Home > Piedmont Federal Savings Bank > Income and Expense
Piedmont Federal Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $12,951,000 | 1,033 |
| Total interest expense | $7,057,000 | 752 |
| Net interest income | $5,894,000 | 1,365 |
| Provision for loan and lease losses | $60,000 | 1,773 |
| Total noninterest income | $818,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $111,000 | 1,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $707,000 | 1,218 |
| Total noninterest expense | $6,239,000 | 1,064 |
| Salaries and employee benefits | $3,461,000 | 1,082 |
| Premises and equipment expense | $441,000 | 1,407 |
| Additional noninterest expense | $707,000 | 1,218 |
| Pre-tax net operating income | $413,000 | 3,164 |
| Securities gains (losses) | $-63,000 | 4,268 |
| Applicable income taxes | $-40,000 | 4,330 |
| Income before extraordinary items | $390,000 | 3,061 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $390,000 | 3,092 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $390,000 | 3,061 |
| Net charge-offs | $17,000 | 1,488 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $453,000 | 2,932 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $55,498,000 | 950 |
| Total interest expense | $33,051,000 | 694 |
| Net interest income | $22,447,000 | 1,336 |
| Provision for loan and lease losses | $1,479,000 | 730 |
| Total noninterest income | $3,011,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $388,000 | 1,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,623,000 | 1,334 |
| Total noninterest expense | $26,874,000 | 985 |
| Salaries and employee benefits | $13,308,000 | 1,087 |
| Premises and equipment expense | $1,630,000 | 1,455 |
| Additional noninterest expense | $2,623,000 | 1,334 |
| Pre-tax net operating income | $-2,895,000 | 4,440 |
| Securities gains (losses) | $16,000 | 539 |
| Applicable income taxes | $-806,000 | 4,437 |
| Income before extraordinary items | $-2,073,000 | 4,400 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-2,073,000 | 4,400 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,073,000 | 4,400 |
| Net charge-offs | $176,000 | 1,430 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $-2,085,640 | 4,413 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $42,153,000 | 937 |
| Total interest expense | $25,433,000 | 684 |
| Net interest income | $16,720,000 | 1,335 |
| Provision for loan and lease losses | $1,279,000 | 640 |
| Total noninterest income | $2,081,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $295,000 | 1,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,786,000 | 1,417 |
| Total noninterest expense | $20,564,000 | 961 |
| Salaries and employee benefits | $9,994,000 | 1,084 |
| Premises and equipment expense | $1,219,000 | 1,450 |
| Additional noninterest expense | $1,786,000 | 1,417 |
| Pre-tax net operating income | $-3,042,000 | 4,496 |
| Securities gains (losses) | $14,000 | 620 |
| Applicable income taxes | $-682,000 | 4,480 |
| Income before extraordinary items | $-2,346,000 | 4,467 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,346,000 | 4,468 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,346,000 | 4,468 |
| Net charge-offs | $176,000 | 1,123 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $-2,357,060 | 4,477 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $27,772,000 | 938 |
| Total interest expense | $16,784,000 | 684 |
| Net interest income | $10,988,000 | 1,337 |
| Provision for loan and lease losses | $1,204,000 | 484 |
| Total noninterest income | $1,232,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $193,000 | 1,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,039,000 | 1,522 |
| Total noninterest expense | $14,273,000 | 948 |
| Salaries and employee benefits | $6,579,000 | 1,098 |
| Premises and equipment expense | $723,000 | 1,588 |
| Additional noninterest expense | $1,039,000 | 1,522 |
| Pre-tax net operating income | $-3,257,000 | 4,538 |
| Securities gains (losses) | $4,000 | 513 |
| Applicable income taxes | $-657,000 | 4,515 |
| Income before extraordinary items | $-2,596,000 | 4,512 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-2,596,000 | 4,513 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,596,000 | 4,514 |
| Net charge-offs | $168,000 | 869 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $-2,599,200 | 4,519 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $13,594,000 | 952 |
| Total interest expense | $8,222,000 | 690 |
| Net interest income | $5,372,000 | 1,366 |
| Provision for loan and lease losses | $1,154,000 | 301 |
| Total noninterest income | $552,000 | 1,824 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $31,000 | 3,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $521,000 | 1,482 |
| Total noninterest expense | $8,187,000 | 841 |
| Salaries and employee benefits | $3,196,000 | 1,125 |
| Premises and equipment expense | $377,000 | 1,546 |
| Additional noninterest expense | $521,000 | 1,482 |
| Pre-tax net operating income | $-3,417,000 | 4,579 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $-618,000 | 4,550 |
| Income before extraordinary items | $-2,799,000 | 4,557 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-2,799,000 | 4,557 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-2,799,000 | 4,557 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $-2,799,000 | 4,561 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $42,707,000 | 1,067 |
| Total interest expense | $21,975,000 | 736 |
| Net interest income | $20,732,000 | 1,397 |
| Provision for loan and lease losses | $40,000 | 2,871 |
| Total noninterest income | $2,192,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $282,000 | 2,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,910,000 | 1,656 |
| Total noninterest expense | $21,505,000 | 1,141 |
| Salaries and employee benefits | $12,059,000 | 1,155 |
| Premises and equipment expense | $1,282,000 | 1,719 |
| Additional noninterest expense | $1,910,000 | 1,656 |
| Pre-tax net operating income | $1,379,000 | 3,330 |
| Securities gains (losses) | $-1,106,000 | 4,309 |
| Applicable income taxes | $-90,000 | 4,419 |
| Income before extraordinary items | $363,000 | 4,001 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $363,000 | 4,041 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $363,000 | 4,003 |
| Net charge-offs | $2,000 | 2,745 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,469,000 | 3,133 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $31,362,000 | 1,063 |
| Total interest expense | $15,290,000 | 735 |
| Net interest income | $16,072,000 | 1,357 |
| Provision for loan and lease losses | $40,000 | 2,606 |
| Total noninterest income | $1,531,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $64,000 | 3,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,467,000 | 1,631 |
| Total noninterest expense | $16,208,000 | 1,134 |
| Salaries and employee benefits | $9,627,000 | 1,105 |
| Premises and equipment expense | $981,000 | 1,704 |
| Additional noninterest expense | $1,467,000 | 1,631 |
| Pre-tax net operating income | $1,355,000 | 3,138 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $62,000 | 2,937 |
| Income before extraordinary items | $1,293,000 | 3,009 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,293,000 | 3,040 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,293,000 | 3,010 |
| Net charge-offs | $2,000 | 2,475 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,293,000 | 3,041 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $20,030,000 | 1,075 |
| Total interest expense | $9,180,000 | 729 |
| Net interest income | $10,850,000 | 1,360 |
| Provision for loan and lease losses | $40,000 | 2,339 |
| Total noninterest income | $1,076,000 | 1,867 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $42,000 | 3,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,034,000 | 1,501 |
| Total noninterest expense | $11,107,000 | 1,098 |
| Salaries and employee benefits | $6,625,000 | 1,063 |
| Premises and equipment expense | $655,000 | 1,694 |
| Additional noninterest expense | $1,034,000 | 1,499 |
| Pre-tax net operating income | $779,000 | 3,310 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $26,000 | 3,097 |
| Income before extraordinary items | $753,000 | 3,183 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $753,000 | 3,216 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $753,000 | 3,182 |
| Net charge-offs | $2,000 | 2,220 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $753,000 | 3,198 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $9,785,000 | 1,079 |
| Total interest expense | $4,017,000 | 730 |
| Net interest income | $5,768,000 | 1,302 |
| Provision for loan and lease losses | $40,000 | 1,811 |
| Total noninterest income | $532,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $21,000 | 3,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $511,000 | 1,508 |
| Total noninterest expense | $5,706,000 | 1,095 |
| Salaries and employee benefits | $3,520,000 | 1,033 |
| Premises and equipment expense | $300,000 | 1,833 |
| Additional noninterest expense | $511,000 | 1,508 |
| Pre-tax net operating income | $554,000 | 2,990 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $52,000 | 2,536 |
| Income before extraordinary items | $502,000 | 2,919 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $502,000 | 2,918 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $502,000 | 2,919 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $502,000 | 2,939 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $30,916,000 | 1,116 |
| Total interest expense | $7,185,000 | 595 |
| Net interest income | $23,731,000 | 1,249 |
| Provision for loan and lease losses | $368,000 | 1,401 |
| Total noninterest income | $1,563,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $85,000 | 3,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,478,000 | 1,914 |
| Total noninterest expense | $22,518,000 | 1,084 |
| Salaries and employee benefits | $13,825,000 | 1,023 |
| Premises and equipment expense | $1,410,000 | 1,599 |
| Additional noninterest expense | $1,478,000 | 1,914 |
| Pre-tax net operating income | $2,408,000 | 2,909 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $287,000 | 2,440 |
| Income before extraordinary items | $2,121,000 | 2,878 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,121,000 | 2,875 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,121,000 | 2,877 |
| Net charge-offs | $3,000 | 2,416 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,121,000 | 2,907 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $21,786,000 | 1,132 |
| Total interest expense | $4,151,000 | 546 |
| Net interest income | $17,635,000 | 1,238 |
| Provision for loan and lease losses | $308,000 | 1,219 |
| Total noninterest income | $1,069,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $65,000 | 3,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,004,000 | 2,049 |
| Total noninterest expense | $16,575,000 | 1,100 |
| Salaries and employee benefits | $10,180,000 | 1,041 |
| Premises and equipment expense | $1,107,000 | 1,556 |
| Additional noninterest expense | $1,004,000 | 2,049 |
| Pre-tax net operating income | $1,821,000 | 2,884 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $199,000 | 2,475 |
| Income before extraordinary items | $1,622,000 | 2,840 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,622,000 | 2,838 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,622,000 | 2,839 |
| Net charge-offs | $2,000 | 2,177 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,622,000 | 2,872 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $13,591,000 | 1,153 |
| Total interest expense | $2,146,000 | 556 |
| Net interest income | $11,445,000 | 1,233 |
| Provision for loan and lease losses | $218,000 | 1,102 |
| Total noninterest income | $675,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $43,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $632,000 | 2,143 |
