000	2,894
Premises and equipment expense	$763,000	1,554
Additional noninterest expense	$2,040,000	1,641
Pre-tax net operating income	$263,000	4,996
Securities gains (losses)	$75,000	1,794
Applicable income taxes	$86,000	3,177
Income before extraordinary items	$252,000	5,052
Extraordinary gains, net	$0	19
Net income	$252,000	5,055
Minority interest net income	$0	84
Net income of bank and minority interests.	$252,000	5,055
Net charge-offs	$852,000	1,280
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$195,750	5,157
2012-03-31 (YTD Data)		Rank
Total interest income	$2,192,000	2,994
Total interest expense	$537,000	2,223
Net interest income	$1,655,000	3,194
Provision for loan and lease losses	$375,000	1,298
Total noninterest income	$2,257,000	725
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$89,000	3,179
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,168,000	516
Total noninterest expense	$2,268,000	2,110
Salaries and employee benefits	$827,000	2,952
Premises and equipment expense	$364,000	1,639
Additional noninterest expense	$1,077,000	1,562
Pre-tax net operating income	$1,269,000	1,384
Securities gains (losses)	$75,000	1,037
Applicable income taxes	$496,000	896
Income before extraordinary items	$848,000	1,715
Extraordinary gains, net	$0	19
Net income	$848,000	1,716
Minority interest net income	$0	78
Net income of bank and minority interests.	$848,000	1,716
Net charge-offs	$282,000	1,546
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$800,000	1,696
2011-12-31 (YTD Data)		Rank
Total interest income	$9,742,000	2,813
Total interest expense	$2,547,000	2,273
Net interest income	$7,195,000	2,994
Provision for loan and lease losses	$3,769,000	996
Total noninterest income	$758,000	3,622
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$332,000	3,401
Trading account gains and fees	$0	146
Additional Noninterest Income	$426,000	3,340
Total noninterest expense	$8,137,000	2,332
Salaries and employee benefits	$3,278,000	2,907
Premises and equipment expense	$1,584,000	1,567
Additional noninterest expense	$3,275,000	2,041
Pre-tax net operating income	$-3,953,000	6,997
Securities gains (losses)	$-88,000	7,076
Applicable income taxes	$-1,644,000	7,231
Income before extraordinary items	$-2,397,000	6,891
Extraordinary gains, net	$0	29
Net income	$-2,397,000	6,890
Minority interest net income	$0	96
Net income of bank and minority interests.	$-2,397,000	6,891
Net charge-offs	$4,682,000	852
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-2,340,680	6,867
2011-09-30 (YTD Data)		Rank
Total interest income	$7,474,000	2,794
Total interest expense	$1,951,000	2,313
Net interest income	$5,523,000	2,952
Provision for loan and lease losses	$2,798,000	984
Total noninterest income	$153,000	5,805
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$244,000	3,446
Trading account gains and fees	$0	145
Additional Noninterest Income	$-91,000	7,048
Total noninterest expense	$5,792,000	2,459
Salaries and employee benefits	$2,358,000	3,006
Premises and equipment expense	$1,212,000	1,544
Additional noninterest expense	$2,222,000	2,239
Pre-tax net operating income	$-2,914,000	7,097
Securities gains (losses)	$95,000	1,838
Applicable income taxes	$-1,151,000	7,316
Income before extraordinary items	$-1,668,000	7,010
Extraordinary gains, net	$0	21
Net income	$-1,668,000	7,011
Minority interest net income	$0	87
Net income of bank and minority interests.	$-1,668,000	7,011
Net charge-offs	$3,247,000	891
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-1,728,800	7,005
2011-06-30 (YTD Data)		Rank
Total interest income	$5,002,000	2,799
Total interest expense	$1,315,000	2,381
Net interest income	$3,687,000	2,944
Provision for loan and lease losses	$2,450,000	789
Total noninterest income	$-285,000	7,379
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$162,000	3,451
Trading account gains and fees	$0	153
Additional Noninterest Income	$-447,000	7,366
Total noninterest expense	$3,837,000	2,478
Salaries and employee benefits	$1,594,000	2,983
Premises and equipment expense	$825,000	1,524
Additional noninterest expense	$1,418,000	2,363
Pre-tax net operating income	$-2,885,000	7,255
Securities gains (losses)	$0	2,914
Applicable income taxes	$-1,154,000	7,421
Income before extraordinary items	$-1,731,000	7,180
Extraordinary gains, net	$0	15
Net income	$-1,731,000	7,181
Minority interest net income	$0	89
Net income of bank and minority interests.	$-1,731,000	7,181
Net charge-offs	$2,580,000	772
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-1,731,000	7,167
2011-03-31 (YTD Data)		Rank
Total interest income	$2,631,000	2,707
Total interest expense	$667,000	2,419
Net interest income	$1,964,000	2,778
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$-25,000	7,365
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$85,000	3,313
Trading account gains and fees	$0	158
Additional Noninterest Income	$-110,000	7,372
Total noninterest expense	$1,884,000	2,539
Salaries and employee benefits	$791,000	3,033
Premises and equipment expense	$408,000	1,577
Additional noninterest expense	$685,000	2,418
Pre-tax net operating income	$-245,000	6,879
Securities gains (losses)	$0	1,772
Applicable income taxes	$-94,000	7,280
Income before extraordinary items	$-151,000	6,811
Extraordinary gains, net	$0	9
Net income	$-151,000	6,811
Minority interest net income	$0	86
Net income of bank and minority interests.	$-151,000	6,811
Net charge-offs	$50,000	3,347
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-151,000	6,805
2010-12-31 (YTD Data)		Rank
Total interest income	$11,804,000	2,531
Total interest expense	$3,710,000	2,136
Net interest income	$8,094,000	2,698
Provision for loan and lease losses	$1,620,000	2,356
Total noninterest income	$747,000	3,793
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$398,000	3,091
