Home > Pillar Bank > Income and Expense
Pillar Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 2,701 |
| Total interest expense | $878,000 | 2,862 |
| Net interest income | $2,348,000 | 2,582 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $211,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $43,000 | 2,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 2,579 |
| Total noninterest expense | $1,918,000 | 2,505 |
| Salaries and employee benefits | $1,188,000 | 2,354 |
| Premises and equipment expense | $201,000 | 2,350 |
| Additional noninterest expense | $168,000 | 2,579 |
| Pre-tax net operating income | $641,000 | 2,713 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $120,000 | 1,935 |
| Income before extraordinary items | $521,000 | 2,761 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $521,000 | 2,788 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $521,000 | 2,761 |
| Net charge-offs | $-1,000 | 3,409 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $521,000 | 2,773 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $11,886,000 | 2,792 |
| Total interest expense | $3,891,000 | 2,788 |
| Net interest income | $7,995,000 | 2,715 |
| Provision for loan and lease losses | $1,220,000 | 831 |
| Total noninterest income | $734,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $165,000 | 2,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $569,000 | 2,831 |
| Total noninterest expense | $7,212,000 | 2,572 |
| Salaries and employee benefits | $4,065,000 | 2,540 |
| Premises and equipment expense | $708,000 | 2,492 |
| Additional noninterest expense | $569,000 | 2,831 |
| Pre-tax net operating income | $297,000 | 3,977 |
| Securities gains (losses) | $-69,000 | 3,922 |
| Applicable income taxes | $82,000 | 2,786 |
| Income before extraordinary items | $146,000 | 4,051 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $146,000 | 4,094 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $146,000 | 4,050 |
| Net charge-offs | $1,705,000 | 519 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $200,510 | 4,022 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 2,793 |
| Total interest expense | $2,974,000 | 2,760 |
| Net interest income | $5,867,000 | 2,745 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $563,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $122,000 | 2,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 2,748 |
| Total noninterest expense | $5,185,000 | 2,614 |
| Salaries and employee benefits | $3,037,000 | 2,528 |
| Premises and equipment expense | $484,000 | 2,610 |
| Additional noninterest expense | $441,000 | 2,748 |
| Pre-tax net operating income | $1,245,000 | 3,079 |
| Securities gains (losses) | $-72,000 | 4,119 |
| Applicable income taxes | $199,000 | 2,248 |
| Income before extraordinary items | $974,000 | 3,175 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $974,000 | 3,211 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $974,000 | 3,178 |
| Net charge-offs | $-177,000 | 4,429 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,033,760 | 3,116 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $5,800,000 | 2,791 |
| Total interest expense | $1,970,000 | 2,734 |
| Net interest income | $3,830,000 | 2,771 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $384,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $80,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 2,694 |
| Total noninterest expense | $3,416,000 | 2,620 |
| Salaries and employee benefits | $1,975,000 | 2,567 |
| Premises and equipment expense | $337,000 | 2,550 |
| Additional noninterest expense | $304,000 | 2,694 |
| Pre-tax net operating income | $798,000 | 3,084 |
| Securities gains (losses) | $-98,000 | 4,226 |
| Applicable income taxes | $116,000 | 2,302 |
| Income before extraordinary items | $584,000 | 3,230 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $584,000 | 3,266 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $584,000 | 3,233 |
| Net charge-offs | $-175,000 | 4,464 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $665,340 | 3,134 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $0 | 4,556 |
| Total interest expense | $10,000 | 4,449 |
| Net interest income | $536,000 | 4,134 |
| Provision for loan and lease losses | $1,000 | 2,555 |
| Total noninterest income | $470 | 4,537 |
| Gross Fiduciary activities income | $56 | 888 |
| Service charges on deposit accounts | $0 | 4,363 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 4,439 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,504 |
| Additional noninterest expense | $16,766 | 4,091 |
| Pre-tax net operating income | $0 | 4,212 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $5,000 | 4,225 |
| Extraordinary gains, net | $5,336,000 | 40 |
| Net income | $183,000 | 3,617 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $0 | 4,219 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $2,223,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $0 | 4,227 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,825,000 | 2,753 |
| Total interest expense | $2,175,000 | 2,555 |
| Net interest income | $5,650,000 | 2,798 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $777,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $118,000 | 2,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $659,000 | 2,394 |
| Total noninterest expense | $8,596,000 | 1,867 |
| Salaries and employee benefits | $2,811,000 | 2,616 |
| Premises and equipment expense | $587,000 | 2,332 |
| Additional noninterest expense | $659,000 | 2,393 |
| Pre-tax net operating income | $-2,169,000 | 4,545 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $-3,289,000 | 4,611 |
| Income before extraordinary items | $1,120,000 | 3,169 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,120,000 | 3,202 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,120,000 | 3,170 |
| Net charge-offs | $-2,000 | 3,495 |
| Cash dividends | $625,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,120,000 | 3,196 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 2,730 |
| Total interest expense | $1,347,000 | 2,484 |
| Net interest income | $3,819,000 | 2,802 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $582,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $78,000 | 2,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 2,191 |
| Total noninterest expense | $3,363,000 | 2,586 |
| Salaries and employee benefits | $1,903,000 | 2,585 |
| Premises and equipment expense | $373,000 | 2,397 |
| Additional noninterest expense | $504,000 | 2,188 |
| Pre-tax net operating income | $1,038,000 | 2,995 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $293,000 | 1,867 |
| Income before extraordinary items | $745,000 | 3,202 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $745,000 | 3,235 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $745,000 | 3,201 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $425,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $745,000 | 3,215 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 2,749 |
| Total interest expense | $577,000 | 2,472 |
| Net interest income | $1,963,000 | 2,766 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $400,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $42,000 | 2,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 1,850 |
| Total noninterest expense | $6,219,000 | 1,027 |
| Salaries and employee benefits | $972,000 | 2,598 |
| Premises and equipment expense | $174,000 | 2,533 |
| Additional noninterest expense | $358,000 | 1,850 |
| Pre-tax net operating income | $-3,856,000 | 4,674 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $-4,305,000 | 4,665 |
| Income before extraordinary items | $449,000 | 3,052 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $449,000 | 3,051 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $449,000 | 3,052 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $425,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $449,000 | 3,072 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,971,000 | 2,687 |
| Total interest expense | $1,000,000 | 2,425 |
| Net interest income | $7,971,000 | 2,686 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,604,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $177,000 | 2,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,427,000 | 1,950 |
| Total noninterest expense | $6,570,000 | 2,615 |
| Salaries and employee benefits | $3,845,000 | 2,571 |
| Premises and equipment expense | $638,000 | 2,624 |
| Additional noninterest expense | $1,427,000 | 1,950 |
| Pre-tax net operating income | $3,005,000 | 2,658 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $6,000 | 3,536 |
| Income before extraordinary items | $2,999,000 | 2,468 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,999,000 | 2,466 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,999,000 | 2,467 |
| Net charge-offs | $-5,000 | 3,487 |
| Cash dividends | $2,550,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,999,000 | 2,497 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,541,000 | 2,680 |
| Total interest expense | $553,000 | 2,542 |
| Net interest income | $5,988,000 | 2,670 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,434,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $133,000 | 2,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,301,000 | 1,784 |
| Total noninterest expense | $4,774,000 | 2,647 |
| Salaries and employee benefits | $2,918,000 | 2,550 |
| Premises and equipment expense | $377,000 | 2,992 |
| Additional noninterest expense | $1,301,000 | 1,784 |
| Pre-tax net operating income | $2,648,000 | 2,445 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,000 | 3,582 |
| Income before extraordinary items | $2,647,000 | 2,233 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,647,000 | 2,232 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,647,000 | 2,232 |
| Net charge-offs | $-4,000 | 3,351 |
| Cash dividends | $2,550,000 | 942 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,647,000 | 2,270 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 2,659 |
| Total interest expense | $328,000 | 2,541 |
| Net interest income | $3,939,000 | 2,649 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,253,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $86,000 | 2,943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,167,000 | 1,526 |
| Total noninterest expense | $3,109,000 | 2,677 |
| Salaries and employee benefits | $1,923,000 | 2,571 |
| Premises and equipment expense | $252,000 | 3,005 |
| Additional noninterest expense | $934,000 | 2,728 |
| Pre-tax net operating income | $2,083,000 | 2,150 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,000 | 3,535 |
| Income before extraordinary items | $2,082,000 | 1,956 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,082,000 | 1,956 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,082,000 | 1,956 |
| Net charge-offs | $-2,000 | 3,158 |
| Cash dividends | $1,450,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,082,000 | 1,997 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 2,658 |
| Total interest expense | $147,000 | 2,649 |
| Net interest income | $1,933,000 | 2,632 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $201,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $44,000 | 2,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 2,852 |
| Total noninterest expense | $1,493,000 | 2,740 |
| Salaries and employee benefits | $974,000 | 2,543 |
| Premises and equipment expense | $126,000 | 3,011 |
| Additional noninterest expense | $393,000 | 3,000 |
| Pre-tax net operating income | $641,000 | 2,647 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $1,000 | 3,415 |
| Income before extraordinary items | $640,000 | 2,469 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $640,000 | 2,466 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $640,000 | 2,469 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $1,450,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $640,000 | 2,489 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,374,000 | 2,741 |
