Home > Pike County Bank > Income and Expense
Pike County Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 6,213 |
| Total interest expense | $1,946,000 | 6,371 |
| Net interest income | $2,571,000 | 5,941 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $348,000 | 6,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 4,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,233 |
| Total noninterest expense | $1,366,000 | 7,128 |
| Salaries and employee benefits | $709,000 | 7,271 |
| Premises and equipment expense | $190,000 | 7,020 |
| Additional noninterest expense | $467,000 | 6,786 |
| Pre-tax net operating income | $1,548,000 | 4,378 |
| Securities gains (losses) | $30,000 | 1,635 |
| Applicable income taxes | $460,000 | 4,462 |
| Income before extraordinary items | $1,118,000 | 4,301 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,118,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $725,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,096,700 | 4,306 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 6,631 |
| Total interest expense | $1,684,000 | 7,125 |
| Net interest income | $2,560,000 | 6,093 |
| Provision for loan and lease losses | $23,000 | 7,847 |
| Total noninterest income | $560,000 | 4,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 3,841 |
| Total noninterest expense | $1,391,000 | 7,416 |
| Salaries and employee benefits | $681,000 | 7,644 |
| Premises and equipment expense | $215,000 | 6,774 |
| Additional noninterest expense | $495,000 | 7,095 |
| Pre-tax net operating income | $1,706,000 | 3,908 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $472,000 | 4,344 |
| Income before extraordinary items | $1,234,000 | 3,786 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,234,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 11,013 |
| Cash dividends | $1,945,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,234,000 | 3,738 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,009,000 | 6,993 |
| Total interest expense | $1,551,000 | 7,557 |
| Net interest income | $2,458,000 | 6,379 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $360,000 | 6,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,480 |
| Total noninterest expense | $1,463,000 | 7,391 |
| Salaries and employee benefits | $676,000 | 7,891 |
| Premises and equipment expense | $224,000 | 6,765 |
| Additional noninterest expense | $563,000 | 6,760 |
| Pre-tax net operating income | $1,285,000 | 5,008 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $407,000 | 4,892 |
| Income before extraordinary items | $878,000 | 5,085 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $878,000 | 5,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,579 |
| Cash dividends | $740,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $878,000 | 5,073 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 9,561 |
| Total interest expense | $692,000 | 10,138 |
| Net interest income | $1,437,000 | 9,052 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $135,000 | 10,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,528 |
| Total noninterest expense | $879,000 | 9,868 |
| Salaries and employee benefits | $390,000 | 10,371 |
| Premises and equipment expense | $136,000 | 8,926 |
| Additional noninterest expense | $353,000 | 9,309 |
| Pre-tax net operating income | $693,000 | 7,427 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $206,000 | 7,245 |
| Income before extraordinary items | $486,000 | 7,416 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $486,000 | 7,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $390,000 | 3,826 |
| Sale, conversion, retirement of capital stock, net | $-46,000 | 12,483 |
| Net operating income | $486,700 | 7,451 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 9,823 |
| Total interest expense | $838,000 | 9,845 |
| Net interest income | $1,344,000 | 9,588 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $125,000 | 10,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $992,000 | 9,763 |
| Salaries and employee benefits | $439,000 | 10,249 |
| Premises and equipment expense | $155,000 | 8,775 |
| Additional noninterest expense | $398,000 | 9,288 |
| Pre-tax net operating income | $377,000 | 9,601 |
| Securities gains (losses) | $35,000 | 3,910 |
| Applicable income taxes | $94,000 | 9,895 |
| Income before extraordinary items | $318,000 | 9,263 |
| Extraordinary gains, net | $25,000 | 2,588 |
| Net income | $343,000 | 9,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,410 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $291,050 | 9,322 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 9,532 |
| Total interest expense | $1,245,000 | 9,440 |
| Net interest income | $1,455,000 | 9,428 |
| Provision for loan and lease losses | $145,000 | 6,193 |
| Total noninterest income | $140,000 | 10,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $969,000 | 10,119 |
| Salaries and employee benefits | $448,000 | 10,327 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $394,000 | 9,629 |
| Pre-tax net operating income | $481,000 | 8,542 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $365,000 | 8,552 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $365,000 | 8,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 3,441 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $342,990 | 8,430 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.