Home > Piedmont Community Bank > Assets and Liabilities
Piedmont Community Bank, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 22 | 5,130 |
| Assets and Liabilities | ||
| Total Assets: | $198,993,000 | 3,114 |
| Cash and due from depository institutions | $10,145,000 | 5,130 |
| Interest-bearing balances | $2,348,000 | 5,037 |
| Securities | $31,052,000 | 3,533 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $106,234,000 | 3,465 |
| Loan loss allowance | $5,672,000 | 1,376 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,546,000 | 2,515 |
| Other real estate owned | $44,514,000 | 5,130 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $2,502,000 | 4,539 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $198,993,000 | 3,114 |
| Total liabilities | $197,668,000 | 2,855 |
| Total deposits | $178,773,000 | 2,933 |
| Interest-bearing deposits | $173,459,000 | 2,577 |
| Deposits held in domestic offices | $178,773,000 | 2,932 |
| % insured | 98.49% | 511 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $17,900,000 | 1,398 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $995,000 | 3,374 |
| Total equity capital | $1,325,000 | 7,378 |
| Total bank equity capital | $1,325,000 | 7,378 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $6,795,000 | 702 |
| Surplus | $13,264,000 | 2,137 |
| Undivided profits | $-18,734,000 | 7,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $15,552,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $943,000 | 3,135 |
| Earning assets | $139,634,000 | 3,813 |
| Long-term assets (5+ years) | $31,678,000 | 3,523 |
| Average Assets, year-to-date | $207,637,250 | 2,988 |
| Average Assets, quarterly | $200,359,500 | 3,087 |
| Volatile liabilities | $3,662,000 | 5,194 |
| Insider loans | $903,000 | 4,049 |
| FHLB advances | $17,900,000 | 1,317 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $2,654,000 | 5,925 |
| Tier 1 (core) risk-based capital | $1,355,000 | 7,368 |
| Tier 2 risk-based capital | $1,355,000 | 3,351 |
| Total risk weighted assets | $154,311,000 | 2,692 |
| Total unused commitments | $2,654,000 | 5,926 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 24 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $201,726,000 | 3,082 |
| Cash and due from depository institutions | $3,608,000 | 4,959 |
| Interest-bearing balances | $2,709,000 | 4,805 |
| Securities | $32,757,000 | 3,454 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $120,689,000 | 3,166 |
| Loan loss allowance | $6,095,000 | 1,320 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,601,000 | 2,504 |
| Other real estate owned | $37,878,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $2,193,000 | 4,801 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $201,726,000 | 3,082 |
| Total liabilities | $200,399,000 | 2,825 |
| Total deposits | $181,406,000 | 2,899 |
| Interest-bearing deposits | $176,610,000 | 2,542 |
| Deposits held in domestic offices | $181,406,000 | 2,898 |
| % insured | 98.59% | 511 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $17,900,000 | 1,470 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,093,000 | 3,029 |
| Total equity capital | $1,327,000 | 7,447 |
| Total bank equity capital | $1,327,000 | 7,447 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,795,000 | 715 |
| Surplus | $13,264,000 | 2,139 |
| Undivided profits | $-18,732,000 | 7,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $17,609,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $910,000 | 3,146 |
| Earning assets | $156,155,000 | 3,514 |
| Long-term assets (5+ years) | $35,725,000 | 3,267 |
| Average Assets, year-to-date | $210,518,670 | 2,970 |
| Average Assets, quarterly | $206,145,500 | 3,038 |
| Volatile liabilities | $3,381,000 | 5,373 |
| Insider loans | $2,010,000 | 2,737 |
| FHLB advances | $17,900,000 | 1,386 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $2,886,000 | 5,913 |
| Tier 1 (core) risk-based capital | $1,193,000 | 7,454 |
| Tier 2 risk-based capital | $1,193,000 | 3,686 |
| Total risk weighted assets | $159,187,000 | 2,640 |
| Total unused commitments | $2,886,000 | 5,916 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 22 | 5,230 |
| Assets and Liabilities | ||
| Total Assets: | $217,281,000 | 2,925 |
| Cash and due from depository institutions | $4,186,000 | 5,230 |
| Interest-bearing balances | $2,270,000 | 5,017 |
| Securities | $32,348,000 | 3,462 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $137,999,000 | 2,850 |
| Loan loss allowance | $4,655,000 | 1,658 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,088,000 | 1,952 |
| Other real estate owned | $30,393,000 | 5,230 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $6,267,000 | 2,715 |
| Life insurance assets | $4,053,000 | 1,548 |
| Total liabilities and capital | $217,281,000 | 2,925 |
| Total liabilities | $208,517,000 | 2,758 |
| Total deposits | $190,001,000 | 2,816 |
| Interest-bearing deposits | $184,884,000 | 2,466 |
| Deposits held in domestic offices | $190,001,000 | 2,814 |
| % insured | 98.61% | 534 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $17,900,000 | 1,481 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $616,000 | 4,071 |
| Total equity capital | $8,764,000 | 5,424 |
| Total bank equity capital | $8,764,000 | 5,423 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,795,000 | 726 |
| Surplus | $13,264,000 | 2,149 |
| Undivided profits | $-11,295,000 | 7,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $32,020,000 | 543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $767,000 | 3,674 |
| Earning assets | $172,617,000 | 3,267 |
| Long-term assets (5+ years) | $36,049,000 | 3,186 |
| Average Assets, year-to-date | $218,273,000 | 2,899 |
| Average Assets, quarterly | $218,273,000 | 2,899 |
| Volatile liabilities | $3,890,000 | 5,165 |
| Insider loans | $1,001,000 | 3,971 |
| FHLB advances | $17,900,000 | 1,403 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $5,023,000 | 5,210 |
| Tier 1 (core) risk-based capital | $8,791,000 | 5,295 |
| Tier 2 risk-based capital | $2,213,000 | 2,274 |
| Total risk weighted assets | $174,610,000 | 2,447 |
| Total unused commitments | $5,023,000 | 5,212 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 25 | 4,913 |
| Assets and Liabilities | ||
| Total Assets: | $219,265,000 | 2,891 |
| Cash and due from depository institutions | $4,831,000 | 4,913 |
| Interest-bearing balances | $2,111,000 | 4,931 |
| Securities | $30,788,000 | 3,449 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $140,759,000 | 2,869 |
| Loan loss allowance | $5,333,000 | 1,493 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,132,000 | 1,970 |
| Other real estate owned | $29,972,000 | 4,913 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $6,783,000 | 2,587 |
| Life insurance assets | $4,013,000 | 1,540 |
| Total liabilities and capital | $219,265,000 | 2,891 |
| Total liabilities | $209,910,000 | 2,744 |
| Total deposits | $191,333,000 | 2,794 |
| Interest-bearing deposits | $186,533,000 | 2,445 |
| Deposits held in domestic offices | $191,333,000 | 2,792 |
| % insured | 97.62% | 861 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $17,900,000 | 1,595 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $677,000 | 3,961 |
| Total equity capital | $9,355,000 | 5,257 |
| Total bank equity capital | $9,355,000 | 5,256 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,795,000 | 726 |
| Surplus | $13,264,000 | 2,153 |
| Undivided profits | $-10,704,000 | 7,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $28,893,000 | 617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,269,000 | 2,389 |
| Earning assets | $173,658,000 | 3,267 |
| Long-term assets (5+ years) | $34,381,000 | 3,199 |
| Average Assets, year-to-date | $231,716,800 | 2,729 |
| Average Assets, quarterly | $220,306,000 | 2,874 |
| Volatile liabilities | $39,730,000 | 3,058 |
| Insider loans | $2,638,000 | 2,394 |
| FHLB advances | $17,900,000 | 1,512 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $5,764,000 | 4,931 |
| Tier 1 (core) risk-based capital | $9,380,000 | 5,170 |
| Tier 2 risk-based capital | $2,254,000 | 2,268 |
| Total risk weighted assets | $178,718,000 | 2,434 |
| Total unused commitments | $5,764,000 | 4,932 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 27 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $223,977,000 | 2,867 |
| Cash and due from depository institutions | $4,096,000 | 4,788 |
| Interest-bearing balances | $2,406,000 | 4,752 |
| Securities | $32,160,000 | 3,313 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $145,773,000 | 2,837 |
| Loan loss allowance | $4,012,000 | 1,913 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,208,000 | 1,976 |
| Other real estate owned | $28,766,000 | 4,788 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $6,974,000 | 2,588 |
| Life insurance assets | $3,973,000 | 1,538 |
| Total liabilities and capital | $223,977,000 | 2,867 |
| Total liabilities | $210,569,000 | 2,751 |