| Total interest expense | $628,000 | 2,844 |
| Net interest income | $7,746,000 | 2,697 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,024,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $139,000 | 3,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $885,000 | 2,733 |
| Total noninterest expense | $5,911,000 | 2,757 |
| Salaries and employee benefits | $3,516,000 | 2,697 |
| Premises and equipment expense | $575,000 | 2,806 |
| Additional noninterest expense | $1,820,000 | 2,754 |
| Pre-tax net operating income | $2,859,000 | 2,742 |
| Securities gains (losses) | $156,000 | 692 |
| Applicable income taxes | $9,000 | 3,592 |
| Income before extraordinary items | $3,006,000 | 2,540 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,006,000 | 2,541 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,006,000 | 2,541 |
| Net charge-offs | $-3,000 | 3,394 |
| Cash dividends | $1,160,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,850,000 | 2,590 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 2,815 |
| Total interest expense | $479,000 | 2,914 |
| Net interest income | $5,710,000 | 2,767 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $859,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $102,000 | 3,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $757,000 | 2,651 |
| Total noninterest expense | $4,227,000 | 2,837 |
| Salaries and employee benefits | $2,655,000 | 2,700 |
| Premises and equipment expense | $337,000 | 3,210 |
| Additional noninterest expense | $1,235,000 | 2,934 |
| Pre-tax net operating income | $2,342,000 | 2,758 |
| Securities gains (losses) | $152,000 | 655 |
| Applicable income taxes | $7,000 | 3,563 |
| Income before extraordinary items | $2,487,000 | 2,514 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,487,000 | 2,514 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,487,000 | 2,514 |
| Net charge-offs | $-2,000 | 3,208 |
| Cash dividends | $1,160,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,335,000 | 2,583 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 2,833 |
| Total interest expense | $328,000 | 2,952 |
| Net interest income | $3,777,000 | 2,783 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $696,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $66,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $630,000 | 2,407 |
| Total noninterest expense | $2,765,000 | 2,866 |
| Salaries and employee benefits | $1,736,000 | 2,723 |
| Premises and equipment expense | $225,000 | 3,205 |
| Additional noninterest expense | $804,000 | 2,965 |
| Pre-tax net operating income | $1,708,000 | 2,621 |
| Securities gains (losses) | $134,000 | 570 |
| Applicable income taxes | $5,000 | 3,542 |
| Income before extraordinary items | $1,837,000 | 2,339 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,837,000 | 2,338 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,837,000 | 2,339 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $1,160,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,703,000 | 2,413 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 2,867 |
| Total interest expense | $164,000 | 3,041 |
| Net interest income | $1,839,000 | 2,799 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $395,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $35,000 | 3,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 2,263 |
| Total noninterest expense | $1,393,000 | 2,857 |
| Salaries and employee benefits | $867,000 | 2,721 |
| Premises and equipment expense | $117,000 | 3,154 |
| Additional noninterest expense | $409,000 | 2,900 |
| Pre-tax net operating income | $841,000 | 2,600 |
| Securities gains (losses) | $61,000 | 598 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $902,000 | 2,358 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $902,000 | 2,356 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $902,000 | 2,358 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $1,160,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $841,000 | 2,403 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,045,000 | 2,871 |
| Total interest expense | $814,000 | 3,234 |
| Net interest income | $7,231,000 | 2,771 |
| Provision for loan and lease losses | $390,000 | 2,477 |
| Total noninterest income | $1,119,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $148,000 | 3,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $971,000 | 2,508 |
| Total noninterest expense | $5,261,000 | 2,902 |
| Salaries and employee benefits | $3,351,000 | 2,760 |
| Premises and equipment expense | $508,000 | 3,023 |
| Additional noninterest expense | $1,402,000 | 3,163 |
| Pre-tax net operating income | $2,699,000 | 2,562 |
| Securities gains (losses) | $393,000 | 698 |
| Applicable income taxes | $10,000 | 3,498 |
| Income before extraordinary items | $3,082,000 | 2,278 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,082,000 | 2,278 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,082,000 | 2,278 |
| Net charge-offs | $-97,000 | 4,742 |
| Cash dividends | $420,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,689,000 | 2,390 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,049,000 | 2,889 |
| Total interest expense | $638,000 | 3,271 |
| Net interest income | $5,411,000 | 2,780 |
| Provision for loan and lease losses | $390,000 | 2,174 |
| Total noninterest income | $966,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $113,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $853,000 | 2,306 |
| Total noninterest expense | $3,858,000 | 2,947 |
| Salaries and employee benefits | $2,493,000 | 2,760 |
| Premises and equipment expense | $370,000 | 3,091 |
| Additional noninterest expense | $995,000 | 3,229 |
| Pre-tax net operating income | $2,129,000 | 2,490 |
| Securities gains (losses) | $65,000 | 1,421 |
| Applicable income taxes | $8,000 | 3,498 |
| Income before extraordinary items | $2,186,000 | 2,318 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,186,000 | 2,318 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,186,000 | 2,318 |
| Net charge-offs | $-96,000 | 4,810 |
| Cash dividends | $420,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,121,000 | 2,314 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 2,966 |
| Total interest expense | $450,000 | 3,282 |
| Net interest income | $3,470,000 | 2,851 |
| Provision for loan and lease losses | $390,000 | 1,824 |
| Total noninterest income | $760,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $79,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $681,000 | 2,050 |
| Total noninterest expense | $2,573,000 | 2,948 |
| Salaries and employee benefits | $1,690,000 | 2,736 |
| Premises and equipment expense | $229,000 | 3,206 |
| Additional noninterest expense | $654,000 | 3,268 |
| Pre-tax net operating income | $1,267,000 | 2,619 |
| Securities gains (losses) | $44,000 | 1,347 |
| Applicable income taxes | $6,000 | 3,445 |
| Income before extraordinary items | $1,305,000 | 2,435 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,305,000 | 2,433 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,305,000 | 2,435 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $420,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,261,000 | 2,448 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 2,999 |
| Total interest expense | $246,000 | 3,290 |
| Net interest income | $1,669,000 | 2,890 |
| Provision for loan and lease losses | $295,000 | 1,218 |
| Total noninterest income | $192,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $50,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,820 |
| Total noninterest expense | $1,307,000 | 2,946 |
| Salaries and employee benefits | $852,000 | 2,739 |
| Premises and equipment expense | $113,000 | 3,235 |
| Additional noninterest expense | $342,000 | 3,225 |
| Pre-tax net operating income | $259,000 | 3,554 |
| Securities gains (losses) | $15,000 | 1,209 |
| Applicable income taxes | $2,000 | 3,392 |
| Income before extraordinary items | $272,000 | 3,395 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $272,000 | 3,396 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $272,000 | 3,396 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $420,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $257,150 | 3,438 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,916,000 | 2,975 |
| Total interest expense | $1,006,000 | 3,296 |
| Net interest income | $6,910,000 | 2,870 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $912,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $181,000 | 3,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $731,000 | 2,600 |
| Total noninterest expense | $5,750,000 | 2,766 |
| Salaries and employee benefits | $3,312,000 | 2,756 |
| Premises and equipment expense | $618,000 | 2,744 |
| Additional noninterest expense | $1,820,000 | 2,726 |
| Pre-tax net operating income | $2,072,000 | 2,977 |
| Securities gains (losses) | $95,000 | 958 |
| Applicable income taxes | $1,000 | 3,814 |
| Income before extraordinary items | $2,166,000 | 2,782 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,166,000 | 2,783 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,166,000 | 2,784 |
| Net charge-offs | $-12,000 | 4,491 |
| Cash dividends | $1,250,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,071,000 | 2,808 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 3,023 |
| Total interest expense | $746,000 | 3,339 |
| Net interest income | $5,136,000 | 2,921 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $725,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $133,000 | 3,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 2,525 |
| Total noninterest expense | $4,159,000 | 2,836 |
| Salaries and employee benefits | $2,472,000 | 2,778 |
| Premises and equipment expense | $396,000 | 3,033 |
| Additional noninterest expense | $1,291,000 | 2,839 |
| Pre-tax net operating income | $1,702,000 | 2,946 |
| Securities gains (losses) | $95,000 | 806 |
| Applicable income taxes | $1,000 | 3,858 |
| Income before extraordinary items | $1,796,000 | 2,694 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,796,000 | 2,695 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,796,000 | 2,695 |
| Net charge-offs | $-10,000 | 4,426 |
| Cash dividends | $1,075,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,701,000 | 2,744 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 3,055 |
| Total interest expense | $478,000 | 3,382 |
| Net interest income | $3,376,000 | 2,955 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $320,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $91,000 | 3,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 3,106 |
| Total noninterest expense | $2,734,000 | 2,876 |
| Salaries and employee benefits | $1,610,000 | 2,834 |
| Premises and equipment expense | $271,000 | 3,010 |
| Additional noninterest expense | $853,000 | 2,868 |
| Pre-tax net operating income | $962,000 | 3,145 |
| Securities gains (losses) | $95,000 | 554 |
| Applicable income taxes | $1,000 | 3,851 |
| Income before extraordinary items | $1,056,000 | 2,872 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,056,000 | 2,871 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,056,000 | 2,871 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $625,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $961,000 | 2,973 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 3,122 |
| Total interest expense | $221,000 | 3,472 |
| Net interest income | $1,661,000 | 3,001 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $151,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $46,000 | 3,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,166 |
| Total noninterest expense | $1,353,000 | 2,910 |
| Salaries and employee benefits | $777,000 | 2,914 |
| Premises and equipment expense | $135,000 | 3,043 |
| Additional noninterest expense | $441,000 | 2,810 |
| Pre-tax net operating income | $459,000 | 3,190 |
| Securities gains (losses) | $35,000 | 458 |
| Applicable income taxes | $1,000 | 3,744 |
