Home > Pilgrim Bank Texas > Income and Expense
Pilgrim Bank Texas, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $649,000 | 7,864 |
| Total interest expense | $230,000 | 7,679 |
| Net interest income | $419,000 | 7,873 |
| Provision for loan and lease losses | $1,000 | 7,275 |
| Total noninterest income | $100,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $88,000 | 5,573 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $12,000 | 7,206 |
| Total noninterest expense | $371,000 | 7,955 |
| Salaries and employee benefits | $115,000 | 8,040 |
| Premises and equipment expense | $54,000 | 7,688 |
| Additional noninterest expense | $202,000 | 7,577 |
| Pre-tax net operating income | $147,000 | 5,126 |
| Securities gains (losses) | $21,000 | 2,721 |
| Applicable income taxes | $57,000 | 3,247 |
| Income before extraordinary items | $111,000 | 5,261 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $111,000 | 5,260 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $111,000 | 5,260 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $110,000 | 3,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $97,140 | 5,264 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $429,000 | 7,963 |
| Total interest expense | $157,000 | 7,760 |
| Net interest income | $272,000 | 7,956 |
| Provision for loan and lease losses | $1,000 | 7,143 |
| Total noninterest income | $64,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $55,000 | 5,662 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,000 | 7,286 |
| Total noninterest expense | $252,000 | 8,030 |
| Salaries and employee benefits | $76,000 | 8,135 |
| Premises and equipment expense | $35,000 | 7,789 |
| Additional noninterest expense | $141,000 | 7,591 |
| Pre-tax net operating income | $83,000 | 5,331 |
| Securities gains (losses) | $23,000 | 2,272 |
| Applicable income taxes | $21,000 | 3,672 |
| Income before extraordinary items | $85,000 | 5,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 5,316 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $85,000 | 5,316 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $60,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $66,600 | 5,373 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,038 |
| Total interest expense | $80,000 | 7,829 |
| Net interest income | $125,000 | 8,046 |
| Provision for loan and lease losses | $1,000 | 6,705 |
| Total noninterest income | $27,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $128,000 | 8,069 |
| Salaries and employee benefits | $40,000 | 8,183 |
| Premises and equipment expense | $19,000 | 7,764 |
| Additional noninterest expense | $69,000 | 7,569 |
| Pre-tax net operating income | $23,000 | 5,975 |
| Securities gains (losses) | $12,000 | 1,860 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $29,000 | 6,015 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,017 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $29,000 | 6,017 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $60,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $19,040 | 6,014 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 6,689 |
| Total interest expense | $1,185,000 | 6,458 |
| Net interest income | $1,720,000 | 6,745 |
| Provision for loan and lease losses | $195,000 | 5,240 |
| Total noninterest income | $381,000 | 5,366 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $341,000 | 3,774 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $40,000 | 6,969 |
| Total noninterest expense | $1,717,000 | 6,585 |
| Salaries and employee benefits | $746,000 | 7,041 |
| Premises and equipment expense | $280,000 | 5,961 |
| Additional noninterest expense | $691,000 | 5,850 |
| Pre-tax net operating income | $189,000 | 5,786 |
| Securities gains (losses) | $17,000 | 2,264 |
| Applicable income taxes | $36,000 | 4,023 |
| Income before extraordinary items | $170,000 | 5,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $170,000 | 5,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 3,656 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $155,890 | 5,810 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 6,343 |
| Total interest expense | $1,099,000 | 6,138 |
| Net interest income | $1,574,000 | 6,362 |
| Provision for loan and lease losses | $142,000 | 4,697 |
| Total noninterest income | $329,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $304,000 | 3,468 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 7,272 |
| Total noninterest expense | $1,574,000 | 6,100 |
| Salaries and employee benefits | $704,000 | 6,593 |
| Premises and equipment expense | $255,000 | 5,527 |
| Additional noninterest expense | $615,000 | 5,351 |
| Pre-tax net operating income | $187,000 | 6,089 |
| Securities gains (losses) | $17,000 | 2,103 |
| Applicable income taxes | $45,000 | 4,175 |
| Income before extraordinary items | $159,000 | 5,898 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $159,000 | 5,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,970 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $145,740 | 6,128 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 5,699 |
| Total interest expense | $1,007,000 | 5,559 |
| Net interest income | $1,416,000 | 5,626 |
| Provision for loan and lease losses | $116,000 | 4,071 |
| Total noninterest income | $269,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $251,000 | 2,998 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $18,000 | 7,278 |
| Total noninterest expense | $1,413,000 | 5,313 |
| Salaries and employee benefits | $643,000 | 5,856 |
| Premises and equipment expense | $233,000 | 4,700 |