Trading account gains and fees	$0	175
Additional Noninterest Income	$349,000	3,719
Total noninterest expense	$7,630,000	2,544
Salaries and employee benefits	$3,168,000	2,972
Premises and equipment expense	$1,720,000	1,491
Additional noninterest expense	$2,742,000	2,472
Pre-tax net operating income	$-409,000	6,201
Securities gains (losses)	$-14,000	7,054
Applicable income taxes	$-310,000	7,061
Income before extraordinary items	$-113,000	6,090
Extraordinary gains, net	$0	29
Net income	$-113,000	6,089
Minority interest net income	$0	111
Net income of bank and minority interests.	$-113,000	6,090
Net charge-offs	$1,979,000	1,876
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-104,040	5,999
2010-09-30 (YTD Data)		Rank
Total interest income	$8,917,000	2,575
Total interest expense	$2,902,000	2,142
Net interest income	$6,015,000	2,749
Provision for loan and lease losses	$1,215,000	2,259
Total noninterest income	$554,000	3,858
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$300,000	3,154
Trading account gains and fees	$0	165
Additional Noninterest Income	$254,000	3,814
Total noninterest expense	$5,768,000	2,512
Salaries and employee benefits	$2,300,000	3,072
Premises and equipment expense	$1,333,000	1,462
Additional noninterest expense	$2,135,000	2,353
Pre-tax net operating income	$-414,000	6,488
Securities gains (losses)	$-11,000	7,213
Applicable income taxes	$-275,000	7,264
Income before extraordinary items	$-150,000	6,380
Extraordinary gains, net	$0	23
Net income	$-150,000	6,381
Minority interest net income	$0	110
Net income of bank and minority interests.	$-150,000	6,380
Net charge-offs	$1,482,000	1,792
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-142,960	6,279
2010-06-30 (YTD Data)		Rank
Total interest income	$5,994,000	2,590
Total interest expense	$1,979,000	2,182
Net interest income	$4,015,000	2,743
Provision for loan and lease losses	$810,000	2,168
Total noninterest income	$345,000	3,952
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$204,000	3,127
Trading account gains and fees	$0	152
Additional Noninterest Income	$141,000	4,077
Total noninterest expense	$3,834,000	2,524
Salaries and employee benefits	$1,533,000	3,087
Premises and equipment expense	$876,000	1,502
Additional noninterest expense	$1,425,000	2,358
Pre-tax net operating income	$-284,000	6,554
Securities gains (losses)	$-58,000	7,450
Applicable income taxes	$-206,000	7,332
Income before extraordinary items	$-136,000	6,476
Extraordinary gains, net	$0	19
Net income	$-136,000	6,478
Minority interest net income	$0	105
Net income of bank and minority interests.	$-136,000	6,476
Net charge-offs	$1,038,000	1,685
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-98,880	6,337
2010-03-31 (YTD Data)		Rank
Total interest income	$3,034,000	2,610
Total interest expense	$1,017,000	2,230
Net interest income	$2,017,000	2,758
Provision for loan and lease losses	$405,000	2,051
Total noninterest income	$224,000	3,424
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$105,000	3,057
Trading account gains and fees	$0	175
Additional Noninterest Income	$119,000	3,212
Total noninterest expense	$1,791,000	2,712
Salaries and employee benefits	$746,000	3,202
Premises and equipment expense	$427,000	1,580
Additional noninterest expense	$618,000	2,636
Pre-tax net operating income	$45,000	5,717
Securities gains (losses)	$-47,000	7,624
Applicable income taxes	$-39,000	7,281
Income before extraordinary items	$37,000	5,887
Extraordinary gains, net	$0	16
Net income	$37,000	5,888
Minority interest net income	$0	91
Net income of bank and minority interests.	$37,000	5,887
Net charge-offs	$726,000	1,290
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$67,080	5,335
2009-12-31 (YTD Data)		Rank
Total interest income	$13,131,000	2,527
Total interest expense	$5,768,000	1,981
Net interest income	$7,363,000	2,932
Provision for loan and lease losses	$5,900,000	1,259
Total noninterest income	$1,153,000	3,059
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$535,000	2,748
Trading account gains and fees	$0	211
Additional Noninterest Income	$618,000	2,855
Total noninterest expense	$8,216,000	2,408
Salaries and employee benefits	$3,398,000	2,861
Premises and equipment expense	$1,840,000	1,469
Additional noninterest expense	$2,978,000	2,358
Pre-tax net operating income	$-5,600,000	7,233
Securities gains (losses)	$103,000	2,118
Applicable income taxes	$-2,230,000	7,543
Income before extraordinary items	$-3,267,000	7,045
Extraordinary gains, net	$0	34
Net income	$-3,267,000	7,043
Minority interest net income	$0	115
Net income of bank and minority interests.	$-3,267,000	7,043
Net charge-offs	$3,893,000	1,369
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-3,332,920	7,053
2009-09-30 (YTD Data)		Rank
Total interest income	$9,933,000	2,544
Total interest expense	$4,582,000	1,975
Net interest income	$5,351,000	3,010
Provision for loan and lease losses	$5,600,000	970
Total noninterest income	$893,000	3,047
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$404,000	2,737
Trading account gains and fees	$0	212
Additional Noninterest Income	$489,000	2,849
Total noninterest expense	$6,325,000	2,339
Salaries and employee benefits	$2,601,000	2,834
Premises and equipment expense	$1,440,000	1,429
Additional noninterest expense	$2,284,000	2,284
Pre-tax net operating income	$-5,681,000	7,550
Securities gains (losses)	$147,000	1,522
Applicable income taxes	$-2,204,000	7,742
Income before extraordinary items	$-3,330,000	7,421
Extraordinary gains, net	$0	27
Net income	$-3,330,000	7,421
Minority interest net income	$0	118
Net income of bank and minority interests.	$-3,330,000	7,421
Net charge-offs	$1,776,000	1,615
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-3,424,080	7,429
2009-06-30 (YTD Data)		Rank
Total interest income	$6,693,000	2,557
Total interest expense	$3,219,000	1,971