| Income before extraordinary items | $493,000 | 2,912 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $493,000 | 2,910 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $493,000 | 2,911 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $135,000 | 2,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $458,000 | 3,002 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,897,000 | 3,186 |
| Total interest expense | $736,000 | 3,385 |
| Net interest income | $6,161,000 | 3,116 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $814,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $179,000 | 3,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,777 |
| Total noninterest expense | $4,971,000 | 3,064 |
| Salaries and employee benefits | $2,841,000 | 3,058 |
| Premises and equipment expense | $432,000 | 3,398 |
| Additional noninterest expense | $1,698,000 | 2,912 |
| Pre-tax net operating income | $2,004,000 | 3,147 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $2,000 | 3,892 |
| Income before extraordinary items | $2,002,000 | 2,942 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,002,000 | 2,941 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,002,000 | 2,941 |
| Net charge-offs | $-63,000 | 4,942 |
| Cash dividends | $1,703,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,002,000 | 2,936 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 3,224 |
| Total interest expense | $519,000 | 3,414 |
| Net interest income | $4,577,000 | 3,150 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $574,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $133,000 | 3,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 2,912 |
| Total noninterest expense | $3,706,000 | 3,081 |
| Salaries and employee benefits | $2,063,000 | 3,105 |
| Premises and equipment expense | $310,000 | 3,516 |
| Additional noninterest expense | $1,333,000 | 2,812 |
| Pre-tax net operating income | $1,445,000 | 3,252 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $5,000 | 3,855 |
| Income before extraordinary items | $1,440,000 | 3,047 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,440,000 | 3,045 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,440,000 | 3,046 |
| Net charge-offs | $-88,000 | 5,083 |
| Cash dividends | $873,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,440,000 | 3,037 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 3,237 |
| Total interest expense | $327,000 | 3,437 |
| Net interest income | $3,027,000 | 3,179 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $391,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $90,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 2,891 |
| Total noninterest expense | $2,382,000 | 3,173 |
| Salaries and employee benefits | $1,347,000 | 3,166 |
| Premises and equipment expense | $197,000 | 3,618 |
| Additional noninterest expense | $838,000 | 2,953 |
| Pre-tax net operating income | $1,036,000 | 3,110 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $5,000 | 3,805 |
| Income before extraordinary items | $1,031,000 | 2,902 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,031,000 | 2,901 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,031,000 | 2,901 |
| Net charge-offs | $-86,000 | 5,157 |
| Cash dividends | $473,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,031,000 | 2,891 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 3,270 |
| Total interest expense | $145,000 | 3,582 |
| Net interest income | $1,505,000 | 3,202 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $194,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $49,000 | 3,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 2,884 |
| Total noninterest expense | $1,172,000 | 3,242 |
| Salaries and employee benefits | $675,000 | 3,185 |
| Premises and equipment expense | $100,000 | 3,655 |
| Additional noninterest expense | $397,000 | 3,073 |
| Pre-tax net operating income | $527,000 | 3,030 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $5,000 | 3,674 |
| Income before extraordinary items | $522,000 | 2,826 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $522,000 | 2,826 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $522,000 | 2,826 |
| Net charge-offs | $-7,000 | 4,604 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $522,000 | 2,814 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,337,000 | 3,305 |
| Total interest expense | $565,000 | 3,487 |
| Net interest income | $5,772,000 | 3,257 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $751,000 | 3,366 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $194,000 | 3,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $557,000 | 3,027 |
| Total noninterest expense | $4,630,000 | 3,252 |
| Salaries and employee benefits | $2,569,000 | 3,284 |
| Premises and equipment expense | $497,000 | 3,279 |
| Additional noninterest expense | $1,564,000 | 3,145 |
| Pre-tax net operating income | $1,893,000 | 3,205 |
| Securities gains (losses) | $122,000 | 556 |
| Applicable income taxes | $13,000 | 3,839 |
| Income before extraordinary items | $2,002,000 | 2,693 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,002,000 | 2,692 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,002,000 | 2,693 |
| Net charge-offs | $-11,000 | 4,818 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,881,220 | 2,775 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 3,344 |
| Total interest expense | $418,000 | 3,512 |
| Net interest income | $4,282,000 | 3,296 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $561,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $145,000 | 3,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 3,043 |
| Total noninterest expense | $3,392,000 | 3,323 |
| Salaries and employee benefits | $1,898,000 | 3,324 |
| Premises and equipment expense | $349,000 | 3,423 |
| Additional noninterest expense | $1,145,000 | 3,204 |
| Pre-tax net operating income | $1,451,000 | 3,243 |
| Securities gains (losses) | $122,000 | 520 |
| Applicable income taxes | $9,000 | 3,895 |
| Income before extraordinary items | $1,564,000 | 2,784 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,564,000 | 2,783 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,564,000 | 2,784 |
| Net charge-offs | $-395,000 | 5,619 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,443,220 | 2,896 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 3,368 |
| Total interest expense | $256,000 | 3,622 |
| Net interest income | $2,825,000 | 3,316 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $284,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $92,000 | 3,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 3,535 |
| Total noninterest expense | $2,237,000 | 3,356 |
| Salaries and employee benefits | $1,255,000 | 3,355 |
| Premises and equipment expense | $229,000 | 3,478 |
| Additional noninterest expense | $753,000 | 3,236 |
| Pre-tax net operating income | $872,000 | 3,349 |
| Securities gains (losses) | $24,000 | 927 |
| Applicable income taxes | $4,000 | 3,987 |
| Income before extraordinary items | $892,000 | 2,998 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $892,000 | 2,997 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $892,000 | 2,998 |
| Net charge-offs | $-386,000 | 5,699 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $868,000 | 3,018 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 3,457 |
| Total interest expense | $118,000 | 3,747 |
| Net interest income | $1,365,000 | 3,384 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $149,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $47,000 | 3,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,444 |
| Total noninterest expense | $1,090,000 | 3,438 |
| Salaries and employee benefits | $630,000 | 3,383 |
| Premises and equipment expense | $115,000 | 3,510 |
| Additional noninterest expense | $345,000 | 3,421 |
| Pre-tax net operating income | $424,000 | 3,343 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $4,000 | 3,816 |
| Income before extraordinary items | $420,000 | 3,051 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $420,000 | 3,051 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $420,000 | 3,051 |
| Net charge-offs | $-382,000 | 5,796 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $420,000 | 3,030 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 3,463 |
| Total interest expense | $386,000 | 4,078 |
| Net interest income | $5,512,000 | 3,359 |
| Provision for loan and lease losses | $-550,000 | 5,762 |
| Total noninterest income | $582,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $165,000 | 3,833 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $417,000 | 3,506 |
| Total noninterest expense | $4,796,000 | 3,262 |
| Salaries and employee benefits | $2,522,000 | 3,386 |
| Premises and equipment expense | $540,000 | 3,214 |
| Additional noninterest expense | $1,734,000 | 3,032 |
| Pre-tax net operating income | $1,848,000 | 3,195 |
| Securities gains (losses) | $206,000 | 855 |
| Applicable income taxes | $34,000 | 3,720 |
| Income before extraordinary items | $2,020,000 | 2,766 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,020,000 | 2,764 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,020,000 | 2,765 |
| Net charge-offs | $-28,000 | 5,203 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,818,120 | 2,901 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 3,480 |
| Total interest expense | $286,000 | 4,129 |
| Net interest income | $4,151,000 | 3,364 |
| Provision for loan and lease losses | $-775,000 | 5,896 |
| Total noninterest income | $441,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $125,000 | 3,845 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $316,000 | 3,505 |
| Total noninterest expense | $3,436,000 | 3,378 |
| Salaries and employee benefits | $1,913,000 | 3,364 |
| Premises and equipment expense | $392,000 | 3,310 |
| Additional noninterest expense | $1,131,000 | 3,352 |
| Pre-tax net operating income | $1,931,000 | 2,682 |
| Securities gains (losses) | $56,000 | 1,679 |
| Applicable income taxes | $29,000 | 3,756 |
| Income before extraordinary items | $1,958,000 | 2,381 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,958,000 | 2,380 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,958,000 | 2,381 |
| Net charge-offs | $-16,000 | 5,038 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,902,560 | 2,362 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 3,440 |
| Total interest expense | $194,000 | 4,138 |
| Net interest income | $2,822,000 | 3,339 |
| Provision for loan and lease losses | $-1,000,000 | 6,015 |
| Total noninterest income | $269,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $79,000 | 3,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $190,000 | 3,680 |
| Total noninterest expense | $2,318,000 | 3,371 |
| Salaries and employee benefits | $1,320,000 | 3,306 |
| Premises and equipment expense | $270,000 | 3,252 |
| Additional noninterest expense | $728,000 | 3,455 |
| Pre-tax net operating income | $1,773,000 | 2,125 |
| Securities gains (losses) | $56,000 | 1,346 |
| Applicable income taxes | $23,000 | 3,716 |
| Income before extraordinary items | $1,806,000 | 1,810 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,806,000 | 1,809 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,806,000 | 1,809 |
| Net charge-offs | $-11,000 | 5,003 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,750,560 | 1,809 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 3,454 |
| Total interest expense | $100,000 | 4,093 |
| Net interest income | $1,401,000 | 3,359 |
| Provision for loan and lease losses | $-1,000,000 | 6,097 |
| Total noninterest income | $147,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $43,000 | 3,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $104,000 | 3,504 |
| Total noninterest expense | $1,199,000 | 3,307 |
| Salaries and employee benefits | $696,000 | 3,223 |
| Premises and equipment expense | $145,000 | 3,130 |
| Additional noninterest expense | $358,000 | 3,496 |
| Pre-tax net operating income | $1,349,000 | 1,508 |
| Securities gains (losses) | $17,000 | 1,296 |
| Applicable income taxes | $17,000 | 3,549 |
