Home > Pierce Commercial Bank > Income and Expense
Pierce Commercial Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,987,000 | 2,853 |
| Total interest expense | $2,878,000 | 2,163 |
| Net interest income | $5,109,000 | 3,183 |
| Provision for loan and lease losses | $3,782,000 | 1,092 |
| Total noninterest income | $111,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $170,000 | 4,256 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-59,000 | 7,344 |
| Total noninterest expense | $6,669,000 | 2,171 |
| Salaries and employee benefits | $2,094,000 | 3,326 |
| Premises and equipment expense | $492,000 | 3,526 |
| Additional noninterest expense | $4,083,000 | 1,316 |
| Pre-tax net operating income | $-5,231,000 | 7,380 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $3,029,000 | 423 |
| Income before extraordinary items | $-8,260,000 | 7,540 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,260,000 | 7,540 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,260,000 | 7,540 |
| Net charge-offs | $3,179,000 | 1,094 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,119 |
| Net operating income | $-8,260,000 | 7,533 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 2,833 |
| Total interest expense | $2,041,000 | 2,121 |
| Net interest income | $3,373,000 | 3,194 |
| Provision for loan and lease losses | $3,782,000 | 796 |
| Total noninterest income | $59,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $109,000 | 4,327 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-50,000 | 7,451 |
| Total noninterest expense | $4,539,000 | 2,134 |
| Salaries and employee benefits | $1,433,000 | 3,270 |
| Premises and equipment expense | $335,000 | 3,505 |
| Additional noninterest expense | $2,771,000 | 1,294 |
| Pre-tax net operating income | $-4,889,000 | 7,547 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,029,000 | 294 |
| Income before extraordinary items | $-7,918,000 | 7,664 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-7,918,000 | 7,664 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-7,918,000 | 7,664 |
| Net charge-offs | $3,110,000 | 805 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,053 |
| Net operating income | $-7,918,000 | 7,665 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,806,000 | 2,812 |
| Total interest expense | $1,069,000 | 2,126 |
| Net interest income | $1,737,000 | 3,154 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $92,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $52,000 | 4,405 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $40,000 | 5,053 |
| Total noninterest expense | $2,589,000 | 1,916 |
| Salaries and employee benefits | $715,000 | 3,336 |
| Premises and equipment expense | $173,000 | 3,490 |
| Additional noninterest expense | $1,701,000 | 1,031 |
| Pre-tax net operating income | $-760,000 | 7,321 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-760,000 | 7,388 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-760,000 | 7,388 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-760,000 | 7,389 |
| Net charge-offs | $1,452,000 | 807 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 996 |
| Net operating income | $-760,000 | 7,372 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,630,000 | 2,449 |
| Total interest expense | $5,162,000 | 2,195 |
| Net interest income | $8,468,000 | 2,568 |
| Provision for loan and lease losses | $12,591,000 | 710 |
| Total noninterest income | $8,331,000 | 745 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $221,000 | 4,461 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,110,000 | 514 |
| Total noninterest expense | $29,238,000 | 720 |
| Salaries and employee benefits | $7,627,000 | 1,294 |
| Premises and equipment expense | $1,051,000 | 2,473 |
| Additional noninterest expense | $20,560,000 | 427 |
| Pre-tax net operating income | $-25,030,000 | 7,768 |
| Securities gains (losses) | $92,000 | 2,210 |
| Applicable income taxes | $-5,226,000 | 7,766 |
| Income before extraordinary items | $-19,712,000 | 7,734 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-19,712,000 | 7,732 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-19,712,000 | 7,732 |
| Net charge-offs | $7,666,000 | 835 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,262 |
| Net operating income | $-19,784,680 | 7,735 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,431,000 | 2,434 |
| Total interest expense | $3,979,000 | 2,231 |
| Net interest income | $6,452,000 | 2,519 |
| Provision for loan and lease losses | $12,591,000 | 520 |
| Total noninterest income | $8,361,000 | 602 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $162,000 | 4,524 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,199,000 | 424 |
| Total noninterest expense | $16,926,000 | 925 |
| Salaries and employee benefits | $6,910,000 | 1,080 |
| Premises and equipment expense | $891,000 | 2,259 |
| Additional noninterest expense | $9,125,000 | 634 |
| Pre-tax net operating income | $-14,704,000 | 7,821 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-2,190,000 | 7,740 |
