Home > Piedmont Trust Bank > Net charge- offs to loans
Piedmont Trust Bank, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9900% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7227% | 18 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2339% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4492% | 50 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5260% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9969% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4494% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4069% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5341% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1073% | 1,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8829% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2256% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7122% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3795% | 2,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2707% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 2.1548% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2447% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8208% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2401% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2984% | 2,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0815% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.4609% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0558% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7429% | 229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3319% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7616% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7155% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9325% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 3.5003% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7920% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5102% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6603% | 88 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7918% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4394% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8510% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4753% | 2,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3925% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 2.0374% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2033% | 1,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4346% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5778% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4570% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6280% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3390% | 945 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5292% | 4,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7728% | 333 |
| Percentage Net Loans Charged-off:Construction & development | 3.9042% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8742% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0309% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7357% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1366% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0242% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |