Home > Phenix-Girard Bank > Income and Expense
Phenix-Girard Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,343,000 | 2,658 |
| Total interest expense | $4,901,000 | 2,032 |
| Net interest income | $6,442,000 | 3,010 |
| Provision for loan and lease losses | $75,000 | 2,605 |
| Total noninterest income | $1,419,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $707,000 | 1,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $712,000 | 2,637 |
| Total noninterest expense | $5,994,000 | 2,782 |
| Salaries and employee benefits | $3,628,000 | 2,669 |
| Premises and equipment expense | $398,000 | 3,257 |
| Additional noninterest expense | $712,000 | 2,637 |
| Pre-tax net operating income | $1,792,000 | 3,076 |
| Securities gains (losses) | $57,000 | 372 |
| Applicable income taxes | $147,000 | 2,609 |
| Income before extraordinary items | $1,702,000 | 2,951 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,702,000 | 2,984 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,702,000 | 2,953 |
| Net charge-offs | $44,000 | 1,858 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,649,560 | 3,009 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,326,000 | 2,671 |
| Total interest expense | $3,584,000 | 1,954 |
| Net interest income | $4,742,000 | 3,053 |
| Provision for loan and lease losses | $53,000 | 2,466 |
| Total noninterest income | $1,134,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $532,000 | 1,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $602,000 | 2,488 |
| Total noninterest expense | $4,446,000 | 2,792 |
| Salaries and employee benefits | $2,725,000 | 2,655 |
| Premises and equipment expense | $281,000 | 3,346 |
| Additional noninterest expense | $602,000 | 2,487 |
| Pre-tax net operating income | $1,377,000 | 3,119 |
| Securities gains (losses) | $-15,000 | 3,570 |
| Applicable income taxes | $97,000 | 2,718 |
| Income before extraordinary items | $1,265,000 | 3,034 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,265,000 | 3,066 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,265,000 | 3,035 |
| Net charge-offs | $30,000 | 1,716 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,278,950 | 3,060 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,460,000 | 2,672 |
| Total interest expense | $2,272,000 | 1,865 |
| Net interest income | $3,188,000 | 3,057 |
| Provision for loan and lease losses | $30,000 | 2,429 |
| Total noninterest income | $751,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $359,000 | 1,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 2,484 |
| Total noninterest expense | $2,922,000 | 2,807 |
| Salaries and employee benefits | $1,772,000 | 2,692 |
| Premises and equipment expense | $193,000 | 3,316 |
| Additional noninterest expense | $392,000 | 2,479 |
| Pre-tax net operating income | $987,000 | 3,052 |
| Securities gains (losses) | $25,000 | 402 |
| Applicable income taxes | $70,000 | 2,715 |
| Income before extraordinary items | $942,000 | 2,942 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $942,000 | 2,974 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $942,000 | 2,941 |
| Net charge-offs | $21,000 | 1,520 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $918,750 | 2,988 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 2,666 |
| Total interest expense | $989,000 | 1,848 |
| Net interest income | $1,730,000 | 2,962 |
| Provision for loan and lease losses | $15,000 | 2,190 |
| Total noninterest income | $563,000 | 1,825 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $143,000 | 1,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $420,000 | 1,672 |
| Total noninterest expense | $1,471,000 | 2,837 |
| Salaries and employee benefits | $846,000 | 2,795 |
| Premises and equipment expense | $100,000 | 3,317 |
| Additional noninterest expense | $420,000 | 1,672 |
| Pre-tax net operating income | $807,000 | 2,560 |
| Securities gains (losses) | $23,000 | 407 |
| Applicable income taxes | $52,000 | 2,536 |
| Income before extraordinary items | $778,000 | 2,412 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $778,000 | 2,412 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $778,000 | 2,412 |
| Net charge-offs | $14,000 | 1,246 |
| Cash dividends | $70,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $756,380 | 2,462 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,970,000 | 2,688 |
| Total interest expense | $983,000 | 2,441 |
| Net interest income | $7,987,000 | 2,684 |
| Provision for loan and lease losses | $92,000 | 2,285 |
| Total noninterest income | $2,139,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $534,000 | 1,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,605,000 | 1,838 |
| Total noninterest expense | $6,294,000 | 2,682 |
| Salaries and employee benefits | $3,633,000 | 2,648 |
| Premises and equipment expense | $413,000 | 3,251 |
| Additional noninterest expense | $1,605,000 | 1,838 |
| Pre-tax net operating income | $3,740,000 | 2,391 |
| Securities gains (losses) | $-92,000 | 3,877 |
| Applicable income taxes | $261,000 | 2,503 |
| Income before extraordinary items | $3,387,000 | 2,303 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,387,000 | 2,302 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,387,000 | 2,302 |
| Net charge-offs | $45,000 | 1,608 |
| Cash dividends | $1,500,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,472,560 | 2,310 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,464,000 | 2,692 |
| Total interest expense | $434,000 | 2,835 |
| Net interest income | $6,030,000 | 2,658 |
| Provision for loan and lease losses | $70,000 | 2,104 |
| Total noninterest income | $1,378,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $391,000 | 1,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $987,000 | 2,071 |
| Total noninterest expense | $4,726,000 | 2,663 |
| Salaries and employee benefits | $2,741,000 | 2,633 |
| Premises and equipment expense | $256,000 | 3,511 |
| Additional noninterest expense | $987,000 | 2,071 |
| Pre-tax net operating income | $2,612,000 | 2,472 |
| Securities gains (losses) | $-130,000 | 4,272 |
| Applicable income taxes | $234,000 | 2,390 |
| Income before extraordinary items | $2,248,000 | 2,438 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,248,000 | 2,437 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,248,000 | 2,437 |
| Net charge-offs | $29,000 | 1,442 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,366,300 | 2,404 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,094,000 | 2,728 |
| Total interest expense | $200,000 | 3,206 |
| Net interest income | $3,894,000 | 2,669 |
| Provision for loan and lease losses | $47,000 | 1,952 |
| Total noninterest income | $975,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $258,000 | 1,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $717,000 | 2,036 |
| Total noninterest expense | $3,130,000 | 2,663 |
| Salaries and employee benefits | $1,813,000 | 2,651 |
| Premises and equipment expense | $163,000 | 3,581 |
| Additional noninterest expense | $1,154,000 | 2,366 |
| Pre-tax net operating income | $1,692,000 | 2,418 |
| Securities gains (losses) | $-47,000 | 4,232 |
| Applicable income taxes | $156,000 | 2,318 |
| Income before extraordinary items | $1,489,000 | 2,350 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,489,000 | 2,350 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,489,000 | 2,350 |
| Net charge-offs | $19,000 | 1,340 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,531,770 | 2,351 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 2,734 |
| Total interest expense | $83,000 | 3,407 |
| Net interest income | $1,896,000 | 2,661 |
| Provision for loan and lease losses | $25,000 | 1,702 |
| Total noninterest income | $508,000 | 2,059 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $133,000 | 1,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 1,968 |
| Total noninterest expense | $1,605,000 | 2,627 |
| Salaries and employee benefits | $935,000 | 2,608 |
| Premises and equipment expense | $86,000 | 3,532 |
| Additional noninterest expense | $584,000 | 2,326 |
| Pre-tax net operating income | $774,000 | 2,432 |
| Securities gains (losses) | $21,000 | 292 |
| Applicable income taxes | $79,000 | 2,227 |
| Income before extraordinary items | $716,000 | 2,331 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $716,000 | 2,330 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $716,000 | 2,331 |
| Net charge-offs | $14,000 | 1,083 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $697,100 | 2,384 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,154,000 | 2,965 |
| Total interest expense | $274,000 | 3,843 |
| Net interest income | $6,880,000 | 2,872 |
| Provision for loan and lease losses | $100,000 | 2,175 |
| Total noninterest income | $2,348,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $489,000 | 1,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,859,000 | 1,992 |
| Total noninterest expense | $6,157,000 | 2,690 |
| Salaries and employee benefits | $3,730,000 | 2,617 |
| Premises and equipment expense | $367,000 | 3,476 |
| Additional noninterest expense | $2,060,000 | 2,549 |
| Pre-tax net operating income | $2,971,000 | 2,705 |
| Securities gains (losses) | $1,762,000 | 155 |
| Applicable income taxes | $338,000 | 2,377 |
| Income before extraordinary items | $4,395,000 | 2,047 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,395,000 | 2,048 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,395,000 | 2,049 |
| Net charge-offs | $41,000 | 1,758 |
| Cash dividends | $1,400,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,756,340 | 2,629 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,285,000 | 3,042 |
| Total interest expense | $195,000 | 3,987 |
| Net interest income | $5,090,000 | 2,932 |
| Provision for loan and lease losses | $70,000 | 2,189 |
| Total noninterest income | $1,807,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $343,000 | 1,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,464,000 | 1,984 |
| Total noninterest expense | $4,453,000 | 2,759 |
| Salaries and employee benefits | $2,801,000 | 2,622 |
| Premises and equipment expense | $281,000 | 3,489 |
| Additional noninterest expense | $1,371,000 | 2,748 |
| Pre-tax net operating income | $2,374,000 | 2,733 |
| Securities gains (losses) | $1,725,000 | 134 |
| Applicable income taxes | $235,000 | 2,472 |
| Income before extraordinary items | $3,864,000 | 1,924 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,864,000 | 1,923 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,864,000 | 1,924 |
| Net charge-offs | $30,000 | 1,572 |
| Cash dividends | $1,400,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,242,500 | 2,635 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 3,080 |
| Total interest expense | $124,000 | 4,103 |
| Net interest income | $3,339,000 | 2,969 |
| Provision for loan and lease losses | $40,000 | 2,250 |
| Total noninterest income | $1,235,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $211,000 | 1,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,024,000 | 1,879 |
| Total noninterest expense | $3,058,000 | 2,699 |
| Salaries and employee benefits | $1,919,000 | 2,576 |
| Premises and equipment expense | $190,000 | 3,481 |
| Additional noninterest expense | $949,000 | 2,679 |
| Pre-tax net operating income | $1,476,000 | 2,788 |
| Securities gains (losses) | $1,259,000 | 134 |
| Applicable income taxes | $156,000 | 2,469 |
| Income before extraordinary items | $2,579,000 | 1,898 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,579,000 | 1,897 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,579,000 | 1,898 |
| Net charge-offs | $13,000 | 1,649 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,395,540 | 2,708 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 3,118 |
| Total interest expense | $60,000 | 4,199 |
| Net interest income | $1,628,000 | 2,978 |
| Provision for loan and lease losses | $10,000 | 2,475 |
| Total noninterest income | $568,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $106,000 | 1,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 1,996 |
| Total noninterest expense | $1,445,000 | 2,792 |
| Salaries and employee benefits | $955,000 | 2,578 |
