Home > Piedmont Trust Bank > Assets and Liabilities
Piedmont Trust Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 122 | 1,377 |
| Assets and Liabilities | ||
| Total Assets: | $564,748,000 | 844 |
| Cash and due from depository institutions | $16,213,000 | 1,377 |
| Interest-bearing balances | $272,000 | 4,061 |
| Securities | $161,107,000 | 739 |
| Federal funds sold & reverse repurchase agreements | $28,738,000 | 546 |
| Net loans & leases | $335,633,000 | 858 |
| Loan loss allowance | $5,360,000 | 758 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,857,000 | 2,818 |
| Other real estate owned | $44,000 | 1,377 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $20,156,000 | 531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $564,748,000 | 844 |
| Total liabilities | $519,035,000 | 830 |
| Total deposits | $336,323,000 | 1,103 |
| Interest-bearing deposits | $275,971,000 | 1,151 |
| Deposits held in domestic offices | $336,323,000 | 1,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,286,000 | 331 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $87,250,000 | 436 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,176,000 | 858 |
| Total equity capital | $45,713,000 | 981 |
| Total bank equity capital | $45,713,000 | 981 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,690,000 | 1,006 |
| Surplus | $2,205,000 | 5,104 |
| Undivided profits | $39,818,000 | 643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,364,000 | 795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,592 |
| Income earned, not collected on loans | $2,310,000 | 890 |
| Earning assets | $525,750,000 | 833 |
| Long-term assets (5+ years) | $154,095,000 | 614 |
| Average Assets, year-to-date | $572,931,400 | 785 |
| Average Assets, quarterly | $567,587,500 | 822 |
| Volatile liabilities | $130,959,000 | 695 |
| Insider loans | $10,103,000 | 397 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,971,000 | 473 |
| Unused loan commitments | $76,886,000 | 838 |
| Tier 1 (core) risk-based capital | $46,393,000 | 907 |
| Tier 2 risk-based capital | $4,974,860 | 742 |
| Total risk weighted assets | $391,078,960 | 779 |
| Total unused commitments | $76,886,000 | 846 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 135 | 1,306 |
| Assets and Liabilities | ||
| Total Assets: | $552,601,000 | 862 |
| Cash and due from depository institutions | $13,395,000 | 1,306 |
| Interest-bearing balances | $159,000 | 4,189 |
| Securities | $153,407,000 | 780 |
| Federal funds sold & reverse repurchase agreements | $19,740,000 | 671 |
| Net loans & leases | $342,665,000 | 876 |
| Loan loss allowance | $4,890,000 | 841 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,384,000 | 2,352 |
| Other real estate owned | $124,000 | 1,306 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $19,886,000 | 521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $552,601,000 | 862 |
| Total liabilities | $509,694,000 | 851 |
| Total deposits | $332,524,000 | 1,116 |
| Interest-bearing deposits | $275,026,000 | 1,184 |
| Deposits held in domestic offices | $332,524,000 | 1,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $91,538,000 | 357 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $79,709,000 | 442 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,923,000 | 884 |
| Total equity capital | $42,907,000 | 1,058 |
| Total bank equity capital | $42,907,000 | 1,058 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,690,000 | 993 |
| Surplus | $2,205,000 | 5,097 |
| Undivided profits | $37,012,000 | 675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,499,000 | 1,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,542,000 | 862 |
| Earning assets | $515,971,000 | 848 |
| Long-term assets (5+ years) | $157,460,000 | 501 |
| Average Assets, year-to-date | $534,803,000 | 849 |
| Average Assets, quarterly | $548,221,000 | 855 |
| Volatile liabilities | $158,734,000 | 623 |
| Insider loans | $13,682,000 | 277 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,048,000 | 475 |
| Unused loan commitments | $70,368,000 | 843 |
| Tier 1 (core) risk-based capital | $42,370,000 | 1,004 |
| Tier 2 risk-based capital | $4,707,520 | 747 |
| Total risk weighted assets | $376,418,820 | 801 |
| Total unused commitments | $70,368,000 | 847 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 163 | 1,135 |
| Assets and Liabilities | ||
| Total Assets: | $495,542,000 | 985 |
| Cash and due from depository institutions | $15,010,000 | 1,135 |
| Interest-bearing balances | $162,000 | 4,229 |
| Securities | $113,883,000 | 1,048 |
| Federal funds sold & reverse repurchase agreements | $13,300,000 | 970 |
| Net loans & leases | $333,052,000 | 925 |
| Loan loss allowance | $4,797,000 | 898 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,991,000 | 1,986 |
| Other real estate owned | $453,000 | 1,135 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $15,853,000 | 648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,542,000 | 985 |