| Income before extraordinary items | $-12,514,000 | 7,831 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-12,514,000 | 7,830 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-12,514,000 | 7,830 |
| Net charge-offs | $7,564,000 | 619 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,166 |
| Net operating income | $-12,514,000 | 7,835 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,063,000 | 2,439 |
| Total interest expense | $2,770,000 | 2,232 |
| Net interest income | $4,293,000 | 2,514 |
| Provision for loan and lease losses | $4,200,000 | 861 |
| Total noninterest income | $7,135,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $111,000 | 4,448 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,024,000 | 361 |
| Total noninterest expense | $10,905,000 | 983 |
| Salaries and employee benefits | $5,439,000 | 938 |
| Premises and equipment expense | $667,000 | 2,051 |
| Additional noninterest expense | $4,799,000 | 812 |
| Pre-tax net operating income | $-3,677,000 | 7,635 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,236,000 | 7,800 |
| Income before extraordinary items | $-2,441,000 | 7,563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,441,000 | 7,562 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,441,000 | 7,562 |
| Net charge-offs | $1,871,000 | 1,165 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,123 |
| Net operating income | $-2,441,000 | 7,576 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 2,476 |
| Total interest expense | $1,410,000 | 2,266 |
| Net interest income | $2,088,000 | 2,600 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $3,723,000 | 460 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $55,000 | 4,417 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,668,000 | 321 |
| Total noninterest expense | $4,959,000 | 1,019 |
| Salaries and employee benefits | $2,788,000 | 914 |
| Premises and equipment expense | $337,000 | 2,070 |
| Additional noninterest expense | $1,834,000 | 906 |
| Pre-tax net operating income | $552,000 | 2,203 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $196,000 | 1,483 |
| Income before extraordinary items | $356,000 | 2,780 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $356,000 | 2,779 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $356,000 | 2,781 |
| Net charge-offs | $373,000 | 1,604 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,009 |
| Net operating income | $356,000 | 2,643 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,437,000 | 2,397 |
| Total interest expense | $6,781,000 | 2,257 |
| Net interest income | $8,656,000 | 2,506 |
| Provision for loan and lease losses | $900,000 | 2,867 |
| Total noninterest income | $19,013,000 | 364 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $183,000 | 4,956 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $18,830,000 | 252 |
| Total noninterest expense | $23,825,000 | 829 |
| Salaries and employee benefits | $12,665,000 | 785 |
| Premises and equipment expense | $1,408,000 | 1,939 |
| Additional noninterest expense | $9,752,000 | 695 |
| Pre-tax net operating income | $2,944,000 | 1,833 |
| Securities gains (losses) | $298,000 | 550 |
| Applicable income taxes | $1,142,000 | 1,075 |
| Income before extraordinary items | $2,100,000 | 1,904 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,100,000 | 1,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $595,000 | 2,562 |
| Cash dividends | $1,670,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 1,218 |
| Net operating income | $1,906,300 | 2,199 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,936,000 | 2,393 |
| Total interest expense | $5,268,000 | 2,271 |
| Net interest income | $6,668,000 | 2,474 |
| Provision for loan and lease losses | $600,000 | 2,479 |
| Total noninterest income | $15,694,000 | 364 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $123,000 | 5,189 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,571,000 | 263 |
| Total noninterest expense | $18,190,000 | 808 |
| Salaries and employee benefits | $9,938,000 | 770 |
| Premises and equipment expense | $1,044,000 | 1,958 |
| Additional noninterest expense | $7,208,000 | 662 |
| Pre-tax net operating income | $3,572,000 | 1,383 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,238,000 | 979 |
| Income before extraordinary items | $2,334,000 | 1,555 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,334,000 | 1,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,579 |
| Cash dividends | $1,270,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 1,073 |
| Net operating income | $2,334,000 | 1,640 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,983,000 | 2,422 |
| Total interest expense | $3,587,000 | 2,329 |
| Net interest income | $4,396,000 | 2,493 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $9,771,000 | 394 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $76,000 | 5,344 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,695,000 | 273 |
| Total noninterest expense | $11,388,000 | 860 |
| Salaries and employee benefits | $6,407,000 | 804 |