| Premises and equipment expense | $90,000 | 3,559 |
| Additional noninterest expense | $400,000 | 2,939 |
| Pre-tax net operating income | $741,000 | 2,762 |
| Securities gains (losses) | $1,264,000 | 91 |
| Applicable income taxes | $78,000 | 2,437 |
| Income before extraordinary items | $1,927,000 | 1,430 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,927,000 | 1,430 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,927,000 | 1,430 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $713,560 | 2,638 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,028,000 | 3,071 |
| Total interest expense | $372,000 | 4,112 |
| Net interest income | $6,656,000 | 2,890 |
| Provision for loan and lease losses | $130,000 | 3,365 |
| Total noninterest income | $1,684,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $495,000 | 1,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,189,000 | 2,310 |
| Total noninterest expense | $5,206,000 | 2,928 |
| Salaries and employee benefits | $3,615,000 | 2,636 |
| Premises and equipment expense | $373,000 | 3,514 |
| Additional noninterest expense | $1,218,000 | 3,391 |
| Pre-tax net operating income | $3,004,000 | 2,424 |
| Securities gains (losses) | $1,074,000 | 345 |
| Applicable income taxes | $284,000 | 2,341 |
| Income before extraordinary items | $3,794,000 | 1,999 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,794,000 | 1,998 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,794,000 | 1,999 |
| Net charge-offs | $32,000 | 2,613 |
| Cash dividends | $1,890,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,795,180 | 2,340 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 3,087 |
| Total interest expense | $293,000 | 4,144 |
| Net interest income | $5,006,000 | 2,889 |
| Provision for loan and lease losses | $110,000 | 3,221 |
| Total noninterest income | $1,543,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $565,000 | 1,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $978,000 | 2,168 |
| Total noninterest expense | $3,923,000 | 2,905 |
| Salaries and employee benefits | $2,607,000 | 2,681 |
| Premises and equipment expense | $280,000 | 3,507 |
| Additional noninterest expense | $1,036,000 | 3,174 |
| Pre-tax net operating income | $2,516,000 | 2,280 |
| Securities gains (losses) | $445,000 | 536 |
| Applicable income taxes | $186,000 | 2,432 |
| Income before extraordinary items | $2,775,000 | 2,000 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,775,000 | 1,999 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,775,000 | 2,000 |
| Net charge-offs | $24,000 | 2,422 |
| Cash dividends | $630,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,356,700 | 2,163 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 3,128 |
| Total interest expense | $233,000 | 4,074 |
| Net interest income | $3,283,000 | 2,940 |
| Provision for loan and lease losses | $80,000 | 3,150 |
| Total noninterest income | $1,047,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $257,000 | 1,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $790,000 | 1,914 |
| Total noninterest expense | $2,619,000 | 2,912 |
| Salaries and employee benefits | $1,698,000 | 2,730 |
| Premises and equipment expense | $181,000 | 3,567 |
| Additional noninterest expense | $740,000 | 3,049 |
| Pre-tax net operating income | $1,631,000 | 2,283 |
| Securities gains (losses) | $455,000 | 390 |
| Applicable income taxes | $108,000 | 2,477 |
| Income before extraordinary items | $1,978,000 | 1,864 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,978,000 | 1,865 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,978,000 | 1,865 |
| Net charge-offs | $18,000 | 2,227 |
| Cash dividends | $630,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,545,750 | 2,164 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 3,137 |
| Total interest expense | $179,000 | 3,743 |
| Net interest income | $1,568,000 | 2,999 |
| Provision for loan and lease losses | $40,000 | 2,710 |
| Total noninterest income | $456,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $217,000 | 1,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 2,235 |
| Total noninterest expense | $1,342,000 | 2,897 |
| Salaries and employee benefits | $827,000 | 2,783 |
| Premises and equipment expense | $94,000 | 3,527 |
| Additional noninterest expense | $421,000 | 2,839 |
| Pre-tax net operating income | $642,000 | 2,467 |
| Securities gains (losses) | $237,000 | 337 |
| Applicable income taxes | $42,000 | 2,516 |
| Income before extraordinary items | $837,000 | 1,904 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $837,000 | 1,904 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $837,000 | 1,904 |
| Net charge-offs | $5,000 | 2,107 |
| Cash dividends | $630,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $611,850 | 2,343 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 3,202 |
| Total interest expense | $1,139,000 | 3,124 |
| Net interest income | $5,778,000 | 3,171 |
| Provision for loan and lease losses | $120,000 | 2,773 |
| Total noninterest income | $1,636,000 | 2,201 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $708,000 | 1,481 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $928,000 | 2,345 |
| Total noninterest expense | $4,707,000 | 3,127 |
| Salaries and employee benefits | $3,122,000 | 2,867 |
| Premises and equipment expense | $357,000 | 3,653 |
| Additional noninterest expense | $1,228,000 | 3,455 |
| Pre-tax net operating income | $2,587,000 | 2,691 |
| Securities gains (losses) | $150,000 | 741 |
| Applicable income taxes | $181,000 | 2,698 |
| Income before extraordinary items | $2,556,000 | 2,541 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,556,000 | 2,542 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,556,000 | 2,543 |
| Net charge-offs | $73,000 | 2,405 |
| Cash dividends | $1,029,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,416,500 | 2,580 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,171,000 | 3,251 |
| Total interest expense | $934,000 | 3,022 |
| Net interest income | $4,237,000 | 3,253 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $1,080,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $535,000 | 1,470 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $545,000 | 2,625 |
| Total noninterest expense | $3,619,000 | 3,098 |
| Salaries and employee benefits | $2,384,000 | 2,841 |
| Premises and equipment expense | $248,000 | 3,807 |
| Additional noninterest expense | $987,000 | 3,351 |
| Pre-tax net operating income | $1,608,000 | 3,016 |
| Securities gains (losses) | $150,000 | 624 |
| Applicable income taxes | $108,000 | 2,898 |
| Income before extraordinary items | $1,650,000 | 2,822 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,650,000 | 2,823 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,650,000 | 2,823 |
| Net charge-offs | $59,000 | 2,116 |
| Cash dividends | $1,029,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,509,000 | 2,918 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 3,288 |
| Total interest expense | $648,000 | 2,946 |
| Net interest income | $2,737,000 | 3,320 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $682,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $354,000 | 1,463 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $328,000 | 2,723 |
| Total noninterest expense | $2,426,000 | 3,106 |
| Salaries and employee benefits | $1,566,000 | 2,884 |
| Premises and equipment expense | $155,000 | 3,927 |
| Additional noninterest expense | $705,000 | 3,257 |
| Pre-tax net operating income | $933,000 | 3,191 |
| Securities gains (losses) | $149,000 | 433 |
| Applicable income taxes | $72,000 | 2,893 |
| Income before extraordinary items | $1,010,000 | 2,935 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,010,000 | 2,934 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,010,000 | 2,934 |
| Net charge-offs | $17,000 | 2,418 |
| Cash dividends | $346,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $871,430 | 3,107 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 3,362 |
| Total interest expense | $314,000 | 2,966 |
| Net interest income | $1,317,000 | 3,415 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $242,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $180,000 | 1,443 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 3,790 |
| Total noninterest expense | $1,086,000 | 3,329 |
| Salaries and employee benefits | $763,000 | 2,948 |
| Premises and equipment expense | $74,000 | 4,026 |
| Additional noninterest expense | $249,000 | 3,865 |
| Pre-tax net operating income | $443,000 | 3,238 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $36,000 | 2,858 |
| Income before extraordinary items | $407,000 | 3,201 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $407,000 | 3,198 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $407,000 | 3,200 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $346,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $407,000 | 3,189 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 3,421 |
| Total interest expense | $818,000 | 3,227 |
| Net interest income | $5,226,000 | 3,415 |
| Provision for loan and lease losses | $64,000 | 3,341 |
| Total noninterest income | $1,930,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $759,000 | 1,435 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,171,000 | 2,064 |
| Total noninterest expense | $5,056,000 | 3,031 |
| Salaries and employee benefits | $3,024,000 | 2,947 |
| Premises and equipment expense | $357,000 | 3,736 |
| Additional noninterest expense | $1,675,000 | 2,942 |
| Pre-tax net operating income | $2,036,000 | 3,116 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $138,000 | 2,914 |
| Income before extraordinary items | $1,898,000 | 3,006 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,898,000 | 3,005 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,898,000 | 3,005 |
| Net charge-offs | $84,000 | 2,271 |
| Cash dividends | $1,098,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,898,000 | 3,007 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 3,474 |
| Total interest expense | $591,000 | 3,218 |
| Net interest income | $3,846,000 | 3,488 |
| Provision for loan and lease losses | $39,000 | 3,369 |
| Total noninterest income | $1,437,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $552,000 | 1,480 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $885,000 | 2,081 |
| Total noninterest expense | $3,768,000 | 3,050 |
| Salaries and employee benefits | $2,293,000 | 2,934 |
| Premises and equipment expense | $248,000 | 3,890 |
| Additional noninterest expense | $1,227,000 | 2,988 |
| Pre-tax net operating income | $1,476,000 | 3,218 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $108,000 | 2,956 |
| Income before extraordinary items | $1,368,000 | 3,121 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,368,000 | 3,119 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,368,000 | 3,120 |
| Net charge-offs | $76,000 | 1,934 |
| Cash dividends | $489,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,368,000 | 3,112 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 3,482 |
| Total interest expense | $376,000 | 3,217 |
| Net interest income | $2,549,000 | 3,498 |
| Provision for loan and lease losses | $26,000 | 3,255 |
| Total noninterest income | $953,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $363,000 | 1,488 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $590,000 | 2,084 |
| Total noninterest expense | $2,524,000 | 3,058 |
| Salaries and employee benefits | $1,526,000 | 2,953 |
| Premises and equipment expense | $160,000 | 3,987 |
| Additional noninterest expense | $838,000 | 2,953 |
| Pre-tax net operating income | $952,000 | 3,229 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $72,000 | 2,930 |
| Income before extraordinary items | $880,000 | 3,153 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $880,000 | 3,151 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $880,000 | 3,152 |
| Net charge-offs | $-2,000 | 4,025 |
| Cash dividends | $378,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $880,000 | 3,141 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 3,516 |
| Total interest expense | $194,000 | 3,134 |
