Home > Pier 1 National Bank > Income and Expense

Pier 1 National Bank, Income and Expense

2006-12-31 (YTD Data)Rank
Total interest income$08,678
Total interest expense$08,665
Net interest income$08,676
Provision for loan and lease losses$06,850
Total noninterest income$08,609
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$7,0008,674
Salaries and employee benefits$08,655
Premises and equipment expense$08,648
Additional noninterest expense$7,0008,672
Pre-tax net operating income$-7,0007,969
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-7,0007,991
Extraordinary gains, net$051
Net income$-7,0007,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-7,0007,979
2006-09-30 (YTD Data)Rank
Total interest income$71,0008,726
Total interest expense$08,731
Net interest income$71,0008,714
Provision for loan and lease losses$06,685
Total noninterest income$587,0004,112
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$587,0002,609
Total noninterest expense$613,0007,995
Salaries and employee benefits$335,0008,017
Premises and equipment expense$78,0007,787
Additional noninterest expense$200,0007,787
Pre-tax net operating income$45,0007,985
Securities gains (losses)$01,388
Applicable income taxes$10,0006,224
Income before extraordinary items$35,0008,013
Extraordinary gains, net$045
Net income$35,0008,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$35,0008,000
2006-06-30 (YTD Data)Rank
Total interest income$41,0008,768
Total interest expense$08,755
Net interest income$41,0008,759
Provision for loan and lease losses$06,419
Total noninterest income$373,0004,207
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$373,0002,666
Total noninterest expense$396,0008,064
Salaries and employee benefits$223,0008,063
Premises and equipment expense$51,0007,826
Additional noninterest expense$122,0007,926
Pre-tax net operating income$18,0008,100
Securities gains (losses)$01,185
Applicable income taxes$7,0006,238
Income before extraordinary items$11,0008,131
Extraordinary gains, net$039
Net income$11,0008,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$11,0008,125
2006-03-31 (YTD Data)Rank
Total interest income$19,0008,785
Total interest expense$08,772
Net interest income$19,0008,778
Provision for loan and lease losses$06,013
Total noninterest income$153,0004,624
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$153,0002,941
Total noninterest expense$164,0008,292
Salaries and employee benefits$111,0008,084
Premises and equipment expense$25,0007,853
Additional noninterest expense$28,0008,613
Pre-tax net operating income$8,0008,139
Securities gains (losses)$0955
Applicable income taxes$3,0006,254
Income before extraordinary items$5,0008,156
Extraordinary gains, net$021
Net income$5,0008,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$5,0008,146
2005-12-31 (YTD Data)Rank
Total interest income$63,0008,813
Total interest expense$08,817
Net interest income$63,0008,803
Provision for loan and lease losses$07,120
Total noninterest income$737,0004,241
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$737,0002,676
Total noninterest expense$765,0008,124
Salaries and employee benefits$431,0008,109
Premises and equipment expense$105,0007,810
Additional noninterest expense$229,0008,043
Pre-tax net operating income$35,0008,162
Securities gains (losses)$02,296
Applicable income taxes$14,0006,434
Income before extraordinary items$21,0008,222
Extraordinary gains, net$046
Net income$21,0008,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$21,0008,195
2005-09-30 (YTD Data)Rank
Total interest income$44,0008,845
Total interest expense$08,842
Net interest income$44,0008,836
Provision for loan and lease losses$06,899
Total noninterest income$591,0004,094
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$591,0002,575
Total noninterest expense$607,0008,059
Salaries and employee benefits$320,0008,102
Premises and equipment expense$78,0007,820
Additional noninterest expense$209,0007,770
Pre-tax net operating income$28,0008,256
Securities gains (losses)$02,317
Applicable income taxes$11,0006,502
Income before extraordinary items$17,0008,305
Extraordinary gains, net$035
Net income$17,0008,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$17,0008,272
2005-06-30 (YTD Data)Rank
Total interest income$29,0008,856
Total interest expense$08,854
Net interest income$29,0008,849
Provision for loan and lease losses$06,626
Total noninterest income$366,0004,255
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$366,0002,695
Total noninterest expense$377,0008,142