| Premises and equipment expense | $692,000 | 1,964 |
| Additional noninterest expense | $4,289,000 | 703 |
| Pre-tax net operating income | $2,479,000 | 1,393 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $859,000 | 1,059 |
| Income before extraordinary items | $1,620,000 | 1,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,620,000 | 1,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,410 |
| Cash dividends | $870,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 991 |
| Net operating income | $1,620,000 | 1,639 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 2,434 |
| Total interest expense | $1,917,000 | 2,320 |
| Net interest income | $2,154,000 | 2,527 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $3,793,000 | 483 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $36,000 | 5,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,757,000 | 323 |
| Total noninterest expense | $4,844,000 | 1,006 |
| Salaries and employee benefits | $2,700,000 | 969 |
| Premises and equipment expense | $360,000 | 1,889 |
| Additional noninterest expense | $1,784,000 | 806 |
| Pre-tax net operating income | $953,000 | 1,871 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $330,000 | 1,378 |
| Income before extraordinary items | $623,000 | 2,242 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $623,000 | 2,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $450,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 866 |
| Net operating income | $623,000 | 2,166 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,306,000 | 2,247 |
| Total interest expense | $7,840,000 | 2,358 |
| Net interest income | $10,466,000 | 2,166 |
| Provision for loan and lease losses | $480,000 | 2,381 |
| Total noninterest income | $13,357,000 | 504 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $157,000 | 5,351 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,200,000 | 347 |
| Total noninterest expense | $17,377,000 | 1,082 |
| Salaries and employee benefits | $9,079,000 | 1,103 |
| Premises and equipment expense | $1,030,000 | 2,504 |
| Additional noninterest expense | $7,268,000 | 796 |
| Pre-tax net operating income | $5,966,000 | 1,402 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,089,000 | 1,095 |
| Income before extraordinary items | $3,877,000 | 1,643 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,877,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $1,400,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 1,045 |
| Net operating income | $3,877,000 | 1,632 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,857,000 | 2,238 |
| Total interest expense | $5,908,000 | 2,340 |
| Net interest income | $7,949,000 | 2,145 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $10,239,000 | 499 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $106,000 | 5,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,133,000 | 339 |
| Total noninterest expense | $13,192,000 | 1,052 |
| Salaries and employee benefits | $6,897,000 | 1,088 |
| Premises and equipment expense | $760,000 | 2,536 |
| Additional noninterest expense | $5,535,000 | 763 |
| Pre-tax net operating income | $4,636,000 | 1,462 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,620,000 | 1,147 |
| Income before extraordinary items | $3,016,000 | 1,682 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,016,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $900,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 922 |
| Net operating income | $3,016,000 | 1,667 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,221,000 | 2,255 |
| Total interest expense | $3,909,000 | 2,371 |
| Net interest income | $5,312,000 | 2,172 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $6,784,000 | 520 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $63,000 | 5,738 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,721,000 | 359 |
| Total noninterest expense | $8,799,000 | 1,073 |
| Salaries and employee benefits | $4,586,000 | 1,111 |
| Premises and equipment expense | $506,000 | 2,561 |
| Additional noninterest expense | $3,707,000 | 772 |
| Pre-tax net operating income | $3,057,000 | 1,520 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,072,000 | 1,211 |
| Income before extraordinary items | $1,985,000 | 1,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,985,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 849 |
| Net operating income | $1,985,000 | 1,724 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 2,363 |
| Total interest expense | $1,810,000 | 2,530 |
| Net interest income | $2,584,000 | 2,225 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $3,454,000 | 500 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $30,000 | 5,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,424,000 | 356 |
| Total noninterest expense | $4,342,000 | 1,082 |
| Salaries and employee benefits | $2,302,000 | 1,120 |
| Premises and equipment expense | $232,000 | 2,765 |
| Additional noninterest expense | $1,808,000 | 770 |
| Pre-tax net operating income | $1,576,000 | 1,475 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $559,000 | 1,181 |