| Net interest income | $1,252,000 | 3,542 |
| Provision for loan and lease losses | $20,000 | 2,793 |
| Total noninterest income | $455,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $194,000 | 1,417 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $261,000 | 2,176 |
| Total noninterest expense | $1,251,000 | 3,102 |
| Salaries and employee benefits | $731,000 | 3,054 |
| Premises and equipment expense | $83,000 | 3,959 |
| Additional noninterest expense | $437,000 | 2,899 |
| Pre-tax net operating income | $436,000 | 3,310 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $36,000 | 2,911 |
| Income before extraordinary items | $400,000 | 3,252 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $400,000 | 3,252 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $400,000 | 3,252 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $400,000 | 3,255 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 3,528 |
| Total interest expense | $676,000 | 3,186 |
| Net interest income | $4,994,000 | 3,532 |
| Provision for loan and lease losses | $86,000 | 3,208 |
| Total noninterest income | $2,266,000 | 1,884 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $950,000 | 1,233 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,316,000 | 1,963 |
| Total noninterest expense | $5,116,000 | 3,056 |
| Salaries and employee benefits | $2,910,000 | 3,057 |
| Premises and equipment expense | $340,000 | 3,959 |
| Additional noninterest expense | $1,866,000 | 2,782 |
| Pre-tax net operating income | $2,058,000 | 3,063 |
| Securities gains (losses) | $64,000 | 788 |
| Applicable income taxes | $144,000 | 3,130 |
| Income before extraordinary items | $1,978,000 | 2,718 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,978,000 | 2,717 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,978,000 | 2,718 |
| Net charge-offs | $63,000 | 2,806 |
| Cash dividends | $871,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,918,480 | 2,742 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,220,000 | 3,571 |
| Total interest expense | $477,000 | 3,294 |
| Net interest income | $3,743,000 | 3,563 |
| Provision for loan and lease losses | $71,000 | 3,003 |
| Total noninterest income | $1,686,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $734,000 | 1,208 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $952,000 | 2,026 |
| Total noninterest expense | $3,873,000 | 3,052 |
| Salaries and employee benefits | $2,249,000 | 3,007 |
| Premises and equipment expense | $250,000 | 4,035 |
| Additional noninterest expense | $1,374,000 | 2,819 |
| Pre-tax net operating income | $1,485,000 | 3,198 |
| Securities gains (losses) | $44,000 | 933 |
| Applicable income taxes | $108,000 | 3,115 |
| Income before extraordinary items | $1,421,000 | 2,941 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,421,000 | 2,940 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,421,000 | 2,941 |
| Net charge-offs | $22,000 | 2,945 |
| Cash dividends | $871,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,380,080 | 2,965 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 3,567 |
| Total interest expense | $386,000 | 2,928 |
| Net interest income | $2,422,000 | 3,620 |
| Provision for loan and lease losses | $46,000 | 2,928 |
| Total noninterest income | $1,166,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $515,000 | 1,158 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $651,000 | 2,016 |
| Total noninterest expense | $2,602,000 | 3,055 |
| Salaries and employee benefits | $1,514,000 | 2,996 |
| Premises and equipment expense | $161,000 | 4,104 |
| Additional noninterest expense | $927,000 | 2,812 |
| Pre-tax net operating income | $940,000 | 3,224 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $72,000 | 3,124 |
| Income before extraordinary items | $868,000 | 3,039 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $868,000 | 3,038 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $868,000 | 3,039 |
| Net charge-offs | $15,000 | 2,739 |
| Cash dividends | $521,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $868,000 | 3,018 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 3,574 |
| Total interest expense | $183,000 | 3,024 |
| Net interest income | $1,222,000 | 3,622 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $595,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $304,000 | 984 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $291,000 | 2,133 |
| Total noninterest expense | $1,261,000 | 3,150 |
| Salaries and employee benefits | $754,000 | 3,048 |
| Premises and equipment expense | $77,000 | 4,199 |
| Additional noninterest expense | $430,000 | 2,971 |
| Pre-tax net operating income | $526,000 | 3,001 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $36,000 | 3,067 |
| Income before extraordinary items | $490,000 | 2,786 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $490,000 | 2,785 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $490,000 | 2,786 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $521,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $490,000 | 2,770 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,736,000 | 3,526 |
| Total interest expense | $828,000 | 2,764 |
| Net interest income | $4,908,000 | 3,609 |
| Provision for loan and lease losses | $210,000 | 2,378 |
| Total noninterest income | $2,311,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $904,000 | 1,315 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,407,000 | 1,967 |
| Total noninterest expense | $5,034,000 | 3,168 |
| Salaries and employee benefits | $2,905,000 | 3,085 |
| Premises and equipment expense | $353,000 | 4,019 |
| Additional noninterest expense | $1,776,000 | 2,985 |
| Pre-tax net operating income | $1,975,000 | 3,082 |
| Securities gains (losses) | $53,000 | 1,802 |
| Applicable income taxes | $133,000 | 3,165 |
| Income before extraordinary items | $1,895,000 | 2,883 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,895,000 | 2,882 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,895,000 | 2,882 |
| Net charge-offs | $395,000 | 1,267 |
| Cash dividends | $1,066,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,845,710 | 2,875 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 3,537 |
| Total interest expense | $635,000 | 2,713 |
| Net interest income | $3,685,000 | 3,630 |
| Provision for loan and lease losses | $175,000 | 2,207 |
| Total noninterest income | $1,998,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $676,000 | 1,315 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,322,000 | 1,715 |
| Total noninterest expense | $3,912,000 | 3,105 |
| Salaries and employee benefits | $2,225,000 | 3,049 |
| Premises and equipment expense | $248,000 | 4,155 |
| Additional noninterest expense | $1,439,000 | 2,831 |
| Pre-tax net operating income | $1,596,000 | 3,007 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $108,000 | 3,190 |
| Income before extraordinary items | $1,488,000 | 2,838 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,488,000 | 2,838 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,488,000 | 2,838 |
| Net charge-offs | $377,000 | 976 |
| Cash dividends | $1,066,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,488,000 | 2,781 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 3,529 |
| Total interest expense | $418,000 | 2,759 |
| Net interest income | $2,500,000 | 3,602 |
| Provision for loan and lease losses | $135,000 | 2,026 |
| Total noninterest income | $1,407,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $446,000 | 1,314 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $961,000 | 1,596 |
| Total noninterest expense | $2,675,000 | 3,071 |
| Salaries and employee benefits | $1,510,000 | 3,032 |
| Premises and equipment expense | $157,000 | 4,270 |
| Additional noninterest expense | $1,008,000 | 2,754 |
| Pre-tax net operating income | $1,097,000 | 2,910 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $72,000 | 3,190 |
| Income before extraordinary items | $1,025,000 | 2,750 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,025,000 | 2,748 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,025,000 | 2,749 |
| Net charge-offs | $23,000 | 2,683 |
| Cash dividends | $585,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,025,000 | 2,689 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 3,575 |
| Total interest expense | $208,000 | 2,771 |
| Net interest income | $1,221,000 | 3,658 |
| Provision for loan and lease losses | $70,000 | 1,876 |
| Total noninterest income | $919,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $218,000 | 1,330 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $701,000 | 1,210 |
| Total noninterest expense | $1,450,000 | 2,943 |
| Salaries and employee benefits | $781,000 | 2,995 |
| Premises and equipment expense | $74,000 | 4,411 |
| Additional noninterest expense | $595,000 | 2,403 |
| Pre-tax net operating income | $620,000 | 2,692 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $36,000 | 3,173 |
| Income before extraordinary items | $584,000 | 2,485 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $584,000 | 2,485 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $584,000 | 2,485 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $584,000 | 2,439 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 3,586 |
| Total interest expense | $764,000 | 2,906 |
| Net interest income | $4,841,000 | 3,657 |
| Provision for loan and lease losses | $256,000 | 2,061 |
| Total noninterest income | $1,830,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $869,000 | 1,385 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $961,000 | 2,422 |
| Total noninterest expense | $4,698,000 | 3,364 |
| Salaries and employee benefits | $2,733,000 | 3,216 |
| Premises and equipment expense | $403,000 | 3,885 |
| Additional noninterest expense | $1,562,000 | 3,316 |
| Pre-tax net operating income | $1,717,000 | 3,272 |
| Securities gains (losses) | $214,000 | 707 |
| Applicable income taxes | $114,000 | 3,252 |
| Income before extraordinary items | $1,817,000 | 2,894 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,817,000 | 2,897 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,817,000 | 2,897 |
| Net charge-offs | $134,000 | 2,377 |
| Cash dividends | $1,126,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,615,840 | 3,056 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 3,620 |
| Total interest expense | $568,000 | 2,958 |
| Net interest income | $3,643,000 | 3,679 |
| Provision for loan and lease losses | $186,000 | 2,026 |
| Total noninterest income | $1,313,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $646,000 | 1,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $667,000 | 2,536 |
| Total noninterest expense | $3,551,000 | 3,373 |
| Salaries and employee benefits | $2,062,000 | 3,230 |
| Premises and equipment expense | $290,000 | 4,028 |
| Additional noninterest expense | $1,199,000 | 3,285 |
| Pre-tax net operating income | $1,219,000 | 3,429 |
| Securities gains (losses) | $214,000 | 616 |
| Applicable income taxes | $108,000 | 3,235 |
| Income before extraordinary items | $1,325,000 | 3,009 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,325,000 | 3,009 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,325,000 | 3,010 |
| Net charge-offs | $101,000 | 2,151 |
| Cash dividends | $971,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,128,120 | 3,235 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 3,653 |
| Total interest expense | $376,000 | 2,990 |
| Net interest income | $2,413,000 | 3,713 |
| Provision for loan and lease losses | $116,000 | 2,101 |
| Total noninterest income | $774,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $418,000 | 1,414 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $356,000 | 2,821 |
| Total noninterest expense | $2,312,000 | 3,451 |
| Salaries and employee benefits | $1,345,000 | 3,290 |
| Premises and equipment expense | $182,000 | 4,176 |
| Additional noninterest expense | $785,000 | 3,336 |
| Pre-tax net operating income | $759,000 | 3,512 |
| Securities gains (losses) | $193,000 | 544 |
| Applicable income taxes | $72,000 | 3,229 |
