Home > Pickens County Bank > Income and Expense
Pickens County Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 7,041 |
| Total interest expense | $1,736,000 | 7,052 |
| Net interest income | $2,228,000 | 6,819 |
| Provision for loan and lease losses | $54,000 | 6,067 |
| Total noninterest income | $332,000 | 6,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,461 |
| Total noninterest expense | $1,736,000 | 6,633 |
| Salaries and employee benefits | $857,000 | 6,783 |
| Premises and equipment expense | $197,000 | 7,255 |
| Additional noninterest expense | $682,000 | 5,977 |
| Pre-tax net operating income | $770,000 | 6,961 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $251,000 | 6,635 |
| Income before extraordinary items | $519,000 | 7,111 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $519,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $215,000 | 5,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $519,000 | 7,089 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 7,239 |
| Total interest expense | $1,325,000 | 7,471 |
| Net interest income | $2,245,000 | 6,984 |
| Provision for loan and lease losses | $-200,000 | 12,313 |
| Total noninterest income | $380,000 | 6,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,815 |
| Total noninterest expense | $1,734,000 | 6,889 |
| Salaries and employee benefits | $850,000 | 6,926 |
| Premises and equipment expense | $184,000 | 7,770 |
| Additional noninterest expense | $700,000 | 6,311 |
| Pre-tax net operating income | $1,091,000 | 5,599 |
| Securities gains (losses) | $41,000 | 1,276 |
| Applicable income taxes | $382,000 | 4,925 |
| Income before extraordinary items | $750,000 | 5,613 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $750,000 | 5,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $722,940 | 5,860 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 7,631 |
| Total interest expense | $1,424,000 | 7,454 |
| Net interest income | $2,010,000 | 7,643 |
| Provision for loan and lease losses | $49,000 | 7,550 |
| Total noninterest income | $398,000 | 6,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,846 |
| Total noninterest expense | $1,603,000 | 7,495 |
| Salaries and employee benefits | $843,000 | 7,059 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $630,000 | 7,080 |
| Pre-tax net operating income | $756,000 | 7,055 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $217,000 | 7,313 |
| Income before extraordinary items | $539,000 | 7,233 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $539,000 | 7,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,512 |
| Cash dividends | $209,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $539,000 | 6,980 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 7,881 |
| Total interest expense | $1,763,000 | 7,725 |
| Net interest income | $1,954,000 | 7,887 |
| Provision for loan and lease losses | $221,000 | 4,952 |
| Total noninterest income | $390,000 | 6,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 6,089 |
| Total noninterest expense | $1,573,000 | 7,659 |
| Salaries and employee benefits | $777,000 | 7,417 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $660,000 | 7,033 |
| Pre-tax net operating income | $550,000 | 8,068 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $167,000 | 8,227 |
| Income before extraordinary items | $419,000 | 8,029 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $419,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 6,122 |
| Cash dividends | $107,000 | 6,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $393,080 | 7,928 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.