| Income before extraordinary items | $1,017,000 | 1,687 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,017,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 721 |
| Net operating income | $1,017,000 | 1,678 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,246,000 | 2,391 |
| Total interest expense | $5,756,000 | 2,678 |
| Net interest income | $10,490,000 | 2,202 |
| Provision for loan and lease losses | $560,000 | 1,724 |
| Total noninterest income | $11,381,000 | 555 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $122,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,259,000 | 382 |
| Total noninterest expense | $15,670,000 | 1,147 |
| Salaries and employee benefits | $8,688,000 | 1,115 |
| Premises and equipment expense | $778,000 | 3,079 |
| Additional noninterest expense | $6,204,000 | 860 |
| Pre-tax net operating income | $5,641,000 | 1,706 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,979,000 | 1,352 |
| Income before extraordinary items | $3,662,000 | 1,933 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,662,000 | 1,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $50,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 998 |
| Net operating income | $3,662,000 | 1,923 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,734,000 | 2,459 |
| Total interest expense | $4,065,000 | 2,737 |
| Net interest income | $7,669,000 | 2,270 |
| Provision for loan and lease losses | $260,000 | 2,394 |
| Total noninterest income | $8,234,000 | 581 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $88,000 | 5,997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,146,000 | 402 |
| Total noninterest expense | $11,632,000 | 1,168 |
| Salaries and employee benefits | $6,236,000 | 1,186 |
| Premises and equipment expense | $585,000 | 3,075 |
| Additional noninterest expense | $4,811,000 | 841 |
| Pre-tax net operating income | $4,011,000 | 1,836 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,390,000 | 1,470 |
| Income before extraordinary items | $2,621,000 | 2,070 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,621,000 | 2,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,572 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 851 |
| Net operating income | $2,621,000 | 2,062 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,268,000 | 2,581 |
| Total interest expense | $2,432,000 | 2,883 |
| Net interest income | $4,836,000 | 2,391 |
| Provision for loan and lease losses | $140,000 | 2,761 |
| Total noninterest income | $5,112,000 | 608 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $59,000 | 6,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,053,000 | 426 |
| Total noninterest expense | $7,436,000 | 1,235 |
| Salaries and employee benefits | $4,113,000 | 1,211 |
| Premises and equipment expense | $354,000 | 3,298 |
| Additional noninterest expense | $2,969,000 | 895 |
| Pre-tax net operating income | $2,372,000 | 2,042 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $826,000 | 1,622 |
| Income before extraordinary items | $1,546,000 | 2,288 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,546,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 731 |
| Net operating income | $1,546,000 | 2,269 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 2,717 |
| Total interest expense | $1,140,000 | 2,917 |
| Net interest income | $2,186,000 | 2,590 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $2,304,000 | 657 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,278,000 | 455 |
| Total noninterest expense | $3,483,000 | 1,310 |
| Salaries and employee benefits | $1,891,000 | 1,307 |
| Premises and equipment expense | $170,000 | 3,421 |
| Additional noninterest expense | $1,422,000 | 936 |
| Pre-tax net operating income | $947,000 | 2,376 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $329,000 | 1,904 |
| Income before extraordinary items | $618,000 | 2,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 539 |
| Net operating income | $618,000 | 2,667 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,443,000 | 2,810 |
| Total interest expense | $3,491,000 | 2,948 |
| Net interest income | $7,952,000 | 2,715 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $10,147,000 | 622 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $117,000 | 6,043 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,030,000 | 430 |
| Total noninterest expense | $13,298,000 | 1,293 |
| Salaries and employee benefits | $8,156,000 | 1,141 |
| Premises and equipment expense | $631,000 | 3,503 |
| Additional noninterest expense | $4,511,000 | 1,130 |
| Pre-tax net operating income | $4,681,000 | 1,964 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,621,000 | 1,615 |
| Income before extraordinary items | $3,060,000 | 2,208 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,060,000 | 2,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,159 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,060,000 | 2,179 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,158,000 | 2,886 |