| Income before extraordinary items | $1,349,000 | 1,281 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,349,000 | 1,282 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,349,000 | 1,282 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,332,170 | 1,261 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 3,468 |
| Total interest expense | $429,000 | 4,018 |
| Net interest income | $5,497,000 | 3,381 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $755,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $173,000 | 3,919 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $582,000 | 3,078 |
| Total noninterest expense | $5,263,000 | 3,106 |
| Salaries and employee benefits | $3,077,000 | 2,986 |
| Premises and equipment expense | $659,000 | 2,927 |
| Additional noninterest expense | $1,527,000 | 3,366 |
| Pre-tax net operating income | $989,000 | 4,117 |
| Securities gains (losses) | $49,000 | 1,662 |
| Applicable income taxes | $34,000 | 3,763 |
| Income before extraordinary items | $1,004,000 | 3,935 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,004,000 | 3,935 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,004,000 | 3,936 |
| Net charge-offs | $87,000 | 2,786 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $956,470 | 3,952 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,429,000 | 3,513 |
| Total interest expense | $324,000 | 4,065 |
| Net interest income | $4,105,000 | 3,418 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $565,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $134,000 | 3,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $431,000 | 3,107 |
| Total noninterest expense | $3,890,000 | 3,160 |
| Salaries and employee benefits | $2,271,000 | 3,040 |
| Premises and equipment expense | $523,000 | 2,872 |
| Additional noninterest expense | $1,096,000 | 3,471 |
| Pre-tax net operating income | $780,000 | 4,127 |
| Securities gains (losses) | $40,000 | 1,615 |
| Applicable income taxes | $31,000 | 3,825 |
| Income before extraordinary items | $789,000 | 3,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $789,000 | 3,905 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $789,000 | 3,906 |
| Net charge-offs | $76,000 | 2,410 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $750,600 | 3,934 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,953,000 | 3,523 |
| Total interest expense | $218,000 | 4,074 |
| Net interest income | $2,735,000 | 3,440 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $404,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $88,000 | 3,922 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $316,000 | 3,007 |
| Total noninterest expense | $2,547,000 | 3,220 |
| Salaries and employee benefits | $1,469,000 | 3,125 |
| Premises and equipment expense | $367,000 | 2,782 |
| Additional noninterest expense | $711,000 | 3,549 |
| Pre-tax net operating income | $592,000 | 3,911 |
| Securities gains (losses) | $15,000 | 1,851 |
| Applicable income taxes | $27,000 | 3,734 |
| Income before extraordinary items | $580,000 | 3,724 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $580,000 | 3,725 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $580,000 | 3,726 |
| Net charge-offs | $-40,000 | 5,688 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $565,600 | 3,714 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 3,592 |
| Total interest expense | $111,000 | 4,080 |
| Net interest income | $1,328,000 | 3,500 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $267,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $44,000 | 3,897 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $223,000 | 2,487 |
| Total noninterest expense | $1,280,000 | 3,230 |
| Salaries and employee benefits | $751,000 | 3,099 |
| Premises and equipment expense | $185,000 | 2,800 |
| Additional noninterest expense | $344,000 | 3,631 |
| Pre-tax net operating income | $315,000 | 3,808 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $14,000 | 3,696 |
| Income before extraordinary items | $301,000 | 3,645 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $301,000 | 3,648 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $301,000 | 3,648 |
| Net charge-offs | $-12,000 | 5,499 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $301,000 | 3,557 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,706,000 | 3,640 |
| Total interest expense | $476,000 | 4,118 |
| Net interest income | $5,230,000 | 3,541 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $445,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $190,000 | 3,992 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $255,000 | 4,225 |
| Total noninterest expense | $5,279,000 | 3,188 |
| Salaries and employee benefits | $2,980,000 | 3,089 |
| Premises and equipment expense | $737,000 | 2,813 |
| Additional noninterest expense | $1,562,000 | 3,460 |
| Pre-tax net operating income | $396,000 | 5,258 |
| Securities gains (losses) | $8,000 | 2,740 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $404,000 | 5,152 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $404,000 | 5,151 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $404,000 | 5,152 |
| Net charge-offs | $302,000 | 2,004 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $396,000 | 5,120 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,265,000 | 3,683 |
| Total interest expense | $361,000 | 4,151 |
| Net interest income | $3,904,000 | 3,581 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $380,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $146,000 | 3,994 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $234,000 | 3,997 |
| Total noninterest expense | $3,905,000 | 3,238 |
| Salaries and employee benefits | $2,251,000 | 3,100 |
| Premises and equipment expense | $555,000 | 2,837 |
| Additional noninterest expense | $1,099,000 | 3,625 |
| Pre-tax net operating income | $379,000 | 5,108 |
| Securities gains (losses) | $7,000 | 2,468 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $386,000 | 4,962 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $386,000 | 4,961 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $386,000 | 4,963 |
| Net charge-offs | $314,000 | 1,559 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $379,000 | 4,933 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 3,732 |
| Total interest expense | $242,000 | 4,182 |
| Net interest income | $2,544,000 | 3,630 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $174,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $96,000 | 4,012 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $78,000 | 4,857 |
| Total noninterest expense | $2,571,000 | 3,283 |
| Salaries and employee benefits | $1,485,000 | 3,140 |
| Premises and equipment expense | $387,000 | 2,777 |
| Additional noninterest expense | $699,000 | 3,744 |
| Pre-tax net operating income | $147,000 | 5,575 |
| Securities gains (losses) | $13,000 | 1,826 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $160,000 | 5,420 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $160,000 | 5,422 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $160,000 | 5,423 |
| Net charge-offs | $273,000 | 1,326 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $147,000 | 5,452 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 3,765 |
| Total interest expense | $123,000 | 4,203 |
| Net interest income | $1,254,000 | 3,676 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $52,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $50,000 | 3,922 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,000 | 6,362 |
| Total noninterest expense | $1,286,000 | 3,303 |
| Salaries and employee benefits | $717,000 | 3,236 |
| Premises and equipment expense | $200,000 | 2,751 |
| Additional noninterest expense | $369,000 | 3,594 |
| Pre-tax net operating income | $20,000 | 6,041 |
| Securities gains (losses) | $13,000 | 1,084 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $33,000 | 5,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 5,902 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $33,000 | 5,903 |
| Net charge-offs | $205,000 | 933 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $20,000 | 6,029 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 3,841 |
| Total interest expense | $571,000 | 4,174 |
| Net interest income | $4,922,000 | 3,735 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $885,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $203,000 | 4,073 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $682,000 | 2,907 |
| Total noninterest expense | $5,447,000 | 3,199 |
| Salaries and employee benefits | $3,076,000 | 3,045 |
| Premises and equipment expense | $755,000 | 2,816 |
| Additional noninterest expense | $1,616,000 | 3,457 |
| Pre-tax net operating income | $360,000 | 5,331 |
| Securities gains (losses) | $-50,000 | 6,448 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $310,000 | 5,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $310,000 | 5,396 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $310,000 | 5,396 |
| Net charge-offs | $251,000 | 2,766 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $360,000 | 5,196 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 3,913 |
| Total interest expense | $441,000 | 4,202 |
| Net interest income | $3,598,000 | 3,820 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $726,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $156,000 | 4,070 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $570,000 | 2,819 |
| Total noninterest expense | $4,094,000 | 3,200 |
| Salaries and employee benefits | $2,309,000 | 3,080 |
| Premises and equipment expense | $570,000 | 2,819 |
| Additional noninterest expense | $1,215,000 | 3,462 |
| Pre-tax net operating income | $230,000 | 5,593 |
| Securities gains (losses) | $-4,000 | 6,407 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $226,000 | 5,539 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $226,000 | 5,540 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $226,000 | 5,540 |
| Net charge-offs | $274,000 | 2,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $230,000 | 5,453 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 3,969 |
| Total interest expense | $305,000 | 4,188 |
| Net interest income | $2,344,000 | 3,881 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $509,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $101,000 | 4,087 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $408,000 | 2,775 |
| Total noninterest expense | $2,685,000 | 3,242 |
| Salaries and employee benefits | $1,453,000 | 3,210 |
| Premises and equipment expense | $375,000 | 2,856 |
| Additional noninterest expense | $857,000 | 3,337 |
| Pre-tax net operating income | $168,000 | 5,496 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $168,000 | 5,460 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $168,000 | 5,463 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $168,000 | 5,463 |
| Net charge-offs | $199,000 | 2,106 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $168,000 | 5,333 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 4,086 |
| Total interest expense | $158,000 | 4,213 |
| Net interest income | $1,126,000 | 4,003 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $270,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $53,000 | 3,986 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $217,000 | 2,658 |
| Total noninterest expense | $1,332,000 | 3,290 |
| Salaries and employee benefits | $703,000 | 3,311 |
| Premises and equipment expense | $188,000 | 2,879 |
| Additional noninterest expense | $441,000 | 3,276 |
| Pre-tax net operating income | $64,000 | 5,686 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $64,000 | 5,668 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $64,000 | 5,670 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $64,000 | 5,670 |
| Net charge-offs | $91,000 | 1,971 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $64,000 | 5,567 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,388,000 | 3,671 |
| Total interest expense | $837,000 | 4,016 |
| Net interest income | $5,551,000 | 3,554 |
| Provision for loan and lease losses | $1,186,000 | 1,598 |