| Total liabilities | $457,293,000 | 974 |
| Total deposits | $317,564,000 | 1,213 |
| Interest-bearing deposits | $273,135,000 | 1,222 |
| Deposits held in domestic offices | $317,564,000 | 1,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,977,000 | 414 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $57,415,000 | 546 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,337,000 | 1,363 |
| Total equity capital | $38,249,000 | 1,188 |
| Total bank equity capital | $38,249,000 | 1,188 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,690,000 | 1,046 |
| Surplus | $2,205,000 | 5,167 |
| Undivided profits | $32,354,000 | 784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,484,000 | 1,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,400,000 | 918 |
| Earning assets | $460,397,000 | 980 |
| Long-term assets (5+ years) | $113,193,000 | 654 |
| Average Assets, year-to-date | $465,021,600 | 1,021 |
| Average Assets, quarterly | $490,182,500 | 987 |
| Volatile liabilities | $144,262,000 | 696 |
| Insider loans | $14,289,000 | 318 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $742,000 | 844 |
| Unused loan commitments | $65,256,000 | 893 |
| Tier 1 (core) risk-based capital | $38,466,000 | 1,123 |
| Tier 2 risk-based capital | $4,474,710 | 805 |
| Total risk weighted assets | $357,654,810 | 861 |
| Total unused commitments | $65,256,000 | 899 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 153 | 1,246 |
| Assets and Liabilities | ||
| Total Assets: | $454,864,000 | 1,082 |
| Cash and due from depository institutions | $10,897,000 | 1,246 |
| Interest-bearing balances | $50,000 | 5,736 |
| Securities | $138,293,000 | 923 |
| Federal funds sold & reverse repurchase agreements | $8,745,000 | 1,668 |
| Net loans & leases | $284,669,000 | 1,057 |
| Loan loss allowance | $4,180,000 | 1,037 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,534,000 | 1,700 |
| Other real estate owned | $1,348,000 | 1,246 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,378,000 | 1,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $454,864,000 | 1,082 |
| Total liabilities | $422,608,000 | 1,056 |
| Total deposits | $307,783,000 | 1,277 |
| Interest-bearing deposits | $265,822,000 | 1,283 |
| Deposits held in domestic offices | $307,783,000 | 1,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $84,736,000 | 428 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $27,523,000 | 730 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,566,000 | 1,733 |
| Total equity capital | $32,256,000 | 1,415 |
| Total bank equity capital | $32,256,000 | 1,415 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,691,000 | 1,062 |
| Surplus | $2,205,000 | 5,198 |
| Undivided profits | $26,360,000 | 992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,606,000 | 999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,187,000 | 1,044 |
| Earning assets | $431,757,000 | 1,053 |
| Long-term assets (5+ years) | $89,229,000 | 752 |
| Average Assets, year-to-date | $413,724,600 | 1,147 |
| Average Assets, quarterly | $439,086,500 | 1,114 |
| Volatile liabilities | $141,128,000 | 673 |
| Insider loans | $20,482,000 | 261 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,780,000 | 639 |
| Unused loan commitments | $51,830,000 | 1,005 |
| Tier 1 (core) risk-based capital | $33,254,000 | 1,300 |
| Tier 2 risk-based capital | $3,820,420 | 918 |
| Total risk weighted assets | $305,273,720 | 984 |
| Total unused commitments | $51,830,000 | 1,010 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 292 | 683 |
| Assets and Liabilities | ||
| Total Assets: | $389,183,000 | 1,229 |
| Cash and due from depository institutions | $10,164,000 | 683 |
| Interest-bearing balances | $50,000 | 6,106 |
| Securities | $101,535,000 | 1,276 |
| Federal funds sold & reverse repurchase agreements | $8,595,000 | 1,087 |
| Net loans & leases | $246,754,000 | 1,163 |
| Loan loss allowance | $4,083,000 | 1,068 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,524,000 | 1,342 |
| Other real estate owned | $2,010,000 | 683 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $14,601,000 | 744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $389,183,000 | 1,229 |
| Total liabilities | $363,857,000 | 1,197 |
| Total deposits | $333,752,000 | 1,154 |
| Interest-bearing deposits | $292,702,000 | 1,130 |
| Deposits held in domestic offices | $333,752,000 | 1,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,305,000 | 821 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,536,000 | 2,326 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,264,000 | 1,011 |
| Total equity capital | $25,326,000 | 1,648 |
| Total bank equity capital | $25,326,000 | 1,648 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,691,000 | 1,053 |
| Surplus | $2,210,000 | 5,173 |
