Home > Phelps County Bank > Income and Expense

Phelps County Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,286,0001,873
Total interest expense$1,945,0003,074
Net interest income$18,341,0001,547
Provision for loan and lease losses$480,0001,311
Total noninterest income$4,542,0001,256
Gross Fiduciary activities income$0981
Service charges on deposit accounts$886,0001,097
Trading account gains and feesNANA
Additional Noninterest Income$3,656,0001,102
Total noninterest expense$14,385,0001,583
Salaries and employee benefits$9,104,0001,440
Premises and equipment expense$899,0002,146
Additional noninterest expense$3,656,0001,102
Pre-tax net operating income$8,018,0001,394
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$8,018,0001,208
Extraordinary gains, net$054
Net income$8,018,0001,224
Minority interest net income$088
Net income of bank and minority interests.$8,018,0001,211
Net charge-offs$-11,0003,866
Cash dividends$3,000,0001,181
Sale, conversion, retirement of capital stock, net$170,000373
Net operating income$8,018,0001,234
2023-09-30 (YTD Data)Rank
Total interest income$15,072,0001,854
Total interest expense$1,322,0003,073
Net interest income$13,750,0001,556
Provision for loan and lease losses$180,0001,734
Total noninterest income$3,419,0001,257
Gross Fiduciary activities income$0950
Service charges on deposit accounts$663,0001,091
Trading account gains and feesNANA
Additional Noninterest Income$2,756,0001,095
Total noninterest expense$10,399,0001,616
Salaries and employee benefits$6,425,0001,516
Premises and equipment expense$774,0002,000
Additional noninterest expense$2,756,0001,095
Pre-tax net operating income$6,590,0001,355
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$6,590,0001,166
Extraordinary gains, net$052
Net income$6,590,0001,174
Minority interest net income$081
Net income of bank and minority interests.$6,590,0001,166
Net charge-offs$-13,0003,885
Cash dividends$3,000,000874
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,590,0001,188
2023-06-30 (YTD Data)Rank
Total interest income$9,957,0001,832
Total interest expense$805,0003,024
Net interest income$9,152,0001,576
Provision for loan and lease losses$180,0001,397
Total noninterest income$2,197,0001,229
Gross Fiduciary activities income$0931
Service charges on deposit accounts$443,0001,076
Trading account gains and feesNANA
Additional Noninterest Income$1,754,0001,077
Total noninterest expense$6,787,0001,638
Salaries and employee benefits$4,245,0001,521
Premises and equipment expense$508,0001,999
Additional noninterest expense$1,754,0001,076
Pre-tax net operating income$4,382,0001,321
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,382,0001,167
Extraordinary gains, net$051
Net income$4,382,0001,177
Minority interest net income$081
Net income of bank and minority interests.$4,382,0001,167
Net charge-offs$-26,0004,185
Cash dividends$3,000,000631
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,382,0001,175
2023-03-31 (YTD Data)Rank
Total interest income$4,911,0001,832
Total interest expense$391,0002,888
Net interest income$4,520,0001,601
Provision for loan and lease losses$80,0001,393
Total noninterest income$1,083,0001,243
Gross Fiduciary activities income$0913
Service charges on deposit accounts$226,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$857,0001,076
Total noninterest expense$3,427,0001,644
Salaries and employee benefits$2,160,0001,525
Premises and equipment expense$256,0002,018
Additional noninterest expense$857,0001,076
Pre-tax net operating income$2,096,0001,420
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,096,0001,233
Extraordinary gains, net$04
Net income$2,096,0001,233
Minority interest net income$048
Net income of bank and minority interests.$2,096,0001,233
Net charge-offs$-41,0004,401
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,096,0001,261
2022-12-31 (YTD Data)Rank
Total interest income$16,091,0001,853
Total interest expense$716,0002,825
Net interest income$15,375,0001,756
Provision for loan and lease losses$200,0001,781
Total noninterest income$4,925,0001,214
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,073,000953
Trading account gains and feesNANA
Additional Noninterest Income$3,852,0001,076
Total noninterest expense$13,057,0001,661
Salaries and employee benefits$8,102,0001,549
Premises and equipment expense$993,0002,012
Additional noninterest expense$3,852,0001,076
Pre-tax net operating income$7,043,0001,637
Securities gains (losses)$-6,0003,342
Applicable income taxes$03,596
Income before extraordinary items$7,037,0001,449
Extraordinary gains, net$05
Net income$7,037,0001,448
Minority interest net income$063
Net income of bank and minority interests.$7,037,0001,449
Net charge-offs$90,0001,277
Cash dividends$3,750,000977
Sale, conversion, retirement of capital stock, net$147,000439
Net operating income$7,043,0001,469
2022-09-30 (YTD Data)Rank
Total interest income$11,400,0001,878
Total interest expense$470,0002,740
Net interest income$10,930,0001,810
Provision for loan and lease losses$02,835
Total noninterest income$3,814,0001,205
Gross Fiduciary activities income$0968
Service charges on deposit accounts$827,000951
Trading account gains and feesNANA
Additional Noninterest Income$2,987,0001,077
Total noninterest expense$9,344,0001,730
Salaries and employee benefits$5,617,0001,648
Premises and equipment expense$761,0002,006
Additional noninterest expense$2,987,0001,077
Pre-tax net operating income$5,400,0001,606
Securities gains (losses)$-6,0003,686
Applicable income taxes$03,603
Income before extraordinary items$5,394,0001,406
Extraordinary gains, net$04
Net income$5,394,0001,405
Minority interest net income$057
Net income of bank and minority interests.$5,394,0001,406
Net charge-offs$40,0001,322
Cash dividends$3,750,000714
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,400,0001,437
2022-06-30 (YTD Data)Rank
Total interest income$7,044,0001,932
Total interest expense$272,0002,790
Net interest income$6,772,0001,857
Provision for loan and lease losses$02,599
Total noninterest income$2,572,0001,180
Gross Fiduciary activities income$0925
Service charges on deposit accounts$583,000909
Trading account gains and feesNANA
Additional Noninterest Income$1,989,0001,099
Total noninterest expense$6,263,0001,699
Salaries and employee benefits$3,748,0001,637
Premises and equipment expense$525,0001,975
Additional noninterest expense$1,990,0001,607
Pre-tax net operating income$3,081,0001,701
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,081,0001,504
Extraordinary gains, net$04
Net income$3,081,0001,502
Minority interest net income$060
Net income of bank and minority interests.$3,081,0001,504
Net charge-offs$30,0001,166
Cash dividends$3,750,000524
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,081,0001,540
2022-03-31 (YTD Data)Rank
Total interest income$3,434,0001,913
Total interest expense$130,0002,834
Net interest income$3,304,0001,857
Provision for loan and lease losses$02,285
Total noninterest income$1,308,0001,170
Gross Fiduciary activities income$0892
Service charges on deposit accounts$293,000894
Trading account gains and feesNANA
Additional Noninterest Income$1,015,0001,077
Total noninterest expense$3,087,0001,715
Salaries and employee benefits$1,909,0001,625
Premises and equipment expense$189,0002,416
Additional noninterest expense$989,0001,585
Pre-tax net operating income$1,525,0001,620
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,525,0001,437
Extraordinary gains, net$04
Net income$1,525,0001,437
Minority interest net income$050
Net income of bank and minority interests.$1,525,0001,437
Net charge-offs$18,000995
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,525,0001,452
2021-12-31 (YTD Data)Rank
Total interest income$15,075,0001,861
Total interest expense$580,0002,957
Net interest income$14,495,0001,763
Provision for loan and lease losses$200,0001,725
Total noninterest income$5,527,0001,226
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,041,000945
Trading account gains and feesNANA
Additional Noninterest Income$4,486,0001,152
Total noninterest expense$12,606,0001,683
Salaries and employee benefits$7,672,0001,610
Premises and equipment expense$1,002,0002,028