| Income before extraordinary items | $880,000 | 2,989 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $880,000 | 2,989 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $880,000 | 2,991 |
| Net charge-offs | $67,000 | 2,075 |
| Cash dividends | $504,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $702,440 | 3,345 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 3,729 |
| Total interest expense | $188,000 | 3,023 |
| Net interest income | $1,165,000 | 3,811 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $370,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $210,000 | 1,382 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $160,000 | 2,934 |
| Total noninterest expense | $1,074,000 | 3,637 |
| Salaries and employee benefits | $661,000 | 3,367 |
| Premises and equipment expense | $83,000 | 4,398 |
| Additional noninterest expense | $330,000 | 3,741 |
| Pre-tax net operating income | $371,000 | 3,503 |
| Securities gains (losses) | $130,000 | 494 |
| Applicable income taxes | $36,000 | 3,233 |
| Income before extraordinary items | $465,000 | 2,857 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $465,000 | 2,860 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $465,000 | 2,860 |
| Net charge-offs | $17,000 | 2,218 |
| Cash dividends | $504,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $344,100 | 3,315 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 3,649 |
| Total interest expense | $749,000 | 3,168 |
| Net interest income | $4,942,000 | 3,680 |
| Provision for loan and lease losses | $311,000 | 1,944 |
| Total noninterest income | $1,503,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,062,000 | 1,228 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $441,000 | 3,464 |
| Total noninterest expense | $4,699,000 | 3,454 |
| Salaries and employee benefits | $2,653,000 | 3,357 |
| Premises and equipment expense | $355,000 | 4,337 |
| Additional noninterest expense | $1,691,000 | 3,256 |
| Pre-tax net operating income | $1,435,000 | 3,566 |
| Securities gains (losses) | $508,000 | 389 |
| Applicable income taxes | $125,000 | 3,266 |
| Income before extraordinary items | $1,818,000 | 2,872 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,818,000 | 2,871 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,818,000 | 2,872 |
| Net charge-offs | $268,000 | 2,136 |
| Cash dividends | $998,000 | 2,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,340,480 | 3,381 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 3,697 |
| Total interest expense | $558,000 | 3,238 |
| Net interest income | $3,682,000 | 3,721 |
| Provision for loan and lease losses | $270,000 | 1,734 |
| Total noninterest income | $1,388,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $795,000 | 1,236 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $593,000 | 2,659 |
| Total noninterest expense | $3,556,000 | 3,448 |
| Salaries and employee benefits | $1,968,000 | 3,381 |
| Premises and equipment expense | $276,000 | 4,318 |
| Additional noninterest expense | $1,312,000 | 3,182 |
| Pre-tax net operating income | $1,244,000 | 3,366 |
| Securities gains (losses) | $509,000 | 296 |
| Applicable income taxes | $96,000 | 3,308 |
| Income before extraordinary items | $1,657,000 | 2,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,657,000 | 2,549 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,657,000 | 2,548 |
| Net charge-offs | $74,000 | 2,957 |
| Cash dividends | $997,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,173,450 | 3,151 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 3,700 |
| Total interest expense | $370,000 | 3,290 |
| Net interest income | $2,450,000 | 3,722 |
| Provision for loan and lease losses | $180,000 | 1,726 |
| Total noninterest income | $913,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $521,000 | 1,235 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $392,000 | 2,657 |
| Total noninterest expense | $2,283,000 | 3,543 |
| Salaries and employee benefits | $1,286,000 | 3,446 |
| Premises and equipment expense | $179,000 | 4,414 |
| Additional noninterest expense | $818,000 | 3,355 |
| Pre-tax net operating income | $900,000 | 3,155 |
| Securities gains (losses) | $435,000 | 259 |
| Applicable income taxes | $60,000 | 3,338 |
| Income before extraordinary items | $1,275,000 | 2,239 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,275,000 | 2,243 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,275,000 | 2,242 |
| Net charge-offs | $51,000 | 2,771 |
| Cash dividends | $998,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $857,400 | 2,897 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 3,700 |
| Total interest expense | $185,000 | 3,343 |
| Net interest income | $1,234,000 | 3,719 |
| Provision for loan and lease losses | $90,000 | 1,672 |
| Total noninterest income | $407,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $260,000 | 1,228 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $147,000 | 2,997 |
| Total noninterest expense | $1,109,000 | 3,638 |
| Salaries and employee benefits | $622,000 | 3,563 |
| Premises and equipment expense | $88,000 | 4,508 |
| Additional noninterest expense | $399,000 | 3,413 |
| Pre-tax net operating income | $442,000 | 3,122 |
| Securities gains (losses) | $435,000 | 147 |
| Applicable income taxes | $24,000 | 3,399 |
| Income before extraordinary items | $853,000 | 1,711 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $853,000 | 1,715 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $853,000 | 1,714 |
| Net charge-offs | $61,000 | 1,716 |
| Cash dividends | $515,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $431,050 | 2,818 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 3,762 |
| Total interest expense | $714,000 | 3,703 |
| Net interest income | $4,956,000 | 3,719 |
| Provision for loan and lease losses | $260,000 | 2,627 |
| Total noninterest income | $2,106,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,102,000 | 1,234 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,004,000 | 2,373 |
| Total noninterest expense | $4,971,000 | 3,415 |
| Salaries and employee benefits | $2,626,000 | 3,422 |
| Premises and equipment expense | $352,000 | 4,508 |
| Additional noninterest expense | $1,993,000 | 2,977 |
| Pre-tax net operating income | $1,831,000 | 3,024 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $103,000 | 3,396 |
| Income before extraordinary items | $1,728,000 | 2,875 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,728,000 | 2,877 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,728,000 | 2,878 |
| Net charge-offs | $578,000 | 1,861 |
| Cash dividends | $850,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,728,000 | 2,824 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,239,000 | 3,802 |
| Total interest expense | $528,000 | 3,819 |
| Net interest income | $3,711,000 | 3,739 |
| Provision for loan and lease losses | $185,000 | 2,676 |
| Total noninterest income | $1,625,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $815,000 | 1,260 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $810,000 | 2,335 |
| Total noninterest expense | $3,776,000 | 3,397 |
| Salaries and employee benefits | $1,991,000 | 3,402 |
| Premises and equipment expense | $257,000 | 4,587 |
| Additional noninterest expense | $1,528,000 | 2,940 |
| Pre-tax net operating income | $1,375,000 | 3,091 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $81,000 | 3,436 |
| Income before extraordinary items | $1,294,000 | 2,927 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,294,000 | 2,931 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,294,000 | 2,931 |
| Net charge-offs | $473,000 | 1,648 |
| Cash dividends | $616,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,294,000 | 2,850 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 3,800 |
| Total interest expense | $346,000 | 3,920 |
| Net interest income | $2,488,000 | 3,725 |
| Provision for loan and lease losses | $135,000 | 2,601 |
| Total noninterest income | $1,115,000 | 2,079 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $536,000 | 1,254 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $579,000 | 2,279 |
| Total noninterest expense | $2,561,000 | 3,363 |
| Salaries and employee benefits | $1,328,000 | 3,426 |
| Premises and equipment expense | $165,000 | 4,684 |
| Additional noninterest expense | $1,068,000 | 2,816 |
| Pre-tax net operating income | $907,000 | 3,077 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $84,000 | 3,131 |
| Income before extraordinary items | $823,000 | 3,011 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $823,000 | 3,013 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $823,000 | 3,014 |
| Net charge-offs | $447,000 | 1,343 |
| Cash dividends | $616,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $823,000 | 2,922 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 3,825 |
| Total interest expense | $171,000 | 4,036 |
| Net interest income | $1,252,000 | 3,724 |
| Provision for loan and lease losses | $95,000 | 2,137 |
| Total noninterest income | $526,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $282,000 | 1,187 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $244,000 | 2,499 |
| Total noninterest expense | $1,191,000 | 3,581 |
| Salaries and employee benefits | $665,000 | 3,447 |
| Premises and equipment expense | $81,000 | 4,758 |
| Additional noninterest expense | $445,000 | 3,248 |
| Pre-tax net operating income | $492,000 | 2,902 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $42,000 | 3,110 |
| Income before extraordinary items | $450,000 | 2,797 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $450,000 | 2,800 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $450,000 | 2,799 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $185,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $450,000 | 2,712 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 4,002 |
| Total interest expense | $714,000 | 4,357 |
| Net interest income | $4,903,000 | 3,865 |
| Provision for loan and lease losses | $225,000 | 3,781 |
| Total noninterest income | $2,292,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,227,000 | 1,156 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,065,000 | 2,294 |
| Total noninterest expense | $5,234,000 | 3,360 |
| Salaries and employee benefits | $2,833,000 | 3,251 |
| Premises and equipment expense | $357,000 | 4,557 |
| Additional noninterest expense | $2,044,000 | 3,053 |
| Pre-tax net operating income | $1,736,000 | 3,082 |
| Securities gains (losses) | $211,000 | 1,649 |
| Applicable income taxes | $119,000 | 3,389 |
| Income before extraordinary items | $1,828,000 | 2,750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,828,000 | 2,753 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,828,000 | 2,752 |
| Net charge-offs | $393,000 | 2,957 |
| Cash dividends | $1,077,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,629,660 | 2,839 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,255,000 | 4,049 |
| Total interest expense | $534,000 | 4,491 |
| Net interest income | $3,721,000 | 3,900 |
| Provision for loan and lease losses | $155,000 | 3,841 |
| Total noninterest income | $1,604,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $903,000 | 1,184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $701,000 | 2,463 |
| Total noninterest expense | $3,899,000 | 3,393 |
| Salaries and employee benefits | $2,174,000 | 3,224 |
| Premises and equipment expense | $254,000 | 4,756 |
| Additional noninterest expense | $1,471,000 | 3,163 |
| Pre-tax net operating income | $1,271,000 | 3,188 |
| Securities gains (losses) | $211,000 | 1,392 |
| Applicable income taxes | $102,000 | 3,359 |
| Income before extraordinary items | $1,380,000 | 2,786 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,380,000 | 2,787 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,380,000 | 2,786 |
| Net charge-offs | $332,000 | 2,707 |
| Cash dividends | $907,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,183,770 | 2,955 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 4,051 |
| Total interest expense | $361,000 | 4,574 |
| Net interest income | $2,503,000 | 3,889 |
| Provision for loan and lease losses | $95,000 | 3,930 |