| Undivided profits | $19,425,000 | 1,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,775,000 | 982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,918,000 | 1,016 |
| Earning assets | $356,934,000 | 1,223 |
| Long-term assets (5+ years) | $93,813,000 | 707 |
| Average Assets, year-to-date | $395,941,800 | 1,172 |
| Average Assets, quarterly | $392,811,500 | 1,209 |
| Volatile liabilities | $51,486,000 | 1,239 |
| Insider loans | $11,581,000 | 387 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $521,000 | 810 |
| Unused loan commitments | $46,700,000 | 1,037 |
| Tier 1 (core) risk-based capital | $29,388,000 | 1,406 |
| Tier 2 risk-based capital | $3,559,490 | 953 |
| Total risk weighted assets | $284,235,390 | 1,024 |
| Total unused commitments | $46,700,000 | 1,047 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 288 | 731 |
| Assets and Liabilities | ||
| Total Assets: | $394,303,000 | 1,215 |
| Cash and due from depository institutions | $7,550,000 | 731 |
| Interest-bearing balances | $50,000 | 7,077 |
| Securities | $110,638,000 | 1,245 |
| Federal funds sold & reverse repurchase agreements | $14,125,000 | 932 |
| Net loans & leases | $240,252,000 | 1,163 |
| Loan loss allowance | $4,683,000 | 1,030 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,933,000 | 1,480 |
| Other real estate owned | $3,968,000 | 731 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $12,837,000 | 804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $394,303,000 | 1,215 |
| Total liabilities | $364,709,000 | 1,198 |
| Total deposits | $341,406,000 | 1,156 |
| Interest-bearing deposits | $288,816,000 | 1,195 |
| Deposits held in domestic offices | $341,406,000 | 1,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,246,000 | 1,110 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000,000 | 1,081 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,057,000 | 1,096 |
| Total equity capital | $29,594,000 | 1,385 |
| Total bank equity capital | $29,594,000 | 1,385 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,691,000 | 1,054 |
| Surplus | $2,205,000 | 5,162 |
| Undivided profits | $23,698,000 | 979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,259,000 | 1,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,796,000 | 955 |
| Earning assets | $365,065,000 | 1,213 |
| Long-term assets (5+ years) | $120,208,000 | 580 |
| Average Assets, year-to-date | $390,077,600 | 1,195 |
| Average Assets, quarterly | $397,634,500 | 1,194 |
| Volatile liabilities | $36,445,000 | 1,511 |
| Insider loans | $12,822,000 | 342 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $36,419,000 | 1,248 |
| Tier 1 (core) risk-based capital | $29,594,000 | 1,343 |
| Tier 2 risk-based capital | $3,456,220 | 976 |
| Total risk weighted assets | $275,270,420 | 1,032 |
| Total unused commitments | $36,419,000 | 1,265 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 271 | 788 |
| Assets and Liabilities | ||
| Total Assets: | $376,987,000 | 1,293 |
| Cash and due from depository institutions | $7,232,000 | 788 |
| Interest-bearing balances | $50,000 | 7,638 |
| Securities | $106,571,000 | 1,264 |
| Federal funds sold & reverse repurchase agreements | $14,045,000 | 1,185 |
| Net loans & leases | $233,545,000 | 1,231 |
| Loan loss allowance | $5,165,000 | 979 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,576,000 | 1,301 |
| Other real estate owned | $4,238,000 | 788 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,780,000 | 1,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $376,987,000 | 1,293 |
| Total liabilities | $348,772,000 | 1,292 |
| Total deposits | $325,401,000 | 1,274 |
| Interest-bearing deposits | $287,333,000 | 1,281 |
| Deposits held in domestic offices | $325,401,000 | 1,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,670,000 | 933 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,538,000 | 976 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,163,000 | 1,750 |
| Total equity capital | $28,215,000 | 1,374 |
| Total bank equity capital | $28,215,000 | 1,374 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,691,000 | 1,073 |
| Surplus | $2,200,000 | 5,070 |
| Undivided profits | $22,324,000 | 959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,080,000 | 1,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,502,000 | 1,281 |
| Earning assets | $354,211,000 | 1,259 |
| Long-term assets (5+ years) | $68,502,000 | 883 |
| Average Assets, year-to-date | $372,501,200 | 1,283 |
| Average Assets, quarterly | $378,110,500 | 1,278 |
| Volatile liabilities | $36,446,000 | 1,481 |
| Insider loans | $359,000 | 2,496 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $33,348,000 | 1,260 |
| Tier 1 (core) risk-based capital | $28,215,000 | 1,339 |
| Tier 2 risk-based capital | $3,384,870 | 1,015 |
| Total risk weighted assets | $269,009,370 | 1,095 |
| Total unused commitments | $33,348,000 | 1,276 |
| Derivatives | $0 | 651 |