Additional noninterest expense$3,932,0001,601
Pre-tax net operating income$7,216,0001,598
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$7,216,0001,469
Extraordinary gains, net$010
Net income$7,216,0001,469
Minority interest net income$074
Net income of bank and minority interests.$7,216,0001,469
Net charge-offs$28,0001,929
Cash dividends$3,000,0001,157
Sale, conversion, retirement of capital stock, net$72,000489
Net operating income$7,216,0001,436
2021-09-30 (YTD Data)Rank
Total interest income$11,816,0001,819
Total interest expense$449,0003,002
Net interest income$11,367,0001,739
Provision for loan and lease losses$02,963
Total noninterest income$4,208,0001,244
Gross Fiduciary activities income$0957
Service charges on deposit accounts$738,000981
Trading account gains and feesNANA
Additional Noninterest Income$3,470,0001,160
Total noninterest expense$9,054,0001,738
Salaries and employee benefits$5,367,0001,695
Premises and equipment expense$805,0001,974
Additional noninterest expense$2,882,0001,639
Pre-tax net operating income$6,521,0001,451
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$6,521,0001,312
Extraordinary gains, net$08
Net income$6,521,0001,312
Minority interest net income$069
Net income of bank and minority interests.$6,521,0001,312
Net charge-offs$28,0001,594
Cash dividends$3,000,000846
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,521,0001,295
2021-06-30 (YTD Data)Rank
Total interest income$7,810,0001,824
Total interest expense$317,0003,010
Net interest income$7,493,0001,745
Provision for loan and lease losses$02,862
Total noninterest income$2,743,0001,250
Gross Fiduciary activities income$0951
Service charges on deposit accounts$454,0001,009
Trading account gains and feesNANA
Additional Noninterest Income$2,289,0001,173
Total noninterest expense$5,999,0001,735
Salaries and employee benefits$3,557,0001,700
Premises and equipment expense$507,0002,040
Additional noninterest expense$1,935,0001,613
Pre-tax net operating income$4,237,0001,475
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$4,237,0001,335
Extraordinary gains, net$06
Net income$4,237,0001,335
Minority interest net income$067
Net income of bank and minority interests.$4,237,0001,335
Net charge-offs$8,0001,799
Cash dividends$500,0001,940
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,237,0001,308
2021-03-31 (YTD Data)Rank
Total interest income$3,370,0002,033
Total interest expense$168,0003,013
Net interest income$3,202,0001,940
Provision for loan and lease losses$02,741
Total noninterest income$1,309,0001,286
Gross Fiduciary activities income$0922
Service charges on deposit accounts$230,000984
Trading account gains and feesNANA
Additional Noninterest Income$1,079,0001,210
Total noninterest expense$2,910,0001,760
Salaries and employee benefits$1,754,0001,698
Premises and equipment expense$266,0001,996
Additional noninterest expense$890,0001,689
Pre-tax net operating income$1,601,0001,796
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,601,0001,651
Extraordinary gains, net$03
Net income$1,601,0001,651
Minority interest net income$055
Net income of bank and minority interests.$1,601,0001,651
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,601,0001,606
2020-12-31 (YTD Data)Rank
Total interest income$14,067,0001,977
Total interest expense$974,0002,981
Net interest income$13,093,0001,833
Provision for loan and lease losses$380,0002,491
Total noninterest income$6,092,0001,111
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,080,000884
Trading account gains and feesNANA
Additional Noninterest Income$5,012,0001,016
Total noninterest expense$11,800,0001,729
Salaries and employee benefits$7,242,0001,639
Premises and equipment expense$1,033,0002,000
Additional noninterest expense$3,525,0001,689
Pre-tax net operating income$7,005,0001,377
Securities gains (losses)$5,0002,442
Applicable income taxes$03,697
Income before extraordinary items$7,010,0001,259
Extraordinary gains, net$04
Net income$7,010,0001,260
Minority interest net income$072
Net income of bank and minority interests.$7,010,0001,260
Net charge-offs$113,0001,921
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,005,0001,224
2020-09-30 (YTD Data)Rank
Total interest income$11,047,0001,931
Total interest expense$757,0003,031
Net interest income$10,290,0001,773
Provision for loan and lease losses$180,0002,853
Total noninterest income$4,563,0001,088
Gross Fiduciary activities income$0981
Service charges on deposit accounts$803,000889
Trading account gains and feesNANA
Additional Noninterest Income$3,760,000983
Total noninterest expense$8,550,0001,749
Salaries and employee benefits$5,164,0001,695
Premises and equipment expense$774,0001,993
Additional noninterest expense$2,612,0001,684
Pre-tax net operating income$6,123,0001,196
Securities gains (losses)$5,0002,254
Applicable income taxes$03,696
Income before extraordinary items$6,128,0001,092
Extraordinary gains, net$04
Net income$6,128,0001,092
Minority interest net income$065
Net income of bank and minority interests.$6,128,0001,092
Net charge-offs$15,0002,607
Cash dividends$4,000,000666
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,123,0001,060
2020-06-30 (YTD Data)Rank
Total interest income$7,719,0001,884
Total interest expense$522,0003,078
Net interest income$7,197,0001,700
Provision for loan and lease losses$180,0002,493
Total noninterest income$2,835,0001,075
Gross Fiduciary activities income$0970
Service charges on deposit accounts$543,000889
Trading account gains and feesNANA
Additional Noninterest Income$2,292,000976
Total noninterest expense$5,616,0001,771
Salaries and employee benefits$3,426,0001,686
Premises and equipment expense$506,0002,014
Additional noninterest expense$1,684,0001,728
Pre-tax net operating income$4,236,0001,122
Securities gains (losses)$5,0002,004
Applicable income taxes$03,655
Income before extraordinary items$4,241,000993
Extraordinary gains, net$04
Net income$4,241,000993
Minority interest net income$065
Net income of bank and minority interests.$4,241,000993
Net charge-offs$-6,0004,173
Cash dividends$2,500,000671
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,236,000970
2020-03-31 (YTD Data)Rank
Total interest income$3,475,0002,019
Total interest expense$281,0003,102
Net interest income$3,194,0001,827
Provision for loan and lease losses$40,0002,710
Total noninterest income$1,265,0001,099
Gross Fiduciary activities income$0941
Service charges on deposit accounts$333,000858
Trading account gains and feesNANA
Additional Noninterest Income$932,0001,017
Total noninterest expense$2,741,0001,814
Salaries and employee benefits$1,669,0001,737
Premises and equipment expense$249,0002,059
Additional noninterest expense$823,0001,785
Pre-tax net operating income$1,678,0001,210
Securities gains (losses)$5,0001,450
Applicable income taxes$03,513
Income before extraordinary items$1,683,0001,079
Extraordinary gains, net$04
Net income$1,683,0001,077
Minority interest net income$056
Net income of bank and minority interests.$1,683,0001,079
Net charge-offs$30,0001,432
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,678,0001,061
2019-12-31 (YTD Data)Rank
Total interest income$13,978,0002,036
Total interest expense$1,146,0003,117
Net interest income$12,832,0001,834
Provision for loan and lease losses$460,0001,563
Total noninterest income$4,859,0001,148
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,409,000848
Trading account gains and feesNANA
Additional Noninterest Income$3,450,0001,090
Total noninterest expense$11,475,0001,710
Salaries and employee benefits$6,728,0001,687
Premises and equipment expense$1,076,0001,942
Additional noninterest expense$3,671,0001,617
Pre-tax net operating income$5,756,0001,586
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,756,0001,428
Extraordinary gains, net$011
Net income$5,756,0001,430
Minority interest net income$076
Net income of bank and minority interests.$5,756,0001,430
Net charge-offs$163,0001,853
Cash dividends$5,000,000787
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,756,0001,398
2019-09-30 (YTD Data)Rank
Total interest income$10,474,0002,062
Total interest expense$863,0003,152
Net interest income$9,611,0001,855