| Total noninterest income | $1,079,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $583,000 | 1,208 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $496,000 | 2,342 |
| Total noninterest expense | $2,689,000 | 3,334 |
| Salaries and employee benefits | $1,460,000 | 3,214 |
| Premises and equipment expense | $166,000 | 4,821 |
| Additional noninterest expense | $1,063,000 | 2,969 |
| Pre-tax net operating income | $798,000 | 3,281 |
| Securities gains (losses) | $211,000 | 1,067 |
| Applicable income taxes | $60,000 | 3,429 |
| Income before extraordinary items | $949,000 | 2,705 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $949,000 | 2,705 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $949,000 | 2,705 |
| Net charge-offs | $165,000 | 2,945 |
| Cash dividends | $407,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $750,660 | 3,023 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 4,057 |
| Total interest expense | $179,000 | 4,694 |
| Net interest income | $1,269,000 | 3,875 |
| Provision for loan and lease losses | $35,000 | 4,011 |
| Total noninterest income | $496,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $267,000 | 1,318 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $229,000 | 2,452 |
| Total noninterest expense | $1,307,000 | 3,415 |
| Salaries and employee benefits | $733,000 | 3,230 |
| Premises and equipment expense | $85,000 | 4,786 |
| Additional noninterest expense | $489,000 | 3,143 |
| Pre-tax net operating income | $423,000 | 3,213 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $27,000 | 3,490 |
| Income before extraordinary items | $396,000 | 3,092 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $396,000 | 3,095 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $396,000 | 3,096 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $111,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $396,000 | 2,943 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 3,812 |
| Total interest expense | $955,000 | 4,509 |
| Net interest income | $5,682,000 | 3,611 |
| Provision for loan and lease losses | $230,000 | 4,475 |
| Total noninterest income | $1,974,000 | 2,027 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,152,000 | 1,287 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $822,000 | 2,401 |
| Total noninterest expense | $5,281,000 | 3,388 |
| Salaries and employee benefits | $3,048,000 | 3,081 |
| Premises and equipment expense | $362,000 | 4,789 |
| Additional noninterest expense | $1,871,000 | 3,320 |
| Pre-tax net operating income | $2,145,000 | 2,377 |
| Securities gains (losses) | $416,000 | 903 |
| Applicable income taxes | $149,000 | 3,129 |
| Income before extraordinary items | $2,412,000 | 1,929 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,412,000 | 1,930 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,412,000 | 1,930 |
| Net charge-offs | $103,000 | 4,944 |
| Cash dividends | $3,000,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,020,960 | 2,173 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 3,719 |
| Total interest expense | $721,000 | 4,609 |
| Net interest income | $4,529,000 | 3,454 |
| Provision for loan and lease losses | $185,000 | 4,233 |
| Total noninterest income | $1,501,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $863,000 | 1,290 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $638,000 | 2,342 |
| Total noninterest expense | $4,011,000 | 3,366 |
| Salaries and employee benefits | $2,348,000 | 3,020 |
| Premises and equipment expense | $273,000 | 4,839 |
| Additional noninterest expense | $1,390,000 | 3,338 |
| Pre-tax net operating income | $1,834,000 | 2,226 |
| Securities gains (losses) | $415,000 | 738 |
| Applicable income taxes | $126,000 | 3,032 |
| Income before extraordinary items | $2,123,000 | 1,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,123,000 | 1,753 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,123,000 | 1,753 |
| Net charge-offs | $-162,000 | 7,360 |
| Cash dividends | $1,669,000 | 762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,732,900 | 1,965 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,644,000 | 3,642 |
| Total interest expense | $479,000 | 4,741 |
| Net interest income | $3,165,000 | 3,350 |
| Provision for loan and lease losses | $165,000 | 3,784 |
| Total noninterest income | $984,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $558,000 | 1,304 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $426,000 | 2,347 |
| Total noninterest expense | $2,675,000 | 3,400 |
| Salaries and employee benefits | $1,577,000 | 3,010 |
| Premises and equipment expense | $181,000 | 4,885 |
| Additional noninterest expense | $917,000 | 3,406 |
| Pre-tax net operating income | $1,309,000 | 2,080 |
| Securities gains (losses) | $200,000 | 734 |
| Applicable income taxes | $84,000 | 2,997 |
| Income before extraordinary items | $1,425,000 | 1,695 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,425,000 | 1,695 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,425,000 | 1,695 |
| Net charge-offs | $125,000 | 3,616 |
| Cash dividends | $795,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,237,000 | 1,838 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 3,704 |
| Total interest expense | $239,000 | 4,850 |
| Net interest income | $1,550,000 | 3,382 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $487,000 | 2,027 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $262,000 | 1,366 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $225,000 | 2,304 |
| Total noninterest expense | $1,348,000 | 3,378 |
| Salaries and employee benefits | $790,000 | 3,037 |
| Premises and equipment expense | $90,000 | 4,962 |
| Additional noninterest expense | $468,000 | 3,348 |
| Pre-tax net operating income | $599,000 | 2,225 |
| Securities gains (losses) | $24,000 | 1,031 |
| Applicable income taxes | $42,000 | 2,965 |
| Income before extraordinary items | $581,000 | 1,966 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $581,000 | 1,965 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $581,000 | 1,966 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $672,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $558,680 | 2,004 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,084,000 | 3,873 |
| Total interest expense | $1,018,000 | 5,178 |
| Net interest income | $6,066,000 | 3,443 |
| Provision for loan and lease losses | $440,000 | 4,325 |
| Total noninterest income | $2,342,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,272,000 | 1,179 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,070,000 | 2,097 |
| Total noninterest expense | $5,635,000 | 3,264 |
| Salaries and employee benefits | $3,209,000 | 2,945 |
| Premises and equipment expense | $369,000 | 4,942 |
| Additional noninterest expense | $2,057,000 | 3,181 |
| Pre-tax net operating income | $2,333,000 | 1,992 |
| Securities gains (losses) | $83,000 | 2,316 |
| Applicable income taxes | $145,000 | 2,963 |
| Income before extraordinary items | $2,271,000 | 1,808 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,271,000 | 1,809 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,271,000 | 1,810 |
| Net charge-offs | $1,084,000 | 2,573 |
| Cash dividends | $1,765,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,192,980 | 1,790 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 3,953 |
| Total interest expense | $761,000 | 5,354 |
| Net interest income | $4,547,000 | 3,487 |
| Provision for loan and lease losses | $355,000 | 4,090 |
| Total noninterest income | $1,705,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $961,000 | 1,217 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $744,000 | 2,175 |
| Total noninterest expense | $4,225,000 | 3,279 |
| Salaries and employee benefits | $2,393,000 | 2,972 |
| Premises and equipment expense | $270,000 | 5,077 |
| Additional noninterest expense | $1,562,000 | 3,101 |
| Pre-tax net operating income | $1,672,000 | 2,188 |
| Securities gains (losses) | $83,000 | 2,079 |
| Applicable income taxes | $103,000 | 3,098 |
| Income before extraordinary items | $1,652,000 | 1,985 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,652,000 | 1,986 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,652,000 | 1,987 |
| Net charge-offs | $587,000 | 2,855 |
| Cash dividends | $1,250,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,573,980 | 1,967 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 4,060 |
| Total interest expense | $494,000 | 5,510 |
| Net interest income | $2,958,000 | 3,555 |
| Provision for loan and lease losses | $255,000 | 3,855 |
| Total noninterest income | $1,097,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $641,000 | 1,226 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $456,000 | 2,224 |
| Total noninterest expense | $2,757,000 | 3,332 |
| Salaries and employee benefits | $1,577,000 | 3,007 |
| Premises and equipment expense | $177,000 | 5,149 |
| Additional noninterest expense | $1,003,000 | 3,201 |
| Pre-tax net operating income | $1,043,000 | 2,304 |
| Securities gains (losses) | $57,000 | 1,801 |
| Applicable income taxes | $61,000 | 3,164 |
| Income before extraordinary items | $1,039,000 | 2,045 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,039,000 | 2,043 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,039,000 | 2,045 |
| Net charge-offs | $490,000 | 2,468 |
| Cash dividends | $684,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $985,420 | 2,072 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 4,152 |
| Total interest expense | $251,000 | 5,588 |
| Net interest income | $1,452,000 | 3,646 |
| Provision for loan and lease losses | $85,000 | 4,189 |
| Total noninterest income | $536,000 | 1,929 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $324,000 | 1,211 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $212,000 | 2,307 |
| Total noninterest expense | $1,322,000 | 3,496 |
| Salaries and employee benefits | $775,000 | 3,094 |
| Premises and equipment expense | $89,000 | 5,215 |
| Additional noninterest expense | $458,000 | 3,420 |
| Pre-tax net operating income | $581,000 | 2,146 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $39,000 | 2,979 |
| Income before extraordinary items | $542,000 | 1,996 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $542,000 | 1,994 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $542,000 | 1,996 |
| Net charge-offs | $145,000 | 2,763 |
| Cash dividends | $684,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $542,000 | 1,917 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 4,022 |
| Total interest expense | $1,188,000 | 5,679 |
| Net interest income | $6,232,000 | 3,360 |
| Provision for loan and lease losses | $1,170,000 | 3,254 |
| Total noninterest income | $2,203,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,401,000 | 1,234 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $802,000 | 2,451 |
| Total noninterest expense | $5,835,000 | 3,252 |
| Salaries and employee benefits | $3,048,000 | 3,128 |
| Premises and equipment expense | $420,000 | 4,856 |
| Additional noninterest expense | $2,367,000 | 2,879 |
| Pre-tax net operating income | $1,430,000 | 2,429 |
| Securities gains (losses) | $1,074,000 | 469 |
| Applicable income taxes | $160,000 | 2,558 |
| Income before extraordinary items | $2,344,000 | 1,422 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,344,000 | 1,420 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,344,000 | 1,421 |
| Net charge-offs | $333,000 | 4,358 |
| Cash dividends | $1,734,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,334,440 | 2,265 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 4,039 |
| Total interest expense | $919,000 | 5,757 |
| Net interest income | $4,723,000 | 3,328 |
| Provision for loan and lease losses | $550,000 | 3,654 |
| Total noninterest income | $1,632,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,027,000 | 1,258 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $605,000 | 2,508 |
| Total noninterest expense | $3,804,000 | 3,643 |
| Salaries and employee benefits | $2,247,000 | 3,203 |
| Premises and equipment expense | $310,000 | 4,939 |
| Additional noninterest expense | $1,247,000 | 3,779 |
| Pre-tax net operating income | $2,001,000 | 1,627 |
| Securities gains (losses) | $735,000 | 510 |