| Total noninterest expense | $10,927,000 | 1,095 |
| Salaries and employee benefits | $6,735,000 | 1,043 |
| Premises and equipment expense | $754,000 | 1,541 |
| Additional noninterest expense | $3,438,000 | 1,060 |
| Pre-tax net operating income | $975,000 | 3,040 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $92,000 | 2,615 |
| Income before extraordinary items | $883,000 | 2,959 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $883,000 | 2,958 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $883,000 | 2,959 |
| Net charge-offs | $2,000 | 1,931 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $883,000 | 2,997 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,495,000 | 1,161 |
| Total interest expense | $988,000 | 563 |
| Net interest income | $5,507,000 | 1,233 |
| Provision for loan and lease losses | $98,000 | 1,003 |
| Total noninterest income | $350,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $21,000 | 3,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 2,081 |
| Total noninterest expense | $5,400,000 | 1,107 |
| Salaries and employee benefits | $3,482,000 | 1,018 |
| Premises and equipment expense | $391,000 | 1,505 |
| Additional noninterest expense | $1,527,000 | 1,126 |
| Pre-tax net operating income | $359,000 | 3,244 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $16,000 | 2,983 |
| Income before extraordinary items | $343,000 | 3,140 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $343,000 | 3,138 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $343,000 | 3,140 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $343,000 | 3,157 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $26,010,000 | 1,184 |
| Total interest expense | $4,671,000 | 582 |
| Net interest income | $21,339,000 | 1,289 |
| Provision for loan and lease losses | $335,000 | 1,329 |
| Total noninterest income | $1,260,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $76,000 | 3,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,184,000 | 2,456 |
| Total noninterest expense | $20,179,000 | 1,160 |
| Salaries and employee benefits | $12,895,000 | 1,066 |
| Premises and equipment expense | $2,784,000 | 920 |
| Additional noninterest expense | $4,500,000 | 1,446 |
| Pre-tax net operating income | $2,085,000 | 3,094 |
| Securities gains (losses) | $42,000 | 1,206 |
| Applicable income taxes | $213,000 | 2,676 |
| Income before extraordinary items | $1,914,000 | 3,080 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,914,000 | 3,080 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,914,000 | 3,080 |
| Net charge-offs | $10,000 | 2,284 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,876,200 | 3,085 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $19,496,000 | 1,211 |
| Total interest expense | $3,612,000 | 589 |
| Net interest income | $15,884,000 | 1,322 |
| Provision for loan and lease losses | $135,000 | 1,755 |
| Total noninterest income | $920,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $55,000 | 3,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $865,000 | 2,532 |
| Total noninterest expense | $14,885,000 | 1,183 |
| Salaries and employee benefits | $9,658,000 | 1,075 |
| Premises and equipment expense | $1,991,000 | 969 |
| Additional noninterest expense | $3,236,000 | 1,502 |
| Pre-tax net operating income | $1,784,000 | 3,064 |
| Securities gains (losses) | $42,000 | 1,123 |
| Applicable income taxes | $196,000 | 2,586 |
| Income before extraordinary items | $1,630,000 | 3,033 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,630,000 | 3,033 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,630,000 | 3,033 |
| Net charge-offs | $10,000 | 1,984 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,592,620 | 3,036 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $13,111,000 | 1,202 |
| Total interest expense | $2,519,000 | 581 |
| Net interest income | $10,592,000 | 1,309 |
| Provision for loan and lease losses | $110,000 | 1,621 |
| Total noninterest income | $647,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $34,000 | 3,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $613,000 | 2,439 |
| Total noninterest expense | $9,866,000 | 1,171 |
| Salaries and employee benefits | $6,356,000 | 1,079 |
| Premises and equipment expense | $1,326,000 | 965 |
| Additional noninterest expense | $2,184,000 | 1,459 |
| Pre-tax net operating income | $1,263,000 | 2,984 |
| Securities gains (losses) | $13,000 | 1,320 |
| Applicable income taxes | $148,000 | 2,511 |
| Income before extraordinary items | $1,128,000 | 2,995 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,128,000 | 2,994 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,128,000 | 2,995 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,116,560 | 2,981 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,616,000 | 1,199 |
| Total interest expense | $1,362,000 | 573 |
| Net interest income | $5,254,000 | 1,301 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $327,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $16,000 | 3,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 2,422 |
| Total noninterest expense | $4,845,000 | 1,160 |
| Salaries and employee benefits | $3,113,000 | 1,090 |
| Premises and equipment expense | $785,000 | 854 |
| Additional noninterest expense | $947,000 | 1,599 |
| Pre-tax net operating income | $676,000 | 2,883 |
| Securities gains (losses) | $13,000 | 986 |
| Applicable income taxes | $87,000 | 2,376 |
| Income before extraordinary items | $602,000 | 2,906 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $602,000 | 2,905 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $602,000 | 2,906 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $590,690 | 2,889 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $26,556,000 | 1,177 |
| Total interest expense | $7,069,000 | 678 |
| Net interest income | $19,487,000 | 1,318 |
| Provision for loan and lease losses | $490,000 | 2,269 |
| Total noninterest income | $1,150,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $75,000 | 3,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,075,000 | 2,408 |
| Total noninterest expense | $18,811,000 | 1,161 |
| Salaries and employee benefits | $11,966,000 | 1,077 |
| Premises and equipment expense | $2,675,000 | 934 |
| Additional noninterest expense | $4,170,000 | 1,485 |
| Pre-tax net operating income | $1,336,000 | 3,401 |
| Securities gains (losses) | $149,000 | 1,183 |
| Applicable income taxes | $176,000 | 2,629 |
| Income before extraordinary items | $1,309,000 | 3,342 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,309,000 | 3,342 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,309,000 | 3,342 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,177,880 | 3,431 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $19,577,000 | 1,186 |
| Total interest expense | $5,516,000 | 697 |
| Net interest income | $14,061,000 | 1,354 |
| Provision for loan and lease losses | $365,000 | 2,246 |
| Total noninterest income | $840,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $53,000 | 3,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $787,000 | 2,391 |
| Total noninterest expense | $13,941,000 | 1,159 |
| Salaries and employee benefits | $9,041,000 | 1,056 |
| Premises and equipment expense | $1,921,000 | 960 |
| Additional noninterest expense | $2,979,000 | 1,522 |
| Pre-tax net operating income | $595,000 | 3,918 |
| Securities gains (losses) | $149,000 | 1,038 |
| Applicable income taxes | $75,000 | 2,930 |
| Income before extraordinary items | $669,000 | 3,773 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $669,000 | 3,772 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $669,000 | 3,773 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $534,900 | 3,902 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,970,000 | 1,210 |
| Total interest expense | $3,850,000 | 722 |
| Net interest income | $9,120,000 | 1,382 |
| Provision for loan and lease losses | $315,000 | 2,006 |
| Total noninterest income | $534,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $36,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $498,000 | 2,375 |
| Total noninterest expense | $9,172,000 | 1,154 |
| Salaries and employee benefits | $6,014,000 | 1,048 |
| Premises and equipment expense | $1,247,000 | 976 |
| Additional noninterest expense | $1,911,000 | 1,563 |
| Pre-tax net operating income | $167,000 | 4,419 |
| Securities gains (losses) | $149,000 | 827 |
| Applicable income taxes | $48,000 | 2,913 |
| Income before extraordinary items | $268,000 | 4,159 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $268,000 | 4,158 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $268,000 | 4,159 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $141,350 | 4,438 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,665,000 | 1,190 |
| Total interest expense | $1,981,000 | 796 |
| Net interest income | $4,684,000 | 1,327 |
| Provision for loan and lease losses | $65,000 | 2,312 |
| Total noninterest income | $193,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $22,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 2,618 |
| Total noninterest expense | $4,666,000 | 1,158 |
| Salaries and employee benefits | $3,068,000 | 1,050 |
| Premises and equipment expense | $614,000 | 1,002 |
| Additional noninterest expense | $984,000 | 1,539 |
| Pre-tax net operating income | $146,000 | 4,040 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $22,000 | 2,842 |
| Income before extraordinary items | $124,000 | 4,094 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $124,000 | 4,094 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $124,000 | 4,094 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $124,000 | 4,078 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $28,142,000 | 1,137 |
| Total interest expense | $8,188,000 | 807 |
| Net interest income | $19,954,000 | 1,261 |
| Provision for loan and lease losses | $111,000 | 2,876 |
| Total noninterest income | $1,463,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $95,000 | 3,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,368,000 | 1,900 |
| Total noninterest expense | $18,957,000 | 1,134 |
| Salaries and employee benefits | $12,028,000 | 1,032 |
| Premises and equipment expense | $2,691,000 | 926 |
| Additional noninterest expense | $4,238,000 | 1,434 |
| Pre-tax net operating income | $2,349,000 | 2,829 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $461,000 | 2,056 |
| Income before extraordinary items | $1,888,000 | 2,978 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,888,000 | 2,978 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,888,000 | 2,979 |
| Net charge-offs | $39,000 | 2,794 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,888,000 | 2,940 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $21,271,000 | 1,141 |
| Total interest expense | $6,086,000 | 818 |
| Net interest income | $15,185,000 | 1,256 |
| Provision for loan and lease losses | $75,000 | 2,839 |
| Total noninterest income | $1,048,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $71,000 | 4,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $977,000 | 1,951 |
| Total noninterest expense | $14,010,000 | 1,143 |
| Salaries and employee benefits | $8,841,000 | 1,050 |
| Premises and equipment expense | $2,043,000 | 918 |
| Additional noninterest expense | $3,126,000 | 1,461 |
| Pre-tax net operating income | $2,148,000 | 2,596 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $483,000 | 1,825 |
| Income before extraordinary items | $1,665,000 | 2,805 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,665,000 | 2,806 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,665,000 | 2,806 |
| Net charge-offs | $23,000 | 2,640 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,665,000 | 2,770 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $14,157,000 | 1,138 |
| Total interest expense | $3,976,000 | 819 |