| Additional noninterest expense | $537,000 | 4,524 |
| Pre-tax net operating income | $156,000 | 6,082 |
| Securities gains (losses) | $17,000 | 2,146 |
| Applicable income taxes | $35,000 | 4,323 |
| Income before extraordinary items | $138,000 | 6,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,272 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $124,400 | 6,104 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 5,435 |
| Total interest expense | $569,000 | 5,433 |
| Net interest income | $802,000 | 5,309 |
| Provision for loan and lease losses | $78,000 | 3,090 |
| Total noninterest income | $123,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $121,000 | 3,039 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $771,000 | 5,049 |
| Salaries and employee benefits | $369,000 | 5,481 |
| Premises and equipment expense | $115,000 | 4,754 |
| Additional noninterest expense | $287,000 | 4,253 |
| Pre-tax net operating income | $76,000 | 6,300 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $22,000 | 4,307 |
| Income before extraordinary items | $71,000 | 6,257 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $71,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,711 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $58,080 | 6,353 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 8,242 |
| Total interest expense | $340,000 | 8,172 |
| Net interest income | $563,000 | 8,226 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $100,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $100,000 | 6,023 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $662,000 | 8,141 |
| Salaries and employee benefits | $317,000 | 8,231 |
| Premises and equipment expense | $80,000 | 7,963 |
| Additional noninterest expense | $265,000 | 7,712 |
| Pre-tax net operating income | $1,000 | 7,423 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-260,000 | 8,178 |
| Income before extraordinary items | $261,000 | 6,566 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $261,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,769 |
| Cash dividends | $1,479,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $261,000 | 6,550 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,383,000 | 5,328 |
| Total interest expense | $1,669,000 | 5,597 |
| Net interest income | $2,714,000 | 4,955 |
| Provision for loan and lease losses | $103,000 | 4,065 |
| Total noninterest income | $548,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $470,000 | 2,573 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $78,000 | 6,199 |
| Total noninterest expense | $2,182,000 | 5,071 |
| Salaries and employee benefits | $1,272,000 | 4,916 |
| Premises and equipment expense | $298,000 | 5,042 |
| Additional noninterest expense | $612,000 | 5,217 |
| Pre-tax net operating income | $977,000 | 4,410 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $977,000 | 3,944 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $977,000 | 3,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,185 |
| Cash dividends | $800,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $977,000 | 3,931 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 5,332 |
| Total interest expense | $1,118,000 | 5,581 |
| Net interest income | $1,826,000 | 4,940 |
| Provision for loan and lease losses | $64,000 | 3,935 |
| Total noninterest income | $325,000 | 4,488 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $302,000 | 2,635 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $1,439,000 | 5,146 |
| Salaries and employee benefits | $873,000 | 4,856 |
| Premises and equipment expense | $192,000 | 5,156 |
| Additional noninterest expense | $374,000 | 5,503 |
| Pre-tax net operating income | $648,000 | 4,483 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $648,000 | 3,996 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $648,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $640,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $648,000 | 3,988 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 5,351 |
| Total interest expense | $553,000 | 5,602 |
| Net interest income | $907,000 | 4,970 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $159,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $145,000 | 2,663 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $758,000 | 4,980 |
| Salaries and employee benefits | $460,000 | 4,710 |
| Premises and equipment expense | $98,000 | 5,113 |
| Additional noninterest expense | $200,000 | 5,262 |
| Pre-tax net operating income | $270,000 | 4,892 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $270,000 | 4,391 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $270,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $480,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $270,000 | 4,375 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 5,288 |
| Total interest expense | $1,997,000 | 5,408 |
| Net interest income | $3,492,000 | 5,065 |
| Provision for loan and lease losses | $143,000 | 4,139 |
| Total noninterest income | $650,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $571,000 | 2,791 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $79,000 | 6,691 |
| Total noninterest expense | $2,693,000 | 5,244 |
| Salaries and employee benefits | $1,632,000 | 4,921 |
| Premises and equipment expense | $382,000 | 5,073 |
| Additional noninterest expense | $679,000 | 5,727 |
| Pre-tax net operating income | $1,306,000 | 4,598 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,306,000 | 4,089 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,306,000 | 4,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,066 |