| Total interest expense | $2,412,000 | 3,014 |
| Net interest income | $5,746,000 | 2,786 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $7,053,000 | 652 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $97,000 | 5,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,956,000 | 449 |
| Total noninterest expense | $9,577,000 | 1,341 |
| Salaries and employee benefits | $5,970,000 | 1,148 |
| Premises and equipment expense | $459,000 | 3,590 |
| Additional noninterest expense | $3,148,000 | 1,211 |
| Pre-tax net operating income | $3,162,000 | 2,146 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,096,000 | 1,764 |
| Income before extraordinary items | $2,066,000 | 2,423 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,066,000 | 2,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,023 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,066,000 | 2,394 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,999,000 | 3,031 |
| Total interest expense | $1,458,000 | 3,115 |
| Net interest income | $3,541,000 | 2,971 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $4,274,000 | 692 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $71,000 | 5,702 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,203,000 | 473 |
| Total noninterest expense | $5,797,000 | 1,461 |
| Salaries and employee benefits | $3,575,000 | 1,283 |
| Premises and equipment expense | $308,000 | 3,540 |
| Additional noninterest expense | $1,914,000 | 1,304 |
| Pre-tax net operating income | $1,998,000 | 2,192 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $675,000 | 1,833 |
| Income before extraordinary items | $1,323,000 | 2,445 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,323,000 | 2,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,323,000 | 2,415 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 3,176 |
| Total interest expense | $672,000 | 3,222 |
| Net interest income | $1,669,000 | 3,102 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,876,000 | 747 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,836,000 | 501 |
| Total noninterest expense | $2,649,000 | 1,605 |
| Salaries and employee benefits | $1,620,000 | 1,422 |
| Premises and equipment expense | $148,000 | 3,685 |
| Additional noninterest expense | $881,000 | 1,412 |
| Pre-tax net operating income | $896,000 | 2,368 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $307,000 | 1,943 |
| Income before extraordinary items | $589,000 | 2,661 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $589,000 | 2,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $589,000 | 2,618 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,844,000 | 3,462 |
| Total interest expense | $1,833,000 | 3,919 |
| Net interest income | $6,011,000 | 3,286 |
| Provision for loan and lease losses | $235,000 | 3,414 |
| Total noninterest income | $3,841,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $92,000 | 6,594 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,749,000 | 833 |
| Total noninterest expense | $6,749,000 | 2,372 |
| Salaries and employee benefits | $3,619,000 | 2,405 |
| Premises and equipment expense | $479,000 | 4,229 |
| Additional noninterest expense | $2,651,000 | 1,831 |
| Pre-tax net operating income | $2,868,000 | 2,689 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $994,000 | 2,170 |
| Income before extraordinary items | $1,874,000 | 3,092 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,874,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,455 |
| Cash dividends | $162,000 | 5,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,874,000 | 3,022 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 3,645 |
| Total interest expense | $1,296,000 | 4,046 |
| Net interest income | $4,203,000 | 3,456 |
| Provision for loan and lease losses | $235,000 | 2,682 |
| Total noninterest income | $1,928,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $68,000 | 6,656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,860,000 | 1,143 |
| Total noninterest expense | $4,188,000 | 2,801 |
| Salaries and employee benefits | $2,123,000 | 2,976 |
| Premises and equipment expense | $324,000 | 4,524 |
| Additional noninterest expense | $1,741,000 | 2,074 |
| Pre-tax net operating income | $1,708,000 | 3,281 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $560,000 | 2,699 |
| Income before extraordinary items | $1,148,000 | 3,658 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,148,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,421 |
| Cash dividends | $162,000 | 4,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,148,000 | 3,591 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 3,798 |
| Total interest expense | $827,000 | 4,179 |
| Net interest income | $2,646,000 | 3,615 |
| Provision for loan and lease losses | $202,000 | 2,180 |
| Total noninterest income | $316,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $44,000 | 6,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $272,000 | 3,155 |
| Total noninterest expense | $1,879,000 | 3,941 |
| Salaries and employee benefits | $878,000 | 4,410 |