| Net interest income | $10,181,000 | 1,251 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $221,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $48,000 | 4,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 3,450 |
| Total noninterest expense | $9,328,000 | 1,138 |
| Salaries and employee benefits | $5,800,000 | 1,060 |
| Premises and equipment expense | $1,370,000 | 920 |
| Additional noninterest expense | $2,158,000 | 1,433 |
| Pre-tax net operating income | $1,014,000 | 3,082 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $234,000 | 2,082 |
| Income before extraordinary items | $780,000 | 3,288 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $780,000 | 3,285 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $780,000 | 3,286 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $780,000 | 3,261 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,117,000 | 1,119 |
| Total interest expense | $1,931,000 | 815 |
| Net interest income | $5,186,000 | 1,222 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $74,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $23,000 | 4,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 3,965 |
| Total noninterest expense | $4,516,000 | 1,169 |
| Salaries and employee benefits | $2,847,000 | 1,082 |
| Premises and equipment expense | $691,000 | 913 |
| Additional noninterest expense | $978,000 | 1,537 |
| Pre-tax net operating income | $714,000 | 2,547 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $175,000 | 1,703 |
| Income before extraordinary items | $539,000 | 2,792 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $539,000 | 2,792 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $539,000 | 2,791 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $539,000 | 2,777 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $27,342,000 | 1,092 |
| Total interest expense | $5,870,000 | 810 |
| Net interest income | $21,472,000 | 1,165 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $303,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $102,000 | 4,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 4,072 |
| Total noninterest expense | $18,719,000 | 1,122 |
| Salaries and employee benefits | $11,850,000 | 1,013 |
| Premises and equipment expense | $2,886,000 | 865 |
| Additional noninterest expense | $3,983,000 | 1,508 |
| Pre-tax net operating income | $2,936,000 | 2,532 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $604,000 | 1,825 |
| Income before extraordinary items | $2,332,000 | 2,699 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,332,000 | 2,697 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,332,000 | 2,698 |
| Net charge-offs | $59,000 | 2,520 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,332,000 | 2,692 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $20,370,000 | 1,085 |
| Total interest expense | $4,088,000 | 815 |
| Net interest income | $16,282,000 | 1,148 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $232,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $74,000 | 4,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 4,054 |
| Total noninterest expense | $13,955,000 | 1,121 |
| Salaries and employee benefits | $8,883,000 | 1,025 |
| Premises and equipment expense | $2,155,000 | 867 |
| Additional noninterest expense | $2,917,000 | 1,552 |
| Pre-tax net operating income | $2,469,000 | 2,417 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $601,000 | 1,633 |
| Income before extraordinary items | $1,868,000 | 2,632 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,868,000 | 2,631 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,868,000 | 2,631 |
| Net charge-offs | $59,000 | 2,086 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,868,000 | 2,621 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $13,484,000 | 1,085 |
| Total interest expense | $2,578,000 | 810 |
| Net interest income | $10,906,000 | 1,143 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $156,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $48,000 | 4,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 4,068 |
| Total noninterest expense | $9,256,000 | 1,126 |
| Salaries and employee benefits | $5,929,000 | 1,032 |
| Premises and equipment expense | $1,409,000 | 888 |
| Additional noninterest expense | $1,918,000 | 1,568 |
| Pre-tax net operating income | $1,746,000 | 2,295 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $424,000 | 1,553 |
| Income before extraordinary items | $1,322,000 | 2,520 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,322,000 | 2,519 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,322,000 | 2,519 |
| Net charge-offs | $59,000 | 1,642 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,322,000 | 2,514 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $6,674,000 | 1,085 |
| Total interest expense | $1,222,000 | 808 |
| Net interest income | $5,452,000 | 1,147 |
| Provision for loan and lease losses | $10,000 | 3,121 |
| Total noninterest income | $85,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $22,000 | 4,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 3,933 |
| Total noninterest expense | $4,620,000 | 1,138 |
| Salaries and employee benefits | $2,967,000 | 1,041 |
| Premises and equipment expense | $683,000 | 914 |
| Additional noninterest expense | $970,000 | 1,550 |
| Pre-tax net operating income | $907,000 | 2,174 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $216,000 | 1,503 |
| Income before extraordinary items | $691,000 | 2,397 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $691,000 | 2,396 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $691,000 | 2,397 |
| Net charge-offs | $24,000 | 1,574 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $691,000 | 2,385 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $26,516,000 | 1,057 |
| Total interest expense | $4,691,000 | 724 |
| Net interest income | $21,825,000 | 1,128 |
| Provision for loan and lease losses | $100,000 | 3,045 |
| Total noninterest income | $288,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $91,000 | 4,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 4,225 |
| Total noninterest expense | $18,694,000 | 1,116 |
| Salaries and employee benefits | $11,848,000 | 1,008 |
| Premises and equipment expense | $2,968,000 | 830 |
| Additional noninterest expense | $3,878,000 | 1,563 |
| Pre-tax net operating income | $3,319,000 | 2,314 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,230,000 | 1,696 |
| Income before extraordinary items | $2,089,000 | 2,625 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,089,000 | 2,624 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,089,000 | 2,625 |
| Net charge-offs | $49,000 | 2,978 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,089,000 | 2,604 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $19,828,000 | 1,064 |
| Total interest expense | $3,502,000 | 710 |
| Net interest income | $16,326,000 | 1,131 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $201,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $65,000 | 4,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 4,359 |
| Total noninterest expense | $13,786,000 | 1,132 |
| Salaries and employee benefits | $8,722,000 | 1,027 |
| Premises and equipment expense | $2,166,000 | 855 |
| Additional noninterest expense | $2,898,000 | 1,556 |
| Pre-tax net operating income | $2,741,000 | 2,212 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,042,000 | 1,434 |
| Income before extraordinary items | $1,699,000 | 2,665 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,699,000 | 2,665 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,699,000 | 2,665 |
| Net charge-offs | $27,000 | 2,833 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,699,000 | 2,645 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $13,183,000 | 1,069 |
| Total interest expense | $2,317,000 | 687 |
| Net interest income | $10,866,000 | 1,132 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $142,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $43,000 | 4,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 4,275 |
| Total noninterest expense | $9,214,000 | 1,139 |
| Salaries and employee benefits | $5,824,000 | 1,030 |
| Premises and equipment expense | $1,436,000 | 860 |
| Additional noninterest expense | $1,954,000 | 1,538 |
| Pre-tax net operating income | $1,794,000 | 2,193 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $682,000 | 1,429 |
| Income before extraordinary items | $1,112,000 | 2,649 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,112,000 | 2,648 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,112,000 | 2,649 |
| Net charge-offs | $1,000 | 3,381 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,112,000 | 2,635 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 1,060 |
| Total interest expense | $1,152,000 | 680 |
| Net interest income | $5,410,000 | 1,123 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $79,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $22,000 | 4,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,162 |
| Total noninterest expense | $4,591,000 | 1,151 |
| Salaries and employee benefits | $2,962,000 | 1,023 |
| Premises and equipment expense | $720,000 | 873 |
| Additional noninterest expense | $909,000 | 1,637 |
| Pre-tax net operating income | $898,000 | 2,106 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $341,000 | 1,387 |
| Income before extraordinary items | $557,000 | 2,591 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $557,000 | 2,591 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $557,000 | 2,591 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $557,000 | 2,569 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $26,561,000 | 1,020 |
| Total interest expense | $4,722,000 | 636 |
| Net interest income | $21,839,000 | 1,083 |
| Provision for loan and lease losses | $43,000 | 3,741 |
| Total noninterest income | $755,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $117,000 | 4,335 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $638,000 | 2,954 |
| Total noninterest expense | $18,566,000 | 1,124 |
| Salaries and employee benefits | $11,741,000 | 999 |
| Premises and equipment expense | $2,898,000 | 853 |
| Additional noninterest expense | $3,927,000 | 1,561 |
| Pre-tax net operating income | $3,985,000 | 1,948 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,468,000 | 1,291 |
| Income before extraordinary items | $2,517,000 | 2,397 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,517,000 | 2,396 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,517,000 | 2,397 |
| Net charge-offs | $86,000 | 2,732 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,517,000 | 2,342 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $19,986,000 | 1,015 |
| Total interest expense | $3,550,000 | 629 |
| Net interest income | $16,436,000 | 1,081 |
| Provision for loan and lease losses | $43,000 | 3,489 |
| Total noninterest income | $237,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $88,000 | 4,353 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $149,000 | 4,414 |
| Total noninterest expense | $13,740,000 | 1,136 |
| Salaries and employee benefits | $8,741,000 | 1,005 |
| Premises and equipment expense | $2,109,000 | 878 |
| Additional noninterest expense | $2,890,000 | 1,590 |
| Pre-tax net operating income | $2,890,000 | 2,012 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,115,000 | 1,308 |
| Income before extraordinary items | $1,775,000 | 2,531 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,775,000 | 2,532 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,775,000 | 2,532 |
| Net charge-offs | $86,000 | 2,188 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,775,000 | 2,479 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,319,000 | 1,019 |
| Total interest expense | $2,372,000 | 630 |
| Net interest income | $10,947,000 | 1,087 |
| Provision for loan and lease losses | $43,000 | 3,065 |