| Total noninterest income | $937,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $250,000 | 3,847 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $687,000 | 2,925 |
| Total noninterest expense | $5,215,000 | 3,365 |
| Salaries and employee benefits | $2,695,000 | 3,371 |
| Premises and equipment expense | $604,000 | 3,368 |
| Additional noninterest expense | $1,916,000 | 3,192 |
| Pre-tax net operating income | $87,000 | 5,948 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $86,000 | 6,097 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $86,000 | 6,091 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $86,000 | 6,094 |
| Net charge-offs | $3,572,000 | 752 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $86,000 | 5,940 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 3,587 |
| Total interest expense | $665,000 | 4,018 |
| Net interest income | $4,405,000 | 3,470 |
| Provision for loan and lease losses | $1,186,000 | 1,272 |
| Total noninterest income | $1,127,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $193,000 | 3,837 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $934,000 | 2,077 |
| Total noninterest expense | $3,835,000 | 3,439 |
| Salaries and employee benefits | $1,957,000 | 3,478 |
| Premises and equipment expense | $423,000 | 3,581 |
| Additional noninterest expense | $1,455,000 | 3,191 |
| Pre-tax net operating income | $511,000 | 4,695 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $510,000 | 4,626 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $510,000 | 4,624 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $510,000 | 4,624 |
| Net charge-offs | $3,279,000 | 633 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $510,000 | 4,442 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 3,590 |
| Total interest expense | $474,000 | 3,954 |
| Net interest income | $2,941,000 | 3,484 |
| Provision for loan and lease losses | $987,000 | 1,119 |
| Total noninterest income | $988,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $127,000 | 3,850 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $861,000 | 1,680 |
| Total noninterest expense | $2,732,000 | 3,303 |
| Salaries and employee benefits | $1,235,000 | 3,634 |
| Premises and equipment expense | $270,000 | 3,675 |
| Additional noninterest expense | $1,227,000 | 2,630 |
| Pre-tax net operating income | $210,000 | 5,251 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $210,000 | 5,282 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $210,000 | 5,281 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $210,000 | 5,281 |
| Net charge-offs | $1,344,000 | 927 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $210,000 | 5,076 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 3,571 |
| Total interest expense | $252,000 | 3,921 |
| Net interest income | $1,495,000 | 3,465 |
| Provision for loan and lease losses | $525,000 | 1,016 |
| Total noninterest income | $997,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $928,000 | 963 |
| Total noninterest expense | $1,384,000 | 3,269 |
| Salaries and employee benefits | $670,000 | 3,457 |
| Premises and equipment expense | $111,000 | 4,168 |
| Additional noninterest expense | $603,000 | 2,656 |
| Pre-tax net operating income | $583,000 | 2,580 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $583,000 | 2,311 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $583,000 | 2,313 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $583,000 | 2,314 |
| Net charge-offs | $541,000 | 1,039 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $583,000 | 2,196 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,646,000 | 3,447 |
| Total interest expense | $1,383,000 | 3,637 |
| Net interest income | $6,263,000 | 3,347 |
| Provision for loan and lease losses | $4,913,000 | 796 |
| Total noninterest income | $752,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $305,000 | 3,559 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $447,000 | 3,280 |
| Total noninterest expense | $7,919,000 | 2,394 |
| Salaries and employee benefits | $2,583,000 | 3,469 |
| Premises and equipment expense | $736,000 | 3,082 |
| Additional noninterest expense | $4,600,000 | 1,498 |
| Pre-tax net operating income | $-5,817,000 | 7,102 |
| Securities gains (losses) | $68,000 | 2,356 |
| Applicable income taxes | $7,000 | 4,380 |
| Income before extraordinary items | $-5,756,000 | 7,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,756,000 | 7,101 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,756,000 | 7,102 |
| Net charge-offs | $3,465,000 | 1,084 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-5,824,000 | 7,095 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 3,454 |
| Total interest expense | $1,077,000 | 3,652 |
| Net interest income | $4,737,000 | 3,353 |
| Provision for loan and lease losses | $3,841,000 | 765 |
| Total noninterest income | $626,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $234,000 | 3,532 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $392,000 | 3,073 |
| Total noninterest expense | $4,825,000 | 2,889 |
| Salaries and employee benefits | $1,964,000 | 3,447 |
| Premises and equipment expense | $520,000 | 3,265 |
| Additional noninterest expense | $2,341,000 | 2,137 |
| Pre-tax net operating income | $-3,303,000 | 7,129 |
| Securities gains (losses) | $68,000 | 2,095 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-3,235,000 | 7,169 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,235,000 | 7,169 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,235,000 | 7,170 |
| Net charge-offs | $2,483,000 | 1,054 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,303,000 | 7,160 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 3,482 |
| Total interest expense | $754,000 | 3,639 |
| Net interest income | $3,123,000 | 3,372 |
| Provision for loan and lease losses | $3,841,000 | 555 |
| Total noninterest income | $373,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $158,000 | 3,487 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 3,374 |
| Total noninterest expense | $3,526,000 | 2,677 |
| Salaries and employee benefits | $1,266,000 | 3,557 |
| Premises and equipment expense | $360,000 | 3,189 |
| Additional noninterest expense | $1,900,000 | 1,799 |
| Pre-tax net operating income | $-3,871,000 | 7,321 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $7,000 | 4,215 |
| Income before extraordinary items | $-3,878,000 | 7,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,878,000 | 7,331 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,878,000 | 7,331 |
| Net charge-offs | $2,370,000 | 807 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,878,000 | 7,330 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 3,500 |
| Total interest expense | $404,000 | 3,584 |
| Net interest income | $1,535,000 | 3,401 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $202,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $80,000 | 3,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $122,000 | 3,234 |
| Total noninterest expense | $1,339,000 | 3,392 |
| Salaries and employee benefits | $674,000 | 3,418 |
| Premises and equipment expense | $192,000 | 3,092 |
| Additional noninterest expense | $473,000 | 3,320 |
| Pre-tax net operating income | $398,000 | 2,983 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $391,000 | 2,721 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $391,000 | 2,720 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $391,000 | 2,721 |
| Net charge-offs | $31,000 | 3,744 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $391,000 | 2,656 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,039,000 | 3,544 |
| Total interest expense | $2,058,000 | 3,482 |
| Net interest income | $5,981,000 | 3,476 |
| Provision for loan and lease losses | $3,780,000 | 1,390 |
| Total noninterest income | $1,120,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $391,000 | 3,116 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $729,000 | 2,633 |
| Total noninterest expense | $4,667,000 | 3,801 |
| Salaries and employee benefits | $2,521,000 | 3,560 |
| Premises and equipment expense | $729,000 | 3,192 |
| Additional noninterest expense | $1,417,000 | 4,155 |
| Pre-tax net operating income | $-1,346,000 | 6,615 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,346,000 | 6,704 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,346,000 | 6,704 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,346,000 | 6,705 |
| Net charge-offs | $554,000 | 3,519 |
| Cash dividends | $1,110,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,346,000 | 6,681 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 3,648 |
| Total interest expense | $1,597,000 | 3,537 |
| Net interest income | $4,347,000 | 3,604 |
| Provision for loan and lease losses | $2,167,000 | 1,566 |
| Total noninterest income | $826,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $307,000 | 3,118 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $519,000 | 2,708 |
| Total noninterest expense | $3,741,000 | 3,622 |
| Salaries and employee benefits | $2,103,000 | 3,318 |
| Premises and equipment expense | $549,000 | 3,233 |
| Additional noninterest expense | $1,089,000 | 4,068 |
| Pre-tax net operating income | $-735,000 | 6,668 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-735,000 | 6,793 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-735,000 | 6,794 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-735,000 | 6,794 |
| Net charge-offs | $72,000 | 5,224 |
| Cash dividends | $860,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-735,000 | 6,746 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 3,420 |
| Total interest expense | $1,102,000 | 3,541 |
| Net interest income | $3,254,000 | 3,312 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $485,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $213,000 | 3,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $272,000 | 3,000 |
| Total noninterest expense | $2,486,000 | 3,634 |
| Salaries and employee benefits | $1,379,000 | 3,387 |
| Premises and equipment expense | $369,000 | 3,243 |
| Additional noninterest expense | $738,000 | 3,996 |
| Pre-tax net operating income | $1,133,000 | 2,141 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,133,000 | 1,897 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,133,000 | 1,896 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,133,000 | 1,897 |
| Net charge-offs | $48,000 | 4,928 |
| Cash dividends | $688,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,133,000 | 1,806 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 3,538 |
| Total interest expense | $590,000 | 3,476 |
| Net interest income | $1,547,000 | 3,470 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $271,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $164,000 | 2,690 |
| Total noninterest expense | $1,291,000 | 3,565 |
| Salaries and employee benefits | $717,000 | 3,321 |
| Premises and equipment expense | $188,000 | 3,284 |
| Additional noninterest expense | $386,000 | 3,886 |
| Pre-tax net operating income | $467,000 | 2,538 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $467,000 | 2,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $467,000 | 2,262 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $467,000 | 2,263 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $243,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $467,000 | 2,175 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,999,000 | 3,512 |
| Total interest expense | $2,751,000 | 3,657 |
| Net interest income | $6,248,000 | 3,352 |
| Provision for loan and lease losses | $240,000 | 5,554 |
| Total noninterest income | $1,474,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $400,000 | 3,330 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,074,000 | 2,063 |
| Total noninterest expense | $4,902,000 | 3,750 |
| Salaries and employee benefits | $2,722,000 | 3,452 |
| Premises and equipment expense | $736,000 | 3,328 |
| Additional noninterest expense | $1,444,000 | 4,189 |
| Pre-tax net operating income | $2,580,000 | 1,533 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $18,000 | 3,711 |