| Total deposits | $190,364,000 | 2,827 |
| Interest-bearing deposits | $184,887,000 | 2,496 |
| Deposits held in domestic offices | $190,364,000 | 2,824 |
| % insured | 96.13% | 1,115 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 1,931 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $17,900,000 | 1,707 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $905,000 | 3,730 |
| Total equity capital | $13,408,000 | 4,398 |
| Total bank equity capital | $13,408,000 | 4,398 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $6,795,000 | 731 |
| Surplus | $13,264,000 | 2,145 |
| Undivided profits | $-6,651,000 | 7,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $24,103,000 | 725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,113,000 | 2,922 |
| Earning assets | $180,339,000 | 3,180 |
| Long-term assets (5+ years) | $31,934,000 | 3,321 |
| Average Assets, year-to-date | $235,487,250 | 2,721 |
| Average Assets, quarterly | $227,102,500 | 2,834 |
| Volatile liabilities | $43,330,000 | 2,941 |
| Insider loans | $3,208,000 | 2,050 |
| FHLB advances | $17,900,000 | 1,609 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $4,735,000 | 5,366 |
| Tier 1 (core) risk-based capital | $12,645,000 | 4,372 |
| Tier 2 risk-based capital | $2,328,000 | 2,250 |
| Total risk weighted assets | $184,764,000 | 2,404 |
| Total unused commitments | $4,735,000 | 5,369 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 27 | 4,819 |
| Assets and Liabilities | ||
| Total Assets: | $230,228,000 | 2,821 |
| Cash and due from depository institutions | $4,364,000 | 4,819 |
| Interest-bearing balances | $3,030,000 | 4,369 |
| Securities | $35,591,000 | 3,107 |
| Federal funds sold & reverse repurchase agreements | $41,000 | 4,415 |
| Net loans & leases | $149,842,000 | 2,791 |
| Loan loss allowance | $3,836,000 | 1,974 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,293,000 | 1,969 |
| Other real estate owned | $26,518,000 | 4,819 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $7,579,000 | 2,468 |
| Life insurance assets | $3,932,000 | 1,547 |
| Total liabilities and capital | $230,228,000 | 2,821 |
| Total liabilities | $216,018,000 | 2,705 |
| Total deposits | $195,555,000 | 2,773 |
| Interest-bearing deposits | $190,475,000 | 2,446 |
| Deposits held in domestic offices | $195,555,000 | 2,771 |
| % insured | 89.09% | 3,943 |
| Federal funds purchased & repurchase agreements | $1,350,000 | 1,973 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $17,900,000 | 1,777 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,213,000 | 3,042 |
| Total equity capital | $14,210,000 | 4,196 |
| Total bank equity capital | $14,210,000 | 4,195 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,795,000 | 740 |
| Surplus | $13,264,000 | 2,140 |
| Undivided profits | $-5,849,000 | 7,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $16,757,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,208,000 | 2,612 |
| Earning assets | $188,504,000 | 3,100 |
| Long-term assets (5+ years) | $39,283,000 | 2,846 |
| Average Assets, year-to-date | $239,324,000 | 2,710 |
| Average Assets, quarterly | $234,346,500 | 2,761 |
| Volatile liabilities | $48,692,000 | 2,695 |
| Insider loans | $3,009,000 | 2,214 |
| FHLB advances | $17,900,000 | 1,689 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $6,758,000 | 4,794 |
| Tier 1 (core) risk-based capital | $13,594,000 | 4,160 |
| Tier 2 risk-based capital | $2,356,000 | 2,244 |
| Total risk weighted assets | $186,974,000 | 2,419 |
| Total unused commitments | $6,758,000 | 4,797 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 33 | 4,260 |
| Assets and Liabilities | ||
| Total Assets: | $238,465,000 | 2,783 |
| Cash and due from depository institutions | $6,048,000 | 4,260 |
| Interest-bearing balances | $3,353,000 | 4,262 |
| Securities | $39,212,000 | 2,907 |
| Federal funds sold & reverse repurchase agreements | $61,000 | 4,630 |
| Net loans & leases | $157,438,000 | 2,742 |
| Loan loss allowance | $3,907,000 | 1,971 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,393,000 | 1,976 |
| Other real estate owned | $21,698,000 | 4,260 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $7,615,000 | 2,516 |
| Life insurance assets | $3,890,000 | 1,553 |
| Total liabilities and capital | $238,465,000 | 2,783 |
| Total liabilities | $224,113,000 | 2,669 |
| Total deposits | $205,214,000 | 2,688 |
| Interest-bearing deposits | $200,016,000 | 2,391 |
| Deposits held in domestic offices | $205,214,000 | 2,686 |
| % insured | 85.71% | 5,086 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $17,900,000 | 1,858 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $999,000 | 3,402 |
| Total equity capital | $14,352,000 | 4,166 |
| Total bank equity capital | $14,352,000 | 4,165 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,795,000 | 755 |
| Surplus | $13,264,000 | 2,178 |
| Undivided profits | $-5,707,000 | 7,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $17,678,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,036,000 | 3,126 |
| Earning assets | $200,064,000 | 3,007 |
| Long-term assets (5+ years) | $42,904,000 | 2,704 |
| Average Assets, year-to-date | $243,872,000 | 2,719 |
| Average Assets, quarterly | $243,872,000 | 2,719 |
| Volatile liabilities | $47,960,000 | 2,806 |
| Insider loans | $3,156,000 | 2,186 |
| FHLB advances | $17,900,000 | 1,763 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,081,000 | 5,480 |
| Tier 1 (core) risk-based capital | $14,120,000 | 4,051 |
| Tier 2 risk-based capital | $1,904,000 | 2,738 |
| Total risk weighted assets | $189,720,000 | 2,442 |
| Total unused commitments | $5,081,000 | 5,484 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 33 | 4,303 |
| Assets and Liabilities | ||
| Total Assets: | $249,279,000 | 2,678 |
| Cash and due from depository institutions | $4,849,000 | 4,303 |
| Interest-bearing balances | $3,500,000 | 3,808 |
| Securities | $43,401,000 | 2,676 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $172,445,000 | 2,576 |
| Loan loss allowance | $4,356,000 | 1,790 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,773,000 | 1,449 |
| Other real estate owned | $11,709,000 | 4,303 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $8,102,000 | 2,458 |
| Life insurance assets | $3,848,000 | 1,566 |
| Total liabilities and capital | $249,279,000 | 2,678 |
| Total liabilities | $233,954,000 | 2,587 |
| Total deposits | $214,773,000 | 2,561 |
| Interest-bearing deposits | $210,117,000 | 2,280 |
| Deposits held in domestic offices | $214,773,000 | 2,559 |
| % insured | 81.09% | 6,132 |
| Federal funds purchased & repurchase agreements | $325,000 | 2,567 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $17,900,000 | 2,000 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $956,000 | 3,522 |
| Total equity capital | $15,325,000 | 3,961 |
| Total bank equity capital | $15,325,000 | 3,961 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,795,000 | 757 |
| Surplus | $13,264,000 | 2,177 |
| Undivided profits | $-4,734,000 | 7,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $29,213,000 | 648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,345,000 | 2,528 |
| Earning assets | $219,346,000 | 2,771 |
| Long-term assets (5+ years) | $46,269,000 | 2,538 |
| Average Assets, year-to-date | $257,665,000 | 2,540 |
| Average Assets, quarterly | $256,608,000 | 2,593 |
| Volatile liabilities | $52,347,000 | 2,639 |
| Insider loans | $3,139,000 | 2,258 |
| FHLB advances | $17,900,000 | 1,901 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $7,677,000 | 4,707 |
| Tier 1 (core) risk-based capital | $15,128,000 | 3,852 |
| Tier 2 risk-based capital | $2,500,000 | 2,207 |
| Total risk weighted assets | $197,906,000 | 2,393 |
| Total unused commitments | $7,677,000 | 4,708 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 33 | 4,326 |
| Assets and Liabilities | ||
| Total Assets: | $263,937,000 | 2,548 |
| Cash and due from depository institutions | $12,818,000 | 4,326 |
| Interest-bearing balances | $2,942,000 | 3,841 |
| Securities | $45,849,000 | 2,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $176,159,000 | 2,564 |
| Loan loss allowance | $3,732,000 | 1,965 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,783,000 | 1,454 |
| Other real estate owned | $11,978,000 | 4,326 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $8,350,000 | 2,161 |
| Life insurance assets | $3,807,000 | 1,573 |
| Total liabilities and capital | $263,937,000 | 2,548 |
| Total liabilities | $246,944,000 | 2,443 |
| Total deposits | $227,626,000 | 2,387 |
| Interest-bearing deposits | $222,405,000 | 2,161 |
| Deposits held in domestic offices | $227,626,000 | 2,385 |
| % insured | 78.20% | 6,707 |
| Federal funds purchased & repurchase agreements | $125,000 | 2,768 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $17,900,000 | 2,097 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,293,000 | 3,210 |
| Total equity capital | $16,993,000 | 3,744 |
| Total bank equity capital | $16,993,000 | 3,743 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,795,000 | 768 |
| Surplus | $13,264,000 | 2,156 |
| Undivided profits | $-3,066,000 | 7,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $26,250,000 | 693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,443,000 | 2,530 |
| Earning assets | $224,950,000 | 2,715 |
| Long-term assets (5+ years) | $41,912,000 | 2,697 |
| Average Assets, year-to-date | $259,761,500 | 2,530 |
| Average Assets, quarterly | $261,738,500 | 2,546 |
| Volatile liabilities | $61,346,000 | 2,323 |
| Insider loans | $3,016,000 | 2,349 |
| FHLB advances | $17,900,000 | 1,989 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,066,000 | 4,453 |
| Tier 1 (core) risk-based capital | $16,143,000 | 3,736 |
| Tier 2 risk-based capital | $2,564,000 | 2,151 |
| Total risk weighted assets | $203,922,000 | 2,361 |
| Total unused commitments | $9,066,000 | 4,456 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 35 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $259,540,000 | 2,570 |
| Cash and due from depository institutions | $11,070,000 | 4,239 |
| Interest-bearing balances | $3,087,000 | 3,453 |
| Securities | $36,125,000 | 3,028 |
| Federal funds sold & reverse repurchase agreements | $353,000 | 4,654 |
| Net loans & leases | $181,975,000 | 2,527 |
| Loan loss allowance | $3,753,000 | 1,875 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,887,000 | 1,451 |
| Other real estate owned | $12,516,000 | 4,239 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $8,614,000 | 2,126 |
| Life insurance assets | $3,765,000 | 1,594 |
| Total liabilities and capital | $259,540,000 | 2,570 |
| Total liabilities | $242,197,000 | 2,486 |
| Total deposits | $226,626,000 | 2,394 |
| Interest-bearing deposits | $221,646,000 | 2,160 |
| Deposits held in domestic offices | $226,626,000 | 2,392 |
| % insured | 67.70% | 6,415 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $13,900,000 | 2,522 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,671,000 | 2,712 |
| Total equity capital | $17,343,000 | 3,641 |
| Total bank equity capital | $17,343,000 | 3,641 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,795,000 | 774 |
| Surplus | $13,264,000 | 2,163 |
| Undivided profits | $-2,716,000 | 7,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $13,263,000 | 1,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,598,000 | 2,194 |
| Earning assets | $221,540,000 | 2,755 |
| Long-term assets (5+ years) | $36,640,000 | 2,891 |
| Average Assets, year-to-date | $258,369,670 | 2,554 |
| Average Assets, quarterly | $258,436,500 | 2,570 |
| Volatile liabilities | $62,323,000 | 2,295 |
| Insider loans | $3,613,000 | 2,086 |
| FHLB advances | $13,900,000 | 2,402 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,762,000 | 4,659 |
| Tier 1 (core) risk-based capital | $16,768,000 | 3,658 |
| Tier 2 risk-based capital | $2,660,000 | 2,081 |
| Total risk weighted assets | $211,716,000 | 2,304 |
| Total unused commitments | $8,762,000 | 4,663 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 35 | 4,261 |
| Assets and Liabilities | ||
| Total Assets: | $257,333,000 | 2,593 |
| Cash and due from depository institutions | $5,665,000 | 4,261 |
| Interest-bearing balances | $3,127,000 | 3,140 |
| Securities | $36,325,000 | 3,025 |
| Federal funds sold & reverse repurchase agreements | $471,000 | 4,939 |
| Net loans & leases | $188,783,000 | 2,463 |
| Loan loss allowance | $3,056,000 | 2,135 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,993,000 | 1,446 |
| Other real estate owned | $8,131,000 | 4,261 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $8,965,000 | 2,049 |
| Life insurance assets | $3,724,000 | 1,601 |
| Total liabilities and capital | $257,333,000 | 2,593 |
| Total liabilities | $237,657,000 | 2,529 |
| Total deposits | $221,299,000 | 2,454 |
| Interest-bearing deposits | $215,577,000 | 2,206 |
| Deposits held in domestic offices | $221,299,000 | 2,452 |
| % insured | 65.75% | 6,688 |
| Federal funds purchased & repurchase agreements | $1,176,000 | 2,280 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $13,900,000 | 2,564 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,282,000 | 3,196 |
| Total equity capital | $19,676,000 | 3,319 |
| Total bank equity capital | $19,676,000 | 3,318 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,795,000 | 771 |
| Surplus | $13,274,000 | 2,161 |
| Undivided profits | $-393,000 | 7,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,033,000 | 1,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,795,000 | 1,966 |
| Earning assets | $228,706,000 | 2,680 |
| Long-term assets (5+ years) | $25,488,000 | 3,621 |
| Average Assets, year-to-date | $257,784,500 | 2,568 |
| Average Assets, quarterly | $257,784,500 | 2,568 |
| Volatile liabilities | $64,776,000 | 2,238 |
| Insider loans | $3,556,000 | 2,137 |
| FHLB advances | $13,900,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $13,738,000 | 3,805 |
| Tier 1 (core) risk-based capital | $18,963,000 | 3,311 |
| Tier 2 risk-based capital | $2,695,000 | 2,040 |
| Total risk weighted assets | $215,181,000 | 2,273 |
| Total unused commitments | $13,738,000 | 3,808 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 39 | 3,967 |
| Assets and Liabilities | ||
| Total Assets: | $258,236,000 | 2,556 |
| Cash and due from depository institutions | $6,591,000 | 3,967 |
| Interest-bearing balances | $3,802,000 | 2,221 |
| Securities | $27,309,000 | 3,668 |
| Federal funds sold & reverse repurchase agreements | $7,198,000 | 1,360 |
| Net loans & leases | $190,017,000 | 2,456 |
| Loan loss allowance | $2,948,000 | 2,138 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,100,000 | 1,431 |
| Other real estate owned | $8,845,000 | 3,967 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $9,176,000 | 2,034 |
| Life insurance assets | $3,682,000 | 1,613 |
| Total liabilities and capital | $258,236,000 | 2,556 |
| Total liabilities | $238,239,000 | 2,503 |
| Total deposits | $221,217,000 | 2,394 |
| Interest-bearing deposits | $216,178,000 | 2,149 |
| Deposits held in domestic offices | $221,217,000 | 2,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,800,000 | 2,546 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,222,000 | 3,273 |
| Total equity capital | $19,997,000 | 3,252 |
| Total bank equity capital | $19,997,000 | 3,252 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,795,000 | 770 |
| Surplus | $13,339,000 | 2,138 |
| Undivided profits | $-137,000 | 7,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,948,000 | 973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,215,000 | 1,659 |
| Earning assets | $228,326,000 | 2,656 |
| Long-term assets (5+ years) | $29,157,000 | 3,310 |
| Average Assets, year-to-date | $233,991,200 | 2,714 |
| Average Assets, quarterly | $248,206,500 | 2,633 |
| Volatile liabilities | $60,647,000 | 2,337 |
| Insider loans | $3,774,000 | 2,043 |
| FHLB advances | $15,800,000 | 2,425 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $21,434,000 | 2,946 |
| Tier 1 (core) risk-based capital | $19,536,000 | 3,195 |
| Tier 2 risk-based capital | $2,791,000 | 1,961 |
| Total risk weighted assets | $223,124,000 | 2,201 |
| Total unused commitments | $21,434,000 | 2,946 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 44 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $238,177,000 | 2,740 |
| Cash and due from depository institutions | $8,394,000 | 3,648 |
| Interest-bearing balances | $5,948,000 | 1,172 |
| Securities | $14,487,000 | 5,143 |
| Federal funds sold & reverse repurchase agreements | $20,000 | 5,783 |
| Net loans & leases | $193,766,000 | 2,416 |
| Loan loss allowance | $2,978,000 | 1,955 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,234,000 | 1,406 |
| Other real estate owned | $3,344,000 | 3,648 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,932,000 | 2,081 |
| Life insurance assets | $3,640,000 | 1,609 |
| Total liabilities and capital | $238,177,000 | 2,740 |
| Total liabilities | $218,575,000 | 2,688 |
| Total deposits | $199,624,000 | 2,619 |
| Interest-bearing deposits | $193,617,000 | 2,346 |
| Deposits held in domestic offices | $199,624,000 | 2,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $646,000 | 3,063 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $16,900,000 | 2,462 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,405,000 | 3,053 |
| Total equity capital | $19,602,000 | 3,322 |
| Total bank equity capital | $19,602,000 | 3,322 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,795,000 | 772 |
| Surplus | $12,902,000 | 2,189 |
| Undivided profits | $-95,000 | 7,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,265,000 | 1,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,905,000 | 2,085 |
| Earning assets | $214,221,000 | 2,799 |
| Long-term assets (5+ years) | $13,166,000 | 4,796 |
| Average Assets, year-to-date | $227,930,000 | 2,797 |
| Average Assets, quarterly | $237,113,000 | 2,744 |
| Volatile liabilities | $36,385,000 | 3,357 |
| Insider loans | $3,679,000 | 2,101 |
| FHLB advances | $16,900,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $28,494,000 | 2,550 |
| Tier 1 (core) risk-based capital | $19,735,000 | 3,215 |
| Tier 2 risk-based capital | $2,797,000 | 1,910 |
| Total risk weighted assets | $222,811,000 | 2,212 |
| Total unused commitments | $28,494,000 | 2,552 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 44 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $236,049,000 | 2,774 |
| Cash and due from depository institutions | $6,324,000 | 3,693 |
| Interest-bearing balances | $3,347,000 | 1,658 |
| Securities | $12,210,000 | 5,545 |
| Federal funds sold & reverse repurchase agreements | $3,080,000 | 3,108 |
| Net loans & leases | $191,729,000 | 2,417 |
| Loan loss allowance | $3,027,000 | 1,883 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,130,000 | 1,403 |
| Other real estate owned | $5,025,000 | 3,693 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,551,000 | 2,104 |
| Life insurance assets | $3,597,000 | 1,626 |
| Total liabilities and capital | $236,049,000 | 2,774 |
| Total liabilities | $216,499,000 | 2,705 |
| Total deposits | $197,262,000 | 2,645 |
| Interest-bearing deposits | $190,631,000 | 2,372 |
| Deposits held in domestic offices | $197,262,000 | 2,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,078,000 | 2,468 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,900,000 | 2,465 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,259,000 | 3,278 |
| Total equity capital | $19,550,000 | 3,344 |
| Total bank equity capital | $19,550,000 | 3,344 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,795,000 | 764 |
| Surplus | $12,832,000 | 2,193 |
| Undivided profits | $-77,000 | 7,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 6,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,780,000 | 2,162 |
| Earning assets | $210,366,000 | 2,827 |
| Long-term assets (5+ years) | $12,773,000 | 4,851 |
| Average Assets, year-to-date | $224,514,330 | 2,839 |
| Average Assets, quarterly | $230,258,000 | 2,811 |
| Volatile liabilities | $36,462,000 | 3,350 |
| Insider loans | $3,041,000 | 2,392 |
| FHLB advances | $15,900,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $29,907,000 | 2,542 |
| Tier 1 (core) risk-based capital | $19,717,000 | 3,227 |
| Tier 2 risk-based capital | $2,797,000 | 1,881 |
| Total risk weighted assets | $223,532,000 | 2,191 |
| Total unused commitments | $29,907,000 | 2,544 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 42 | 3,835 |
| Assets and Liabilities | ||
| Total Assets: | $224,467,000 | 2,875 |
| Cash and due from depository institutions | $5,680,000 | 3,835 |
| Interest-bearing balances | $3,634,000 | 1,726 |
| Securities | $10,187,000 | 5,903 |
| Federal funds sold & reverse repurchase agreements | $5,807,000 | 2,860 |
| Net loans & leases | $185,054,000 | 2,441 |
| Loan loss allowance | $1,944,000 | 2,659 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,440,000 | 1,513 |
| Other real estate owned | $1,666,000 | 3,835 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $7,633,000 | 2,238 |
| Life insurance assets | $3,555,000 | 1,623 |
| Total liabilities and capital | $224,467,000 | 2,875 |
| Total liabilities | $204,754,000 | 2,816 |
| Total deposits | $188,528,000 | 2,761 |
| Interest-bearing deposits | $183,885,000 | 2,462 |
| Deposits held in domestic offices | $188,528,000 | 2,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $14,900,000 | 2,389 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,326,000 | 3,375 |
| Total equity capital | $19,713,000 | 3,403 |
| Total bank equity capital | $19,713,000 | 3,403 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,795,000 | 758 |
| Surplus | $11,863,000 | 2,309 |
| Undivided profits | $1,055,000 | 6,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,287,000 | 3,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,900,000 | 2,073 |
| Earning assets | $204,682,000 | 2,887 |
| Long-term assets (5+ years) | $10,660,000 | 5,087 |
| Average Assets, year-to-date | $218,747,000 | 2,897 |
| Average Assets, quarterly | $218,747,000 | 2,897 |
| Volatile liabilities | $29,102,000 | 3,829 |
| Insider loans | $3,023,000 | 2,365 |
| FHLB advances | $14,900,000 | 2,306 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $36,751,000 | 2,247 |
| Tier 1 (core) risk-based capital | $19,710,000 | 3,230 |
| Tier 2 risk-based capital | $1,944,000 | 2,499 |
| Total risk weighted assets | $214,040,000 | 2,248 |
| Total unused commitments | $36,751,000 | 2,249 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 38 | 4,148 |
| Assets and Liabilities | ||
| Total Assets: | $213,027,000 | 2,949 |
| Cash and due from depository institutions | $4,334,000 | 4,148 |
| Interest-bearing balances | $2,764,000 | 1,622 |
| Securities | $11,283,000 | 5,797 |
| Federal funds sold & reverse repurchase agreements | $6,113,000 | 2,161 |
| Net loans & leases | $176,186,000 | 2,524 |
| Loan loss allowance | $1,849,000 | 2,714 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,541,000 | 1,701 |
| Other real estate owned | $242,000 | 4,148 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,328,000 | 2,313 |
| Life insurance assets | $3,512,000 | 1,621 |
| Total liabilities and capital | $213,027,000 | 2,949 |
| Total liabilities | $194,868,000 | 2,883 |
| Total deposits | $180,435,000 | 2,829 |
| Interest-bearing deposits | $174,772,000 | 2,552 |
| Deposits held in domestic offices | $180,435,000 | 2,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,100,000 | 2,373 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,333,000 | 3,329 |
| Total equity capital | $18,159,000 | 3,602 |
| Total bank equity capital | $18,159,000 | 3,602 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,795,000 | 741 |
| Surplus | $10,294,000 | 2,522 |
| Undivided profits | $1,070,000 | 6,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 5,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,921,000 | 2,219 |
| Earning assets | $196,346,000 | 2,942 |
| Long-term assets (5+ years) | $9,917,000 | 4,952 |
| Average Assets, year-to-date | $177,001,600 | 3,363 |
| Average Assets, quarterly | $201,361,000 | 3,083 |
| Volatile liabilities | $38,146,000 | 3,203 |
| Insider loans | $3,334,000 | 2,165 |
| FHLB advances | $13,100,000 | 2,265 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $33,158,000 | 2,412 |
| Tier 1 (core) risk-based capital | $18,151,000 | 3,453 |
| Tier 2 risk-based capital | $1,849,000 | 2,578 |
| Total risk weighted assets | $197,958,000 | 2,387 |
| Total unused commitments | $33,158,000 | 2,414 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 36 | 4,324 |
| Assets and Liabilities | ||
| Total Assets: | $189,695,000 | 3,254 |
| Cash and due from depository institutions | $4,315,000 | 4,324 |
| Interest-bearing balances | $2,933,000 | 1,462 |
| Securities | $12,021,000 | 5,719 |
| Federal funds sold & reverse repurchase agreements | $2,528,000 | 3,775 |
| Net loans & leases | $159,500,000 | 2,687 |
| Loan loss allowance | $1,688,000 | 2,877 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,528,000 | 1,670 |
| Other real estate owned | $120,000 | 4,324 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,683,000 | 3,778 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $189,695,000 | 3,254 |
| Total liabilities | $172,815,000 | 3,190 |
| Total deposits | $158,427,000 | 3,151 |
| Interest-bearing deposits | $152,568,000 | 2,845 |
| Deposits held in domestic offices | $158,427,000 | 3,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,100,000 | 2,261 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,288,000 | 3,463 |
| Total equity capital | $16,880,000 | 3,797 |
| Total bank equity capital | $16,880,000 | 3,797 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,795,000 | 711 |
| Surplus | $9,225,000 | 2,689 |
| Undivided profits | $860,000 | 7,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,992,000 | 2,299 |
| Earning assets | $176,982,000 | 3,207 |
| Long-term assets (5+ years) | $10,104,000 | 4,819 |
| Average Assets, year-to-date | $167,995,250 | 3,505 |
| Average Assets, quarterly | $183,829,000 | 3,311 |
| Volatile liabilities | $30,011,000 | 3,752 |
| Insider loans | $3,354,000 | 2,132 |
| FHLB advances | $13,100,000 | 2,156 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $34,151,000 | 2,380 |
| Tier 1 (core) risk-based capital | $16,932,000 | 3,681 |
| Tier 2 risk-based capital | $1,688,000 | 2,756 |
| Total risk weighted assets | $177,623,000 | 2,564 |
| Total unused commitments | $34,151,000 | 2,380 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 36 | 4,360 |
| Assets and Liabilities | ||
| Total Assets: | $177,963,000 | 3,416 |
| Cash and due from depository institutions | $8,965,000 | 4,360 |
| Interest-bearing balances | $3,108,000 | 1,433 |
| Securities | $10,489,000 | 6,020 |