Salaries and employee benefits$216,0008,098
Premises and equipment expense$51,0007,843
Additional noninterest expense$110,0008,091
Pre-tax net operating income$18,0008,287
Securities gains (losses)$02,146
Applicable income taxes$7,0006,523
Income before extraordinary items$11,0008,326
Extraordinary gains, net$030
Net income$11,0008,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$11,0008,295
2005-03-31 (YTD Data)Rank
Total interest income$13,0008,924
Total interest expense$08,917
Net interest income$13,0008,916
Provision for loan and lease losses$06,226
Total noninterest income$213,0003,819
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$213,0002,386
Total noninterest expense$216,0008,043
Salaries and employee benefits$108,0008,173
Premises and equipment expense$26,0007,883
Additional noninterest expense$82,0007,524
Pre-tax net operating income$10,0008,351
Securities gains (losses)$01,685
Applicable income taxes$4,0006,466
Income before extraordinary items$6,0008,401
Extraordinary gains, net$024
Net income$6,0008,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$6,0008,372
2004-12-31 (YTD Data)Rank
Total interest income$31,0008,957
Total interest expense$08,956
Net interest income$31,0008,952
Provision for loan and lease losses$07,314
Total noninterest income$706,0004,366
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$706,0002,694
Total noninterest expense$704,0008,305
Salaries and employee benefits$404,0008,291
Premises and equipment expense$107,0007,879
Additional noninterest expense$193,0008,346
Pre-tax net operating income$33,0008,301
Securities gains (losses)$03,819
Applicable income taxes$12,0006,712
Income before extraordinary items$21,0008,376
Extraordinary gains, net$034
Net income$21,0008,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$21,0008,343
2004-09-30 (YTD Data)Rank
Total interest income$18,0009,016
Total interest expense$09,003
Net interest income$18,0009,009
Provision for loan and lease losses$07,100
Total noninterest income$571,0004,208
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$571,0002,586
Total noninterest expense$564,0008,239
Salaries and employee benefits$292,0008,320
Premises and equipment expense$69,0008,064
Additional noninterest expense$203,0007,882
Pre-tax net operating income$25,0008,389
Securities gains (losses)$03,710
Applicable income taxes$10,0006,779
Income before extraordinary items$15,0008,456
Extraordinary gains, net$026
Net income$15,0008,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$15,0008,416
2004-06-30 (YTD Data)Rank
Total interest income$14,0009,066
Total interest expense$09,056
Net interest income$14,0009,054
Provision for loan and lease losses$06,885
Total noninterest income$354,0004,396
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$354,0002,707
Total noninterest expense$351,0008,364
Salaries and employee benefits$193,0008,390
Premises and equipment expense$46,0008,103
Additional noninterest expense$112,0008,194
Pre-tax net operating income$17,0008,431
Securities gains (losses)$03,413
Applicable income taxes$6,0006,827
Income before extraordinary items$11,0008,504
Extraordinary gains, net$021
Net income$11,0008,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$11,0008,446
2004-03-31 (YTD Data)Rank
Total interest income$7,0009,107
Total interest expense$09,093
Net interest income$7,0009,095
Provision for loan and lease losses$06,501
Total noninterest income$217,0003,867
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$217,0002,343
Total noninterest expense$214,0008,141
Salaries and employee benefits$92,0008,495
Premises and equipment expense$23,0008,105
Additional noninterest expense$99,0007,181
Pre-tax net operating income$10,0008,435
Securities gains (losses)$02,934
Applicable income taxes$3,0006,752
Income before extraordinary items$7,0008,505
Extraordinary gains, net$016
Net income$7,0008,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$7,0008,444
2003-12-31 (YTD Data)Rank
Total interest income$29,0009,160
Total interest expense$09,164
Net interest income$29,0009,143
Provision for loan and lease losses$07,651
Total noninterest income$694,0004,577
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$694,0002,980
Total noninterest expense$690,0008,472
Salaries and employee benefits$373,0008,516
Premises and equipment expense$95,0008,127
Additional noninterest expense$222,0008,294
Pre-tax net operating income$33,0008,438
Securities gains (losses)$04,500
Applicable income taxes$12,0006,979