Provision for loan and lease losses$180,0002,065
Total noninterest income$3,608,0001,153
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,046,000856
Trading account gains and feesNANA
Additional Noninterest Income$2,562,0001,082
Total noninterest expense$8,331,0001,761
Salaries and employee benefits$4,930,0001,721
Premises and equipment expense$834,0001,903
Additional noninterest expense$2,567,0001,708
Pre-tax net operating income$4,708,0001,521
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$4,708,0001,362
Extraordinary gains, net$011
Net income$4,708,0001,363
Minority interest net income$072
Net income of bank and minority interests.$4,708,0001,364
Net charge-offs$138,0001,546
Cash dividends$4,000,000711
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,708,0001,333
2019-06-30 (YTD Data)Rank
Total interest income$6,934,0002,072
Total interest expense$575,0003,130
Net interest income$6,359,0001,872
Provision for loan and lease losses$120,0002,025
Total noninterest income$2,290,0001,161
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$679,000866
Trading account gains and feesNANA
Additional Noninterest Income$1,611,0001,104
Total noninterest expense$5,576,0001,765
Salaries and employee benefits$3,309,0001,726
Premises and equipment expense$555,0001,919
Additional noninterest expense$1,712,0001,718
Pre-tax net operating income$2,953,0001,568
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,953,0001,404
Extraordinary gains, net$011
Net income$2,953,0001,404
Minority interest net income$069
Net income of bank and minority interests.$2,953,0001,404
Net charge-offs$123,0001,281
Cash dividends$3,000,000630
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,953,0001,380
2019-03-31 (YTD Data)Rank
Total interest income$3,438,0002,075
Total interest expense$284,0003,119
Net interest income$3,154,0001,890
Provision for loan and lease losses$60,0001,874
Total noninterest income$1,108,0001,161
Gross Fiduciary activities income$0972
Service charges on deposit accounts$321,000900
Trading account gains and feesNANA
Additional Noninterest Income$787,0001,068
Total noninterest expense$2,823,0001,753
Salaries and employee benefits$1,676,0001,715
Premises and equipment expense$418,0001,399
Additional noninterest expense$729,0001,965
Pre-tax net operating income$1,379,0001,626
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,379,0001,446
Extraordinary gains, net$05
Net income$1,379,0001,445
Minority interest net income$052
Net income of bank and minority interests.$1,379,0001,445
Net charge-offs$5,0002,211
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,379,0001,423
2018-12-31 (YTD Data)Rank
Total interest income$13,409,0002,027
Total interest expense$1,059,0002,852
Net interest income$12,350,0001,903
Provision for loan and lease losses$270,0002,073
Total noninterest income$4,305,0001,206
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,255,000953
Trading account gains and feesNANA
Additional Noninterest Income$3,050,0001,132
Total noninterest expense$10,877,0001,768
Salaries and employee benefits$6,330,0001,729
Premises and equipment expense$1,453,0001,544
Additional noninterest expense$3,094,0001,866
Pre-tax net operating income$5,508,0001,657
Securities gains (losses)$-93,0004,992
Applicable income taxes$03,978
Income before extraordinary items$5,415,0001,478
Extraordinary gains, net$06
Net income$5,415,0001,477
Minority interest net income$072
Net income of bank and minority interests.$5,415,0001,477
Net charge-offs$74,0002,363
Cash dividends$5,000,000730
Sale, conversion, retirement of capital stock, net$-25,0005,348
Net operating income$5,508,0001,453
2018-09-30 (YTD Data)Rank
Total interest income$10,035,0002,019
Total interest expense$781,0002,794
Net interest income$9,254,0001,900
Provision for loan and lease losses$180,0002,069
Total noninterest income$3,191,0001,219
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$927,000968
Trading account gains and feesNANA
Additional Noninterest Income$2,264,0001,155
Total noninterest expense$8,176,0001,769
Salaries and employee benefits$4,776,0001,727
Premises and equipment expense$1,120,0001,519
Additional noninterest expense$2,280,0001,898
Pre-tax net operating income$4,089,0001,665
Securities gains (losses)$-16,0004,874
Applicable income taxes$04,032
Income before extraordinary items$4,073,0001,485
Extraordinary gains, net$05
Net income$4,073,0001,483
Minority interest net income$066
Net income of bank and minority interests.$4,073,0001,484
Net charge-offs$55,0002,140
Cash dividends$5,000,000532
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,089,0001,465
2018-06-30 (YTD Data)Rank
Total interest income$6,730,0001,997
Total interest expense$515,0002,760
Net interest income$6,215,0001,891
Provision for loan and lease losses$120,0002,009
Total noninterest income$2,103,0001,228
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$606,000981
Trading account gains and feesNANA
Additional Noninterest Income$1,497,0001,160
Total noninterest expense$5,420,0001,786
Salaries and employee benefits$3,170,0001,751
Premises and equipment expense$746,0001,533
Additional noninterest expense$1,504,0001,914
Pre-tax net operating income$2,778,0001,601
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,778,0001,428
Extraordinary gains, net$06
Net income$2,778,0001,427
Minority interest net income$065
Net income of bank and minority interests.$2,778,0001,427
Net charge-offs$34,0001,971
Cash dividends$3,500,000510
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,778,0001,414
2018-03-31 (YTD Data)Rank
Total interest income$3,333,0002,005
Total interest expense$261,0002,671
Net interest income$3,072,0001,899
Provision for loan and lease losses$60,0001,880
Total noninterest income$993,0001,278
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$289,0001,029
Trading account gains and feesNANA
Additional Noninterest Income$704,0001,200
Total noninterest expense$2,725,0001,794
Salaries and employee benefits$1,587,0001,769
Premises and equipment expense$383,0001,517
Additional noninterest expense$755,0001,912
Pre-tax net operating income$1,280,0001,696
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,280,0001,503
Extraordinary gains, net$07
Net income$1,280,0001,503
Minority interest net income$052
Net income of bank and minority interests.$1,280,0001,503
Net charge-offs$7,0002,089
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,280,0001,492
2017-12-31 (YTD Data)Rank
Total interest income$12,980,0001,984
Total interest expense$1,044,0002,474
Net interest income$11,936,0001,918
Provision for loan and lease losses$230,0002,247
Total noninterest income$4,289,0001,227
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,252,000972
Trading account gains and feesNANA
Additional Noninterest Income$3,037,0001,150
Total noninterest expense$10,832,0001,778
Salaries and employee benefits$6,424,0001,713
Premises and equipment expense$1,484,0001,532
Additional noninterest expense$2,924,0001,976
Pre-tax net operating income$5,163,0001,666
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$5,163,0001,310
Extraordinary gains, net$09
Net income$5,163,0001,310
Minority interest net income$076
Net income of bank and minority interests.$5,163,0001,310
Net charge-offs$106,0002,372
Cash dividends$4,100,000797
Sale, conversion, retirement of capital stock, net$-11,0005,595
Net operating income$5,163,0001,298
2017-09-30 (YTD Data)Rank
Total interest income$10,213,0001,912
Total interest expense$783,0002,454
Net interest income$9,430,0001,844
Provision for loan and lease losses$170,0002,190
Total noninterest income$2,695,0001,400
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$937,000971
Trading account gains and feesNANA
Additional Noninterest Income$1,758,0001,393
Total noninterest expense$8,004,0001,809
Salaries and employee benefits$4,713,0001,749
Premises and equipment expense$1,170,0001,470
Additional noninterest expense$2,121,0002,021
Pre-tax net operating income$3,951,0001,655
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$3,951,0001,387
Extraordinary gains, net$09
Net income$3,951,0001,386
Minority interest net income$071
Net income of bank and minority interests.$3,951,0001,387
Net charge-offs$131,0001,712