Net interest income	$3,474,000	3,062
Provision for loan and lease losses	$3,250,000	1,029
Total noninterest income	$584,000	3,094
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$269,000	2,721
Trading account gains and fees	$0	193
Additional Noninterest Income	$315,000	2,920
Total noninterest expense	$4,052,000	2,465
Salaries and employee benefits	$1,767,000	2,822
Premises and equipment expense	$942,000	1,484
Additional noninterest expense	$1,343,000	2,572
Pre-tax net operating income	$-3,244,000	7,593
Securities gains (losses)	$147,000	1,217
Applicable income taxes	$-1,247,000	7,802
Income before extraordinary items	$-1,850,000	7,438
Extraordinary gains, net	$0	21
Net income	$-1,850,000	7,437
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,850,000	7,436
Net charge-offs	$1,464,000	1,355
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,944,080	7,465
2009-03-31 (YTD Data)		Rank
Total interest income	$3,348,000	2,592
Total interest expense	$1,640,000	2,011
Net interest income	$1,708,000	3,098
Provision for loan and lease losses	$2,100,000	729
Total noninterest income	$328,000	2,855
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$131,000	2,726
Trading account gains and fees	$0	171
Additional Noninterest Income	$197,000	2,537
Total noninterest expense	$1,908,000	2,535
Salaries and employee benefits	$893,000	2,831
Premises and equipment expense	$451,000	1,576
Additional noninterest expense	$564,000	2,703
Pre-tax net operating income	$-1,972,000	7,822
Securities gains (losses)	$-254,000	8,060
Applicable income taxes	$-878,000	7,976
Income before extraordinary items	$-1,348,000	7,799
Extraordinary gains, net	$0	15
Net income	$-1,348,000	7,800
Minority interest net income	$0	102
Net income of bank and minority interests.	$-1,348,000	7,800
Net charge-offs	$113,000	2,740
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,185,440	7,749
2008-12-31 (YTD Data)		Rank
Total interest income	$13,848,000	2,668
Total interest expense	$6,826,000	2,238
Net interest income	$7,022,000	3,044
Provision for loan and lease losses	$3,045,000	1,375
Total noninterest income	$1,348,000	2,824
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$563,000	2,766
Trading account gains and fees	$0	154
Additional Noninterest Income	$785,000	2,473
Total noninterest expense	$8,015,000	2,370
Salaries and employee benefits	$3,936,000	2,550
Premises and equipment expense	$1,842,000	1,505
Additional noninterest expense	$2,237,000	2,579
Pre-tax net operating income	$-2,690,000	7,528
Securities gains (losses)	$-1,300,000	7,793
Applicable income taxes	$-1,686,000	7,877
Income before extraordinary items	$-2,304,000	7,468
Extraordinary gains, net	$0	39
Net income	$-2,304,000	7,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,383,000	1,157
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-1,472,000	7,309
2008-09-30 (YTD Data)		Rank
Total interest income	$10,371,000	2,727
Total interest expense	$5,185,000	2,299
Net interest income	$5,186,000	3,109
Provision for loan and lease losses	$2,440,000	1,037
Total noninterest income	$1,080,000	2,756
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$409,000	2,847
Trading account gains and fees	$0	148
Additional Noninterest Income	$671,000	2,380
Total noninterest expense	$5,861,000	2,416
Salaries and employee benefits	$2,992,000	2,549
Premises and equipment expense	$1,305,000	1,604
Additional noninterest expense	$1,564,000	2,672
Pre-tax net operating income	$-2,035,000	7,874
Securities gains (losses)	$-1,102,000	7,951
Applicable income taxes	$-1,323,000	8,115
Income before extraordinary items	$-1,814,000	7,818
Extraordinary gains, net	$0	31
Net income	$-1,814,000	7,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,372,000	739
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,108,720	7,670
2008-06-30 (YTD Data)		Rank
Total interest income	$6,955,000	2,739
Total interest expense	$3,550,000	2,341
Net interest income	$3,405,000	3,138
Provision for loan and lease losses	$1,485,000	956
Total noninterest income	$571,000	3,229
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$274,000	2,821
Trading account gains and fees	$0	149
Additional Noninterest Income	$297,000	3,032
Total noninterest expense	$3,856,000	2,456
Salaries and employee benefits	$2,082,000	2,469
Premises and equipment expense	$850,000	1,638
Additional noninterest expense	$924,000	2,942
Pre-tax net operating income	$-1,365,000	8,050
Securities gains (losses)	$41,000	1,579
Applicable income taxes	$-609,000	8,205
Income before extraordinary items	$-715,000	7,846
Extraordinary gains, net	$0	21
Net income	$-715,000	7,845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,428,000	687
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-741,240	7,841
2008-03-31 (YTD Data)		Rank
Total interest income	$3,439,000	2,839
Total interest expense	$1,880,000	2,368
Net interest income	$1,559,000	3,391
Provision for loan and lease losses	$105,000	2,634
Total noninterest income	$264,000	3,398
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$127,000	2,928
Trading account gains and fees	$0	158
Additional Noninterest Income	$137,000	3,203
Total noninterest expense	$1,840,000	2,559
Salaries and employee benefits	$1,015,000	2,553
Premises and equipment expense	$400,000	1,728
Additional noninterest expense	$425,000	3,125
Pre-tax net operating income	$-122,000	7,623
Securities gains (losses)	$0	2,688
Applicable income taxes	$-91,000	8,120
Income before extraordinary items	$-31,000	7,437
Extraordinary gains, net	$0	15
Net income	$-31,000	7,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$305,000	969
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-31,000	7,368
2007-12-31 (YTD Data)		Rank
Total interest income	$13,566,000	2,937
Total interest expense	$7,297,000	2,523
Net interest income	$6,269,000	3,392