Income before extraordinary items$21,0008,566
Extraordinary gains, net$054
Net income$21,0008,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$21,0008,474
2003-09-30 (YTD Data)Rank
Total interest income$21,0009,218
Total interest expense$09,218
Net interest income$21,0009,208
Provision for loan and lease losses$07,481
Total noninterest income$539,0004,527
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$539,0002,998
Total noninterest expense$534,0008,444
Salaries and employee benefits$282,0008,501
Premises and equipment expense$72,0008,138
Additional noninterest expense$180,0008,176
Pre-tax net operating income$26,0008,545
Securities gains (losses)$04,204
Applicable income taxes$10,0007,078
Income before extraordinary items$16,0008,672
Extraordinary gains, net$040
Net income$16,0008,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$16,0008,575
2003-06-30 (YTD Data)Rank
Total interest income$15,0009,258
Total interest expense$09,250
Net interest income$15,0009,243
Provision for loan and lease losses$07,324
Total noninterest income$343,0004,634
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$343,0003,050
Total noninterest expense$342,0008,525
Salaries and employee benefits$196,0008,481
Premises and equipment expense$48,0008,136
Additional noninterest expense$98,0008,486
Pre-tax net operating income$16,0008,578
Securities gains (losses)$03,782
Applicable income taxes$6,0007,135
Income before extraordinary items$10,0008,705
Extraordinary gains, net$030
Net income$10,0008,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$10,0008,592
2003-03-31 (YTD Data)Rank
Total interest income$8,0009,297
Total interest expense$09,288
Net interest income$8,0009,287
Provision for loan and lease losses$06,934
Total noninterest income$182,0004,388
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$182,0002,877
Total noninterest expense$181,0008,482
Salaries and employee benefits$87,0008,673
Premises and equipment expense$21,0008,333
Additional noninterest expense$73,0007,858
Pre-tax net operating income$9,0008,579
Securities gains (losses)$02,891
Applicable income taxes$3,0007,063
Income before extraordinary items$6,0008,683
Extraordinary gains, net$021
Net income$6,0008,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$6,0008,578
2002-12-31 (YTD Data)Rank
Total interest income$41,0009,334
Total interest expense$09,338
Net interest income$41,0009,320
Provision for loan and lease losses$08,089
Total noninterest income$642,0004,552
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$642,0002,854
Total noninterest expense$653,0008,644
Salaries and employee benefits$329,0008,782
Premises and equipment expense$93,0008,267
Additional noninterest expense$231,0008,318
Pre-tax net operating income$30,0008,542
Securities gains (losses)$04,537
Applicable income taxes$11,0007,271
Income before extraordinary items$19,0008,673
Extraordinary gains, net$070
Net income$19,0008,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$19,0008,585
2001-12-31 (YTD Data)Rank
Total interest income$88,0009,575
Total interest expense$09,598
Net interest income$88,0009,557
Provision for loan and lease losses$08,228
Total noninterest income$612,0004,530
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$612,0002,795
Total noninterest expense$671,0008,751
Salaries and employee benefits$339,0008,904
Premises and equipment expense$75,0008,708
Additional noninterest expense$257,0008,160
Pre-tax net operating income$29,0008,614
Securities gains (losses)$04,612
Applicable income taxes$11,0007,558
Income before extraordinary items$18,0008,739
Extraordinary gains, net$0105
Net income$18,0008,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$18,0008,648
2000-12-31 (YTD Data)Rank
Total interest income$126,0009,850
Total interest expense$09,874
Net interest income$126,0009,829
Provision for loan and lease losses$08,337
Total noninterest income$577,0004,507
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$577,0002,688
Total noninterest expense$676,0008,885
Salaries and employee benefits$327,0009,128
Premises and equipment expense$127,0007,974
Additional noninterest expense$222,0008,582
Pre-tax net operating income$27,0009,028
Securities gains (losses)$01,956
Applicable income taxes$10,0008,067
Income before extraordinary items$17,0009,081
Extraordinary gains, net$038
Net income$17,0009,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$17,0009,068
1999-12-31 (YTD Data)Rank
Total interest income$100,00010,182
Total interest expense$010,199
Net interest income$100,00010,155
Provision for loan and lease losses$08,503
Total noninterest income$646,0004,214
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$646,0002,506
Total noninterest expense$716,0008,985
Salaries and employee benefits$305,0009,439
Premises and equipment expense$193,0006,926
Additional noninterest expense$218,0008,852
Pre-tax net operating income$30,0009,307
Securities gains (losses)$03,155
Applicable income taxes$11,0008,454
Income before extraordinary items$19,0009,373
Extraordinary gains, net$035
Net income$19,0009,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$19,0009,341
1998-12-31 (YTD Data)Rank
Total interest income$103,00010,408
Total interest expense$010,441
Net interest income$103,00010,382
Provision for loan and lease losses$08,652
Total noninterest income$623,0004,279
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$623,0002,581
Total noninterest expense$682,0009,157
Salaries and employee benefits$276,0009,750
Premises and equipment expense$190,0006,867
Additional noninterest expense$216,0008,951
Pre-tax net operating income$44,0009,644
Securities gains (losses)$04,449
Applicable income taxes$17,0008,941
Income before extraordinary items$27,0009,735
Extraordinary gains, net$032
Net income$27,0009,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$27,0009,673
1997-12-31 (YTD Data)Rank
Total interest income$65,00010,893
Total interest expense$010,898
Net interest income$65,00010,878
Provision for loan and lease losses$08,829
Total noninterest income$362,0006,065
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$362,0003,509
Total noninterest expense$411,00010,440
Salaries and employee benefits$161,00010,689
Premises and equipment expense$112,0008,682
Additional noninterest expense$138,00010,142
Pre-tax net operating income$16,00010,335
Securities gains (losses)$03,944
Applicable income taxes$6,0009,950
Income before extraordinary items$10,00010,378
Extraordinary gains, net$044
Net income$10,00010,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$10,00010,340
1996-12-31 (YTD Data)Rank
Total interest income$10,00011,449
Total interest expense$011,435
Net interest income$10,00011,445
Provision for loan and lease losses$09,041
Total noninterest income$4,362,0001,040
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,915
Trading account gains and feesNANA
Additional Noninterest Income$4,362,000699
Total noninterest expense$4,153,0003,239
Salaries and employee benefits$1,161,0005,351
Premises and equipment expense$511,0003,718
Additional noninterest expense$2,481,0002,023
Pre-tax net operating income$219,0009,672
Securities gains (losses)$04,148
Applicable income taxes$78,0009,192
Income before extraordinary items$141,0009,879
Extraordinary gains, net$053
Net income$141,0009,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$250,0004,932
Sale, conversion, retirement of capital stock, net$0953
Net operating income$141,0009,822
1995-12-31 (YTD Data)Rank
Total interest income$5,00011,965
Total interest expense$011,954
Net interest income$5,00011,962
Provision for loan and lease losses$08,958
Total noninterest income$4,810,000984
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$4,810,000676
Total noninterest expense$4,579,0002,937
Salaries and employee benefits$1,044,0005,831
Premises and equipment expense$544,0003,491
Additional noninterest expense$2,991,0001,707
Pre-tax net operating income$236,00010,219
Securities gains (losses)$03,831
Applicable income taxes$84,0009,508
Income before extraordinary items$152,00010,444
Extraordinary gains, net$065
Net income$152,00010,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$152,00010,424
1994-12-31 (YTD Data)Rank
Total interest income$012,605
Total interest expense$012,589
Net interest income$012,599
Provision for loan and lease losses$09,146
Total noninterest income$202,0008,702
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,872
Trading account gains and feesNANA
Additional Noninterest Income$202,0005,240
Total noninterest expense$193,00012,522
Salaries and employee benefits$76,00012,553
Premises and equipment expense$20,00012,430
Additional noninterest expense$97,00012,316
Pre-tax net operating income$9,00012,046
Securities gains (losses)$03,600
Applicable income taxes$3,00011,532
Income before extraordinary items$6,00012,019
Extraordinary gains, net$0249
Net income$6,00012,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$6,0001,111
Net operating income$6,00012,050

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.