| Total noninterest income | $168,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $58,000 | 4,374 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $110,000 | 4,336 |
| Total noninterest expense | $9,118,000 | 1,141 |
| Salaries and employee benefits | $5,826,000 | 996 |
| Premises and equipment expense | $1,409,000 | 882 |
| Additional noninterest expense | $1,883,000 | 1,621 |
| Pre-tax net operating income | $1,954,000 | 1,976 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $759,000 | 1,286 |
| Income before extraordinary items | $1,195,000 | 2,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,195,000 | 2,493 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,195,000 | 2,493 |
| Net charge-offs | $86,000 | 1,761 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,195,000 | 2,434 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,679,000 | 1,018 |
| Total interest expense | $1,188,000 | 624 |
| Net interest income | $5,491,000 | 1,081 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $86,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $27,000 | 4,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $59,000 | 4,231 |
| Total noninterest expense | $4,549,000 | 1,143 |
| Salaries and employee benefits | $2,918,000 | 1,009 |
| Premises and equipment expense | $718,000 | 873 |
| Additional noninterest expense | $913,000 | 1,660 |
| Pre-tax net operating income | $1,028,000 | 1,881 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $391,000 | 1,253 |
| Income before extraordinary items | $637,000 | 2,353 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $637,000 | 2,353 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $637,000 | 2,353 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $637,000 | 2,301 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $27,196,000 | 960 |
| Total interest expense | $4,999,000 | 553 |
| Net interest income | $22,197,000 | 1,034 |
| Provision for loan and lease losses | $20,000 | 4,043 |
| Total noninterest income | $289,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $126,000 | 4,398 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $163,000 | 4,667 |
| Total noninterest expense | $18,015,000 | 1,124 |
| Salaries and employee benefits | $11,135,000 | 1,013 |
| Premises and equipment expense | $2,891,000 | 854 |
| Additional noninterest expense | $3,989,000 | 1,527 |
| Pre-tax net operating income | $4,451,000 | 1,729 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,528,000 | 1,224 |
| Income before extraordinary items | $2,923,000 | 2,094 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,923,000 | 2,095 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,923,000 | 2,096 |
| Net charge-offs | $185,000 | 2,054 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,923,000 | 2,055 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $20,448,000 | 963 |
| Total interest expense | $3,779,000 | 550 |
| Net interest income | $16,669,000 | 1,039 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $206,000 | 4,954 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $102,000 | 4,320 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 4,867 |
| Total noninterest expense | $13,435,000 | 1,133 |
| Salaries and employee benefits | $8,295,000 | 1,026 |
| Premises and equipment expense | $2,156,000 | 867 |
| Additional noninterest expense | $2,984,000 | 1,531 |
| Pre-tax net operating income | $3,440,000 | 1,714 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,307,000 | 1,148 |
| Income before extraordinary items | $2,133,000 | 2,155 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,133,000 | 2,156 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,133,000 | 2,156 |
| Net charge-offs | $109,000 | 2,075 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,133,000 | 2,109 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,696,000 | 949 |
| Total interest expense | $2,538,000 | 546 |
| Net interest income | $11,158,000 | 1,039 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $148,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $66,000 | 4,366 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $82,000 | 4,716 |
| Total noninterest expense | $8,919,000 | 1,136 |
| Salaries and employee benefits | $5,501,000 | 1,033 |
| Premises and equipment expense | $1,450,000 | 856 |
| Additional noninterest expense | $1,968,000 | 1,560 |
| Pre-tax net operating income | $2,387,000 | 1,644 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $907,000 | 1,096 |
| Income before extraordinary items | $1,480,000 | 2,075 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,480,000 | 2,077 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,480,000 | 2,077 |
| Net charge-offs | $92,000 | 1,799 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,480,000 | 2,026 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,876,000 | 936 |
| Total interest expense | $1,274,000 | 544 |
| Net interest income | $5,602,000 | 1,023 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $76,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 4,496 |
| Total noninterest expense | $4,394,000 | 1,162 |
| Salaries and employee benefits | $2,746,000 | 1,041 |
| Premises and equipment expense | $715,000 | 877 |
| Additional noninterest expense | $933,000 | 1,615 |
| Pre-tax net operating income | $1,284,000 | 1,516 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $488,000 | 1,038 |
| Income before extraordinary items | $796,000 | 1,939 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $796,000 | 1,940 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $796,000 | 1,941 |
| Net charge-offs | $60,000 | 1,434 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $796,000 | 1,875 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $28,136,000 | 899 |
| Total interest expense | $5,411,000 | 518 |
| Net interest income | $22,725,000 | 985 |
| Provision for loan and lease losses | $141,000 | 2,842 |
| Total noninterest income | $289,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $91,000 | 5,126 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $198,000 | 4,551 |
| Total noninterest expense | $17,893,000 | 1,126 |
| Salaries and employee benefits | $10,820,000 | 996 |
| Premises and equipment expense | $3,025,000 | 815 |
| Additional noninterest expense | $4,048,000 | 1,548 |
| Pre-tax net operating income | $4,980,000 | 1,522 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,652,000 | 1,127 |
| Income before extraordinary items | $3,328,000 | 1,850 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,328,000 | 1,850 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,328,000 | 1,849 |
| Net charge-offs | $197,000 | 2,475 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,328,000 | 1,820 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $21,181,000 | 896 |
| Total interest expense | $4,053,000 | 524 |
| Net interest income | $17,128,000 | 978 |
| Provision for loan and lease losses | $141,000 | 2,445 |
| Total noninterest income | $206,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $67,000 | 5,216 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $139,000 | 4,671 |
| Total noninterest expense | $13,364,000 | 1,135 |
| Salaries and employee benefits | $8,218,000 | 992 |
| Premises and equipment expense | $2,302,000 | 811 |
| Additional noninterest expense | $2,844,000 | 1,639 |
| Pre-tax net operating income | $3,829,000 | 1,513 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,509,000 | 989 |
| Income before extraordinary items | $2,320,000 | 1,970 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,320,000 | 1,969 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,320,000 | 1,968 |
| Net charge-offs | $123,000 | 2,490 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,320,000 | 1,922 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $14,193,000 | 887 |
| Total interest expense | $2,687,000 | 536 |
| Net interest income | $11,506,000 | 966 |
| Provision for loan and lease losses | $74,000 | 2,650 |
| Total noninterest income | $150,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $46,000 | 5,187 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $104,000 | 4,517 |
| Total noninterest expense | $8,928,000 | 1,133 |
| Salaries and employee benefits | $5,513,000 | 987 |
| Premises and equipment expense | $1,549,000 | 808 |
| Additional noninterest expense | $1,866,000 | 1,662 |
| Pre-tax net operating income | $2,654,000 | 1,425 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,037,000 | 944 |
| Income before extraordinary items | $1,617,000 | 1,860 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,617,000 | 1,864 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,617,000 | 1,863 |
| Net charge-offs | $79,000 | 2,407 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,617,000 | 1,813 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,083,000 | 887 |
| Total interest expense | $1,368,000 | 529 |
| Net interest income | $5,715,000 | 962 |
| Provision for loan and lease losses | $53,000 | 2,188 |
| Total noninterest income | $91,000 | 4,775 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $23,000 | 5,185 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $68,000 | 4,139 |
| Total noninterest expense | $4,484,000 | 1,135 |
| Salaries and employee benefits | $2,786,000 | 991 |
| Premises and equipment expense | $791,000 | 807 |
| Additional noninterest expense | $907,000 | 1,681 |
| Pre-tax net operating income | $1,269,000 | 1,445 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $502,000 | 927 |
| Income before extraordinary items | $767,000 | 1,877 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $767,000 | 1,881 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $767,000 | 1,880 |
| Net charge-offs | $55,000 | 1,793 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $767,000 | 1,837 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $29,564,000 | 845 |
| Total interest expense | $6,770,000 | 465 |
| Net interest income | $22,794,000 | 947 |
| Provision for loan and lease losses | $251,000 | 2,675 |
| Total noninterest income | $353,000 | 4,918 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $99,000 | 5,274 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $254,000 | 4,309 |
| Total noninterest expense | $17,900,000 | 1,139 |
| Salaries and employee benefits | $10,605,000 | 1,010 |
| Premises and equipment expense | $3,343,000 | 725 |
| Additional noninterest expense | $3,952,000 | 1,635 |
| Pre-tax net operating income | $4,996,000 | 1,430 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,655,000 | 1,046 |
| Income before extraordinary items | $3,341,000 | 1,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,341,000 | 1,736 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,341,000 | 1,736 |
| Net charge-offs | $346,000 | 2,406 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,341,000 | 1,702 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $22,328,000 | 844 |
| Total interest expense | $5,210,000 | 463 |
| Net interest income | $17,118,000 | 949 |
| Provision for loan and lease losses | $151,000 | 2,920 |
| Total noninterest income | $287,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $73,000 | 5,336 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $214,000 | 4,224 |
| Total noninterest expense | $13,335,000 | 1,154 |
| Salaries and employee benefits | $7,996,000 | 1,006 |
| Premises and equipment expense | $2,567,000 | 715 |
| Additional noninterest expense | $2,772,000 | 1,712 |
| Pre-tax net operating income | $3,919,000 | 1,403 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,546,000 | 907 |
| Income before extraordinary items | $2,373,000 | 1,852 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,373,000 | 1,856 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,373,000 | 1,857 |
| Net charge-offs | $251,000 | 2,309 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,373,000 | 1,797 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $15,028,000 | 829 |