| Applicable income taxes | $168,000 | 2,477 |
| Income before extraordinary items | $2,568,000 | 1,066 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,568,000 | 1,065 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,568,000 | 1,066 |
| Net charge-offs | $199,000 | 4,258 |
| Cash dividends | $1,733,000 | 740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,877,100 | 1,398 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 3,992 |
| Total interest expense | $639,000 | 5,783 |
| Net interest income | $3,240,000 | 3,248 |
| Provision for loan and lease losses | $410,000 | 3,236 |
| Total noninterest income | $1,058,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $656,000 | 1,297 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $402,000 | 2,549 |
| Total noninterest expense | $2,435,000 | 3,809 |
| Salaries and employee benefits | $1,444,000 | 3,342 |
| Premises and equipment expense | $204,000 | 5,020 |
| Additional noninterest expense | $787,000 | 3,917 |
| Pre-tax net operating income | $1,453,000 | 1,562 |
| Securities gains (losses) | $735,000 | 371 |
| Applicable income taxes | $122,000 | 2,465 |
| Income before extraordinary items | $2,066,000 | 915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,066,000 | 915 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,066,000 | 915 |
| Net charge-offs | $192,000 | 3,476 |
| Cash dividends | $1,048,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,375,100 | 1,337 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 3,989 |
| Total interest expense | $337,000 | 5,768 |
| Net interest income | $1,629,000 | 3,217 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $509,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $323,000 | 1,272 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $186,000 | 2,614 |
| Total noninterest expense | $1,312,000 | 3,505 |
| Salaries and employee benefits | $801,000 | 3,099 |
| Premises and equipment expense | $103,000 | 5,042 |
| Additional noninterest expense | $408,000 | 3,521 |
| Pre-tax net operating income | $766,000 | 1,673 |
| Securities gains (losses) | $340,000 | 458 |
| Applicable income taxes | $75,000 | 2,472 |
| Income before extraordinary items | $1,031,000 | 1,046 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,031,000 | 1,046 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,031,000 | 1,048 |
| Net charge-offs | $119,000 | 2,680 |
| Cash dividends | $544,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $714,800 | 1,444 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,650,000 | 3,630 |
| Total interest expense | $2,695,000 | 4,546 |
| Net interest income | $6,955,000 | 3,072 |
| Provision for loan and lease losses | $370,000 | 4,259 |
| Total noninterest income | $2,532,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,558,000 | 1,152 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $974,000 | 2,156 |
| Total noninterest expense | $5,209,000 | 3,449 |
| Salaries and employee benefits | $3,353,000 | 2,945 |
| Premises and equipment expense | $488,000 | 4,529 |
| Additional noninterest expense | $1,368,000 | 3,875 |
| Pre-tax net operating income | $3,908,000 | 1,397 |
| Securities gains (losses) | $305,000 | 538 |
| Applicable income taxes | $261,000 | 2,552 |
| Income before extraordinary items | $3,952,000 | 1,059 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,952,000 | 1,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 3,395 |
| Cash dividends | $1,756,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,665,300 | 1,199 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,489,000 | 3,599 |
| Total interest expense | $2,182,000 | 4,462 |
| Net interest income | $5,307,000 | 3,045 |
| Provision for loan and lease losses | $310,000 | 3,488 |
| Total noninterest income | $1,861,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,152,000 | 1,180 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $709,000 | 2,299 |
| Total noninterest expense | $3,844,000 | 3,477 |
| Salaries and employee benefits | $2,487,000 | 2,999 |
| Premises and equipment expense | $318,000 | 4,947 |
| Additional noninterest expense | $1,039,000 | 3,753 |
| Pre-tax net operating income | $3,014,000 | 1,615 |
| Securities gains (losses) | $194,000 | 640 |
| Applicable income taxes | $144,000 | 3,274 |
| Income before extraordinary items | $3,064,000 | 1,209 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,064,000 | 1,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,785 |
| Cash dividends | $1,153,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,877,760 | 1,363 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 3,635 |
| Total interest expense | $1,521,000 | 4,472 |
| Net interest income | $3,512,000 | 3,042 |
| Provision for loan and lease losses | $245,000 | 2,833 |
| Total noninterest income | $1,233,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $748,000 | 1,190 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $485,000 | 2,293 |
| Total noninterest expense | $2,530,000 | 3,538 |
| Salaries and employee benefits | $1,672,000 | 3,005 |
| Premises and equipment expense | $207,000 | 5,044 |
| Additional noninterest expense | $651,000 | 3,924 |
| Pre-tax net operating income | $1,970,000 | 1,710 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $96,000 | 3,493 |
| Income before extraordinary items | $1,893,000 | 1,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,893,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,114 |
| Cash dividends | $830,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,874,950 | 1,438 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 3,635 |
| Total interest expense | $847,000 | 4,350 |
| Net interest income | $1,736,000 | 3,100 |
| Provision for loan and lease losses | $135,000 | 2,308 |
| Total noninterest income | $628,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $368,000 | 1,196 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $260,000 | 2,156 |
| Total noninterest expense | $1,241,000 | 3,600 |
| Salaries and employee benefits | $814,000 | 3,115 |
| Premises and equipment expense | $101,000 | 5,131 |
| Additional noninterest expense | $326,000 | 3,872 |
| Pre-tax net operating income | $988,000 | 1,808 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $48,000 | 3,601 |
| Income before extraordinary items | $956,000 | 1,567 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $956,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $412,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $940,800 | 1,532 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,228,000 | 3,726 |
| Total interest expense | $3,913,000 | 4,065 |
| Net interest income | $6,315,000 | 3,380 |
| Provision for loan and lease losses | $425,000 | 2,593 |
| Total noninterest income | $2,580,000 | 1,837 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,511,000 | 1,174 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,069,000 | 2,126 |
| Total noninterest expense | $4,901,000 | 3,484 |
| Salaries and employee benefits | $3,216,000 | 3,050 |
| Premises and equipment expense | $431,000 | 4,801 |
| Additional noninterest expense | $1,254,000 | 3,947 |
| Pre-tax net operating income | $3,569,000 | 2,166 |
| Securities gains (losses) | $-350,000 | 8,325 |
| Applicable income taxes | $186,000 | 3,919 |
| Income before extraordinary items | $3,033,000 | 2,036 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,033,000 | 2,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,539 |
| Cash dividends | $1,350,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,362,000 | 1,841 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,511,000 | 3,771 |
| Total interest expense | $2,874,000 | 4,121 |
| Net interest income | $4,637,000 | 3,432 |
| Provision for loan and lease losses | $255,000 | 2,573 |
| Total noninterest income | $1,922,000 | 1,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,102,000 | 1,195 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $820,000 | 2,093 |
| Total noninterest expense | $3,656,000 | 3,488 |
| Salaries and employee benefits | $2,402,000 | 3,030 |
| Premises and equipment expense | $320,000 | 4,814 |
| Additional noninterest expense | $934,000 | 3,906 |
| Pre-tax net operating income | $2,648,000 | 2,329 |
| Securities gains (losses) | $-383,000 | 8,436 |
| Applicable income taxes | $144,000 | 4,082 |
| Income before extraordinary items | $2,121,000 | 2,272 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,121,000 | 2,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,207 |
| Cash dividends | $984,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,481,020 | 2,006 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 3,841 |
| Total interest expense | $1,909,000 | 4,145 |
| Net interest income | $2,990,000 | 3,545 |
| Provision for loan and lease losses | $205,000 | 2,127 |
| Total noninterest income | $1,282,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $717,000 | 1,229 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $565,000 | 2,079 |
| Total noninterest expense | $2,410,000 | 3,550 |
| Salaries and employee benefits | $1,585,000 | 3,097 |
| Premises and equipment expense | $207,000 | 4,923 |
| Additional noninterest expense | $618,000 | 3,937 |
| Pre-tax net operating income | $1,657,000 | 2,506 |
| Securities gains (losses) | $-403,000 | 8,520 |
| Applicable income taxes | $96,000 | 4,166 |
| Income before extraordinary items | $1,158,000 | 2,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,158,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,695 |
| Cash dividends | $641,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,528,760 | 2,161 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 3,884 |
| Total interest expense | $941,000 | 4,159 |
| Net interest income | $1,459,000 | 3,619 |
| Provision for loan and lease losses | $115,000 | 1,841 |
| Total noninterest income | $668,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $363,000 | 1,189 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $305,000 | 1,938 |
| Total noninterest expense | $1,153,000 | 3,680 |
| Salaries and employee benefits | $768,000 | 3,202 |
| Premises and equipment expense | $105,000 | 4,900 |
| Additional noninterest expense | $280,000 | 4,164 |
| Pre-tax net operating income | $859,000 | 2,435 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $48,000 | 4,172 |
| Income before extraordinary items | $811,000 | 2,042 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $811,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $315,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $811,000 | 2,033 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,480,000 | 4,043 |
| Total interest expense | $2,853,000 | 4,448 |
| Net interest income | $5,627,000 | 3,691 |
| Provision for loan and lease losses | $445,000 | 2,096 |
| Total noninterest income | $2,787,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,594,000 | 1,108 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,193,000 | 1,976 |
| Total noninterest expense | $4,580,000 | 3,589 |
| Salaries and employee benefits | $2,917,000 | 3,209 |
| Premises and equipment expense | $459,000 | 4,508 |
| Additional noninterest expense | $1,204,000 | 3,922 |
| Pre-tax net operating income | $3,389,000 | 2,551 |
| Securities gains (losses) | $39,000 | 736 |
| Applicable income taxes | $196,000 | 4,311 |
| Income before extraordinary items | $3,232,000 | 2,144 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,232,000 | 2,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,776 |
| Cash dividends | $1,439,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,195,340 | 2,154 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,161,000 | 4,110 |
| Total interest expense | $1,912,000 | 4,685 |
| Net interest income | $4,249,000 | 3,692 |
| Provision for loan and lease losses | $270,000 | 2,327 |
| Total noninterest income | $2,069,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,178,000 | 1,136 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $891,000 | 1,991 |
| Total noninterest expense | $3,362,000 | 3,647 |
| Salaries and employee benefits | $2,142,000 | 3,266 |
| Premises and equipment expense | $340,000 | 4,548 |
| Additional noninterest expense | $880,000 | 3,981 |