| Premises and equipment expense | $188,000 | 4,978 |
| Additional noninterest expense | $813,000 | 2,898 |
| Pre-tax net operating income | $881,000 | 3,857 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $299,000 | 3,092 |
| Income before extraordinary items | $582,000 | 4,335 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $582,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,411 |
| Cash dividends | $108,000 | 4,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $582,000 | 4,238 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 3,878 |
| Total interest expense | $401,000 | 4,333 |
| Net interest income | $1,296,000 | 3,656 |
| Provision for loan and lease losses | $101,000 | 2,097 |
| Total noninterest income | $135,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $116,000 | 3,401 |
| Total noninterest expense | $872,000 | 4,187 |
| Salaries and employee benefits | $453,000 | 4,334 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $329,000 | 3,475 |
| Pre-tax net operating income | $458,000 | 3,745 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $154,000 | 3,042 |
| Income before extraordinary items | $304,000 | 4,235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $304,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $54,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $304,000 | 4,108 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 4,048 |
| Total interest expense | $1,498,000 | 4,873 |
| Net interest income | $5,018,000 | 3,667 |
| Provision for loan and lease losses | $449,000 | 2,378 |
| Total noninterest income | $866,000 | 4,037 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $91,000 | 6,704 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $775,000 | 2,793 |
| Total noninterest expense | $3,182,000 | 4,427 |
| Salaries and employee benefits | $1,565,000 | 4,712 |
| Premises and equipment expense | $358,000 | 5,096 |
| Additional noninterest expense | $1,259,000 | 3,592 |
| Pre-tax net operating income | $2,253,000 | 3,113 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $205,000 | 4,894 |
| Income before extraordinary items | $2,048,000 | 2,813 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,048,000 | 2,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,903 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 518 |
| Net operating income | $2,048,000 | 2,684 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 4,085 |
| Total interest expense | $1,133,000 | 4,976 |
| Net interest income | $3,753,000 | 3,695 |
| Provision for loan and lease losses | $260,000 | 2,790 |
| Total noninterest income | $742,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $66,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $676,000 | 2,626 |
| Total noninterest expense | $2,415,000 | 4,374 |
| Salaries and employee benefits | $1,177,000 | 4,689 |
| Premises and equipment expense | $270,000 | 5,071 |
| Additional noninterest expense | $968,000 | 3,485 |
| Pre-tax net operating income | $1,820,000 | 3,050 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $550,000 | 2,846 |
| Income before extraordinary items | $1,270,000 | 3,351 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,270,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,270,000 | 3,184 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 4,195 |
| Total interest expense | $816,000 | 4,866 |
| Net interest income | $2,380,000 | 3,850 |
| Provision for loan and lease losses | $170,000 | 2,817 |
| Total noninterest income | $482,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $439,000 | 2,646 |
| Total noninterest expense | $1,571,000 | 4,430 |
| Salaries and employee benefits | $754,000 | 4,827 |
| Premises and equipment expense | $184,000 | 4,966 |
| Additional noninterest expense | $633,000 | 3,548 |
| Pre-tax net operating income | $1,121,000 | 3,242 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $328,000 | 3,071 |
| Income before extraordinary items | $793,000 | 3,532 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $793,000 | 3,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $793,000 | 3,336 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 4,308 |
| Total interest expense | $424,000 | 4,863 |
| Net interest income | $1,134,000 | 4,000 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $240,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $220,000 | 2,555 |
| Total noninterest expense | $781,000 | 4,440 |
| Salaries and employee benefits | $370,000 | 4,899 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $318,000 | 3,480 |
| Pre-tax net operating income | $513,000 | 3,430 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $160,000 | 3,112 |
| Income before extraordinary items | $353,000 | 3,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $353,000 | 3,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $353,000 | 3,601 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 5,074 |
| Total interest expense | $1,799,000 | 5,154 |
| Net interest income | $3,355,000 | 4,899 |
| Provision for loan and lease losses | $160,000 | 4,794 |