Cash dividends$3,000,000755
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,951,0001,368
2017-06-30 (YTD Data)Rank
Total interest income$6,721,0001,915
Total interest expense$521,0002,414
Net interest income$6,200,0001,843
Provision for loan and lease losses$110,0002,170
Total noninterest income$1,760,0001,431
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$605,000992
Trading account gains and feesNANA
Additional Noninterest Income$1,155,0001,408
Total noninterest expense$5,361,0001,798
Salaries and employee benefits$3,169,0001,736
Premises and equipment expense$783,0001,467
Additional noninterest expense$1,409,0002,031
Pre-tax net operating income$2,489,0001,709
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,489,0001,431
Extraordinary gains, net$011
Net income$2,489,0001,431
Minority interest net income$071
Net income of bank and minority interests.$2,489,0001,432
Net charge-offs$51,0001,986
Cash dividends$2,600,000608
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,489,0001,414
2017-03-31 (YTD Data)Rank
Total interest income$3,271,0001,953
Total interest expense$257,0002,407
Net interest income$3,014,0001,881
Provision for loan and lease losses$60,0001,878
Total noninterest income$863,0001,429
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$299,000998
Trading account gains and feesNANA
Additional Noninterest Income$564,0001,417
Total noninterest expense$2,634,0001,836
Salaries and employee benefits$1,551,0001,787
Premises and equipment expense$390,0001,499
Additional noninterest expense$693,0002,054
Pre-tax net operating income$1,183,0001,734
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,183,0001,480
Extraordinary gains, net$08
Net income$1,183,0001,480
Minority interest net income$055
Net income of bank and minority interests.$1,183,0001,480
Net charge-offs$24,0001,775
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,183,0001,464
2016-12-31 (YTD Data)Rank
Total interest income$13,106,0001,926
Total interest expense$1,039,0002,356
Net interest income$12,067,0001,855
Provision for loan and lease losses$390,0001,730
Total noninterest income$3,454,0001,486
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,219,0001,004
Trading account gains and fees$0170
Additional Noninterest Income$2,235,0001,487
Total noninterest expense$10,449,0001,829
Salaries and employee benefits$6,081,0001,769
Premises and equipment expense$1,490,0001,533
Additional noninterest expense$2,878,0002,046
Pre-tax net operating income$4,682,0001,709
Securities gains (losses)$109,0001,277
Applicable income taxes$04,278
Income before extraordinary items$4,791,0001,440
Extraordinary gains, net$05
Net income$4,791,0001,439
Minority interest net income$082
Net income of bank and minority interests.$4,791,0001,439
Net charge-offs$246,0001,731
Cash dividends$3,300,000955
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,682,0001,428
2016-09-30 (YTD Data)Rank
Total interest income$9,795,0001,936
Total interest expense$782,0002,349
Net interest income$9,013,0001,859
Provision for loan and lease losses$270,0001,728
Total noninterest income$2,562,0001,495
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$901,0001,015
Trading account gains and fees$0169
Additional Noninterest Income$1,661,0001,487
Total noninterest expense$7,587,0001,890
Salaries and employee benefits$4,239,0001,880
Premises and equipment expense$1,163,0001,471
Additional noninterest expense$2,185,0002,028
Pre-tax net operating income$3,718,0001,646
Securities gains (losses)$109,0001,191
Applicable income taxes$04,325
Income before extraordinary items$3,827,0001,378
Extraordinary gains, net$05
Net income$3,827,0001,379
Minority interest net income$071
Net income of bank and minority interests.$3,827,0001,379
Net charge-offs$153,0001,672
Cash dividends$3,300,000706
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,718,0001,380
2016-06-30 (YTD Data)Rank
Total interest income$6,506,0001,941
Total interest expense$532,0002,326
Net interest income$5,974,0001,868
Provision for loan and lease losses$180,0001,722
Total noninterest income$1,685,0001,492
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$589,0001,024
Trading account gains and fees$0157
Additional Noninterest Income$1,096,0001,459
Total noninterest expense$5,052,0001,897
Salaries and employee benefits$2,840,0001,881
Premises and equipment expense$776,0001,472
Additional noninterest expense$1,436,0002,052
Pre-tax net operating income$2,427,0001,670
Securities gains (losses)$69,0001,209
Applicable income taxes$04,338
Income before extraordinary items$2,496,0001,400
Extraordinary gains, net$016
Net income$2,496,0001,399
Minority interest net income$071
Net income of bank and minority interests.$2,496,0001,400
Net charge-offs$117,0001,489
Cash dividends$2,200,000696
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,427,0001,383
2016-03-31 (YTD Data)Rank
Total interest income$3,209,0001,965
Total interest expense$267,0002,333
Net interest income$2,942,0001,900
Provision for loan and lease losses$90,0001,597
Total noninterest income$838,0001,470
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$288,0001,038
Trading account gains and fees$0142
Additional Noninterest Income$550,0001,429
Total noninterest expense$2,514,0001,900
Salaries and employee benefits$1,413,0001,902
Premises and equipment expense$402,0001,432
Additional noninterest expense$699,0002,090
Pre-tax net operating income$1,176,0001,707
Securities gains (losses)$9,0001,537
Applicable income taxes$04,259
Income before extraordinary items$1,185,0001,428
Extraordinary gains, net$012
Net income$1,185,0001,428
Minority interest net income$062
Net income of bank and minority interests.$1,185,0001,429
Net charge-offs$42,0001,551
Cash dividends$1,100,000679
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,176,0001,401
2015-12-31 (YTD Data)Rank
Total interest income$12,299,0001,987
Total interest expense$1,107,0002,255
Net interest income$11,192,0001,937
Provision for loan and lease losses$500,0001,348
Total noninterest income$3,322,0001,491
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,203,0001,042
Trading account gains and fees$0159
Additional Noninterest Income$2,119,0001,457
Total noninterest expense$9,586,0001,974
Salaries and employee benefits$5,294,0001,964
Premises and equipment expense$1,483,0001,550
Additional noninterest expense$2,809,0002,127
Pre-tax net operating income$4,428,0001,737
Securities gains (losses)$86,0001,253
Applicable income taxes$2,0004,277
Income before extraordinary items$4,512,0001,467
Extraordinary gains, net$023
Net income$4,512,0001,467
Minority interest net income$081
Net income of bank and minority interests.$4,512,0001,467
Net charge-offs$222,0001,887
Cash dividends$4,500,000719
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,426,0001,465
2015-09-30 (YTD Data)Rank
Total interest income$9,135,0002,017
Total interest expense$840,0002,256
Net interest income$8,295,0001,970
Provision for loan and lease losses$310,0001,477
Total noninterest income$2,455,0001,528
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$899,0001,043
Trading account gains and fees$0153
Additional Noninterest Income$1,556,0001,495
Total noninterest expense$7,153,0001,984
Salaries and employee benefits$3,941,0001,978
Premises and equipment expense$1,140,0001,524
Additional noninterest expense$2,072,0002,137
Pre-tax net operating income$3,287,0001,775
Securities gains (losses)$86,0001,121
Applicable income taxes$2,0004,356
Income before extraordinary items$3,371,0001,493
Extraordinary gains, net$021
Net income$3,371,0001,494
Minority interest net income$078
Net income of bank and minority interests.$3,371,0001,494
Net charge-offs$141,0001,851
Cash dividends$3,000,000705
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,285,0001,480
2015-06-30 (YTD Data)Rank
Total interest income$5,990,0002,038
Total interest expense$571,0002,232
Net interest income$5,419,0001,997
Provision for loan and lease losses$130,0001,940
Total noninterest income$1,613,0001,538
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$566,0001,087
Trading account gains and fees$0157
Additional Noninterest Income$1,047,0001,503
Total noninterest expense$4,813,0001,982