| Pre-tax net operating income | $2,686,000 | 2,513 |
| Securities gains (losses) | $39,000 | 605 |
| Applicable income taxes | $135,000 | 4,591 |
| Income before extraordinary items | $2,590,000 | 2,096 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,590,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 1,369 |
| Cash dividends | $1,082,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,552,950 | 2,105 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 4,159 |
| Total interest expense | $1,112,000 | 4,944 |
| Net interest income | $2,854,000 | 3,679 |
| Provision for loan and lease losses | $170,000 | 2,399 |
| Total noninterest income | $1,389,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $845,000 | 1,048 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $544,000 | 2,105 |
| Total noninterest expense | $2,212,000 | 3,687 |
| Salaries and employee benefits | $1,398,000 | 3,328 |
| Premises and equipment expense | $261,000 | 4,170 |
| Additional noninterest expense | $553,000 | 4,165 |
| Pre-tax net operating income | $1,861,000 | 2,452 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $90,000 | 4,649 |
| Income before extraordinary items | $1,771,000 | 2,035 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,771,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,156 |
| Cash dividends | $779,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,771,000 | 2,027 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 4,190 |
| Total interest expense | $516,000 | 5,018 |
| Net interest income | $1,408,000 | 3,717 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $737,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $418,000 | 1,017 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $319,000 | 1,847 |
| Total noninterest expense | $1,128,000 | 3,649 |
| Salaries and employee benefits | $717,000 | 3,266 |
| Premises and equipment expense | $130,000 | 4,188 |
| Additional noninterest expense | $281,000 | 4,104 |
| Pre-tax net operating income | $957,000 | 2,354 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $45,000 | 4,614 |
| Income before extraordinary items | $912,000 | 1,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $912,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $912,000 | 1,926 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 4,489 |
| Total interest expense | $1,430,000 | 5,353 |
| Net interest income | $4,837,000 | 4,055 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $2,484,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,529,000 | 1,166 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $955,000 | 2,279 |
| Total noninterest expense | $4,049,000 | 3,836 |
| Salaries and employee benefits | $2,572,000 | 3,401 |
| Premises and equipment expense | $470,000 | 4,365 |
| Additional noninterest expense | $1,007,000 | 4,402 |
| Pre-tax net operating income | $3,092,000 | 2,687 |
| Securities gains (losses) | $92,000 | 728 |
| Applicable income taxes | $180,000 | 4,795 |
| Income before extraordinary items | $3,004,000 | 2,246 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,004,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,461 |
| Cash dividends | $1,611,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,917,520 | 2,272 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,586,000 | 4,527 |
| Total interest expense | $981,000 | 5,488 |
| Net interest income | $3,605,000 | 4,069 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $1,856,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $990,000 | 1,324 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $866,000 | 2,009 |
| Total noninterest expense | $3,063,000 | 3,777 |
| Salaries and employee benefits | $1,918,000 | 3,407 |
| Premises and equipment expense | $290,000 | 4,949 |
| Additional noninterest expense | $855,000 | 3,974 |
| Pre-tax net operating income | $2,278,000 | 2,763 |
| Securities gains (losses) | $92,000 | 685 |
| Applicable income taxes | $135,000 | 4,932 |
| Income before extraordinary items | $2,235,000 | 2,277 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,235,000 | 2,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,486 |
| Cash dividends | $1,166,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,148,520 | 2,332 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 4,575 |
| Total interest expense | $592,000 | 5,597 |
| Net interest income | $2,342,000 | 4,129 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $1,276,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $711,000 | 1,201 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $565,000 | 2,017 |
| Total noninterest expense | $1,960,000 | 3,872 |
| Salaries and employee benefits | $1,250,000 | 3,442 |
| Premises and equipment expense | $190,000 | 4,985 |
| Additional noninterest expense | $520,000 | 4,236 |
| Pre-tax net operating income | $1,568,000 | 2,665 |
| Securities gains (losses) | $92,000 | 598 |
| Applicable income taxes | $90,000 | 4,947 |
| Income before extraordinary items | $1,570,000 | 2,149 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,570,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,796 |
| Cash dividends | $916,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,482,600 | 2,221 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 4,672 |
| Total interest expense | $283,000 | 5,638 |
| Net interest income | $1,125,000 | 4,256 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $585,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $334,000 | 1,227 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $251,000 | 2,148 |
| Total noninterest expense | $970,000 | 3,933 |
| Salaries and employee benefits | $616,000 | 3,488 |
| Premises and equipment expense | $94,000 | 5,079 |
| Additional noninterest expense | $260,000 | 4,234 |
| Pre-tax net operating income | $685,000 | 2,904 |
| Securities gains (losses) | $77,000 | 430 |
| Applicable income taxes | $45,000 | 4,902 |
| Income before extraordinary items | $717,000 | 2,279 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $717,000 | 2,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $541,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $644,620 | 2,427 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 4,655 |
| Total interest expense | $959,000 | 5,786 |
| Net interest income | $4,343,000 | 4,229 |
| Provision for loan and lease losses | $153,000 | 4,196 |
| Total noninterest income | $2,371,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,477,000 | 1,209 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $894,000 | 2,308 |
| Total noninterest expense | $3,933,000 | 3,805 |
| Salaries and employee benefits | $2,442,000 | 3,409 |
| Premises and equipment expense | $422,000 | 4,597 |
| Additional noninterest expense | $1,069,000 | 4,115 |
| Pre-tax net operating income | $2,628,000 | 2,870 |
| Securities gains (losses) | $162,000 | 948 |
| Applicable income taxes | $155,000 | 5,056 |
| Income before extraordinary items | $2,635,000 | 2,318 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,635,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,385 |
| Cash dividends | $1,915,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,482,720 | 2,384 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,905,000 | 4,684 |
| Total interest expense | $698,000 | 5,837 |
| Net interest income | $3,207,000 | 4,276 |
| Provision for loan and lease losses | $133,000 | 3,824 |
| Total noninterest income | $1,836,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,093,000 | 1,232 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $743,000 | 2,181 |
| Total noninterest expense | $2,936,000 | 3,776 |
| Salaries and employee benefits | $1,793,000 | 3,440 |
| Premises and equipment expense | $319,000 | 4,574 |
| Additional noninterest expense | $824,000 | 3,996 |
| Pre-tax net operating income | $1,974,000 | 2,911 |
| Securities gains (losses) | $162,000 | 888 |
| Applicable income taxes | $25,000 | 6,401 |
| Income before extraordinary items | $2,111,000 | 2,213 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,111,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,128 |
| Cash dividends | $1,627,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,950,620 | 2,323 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,589,000 | 4,712 |
| Total interest expense | $448,000 | 5,967 |
| Net interest income | $2,141,000 | 4,272 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $1,233,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $695,000 | 1,272 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $538,000 | 2,075 |
| Total noninterest expense | $1,966,000 | 3,793 |
| Salaries and employee benefits | $1,195,000 | 3,461 |
| Premises and equipment expense | $214,000 | 4,562 |
| Additional noninterest expense | $557,000 | 3,974 |
| Pre-tax net operating income | $1,303,000 | 2,913 |
| Securities gains (losses) | $63,000 | 1,312 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,366,000 | 2,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,366,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,770 |
| Cash dividends | $1,194,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,303,000 | 2,276 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 4,563 |
| Total interest expense | $227,000 | 5,978 |
| Net interest income | $1,141,000 | 4,066 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $646,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $273,000 | 1,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $373,000 | 1,606 |
| Total noninterest expense | $996,000 | 3,771 |
| Salaries and employee benefits | $614,000 | 3,395 |
| Premises and equipment expense | $107,000 | 4,590 |
| Additional noninterest expense | $275,000 | 4,024 |
| Pre-tax net operating income | $716,000 | 2,660 |
| Securities gains (losses) | $63,000 | 1,071 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $779,000 | 1,996 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $779,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,824 |
| Cash dividends | $781,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $716,000 | 2,048 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,666,000 | 4,467 |
| Total interest expense | $1,026,000 | 6,038 |
| Net interest income | $4,640,000 | 3,908 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $2,250,000 | 2,128 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $1,135,000 | 1,512 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,113,000 | 2,226 |
| Total noninterest expense | $4,362,000 | 3,443 |
| Salaries and employee benefits | $2,645,000 | 3,112 |
| Premises and equipment expense | $517,000 | 3,967 |
| Additional noninterest expense | $1,200,000 | 3,722 |
| Pre-tax net operating income | $2,438,000 | 2,946 |
| Securities gains (losses) | $30,000 | 2,926 |
| Applicable income taxes | $129,000 | 5,455 |
| Income before extraordinary items | $2,339,000 | 2,523 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,339,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $1,251,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,310,500 | 2,425 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,234,000 | 4,539 |
| Total interest expense | $793,000 | 6,098 |
| Net interest income | $3,441,000 | 3,960 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $1,788,000 | 2,076 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $885,000 | 1,483 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $901,000 | 2,201 |
| Total noninterest expense | $3,251,000 | 3,454 |
| Salaries and employee benefits | $1,968,000 | 3,141 |
| Premises and equipment expense | $321,000 | 4,519 |
| Additional noninterest expense | $962,000 | 3,507 |
| Pre-tax net operating income | $1,918,000 | 2,931 |
| Securities gains (losses) | $30,000 | 2,693 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,948,000 | 2,395 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,948,000 | 2,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $865,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,918,000 | 2,304 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 4,565 |
| Total interest expense | $551,000 | 6,100 |