| Cash dividends | $547,000 | 3,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,306,000 | 4,060 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 5,358 |
| Total interest expense | $1,439,000 | 5,448 |
| Net interest income | $2,571,000 | 5,163 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $493,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $430,000 | 2,796 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,605 |
| Total noninterest expense | $1,999,000 | 5,268 |
| Salaries and employee benefits | $1,203,000 | 4,961 |
| Premises and equipment expense | $289,000 | 5,069 |
| Additional noninterest expense | $507,000 | 5,727 |
| Pre-tax net operating income | $930,000 | 4,882 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $930,000 | 4,331 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $930,000 | 4,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,324 |
| Cash dividends | $547,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $930,000 | 4,320 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 5,454 |
| Total interest expense | $874,000 | 5,588 |
| Net interest income | $1,686,000 | 5,247 |
| Provision for loan and lease losses | $129,000 | 2,901 |
| Total noninterest income | $327,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $283,000 | 2,785 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 6,558 |
| Total noninterest expense | $1,337,000 | 5,267 |
| Salaries and employee benefits | $815,000 | 4,933 |
| Premises and equipment expense | $191,000 | 5,073 |
| Additional noninterest expense | $331,000 | 5,783 |
| Pre-tax net operating income | $547,000 | 5,216 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $547,000 | 4,659 |
| Extraordinary gains, net | $-1,000 | 8,757 |
| Net income | $546,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,990 |
| Cash dividends | $382,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $547,000 | 4,651 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 5,555 |
| Total interest expense | $401,000 | 5,686 |
| Net interest income | $821,000 | 5,321 |
| Provision for loan and lease losses | $67,000 | 2,690 |
| Total noninterest income | $142,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $125,000 | 2,993 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $642,000 | 5,399 |
| Salaries and employee benefits | $390,000 | 5,098 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $160,000 | 5,864 |
| Pre-tax net operating income | $254,000 | 5,339 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $254,000 | 4,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 4,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $142,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $254,000 | 4,801 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 5,587 |
| Total interest expense | $1,413,000 | 5,383 |
| Net interest income | $2,934,000 | 5,578 |
| Provision for loan and lease losses | $244,000 | 3,215 |
| Total noninterest income | $559,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $517,000 | 2,982 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $42,000 | 7,569 |
| Total noninterest expense | $2,520,000 | 5,356 |
| Salaries and employee benefits | $1,546,000 | 4,950 |
| Premises and equipment expense | $359,000 | 5,199 |
| Additional noninterest expense | $615,000 | 5,983 |
| Pre-tax net operating income | $729,000 | 6,078 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $729,000 | 5,575 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $729,000 | 5,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,834 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $729,000 | 5,547 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 5,693 |
| Total interest expense | $995,000 | 5,445 |
| Net interest income | $2,115,000 | 5,716 |
| Provision for loan and lease losses | $173,000 | 3,274 |
| Total noninterest income | $405,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $378,000 | 3,035 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,758 |
| Total noninterest expense | $1,807,000 | 5,468 |
| Salaries and employee benefits | $1,111,000 | 5,068 |
| Premises and equipment expense | $262,000 | 5,272 |
| Additional noninterest expense | $434,000 | 6,125 |
| Pre-tax net operating income | $540,000 | 6,246 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $540,000 | 5,718 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $540,000 | 5,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,542 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $540,000 | 5,684 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 5,830 |
| Total interest expense | $600,000 | 5,567 |
| Net interest income | $1,340,000 | 5,860 |
| Provision for loan and lease losses | $103,000 | 3,310 |
| Total noninterest income | $245,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $222,000 | 3,268 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $1,174,000 | 5,540 |
| Salaries and employee benefits | $731,000 | 5,111 |
| Premises and equipment expense | $166,000 | 5,420 |
| Additional noninterest expense | $277,000 | 6,233 |
| Pre-tax net operating income | $308,000 | 6,541 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $308,000 | 6,066 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $308,000 | 6,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $308,000 | 6,015 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 6,003 |
| Total interest expense | $273,000 | 5,734 |
| Net interest income | $640,000 | 6,026 |
| Provision for loan and lease losses | $47,000 | 3,284 |