| Total interest expense | $3,531,000 | 469 |
| Net interest income | $11,497,000 | 929 |
| Provision for loan and lease losses | $126,000 | 2,656 |
| Total noninterest income | $205,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $48,000 | 5,370 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $157,000 | 4,158 |
| Total noninterest expense | $8,896,000 | 1,149 |
| Salaries and employee benefits | $5,332,000 | 1,016 |
| Premises and equipment expense | $1,734,000 | 709 |
| Additional noninterest expense | $1,830,000 | 1,735 |
| Pre-tax net operating income | $2,680,000 | 1,361 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,066,000 | 890 |
| Income before extraordinary items | $1,614,000 | 1,810 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,614,000 | 1,815 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,614,000 | 1,816 |
| Net charge-offs | $200,000 | 2,102 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,614,000 | 1,748 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,637,000 | 812 |
| Total interest expense | $1,797,000 | 475 |
| Net interest income | $5,840,000 | 916 |
| Provision for loan and lease losses | $101,000 | 2,040 |
| Total noninterest income | $88,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 4,392 |
| Total noninterest expense | $4,456,000 | 1,150 |
| Salaries and employee benefits | $2,657,000 | 1,028 |
| Premises and equipment expense | $862,000 | 724 |
| Additional noninterest expense | $937,000 | 1,705 |
| Pre-tax net operating income | $1,371,000 | 1,321 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $559,000 | 822 |
| Income before extraordinary items | $812,000 | 1,748 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $812,000 | 1,750 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $812,000 | 1,750 |
| Net charge-offs | $111,000 | 1,804 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $812,000 | 1,687 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $32,577,000 | 805 |
| Total interest expense | $8,910,000 | 469 |
| Net interest income | $23,667,000 | 910 |
| Provision for loan and lease losses | $756,000 | 2,155 |
| Total noninterest income | $310,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $94,000 | 5,529 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $216,000 | 4,497 |
| Total noninterest expense | $17,085,000 | 1,183 |
| Salaries and employee benefits | $10,250,000 | 1,027 |
| Premises and equipment expense | $2,759,000 | 873 |
| Additional noninterest expense | $4,076,000 | 1,655 |
| Pre-tax net operating income | $6,136,000 | 1,160 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,099,000 | 840 |
| Income before extraordinary items | $4,037,000 | 1,448 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,037,000 | 1,449 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,037,000 | 1,449 |
| Net charge-offs | $557,000 | 2,507 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,037,000 | 1,361 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $24,750,000 | 809 |
| Total interest expense | $6,918,000 | 473 |
| Net interest income | $17,832,000 | 921 |
| Provision for loan and lease losses | $347,000 | 2,793 |
| Total noninterest income | $288,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $69,000 | 5,630 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $219,000 | 4,121 |
| Total noninterest expense | $12,642,000 | 1,199 |
| Salaries and employee benefits | $7,612,000 | 1,032 |
| Premises and equipment expense | $1,978,000 | 920 |
| Additional noninterest expense | $3,052,000 | 1,648 |
| Pre-tax net operating income | $5,131,000 | 1,050 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,082,000 | 686 |
| Income before extraordinary items | $3,049,000 | 1,467 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,049,000 | 1,468 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,049,000 | 1,468 |
| Net charge-offs | $411,000 | 2,435 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,049,000 | 1,379 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $16,674,000 | 810 |
| Total interest expense | $4,766,000 | 475 |
| Net interest income | $11,908,000 | 922 |
| Provision for loan and lease losses | $204,000 | 2,950 |
| Total noninterest income | $185,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $44,000 | 5,700 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $141,000 | 4,164 |
| Total noninterest expense | $8,396,000 | 1,201 |
| Salaries and employee benefits | $5,075,000 | 1,026 |
| Premises and equipment expense | $1,273,000 | 946 |
| Additional noninterest expense | $2,048,000 | 1,637 |
| Pre-tax net operating income | $3,493,000 | 1,015 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,405,000 | 679 |
| Income before extraordinary items | $2,088,000 | 1,423 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,088,000 | 1,422 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,088,000 | 1,423 |
| Net charge-offs | $282,000 | 2,385 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,088,000 | 1,342 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,422,000 | 806 |
| Total interest expense | $2,502,000 | 462 |
| Net interest income | $5,920,000 | 924 |
| Provision for loan and lease losses | $102,000 | 2,826 |
| Total noninterest income | $99,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 4,091 |
| Total noninterest expense | $4,138,000 | 1,208 |
| Salaries and employee benefits | $2,553,000 | 1,017 |
| Premises and equipment expense | $608,000 | 987 |
| Additional noninterest expense | $977,000 | 1,705 |
| Pre-tax net operating income | $1,779,000 | 998 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $715,000 | 651 |
| Income before extraordinary items | $1,064,000 | 1,367 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,064,000 | 1,367 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,064,000 | 1,368 |
| Net charge-offs | $22,000 | 3,626 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,064,000 | 1,294 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $34,414,000 | 809 |
| Total interest expense | $11,819,000 | 479 |
| Net interest income | $22,595,000 | 969 |
| Provision for loan and lease losses | $523,000 | 3,399 |
| Total noninterest income | $359,000 | 4,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $359,000 | 3,589 |
| Total noninterest expense | $16,035,000 | 1,229 |
| Salaries and employee benefits | $9,947,000 | 990 |
| Premises and equipment expense | $2,261,000 | 1,104 |
| Additional noninterest expense | $3,827,000 | 1,768 |
| Pre-tax net operating income | $6,396,000 | 934 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,504,000 | 660 |
| Income before extraordinary items | $3,892,000 | 1,282 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,892,000 | 1,282 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,892,000 | 1,282 |
| Net charge-offs | $415,000 | 3,396 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,892,000 | 1,209 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $25,766,000 | 827 |
| Total interest expense | $9,061,000 | 487 |
| Net interest income | $16,705,000 | 991 |
| Provision for loan and lease losses | $283,000 | 3,691 |
| Total noninterest income | $271,000 | 4,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $271,000 | 3,616 |
| Total noninterest expense | $11,812,000 | 1,254 |
| Salaries and employee benefits | $7,389,000 | 997 |
| Premises and equipment expense | $1,683,000 | 1,132 |
| Additional noninterest expense | $2,740,000 | 1,853 |
| Pre-tax net operating income | $4,881,000 | 950 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,963,000 | 626 |
| Income before extraordinary items | $2,918,000 | 1,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,918,000 | 1,324 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,918,000 | 1,324 |
| Net charge-offs | $195,000 | 3,738 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,918,000 | 1,249 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $17,241,000 | 835 |
| Total interest expense | $6,125,000 | 503 |
| Net interest income | $11,116,000 | 995 |
| Provision for loan and lease losses | $170,000 | 3,757 |
| Total noninterest income | $179,000 | 5,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $179,000 | 3,678 |
| Total noninterest expense | $7,878,000 | 1,268 |
| Salaries and employee benefits | $4,945,000 | 1,001 |
| Premises and equipment expense | $1,140,000 | 1,118 |
| Additional noninterest expense | $1,793,000 | 1,899 |
| Pre-tax net operating income | $3,247,000 | 939 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,299,000 | 617 |
| Income before extraordinary items | $1,948,000 | 1,286 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,948,000 | 1,286 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,948,000 | 1,286 |
| Net charge-offs | $139,000 | 3,494 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,948,000 | 1,226 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 842 |
| Total interest expense | $3,104,000 | 520 |
| Net interest income | $5,588,000 | 991 |
| Provision for loan and lease losses | $70,000 | 3,831 |
| Total noninterest income | $90,000 | 5,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $90,000 | 3,734 |
| Total noninterest expense | $3,910,000 | 1,275 |
| Salaries and employee benefits | $2,474,000 | 1,011 |
| Premises and equipment expense | $559,000 | 1,183 |
| Additional noninterest expense | $877,000 | 1,933 |
| Pre-tax net operating income | $1,698,000 | 888 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $672,000 | 590 |
| Income before extraordinary items | $1,026,000 | 1,206 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,026,000 | 1,205 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,026,000 | 1,206 |
| Net charge-offs | $64,000 | 3,148 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,026,000 | 1,168 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $36,942,000 | 816 |
| Total interest expense | $13,821,000 | 571 |
| Net interest income | $23,121,000 | 954 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $323,000 | 5,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $323,000 | 3,836 |
| Total noninterest expense | $15,715,000 | 1,274 |
| Salaries and employee benefits | $9,678,000 | 1,010 |
| Premises and equipment expense | $2,220,000 | 1,174 |
| Additional noninterest expense | $3,817,000 | 1,876 |
| Pre-tax net operating income | $7,729,000 | 694 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,640,000 | 593 |
| Income before extraordinary items | $5,089,000 | 872 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,089,000 | 872 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,089,000 | 873 |
| Net charge-offs | $493,000 | 3,677 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,089,000 | 830 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $28,005,000 | 816 |
| Total interest expense | $10,517,000 | 589 |
| Net interest income | $17,488,000 | 948 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $226,000 | 5,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $226,000 | 3,979 |
| Total noninterest expense | $11,578,000 | 1,281 |
| Salaries and employee benefits | $7,291,000 | 993 |
| Premises and equipment expense | $1,668,000 | 1,182 |
| Additional noninterest expense | $2,619,000 | 1,975 |
| Pre-tax net operating income | $6,136,000 | 694 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,332,000 | 525 |
| Income before extraordinary items | $3,804,000 | 916 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,804,000 | 918 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,804,000 | 918 |
| Net charge-offs | $224,000 | 4,096 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,804,000 | 870 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,864,000 | 820 |
| Total interest expense | $7,105,000 | 596 |
| Net interest income | $11,759,000 | 948 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $157,000 | 5,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $157,000 | 3,904 |