| Federal funds sold & reverse repurchase agreements | $21,000 | 6,257 |
| Net loans & leases | $147,820,000 | 2,869 |
| Loan loss allowance | $1,553,000 | 3,076 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,383,000 | 1,697 |
| Other real estate owned | $0 | 4,360 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,285,000 | 4,039 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $177,963,000 | 3,416 |
| Total liabilities | $161,458,000 | 3,378 |
| Total deposits | $145,214,000 | 3,413 |
| Interest-bearing deposits | $138,038,000 | 3,116 |
| Deposits held in domestic offices | $145,214,000 | 3,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,062,000 | 2,270 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,100,000 | 2,171 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,082,000 | 3,685 |
| Total equity capital | $16,505,000 | 3,803 |
| Total bank equity capital | $16,505,000 | 3,803 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,795,000 | 706 |
| Surplus | $9,156,000 | 2,687 |
| Undivided profits | $554,000 | 7,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,648,000 | 2,565 |
| Earning assets | $161,438,000 | 3,444 |
| Long-term assets (5+ years) | $7,773,000 | 5,208 |
| Average Assets, year-to-date | $160,762,000 | 3,653 |
| Average Assets, quarterly | $170,621,000 | 3,511 |
| Volatile liabilities | $26,982,000 | 3,966 |
| Insider loans | $3,265,000 | 2,168 |
| FHLB advances | $13,100,000 | 2,056 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $34,817,000 | 2,381 |
| Tier 1 (core) risk-based capital | $16,633,000 | 3,704 |
| Tier 2 risk-based capital | $1,553,000 | 2,956 |
| Total risk weighted assets | $166,317,000 | 2,714 |
| Total unused commitments | $34,817,000 | 2,381 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 30 | 4,912 |
| Assets and Liabilities | ||
| Total Assets: | $163,279,000 | 3,659 |
| Cash and due from depository institutions | $7,570,000 | 4,912 |
| Interest-bearing balances | $6,453,000 | 941 |
| Securities | $10,196,000 | 6,085 |
| Federal funds sold & reverse repurchase agreements | $4,446,000 | 3,594 |
| Net loans & leases | $131,073,000 | 3,170 |
| Loan loss allowance | $1,372,000 | 3,377 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,850,000 | 1,802 |
| Other real estate owned | $0 | 4,912 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,144,000 | 4,058 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $163,279,000 | 3,659 |
| Total liabilities | $146,958,000 | 3,629 |
| Total deposits | $133,633,000 | 3,667 |
| Interest-bearing deposits | $127,437,000 | 3,335 |
| Deposits held in domestic offices | $133,633,000 | 3,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,100,000 | 2,195 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,225,000 | 3,457 |
| Total equity capital | $16,321,000 | 3,847 |
| Total bank equity capital | $16,321,000 | 3,847 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,795,000 | 690 |
| Surplus | $9,087,000 | 2,661 |
| Undivided profits | $439,000 | 7,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,591,000 | 2,557 |
| Earning assets | $152,168,000 | 3,599 |
| Long-term assets (5+ years) | $7,794,000 | 5,160 |
| Average Assets, year-to-date | $152,161,500 | 3,826 |
| Average Assets, quarterly | $152,161,500 | 3,826 |
| Volatile liabilities | $27,951,000 | 3,800 |
| Insider loans | $3,346,000 | 2,071 |
| FHLB advances | $12,100,000 | 2,085 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $36,915,000 | 2,273 |
| Tier 1 (core) risk-based capital | $16,385,000 | 3,732 |
| Tier 2 risk-based capital | $1,372,000 | 3,219 |
| Total risk weighted assets | $149,385,000 | 2,970 |
| Total unused commitments | $36,915,000 | 2,273 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 28 | 5,134 |
| Assets and Liabilities | ||
| Total Assets: | $141,044,000 | 4,029 |
| Cash and due from depository institutions | $3,244,000 | 5,134 |
| Interest-bearing balances | $2,081,000 | 1,849 |
| Securities | $6,808,000 | 6,849 |
| Federal funds sold & reverse repurchase agreements | $3,762,000 | 3,377 |
| Net loans & leases | $117,693,000 | 3,403 |
| Loan loss allowance | $1,235,000 | 3,599 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,787,000 | 1,784 |
| Other real estate owned | $0 | 5,134 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,750,000 | 4,429 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $141,044,000 | 4,029 |
| Total liabilities | $124,893,000 | 4,048 |
| Total deposits | $112,085,000 | 4,095 |
| Interest-bearing deposits | $106,893,000 | 3,763 |
| Deposits held in domestic offices | $112,085,000 | 4,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,978,000 | 2,258 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,100,000 | 2,651 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,730,000 | 2,691 |
| Total equity capital | $16,151,000 | 3,806 |
| Total bank equity capital | $16,151,000 | 3,806 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,795,000 | 681 |
| Surplus | $9,017,000 | 2,637 |
| Undivided profits | $339,000 | 7,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,376,000 | 3,014 |
| Earning assets | $130,344,000 | 4,010 |
| Long-term assets (5+ years) | $5,493,000 | 5,667 |
| Average Assets, year-to-date | $114,053,400 | 4,510 |
| Average Assets, quarterly | $130,804,000 | 4,218 |
| Volatile liabilities | $34,578,000 | 3,417 |
| Insider loans | $3,605,000 | 1,933 |
| FHLB advances | $9,100,000 | 2,541 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $30,447,000 | 2,587 |
| Tier 1 (core) risk-based capital | $16,217,000 | 3,691 |
| Tier 2 risk-based capital | $1,235,000 | 3,445 |
| Total risk weighted assets | $135,907,000 | 3,182 |
| Total unused commitments | $30,447,000 | 2,587 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 25 | 5,537 |
| Assets and Liabilities | ||
| Total Assets: | $120,564,000 | 4,443 |
| Cash and due from depository institutions | $2,978,000 | 5,537 |
| Interest-bearing balances | $1,584,000 | 1,991 |
| Securities | $6,872,000 | 6,916 |
| Federal funds sold & reverse repurchase agreements | $2,452,000 | 3,589 |
| Net loans & leases | $100,075,000 | 3,824 |
| Loan loss allowance | $1,113,000 | 3,890 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,070,000 | 1,972 |
| Other real estate owned | $0 | 5,537 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,117,000 | 5,097 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $120,564,000 | 4,443 |
| Total liabilities | $104,634,000 | 4,531 |
| Total deposits | $94,566,000 | 4,531 |
| Interest-bearing deposits | $89,269,000 | 4,200 |
| Deposits held in domestic offices | $94,566,000 | 4,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,100,000 | 2,792 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $968,000 | 3,925 |
| Total equity capital | $15,930,000 | 3,820 |
| Total bank equity capital | $15,930,000 | 3,820 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,795,000 | 666 |
| Surplus | $8,949,000 | 2,636 |
| Undivided profits | $186,000 | 7,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,193,000 | 3,415 |
| Earning assets | $110,983,000 | 4,441 |
| Long-term assets (5+ years) | $5,991,000 | 5,541 |
| Average Assets, year-to-date | $107,305,750 | 4,701 |
| Average Assets, quarterly | $115,721,000 | 4,544 |
| Volatile liabilities | $39,881,000 | 3,087 |
| Insider loans | $3,321,000 | 2,022 |
| FHLB advances | $9,100,000 | 2,659 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $23,508,000 | 3,064 |
| Tier 1 (core) risk-based capital | $16,010,000 | 3,723 |
| Tier 2 risk-based capital | $1,113,000 | 3,706 |
| Total risk weighted assets | $114,929,000 | 3,585 |
| Total unused commitments | $23,508,000 | 3,064 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 25 | 5,546 |
| Assets and Liabilities | ||
| Total Assets: | $110,878,000 | 4,679 |
| Cash and due from depository institutions | $2,864,000 | 5,546 |
| Interest-bearing balances | $1,584,000 | 2,010 |
| Securities | $6,585,000 | 7,006 |
| Federal funds sold & reverse repurchase agreements | $377,000 | 5,245 |
| Net loans & leases | $94,841,000 | 3,933 |
| Loan loss allowance | $1,056,000 | 3,998 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,453,000 | 2,595 |
| Other real estate owned | $0 | 5,546 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,758,000 | 5,477 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $110,878,000 | 4,679 |
| Total liabilities | $95,277,000 | 4,781 |
| Total deposits | $85,398,000 | 4,827 |
| Interest-bearing deposits | $80,334,000 | 4,498 |
| Deposits held in domestic offices | $85,398,000 | 4,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,100,000 | 2,817 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $779,000 | 4,130 |
| Total equity capital | $15,601,000 | 3,759 |
| Total bank equity capital | $15,601,000 | 3,759 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,795,000 | 645 |
| Surplus | $8,869,000 | 2,591 |
| Undivided profits | $-63,000 | 7,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $892,000 | 3,973 |
| Earning assets | $103,387,000 | 4,636 |
| Long-term assets (5+ years) | $6,767,000 | 5,290 |
| Average Assets, year-to-date | $102,886,330 | 4,871 |
| Average Assets, quarterly | $107,892,000 | 4,734 |
| Volatile liabilities | $38,015,000 | 3,126 |
| Insider loans | $3,434,000 | 1,944 |
| FHLB advances | $9,100,000 | 2,681 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $25,166,000 | 2,953 |
| Tier 1 (core) risk-based capital | $15,759,000 | 3,707 |
| Tier 2 risk-based capital | $1,055,000 | 3,827 |
| Total risk weighted assets | $108,100,000 | 3,716 |
| Total unused commitments | $25,166,000 | 2,954 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 22 | 5,907 |
| Assets and Liabilities | ||
| Total Assets: | $104,906,000 | 4,835 |
| Cash and due from depository institutions | $2,498,000 | 5,907 |
| Interest-bearing balances | $1,584,000 | 2,139 |
| Securities | $6,023,000 | 7,170 |
| Federal funds sold & reverse repurchase agreements | $949,000 | 5,172 |
| Net loans & leases | $89,770,000 | 4,003 |
| Loan loss allowance | $999,000 | 4,135 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,876,000 | 2,837 |
| Other real estate owned | $0 | 5,907 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,790,000 | 5,328 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $104,906,000 | 4,835 |
| Total liabilities | $89,608,000 | 4,961 |
| Total deposits | $81,250,000 | 5,002 |
| Interest-bearing deposits | $76,298,000 | 4,631 |
| Deposits held in domestic offices | $81,250,000 | 4,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,700,000 | 2,953 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $658,000 | 4,530 |
| Total equity capital | $15,298,000 | 3,797 |
| Total bank equity capital | $15,298,000 | 3,797 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,795,000 | 629 |
| Surplus | $7,984,000 | 2,729 |
| Undivided profits | $519,000 | 7,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $921,000 | 3,681 |
| Earning assets | $98,326,000 | 4,781 |
| Long-term assets (5+ years) | $6,134,000 | 5,451 |
| Average Assets, year-to-date | $98,890,500 | 4,984 |
| Average Assets, quarterly | $98,890,500 | 4,984 |
| Volatile liabilities | $34,045,000 | 3,258 |
| Insider loans | $1,891,000 | 2,959 |
| FHLB advances | $7,700,000 | 2,843 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $22,477,000 | 3,119 |
| Tier 1 (core) risk-based capital | $15,414,000 | 3,719 |
| Tier 2 risk-based capital | $789,000 | 4,566 |
| Total risk weighted assets | $101,659,000 | 3,806 |
| Total unused commitments | $22,477,000 | 3,120 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 21 | 6,052 |
| Assets and Liabilities | ||
| Total Assets: | $92,875,000 | 5,203 |
| Cash and due from depository institutions | $2,482,000 | 6,052 |
| Interest-bearing balances | $1,584,000 | 2,157 |
| Securities | $5,655,000 | 7,305 |
| Federal funds sold & reverse repurchase agreements | $557,000 | 5,329 |
| Net loans & leases | $79,287,000 | 4,324 |
| Loan loss allowance | $879,000 | 4,463 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,463,000 | 3,078 |
| Other real estate owned | $0 | 6,052 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,431,000 | 5,893 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $92,875,000 | 5,203 |
| Total liabilities | $77,716,000 | 5,391 |
| Total deposits | $71,853,000 | 5,380 |
| Interest-bearing deposits | $68,016,000 | 4,959 |
| Deposits held in domestic offices | $71,853,000 | 5,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $863,000 | 3,839 |
| Total equity capital | $15,159,000 | 3,790 |
| Total bank equity capital | $15,159,000 | 3,790 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,811,000 | 617 |
| Surplus | $7,993,000 | 2,695 |
| Undivided profits | $355,000 | 7,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $654,000 | 4,833 |
| Earning assets | $87,083,000 | 5,124 |
| Long-term assets (5+ years) | $6,403,000 | 5,393 |
| Average Assets, year-to-date | $75,979,600 | 5,689 |
| Average Assets, quarterly | $86,810,000 | 5,374 |
| Volatile liabilities | $27,385,000 | 3,676 |
| Insider loans | $893,000 | 4,411 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $17,153,000 | 3,606 |
| Tier 1 (core) risk-based capital | $15,252,000 | 3,698 |
| Tier 2 risk-based capital | $879,000 | 4,242 |
| Total risk weighted assets | $87,879,000 | 4,180 |
| Total unused commitments | $17,153,000 | 3,608 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 21 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $80,745,000 | 5,606 |
| Cash and due from depository institutions | $2,678,000 | 6,075 |
| Interest-bearing balances | $1,584,000 | 2,230 |
| Securities | $5,816,000 | 7,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $68,184,000 | 4,717 |
| Loan loss allowance | $745,000 | 4,949 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,695,000 | 3,637 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,372,000 | 5,967 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $80,745,000 | 5,606 |
| Total liabilities | $66,954,000 | 5,824 |
| Total deposits | $62,136,000 | 5,803 |
| Interest-bearing deposits | $57,880,000 | 5,440 |
| Deposits held in domestic offices | $62,136,000 | 5,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $751,000 | 2,976 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,500,000 | 4,172 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $567,000 | 4,848 |
| Total equity capital | $13,791,000 | 4,066 |
| Total bank equity capital | $13,791,000 | 4,066 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,285,000 | 627 |
| Surplus | $7,378,000 | 2,795 |
| Undivided profits | $128,000 | 7,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $409,000 | 6,357 |
| Earning assets | $75,584,000 | 5,545 |
| Long-term assets (5+ years) | $6,438,000 | 5,438 |
| Average Assets, year-to-date | $71,755,750 | 5,861 |
| Average Assets, quarterly | $78,351,000 | 5,653 |
| Volatile liabilities | $20,720,000 | 4,314 |
| Insider loans | $2,160,000 | 2,683 |
| FHLB advances | $3,500,000 | 4,003 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $12,548,000 | 4,166 |
| Tier 1 (core) risk-based capital | $13,886,000 | 3,966 |
| Tier 2 risk-based capital | $745,000 | 4,674 |
| Total risk weighted assets | $73,802,000 | 4,631 |
| Total unused commitments | $12,548,000 | 4,168 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 18 | 6,516 |
| Assets and Liabilities | ||
| Total Assets: | $75,957,000 | 5,755 |
| Cash and due from depository institutions | $2,349,000 | 6,516 |
| Interest-bearing balances | $1,089,000 | 2,629 |
| Securities | $5,454,000 | 7,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $65,203,000 | 4,773 |
| Loan loss allowance | $684,000 | 5,150 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,692,000 | 4,702 |
| Other real estate owned | $0 | 6,516 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,259,000 | 6,005 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $75,957,000 | 5,755 |
| Total liabilities | $66,846,000 | 5,773 |
| Total deposits | $60,959,000 | 5,811 |
| Interest-bearing deposits | $57,172,000 | 5,461 |
| Deposits held in domestic offices | $60,959,000 | 5,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,049,000 | 2,799 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,400,000 | 3,817 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $438,000 | 5,208 |
| Total equity capital | $9,111,000 | 5,385 |
| Total bank equity capital | $9,111,000 | 5,385 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,652,000 | 900 |
| Surplus | $4,436,000 | 3,898 |
| Undivided profits | $23,000 | 8,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $353,000 | 6,516 |
| Earning assets | $71,746,000 | 5,644 |
| Long-term assets (5+ years) | $4,390,000 | 6,096 |
| Average Assets, year-to-date | $68,759,330 | 5,987 |
| Average Assets, quarterly | $71,608,000 | 5,885 |
| Volatile liabilities | $21,222,000 | 4,138 |
| Insider loans | $2,143,000 | 2,639 |
| FHLB advances | $4,400,000 | 3,675 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,290,000 | 4,807 |
| Tier 1 (core) risk-based capital | $9,152,000 | 5,269 |
| Tier 2 risk-based capital | $684,000 | 4,879 |
| Total risk weighted assets | $68,323,000 | 4,809 |
| Total unused commitments | $9,290,000 | 4,809 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 14 | 7,208 |
| Assets and Liabilities | ||
| Total Assets: | $67,259,000 | 6,128 |
| Cash and due from depository institutions | $1,837,000 | 7,208 |
| Interest-bearing balances | $1,099,000 | 2,616 |
| Securities | $4,441,000 | 7,733 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $58,021,000 | 5,096 |
| Loan loss allowance | $610,000 | 5,505 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,683,000 | 4,748 |
| Other real estate owned | $0 | 7,208 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,277,000 | 5,993 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $67,259,000 | 6,128 |