| Income before extraordinary items | $2,562,000 | 1,308 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,562,000 | 1,306 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,562,000 | 1,307 |
| Net charge-offs | $101,000 | 5,684 |
| Cash dividends | $3,133,000 | 549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,562,000 | 1,281 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,842,000 | 3,521 |
| Total interest expense | $2,106,000 | 3,730 |
| Net interest income | $4,736,000 | 3,316 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $1,286,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $302,000 | 3,335 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $984,000 | 1,852 |
| Total noninterest expense | $3,736,000 | 3,704 |
| Salaries and employee benefits | $2,070,000 | 3,445 |
| Premises and equipment expense | $564,000 | 3,335 |
| Additional noninterest expense | $1,102,000 | 4,115 |
| Pre-tax net operating income | $2,196,000 | 1,481 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $7,000 | 4,144 |
| Income before extraordinary items | $2,189,000 | 1,225 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,189,000 | 1,223 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,189,000 | 1,225 |
| Net charge-offs | $86,000 | 5,202 |
| Cash dividends | $2,907,000 | 432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,189,000 | 1,205 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,615,000 | 3,519 |
| Total interest expense | $1,403,000 | 3,840 |
| Net interest income | $3,212,000 | 3,272 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $1,014,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $194,000 | 3,378 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $820,000 | 1,621 |
| Total noninterest expense | $2,473,000 | 3,760 |
| Salaries and employee benefits | $1,356,000 | 3,540 |
| Premises and equipment expense | $385,000 | 3,286 |
| Additional noninterest expense | $732,000 | 4,143 |
| Pre-tax net operating income | $1,693,000 | 1,356 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-5,000 | 6,750 |
| Income before extraordinary items | $1,698,000 | 1,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,698,000 | 1,115 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,698,000 | 1,117 |
| Net charge-offs | $18,000 | 5,684 |
| Cash dividends | $2,261,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,698,000 | 1,079 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 3,575 |
| Total interest expense | $699,000 | 3,952 |
| Net interest income | $1,588,000 | 3,283 |
| Provision for loan and lease losses | $21,000 | 5,847 |
| Total noninterest income | $483,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $89,000 | 3,480 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $394,000 | 1,632 |
| Total noninterest expense | $1,146,000 | 3,907 |
| Salaries and employee benefits | $605,000 | 3,896 |
| Premises and equipment expense | $193,000 | 3,319 |
| Additional noninterest expense | $348,000 | 3,971 |
| Pre-tax net operating income | $904,000 | 1,427 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-9,000 | 7,186 |
| Income before extraordinary items | $913,000 | 1,187 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $913,000 | 1,188 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $913,000 | 1,189 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $815,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $913,000 | 1,112 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,266,000 | 3,456 |
| Total interest expense | $3,919,000 | 3,557 |
| Net interest income | $6,347,000 | 3,330 |
| Provision for loan and lease losses | $20,000 | 7,003 |
| Total noninterest income | $926,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $388,000 | 3,515 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $538,000 | 3,064 |
| Total noninterest expense | $4,448,000 | 3,917 |
| Salaries and employee benefits | $2,627,000 | 3,626 |
| Premises and equipment expense | $734,000 | 3,393 |
| Additional noninterest expense | $1,087,000 | 4,577 |
| Pre-tax net operating income | $2,805,000 | 1,911 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $12,000 | 4,478 |
| Income before extraordinary items | $2,793,000 | 1,463 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,793,000 | 1,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 5,124 |
| Cash dividends | $1,957,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,793,000 | 1,563 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,837,000 | 3,477 |
| Total interest expense | $3,072,000 | 3,565 |
| Net interest income | $4,765,000 | 3,343 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $726,000 | 3,566 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $294,000 | 3,519 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $432,000 | 3,058 |
| Total noninterest expense | $3,314,000 | 3,919 |
| Salaries and employee benefits | $1,944,000 | 3,703 |
| Premises and equipment expense | $545,000 | 3,437 |
| Additional noninterest expense | $825,000 | 4,473 |
| Pre-tax net operating income | $2,177,000 | 2,167 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $2,175,000 | 1,650 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,175,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $1,957,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,175,000 | 1,745 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 3,458 |
| Total interest expense | $2,155,000 | 3,559 |
| Net interest income | $3,208,000 | 3,312 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $543,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $199,000 | 3,498 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $344,000 | 2,812 |
| Total noninterest expense | $2,224,000 | 3,925 |
| Salaries and employee benefits | $1,268,000 | 3,805 |
| Premises and equipment expense | $359,000 | 3,495 |
| Additional noninterest expense | $597,000 | 4,213 |
| Pre-tax net operating income | $1,527,000 | 2,156 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $48,000 | 4,100 |
| Income before extraordinary items | $1,479,000 | 1,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,479,000 | 1,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,966 |
| Cash dividends | $1,252,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,479,000 | 1,799 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 3,387 |
| Total interest expense | $1,145,000 | 3,570 |
| Net interest income | $1,693,000 | 3,166 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $280,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $103,000 | 3,386 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $177,000 | 2,759 |
| Total noninterest expense | $1,061,000 | 4,068 |
| Salaries and employee benefits | $591,000 | 4,017 |
| Premises and equipment expense | $186,000 | 3,416 |
| Additional noninterest expense | $284,000 | 4,287 |
| Pre-tax net operating income | $912,000 | 1,948 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $29,000 | 4,079 |
| Income before extraordinary items | $883,000 | 1,683 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $883,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,993 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $883,000 | 1,621 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,966,000 | 4,047 |
| Total interest expense | $4,085,000 | 3,960 |
| Net interest income | $4,881,000 | 4,077 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $788,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $336,000 | 3,859 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $452,000 | 3,500 |
| Total noninterest expense | $3,831,000 | 4,254 |
| Salaries and employee benefits | $2,208,000 | 4,066 |
| Premises and equipment expense | $702,000 | 3,436 |
| Additional noninterest expense | $921,000 | 4,903 |
| Pre-tax net operating income | $1,838,000 | 3,509 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $72,000 | 4,705 |
| Income before extraordinary items | $1,766,000 | 3,079 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,766,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,137 |
| Cash dividends | $1,492,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,766,000 | 3,073 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 4,280 |
| Total interest expense | $2,842,000 | 4,154 |
| Net interest income | $3,380,000 | 4,315 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $536,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $231,000 | 4,024 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $305,000 | 3,710 |
| Total noninterest expense | $2,649,000 | 4,474 |
| Salaries and employee benefits | $1,475,000 | 4,426 |
| Premises and equipment expense | $520,000 | 3,451 |
| Additional noninterest expense | $654,000 | 5,008 |
| Pre-tax net operating income | $1,267,000 | 3,827 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $35,000 | 5,174 |
| Income before extraordinary items | $1,232,000 | 3,401 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,232,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,033 |
| Cash dividends | $1,492,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,232,000 | 3,385 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 4,566 |
| Total interest expense | $1,735,000 | 4,381 |
| Net interest income | $2,037,000 | 4,614 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $337,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $131,000 | 4,384 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $206,000 | 3,725 |
| Total noninterest expense | $1,641,000 | 4,727 |
| Salaries and employee benefits | $955,000 | 4,559 |
| Premises and equipment expense | $323,000 | 3,658 |
| Additional noninterest expense | $363,000 | 5,579 |
| Pre-tax net operating income | $733,000 | 4,210 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $723,000 | 3,744 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $723,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,176 |
| Cash dividends | $902,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $723,000 | 3,727 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 4,579 |
| Total interest expense | $864,000 | 4,379 |
| Net interest income | $1,015,000 | 4,649 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $188,000 | 4,154 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $62,000 | 4,457 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $126,000 | 3,324 |
| Total noninterest expense | $805,000 | 4,787 |
| Salaries and employee benefits | $459,000 | 4,718 |
| Premises and equipment expense | $169,000 | 3,562 |
| Additional noninterest expense | $177,000 | 5,639 |
| Pre-tax net operating income | $398,000 | 4,005 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $393,000 | 3,546 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $393,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $310,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $393,000 | 3,523 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,455,000 | 4,386 |
| Total interest expense | $2,746,000 | 4,546 |
| Net interest income | $4,709,000 | 4,201 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $655,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $312,000 | 4,046 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $343,000 | 4,040 |
| Total noninterest expense | $3,033,000 | 4,840 |
| Salaries and employee benefits | $1,862,000 | 4,515 |
| Premises and equipment expense | $430,000 | 4,707 |
| Additional noninterest expense | $741,000 | 5,479 |
| Pre-tax net operating income | $2,271,000 | 3,362 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-186,000 | 8,440 |
| Income before extraordinary items | $2,457,000 | 2,653 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,457,000 | 2,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,385 |
| Cash dividends | $6,432,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,457,000 | 2,640 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,567,000 | 4,385 |
| Total interest expense | $1,920,000 | 4,673 |