Salaries and employee benefits$2,640,0001,980
Premises and equipment expense$741,0001,571
Additional noninterest expense$1,432,0002,080
Pre-tax net operating income$2,089,0001,838
Securities gains (losses)$54,0001,186
Applicable income taxes$2,0004,347
Income before extraordinary items$2,141,0001,529
Extraordinary gains, net$022
Net income$2,141,0001,531
Minority interest net income$075
Net income of bank and minority interests.$2,141,0001,531
Net charge-offs$70,0002,041
Cash dividends$2,000,000690
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,087,0001,525
2015-03-31 (YTD Data)Rank
Total interest income$2,959,0002,061
Total interest expense$302,0002,155
Net interest income$2,657,0002,020
Provision for loan and lease losses$60,0001,893
Total noninterest income$789,0001,531
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$260,0001,158
Trading account gains and fees$0152
Additional Noninterest Income$529,0001,444
Total noninterest expense$2,393,0001,987
Salaries and employee benefits$1,306,0002,007
Premises and equipment expense$374,0001,581
Additional noninterest expense$713,0002,072
Pre-tax net operating income$993,0001,869
Securities gains (losses)$19,0001,251
Applicable income taxes$2,0004,215
Income before extraordinary items$1,010,0001,580
Extraordinary gains, net$013
Net income$1,010,0001,581
Minority interest net income$064
Net income of bank and minority interests.$1,010,0001,582
Net charge-offs$27,0001,951
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$991,0001,550
2014-12-31 (YTD Data)Rank
Total interest income$11,941,0002,048
Total interest expense$1,374,0002,037
Net interest income$10,567,0002,021
Provision for loan and lease losses$200,0002,467
Total noninterest income$2,978,0001,580
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,169,0001,128
Trading account gains and fees$0180
Additional Noninterest Income$1,809,0001,577
Total noninterest expense$9,342,0002,018
Salaries and employee benefits$5,325,0001,926
Premises and equipment expense$1,293,0001,791
Additional noninterest expense$2,724,0002,219
Pre-tax net operating income$4,003,0001,831
Securities gains (losses)$182,000849
Applicable income taxes$3,0004,369
Income before extraordinary items$4,182,0001,530
Extraordinary gains, net$017
Net income$4,182,0001,527
Minority interest net income$084
Net income of bank and minority interests.$4,182,0001,529
Net charge-offs$139,0002,855
Cash dividends$3,000,000904
Sale, conversion, retirement of capital stock, net$156,000473
Net operating income$4,000,0001,562
2014-09-30 (YTD Data)Rank
Total interest income$8,933,0002,063
Total interest expense$1,042,0002,051
Net interest income$7,891,0002,038
Provision for loan and lease losses$40,0003,578
Total noninterest income$2,222,0001,584
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$879,0001,138
Trading account gains and fees$0174
Additional Noninterest Income$1,343,0001,585
Total noninterest expense$7,040,0002,021
Salaries and employee benefits$3,985,0001,936
Premises and equipment expense$975,0001,798
Additional noninterest expense$2,080,0002,168
Pre-tax net operating income$3,033,0001,830
Securities gains (losses)$27,0001,839
Applicable income taxes$3,0004,402
Income before extraordinary items$3,057,0001,551
Extraordinary gains, net$015
Net income$3,057,0001,551
Minority interest net income$081
Net income of bank and minority interests.$3,057,0001,551
Net charge-offs$85,0002,837
Cash dividends$1,500,0001,145
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,030,0001,533
2014-06-30 (YTD Data)Rank
Total interest income$5,856,0002,083
Total interest expense$690,0002,076
Net interest income$5,166,0002,057
Provision for loan and lease losses$40,0003,175
Total noninterest income$1,425,0001,606
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$562,0001,158
Trading account gains and fees$0172
Additional Noninterest Income$863,0001,608
Total noninterest expense$4,694,0002,023
Salaries and employee benefits$2,666,0001,942
Premises and equipment expense$658,0001,800
Additional noninterest expense$1,370,0002,181
Pre-tax net operating income$1,857,0001,929
Securities gains (losses)$26,0001,520
Applicable income taxes$3,0004,347
Income before extraordinary items$1,880,0001,617
Extraordinary gains, net$020
Net income$1,880,0001,620
Minority interest net income$080
Net income of bank and minority interests.$1,880,0001,619
Net charge-offs$61,0002,616
Cash dividends$1,500,000822
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,854,0001,608
2014-03-31 (YTD Data)Rank
Total interest income$2,895,0002,110
Total interest expense$349,0002,083
Net interest income$2,546,0002,079
Provision for loan and lease losses$10,0003,356
Total noninterest income$700,0001,597
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$276,0001,162
Trading account gains and fees$0147
Additional Noninterest Income$424,0001,572
Total noninterest expense$2,372,0002,007
Salaries and employee benefits$1,325,0001,958
Premises and equipment expense$345,0001,743
Additional noninterest expense$702,0002,141
Pre-tax net operating income$864,0001,983
Securities gains (losses)$01,715
Applicable income taxes$3,0004,166
Income before extraordinary items$861,0001,698
Extraordinary gains, net$016
Net income$861,0001,702
Minority interest net income$066
Net income of bank and minority interests.$861,0001,701
Net charge-offs$18,0002,548
Cash dividends$750,000763
Sale, conversion, retirement of capital stock, net$0747
Net operating income$861,0001,667
2013-12-31 (YTD Data)Rank
Total interest income$11,826,0002,083
Total interest expense$1,509,0002,153
Net interest income$10,317,0002,039
Provision for loan and lease losses$167,0003,176
Total noninterest income$2,888,0001,654
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,253,0001,101
Trading account gains and fees$0184
Additional Noninterest Income$1,635,0001,753
Total noninterest expense$9,296,0002,031
Salaries and employee benefits$5,193,0001,961
Premises and equipment expense$1,339,0001,754
Additional noninterest expense$2,764,0002,260
Pre-tax net operating income$3,742,0001,811
Securities gains (losses)$358,000608
Applicable income taxes$6,0004,375
Income before extraordinary items$4,094,0001,467
Extraordinary gains, net$029
Net income$4,094,0001,469
Minority interest net income$090
Net income of bank and minority interests.$4,094,0001,471
Net charge-offs$220,0002,911
Cash dividends$3,250,000817
Sale, conversion, retirement of capital stock, net$36,000714
Net operating income$3,736,0001,551
2013-09-30 (YTD Data)Rank
Total interest income$8,850,0002,100
Total interest expense$1,139,0002,202
Net interest income$7,711,0002,046
Provision for loan and lease losses$87,0003,544
Total noninterest income$2,147,0001,699
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$951,0001,092
Trading account gains and fees$0180
Additional Noninterest Income$1,196,0001,826
Total noninterest expense$6,995,0002,029
Salaries and employee benefits$3,910,0001,961
Premises and equipment expense$1,034,0001,716
Additional noninterest expense$2,051,0002,255
Pre-tax net operating income$2,776,0001,872
Securities gains (losses)$358,000558
Applicable income taxes$6,0004,418
Income before extraordinary items$3,128,0001,450
Extraordinary gains, net$025
Net income$3,128,0001,453
Minority interest net income$084
Net income of bank and minority interests.$3,128,0001,452
Net charge-offs$192,0002,616
Cash dividends$2,250,000793
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,770,0001,579
2013-06-30 (YTD Data)Rank
Total interest income$5,891,0002,092
Total interest expense$751,0002,269
Net interest income$5,140,0002,042
Provision for loan and lease losses$15,0004,344
Total noninterest income$1,345,0001,795
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$612,0001,104
Trading account gains and fees$0157
Additional Noninterest Income$733,0001,950
Total noninterest expense$4,649,0002,041
Salaries and employee benefits$2,584,0001,993
Premises and equipment expense$704,0001,680
Additional noninterest expense$1,361,0002,260
Pre-tax net operating income$1,821,0001,869
Securities gains (losses)$348,000501
Applicable income taxes$6,0004,328
Income before extraordinary items$2,163,0001,401