| Net interest income | $2,282,000 | 3,978 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $1,222,000 | 2,029 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $549,000 | 1,548 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $672,000 | 2,032 |
| Total noninterest expense | $2,195,000 | 3,409 |
| Salaries and employee benefits | $1,329,000 | 3,099 |
| Premises and equipment expense | $211,000 | 4,557 |
| Additional noninterest expense | $655,000 | 3,426 |
| Pre-tax net operating income | $1,279,000 | 2,939 |
| Securities gains (losses) | $24,000 | 2,506 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,303,000 | 2,385 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,303,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $415,000 | 2,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,279,000 | 2,297 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 4,695 |
| Total interest expense | $277,000 | 6,183 |
| Net interest income | $1,092,000 | 4,123 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $490,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $255,000 | 1,610 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $235,000 | 2,452 |
| Total noninterest expense | $1,022,000 | 3,589 |
| Salaries and employee benefits | $653,000 | 3,127 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $269,000 | 3,983 |
| Pre-tax net operating income | $540,000 | 3,324 |
| Securities gains (losses) | $13,000 | 2,079 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $553,000 | 2,725 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $553,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $540,000 | 2,642 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,846,000 | 4,644 |
| Total interest expense | $1,377,000 | 5,985 |
| Net interest income | $4,469,000 | 4,013 |
| Provision for loan and lease losses | $105,000 | 5,629 |
| Total noninterest income | $2,115,000 | 2,040 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $1,049,000 | 1,538 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,064,000 | 2,093 |
| Total noninterest expense | $4,132,000 | 3,478 |
| Salaries and employee benefits | $2,523,000 | 3,097 |
| Premises and equipment expense | $448,000 | 4,272 |
| Additional noninterest expense | $1,161,000 | 3,714 |
| Pre-tax net operating income | $2,347,000 | 3,029 |
| Securities gains (losses) | $249,000 | 1,026 |
| Applicable income taxes | $795,000 | 2,605 |
| Income before extraordinary items | $1,801,000 | 3,040 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,801,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,721 |
| Cash dividends | $1,687,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,629,190 | 3,189 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,399,000 | 4,274 |
| Total interest expense | $3,047,000 | 4,667 |
| Net interest income | $4,352,000 | 3,864 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $1,932,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $960,000 | 1,541 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $972,000 | 2,080 |
| Total noninterest expense | $3,972,000 | 3,455 |
| Salaries and employee benefits | $2,430,000 | 3,018 |
| Premises and equipment expense | $408,000 | 4,537 |
| Additional noninterest expense | $1,134,000 | 3,679 |
| Pre-tax net operating income | $2,222,000 | 2,931 |
| Securities gains (losses) | $376,000 | 757 |
| Applicable income taxes | $752,000 | 2,539 |
| Income before extraordinary items | $1,846,000 | 2,721 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,846,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,388 |
| Cash dividends | $485,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,579,040 | 3,008 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,730,000 | 4,243 |
| Total interest expense | $3,852,000 | 4,099 |
| Net interest income | $3,878,000 | 4,288 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $1,430,000 | 2,432 |
| Gross Fiduciary activities income | $2,000 | 1,298 |
| Service charges on deposit accounts | $577,000 | 2,374 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $851,000 | 2,072 |
| Total noninterest expense | $3,616,000 | 3,599 |
| Salaries and employee benefits | $2,293,000 | 3,066 |
| Premises and equipment expense | $431,000 | 4,268 |
| Additional noninterest expense | $892,000 | 4,369 |
| Pre-tax net operating income | $1,622,000 | 3,854 |
| Securities gains (losses) | $125,000 | 516 |
| Applicable income taxes | $348,000 | 4,283 |
| Income before extraordinary items | $1,399,000 | 3,437 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,399,000 | 3,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $955,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,299,000 | 3,629 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,838,000 | 4,491 |
| Total interest expense | $2,866,000 | 4,757 |
| Net interest income | $3,972,000 | 4,191 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $1,292,000 | 2,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $526,000 | 2,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $766,000 | 2,220 |
| Total noninterest expense | $3,507,000 | 3,706 |
| Salaries and employee benefits | $2,096,000 | 3,291 |
| Premises and equipment expense | $425,000 | 4,321 |
| Additional noninterest expense | $986,000 | 4,064 |
| Pre-tax net operating income | $1,697,000 | 3,776 |
| Securities gains (losses) | $223,000 | 522 |
| Applicable income taxes | $431,000 | 3,966 |
| Income before extraordinary items | $1,489,000 | 3,263 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,489,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 9,716 |
| Cash dividends | $487,000 | 3,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,315,060 | 3,575 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 4,812 |
| Total interest expense | $2,573,000 | 5,258 |
| Net interest income | $3,750,000 | 4,350 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $1,001,000 | 3,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $461,000 | 2,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,839 |
| Total noninterest expense | $3,107,000 | 3,992 |
| Salaries and employee benefits | $1,862,000 | 3,566 |
| Premises and equipment expense | $385,000 | 4,564 |
| Additional noninterest expense | $860,000 | 4,444 |
| Pre-tax net operating income | $1,594,000 | 3,998 |
| Securities gains (losses) | $156,000 | 1,031 |
| Applicable income taxes | $391,000 | 4,485 |
| Income before extraordinary items | $1,359,000 | 3,535 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,359,000 | 3,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $488,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,237,320 | 3,740 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 4,783 |
| Total interest expense | $2,728,000 | 5,074 |
| Net interest income | $3,766,000 | 4,458 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $618,000 | 4,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,840 |
| Total noninterest expense | $2,505,000 | 4,773 |
| Salaries and employee benefits | $1,446,000 | 4,382 |
| Premises and equipment expense | $315,000 | 5,280 |
| Additional noninterest expense | $744,000 | 4,984 |
| Pre-tax net operating income | $1,804,000 | 3,855 |
| Securities gains (losses) | $208,000 | 687 |
| Applicable income taxes | $541,000 | 3,983 |
| Income before extraordinary items | $1,471,000 | 3,422 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,471,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,872 |
| Cash dividends | $487,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,319,160 | 3,685 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,135,000 | 5,096 |
| Total interest expense | $2,451,000 | 5,594 |
| Net interest income | $3,684,000 | 4,627 |
| Provision for loan and lease losses | $87,000 | 5,445 |
| Total noninterest income | $499,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,165 |
| Total noninterest expense | $2,251,000 | 5,435 |
| Salaries and employee benefits | $1,311,000 | 4,821 |
| Premises and equipment expense | $236,000 | 6,453 |
| Additional noninterest expense | $704,000 | 5,727 |
| Pre-tax net operating income | $1,845,000 | 3,633 |
| Securities gains (losses) | $70,000 | 1,143 |
| Applicable income taxes | $543,000 | 3,885 |
| Income before extraordinary items | $1,372,000 | 3,468 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,372,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $321,000 | 4,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,321,600 | 3,529 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 5,442 |
| Total interest expense | $2,244,000 | 5,986 |
| Net interest income | $3,447,000 | 4,925 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $476,000 | 5,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,051 |
| Total noninterest expense | $2,334,000 | 5,292 |
| Salaries and employee benefits | $1,337,000 | 4,760 |
| Premises and equipment expense | $244,000 | 6,448 |
| Additional noninterest expense | $753,000 | 5,511 |
| Pre-tax net operating income | $1,529,000 | 4,385 |
| Securities gains (losses) | $233,000 | 619 |
| Applicable income taxes | $521,000 | 4,063 |
| Income before extraordinary items | $1,241,000 | 3,844 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,241,000 | 3,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,677 |
| Cash dividends | $311,000 | 4,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,077,900 | 4,314 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 5,659 |
| Total interest expense | $1,871,000 | 5,900 |
| Net interest income | $3,146,000 | 5,408 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $629,000 | 4,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,051 |
| Total noninterest expense | $2,357,000 | 5,430 |
| Salaries and employee benefits | $1,430,000 | 4,470 |
| Premises and equipment expense | $219,000 | 7,072 |
| Additional noninterest expense | $708,000 | 6,259 |
| Pre-tax net operating income | $1,353,000 | 4,787 |
| Securities gains (losses) | $-34,000 | 10,758 |
| Applicable income taxes | $347,000 | 5,312 |
| Income before extraordinary items | $972,000 | 4,628 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $972,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,684 |
| Cash dividends | $359,000 | 4,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $997,160 | 4,595 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 6,304 |
| Total interest expense | $1,693,000 | 6,648 |
| Net interest income | $2,817,000 | 5,944 |
| Provision for loan and lease losses | $133,000 | 4,955 |
| Total noninterest income | $561,000 | 5,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,427 |
| Total noninterest expense | $2,322,000 | 5,620 |
| Salaries and employee benefits | $1,276,000 | 4,966 |
| Premises and equipment expense | $233,000 | 7,032 |
| Additional noninterest expense | $813,000 | 5,848 |
| Pre-tax net operating income | $923,000 | 6,241 |
| Securities gains (losses) | $557,000 | 833 |
| Applicable income taxes | $329,000 | 5,745 |
| Income before extraordinary items | $1,151,000 | 4,171 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,151,000 | 4,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,984 |
| Cash dividends | $336,000 | 4,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $716,540 | 5,746 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 6,361 |
| Total interest expense | $2,174,000 | 6,683 |
| Net interest income | $2,851,000 | 5,965 |
| Provision for loan and lease losses | $335,000 | 3,884 |
| Total noninterest income | $457,000 | 6,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 4,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $2,010,000 | 6,358 |
| Salaries and employee benefits | $1,176,000 | 5,255 |
| Premises and equipment expense | $231,000 | 7,148 |
| Additional noninterest expense | $603,000 | 7,483 |
| Pre-tax net operating income | $963,000 | 5,790 |
| Securities gains (losses) | $425,000 | 1,226 |
| Applicable income taxes | $316,000 | 5,720 |
| Income before extraordinary items | $1,072,000 | 4,230 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,072,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 3,368 |
| Cash dividends | $1,853,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $744,750 | 5,323 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.