| Net interest income | $3,647,000 | 4,111 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $528,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $253,000 | 3,926 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $275,000 | 3,900 |
| Total noninterest expense | $2,210,000 | 4,932 |
| Salaries and employee benefits | $1,310,000 | 4,689 |
| Premises and equipment expense | $339,000 | 4,560 |
| Additional noninterest expense | $561,000 | 5,425 |
| Pre-tax net operating income | $1,920,000 | 3,207 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-196,000 | 8,625 |
| Income before extraordinary items | $2,116,000 | 2,455 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,116,000 | 2,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $1,265,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,116,000 | 2,443 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 4,376 |
| Total interest expense | $1,221,000 | 4,660 |
| Net interest income | $2,431,000 | 4,121 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $369,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $189,000 | 3,674 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 3,942 |
| Total noninterest expense | $1,495,000 | 4,886 |
| Salaries and employee benefits | $890,000 | 4,653 |
| Premises and equipment expense | $223,000 | 4,604 |
| Additional noninterest expense | $382,000 | 5,366 |
| Pre-tax net operating income | $1,275,000 | 3,217 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-201,000 | 8,687 |
| Income before extraordinary items | $1,476,000 | 2,368 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,476,000 | 2,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $652,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,476,000 | 2,351 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 4,371 |
| Total interest expense | $578,000 | 4,682 |
| Net interest income | $1,227,000 | 4,099 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $203,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,720 |
| Total noninterest expense | $760,000 | 4,846 |
| Salaries and employee benefits | $412,000 | 4,912 |
| Premises and equipment expense | $114,000 | 4,571 |
| Additional noninterest expense | $234,000 | 4,666 |
| Pre-tax net operating income | $655,000 | 3,123 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-207,000 | 8,735 |
| Income before extraordinary items | $862,000 | 2,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $862,000 | 2,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $862,000 | 2,033 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,659,000 | 4,297 |
| Total interest expense | $1,834,000 | 4,690 |
| Net interest income | $4,825,000 | 4,062 |
| Provision for loan and lease losses | $190,000 | 3,672 |
| Total noninterest income | $901,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $212,000 | 4,914 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $689,000 | 2,804 |
| Total noninterest expense | $3,069,000 | 4,697 |
| Salaries and employee benefits | $1,822,000 | 4,436 |
| Premises and equipment expense | $440,000 | 4,566 |
| Additional noninterest expense | $807,000 | 5,142 |
| Pre-tax net operating income | $2,467,000 | 3,188 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $825,000 | 2,566 |
| Income before extraordinary items | $1,642,000 | 3,572 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,642,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,011 |
| Cash dividends | $1,365,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,642,000 | 3,542 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,902,000 | 4,304 |
| Total interest expense | $1,285,000 | 4,746 |
| Net interest income | $3,617,000 | 4,058 |
| Provision for loan and lease losses | $190,000 | 3,039 |
| Total noninterest income | $701,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $153,000 | 5,029 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $548,000 | 2,704 |
| Total noninterest expense | $2,237,000 | 4,751 |
| Salaries and employee benefits | $1,317,000 | 4,528 |
| Premises and equipment expense | $319,000 | 4,640 |
| Additional noninterest expense | $601,000 | 5,118 |
| Pre-tax net operating income | $1,891,000 | 3,174 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $645,000 | 2,525 |
| Income before extraordinary items | $1,246,000 | 3,571 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,246,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,623 |
| Cash dividends | $585,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,246,000 | 3,540 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 4,323 |
| Total interest expense | $785,000 | 4,838 |
| Net interest income | $2,396,000 | 4,052 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $389,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $97,000 | 5,104 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $292,000 | 3,113 |
| Total noninterest expense | $1,518,000 | 4,693 |
| Salaries and employee benefits | $902,000 | 4,412 |
| Premises and equipment expense | $215,000 | 4,569 |
| Additional noninterest expense | $401,000 | 5,072 |
| Pre-tax net operating income | $1,117,000 | 3,423 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $364,000 | 2,759 |
| Income before extraordinary items | $753,000 | 3,769 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $753,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,367 |
| Cash dividends | $390,000 | 2,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $753,000 | 3,725 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 4,411 |
| Total interest expense | $331,000 | 5,214 |
| Net interest income | $1,202,000 | 4,057 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $161,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $115,000 | 3,480 |
| Total noninterest expense | $773,000 | 4,663 |
| Salaries and employee benefits | $450,000 | 4,444 |
| Premises and equipment expense | $103,000 | 4,762 |
| Additional noninterest expense | $220,000 | 4,754 |
| Pre-tax net operating income | $440,000 | 4,025 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $134,000 | 3,287 |
| Income before extraordinary items | $306,000 | 4,312 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $306,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 788 |
| Cash dividends | $195,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $306,000 | 4,268 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,042,000 | 4,245 |
| Total interest expense | $1,304,000 | 4,885 |
| Net interest income | $4,738,000 | 3,963 |
| Provision for loan and lease losses | $348,000 | 2,645 |
| Total noninterest income | $780,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $237,000 | 4,859 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $543,000 | 3,158 |
| Total noninterest expense | $2,939,000 | 4,726 |
| Salaries and employee benefits | $1,767,000 | 4,397 |
| Premises and equipment expense | $441,000 | 4,476 |
| Additional noninterest expense | $731,000 | 5,381 |
| Pre-tax net operating income | $2,231,000 | 3,261 |
| Securities gains (losses) | $40,000 | 1,907 |
| Applicable income taxes | $731,000 | 2,684 |
| Income before extraordinary items | $1,540,000 | 3,573 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,540,000 | 3,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,560 |
| Cash dividends | $1,467,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,512,800 | 3,561 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 4,247 |
| Total interest expense | $980,000 | 4,839 |
| Net interest income | $3,517,000 | 3,994 |
| Provision for loan and lease losses | $198,000 | 3,010 |
| Total noninterest income | $603,000 | 4,063 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $178,000 | 4,879 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $425,000 | 3,093 |
| Total noninterest expense | $2,085,000 | 4,883 |
| Salaries and employee benefits | $1,220,000 | 4,630 |
| Premises and equipment expense | $334,000 | 4,430 |
| Additional noninterest expense | $531,000 | 5,456 |
| Pre-tax net operating income | $1,837,000 | 3,100 |
| Securities gains (losses) | $40,000 | 1,826 |
| Applicable income taxes | $614,000 | 2,533 |
| Income before extraordinary items | $1,263,000 | 3,411 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,263,000 | 3,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,728 |
| Cash dividends | $686,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,236,200 | 3,383 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 4,269 |
| Total interest expense | $670,000 | 4,788 |
| Net interest income | $2,315,000 | 4,030 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $387,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $113,000 | 4,994 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $274,000 | 3,145 |
| Total noninterest expense | $1,363,000 | 4,981 |
| Salaries and employee benefits | $766,000 | 4,863 |
| Premises and equipment expense | $223,000 | 4,437 |
| Additional noninterest expense | $374,000 | 5,289 |
| Pre-tax net operating income | $1,249,000 | 3,015 |
| Securities gains (losses) | $40,000 | 1,595 |
| Applicable income taxes | $422,000 | 2,470 |
| Income before extraordinary items | $867,000 | 3,310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $867,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,992 |
| Cash dividends | $297,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $840,200 | 3,305 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 4,241 |
| Total interest expense | $346,000 | 4,737 |
| Net interest income | $1,161,000 | 3,996 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $190,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $54,000 | 5,021 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $136,000 | 3,110 |
| Total noninterest expense | $710,000 | 4,874 |
| Salaries and employee benefits | $382,000 | 4,895 |
| Premises and equipment expense | $110,000 | 4,512 |
| Additional noninterest expense | $218,000 | 4,763 |
| Pre-tax net operating income | $616,000 | 3,016 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $205,000 | 2,536 |
| Income before extraordinary items | $411,000 | 3,430 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $411,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,092 |
| Cash dividends | $156,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $411,000 | 3,319 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,553,000 | 4,021 |
| Total interest expense | $1,753,000 | 4,430 |
| Net interest income | $4,800,000 | 3,797 |
| Provision for loan and lease losses | $353,000 | 2,837 |
| Total noninterest income | $1,658,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $227,000 | 4,982 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,431,000 | 1,891 |
| Total noninterest expense | $3,601,000 | 4,010 |
| Salaries and employee benefits | $1,884,000 | 4,121 |
| Premises and equipment expense | $413,000 | 4,630 |
| Additional noninterest expense | $1,304,000 | 3,482 |
| Pre-tax net operating income | $2,504,000 | 2,883 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $875,000 | 2,371 |
| Income before extraordinary items | $1,629,000 | 3,341 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,629,000 | 3,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,154 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,629,000 | 3,194 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,048,000 | 3,997 |
| Total interest expense | $1,361,000 | 4,453 |
| Net interest income | $3,687,000 | 3,753 |
| Provision for loan and lease losses | $353,000 | 2,247 |
| Total noninterest income | $1,452,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $171,000 | 4,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,281,000 | 1,720 |
| Total noninterest expense | $2,437,000 | 4,350 |
| Salaries and employee benefits | $1,278,000 | 4,422 |
| Premises and equipment expense | $307,000 | 4,636 |
| Additional noninterest expense | $852,000 | 3,888 |
| Pre-tax net operating income | $2,349,000 | 2,508 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $827,000 | 2,154 |
| Income before extraordinary items | $1,522,000 | 2,932 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,522,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,155 |
