Home > Pickens County Bank > Assets and Liabilities
Pickens County Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $50,452,000 | 7,390 |
| Cash and due from depository institutions | $895,000 | 6,788 |
| Interest-bearing balances | $199,000 | 4,260 |
| Securities | $10,830,000 | 7,988 |
| Federal funds sold & reverse repurchase agreements | $703,000 | 7,885 |
| Net loans & leases | $36,463,000 | 6,204 |
| Loan loss allowance | $493,000 | 6,115 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $967,000 | 6,155 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $594,000 | 8,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,452,000 | 7,390 |
| Total liabilities | $45,126,000 | 7,371 |
| Total deposits | $44,915,000 | 7,215 |
| Interest-bearing deposits | $38,880,000 | 7,174 |
| Deposits held in domestic offices | $44,915,000 | 7,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $63,000 | 4,596 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $148,000 | 10,462 |
| Total equity capital | $5,326,000 | 7,079 |
| Total bank equity capital | $5,326,000 | 7,079 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $520,000 | 5,331 |
| Surplus | $3,480,000 | 3,837 |
| Undivided profits | $1,326,000 | 8,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 7,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $187,000 | 9,019 |
| Earning assets | $48,195,000 | 7,202 |
| Long-term assets (5+ years) | $7,430,000 | 4,787 |
| Average Assets, year-to-date | $47,928,400 | 7,393 |
| Average Assets, quarterly | $49,658,500 | 7,386 |
| Volatile liabilities | $6,157,000 | 6,200 |
| Insider loans | $1,352,000 | 2,995 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,292,000 | 4,829 |
| Tier 1 (core) risk-based capital | $5,298,000 | 6,972 |
| Tier 2 risk-based capital | $416,260 | 6,006 |
| Total risk weighted assets | $33,223,760 | 6,762 |
| Total unused commitments | $5,292,000 | 4,844 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $47,321,000 | 7,746 |
| Cash and due from depository institutions | $1,106,000 | 6,864 |
| Interest-bearing balances | $396,000 | 3,631 |
| Securities | $10,178,000 | 8,692 |
| Federal funds sold & reverse repurchase agreements | $661,000 | 6,314 |
| Net loans & leases | $33,908,000 | 6,503 |
| Loan loss allowance | $442,000 | 6,729 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $840,000 | 6,721 |
| Other real estate owned | $0 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $628,000 | 8,713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,321,000 | 7,746 |
| Total liabilities | $42,482,000 | 7,775 |
| Total deposits | $42,239,000 | 7,580 |
| Interest-bearing deposits | $36,541,000 | 7,516 |
| Deposits held in domestic offices | $42,239,000 | 7,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $24,000 | 5,182 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $219,000 | 8,639 |
| Total equity capital | $4,839,000 | 7,299 |
| Total bank equity capital | $4,839,000 | 7,299 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $520,000 | 5,618 |
| Surplus | $3,080,000 | 4,043 |
| Undivided profits | $1,239,000 | 8,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 7,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $164,000 | 9,335 |
| Earning assets | $45,143,000 | 7,539 |
| Long-term assets (5+ years) | $7,659,000 | 4,832 |
| Average Assets, year-to-date | $45,852,800 | 7,769 |
| Average Assets, quarterly | $46,889,500 | 7,755 |
| Volatile liabilities | $5,714,000 | 6,255 |
| Insider loans | $1,744,000 | 2,343 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,251,000 | 5,379 |
| Tier 1 (core) risk-based capital | $4,994,000 | 7,233 |
| Tier 2 risk-based capital | $388,570 | 6,366 |
| Total risk weighted assets | $31,031,770 | 7,085 |
| Total unused commitments | $4,251,000 | 5,386 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $44,622,000 | 8,283 |
| Cash and due from depository institutions | $5,485,000 | 6,938 |
| Interest-bearing balances | $4,655,000 | 1,301 |
| Securities | $8,700,000 | 9,590 |
| Federal funds sold & reverse repurchase agreements | $412,000 | 9,358 |
| Net loans & leases | $28,853,000 | 7,178 |
| Loan loss allowance | $641,000 | 5,320 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $601,000 | 8,103 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $571,000 | 8,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,622,000 | 8,283 |
| Total liabilities | $40,019,000 | 8,323 |
| Total deposits | $39,355,000 | 8,235 |
| Interest-bearing deposits | $34,829,000 | 8,078 |
| Deposits held in domestic offices | $39,355,000 | 8,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $211,000 | 3,625 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $278,000 | 3,831 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $175,000 | 9,791 |
| Total equity capital | $4,603,000 | 7,688 |
| Total bank equity capital | $4,603,000 | 7,688 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $520,000 | 5,872 |
| Surplus | $3,080,000 | 4,010 |
| Undivided profits | $1,003,000 | 9,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $192,000 | 8,348 |
| Earning assets | $42,620,000 | 8,064 |
| Long-term assets (5+ years) | $8,154,000 | 4,973 |
| Average Assets, year-to-date | $44,408,800 | 8,143 |
| Average Assets, quarterly | $44,957,000 | 8,174 |
| Volatile liabilities | $5,259,000 | 6,347 |
| Insider loans | $1,807,000 | 2,258 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,184,000 | 6,204 |
| Tier 1 (core) risk-based capital | $4,544,000 | 7,680 |
| Tier 2 risk-based capital | $338,620 | 7,017 |
| Total risk weighted assets | $26,787,120 | 7,802 |
| Total unused commitments | $3,184,000 | 6,225 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $44,590,000 | 8,441 |
| Cash and due from depository institutions | $4,419,000 | 7,064 |
| Interest-bearing balances | $3,071,000 | 2,063 |
| Securities | $9,640,000 | 9,303 |
| Federal funds sold & reverse repurchase agreements | $1,276,000 | 8,032 |
| Net loans & leases | $27,813,000 | 7,404 |
| Loan loss allowance | $694,000 | 5,040 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $533,000 | 8,684 |
| Other real estate owned | $126,000 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $783,000 | 7,505 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,590,000 | 8,441 |
| Total liabilities | $40,376,000 | 8,469 |
| Total deposits | $40,001,000 | 8,355 |
| Interest-bearing deposits | $35,877,000 | 8,153 |
| Deposits held in domestic offices | $40,001,000 | 8,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $265,000 | 3,673 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $110,000 | 12,094 |
| Total equity capital | $4,214,000 | 8,019 |
| Total bank equity capital | $4,214,000 | 8,019 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $520,000 | 6,183 |
| Surplus | $2,680,000 | 4,404 |
| Undivided profits | $1,014,000 | 9,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,342,000 | 2,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $210,000 | 8,430 |
| Earning assets | $41,800,000 | 8,279 |
| Long-term assets (5+ years) | $7,008,000 | 5,437 |
| Average Assets, year-to-date | $43,764,200 | 8,384 |
| Average Assets, quarterly | $44,106,500 | 8,437 |
| Volatile liabilities | $5,408,000 | 6,239 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,163,000 | 7,106 |
| Tier 1 (core) risk-based capital | $4,214,000 | 7,959 |
| Tier 2 risk-based capital | $336,530 | 7,069 |
| Total risk weighted assets | $26,565,030 | 7,951 |
| Total unused commitments | $2,163,000 | 7,134 |
| Derivatives | $0 | 651 |