Extraordinary gains, net$022
Net income$2,163,0001,404
Minority interest net income$082
Net income of bank and minority interests.$2,163,0001,404
Net charge-offs$102,0002,742
Cash dividends$1,500,000781
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,815,0001,584
2013-03-31 (YTD Data)Rank
Total interest income$2,933,0002,121
Total interest expense$370,0002,354
Net interest income$2,563,0002,046
Provision for loan and lease losses$04,409
Total noninterest income$630,0001,894
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$291,0001,148
Trading account gains and fees$0148
Additional Noninterest Income$339,0002,062
Total noninterest expense$2,265,0002,103
Salaries and employee benefits$1,279,0002,029
Premises and equipment expense$353,0001,708
Additional noninterest expense$633,0002,424
Pre-tax net operating income$928,0001,824
Securities gains (losses)$66,000808
Applicable income taxes$6,0004,117
Income before extraordinary items$988,0001,504
Extraordinary gains, net$010
Net income$988,0001,507
Minority interest net income$076
Net income of bank and minority interests.$988,0001,506
Net charge-offs$50,0002,418
Cash dividends$750,000684
Sale, conversion, retirement of capital stock, net$0789
Net operating income$922,6601,533
2012-12-31 (YTD Data)Rank
Total interest income$12,438,0002,099
Total interest expense$1,886,0002,239
Net interest income$10,552,0002,051
Provision for loan and lease losses$365,0003,118
Total noninterest income$2,766,0001,748
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,270,0001,124
Trading account gains and fees$0166
Additional Noninterest Income$1,496,0001,855
Total noninterest expense$9,155,0002,090
Salaries and employee benefits$5,238,0001,921
Premises and equipment expense$1,259,0001,868
Additional noninterest expense$2,658,0002,438
Pre-tax net operating income$3,798,0001,717
Securities gains (losses)$334,0001,271
Applicable income taxes$6,0004,480
Income before extraordinary items$4,126,0001,417
Extraordinary gains, net$029
Net income$4,126,0001,418
Minority interest net income$093
Net income of bank and minority interests.$4,126,0001,418
Net charge-offs$286,0003,356
Cash dividends$2,250,0001,111
Sale, conversion, retirement of capital stock, net$117,000538
Net operating income$3,792,0001,426
2012-09-30 (YTD Data)Rank
Total interest income$9,381,0002,131
Total interest expense$1,501,0002,209
Net interest income$7,880,0002,084
Provision for loan and lease losses$210,0003,454
Total noninterest income$2,065,0001,748
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$950,0001,128
Trading account gains and fees$0157
Additional Noninterest Income$1,115,0001,857
Total noninterest expense$6,690,0002,150
Salaries and employee benefits$3,769,0002,005
Premises and equipment expense$710,0002,404
Additional noninterest expense$2,211,0002,188
Pre-tax net operating income$3,045,0001,672
Securities gains (losses)$295,0001,137
Applicable income taxes$6,0004,487
Income before extraordinary items$3,334,0001,359
Extraordinary gains, net$020
Net income$3,334,0001,360
Minority interest net income$086
Net income of bank and minority interests.$3,334,0001,360
Net charge-offs$176,0003,428
Cash dividends$2,250,000707
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,039,0001,383
2012-06-30 (YTD Data)Rank
Total interest income$6,251,0002,139
Total interest expense$1,099,0002,113
Net interest income$5,152,0002,125
Provision for loan and lease losses$115,0003,714
Total noninterest income$1,445,0001,671
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$628,0001,131
Trading account gains and fees$0153
Additional Noninterest Income$817,0001,733
Total noninterest expense$4,460,0002,161
Salaries and employee benefits$2,439,0002,052
Premises and equipment expense$652,0001,824
Additional noninterest expense$1,369,0002,372
Pre-tax net operating income$2,022,0001,674
Securities gains (losses)$242,000983
Applicable income taxes$6,0004,385
Income before extraordinary items$2,258,0001,315
Extraordinary gains, net$019
Net income$2,258,0001,315
Minority interest net income$084
Net income of bank and minority interests.$2,258,0001,315
Net charge-offs$90,0003,515
Cash dividends$1,500,000681
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,016,0001,386
2012-03-31 (YTD Data)Rank
Total interest income$3,090,0002,189
Total interest expense$556,0002,159
Net interest income$2,534,0002,169
Provision for loan and lease losses$75,0003,178
Total noninterest income$687,0001,734
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$303,0001,163
Trading account gains and fees$0148
Additional Noninterest Income$384,0001,803
Total noninterest expense$2,165,0002,199
Salaries and employee benefits$1,150,0002,176
Premises and equipment expense$330,0001,795
Additional noninterest expense$685,0002,336
Pre-tax net operating income$981,0001,711
Securities gains (losses)$123,000822
Applicable income taxes$6,0004,170
Income before extraordinary items$1,098,0001,315
Extraordinary gains, net$019
Net income$1,098,0001,316
Minority interest net income$078
Net income of bank and minority interests.$1,098,0001,316
Net charge-offs$43,0003,131
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$976,2301,405
2011-12-31 (YTD Data)Rank
Total interest income$12,308,0002,266
Total interest expense$2,584,0002,231
Net interest income$9,724,0002,256
Provision for loan and lease losses$540,0003,346
Total noninterest income$2,795,0001,575
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,245,0001,184
Trading account gains and fees$0146
Additional Noninterest Income$1,550,0001,616
Total noninterest expense$8,089,0002,342
Salaries and employee benefits$4,265,0002,271
Premises and equipment expense$1,159,0002,124
Additional noninterest expense$2,665,0002,463
Pre-tax net operating income$3,890,0001,471
Securities gains (losses)$427,000887
Applicable income taxes$11,0004,285
Income before extraordinary items$4,306,0001,166
Extraordinary gains, net$029
Net income$4,306,0001,166
Minority interest net income$096
Net income of bank and minority interests.$4,306,0001,166
Net charge-offs$555,0003,050
Cash dividends$2,000,000950
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,879,0001,214
2011-09-30 (YTD Data)Rank
Total interest income$9,203,0002,297
Total interest expense$1,964,0002,306
Net interest income$7,239,0002,279
Provision for loan and lease losses$220,0004,036
Total noninterest income$2,039,0001,592
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$917,0001,207
Trading account gains and fees$0145
Additional Noninterest Income$1,122,0001,625
Total noninterest expense$6,230,0002,296
Salaries and employee benefits$3,191,0002,268
Premises and equipment expense$883,0002,117
Additional noninterest expense$2,156,0002,294
Pre-tax net operating income$2,828,0001,560
Securities gains (losses)$364,000795
Applicable income taxes$11,0004,231
Income before extraordinary items$3,181,0001,219
Extraordinary gains, net$021
Net income$3,181,0001,219
Minority interest net income$087
Net income of bank and minority interests.$3,181,0001,219
Net charge-offs$420,0002,854
Cash dividends$1,000,0001,146
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,817,0001,297
2011-06-30 (YTD Data)Rank
Total interest income$6,159,0002,310
Total interest expense$1,334,0002,349
Net interest income$4,825,0002,275
Provision for loan and lease losses$190,0003,609
Total noninterest income$1,311,0001,628
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$590,0001,224
Trading account gains and fees$0153
Additional Noninterest Income$721,0001,688
Total noninterest expense$4,117,0002,341
Salaries and employee benefits$2,108,0002,300
Premises and equipment expense$588,0002,142
Additional noninterest expense$1,421,0002,360
Pre-tax net operating income$1,829,0001,581
Securities gains (losses)$267,000594
Applicable income taxes$11,0004,065
Income before extraordinary items$2,085,0001,190
Extraordinary gains, net$015
Net income$2,085,0001,189
Minority interest net income$089
Net income of bank and minority interests.$2,085,0001,190
Net charge-offs$202,0003,110
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,820,6701,310
2011-03-31 (YTD Data)Rank
Total interest income$2,998,0002,377