Provision for loan and lease losses	$1,000,000	1,413
Total noninterest income	$1,186,000	3,160
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$608,000	2,649
Trading account gains and fees	$0	178
Additional Noninterest Income	$578,000	3,065
Total noninterest expense	$7,435,000	2,455
Salaries and employee benefits	$3,751,000	2,643
Premises and equipment expense	$1,715,000	1,548
Additional noninterest expense	$1,969,000	2,700
Pre-tax net operating income	$-980,000	8,041
Securities gains (losses)	$0	2,146
Applicable income taxes	$-537,000	8,322
Income before extraordinary items	$-443,000	7,852
Extraordinary gains, net	$0	39
Net income	$-443,000	7,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$467,000	1,774
Cash dividends	$106,000	5,318
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-443,000	7,841
2007-09-30 (YTD Data)		Rank
Total interest income	$10,192,000	2,940
Total interest expense	$5,318,000	2,584
Net interest income	$4,874,000	3,298
Provision for loan and lease losses	$315,000	2,230
Total noninterest income	$895,000	3,146
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$454,000	2,639
Trading account gains and fees	$0	184
Additional Noninterest Income	$441,000	3,041
Total noninterest expense	$5,404,000	2,509
Salaries and employee benefits	$2,777,000	2,659
Premises and equipment expense	$1,276,000	1,565
Additional noninterest expense	$1,351,000	2,872
Pre-tax net operating income	$50,000	7,494
Securities gains (losses)	$0	1,655
Applicable income taxes	$-73,000	8,209
Income before extraordinary items	$123,000	7,159
Extraordinary gains, net	$0	33
Net income	$123,000	7,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,200
Cash dividends	$89,000	4,757
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$123,000	7,146
2007-06-30 (YTD Data)		Rank
Total interest income	$6,678,000	2,993
Total interest expense	$3,403,000	2,688
Net interest income	$3,275,000	3,306
Provision for loan and lease losses	$210,000	2,072
Total noninterest income	$627,000	3,061
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$300,000	2,649
Trading account gains and fees	$0	168
Additional Noninterest Income	$327,000	2,885
Total noninterest expense	$3,693,000	2,466
Salaries and employee benefits	$1,897,000	2,636
Premises and equipment expense	$884,000	1,520
Additional noninterest expense	$912,000	2,846
Pre-tax net operating income	$-1,000	7,776
Securities gains (losses)	$0	1,444
Applicable income taxes	$-61,000	8,317
Income before extraordinary items	$60,000	7,413
Extraordinary gains, net	$0	29
Net income	$60,000	7,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,420
Cash dividends	$89,000	4,431
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$60,000	7,403
2007-03-31 (YTD Data)		Rank
Total interest income	$3,281,000	3,031
Total interest expense	$1,603,000	2,819
Net interest income	$1,678,000	3,236
Provision for loan and lease losses	$105,000	1,929
Total noninterest income	$299,000	3,116
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$155,000	2,538
Trading account gains and fees	$0	195
Additional Noninterest Income	$144,000	3,096
Total noninterest expense	$1,822,000	2,518
Salaries and employee benefits	$955,000	2,648
Premises and equipment expense	$440,000	1,525
Additional noninterest expense	$427,000	3,000
Pre-tax net operating income	$50,000	7,283
Securities gains (losses)	$0	1,187
Applicable income taxes	$-11,000	8,253
Income before extraordinary items	$61,000	7,000
Extraordinary gains, net	$0	22
Net income	$61,000	6,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$69,000	3,417
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$61,000	6,986
2006-12-31 (YTD Data)		Rank
Total interest income	$11,508,000	3,210
Total interest expense	$4,770,000	3,149
Net interest income	$6,738,000	3,214
Provision for loan and lease losses	$315,000	2,676
Total noninterest income	$1,224,000	3,083
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$509,000	3,017
Trading account gains and fees	$0	130
Additional Noninterest Income	$715,000	2,736
Total noninterest expense	$6,855,000	2,566
Salaries and employee benefits	$3,775,000	2,574
Premises and equipment expense	$1,404,000	1,803
Additional noninterest expense	$1,676,000	3,004
Pre-tax net operating income	$792,000	5,685
Securities gains (losses)	$0	1,687
Applicable income taxes	$167,000	4,493
Income before extraordinary items	$625,000	5,734
Extraordinary gains, net	$0	51
Net income	$625,000	5,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	3,598
Cash dividends	$238,000	4,773
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$625,000	5,720
2006-09-30 (YTD Data)		Rank
Total interest income	$8,048,000	3,362
Total interest expense	$3,284,000	3,263
Net interest income	$4,764,000	3,401
Provision for loan and lease losses	$315,000	2,065
Total noninterest income	$912,000	3,121
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$353,000	3,200
Trading account gains and fees	$0	126
Additional Noninterest Income	$559,000	2,691
Total noninterest expense	$4,919,000	2,670
Salaries and employee benefits	$2,714,000	2,666
Premises and equipment expense	$1,021,000	1,852
Additional noninterest expense	$1,184,000	3,174
Pre-tax net operating income	$442,000	6,451
Securities gains (losses)	$0	1,388
Applicable income taxes	$49,000	5,450
Income before extraordinary items	$393,000	6,268
Extraordinary gains, net	$0	45
Net income	$393,000	6,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	3,885
Cash dividends	$205,000	4,116
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$393,000	6,263
2006-06-30 (YTD Data)		Rank
Total interest income	$5,173,000	3,416
Total interest expense	$1,989,000	3,395
Net interest income	$3,184,000	3,401
Provision for loan and lease losses	$210,000	2,022
Total noninterest income	$619,000	3,057