| Total noninterest income | $234,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $59,000 | 7,370 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 5,281 |
| Total noninterest expense | $2,223,000 | 5,498 |
| Salaries and employee benefits | $1,070,000 | 5,899 |
| Premises and equipment expense | $328,000 | 5,290 |
| Additional noninterest expense | $825,000 | 4,827 |
| Pre-tax net operating income | $1,206,000 | 4,701 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $156,000 | 5,471 |
| Income before extraordinary items | $1,050,000 | 4,461 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,050,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,727 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $650,000 | 438 |
| Net operating income | $1,050,000 | 4,347 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 6,745 |
| Total interest expense | $1,624,000 | 6,736 |
| Net interest income | $1,915,000 | 6,571 |
| Provision for loan and lease losses | $681,000 | 1,715 |
| Total noninterest income | $56,000 | 9,091 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,000 | 9,354 |
| Total noninterest expense | $2,095,000 | 5,573 |
| Salaries and employee benefits | $937,000 | 6,213 |
| Premises and equipment expense | $240,000 | 6,209 |
| Additional noninterest expense | $918,000 | 4,339 |
| Pre-tax net operating income | $-805,000 | 9,285 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-805,000 | 9,351 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-805,000 | 9,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 277 |
| Net operating income | $-805,000 | 9,321 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 8,752 |
| Total interest expense | $712,000 | 8,839 |
| Net interest income | $970,000 | 8,548 |
| Provision for loan and lease losses | $221,000 | 3,521 |
| Total noninterest income | $46,000 | 9,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 7,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 9,788 |
| Total noninterest expense | $1,324,000 | 7,183 |
| Salaries and employee benefits | $563,000 | 7,908 |
| Premises and equipment expense | $129,000 | 7,936 |
| Additional noninterest expense | $632,000 | 5,574 |
| Pre-tax net operating income | $-529,000 | 9,549 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-529,000 | 9,583 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-529,000 | 9,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,821,000 | 308 |
| Net operating income | $-529,000 | 9,580 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 9,644 |
| Total interest expense | $368,000 | 9,700 |
| Net interest income | $591,000 | 9,528 |
| Provision for loan and lease losses | $65,000 | 6,026 |
| Total noninterest income | $12,000 | 10,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 8,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $1,049,000 | 7,976 |
| Salaries and employee benefits | $324,000 | 9,335 |
| Premises and equipment expense | $119,000 | 8,257 |
| Additional noninterest expense | $606,000 | 5,786 |
| Pre-tax net operating income | $-511,000 | 9,854 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $7,000 | 8,560 |
| Income before extraordinary items | $-518,000 | 9,909 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-518,000 | 9,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-518,000 | 9,889 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $494,000 | 10,224 |
| Total interest expense | $169,000 | 10,219 |
| Net interest income | $325,000 | 10,173 |
| Provision for loan and lease losses | $52,000 | 6,526 |
| Total noninterest income | $3,000 | 10,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $762,000 | 8,895 |
| Salaries and employee benefits | $315,000 | 9,539 |
| Premises and equipment expense | $82,000 | 9,110 |
| Additional noninterest expense | $365,000 | 7,521 |
| Pre-tax net operating income | $-486,000 | 10,178 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,000 | 9,247 |
| Income before extraordinary items | $-489,000 | 10,220 |
| Extraordinary gains, net | $-40,000 | 10,409 |
| Net income | $-529,000 | 10,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-489,000 | 10,188 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,000 | 10,920 |
| Total interest expense | $0 | 10,898 |
| Net interest income | $8,000 | 10,916 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $0 | 10,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,861 |
| Total noninterest expense | $127,000 | 10,876 |
| Salaries and employee benefits | $71,000 | 10,859 |
| Premises and equipment expense | $10,000 | 10,848 |
| Additional noninterest expense | $46,000 | 10,842 |
| Pre-tax net operating income | $-119,000 | 10,503 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-40,000 | 10,602 |
| Income before extraordinary items | $-79,000 | 10,503 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-79,000 | 10,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,250,000 | 295 |
| Net operating income | $-79,000 | 10,471 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.