| Total noninterest expense | $7,690,000 | 1,285 |
| Salaries and employee benefits | $4,898,000 | 990 |
| Premises and equipment expense | $1,123,000 | 1,183 |
| Additional noninterest expense | $1,669,000 | 2,056 |
| Pre-tax net operating income | $4,226,000 | 661 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,606,000 | 468 |
| Income before extraordinary items | $2,620,000 | 847 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,620,000 | 847 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,620,000 | 848 |
| Net charge-offs | $73,000 | 4,560 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,620,000 | 817 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,464,000 | 834 |
| Total interest expense | $3,624,000 | 628 |
| Net interest income | $5,840,000 | 963 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $75,000 | 5,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $75,000 | 4,016 |
| Total noninterest expense | $3,849,000 | 1,294 |
| Salaries and employee benefits | $2,475,000 | 993 |
| Premises and equipment expense | $577,000 | 1,183 |
| Additional noninterest expense | $797,000 | 2,131 |
| Pre-tax net operating income | $2,066,000 | 662 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $785,000 | 465 |
| Income before extraordinary items | $1,281,000 | 854 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,281,000 | 857 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,281,000 | 858 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,281,000 | 826 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $39,857,000 | 844 |
| Total interest expense | $17,723,000 | 649 |
| Net interest income | $22,134,000 | 983 |
| Provision for loan and lease losses | $260,000 | 5,467 |
| Total noninterest income | $330,000 | 5,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $330,000 | 3,848 |
| Total noninterest expense | $15,437,000 | 1,331 |
| Salaries and employee benefits | $9,262,000 | 1,061 |
| Premises and equipment expense | $2,128,000 | 1,283 |
| Additional noninterest expense | $4,047,000 | 1,837 |
| Pre-tax net operating income | $6,767,000 | 634 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,642,000 | 447 |
| Income before extraordinary items | $4,125,000 | 835 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,125,000 | 833 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,125,000 | 834 |
| Net charge-offs | $357,000 | 4,257 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,125,000 | 822 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $30,180,000 | 852 |
| Total interest expense | $13,733,000 | 665 |
| Net interest income | $16,447,000 | 995 |
| Provision for loan and lease losses | $125,000 | 5,727 |
| Total noninterest income | $258,000 | 5,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $258,000 | 3,850 |
| Total noninterest expense | $11,357,000 | 1,346 |
| Salaries and employee benefits | $6,815,000 | 1,091 |
| Premises and equipment expense | $1,597,000 | 1,288 |
| Additional noninterest expense | $2,945,000 | 1,813 |
| Pre-tax net operating income | $5,223,000 | 651 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,032,000 | 463 |
| Income before extraordinary items | $3,191,000 | 855 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,191,000 | 856 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,191,000 | 856 |
| Net charge-offs | $302,000 | 3,697 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,191,000 | 844 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $20,284,000 | 859 |
| Total interest expense | $9,524,000 | 679 |
| Net interest income | $10,760,000 | 1,011 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $192,000 | 5,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $192,000 | 3,707 |
| Total noninterest expense | $7,473,000 | 1,386 |
| Salaries and employee benefits | $4,465,000 | 1,129 |
| Premises and equipment expense | $1,094,000 | 1,282 |
| Additional noninterest expense | $1,914,000 | 1,870 |
| Pre-tax net operating income | $3,429,000 | 670 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,322,000 | 471 |
| Income before extraordinary items | $2,107,000 | 893 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,107,000 | 893 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,107,000 | 893 |
| Net charge-offs | $251,000 | 3,154 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,107,000 | 864 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,175,000 | 866 |
| Total interest expense | $4,901,000 | 683 |
| Net interest income | $5,274,000 | 1,025 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $104,000 | 5,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $104,000 | 3,605 |
| Total noninterest expense | $3,623,000 | 1,378 |
| Salaries and employee benefits | $2,153,000 | 1,189 |
| Premises and equipment expense | $556,000 | 1,284 |
| Additional noninterest expense | $914,000 | 1,769 |
| Pre-tax net operating income | $1,755,000 | 719 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $667,000 | 496 |
| Income before extraordinary items | $1,088,000 | 987 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,088,000 | 987 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,088,000 | 989 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,088,000 | 927 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $40,731,000 | 919 |
| Total interest expense | $21,262,000 | 744 |
| Net interest income | $19,469,000 | 1,126 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $417,000 | 5,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $417,000 | 3,511 |
| Total noninterest expense | $13,155,000 | 1,478 |
| Salaries and employee benefits | $7,711,000 | 1,310 |
| Premises and equipment expense | $1,969,000 | 1,402 |
| Additional noninterest expense | $3,475,000 | 1,760 |
| Pre-tax net operating income | $6,731,000 | 826 |
| Securities gains (losses) | $925,000 | 232 |
| Applicable income taxes | $2,418,000 | 570 |
| Income before extraordinary items | $5,238,000 | 777 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,238,000 | 777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,377 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,609,000 | 957 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $30,825,000 | 936 |
| Total interest expense | $16,101,000 | 767 |
| Net interest income | $14,724,000 | 1,143 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $219,000 | 5,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $219,000 | 4,251 |
| Total noninterest expense | $9,932,000 | 1,461 |
| Salaries and employee benefits | $5,906,000 | 1,303 |
| Premises and equipment expense | $1,455,000 | 1,432 |
| Additional noninterest expense | $2,571,000 | 1,731 |
| Pre-tax net operating income | $5,011,000 | 1,013 |
| Securities gains (losses) | $925,000 | 195 |
| Applicable income taxes | $2,256,000 | 586 |
| Income before extraordinary items | $3,680,000 | 996 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,680,000 | 995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,592 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,088,000 | 1,266 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,594,000 | 950 |
| Total interest expense | $11,019,000 | 775 |
| Net interest income | $9,575,000 | 1,162 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $141,000 | 6,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $141,000 | 4,410 |
| Total noninterest expense | $6,437,000 | 1,506 |
| Salaries and employee benefits | $3,904,000 | 1,330 |
| Premises and equipment expense | $934,000 | 1,489 |
| Additional noninterest expense | $1,599,000 | 1,805 |
| Pre-tax net operating income | $3,279,000 | 1,085 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,246,000 | 778 |
| Income before extraordinary items | $2,033,000 | 1,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,033,000 | 1,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,802 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,033,000 | 1,333 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,465,000 | 958 |
| Total interest expense | $5,772,000 | 789 |
| Net interest income | $4,693,000 | 1,169 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $74,000 | 6,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $74,000 | 4,349 |
| Total noninterest expense | $3,177,000 | 1,511 |
| Salaries and employee benefits | $1,949,000 | 1,338 |
| Premises and equipment expense | $465,000 | 1,498 |
| Additional noninterest expense | $763,000 | 1,845 |
| Pre-tax net operating income | $1,590,000 | 1,191 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $604,000 | 863 |
| Income before extraordinary items | $986,000 | 1,517 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $986,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $986,000 | 1,455 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $45,736,000 | 916 |
| Total interest expense | $25,701,000 | 762 |
| Net interest income | $20,035,000 | 1,100 |
| Provision for loan and lease losses | $-492,000 | 8,489 |
| Total noninterest income | $293,000 | 6,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $293,000 | 4,290 |
| Total noninterest expense | $12,241,000 | 1,510 |
| Salaries and employee benefits | $7,596,000 | 1,323 |
| Premises and equipment expense | $1,808,000 | 1,478 |
| Additional noninterest expense | $2,837,000 | 1,942 |
| Pre-tax net operating income | $8,579,000 | 987 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,883,000 | 842 |
| Income before extraordinary items | $5,696,000 | 1,130 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,696,000 | 1,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,768 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,696,000 | 1,119 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $34,510,000 | 915 |
| Total interest expense | $19,285,000 | 763 |
| Net interest income | $15,225,000 | 1,097 |
| Provision for loan and lease losses | $8,000 | 6,278 |
| Total noninterest income | $241,000 | 5,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $241,000 | 4,154 |
| Total noninterest expense | $8,935,000 | 1,530 |
| Salaries and employee benefits | $5,618,000 | 1,339 |
| Premises and equipment expense | $1,360,000 | 1,471 |
| Additional noninterest expense | $1,957,000 | 2,054 |
| Pre-tax net operating income | $6,523,000 | 1,058 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,482,000 | 801 |
| Income before extraordinary items | $4,041,000 | 1,278 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,041,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,041,000 | 1,267 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $23,062,000 | 921 |
| Total interest expense | $12,730,000 | 773 |
| Net interest income | $10,332,000 | 1,096 |
| Provision for loan and lease losses | $8,000 | 5,855 |
| Total noninterest income | $182,000 | 5,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $182,000 | 3,963 |
| Total noninterest expense | $5,942,000 | 1,547 |
| Salaries and employee benefits | $3,774,000 | 1,349 |
| Premises and equipment expense | $922,000 | 1,442 |
| Additional noninterest expense | $1,246,000 | 2,148 |
| Pre-tax net operating income | $4,564,000 | 1,050 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,737,000 | 808 |
| Income before extraordinary items | $2,827,000 | 1,260 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,827,000 | 1,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,827,000 | 1,240 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,565,000 | 910 |
| Total interest expense | $6,226,000 | 784 |
| Net interest income | $5,339,000 | 1,047 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $98,000 | 5,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $98,000 | 3,797 |
| Total noninterest expense | $3,058,000 | 1,495 |
| Salaries and employee benefits | $1,886,000 | 1,355 |
| Premises and equipment expense | $484,000 | 1,386 |
| Additional noninterest expense | $688,000 | 1,930 |