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$228,000	3,249
Trading account gains and fees	$0	126
Additional Noninterest Income	$391,000	2,595
Total noninterest expense	$3,266,000	2,694
Salaries and employee benefits	$1,836,000	2,633
Premises and equipment expense	$635,000	1,989
Additional noninterest expense	$795,000	3,151
Pre-tax net operating income	$327,000	6,288
Securities gains (losses)	$0	1,185
Applicable income taxes	$39,000	5,403
Income before extraordinary items	$288,000	6,097
Extraordinary gains, net	$0	39
Net income	$288,000	6,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,501
Cash dividends	$171,000	3,885
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$288,000	6,094
2006-03-31 (YTD Data)		Rank
Total interest income	$2,422,000	3,516
Total interest expense	$893,000	3,563
Net interest income	$1,529,000	3,487
Provision for loan and lease losses	$105,000	1,911
Total noninterest income	$300,000	3,094
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$116,000	3,138
Trading account gains and fees	$0	115
Additional Noninterest Income	$184,000	2,637
Total noninterest expense	$1,587,000	2,762
Salaries and employee benefits	$873,000	2,758
Premises and equipment expense	$301,000	2,096
Additional noninterest expense	$413,000	3,028
Pre-tax net operating income	$137,000	6,588
Securities gains (losses)	$0	955
Applicable income taxes	$7,000	5,939
Income before extraordinary items	$130,000	6,253
Extraordinary gains, net	$0	21
Net income	$130,000	6,253
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$131,000	2,849
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$130,000	6,252
2005-12-31 (YTD Data)		Rank
Total interest income	$8,402,000	3,613
Total interest expense	$2,344,000	3,992
Net interest income	$6,058,000	3,391
Provision for loan and lease losses	$315,000	2,721
Total noninterest income	$1,470,000	2,721
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$439,000	3,340
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,031,000	2,166
Total noninterest expense	$5,875,000	2,803
Salaries and employee benefits	$3,192,000	2,811
Premises and equipment expense	$991,000	2,385
Additional noninterest expense	$1,692,000	2,930
Pre-tax net operating income	$1,338,000	4,654
Securities gains (losses)	$0	2,296
Applicable income taxes	$379,000	3,786
Income before extraordinary items	$959,000	4,931
Extraordinary gains, net	$0	46
Net income	$959,000	4,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	2,889
Cash dividends	$274,000	4,538
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$959,000	4,899
2005-09-30 (YTD Data)		Rank
Total interest income	$6,078,000	3,666
Total interest expense	$1,639,000	4,049
Net interest income	$4,439,000	3,456
Provision for loan and lease losses	$315,000	2,100
Total noninterest income	$1,113,000	2,710
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$325,000	3,379
Trading account gains and fees	$0	126
Additional Noninterest Income	$788,000	2,150
Total noninterest expense	$4,392,000	2,787
Salaries and employee benefits	$2,355,000	2,811
Premises and equipment expense	$733,000	2,405
Additional noninterest expense	$1,304,000	2,819
Pre-tax net operating income	$845,000	5,193
Securities gains (losses)	$0	2,317
Applicable income taxes	$224,000	4,253
Income before extraordinary items	$621,000	5,364
Extraordinary gains, net	$0	35
Net income	$621,000	5,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	2,170
Cash dividends	$213,000	3,973
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$621,000	5,337
2005-06-30 (YTD Data)		Rank
Total interest income	$3,892,000	3,720
Total interest expense	$1,051,000	3,993
Net interest income	$2,841,000	3,561
Provision for loan and lease losses	$210,000	2,058
Total noninterest income	$752,000	2,653
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$212,000	3,367
Trading account gains and fees	$0	116
Additional Noninterest Income	$540,000	2,079
Total noninterest expense	$2,814,000	2,870
Salaries and employee benefits	$1,531,000	2,874
Premises and equipment expense	$460,000	2,523
Additional noninterest expense	$823,000	2,940
Pre-tax net operating income	$569,000	5,138
Securities gains (losses)	$0	2,146
Applicable income taxes	$153,000	4,217
Income before extraordinary items	$416,000	5,350
Extraordinary gains, net	$0	30
Net income	$416,000	5,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	1,589
Cash dividends	$153,000	3,795
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$416,000	5,310
2005-03-31 (YTD Data)		Rank
Total interest income	$1,936,000	3,691
Total interest expense	$494,000	4,054
Net interest income	$1,442,000	3,521
Provision for loan and lease losses	$105,000	1,941
Total noninterest income	$340,000	2,781
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$103,000	3,372
Trading account gains and fees	$0	115
Additional Noninterest Income	$237,000	2,236
Total noninterest expense	$1,366,000	2,953
Salaries and employee benefits	$741,000	2,962
Premises and equipment expense	$215,000	2,693
Additional noninterest expense	$410,000	2,956
Pre-tax net operating income	$311,000	4,899
Securities gains (losses)	$0	1,685
Applicable income taxes	$86,000	4,012
Income before extraordinary items	$225,000	5,137
Extraordinary gains, net	$0	24
Net income	$225,000	5,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	950
Cash dividends	$87,000	3,081
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$225,000	5,108
2004-12-31 (YTD Data)		Rank
Total interest income	$7,183,000	3,726
Total interest expense	$1,813,000	3,949
Net interest income	$5,370,000	3,598
Provision for loan and lease losses	$420,000	2,272
Total noninterest income	$1,510,000	2,674
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$509,000	3,106
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,001,000	2,152
Total noninterest expense	$4,761,000	3,265