| Total liabilities | $59,270,000 | 6,152 |
| Total deposits | $52,519,000 | 6,288 |
| Interest-bearing deposits | $49,385,000 | 5,949 |
| Deposits held in domestic offices | $52,519,000 | 6,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $970,000 | 2,635 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,500,000 | 3,378 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $281,000 | 6,195 |
| Total equity capital | $7,989,000 | 5,757 |
| Total bank equity capital | $7,989,000 | 5,757 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,315,000 | 954 |
| Surplus | $3,831,000 | 4,216 |
| Undivided profits | $-157,000 | 8,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $321,000 | 6,712 |
| Earning assets | $63,561,000 | 6,032 |
| Long-term assets (5+ years) | $2,235,000 | 6,912 |
| Average Assets, year-to-date | $65,160,500 | 6,210 |
| Average Assets, quarterly | $65,160,500 | 6,210 |
| Volatile liabilities | $15,839,000 | 4,732 |
| Insider loans | $2,313,000 | 2,460 |
| FHLB advances | $5,500,000 | 3,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,372,000 | 5,546 |
| Tier 1 (core) risk-based capital | $8,099,000 | 5,643 |
| Tier 2 risk-based capital | $610,000 | 5,206 |
| Total risk weighted assets | $60,543,000 | 5,142 |
| Total unused commitments | $6,372,000 | 5,549 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 13 | 7,405 |
| Assets and Liabilities | ||
| Total Assets: | $63,062,000 | 6,336 |
| Cash and due from depository institutions | $1,540,000 | 7,405 |
| Interest-bearing balances | $1,099,000 | 2,673 |
| Securities | $4,634,000 | 7,730 |
| Federal funds sold & reverse repurchase agreements | $1,349,000 | 4,494 |
| Net loans & leases | $53,110,000 | 5,322 |
| Loan loss allowance | $548,000 | 5,788 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,699,000 | 4,708 |
| Other real estate owned | $0 | 7,405 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $730,000 | 7,194 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $63,062,000 | 6,336 |
| Total liabilities | $56,669,000 | 6,290 |
| Total deposits | $50,982,000 | 6,397 |
| Interest-bearing deposits | $47,685,000 | 6,046 |
| Deposits held in domestic offices | $50,982,000 | 6,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,500,000 | 3,420 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $187,000 | 6,990 |
| Total equity capital | $6,393,000 | 6,539 |
| Total bank equity capital | $6,393,000 | 6,539 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,916,000 | 1,039 |
| Surplus | $3,112,000 | 4,634 |
| Undivided profits | $-635,000 | 8,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $275,000 | 7,124 |
| Earning assets | $60,192,000 | 6,209 |
| Long-term assets (5+ years) | $3,406,000 | 6,565 |
| Average Assets, year-to-date | $46,568,200 | 7,044 |
| Average Assets, quarterly | $59,650,500 | 6,485 |
| Volatile liabilities | $15,586,000 | 4,725 |
| Insider loans | $1,459,000 | 3,392 |
| FHLB advances | $5,500,000 | 3,263 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $8,932,000 | 4,703 |
| Tier 1 (core) risk-based capital | $6,431,000 | 6,403 |
| Tier 2 risk-based capital | $548,000 | 5,499 |
| Total risk weighted assets | $54,702,000 | 5,433 |
| Total unused commitments | $8,932,000 | 4,705 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 13 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $56,239,000 | 6,638 |
| Cash and due from depository institutions | $2,085,000 | 7,445 |
| Interest-bearing balances | $1,099,000 | 2,752 |
| Securities | $4,733,000 | 7,741 |
| Federal funds sold & reverse repurchase agreements | $1,010,000 | 4,508 |
| Net loans & leases | $46,100,000 | 5,711 |
| Loan loss allowance | $466,000 | 6,272 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,736,000 | 4,607 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $575,000 | 7,725 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $56,239,000 | 6,638 |
| Total liabilities | $49,989,000 | 6,603 |
| Total deposits | $46,291,000 | 6,621 |
| Interest-bearing deposits | $43,226,000 | 6,327 |
| Deposits held in domestic offices | $46,291,000 | 6,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,500,000 | 4,031 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $198,000 | 7,143 |
| Total equity capital | $6,250,000 | 6,633 |
| Total bank equity capital | $6,250,000 | 6,633 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,892,000 | 1,033 |
| Surplus | $3,069,000 | 4,635 |
| Undivided profits | $-711,000 | 8,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $283,000 | 7,201 |
| Earning assets | $52,942,000 | 6,555 |
| Long-term assets (5+ years) | $4,019,000 | 6,436 |
| Average Assets, year-to-date | $42,444,750 | 7,284 |
| Average Assets, quarterly | $50,665,000 | 6,888 |
| Volatile liabilities | $9,584,000 | 5,933 |
| Insider loans | $1,322,000 | 3,508 |
| FHLB advances | $3,500,000 | 3,869 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $7,040,000 | 5,135 |
| Tier 1 (core) risk-based capital | $6,260,000 | 6,501 |
| Tier 2 risk-based capital | $466,000 | 5,961 |
| Total risk weighted assets | $47,645,000 | 5,818 |
| Total unused commitments | $7,040,000 | 5,142 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 13 | 7,481 |
| Assets and Liabilities | ||
| Total Assets: | $45,091,000 | 7,227 |
| Cash and due from depository institutions | $1,676,000 | 7,481 |
| Interest-bearing balances | $1,099,000 | 2,744 |
| Securities | $4,450,000 | 7,878 |
| Federal funds sold & reverse repurchase agreements | $337,000 | 5,304 |
| Net loans & leases | $36,518,000 | 6,320 |
| Loan loss allowance | $369,000 | 6,909 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,703,000 | 4,642 |
| Other real estate owned | $0 | 7,481 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $407,000 | 8,219 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $45,091,000 | 7,227 |
| Total liabilities | $38,967,000 | 7,267 |
| Total deposits | $38,834,000 | 7,103 |
| Interest-bearing deposits | $35,969,000 | 6,860 |
| Deposits held in domestic offices | $38,834,000 | 7,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $133,000 | 7,591 |
| Total equity capital | $6,124,000 | 6,560 |
| Total bank equity capital | $6,124,000 | 6,560 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,892,000 | 1,021 |
| Surplus | $3,069,000 | 4,612 |
| Undivided profits | $-837,000 | 8,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $200,000 | 7,819 |
| Earning assets | $42,404,000 | 7,140 |
| Long-term assets (5+ years) | $4,178,000 | 6,475 |
| Average Assets, year-to-date | $37,846,670 | 7,607 |
| Average Assets, quarterly | $40,845,000 | 7,439 |
| Volatile liabilities | $7,010,000 | 6,605 |
| Insider loans | $1,348,000 | 3,446 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,518,000 | 4,784 |
| Tier 1 (core) risk-based capital | $6,221,000 | 6,459 |
| Tier 2 risk-based capital | $369,000 | 6,622 |
| Total risk weighted assets | $38,007,000 | 6,428 |
| Total unused commitments | $8,518,000 | 4,787 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 13 | 7,492 |
| Assets and Liabilities | ||
| Total Assets: | $36,599,000 | 7,720 |
| Cash and due from depository institutions | $1,878,000 | 7,492 |
| Interest-bearing balances | $1,099,000 | 2,952 |
| Securities | $2,709,000 | 8,297 |
| Federal funds sold & reverse repurchase agreements | $2,513,000 | 4,180 |
| Net loans & leases | $27,541,000 | 6,969 |
| Loan loss allowance | $306,000 | 7,297 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,722,000 | 4,587 |
| Other real estate owned | $0 | 7,492 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $236,000 | 8,693 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $36,599,000 | 7,720 |
| Total liabilities | $30,374,000 | 7,836 |
| Total deposits | $30,274,000 | 7,719 |
| Interest-bearing deposits | $27,530,000 | 7,551 |
| Deposits held in domestic offices | $30,274,000 | 7,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $100,000 | 8,134 |
| Total equity capital | $6,225,000 | 6,601 |
| Total bank equity capital | $6,225,000 | 6,601 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,892,000 | 1,014 |
| Surplus | $3,069,000 | 4,584 |
| Undivided profits | $-736,000 | 8,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $128,000 | 8,453 |
| Earning assets | $33,862,000 | 7,696 |
| Long-term assets (5+ years) | $2,277,000 | 7,091 |
| Average Assets, year-to-date | $34,224,500 | 7,837 |
| Average Assets, quarterly | $34,224,500 | 7,837 |
| Volatile liabilities | $5,521,000 | 6,987 |
| Insider loans | $1,475,000 | 3,243 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,579,000 | 5,672 |
| Tier 1 (core) risk-based capital | $6,211,000 | 6,426 |
| Tier 2 risk-based capital | $306,000 | 7,025 |
| Total risk weighted assets | $29,310,000 | 7,058 |
| Total unused commitments | $5,579,000 | 5,680 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 13 | 7,526 |
| Assets and Liabilities | ||
| Total Assets: | $31,850,000 | 8,008 |