Total interest expense$672,0002,409
Net interest income$2,326,0002,349
Provision for loan and lease losses$190,0002,505
Total noninterest income$645,0001,664
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$285,0001,248
Trading account gains and fees$0158
Additional Noninterest Income$360,0001,692
Total noninterest expense$1,986,0002,434
Salaries and employee benefits$1,043,0002,349
Premises and equipment expense$298,0002,152
Additional noninterest expense$645,0002,571
Pre-tax net operating income$795,0001,783
Securities gains (losses)$220,000318
Applicable income taxes$11,0003,738
Income before extraordinary items$1,004,0001,229
Extraordinary gains, net$09
Net income$1,004,0001,228
Minority interest net income$086
Net income of bank and minority interests.$1,004,0001,229
Net charge-offs$73,0003,036
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$786,2001,459
2010-12-31 (YTD Data)Rank
Total interest income$12,528,0002,400
Total interest expense$2,845,0002,713
Net interest income$9,683,0002,265
Provision for loan and lease losses$585,0003,896
Total noninterest income$2,529,0001,748
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,283,0001,171
Trading account gains and fees$0175
Additional Noninterest Income$1,246,0001,912
Total noninterest expense$7,571,0002,564
Salaries and employee benefits$4,116,0002,339
Premises and equipment expense$1,190,0002,121
Additional noninterest expense$2,265,0002,917
Pre-tax net operating income$4,056,0001,248
Securities gains (losses)$324,0001,199
Applicable income taxes$9,0004,240
Income before extraordinary items$4,371,000990
Extraordinary gains, net$029
Net income$4,371,000992
Minority interest net income$0111
Net income of bank and minority interests.$4,371,000993
Net charge-offs$570,0003,479
Cash dividends$3,950,000422
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,047,0001,025
2010-09-30 (YTD Data)Rank
Total interest income$9,376,0002,462
Total interest expense$2,145,0002,808
Net interest income$7,231,0002,315
Provision for loan and lease losses$135,0005,367
Total noninterest income$1,877,0001,776
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$973,0001,202
Trading account gains and fees$0165
Additional Noninterest Income$904,0001,929
Total noninterest expense$5,792,0002,498
Salaries and employee benefits$3,143,0002,313
Premises and equipment expense$942,0002,046
Additional noninterest expense$1,707,0002,841
Pre-tax net operating income$3,181,0001,241
Securities gains (losses)$166,0001,520
Applicable income taxes$9,0004,274
Income before extraordinary items$3,338,0001,033
Extraordinary gains, net$023
Net income$3,338,0001,036
Minority interest net income$0110
Net income of bank and minority interests.$3,338,0001,036
Net charge-offs$366,0003,468
Cash dividends$2,800,000394
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,172,0001,024
2010-06-30 (YTD Data)Rank
Total interest income$6,205,0002,504
Total interest expense$1,422,0002,909
Net interest income$4,783,0002,337
Provision for loan and lease losses$110,0005,057
Total noninterest income$1,216,0001,755
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$666,0001,173
Trading account gains and fees$0152
Additional Noninterest Income$550,0001,976
Total noninterest expense$3,781,0002,563
Salaries and employee benefits$2,112,0002,299
Premises and equipment expense$660,0001,971
Additional noninterest expense$1,009,0003,184
Pre-tax net operating income$2,108,0001,246
Securities gains (losses)$144,0001,160
Applicable income taxes$9,0004,121
Income before extraordinary items$2,243,0001,008
Extraordinary gains, net$019
Net income$2,243,0001,009
Minority interest net income$0105
Net income of bank and minority interests.$2,243,0001,009
Net charge-offs$251,0003,277
Cash dividends$1,900,000375
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,099,0001,029
2010-03-31 (YTD Data)Rank
Total interest income$3,104,0002,564
Total interest expense$719,0002,999
Net interest income$2,385,0002,361
Provision for loan and lease losses$30,0005,300
Total noninterest income$559,0001,866
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$308,0001,269
Trading account gains and fees$0175
Additional Noninterest Income$251,0002,062
Total noninterest expense$1,889,0002,584
Salaries and employee benefits$1,053,0002,340
Premises and equipment expense$316,0002,110
Additional noninterest expense$520,0003,062
Pre-tax net operating income$1,025,0001,276
Securities gains (losses)$68,000987
Applicable income taxes$9,0003,859
Income before extraordinary items$1,084,0001,008
Extraordinary gains, net$016
Net income$1,084,0001,010
Minority interest net income$091
Net income of bank and minority interests.$1,084,0001,011
Net charge-offs$67,0003,472
Cash dividends$1,100,000299
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,016,6801,046
2009-12-31 (YTD Data)Rank
Total interest income$12,840,0002,573
Total interest expense$3,243,0003,220
Net interest income$9,597,0002,279
Provision for loan and lease losses$180,0005,882
Total noninterest income$2,295,0001,936
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,482,0001,161
Trading account gains and fees$0211
Additional Noninterest Income$813,0002,435
Total noninterest expense$7,699,0002,564
Salaries and employee benefits$4,365,0002,254
Premises and equipment expense$1,130,0002,333
Additional noninterest expense$2,204,0003,073
Pre-tax net operating income$4,013,0001,034
Securities gains (losses)$235,0001,429
Applicable income taxes$10,0003,886
Income before extraordinary items$4,238,000812
Extraordinary gains, net$034
Net income$4,238,000811
Minority interest net income$0115
Net income of bank and minority interests.$4,238,000812
Net charge-offs$425,0003,997
Cash dividends$4,050,000431
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,003,000860
2009-09-30 (YTD Data)Rank
Total interest income$9,671,0002,616
Total interest expense$2,469,0003,323
Net interest income$7,202,0002,282
Provision for loan and lease losses$07,284
Total noninterest income$1,658,0002,023
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,096,0001,181
Trading account gains and fees$0212
Additional Noninterest Income$562,0002,621
Total noninterest expense$5,755,0002,576
Salaries and employee benefits$3,165,0002,351
Premises and equipment expense$868,0002,306
Additional noninterest expense$1,722,0002,931
Pre-tax net operating income$3,105,0001,053
Securities gains (losses)$227,0001,204
Applicable income taxes$10,0004,043
Income before extraordinary items$3,322,000818
Extraordinary gains, net$027
Net income$3,322,000818
Minority interest net income$0118
Net income of bank and minority interests.$3,322,000819
Net charge-offs$383,0003,403
Cash dividends$3,150,000387
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,095,000867
2009-06-30 (YTD Data)Rank
Total interest income$6,529,0002,611
Total interest expense$1,668,0003,395
Net interest income$4,861,0002,244
Provision for loan and lease losses$07,158
Total noninterest income$1,012,0002,176
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$709,0001,193
Trading account gains and fees$0193
Additional Noninterest Income$303,0002,985
Total noninterest expense$3,904,0002,554
Salaries and employee benefits$2,092,0002,413
Premises and equipment expense$579,0002,330
Additional noninterest expense$1,233,0002,751
Pre-tax net operating income$1,969,0001,158
Securities gains (losses)$228,000937
Applicable income taxes$10,0004,008
Income before extraordinary items$2,187,000866
Extraordinary gains, net$021
Net income$2,187,000866
Minority interest net income$0112
Net income of bank and minority interests.$2,187,000866
Net charge-offs$366,0002,705
Cash dividends$2,050,000433
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,959,000935
2009-03-31 (YTD Data)Rank
Total interest income$3,240,0002,661
Total interest expense$842,0003,490
Net interest income$2,398,0002,279
Provision for loan and lease losses$06,744
Total noninterest income$569,0001,946
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$345,0001,194
Trading account gains and fees$0171
Additional Noninterest Income$224,0002,356
Total noninterest expense$1,956,0002,474
Salaries and employee benefits$1,049,0002,439
Premises and equipment expense$293,0002,343