Salaries and employee benefits	$2,643,000	3,194
Premises and equipment expense	$770,000	2,882
Additional noninterest expense	$1,348,000	3,417
Pre-tax net operating income	$1,699,000	3,929
Securities gains (losses)	$0	3,819
Applicable income taxes	$512,000	3,309
Income before extraordinary items	$1,187,000	4,230
Extraordinary gains, net	$0	34
Net income	$1,187,000	4,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,809
Cash dividends	$346,000	4,146
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,187,000	4,165
2004-09-30 (YTD Data)		Rank
Total interest income	$5,358,000	3,723
Total interest expense	$1,334,000	3,973
Net interest income	$4,024,000	3,580
Provision for loan and lease losses	$315,000	2,173
Total noninterest income	$1,134,000	2,675
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$398,000	3,023
Trading account gains and fees	$0	134
Additional Noninterest Income	$736,000	2,198
Total noninterest expense	$3,563,000	3,250
Salaries and employee benefits	$1,966,000	3,182
Premises and equipment expense	$546,000	3,022
Additional noninterest expense	$1,051,000	3,278
Pre-tax net operating income	$1,280,000	3,997
Securities gains (losses)	$0	3,710
Applicable income taxes	$384,000	3,380
Income before extraordinary items	$896,000	4,282
Extraordinary gains, net	$0	26
Net income	$896,000	4,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-43,000	8,620
Cash dividends	$247,000	3,715
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$896,000	4,209
2004-06-30 (YTD Data)		Rank
Total interest income	$3,536,000	3,749
Total interest expense	$876,000	4,005
Net interest income	$2,660,000	3,597
Provision for loan and lease losses	$210,000	2,090
Total noninterest income	$730,000	2,759
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$266,000	2,986
Trading account gains and fees	$0	130
Additional Noninterest Income	$464,000	2,311
Total noninterest expense	$2,376,000	3,244
Salaries and employee benefits	$1,292,000	3,233
Premises and equipment expense	$357,000	3,079
Additional noninterest expense	$727,000	3,202
Pre-tax net operating income	$804,000	4,094
Securities gains (losses)	$0	3,413
Applicable income taxes	$237,000	3,480
Income before extraordinary items	$567,000	4,394
Extraordinary gains, net	$0	21
Net income	$567,000	4,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-33,000	8,602
Cash dividends	$160,000	3,707
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$567,000	4,308
2004-03-31 (YTD Data)		Rank
Total interest income	$1,776,000	3,747
Total interest expense	$446,000	4,003
Net interest income	$1,330,000	3,586
Provision for loan and lease losses	$105,000	2,016
Total noninterest income	$356,000	2,760
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$133,000	2,922
Trading account gains and fees	$0	121
Additional Noninterest Income	$223,000	2,293
Total noninterest expense	$1,190,000	3,246
Salaries and employee benefits	$645,000	3,246
Premises and equipment expense	$169,000	3,259
Additional noninterest expense	$376,000	3,078
Pre-tax net operating income	$391,000	4,140
Securities gains (losses)	$0	2,934
Applicable income taxes	$114,000	3,563
Income before extraordinary items	$277,000	4,487
Extraordinary gains, net	$0	16
Net income	$277,000	4,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,435
Cash dividends	$75,000	3,114
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$277,000	4,357
2003-12-31 (YTD Data)		Rank
Total interest income	$7,334,000	3,681
Total interest expense	$2,206,000	3,702
Net interest income	$5,128,000	3,621
Provision for loan and lease losses	$581,000	1,931
Total noninterest income	$1,317,000	3,107
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$511,000	3,034
Trading account gains and fees	$0	160
Additional Noninterest Income	$806,000	2,728
Total noninterest expense	$4,489,000	3,358
Salaries and employee benefits	$2,566,000	3,206
Premises and equipment expense	$722,000	3,006
Additional noninterest expense	$1,201,000	3,719
Pre-tax net operating income	$1,375,000	4,352
Securities gains (losses)	$0	4,500
Applicable income taxes	$418,000	3,690
Income before extraordinary items	$957,000	4,762
Extraordinary gains, net	$0	54
Net income	$957,000	4,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$538,000	1,518
Cash dividends	$199,000	4,969
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$957,000	4,599
2003-09-30 (YTD Data)		Rank
Total interest income	$5,410,000	3,773
Total interest expense	$1,746,000	3,651
Net interest income	$3,664,000	3,775
Provision for loan and lease losses	$315,000	2,407
Total noninterest income	$963,000	3,214
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$375,000	3,100
Trading account gains and fees	$0	153
Additional Noninterest Income	$588,000	2,859
Total noninterest expense	$3,296,000	3,407
Salaries and employee benefits	$1,877,000	3,268
Premises and equipment expense	$529,000	3,062
Additional noninterest expense	$890,000	3,739
Pre-tax net operating income	$1,016,000	4,508
Securities gains (losses)	$0	4,204
Applicable income taxes	$315,000	3,826
Income before extraordinary items	$701,000	4,993
Extraordinary gains, net	$0	40
Net income	$701,000	4,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,698
Cash dividends	$129,000	4,513
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$701,000	4,804
2003-06-30 (YTD Data)		Rank
Total interest income	$3,633,000	3,768
Total interest expense	$1,244,000	3,555
Net interest income	$2,389,000	3,839
Provision for loan and lease losses	$210,000	2,412
Total noninterest income	$646,000	3,182
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$240,000	3,164
Trading account gains and fees	$0	150
Additional Noninterest Income	$406,000	2,778
Total noninterest expense	$2,141,000	3,481
Salaries and employee benefits	$1,239,000	3,292
Premises and equipment expense	$349,000	3,081
