Home > Piedmont Trust Bank > Loan Charge- Offs and Recoveries

Piedmont Trust Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$3,810,000404
Loans secured by real estate, total$1,276,000214
To non-U.S. addressees$013
Real estate loans in domestic offices$1,276,000214
Construction and land development$0630
Secured by farmland$13,000203
Total charge-offs secured by 1-4 family residential properties$392,000297
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$871,000108
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$671,000485
Loans to individuals$1,863,000372
Credit card loan charge offs$418,000325
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,445,000300
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$405,000705
Loans secured by real estate, total$1,0003,546
To non-U.S. addressees$010
Real estate loans in domestic offices$1,0003,545
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$1,0002,694
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$82,0001,025
Loans to individuals$322,000415
Credit card loan recoveries$24,000504
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$298,000341
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,405,000350
Loans secured by real estate, total$1,275,000166
To non-U.S. addressees$012
Real estate loans in domestic offices$1,275,000164
Construction and land development$0552
Secured by farmland$13,000169
Secured by 1-4 family residential properties- net charge-offs$391,000246
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$871,00072
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$589,000434
To non-U.S. addressees$036
Loans to individuals$1,541,000342
Credit card loan net charge offs$394,000312
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,147,000264
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$2,366,000551
Loans secured by real estate, total$60,0001,856
To non-U.S. addressees$011
Real estate loans in domestic offices$60,0001,856
Construction and land development$0676
Secured by farmland$4,000300
Total charge-offs secured by 1-4 family residential properties$56,0001,307
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$752,000418
Loans to individuals$1,554,000439
Credit card loan charge offs$164,000520
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,390,000328
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$534,000633
Loans secured by real estate, total$71,000891
To non-U.S. addressees$012
Real estate loans in domestic offices$71,000891
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$71,000445
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$234,000447
Loans to individuals$229,000537
Credit card loan recoveries$28,000484
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$201,000469
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,832,000534
Loans secured by real estate, total$-11,0009,939
To non-U.S. addressees$010
Real estate loans in domestic offices$-11,0009,960
Construction and land development$0590
Secured by farmland$4,000239
Secured by 1-4 family residential properties- net charge-offs$56,0001,091
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-71,00010,698
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$518,000441
To non-U.S. addressees$021
Loans to individuals$1,325,000419
Credit card loan net charge offs$136,000523
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,189,000298
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$1,793,000765
Loans secured by real estate, total$424,000698
To non-U.S. addressees$010
Real estate loans in domestic offices$424,000698
Construction and land development$268,000134
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$19,0002,362
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$137,000615
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$451,000706
Loans to individuals$918,000624
Credit card loan charge offs$138,000622
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$780,000521
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$601,000677
Loans secured by real estate, total$04,712
To non-U.S. addressees$08
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$461,000310
Loans to individuals$140,000824
Credit card loan recoveries$24,000571
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$116,000794
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,192,000806
Loans secured by real estate, total$424,000536
To non-U.S. addressees$07
Real estate loans in domestic offices$424,000535
Construction and land development$268,000109
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$19,0001,984
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$137,000476
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$-10,00010,043
To non-U.S. addressees$022
Loans to individuals$778,000570
Credit card loan net charge offs$114,000616
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$664,000457
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$1,059,0001,085
Loans secured by real estate, total$104,0001,702
To non-U.S. addressees$015
Real estate loans in domestic offices$104,0001,700
Construction and land development$52,000434
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$28,0002,093
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$24,0001,484
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$568,000560
Loans to individuals$387,000952
Credit card loan charge offs$100,000715
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$287,000936
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$259,0001,227
Loans secured by real estate, total$05,162
To non-U.S. addressees$013
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$137,000908
Loans to individuals$122,000913
Credit card loan recoveries$11,000873
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$111,000834
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$800,0001,029
Loans secured by real estate, total$104,0001,367
To non-U.S. addressees$012
Real estate loans in domestic offices$104,0001,365
Construction and land development$52,000361
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$28,0001,789
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$24,0001,201
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$431,000497
To non-U.S. addressees$022
Loans to individuals$265,000973
Credit card loan net charge offs$89,000680
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$176,0001,011
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$2,081,000721
Loans secured by real estate, total$1,053,000521
To non-U.S. addressees$013
Real estate loans in domestic offices$1,053,000521
Construction and land development$559,000142
Secured by farmland$21,000217
Total charge-offs secured by 1-4 family residential properties$259,000629
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$214,000684
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$631,000581
Loans to individuals$397,000849
Credit card loan charge offs$48,000951
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$349,000718
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$331,0001,150
Loans secured by real estate, total$203,000605
To non-U.S. addressees$012
Real estate loans in domestic offices$203,000604
Construction and land development$200,000143
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$3,0003,040
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$61,0001,998
Loans to individuals$67,0001,475
Credit card loan recoveries$4,0001,401
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$63,0001,377
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,750,000614
Loans secured by real estate, total$850,000485
To non-U.S. addressees$09
Real estate loans in domestic offices$850,000485
Construction and land development$359,000156
Secured by farmland$21,000172
Secured by 1-4 family residential properties- net charge-offs$256,000536
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$214,000566
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$570,000421
To non-U.S. addressees$026
Loans to individuals$330,000719
Credit card loan net charge offs$44,000874
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$286,000544
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$1,586,0001,044
Loans secured by real estate, total$628,000905
To non-U.S. addressees$019
Real estate loans in domestic offices$628,000903
Construction and land development$136,000527
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$188,000946
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$304,000755
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$439,0001,118
Loans to individuals$519,000785
Credit card loan charge offs$17,0001,688
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$502,000589
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$450,000977
Loans secured by real estate, total$345,000444
To non-U.S. addressees$016
Real estate loans in domestic offices$345,000443
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$345,000250
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$55,0002,445
Loans to individuals$50,0001,975
Credit card loan recoveries$2,0001,867
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$48,0001,840
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,136,0001,057
Loans secured by real estate, total$283,0001,227
To non-U.S. addressees$018
Real estate loans in domestic offices$283,0001,225
Construction and land development$136,000474
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$188,000839
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-41,00012,969
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$384,000926
To non-U.S. addressees$036
Loans to individuals$469,000638
Credit card loan net charge offs$15,0001,582
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$454,000437
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$1,513,0001,368
Loans secured by real estate, total$505,0001,290
To non-U.S. addressees$017
Real estate loans in domestic offices$505,0001,290
Construction and land development$164,000676
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$4,0005,737
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$337,000934
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$755,000986
Loans to individuals$253,0001,577
Credit card loan charge offs$32,0001,390
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$221,0001,448
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$244,0001,655
Loans secured by real estate, total$06,234
To non-U.S. addressees$07
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$92,0001,715
Loans to individuals$152,000964
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$152,000820
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,269,0001,351
Loans secured by real estate, total$505,0001,162
To non-U.S. addressees$017
Real estate loans in domestic offices$505,0001,162
Construction and land development$164,000642
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$4,0005,044
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$337,000860
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$663,000931
To non-U.S. addressees$050
Loans to individuals$101,0002,332
Credit card loan net charge offs$32,0001,277
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$69,0002,598
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.