| Pre-tax net operating income | $2,379,000 | 990 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $904,000 | 789 |
| Income before extraordinary items | $1,475,000 | 1,199 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,475,000 | 1,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,475,000 | 1,182 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $44,635,000 | 868 |
| Total interest expense | $22,797,000 | 737 |
| Net interest income | $21,838,000 | 1,017 |
| Provision for loan and lease losses | $51,000 | 5,552 |
| Total noninterest income | $849,000 | 3,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $849,000 | 2,482 |
| Total noninterest expense | $12,697,000 | 1,406 |
| Salaries and employee benefits | $7,361,000 | 1,330 |
| Premises and equipment expense | $1,874,000 | 1,374 |
| Additional noninterest expense | $3,462,000 | 1,528 |
| Pre-tax net operating income | $9,939,000 | 985 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,492,000 | 834 |
| Income before extraordinary items | $6,447,000 | 1,145 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,447,000 | 1,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,037 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,447,000 | 1,133 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $33,324,000 | 872 |
| Total interest expense | $16,555,000 | 751 |
| Net interest income | $16,769,000 | 1,015 |
| Provision for loan and lease losses | $51,000 | 5,026 |
| Total noninterest income | $675,000 | 3,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $675,000 | 2,368 |
| Total noninterest expense | $9,217,000 | 1,460 |
| Salaries and employee benefits | $5,600,000 | 1,320 |
| Premises and equipment expense | $1,377,000 | 1,412 |
| Additional noninterest expense | $2,240,000 | 1,742 |
| Pre-tax net operating income | $8,176,000 | 945 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,203,000 | 752 |
| Income before extraordinary items | $4,973,000 | 1,160 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,973,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,158 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,973,000 | 1,148 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $21,963,000 | 857 |
| Total interest expense | $10,707,000 | 738 |
| Net interest income | $11,256,000 | 1,010 |
| Provision for loan and lease losses | $51,000 | 4,399 |
| Total noninterest income | $502,000 | 3,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $502,000 | 2,204 |
| Total noninterest expense | $6,161,000 | 1,460 |
| Salaries and employee benefits | $3,695,000 | 1,338 |
| Premises and equipment expense | $924,000 | 1,405 |
| Additional noninterest expense | $1,542,000 | 1,717 |
| Pre-tax net operating income | $5,546,000 | 925 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,165,000 | 749 |
| Income before extraordinary items | $3,381,000 | 1,141 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,381,000 | 1,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,463 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,381,000 | 1,124 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,839,000 | 847 |
| Total interest expense | $5,214,000 | 709 |
| Net interest income | $5,625,000 | 1,005 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $354,000 | 2,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $354,000 | 1,713 |
| Total noninterest expense | $3,132,000 | 1,446 |
| Salaries and employee benefits | $1,869,000 | 1,333 |
| Premises and equipment expense | $466,000 | 1,392 |
| Additional noninterest expense | $797,000 | 1,638 |
| Pre-tax net operating income | $2,847,000 | 895 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,110,000 | 727 |
| Income before extraordinary items | $1,737,000 | 1,082 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,737,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,737,000 | 1,069 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $41,430,000 | 775 |
| Total interest expense | $17,647,000 | 648 |
| Net interest income | $23,783,000 | 902 |
| Provision for loan and lease losses | $41,000 | 5,955 |
| Total noninterest income | $568,000 | 4,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $568,000 | 3,161 |
| Total noninterest expense | $11,948,000 | 1,442 |
| Salaries and employee benefits | $7,407,000 | 1,247 |
| Premises and equipment expense | $1,800,000 | 1,365 |
| Additional noninterest expense | $2,741,000 | 1,848 |
| Pre-tax net operating income | $12,362,000 | 799 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,420,000 | 708 |
| Income before extraordinary items | $7,942,000 | 912 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,942,000 | 912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,517 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,942,000 | 893 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $30,712,000 | 764 |
| Total interest expense | $12,683,000 | 636 |
| Net interest income | $18,029,000 | 880 |
| Provision for loan and lease losses | $31,000 | 5,788 |
| Total noninterest income | $383,000 | 5,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $383,000 | 3,354 |
| Total noninterest expense | $8,479,000 | 1,507 |
| Salaries and employee benefits | $5,236,000 | 1,322 |
| Premises and equipment expense | $1,303,000 | 1,398 |
| Additional noninterest expense | $1,940,000 | 1,920 |
| Pre-tax net operating income | $9,902,000 | 751 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,839,000 | 634 |
| Income before extraordinary items | $6,063,000 | 884 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,063,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,089 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,063,000 | 870 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $20,230,000 | 756 |
| Total interest expense | $8,089,000 | 625 |
| Net interest income | $12,141,000 | 858 |
| Provision for loan and lease losses | $-19,000 | 8,647 |
| Total noninterest income | $254,000 | 5,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $254,000 | 3,350 |
| Total noninterest expense | $5,601,000 | 1,513 |
| Salaries and employee benefits | $3,606,000 | 1,270 |
| Premises and equipment expense | $892,000 | 1,356 |
| Additional noninterest expense | $1,103,000 | 2,223 |
| Pre-tax net operating income | $6,813,000 | 715 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,646,000 | 613 |
| Income before extraordinary items | $4,167,000 | 841 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,167,000 | 841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,119 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,167,000 | 825 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,987,000 | 754 |
| Total interest expense | $3,870,000 | 619 |
| Net interest income | $6,117,000 | 846 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $125,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $125,000 | 3,316 |
| Total noninterest expense | $2,844,000 | 1,491 |
| Salaries and employee benefits | $1,806,000 | 1,281 |
| Premises and equipment expense | $456,000 | 1,329 |
| Additional noninterest expense | $582,000 | 2,107 |
| Pre-tax net operating income | $3,398,000 | 719 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,320,000 | 621 |
| Income before extraordinary items | $2,078,000 | 844 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,078,000 | 845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,078,000 | 821 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $37,937,000 | 731 |
| Total interest expense | $14,543,000 | 569 |
| Net interest income | $23,394,000 | 845 |
| Provision for loan and lease losses | $8,000 | 7,099 |
| Total noninterest income | $441,000 | 5,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $441,000 | 3,541 |
| Total noninterest expense | $12,050,000 | 1,360 |
| Salaries and employee benefits | $7,345,000 | 1,181 |
| Premises and equipment expense | $1,821,000 | 1,260 |
| Additional noninterest expense | $2,884,000 | 1,695 |
| Pre-tax net operating income | $11,777,000 | 750 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,190,000 | 676 |
| Income before extraordinary items | $7,587,000 | 866 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,587,000 | 867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,501 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,587,000 | 836 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $28,024,000 | 740 |
| Total interest expense | $10,797,000 | 561 |
| Net interest income | $17,227,000 | 854 |
| Provision for loan and lease losses | $8,000 | 6,855 |
| Total noninterest income | $325,000 | 5,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $325,000 | 3,590 |
| Total noninterest expense | $8,820,000 | 1,386 |
| Salaries and employee benefits | $5,384,000 | 1,214 |
| Premises and equipment expense | $1,387,000 | 1,242 |
| Additional noninterest expense | $2,049,000 | 1,755 |
| Pre-tax net operating income | $8,724,000 | 761 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,390,000 | 662 |
| Income before extraordinary items | $5,334,000 | 935 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,334,000 | 936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,961 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,334,000 | 900 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $18,468,000 | 742 |
| Total interest expense | $7,178,000 | 553 |
| Net interest income | $11,290,000 | 863 |
| Provision for loan and lease losses | $8,000 | 6,484 |
| Total noninterest income | $197,000 | 5,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $197,000 | 3,766 |
| Total noninterest expense | $5,781,000 | 1,403 |
| Salaries and employee benefits | $3,599,000 | 1,213 |
| Premises and equipment expense | $958,000 | 1,208 |
| Additional noninterest expense | $1,224,000 | 1,951 |
| Pre-tax net operating income | $5,698,000 | 770 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,225,000 | 667 |
| Income before extraordinary items | $3,473,000 | 946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,473,000 | 947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,473,000 | 909 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,192,000 | 760 |
| Total interest expense | $3,615,000 | 566 |
| Net interest income | $5,577,000 | 887 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $111,000 | 5,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $111,000 | 3,491 |
| Total noninterest expense | $2,879,000 | 1,427 |
| Salaries and employee benefits | $1,797,000 | 1,229 |
| Premises and equipment expense | $479,000 | 1,220 |
| Additional noninterest expense | $603,000 | 1,967 |
| Pre-tax net operating income | $2,807,000 | 778 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,096,000 | 683 |
| Income before extraordinary items | $1,711,000 | 951 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,711,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,711,000 | 907 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $41,033,000 | 678 |
| Total interest expense | $17,280,000 | 531 |
| Net interest income | $23,753,000 | 801 |
| Provision for loan and lease losses | $10,000 | 7,370 |
| Total noninterest income | $675,000 | 4,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $675,000 | 3,040 |
| Total noninterest expense | $10,988,000 | 1,457 |
| Salaries and employee benefits | $6,583,000 | 1,303 |
| Premises and equipment expense | $1,817,000 | 1,242 |
| Additional noninterest expense | $2,588,000 | 1,865 |
| Pre-tax net operating income | $13,430,000 | 660 |
| Securities gains (losses) | $99,000 | 1,910 |
| Applicable income taxes | $4,628,000 | 660 |
| Income before extraordinary items | $8,901,000 | 729 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,901,000 | 731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,835,660 | 684 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $31,717,000 | 679 |
| Total interest expense | $13,465,000 | 533 |