Additional noninterest expense	$553,000	3,938
Pre-tax net operating income	$684,000	4,497
Securities gains (losses)	$0	3,782
Applicable income taxes	$212,000	3,852
Income before extraordinary items	$472,000	4,944
Extraordinary gains, net	$0	30
Net income	$472,000	4,944
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,795
Cash dividends	$45,000	4,813
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$472,000	4,739
2003-03-31 (YTD Data)		Rank
Total interest income	$1,776,000	3,866
Total interest expense	$623,000	3,635
Net interest income	$1,153,000	3,948
Provision for loan and lease losses	$105,000	2,265
Total noninterest income	$290,000	3,324
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$121,000	3,055
Trading account gains and fees	$0	134
Additional Noninterest Income	$169,000	3,005
Total noninterest expense	$1,070,000	3,473
Salaries and employee benefits	$610,000	3,315
Premises and equipment expense	$170,000	3,154
Additional noninterest expense	$290,000	3,754
Pre-tax net operating income	$268,000	5,090
Securities gains (losses)	$0	2,891
Applicable income taxes	$78,000	4,407
Income before extraordinary items	$190,000	5,446
Extraordinary gains, net	$0	21
Net income	$190,000	5,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,858
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$190,000	5,252
2002-12-31 (YTD Data)		Rank
Total interest income	$6,729,000	4,185
Total interest expense	$2,391,000	4,249
Net interest income	$4,338,000	4,103
Provision for loan and lease losses	$525,000	2,307
Total noninterest income	$1,005,000	3,475
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$440,000	3,295
Trading account gains and fees	$0	153
Additional Noninterest Income	$565,000	3,066
Total noninterest expense	$3,773,000	3,719
Salaries and employee benefits	$2,100,000	3,590
Premises and equipment expense	$600,000	3,416
Additional noninterest expense	$1,073,000	3,957
Pre-tax net operating income	$1,045,000	5,093
Securities gains (losses)	$0	4,537
Applicable income taxes	$303,000	4,431
Income before extraordinary items	$742,000	5,397
Extraordinary gains, net	$0	70
Net income	$742,000	5,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$790,000	1,176
Cash dividends	$267,000	4,513
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$742,000	5,261
2001-12-31 (YTD Data)		Rank
Total interest income	$6,659,000	4,593
Total interest expense	$2,951,000	4,791
Net interest income	$3,708,000	4,377
Provision for loan and lease losses	$535,000	2,101
Total noninterest income	$1,004,000	3,328
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$413,000	3,296
Trading account gains and fees	$0	177
Additional Noninterest Income	$591,000	2,853
Total noninterest expense	$3,151,000	4,181
Salaries and employee benefits	$1,710,000	4,081
Premises and equipment expense	$518,000	3,760
Additional noninterest expense	$923,000	4,322
Pre-tax net operating income	$1,026,000	4,839
Securities gains (losses)	$2,000	4,242
Applicable income taxes	$307,000	4,210
Income before extraordinary items	$721,000	5,151
Extraordinary gains, net	$0	105
Net income	$721,000	5,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$315,000	2,167
Cash dividends	$182,000	5,117
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$719,600	5,046
2000-12-31 (YTD Data)		Rank
Total interest income	$6,589,000	4,800
Total interest expense	$3,074,000	4,828
Net interest income	$3,515,000	4,594
Provision for loan and lease losses	$178,000	4,045
Total noninterest income	$770,000	3,748
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$359,000	3,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	3,280
Total noninterest expense	$2,981,000	4,257
Salaries and employee benefits	$1,615,000	4,122
Premises and equipment expense	$487,000	3,868
Additional noninterest expense	$879,000	4,430
Pre-tax net operating income	$1,126,000	4,916
Securities gains (losses)	$0	1,956
Applicable income taxes	$333,000	4,360
Income before extraordinary items	$793,000	5,073
Extraordinary gains, net	$0	38
Net income	$793,000	5,072
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$155,000	5,457
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$793,000	5,065
1999-12-31 (YTD Data)		Rank
Total interest income	$5,649,000	5,142
Total interest expense	$2,463,000	5,237
Net interest income	$3,186,000	4,951
Provision for loan and lease losses	$90,000	5,432
Total noninterest income	$714,000	3,938
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$399,000	3,222
Trading account gains and fees	NA	NA
Additional Noninterest Income	$315,000	3,916
Total noninterest expense	$2,903,000	4,317
Salaries and employee benefits	$1,531,000	4,267
Premises and equipment expense	$494,000	3,799
Additional noninterest expense	$878,000	4,466
Pre-tax net operating income	$907,000	5,592
Securities gains (losses)	$0	3,155
Applicable income taxes	$248,000	5,235
Income before extraordinary items	$659,000	5,637
Extraordinary gains, net	$0	35
Net income	$659,000	5,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,661
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$659,000	5,605
1998-12-31 (YTD Data)		Rank
Total interest income	$5,493,000	5,307
Total interest expense	$2,308,000	5,648
Net interest income	$3,185,000	4,928
Provision for loan and lease losses	$36,000	7,078
Total noninterest income	$700,000	3,987
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$397,000	3,158
Trading account gains and fees	NA	NA
Additional Noninterest Income	$303,000	3,997
Total noninterest expense	$3,024,000	4,084
Salaries and employee benefits	$1,447,000	4,362
Premises and equipment expense	$461,000	3,929
Additional noninterest expense	$1,116,000	3,581
Pre-tax net operating income	$825,000	5,991
Securities gains (losses)	$18,000	2,506
Applicable income taxes	$257,000	5,577
Income before extraordinary items	$586,000	6,122