| Total noninterest income | $103,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $575,000 | 5,641 |
| Salaries and employee benefits | $348,000 | 5,310 |
| Premises and equipment expense | $79,000 | 5,599 |
| Additional noninterest expense | $148,000 | 6,059 |
| Pre-tax net operating income | $121,000 | 6,938 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $121,000 | 6,554 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $121,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $121,000 | 6,511 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 6,410 |
| Total interest expense | $956,000 | 5,794 |
| Net interest income | $2,049,000 | 6,560 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $468,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $435,000 | 3,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,000 | 7,887 |
| Total noninterest expense | $2,255,000 | 5,621 |
| Salaries and employee benefits | $1,334,000 | 5,339 |
| Premises and equipment expense | $320,000 | 5,489 |
| Additional noninterest expense | $601,000 | 5,968 |
| Pre-tax net operating income | $82,000 | 8,160 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $34,000 | 6,272 |
| Income before extraordinary items | $48,000 | 8,292 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $48,000 | 8,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $40,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $48,000 | 8,250 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 6,571 |
| Total interest expense | $682,000 | 5,898 |
| Net interest income | $1,462,000 | 6,700 |
| Provision for loan and lease losses | $125,000 | 3,916 |
| Total noninterest income | $352,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $325,000 | 3,473 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 7,817 |
| Total noninterest expense | $1,672,000 | 5,637 |
| Salaries and employee benefits | $990,000 | 5,360 |
| Premises and equipment expense | $229,000 | 5,602 |
| Additional noninterest expense | $453,000 | 5,921 |
| Pre-tax net operating income | $17,000 | 8,420 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $34,000 | 6,208 |
| Income before extraordinary items | $-17,000 | 8,534 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-17,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $40,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-17,000 | 8,501 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 6,789 |
| Total interest expense | $430,000 | 6,076 |
| Net interest income | $904,000 | 6,945 |
| Provision for loan and lease losses | $79,000 | 3,939 |
| Total noninterest income | $209,000 | 5,724 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $193,000 | 3,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $1,102,000 | 5,706 |
| Salaries and employee benefits | $649,000 | 5,450 |
| Premises and equipment expense | $149,000 | 5,683 |
| Additional noninterest expense | $304,000 | 5,936 |
| Pre-tax net operating income | $-68,000 | 8,652 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-68,000 | 8,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-68,000 | 8,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $40,000 | 4,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-68,000 | 8,654 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $618,000 | 7,000 |
| Total interest expense | $195,000 | 6,419 |
| Net interest income | $423,000 | 7,138 |
| Provision for loan and lease losses | $39,000 | 3,783 |
| Total noninterest income | $83,000 | 6,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $547,000 | 5,740 |
| Salaries and employee benefits | $319,000 | 5,536 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $173,000 | 5,550 |
| Pre-tax net operating income | $-80,000 | 8,772 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-80,000 | 8,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-80,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-80,000 | 8,775 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 7,000 |
| Total interest expense | $800,000 | 6,712 |
| Net interest income | $1,739,000 | 7,009 |
| Provision for loan and lease losses | $96,000 | 5,391 |
| Total noninterest income | $312,000 | 6,512 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $352,000 | 3,931 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-40,000 | 9,146 |
| Total noninterest expense | $1,559,000 | 6,785 |
| Salaries and employee benefits | $849,000 | 6,754 |
| Premises and equipment expense | $197,000 | 6,815 |
| Additional noninterest expense | $513,000 | 6,480 |
| Pre-tax net operating income | $396,000 | 7,060 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $81,000 | 5,922 |
| Income before extraordinary items | $315,000 | 7,211 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $315,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $315,000 | 7,064 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 7,098 |
| Total interest expense | $609,000 | 6,813 |
| Net interest income | $1,286,000 | 7,081 |
| Provision for loan and lease losses | $142,000 | 4,004 |
| Total noninterest income | $294,000 | 6,054 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $273,000 | 3,870 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,224 |
| Total noninterest expense | $1,091,000 | 6,974 |
| Salaries and employee benefits | $577,000 | 7,015 |
| Premises and equipment expense | $148,000 | 6,819 |
| Additional noninterest expense | $366,000 | 6,603 |
| Pre-tax net operating income | $347,000 | 6,961 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $84,000 | 5,755 |