| Cash dividends | $408,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,522,000 | 2,786 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,366,000 | 4,038 |
| Total interest expense | $949,000 | 4,423 |
| Net interest income | $2,417,000 | 3,796 |
| Provision for loan and lease losses | $223,000 | 2,329 |
| Total noninterest income | $1,007,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $113,000 | 4,977 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $894,000 | 1,642 |
| Total noninterest expense | $1,536,000 | 4,507 |
| Salaries and employee benefits | $816,000 | 4,544 |
| Premises and equipment expense | $204,000 | 4,643 |
| Additional noninterest expense | $516,000 | 4,142 |
| Pre-tax net operating income | $1,665,000 | 2,380 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $589,000 | 2,081 |
| Income before extraordinary items | $1,076,000 | 2,823 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,076,000 | 2,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $267,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,076,000 | 2,655 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 3,989 |
| Total interest expense | $485,000 | 4,430 |
| Net interest income | $1,230,000 | 3,741 |
| Provision for loan and lease losses | $32,000 | 4,392 |
| Total noninterest income | $441,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 4,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $385,000 | 1,785 |
| Total noninterest expense | $788,000 | 4,415 |
| Salaries and employee benefits | $418,000 | 4,489 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $270,000 | 3,973 |
| Pre-tax net operating income | $851,000 | 2,345 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $300,000 | 2,054 |
| Income before extraordinary items | $551,000 | 2,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $551,000 | 2,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $140,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $551,000 | 2,598 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,064,000 | 4,015 |
| Total interest expense | $2,314,000 | 4,351 |
| Net interest income | $4,750,000 | 3,820 |
| Provision for loan and lease losses | $194,000 | 4,440 |
| Total noninterest income | $1,308,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $239,000 | 4,809 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,069,000 | 2,082 |
| Total noninterest expense | $3,069,000 | 4,386 |
| Salaries and employee benefits | $1,728,000 | 4,221 |
| Premises and equipment expense | $396,000 | 4,690 |
| Additional noninterest expense | $945,000 | 4,370 |
| Pre-tax net operating income | $2,795,000 | 2,641 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $959,000 | 2,276 |
| Income before extraordinary items | $1,835,000 | 2,982 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,835,000 | 2,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,898 |
| Cash dividends | $673,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,835,660 | 2,898 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,606,000 | 4,182 |
| Total interest expense | $3,390,000 | 4,310 |
| Net interest income | $4,216,000 | 3,960 |
| Provision for loan and lease losses | $45,000 | 6,815 |
| Total noninterest income | $1,058,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $263,000 | 4,507 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $795,000 | 2,397 |
| Total noninterest expense | $2,807,000 | 4,566 |
| Salaries and employee benefits | $1,644,000 | 4,218 |
| Premises and equipment expense | $349,000 | 5,039 |
| Additional noninterest expense | $814,000 | 4,721 |
| Pre-tax net operating income | $2,422,000 | 2,730 |
| Securities gains (losses) | $-2,000 | 9,092 |
| Applicable income taxes | $806,000 | 2,413 |
| Income before extraordinary items | $1,614,000 | 3,050 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,614,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,426 |
| Cash dividends | $673,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,615,340 | 2,952 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,997,000 | 4,591 |
| Total interest expense | $3,268,000 | 4,620 |
| Net interest income | $3,729,000 | 4,415 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $712,000 | 3,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 2,997 |
| Total noninterest expense | $2,446,000 | 4,943 |
| Salaries and employee benefits | $1,377,000 | 4,683 |
| Premises and equipment expense | $356,000 | 4,874 |
| Additional noninterest expense | $713,000 | 5,110 |
| Pre-tax net operating income | $1,940,000 | 3,409 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $626,000 | 3,017 |
| Income before extraordinary items | $1,314,000 | 3,609 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,314,000 | 3,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $614,000 | 3,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,314,000 | 3,593 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,228,000 | 4,827 |
| Total interest expense | $2,809,000 | 4,843 |
| Net interest income | $3,419,000 | 4,718 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $613,000 | 4,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $438,000 | 3,220 |
| Total noninterest expense | $2,202,000 | 5,325 |
| Salaries and employee benefits | $1,209,000 | 5,136 |
| Premises and equipment expense | $324,000 | 5,234 |
| Additional noninterest expense | $669,000 | 5,415 |
| Pre-tax net operating income | $1,830,000 | 3,564 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $607,000 | 3,195 |
| Income before extraordinary items | $1,223,000 | 3,820 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,223,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $526,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,223,000 | 3,786 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,128,000 | 4,927 |
| Total interest expense | $2,898,000 | 4,851 |
| Net interest income | $3,230,000 | 4,887 |
| Provision for loan and lease losses | $45,000 | 6,783 |
| Total noninterest income | $778,000 | 3,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $614,000 | 2,606 |
| Total noninterest expense | $2,192,000 | 5,234 |
| Salaries and employee benefits | $1,220,000 | 5,015 |
| Premises and equipment expense | $344,000 | 4,936 |
| Additional noninterest expense | $628,000 | 5,570 |
| Pre-tax net operating income | $1,771,000 | 3,681 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $555,000 | 3,597 |
| Income before extraordinary items | $1,216,000 | 3,886 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,216,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $605,000 | 3,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,216,000 | 3,798 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,781,000 | 5,198 |
| Total interest expense | $2,704,000 | 5,098 |
| Net interest income | $3,077,000 | 5,201 |
| Provision for loan and lease losses | $76,000 | 5,749 |
| Total noninterest income | $509,000 | 4,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,558 |
| Total noninterest expense | $2,050,000 | 5,562 |
| Salaries and employee benefits | $1,147,000 | 5,285 |
| Premises and equipment expense | $333,000 | 5,085 |
| Additional noninterest expense | $570,000 | 5,989 |
| Pre-tax net operating income | $1,460,000 | 4,591 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $442,000 | 4,586 |
| Income before extraordinary items | $1,018,000 | 4,642 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,018,000 | 4,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $390,000 | 4,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,018,000 | 4,578 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,697,000 | 5,375 |
| Total interest expense | $2,605,000 | 5,348 |
| Net interest income | $3,092,000 | 5,320 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $473,000 | 5,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,872 |
| Total noninterest expense | $1,974,000 | 5,989 |
| Salaries and employee benefits | $1,093,000 | 5,607 |
| Premises and equipment expense | $300,000 | 5,603 |
| Additional noninterest expense | $581,000 | 6,474 |
| Pre-tax net operating income | $1,371,000 | 4,652 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $415,000 | 4,786 |
| Income before extraordinary items | $956,000 | 4,654 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $956,000 | 4,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $536,000 | 3,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $956,000 | 4,604 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,564,000 | 5,538 |
| Total interest expense | $2,543,000 | 5,487 |
| Net interest income | $3,021,000 | 5,464 |
| Provision for loan and lease losses | $154,000 | 3,580 |
| Total noninterest income | $403,000 | 5,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,595 |
| Total noninterest expense | $1,918,000 | 6,185 |
| Salaries and employee benefits | $1,024,000 | 5,938 |
| Premises and equipment expense | $298,000 | 5,659 |
| Additional noninterest expense | $596,000 | 6,564 |
| Pre-tax net operating income | $1,352,000 | 4,822 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $408,000 | 4,884 |
| Income before extraordinary items | $944,000 | 4,808 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $944,000 | 4,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,442 |
| Cash dividends | $517,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $944,000 | 4,802 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 5,793 |
| Total interest expense | $1,946,000 | 5,730 |
| Net interest income | $2,909,000 | 5,731 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $430,000 | 5,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,238 |
| Total noninterest expense | $2,003,000 | 6,190 |
| Salaries and employee benefits | $1,026,000 | 5,963 |
| Premises and equipment expense | $296,000 | 5,783 |
| Additional noninterest expense | $681,000 | 6,462 |
| Pre-tax net operating income | $1,285,000 | 4,987 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $384,000 | 4,904 |
| Income before extraordinary items | $901,000 | 4,909 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $901,000 | 4,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $390,000 | 3,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $901,000 | 4,971 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 6,043 |
| Total interest expense | $1,961,000 | 5,927 |
| Net interest income | $2,780,000 | 6,010 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $548,000 | 5,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 3,808 |
| Total noninterest expense | $1,979,000 | 6,390 |
| Salaries and employee benefits | $982,000 | 6,231 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $700,000 | 6,561 |
| Pre-tax net operating income | $1,276,000 | 4,941 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $380,000 | 5,186 |
| Income before extraordinary items | $897,000 | 5,111 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $897,000 | 5,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 5,088 |
| Cash dividends | $312,000 | 4,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $896,300 | 4,889 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,337,000 | 6,049 |
| Total interest expense | $2,455,000 | 6,072 |
| Net interest income | $2,882,000 | 5,906 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $490,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 4,110 |
| Total noninterest expense | $1,968,000 | 6,465 |
| Salaries and employee benefits | $943,000 | 6,378 |
| Premises and equipment expense | $297,000 | 6,023 |
| Additional noninterest expense | $728,000 | 6,565 |
| Pre-tax net operating income | $1,354,000 | 4,460 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $505,000 | 3,974 |
| Income before extraordinary items | $873,000 | 5,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $873,000 | 5,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 12,901 |
| Cash dividends | $373,000 | 3,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $857,640 | 4,785 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.