Extraordinary gains, net	$0	32
Net income	$586,000	6,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,253
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$573,400	6,082
1997-12-31 (YTD Data)		Rank
Total interest income	$5,160,000	5,662
Total interest expense	$2,161,000	5,955
Net interest income	$2,999,000	5,304
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$391,000	5,799
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$284,000	4,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	6,595
Total noninterest expense	$2,363,000	5,007
Salaries and employee benefits	$1,211,000	5,063
Premises and equipment expense	$334,000	5,078
Additional noninterest expense	$818,000	4,644
Pre-tax net operating income	$967,000	5,935
Securities gains (losses)	$10,000	2,359
Applicable income taxes	$347,000	5,340
Income before extraordinary items	$630,000	6,211
Extraordinary gains, net	$0	44
Net income	$630,000	6,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,093
Cash dividends	$165,000	5,736
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$623,600	6,182
1996-12-31 (YTD Data)		Rank
Total interest income	$4,569,000	6,330
Total interest expense	$1,838,000	6,759
Net interest income	$2,731,000	5,832
Provision for loan and lease losses	$36,000	7,135
Total noninterest income	$354,000	6,390
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$299,000	4,238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	8,673
Total noninterest expense	$2,045,000	5,857
Salaries and employee benefits	$967,000	6,140
Premises and equipment expense	$266,000	6,016
Additional noninterest expense	$812,000	5,152
Pre-tax net operating income	$1,004,000	5,728
Securities gains (losses)	$0	4,148
Applicable income taxes	$390,000	4,962
Income before extraordinary items	$614,000	6,184
Extraordinary gains, net	$0	53
Net income	$614,000	6,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,767
Cash dividends	$149,000	6,087
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$614,000	6,128
1995-12-31 (YTD Data)		Rank
Total interest income	$3,823,000	7,186
Total interest expense	$1,535,000	7,599
Net interest income	$2,288,000	6,709
Provision for loan and lease losses	$209,000	2,925
Total noninterest income	$391,000	6,075
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$278,000	4,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	6,838
Total noninterest expense	$1,535,000	7,160
Salaries and employee benefits	$714,000	7,633
Premises and equipment expense	$170,000	7,815
Additional noninterest expense	$651,000	6,191
Pre-tax net operating income	$935,000	6,266
Securities gains (losses)	$0	3,831
Applicable income taxes	$332,000	5,639
Income before extraordinary items	$603,000	6,599
Extraordinary gains, net	$0	65
Net income	$603,000	6,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$157,000	2,928
Cash dividends	$183,000	5,699
Sale, conversion, retirement of capital stock, net	$218,000	473
Net operating income	$603,000	6,586
1994-12-31 (YTD Data)		Rank
Total interest income	$2,465,000	8,963
Total interest expense	$731,000	9,922
Net interest income	$1,734,000	8,215
Provision for loan and lease losses	$106,000	4,419
Total noninterest income	$247,000	8,000
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$167,000	6,508
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	8,247
Total noninterest expense	$1,273,000	8,348
Salaries and employee benefits	$501,000	9,385
Premises and equipment expense	$309,000	5,586
Additional noninterest expense	$463,000	8,210
Pre-tax net operating income	$602,000	7,980
Securities gains (losses)	$0	3,600
Applicable income taxes	$236,000	6,740
Income before extraordinary items	$366,000	8,499
Extraordinary gains, net	$0	249
Net income	$366,000	8,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,734
Cash dividends	$72,000	7,492
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$366,000	8,536
1993-12-31 (YTD Data)		Rank
Total interest income	$2,223,000	9,733
Total interest expense	$785,000	10,123
Net interest income	$1,438,000	9,311
Provision for loan and lease losses	$15,000	9,365
Total noninterest income	$213,000	8,971
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$187,000	6,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	11,580
Total noninterest expense	$1,139,000	9,167
Salaries and employee benefits	$412,000	10,509
Premises and equipment expense	$305,000	5,763
Additional noninterest expense	$422,000	9,008
Pre-tax net operating income	$497,000	8,678
Securities gains (losses)	$0	7,477
Applicable income taxes	$181,000	7,990
Income before extraordinary items	$316,000	9,283
Extraordinary gains, net	$0	3,149
Net income	$316,000	9,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	9,554
Cash dividends	$56,000	7,820
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$316,000	9,031
1992-12-31 (YTD Data)		Rank
Total interest income	$2,442,000	10,015
Total interest expense	$1,032,000	10,259
Net interest income	$1,410,000	9,592
Provision for loan and lease losses	$27,000	10,147
Total noninterest income	$212,000	9,182
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$187,000	6,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	12,163
Total noninterest expense	$1,175,000	9,158
Salaries and employee benefits	$448,000	10,327
Premises and equipment expense	$301,000	5,952
Additional noninterest expense	$426,000	9,253
Pre-tax net operating income	$420,000	9,061
Securities gains (losses)	$16,000	5,884
Applicable income taxes	$59,000	11,011
Income before extraordinary items	$377,000	8,443
Extraordinary gains, net	$0	1,422
Net income	$377,000	8,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	13,191
Cash dividends	$33,000	8,162
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$363,240	8,217

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.