| Income before extraordinary items | $263,000 | 7,170 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $263,000 | 7,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,571 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $263,000 | 7,008 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,180 |
| Total interest expense | $410,000 | 6,913 |
| Net interest income | $838,000 | 7,151 |
| Provision for loan and lease losses | $123,000 | 3,423 |
| Total noninterest income | $209,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $183,000 | 3,824 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $684,000 | 7,165 |
| Salaries and employee benefits | $364,000 | 7,183 |
| Premises and equipment expense | $95,000 | 6,893 |
| Additional noninterest expense | $225,000 | 6,827 |
| Pre-tax net operating income | $240,000 | 6,907 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $63,000 | 5,666 |
| Income before extraordinary items | $177,000 | 7,193 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $177,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,900 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $177,000 | 7,013 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $614,000 | 7,252 |
| Total interest expense | $206,000 | 6,993 |
| Net interest income | $408,000 | 7,236 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $106,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $95,000 | 3,670 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $331,000 | 7,272 |
| Salaries and employee benefits | $180,000 | 7,236 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $106,000 | 7,009 |
| Pre-tax net operating income | $165,000 | 6,274 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $46,000 | 5,224 |
| Income before extraordinary items | $119,000 | 6,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 6,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $119,000 | 6,401 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 7,399 |
| Total interest expense | $908,000 | 7,184 |
| Net interest income | $1,546,000 | 7,356 |
| Provision for loan and lease losses | $72,000 | 6,236 |
| Total noninterest income | $325,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $291,000 | 4,295 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 8,065 |
| Total noninterest expense | $1,295,000 | 7,260 |
| Salaries and employee benefits | $725,000 | 7,181 |
| Premises and equipment expense | $190,000 | 6,887 |
| Additional noninterest expense | $380,000 | 7,288 |
| Pre-tax net operating income | $504,000 | 6,749 |
| Securities gains (losses) | $65,000 | 2,174 |
| Applicable income taxes | $166,000 | 5,375 |
| Income before extraordinary items | $403,000 | 6,831 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $403,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $356,850 | 6,921 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 7,802 |
| Total interest expense | $1,208,000 | 7,598 |
| Net interest income | $1,244,000 | 7,794 |
| Provision for loan and lease losses | $81,000 | 5,963 |
| Total noninterest income | $264,000 | 6,730 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $226,000 | 4,871 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $1,159,000 | 7,556 |
| Salaries and employee benefits | $612,000 | 7,607 |
| Premises and equipment expense | $203,000 | 6,749 |
| Additional noninterest expense | $344,000 | 7,556 |
| Pre-tax net operating income | $268,000 | 7,555 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $57,000 | 6,591 |
| Income before extraordinary items | $211,000 | 7,646 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $211,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,917 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $211,000 | 7,524 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 8,013 |
| Total interest expense | $1,186,000 | 7,829 |
| Net interest income | $1,211,000 | 8,048 |
| Provision for loan and lease losses | $67,000 | 6,062 |
| Total noninterest income | $260,000 | 6,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 4,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 7,994 |
| Total noninterest expense | $1,103,000 | 7,732 |
| Salaries and employee benefits | $588,000 | 7,757 |
| Premises and equipment expense | $175,000 | 7,161 |
| Additional noninterest expense | $340,000 | 7,630 |
| Pre-tax net operating income | $301,000 | 7,888 |
| Securities gains (losses) | $-107,000 | 9,431 |
| Applicable income taxes | $-33,000 | 9,433 |
| Income before extraordinary items | $227,000 | 7,913 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $227,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $334,000 | 7,262 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 8,428 |
| Total interest expense | $959,000 | 8,284 |
| Net interest income | $1,103,000 | 8,399 |
| Provision for loan and lease losses | $118,000 | 4,907 |
| Total noninterest income | $274,000 | 6,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 4,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,990 |
| Total noninterest expense | $1,095,000 | 7,856 |
| Salaries and employee benefits | $611,000 | 7,694 |
| Premises and equipment expense | $163,000 | 7,432 |
| Additional noninterest expense | $321,000 | 7,944 |
| Pre-tax net operating income | $164,000 | 8,738 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $15,000 | 8,345 |
| Income before extraordinary items | $151,000 | 8,632 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $151,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,769 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $149,180 | 8,602 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 8,961 |