| Cash and due from depository institutions | $782,000 | 7,526 |
| Interest-bearing balances | $396,000 | 3,919 |
| Securities | $2,271,000 | 8,476 |
| Federal funds sold & reverse repurchase agreements | $1,572,000 | 4,399 |
| Net loans & leases | $25,239,000 | 7,187 |
| Loan loss allowance | $281,000 | 7,499 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,744,000 | 4,550 |
| Other real estate owned | $0 | 7,526 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $242,000 | 8,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,850,000 | 8,008 |
| Total liabilities | $25,657,000 | 8,148 |
| Total deposits | $25,583,000 | 8,046 |
| Interest-bearing deposits | $22,477,000 | 7,955 |
| Deposits held in domestic offices | $25,583,000 | 8,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $74,000 | 8,452 |
| Total equity capital | $6,193,000 | 6,563 |
| Total bank equity capital | $6,193,000 | 6,563 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,892,000 | 1,021 |
| Surplus | $3,069,000 | 4,560 |
| Undivided profits | $-768,000 | 8,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $128,000 | 8,512 |
| Earning assets | $29,478,000 | 7,967 |
| Long-term assets (5+ years) | $2,753,000 | 6,986 |
| Average Assets, year-to-date | $22,410,400 | 8,517 |
| Average Assets, quarterly | $28,156,000 | 8,203 |
| Volatile liabilities | $3,909,000 | 7,624 |
| Insider loans | $1,099,000 | 3,817 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $1,785,000 | 7,491 |
| Tier 1 (core) risk-based capital | $6,206,000 | 6,396 |
| Tier 2 risk-based capital | $280,000 | 7,242 |
| Total risk weighted assets | $26,074,000 | 7,355 |
| Total unused commitments | $1,785,000 | 7,495 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 12 | 7,751 |
| Assets and Liabilities | ||
| Total Assets: | $24,462,000 | 8,476 |
| Cash and due from depository institutions | $391,000 | 7,751 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $1,871,000 | 8,596 |
| Federal funds sold & reverse repurchase agreements | $3,857,000 | 3,144 |
| Net loans & leases | $16,291,000 | 8,069 |
| Loan loss allowance | $185,000 | 8,208 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,754,000 | 4,535 |
| Other real estate owned | $0 | 7,751 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $298,000 | 8,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,462,000 | 8,476 |
| Total liabilities | $18,134,000 | 8,659 |
| Total deposits | $18,024,000 | 8,594 |
| Interest-bearing deposits | $14,995,000 | 8,589 |
| Deposits held in domestic offices | $18,024,000 | 8,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $110,000 | 8,293 |
| Total equity capital | $6,328,000 | 6,486 |
| Total bank equity capital | $6,328,000 | 6,486 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,892,000 | 1,014 |
| Surplus | $3,069,000 | 4,514 |
| Undivided profits | $-633,000 | 8,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $157,000 | 8,376 |
| Earning assets | $22,019,000 | 8,477 |
| Long-term assets (5+ years) | $1,461,000 | 7,529 |
| Average Assets, year-to-date | $20,050,500 | 8,700 |
| Average Assets, quarterly | $23,446,000 | 8,526 |
| Volatile liabilities | $1,855,000 | 8,535 |
| Insider loans | $1,110,000 | 3,811 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,867,000 | 7,465 |
| Tier 1 (core) risk-based capital | $6,357,000 | 6,329 |
| Tier 2 risk-based capital | $185,000 | 8,067 |
| Total risk weighted assets | $19,274,000 | 8,017 |
| Total unused commitments | $1,867,000 | 7,474 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 11 | 7,962 |
| Assets and Liabilities | ||
| Total Assets: | $22,430,000 | 8,632 |
| Cash and due from depository institutions | $585,000 | 7,962 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $1,001,000 | 8,820 |
| Federal funds sold & reverse repurchase agreements | $3,749,000 | 3,570 |
| Net loans & leases | $15,146,000 | 8,200 |
| Loan loss allowance | $191,000 | 8,178 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,551,000 | 4,825 |
| Other real estate owned | $122,000 | 7,962 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $276,000 | 8,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,430,000 | 8,632 |
| Total liabilities | $15,866,000 | 8,832 |
| Total deposits | $15,778,000 | 8,772 |
| Interest-bearing deposits | $14,057,000 | 8,687 |
| Deposits held in domestic offices | $15,778,000 | 8,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $88,000 | 8,613 |
| Total equity capital | $6,564,000 | 6,359 |
| Total bank equity capital | $6,564,000 | 6,359 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,892,000 | 1,004 |
| Surplus | $3,069,000 | 4,481 |
| Undivided profits | $-397,000 | 8,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 5,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $147,000 | 8,457 |
| Earning assets | $19,896,000 | 8,637 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $18,580,000 | 8,816 |
| Average Assets, quarterly | $19,821,500 | 8,762 |
| Volatile liabilities | $1,747,000 | 8,621 |
| Insider loans | $317,000 | 6,225 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,735,000 | 7,564 |
| Tier 1 (core) risk-based capital | $6,547,000 | 6,149 |
| Tier 2 risk-based capital | $191,000 | 8,037 |
| Total risk weighted assets | $17,238,000 | 8,223 |
| Total unused commitments | $1,735,000 | 7,578 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 10 | 8,185 |
| Assets and Liabilities | ||
| Total Assets: | $17,213,000 | 8,920 |
| Cash and due from depository institutions | $341,000 | 8,185 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $502,000 | 8,993 |
| Federal funds sold & reverse repurchase agreements | $2,084,000 | 5,214 |
| Net loans & leases | $12,818,000 | 8,449 |
| Loan loss allowance | $195,000 | 8,196 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,222,000 | 5,398 |
| Other real estate owned | $0 | 8,185 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $246,000 | 8,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,213,000 | 8,920 |
| Total liabilities | $10,539,000 | 9,094 |
| Total deposits | $10,421,000 | 9,061 |
| Interest-bearing deposits | $8,795,000 | 9,019 |
| Deposits held in domestic offices | $10,421,000 | 9,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $55,000 | 5,555 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $63,000 | 8,912 |
| Total equity capital | $6,674,000 | 6,219 |
| Total bank equity capital | $6,674,000 | 6,219 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,892,000 | 994 |
| Surplus | $3,069,000 | 4,452 |
| Undivided profits | $-287,000 | 8,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 5,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $137,000 | 8,572 |
| Earning assets | $15,404,000 | 8,912 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $16,655,000 | 8,942 |
| Average Assets, quarterly | $16,655,000 | 8,942 |
| Volatile liabilities | $885,000 | 8,979 |
| Insider loans | $273,000 | 6,455 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,937,000 | 7,405 |
| Tier 1 (core) risk-based capital | $6,674,000 | 6,010 |
| Tier 2 risk-based capital | $174,000 | 8,199 |
| Total risk weighted assets | $13,908,000 | 8,532 |
| Total unused commitments | $1,937,000 | 7,421 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 10 | 8,194 |
| Assets and Liabilities | ||
| Total Assets: | $16,097,000 | 9,010 |
| Cash and due from depository institutions | $152,000 | 8,194 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $4,025,000 | 3,272 |
| Net loans & leases | $10,748,000 | 8,678 |
| Loan loss allowance | $109,000 | 8,793 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,028,000 | 5,795 |
| Other real estate owned | $0 | 8,194 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $144,000 | 9,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,097,000 | 9,010 |
| Total liabilities | $9,274,000 | 9,178 |
| Total deposits | $9,095,000 | 9,154 |
| Interest-bearing deposits | $6,224,000 | 9,146 |
| Deposits held in domestic offices | $9,095,000 | 9,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $68,000 | 5,639 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $111,000 | 8,469 |
| Total equity capital | $6,823,000 | 6,102 |
| Total bank equity capital | $6,823,000 | 6,102 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,892,000 | 985 |
| Surplus | $3,069,000 | 4,395 |
| Undivided profits | $-138,000 | 8,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $103,000 | 8,871 |
| Earning assets | $14,773,000 | 8,971 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $13,006,500 | 9,109 |
| Average Assets, quarterly | $13,006,500 | 9,119 |
| Volatile liabilities | $785,000 | 9,051 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,446,000 | 6,933 |
| Tier 1 (core) risk-based capital | $6,823,000 | 5,862 |
| Tier 2 risk-based capital | $109,000 | 8,735 |
| Total risk weighted assets | $12,537,000 | 8,694 |
| Total unused commitments | $2,446,000 | 6,936 |
| Derivatives | $0 | 527 |