| Net interest income | $18,252,000 | 797 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $515,000 | 4,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $515,000 | 3,085 |
| Total noninterest expense | $8,079,000 | 1,490 |
| Salaries and employee benefits | $5,001,000 | 1,309 |
| Premises and equipment expense | $1,283,000 | 1,346 |
| Additional noninterest expense | $1,795,000 | 1,994 |
| Pre-tax net operating income | $10,678,000 | 648 |
| Securities gains (losses) | $99,000 | 1,763 |
| Applicable income taxes | $4,368,000 | 574 |
| Income before extraordinary items | $6,409,000 | 797 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,409,000 | 798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $6,345,640 | 746 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $21,815,000 | 660 |
| Total interest expense | $9,440,000 | 526 |
| Net interest income | $12,375,000 | 784 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $353,000 | 4,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $353,000 | 3,000 |
| Total noninterest expense | $5,356,000 | 1,497 |
| Salaries and employee benefits | $3,373,000 | 1,282 |
| Premises and equipment expense | $789,000 | 1,454 |
| Additional noninterest expense | $1,194,000 | 2,002 |
| Pre-tax net operating income | $7,362,000 | 623 |
| Securities gains (losses) | $99,000 | 1,527 |
| Applicable income taxes | $3,024,000 | 553 |
| Income before extraordinary items | $4,437,000 | 767 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,437,000 | 768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,373,640 | 717 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,087,000 | 658 |
| Total interest expense | $5,015,000 | 510 |
| Net interest income | $6,072,000 | 795 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $129,000 | 5,276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $129,000 | 3,478 |
| Total noninterest expense | $2,675,000 | 1,488 |
| Salaries and employee benefits | $1,675,000 | 1,300 |
| Premises and equipment expense | $434,000 | 1,331 |
| Additional noninterest expense | $566,000 | 2,081 |
| Pre-tax net operating income | $3,516,000 | 637 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,428,000 | 588 |
| Income before extraordinary items | $2,088,000 | 809 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,088,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,088,000 | 747 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $48,817,000 | 627 |
| Total interest expense | $23,986,000 | 488 |
| Net interest income | $24,831,000 | 760 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $755,000 | 4,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $755,000 | 2,595 |
| Total noninterest expense | $11,200,000 | 1,375 |
| Salaries and employee benefits | $6,689,000 | 1,203 |
| Premises and equipment expense | $1,641,000 | 1,338 |
| Additional noninterest expense | $2,870,000 | 1,637 |
| Pre-tax net operating income | $14,386,000 | 610 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $5,560,000 | 541 |
| Income before extraordinary items | $8,826,000 | 721 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,826,000 | 722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,826,000 | 687 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $52,294,000 | 678 |
| Total interest expense | $32,994,000 | 528 |
| Net interest income | $19,300,000 | 921 |
| Provision for loan and lease losses | $1,000 | 8,207 |
| Total noninterest income | $793,000 | 3,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $793,000 | 2,400 |
| Total noninterest expense | $9,270,000 | 1,574 |
| Salaries and employee benefits | $5,652,000 | 1,308 |
| Premises and equipment expense | $1,426,000 | 1,509 |
| Additional noninterest expense | $2,192,000 | 2,055 |
| Pre-tax net operating income | $10,822,000 | 721 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,778,000 | 685 |
| Income before extraordinary items | $7,044,000 | 790 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,044,000 | 791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,044,000 | 756 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $51,940,000 | 703 |
| Total interest expense | $30,925,000 | 607 |
| Net interest income | $21,015,000 | 830 |
| Provision for loan and lease losses | $28,000 | 7,325 |
| Total noninterest income | $901,000 | 3,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $901,000 | 1,987 |
| Total noninterest expense | $9,341,000 | 1,494 |
| Salaries and employee benefits | $6,178,000 | 1,145 |
| Premises and equipment expense | $1,462,000 | 1,418 |
| Additional noninterest expense | $1,701,000 | 2,513 |
| Pre-tax net operating income | $12,547,000 | 641 |
| Securities gains (losses) | $84,000 | 602 |
| Applicable income taxes | $4,197,000 | 620 |
| Income before extraordinary items | $8,434,000 | 652 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,434,000 | 653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,584 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,377,720 | 655 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $50,081,000 | 697 |
| Total interest expense | $28,173,000 | 584 |
| Net interest income | $21,908,000 | 803 |
| Provision for loan and lease losses | $31,000 | 7,196 |
| Total noninterest income | $872,000 | 3,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $872,000 | 2,041 |
| Total noninterest expense | $9,211,000 | 1,511 |
| Salaries and employee benefits | $5,640,000 | 1,221 |
| Premises and equipment expense | $1,306,000 | 1,566 |
| Additional noninterest expense | $2,265,000 | 1,921 |
| Pre-tax net operating income | $13,538,000 | 646 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $4,712,000 | 623 |
| Income before extraordinary items | $8,826,000 | 686 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,826,000 | 685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,826,000 | 674 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $50,332,000 | 677 |
| Total interest expense | $28,944,000 | 593 |
| Net interest income | $21,388,000 | 797 |
| Provision for loan and lease losses | $5,000 | 8,460 |
| Total noninterest income | $873,000 | 3,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $873,000 | 2,040 |
| Total noninterest expense | $8,643,000 | 1,537 |
| Salaries and employee benefits | $5,422,000 | 1,211 |
| Premises and equipment expense | $1,313,000 | 1,494 |
| Additional noninterest expense | $1,908,000 | 2,198 |
| Pre-tax net operating income | $13,613,000 | 600 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $4,825,000 | 597 |
| Income before extraordinary items | $8,788,000 | 664 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,788,000 | 663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,788,000 | 631 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $49,280,000 | 701 |
| Total interest expense | $28,001,000 | 610 |
| Net interest income | $21,279,000 | 845 |
| Provision for loan and lease losses | $23,000 | 7,798 |
| Total noninterest income | $831,000 | 3,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $831,000 | 1,982 |
| Total noninterest expense | $9,044,000 | 1,451 |
| Salaries and employee benefits | $6,175,000 | 1,070 |
| Premises and equipment expense | $1,026,000 | 1,932 |
| Additional noninterest expense | $1,843,000 | 2,260 |
| Pre-tax net operating income | $13,043,000 | 643 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $4,835,000 | 618 |
| Income before extraordinary items | $8,208,000 | 693 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,208,000 | 693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,208,000 | 677 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $48,092,000 | 760 |
| Total interest expense | $27,476,000 | 659 |
| Net interest income | $20,616,000 | 905 |
| Provision for loan and lease losses | $13,000 | 8,331 |
| Total noninterest income | $909,000 | 3,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $909,000 | 1,933 |
| Total noninterest expense | $13,103,000 | 1,128 |
| Salaries and employee benefits | $6,051,000 | 1,110 |
| Premises and equipment expense | $1,057,000 | 1,903 |
| Additional noninterest expense | $5,995,000 | 989 |
| Pre-tax net operating income | $8,409,000 | 913 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,894,000 | 900 |
| Income before extraordinary items | $5,515,000 | 959 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,515,000 | 960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,357 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,515,000 | 939 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $47,050,000 | 796 |
| Total interest expense | $26,356,000 | 700 |
| Net interest income | $20,694,000 | 906 |
| Provision for loan and lease losses | $27,000 | 7,269 |
| Total noninterest income | $869,000 | 3,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $869,000 | 1,986 |
| Total noninterest expense | $9,525,000 | 1,490 |
| Salaries and employee benefits | $5,876,000 | 1,147 |
| Premises and equipment expense | $1,048,000 | 1,946 |
| Additional noninterest expense | $2,601,000 | 1,927 |
| Pre-tax net operating income | $12,011,000 | 715 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $4,481,000 | 660 |
| Income before extraordinary items | $7,530,000 | 764 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,530,000 | 764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $7,530,000 | 753 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $44,464,000 | 773 |
| Total interest expense | $21,757,000 | 668 |
| Net interest income | $22,707,000 | 830 |
| Provision for loan and lease losses | $531,000 | 1,471 |
| Total noninterest income | $813,000 | 3,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $813,000 | 2,111 |
| Total noninterest expense | $8,369,000 | 1,745 |
| Salaries and employee benefits | $4,862,000 | 1,391 |
| Premises and equipment expense | $1,007,000 | 2,021 |
| Additional noninterest expense | $2,500,000 | 2,135 |
| Pre-tax net operating income | $14,620,000 | 587 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $5,727,000 | 524 |
| Income before extraordinary items | $8,893,000 | 636 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,893,000 | 634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,893,000 | 634 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $44,709,000 | 763 |
| Total interest expense | $22,303,000 | 657 |
| Net interest income | $22,406,000 | 843 |
| Provision for loan and lease losses | $555,000 | 1,952 |
| Total noninterest income | $925,000 | 3,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $925,000 | 2,151 |
| Total noninterest expense | $7,984,000 | 1,862 |
| Salaries and employee benefits | $4,571,000 | 1,482 |
| Premises and equipment expense | $909,000 | 2,253 |
| Additional noninterest expense | $2,504,000 | 2,228 |
| Pre-tax net operating income | $14,792,000 | 516 |
| Securities gains (losses) | $221,000 | 1,584 |
| Applicable income taxes | $6,273,000 | 458 |
| Income before extraordinary items | $8,740,000 | 605 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $8,740,000 | 621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,598,560 | 567 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $46,632,000 | 835 |
| Total interest expense | $27,170,000 | 705 |
| Net interest income | $19,462,000 | 962 |
| Provision for loan and lease losses | $549,000 | 2,803 |
| Total noninterest income | $948,000 | 3,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $948,000 | 2,075 |
| Total noninterest expense | $8,179,000 | 1,851 |
| Salaries and employee benefits | $5,105,000 | 1,315 |
| Premises and equipment expense | $879,000 | 2,353 |
| Additional noninterest expense | $2,195,000 | 2,602 |
| Pre-tax net operating income | $11,682,000 | 547 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $4,904,000 | 481 |
| Income before extraordinary items | $6,778,000 | 703 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,778,000 | 697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,778,000 | 641 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.