| Total interest expense | $798,000 | 8,945 |
| Net interest income | $972,000 | 8,861 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $170,000 | 7,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $1,071,000 | 7,908 |
| Salaries and employee benefits | $578,000 | 7,882 |
| Premises and equipment expense | $162,000 | 7,398 |
| Additional noninterest expense | $331,000 | 7,830 |
| Pre-tax net operating income | $-1,000 | 9,806 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $3,000 | 9,824 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,000 | 9,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,000 | 9,796 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 9,759 |
| Total interest expense | $589,000 | 9,863 |
| Net interest income | $850,000 | 9,546 |
| Provision for loan and lease losses | $51,000 | 6,594 |
| Total noninterest income | $139,000 | 8,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $783,000 | 9,096 |
| Salaries and employee benefits | $426,000 | 9,095 |
| Premises and equipment expense | $119,000 | 8,523 |
| Additional noninterest expense | $238,000 | 8,982 |
| Pre-tax net operating income | $155,000 | 9,818 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $36,000 | 9,472 |
| Income before extraordinary items | $123,000 | 9,811 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $123,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $119,920 | 9,795 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 10,205 |
| Total interest expense | $556,000 | 10,421 |
| Net interest income | $878,000 | 9,891 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $154,000 | 8,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $766,000 | 9,564 |
| Salaries and employee benefits | $407,000 | 9,556 |
| Premises and equipment expense | $108,000 | 9,071 |
| Additional noninterest expense | $251,000 | 9,388 |
| Pre-tax net operating income | $171,000 | 9,951 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $6,000 | 10,431 |
| Income before extraordinary items | $171,000 | 9,589 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $171,000 | 9,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,458 |
| Cash dividends | $353,000 | 4,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $165,180 | 9,588 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 10,660 |
| Total interest expense | $515,000 | 10,967 |
| Net interest income | $904,000 | 10,228 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $139,000 | 9,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $774,000 | 9,890 |
| Salaries and employee benefits | $393,000 | 9,998 |
| Premises and equipment expense | $105,000 | 9,481 |
| Additional noninterest expense | $276,000 | 9,533 |
| Pre-tax net operating income | $249,000 | 10,122 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $41,000 | 10,357 |
| Income before extraordinary items | $212,000 | 9,807 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $212,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $208,640 | 9,815 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 11,175 |
| Total interest expense | $364,000 | 11,763 |
| Net interest income | $920,000 | 10,657 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $143,000 | 9,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $781,000 | 10,325 |
| Salaries and employee benefits | $403,000 | 10,260 |
| Premises and equipment expense | $109,000 | 9,741 |
| Additional noninterest expense | $269,000 | 10,303 |
| Pre-tax net operating income | $232,000 | 10,642 |
| Securities gains (losses) | $27,000 | 1,545 |
| Applicable income taxes | $50,000 | 10,470 |
| Income before extraordinary items | $209,000 | 10,175 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $209,000 | 10,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $440,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $187,130 | 10,467 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 11,572 |
| Total interest expense | $415,000 | 12,153 |
| Net interest income | $933,000 | 11,021 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $157,000 | 10,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $800,000 | 10,669 |
| Salaries and employee benefits | $402,000 | 10,608 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $303,000 | 10,412 |
| Pre-tax net operating income | $275,000 | 10,432 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $73,000 | 10,384 |
| Income before extraordinary items | $260,000 | 9,928 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $260,000 | 10,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $214,760 | 10,237 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 12,052 |
| Total interest expense | $539,000 | 12,577 |
| Net interest income | $923,000 | 11,418 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $125,000 | 11,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $774,000 | 11,133 |
| Salaries and employee benefits | $377,000 | 11,128 |
| Premises and equipment expense | $96,000 | 10,873 |
| Additional noninterest expense | $301,000 | 10,804 |
| Pre-tax net operating income | $274,000 | 10,381 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $70,000 | 10,722 |
| Income before extraordinary items | $256,000 | 9,837 |
| Extraordinary gains, net | $20,000 | 1,231 |
| Net income | $276,000 | 9,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 13,032 |
| Cash dividends | $360,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $214,920 | 10,046 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.