Home > Piedmont Trust Bank > Income and Expense

Piedmont Trust Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$44,426,000756
Total interest expense$22,838,000715
Net interest income$21,588,000792
Provision for loan and lease losses$3,875,000388
Total noninterest income$4,863,000954
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$892,0001,406
Trading account gains and fees$0224
Additional Noninterest Income$3,971,000750
Total noninterest expense$12,835,0001,035
Salaries and employee benefits$4,198,0001,586
Premises and equipment expense$610,0003,114
Additional noninterest expense$8,027,000687
Pre-tax net operating income$9,741,000804
Securities gains (losses)$92,0001,334
Applicable income taxes$3,085,000849
Income before extraordinary items$6,748,000817
Extraordinary gains, net$032
Net income$6,748,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,405,000350
Cash dividends$2,725,0001,056
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,684,520792
1997-12-31 (YTD Data)Rank
Total interest income$42,485,000804
Total interest expense$20,969,000789
Net interest income$21,516,000837
Provision for loan and lease losses$1,925,000608
Total noninterest income$4,416,0001,007
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$984,0001,307
Trading account gains and fees$0239
Additional Noninterest Income$3,432,000776
Total noninterest expense$13,047,0001,045
Salaries and employee benefits$4,249,0001,531
Premises and equipment expense$698,0002,740
Additional noninterest expense$8,100,000683
Pre-tax net operating income$10,960,000748
Securities gains (losses)$119,000915
Applicable income taxes$3,550,000808
Income before extraordinary items$7,529,000748
Extraordinary gains, net$044
Net income$7,529,000750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,832,000534
Cash dividends$3,625,000811
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,448,080743
1996-12-31 (YTD Data)Rank
Total interest income$37,816,000927
Total interest expense$17,536,000957
Net interest income$20,280,000919
Provision for loan and lease losses$1,808,000669
Total noninterest income$6,371,000808
Gross Fiduciary activities income$2,930,000288
Service charges on deposit accounts$995,0001,347
Trading account gains and fees$0262
Additional Noninterest Income$2,446,0001,014
Total noninterest expense$13,477,0001,102
Salaries and employee benefits$5,244,0001,283
Premises and equipment expense$937,0002,129
Additional noninterest expense$7,296,000865
Pre-tax net operating income$11,366,000712
Securities gains (losses)$77,0001,085
Applicable income taxes$3,735,000741
Income before extraordinary items$7,708,000713
Extraordinary gains, net$053
Net income$7,708,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,192,000806
Cash dividends$2,495,0001,107
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,656,410701
1995-12-31 (YTD Data)Rank
Total interest income$33,468,0001,053
Total interest expense$15,827,0001,069
Net interest income$17,641,0001,047
Provision for loan and lease losses$897,0001,038
Total noninterest income$5,516,000896
Gross Fiduciary activities income$2,400,000346
Service charges on deposit accounts$903,0001,514
Trading account gains and fees$0522
Additional Noninterest Income$2,213,0001,069
Total noninterest expense$13,982,0001,075
Salaries and employee benefits$5,465,0001,226
Premises and equipment expense$1,377,0001,493
Additional noninterest expense$7,140,000856
Pre-tax net operating income$8,278,000955
Securities gains (losses)$-1,0009,017
Applicable income taxes$2,618,0001,012
Income before extraordinary items$5,659,000943
Extraordinary gains, net$065
Net income$5,659,000943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$800,0001,029
Cash dividends$1,793,0001,340
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,659,680939
1994-12-31 (YTD Data)Rank
Total interest income$29,258,0001,086
Total interest expense$13,022,0001,012
Net interest income$16,236,0001,133
Provision for loan and lease losses$1,150,000846
Total noninterest income$7,017,000742
Gross Fiduciary activities income$1,993,000370
Service charges on deposit accounts$827,0001,639
Trading account gains and fees$0475
Additional Noninterest Income$4,197,000707
Total noninterest expense$17,295,000901
Salaries and employee benefits$8,774,000784
Premises and equipment expense$2,835,000793
Additional noninterest expense$5,686,0001,053
Pre-tax net operating income$4,808,0001,517
Securities gains (losses)$-3,575,00012,531
Applicable income taxes$96,0009,458
Income before extraordinary items$1,137,0004,059
Extraordinary gains, net$0249
Net income$1,137,0004,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,750,000614
Cash dividends$1,443,0001,450
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,426,0001,157
1993-12-31 (YTD Data)Rank
Total interest income$29,377,0001,078
Total interest expense$13,262,0001,019
Net interest income$16,115,0001,136
Provision for loan and lease losses$655,0001,739
Total noninterest income$5,783,000885
Gross Fiduciary activities income$2,137,000364
Service charges on deposit accounts$698,0001,953
Trading account gains and fees$0532
Additional Noninterest Income$2,948,000973
Total noninterest expense$18,209,000910
Salaries and employee benefits$7,891,000870
Premises and equipment expense$2,722,000839
Additional noninterest expense$7,596,000929
Pre-tax net operating income$3,034,0002,258
Securities gains (losses)$118,0002,274
Applicable income taxes$648,0003,356
Income before extraordinary items$2,504,0001,996
Extraordinary gains, net$232,000902
Net income$2,736,0001,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,136,0001,057
Cash dividends$1,362,0001,381
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,410,7801,945
1992-12-31 (YTD Data)Rank
Total interest income$30,122,0001,216
Total interest expense$15,589,0001,151
Net interest income$14,533,0001,280
Provision for loan and lease losses$1,350,0001,513
Total noninterest income$5,550,000912
Gross Fiduciary activities income$1,992,000386
Service charges on deposit accounts$681,0002,001
Trading account gains and fees$0504
Additional Noninterest Income$2,877,000986
Total noninterest expense$14,569,0001,091
Salaries and employee benefits$7,484,000904
Premises and equipment expense$2,817,000845
Additional noninterest expense$4,268,0001,522
Pre-tax net operating income$4,164,0001,513
Securities gains (losses)$377,0001,335
Applicable income taxes$1,015,0002,085
Income before extraordinary items$3,526,0001,325
Extraordinary gains, net$01,422
Net income$3,526,0001,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,269,0001,351
Cash dividends$1,197,0001,341
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,231,9401,328

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.