Additional noninterest expense$614,0002,515
Pre-tax net operating income$1,011,0001,270
Securities gains (losses)$59,0001,231
Applicable income taxes$10,0003,971
Income before extraordinary items$1,060,0001,022
Extraordinary gains, net$015
Net income$1,060,0001,022
Minority interest net income$0102
Net income of bank and minority interests.$1,060,0001,024
Net charge-offs$76,0003,153
Cash dividends$950,000486
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,001,5901,006
2008-12-31 (YTD Data)Rank
Total interest income$13,798,0002,680
Total interest expense$4,225,0003,376
Net interest income$9,573,0002,300
Provision for loan and lease losses$1,254,0002,396
Total noninterest income$2,618,0001,750
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,738,0001,027
Trading account gains and fees$0154
Additional Noninterest Income$880,0002,325
Total noninterest expense$7,407,0002,557
Salaries and employee benefits$4,169,0002,411
Premises and equipment expense$1,111,0002,400
Additional noninterest expense$2,127,0002,705
Pre-tax net operating income$3,530,0001,546
Securities gains (losses)$208,000702
Applicable income taxes$7,0004,604
Income before extraordinary items$3,731,0001,114
Extraordinary gains, net$039
Net income$3,731,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$966,0001,996
Cash dividends$1,900,0001,423
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,523,0001,260
2008-09-30 (YTD Data)Rank
Total interest income$10,278,0002,751
Total interest expense$3,277,0003,407
Net interest income$7,001,0002,358
Provision for loan and lease losses$880,0001,983
Total noninterest income$1,956,0001,801
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,301,0001,043
Trading account gains and fees$0148
Additional Noninterest Income$655,0002,410
Total noninterest expense$5,530,0002,554
Salaries and employee benefits$3,098,0002,460
Premises and equipment expense$862,0002,339
Additional noninterest expense$1,570,0002,659
Pre-tax net operating income$2,547,0001,897
Securities gains (losses)$135,000809
Applicable income taxes$7,0004,953
Income before extraordinary items$2,675,0001,384
Extraordinary gains, net$031
Net income$2,675,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,754
Cash dividends$900,0001,947
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,540,0001,526
2008-06-30 (YTD Data)Rank
Total interest income$6,883,0002,773
Total interest expense$2,203,0003,501
Net interest income$4,680,0002,343
Provision for loan and lease losses$543,0001,829
Total noninterest income$1,262,0001,863
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$848,0001,042
Trading account gains and fees$0149
Additional Noninterest Income$414,0002,536
Total noninterest expense$3,677,0002,566
Salaries and employee benefits$2,019,0002,553
Premises and equipment expense$595,0002,268
Additional noninterest expense$1,063,0002,604
Pre-tax net operating income$1,722,0001,933
Securities gains (losses)$105,000929
Applicable income taxes$7,0005,127
Income before extraordinary items$1,820,0001,506
Extraordinary gains, net$021
Net income$1,820,0001,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,422
Cash dividends$900,0001,547
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,715,0001,561
2008-03-31 (YTD Data)Rank
Total interest income$3,381,0002,885
Total interest expense$1,136,0003,585
Net interest income$2,245,0002,443
Provision for loan and lease losses$208,0001,783
Total noninterest income$561,0002,064
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$389,0001,122
Trading account gains and fees$0158
Additional Noninterest Income$172,0002,804
Total noninterest expense$1,786,0002,636
Salaries and employee benefits$1,005,0002,570
Premises and equipment expense$293,0002,313
Additional noninterest expense$488,0002,782
Pre-tax net operating income$812,0002,129
Securities gains (losses)$105,000694
Applicable income taxes$7,0004,983
Income before extraordinary items$910,0001,632
Extraordinary gains, net$015
Net income$910,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,966
Cash dividends$900,000823
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$806,0501,736
2007-12-31 (YTD Data)Rank
Total interest income$13,171,0003,026
Total interest expense$4,836,0003,547
Net interest income$8,335,0002,628
Provision for loan and lease losses$67,0005,388
Total noninterest income$2,265,0002,032
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,718,0001,036
Trading account gains and fees$0178
Additional Noninterest Income$547,0003,166
Total noninterest expense$6,898,0002,628
Salaries and employee benefits$3,960,0002,507
Premises and equipment expense$1,104,0002,354
Additional noninterest expense$1,834,0002,883
Pre-tax net operating income$3,635,0002,142
Securities gains (losses)$-15,0007,664
Applicable income taxes$6,0005,740
Income before extraordinary items$3,614,0001,747
Extraordinary gains, net$039
Net income$3,614,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,354
Cash dividends$3,600,0001,015
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,629,0001,728
2007-09-30 (YTD Data)Rank
Total interest income$9,817,0003,033
Total interest expense$3,658,0003,530
Net interest income$6,159,0002,672
Provision for loan and lease losses$18,0005,899
Total noninterest income$1,641,0002,077
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,260,0001,046
Trading account gains and fees$0184
Additional Noninterest Income$381,0003,298
Total noninterest expense$5,122,0002,634
Salaries and employee benefits$2,961,0002,513
Premises and equipment expense$871,0002,221
Additional noninterest expense$1,290,0002,996
Pre-tax net operating income$2,660,0002,322
Securities gains (losses)$2,0001,394
Applicable income taxes$6,0005,862
Income before extraordinary items$2,656,0001,897
Extraordinary gains, net$033
Net income$2,656,0001,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,603
Cash dividends$2,550,0001,003
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,654,0001,886
2007-06-30 (YTD Data)Rank
Total interest income$6,460,0003,075
Total interest expense$2,463,0003,495
Net interest income$3,997,0002,758
Provision for loan and lease losses$06,209
Total noninterest income$1,070,0002,130
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$825,0001,067
Trading account gains and fees$0168
Additional Noninterest Income$245,0003,390
Total noninterest expense$3,413,0002,654
Salaries and employee benefits$1,964,0002,565
Premises and equipment expense$600,0002,156
Additional noninterest expense$849,0003,036
Pre-tax net operating income$1,654,0002,508
Securities gains (losses)$01,444
Applicable income taxes$6,0005,846
Income before extraordinary items$1,648,0002,065
Extraordinary gains, net$029
Net income$1,648,0002,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,311
Cash dividends$1,550,0001,088
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,648,0002,045
2007-03-31 (YTD Data)Rank
Total interest income$3,124,0003,169
Total interest expense$1,232,0003,471
Net interest income$1,892,0002,896
Provision for loan and lease losses$05,779
Total noninterest income$512,0002,178
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$389,0001,105
Trading account gains and fees$0195
Additional Noninterest Income$123,0003,375
Total noninterest expense$1,692,0002,685
Salaries and employee benefits$979,0002,586
Premises and equipment expense$293,0002,231
Additional noninterest expense$420,0003,044
Pre-tax net operating income$712,0002,768
Securities gains (losses)$01,187
Applicable income taxes$6,0005,609
Income before extraordinary items$706,0002,310
Extraordinary gains, net$022
Net income$706,0002,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$550,0001,296
Sale, conversion, retirement of capital stock, net$0885
Net operating income$706,0002,289
2006-12-31 (YTD Data)Rank
Total interest income$12,357,0003,008
Total interest expense$4,446,0003,319
Net interest income$7,911,0002,779
Provision for loan and lease losses$349,0002,536
Total noninterest income$2,337,0001,980
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,676,0001,054
Trading account gains and fees$0130
Additional Noninterest Income$661,0002,835
Total noninterest expense$6,688,0002,618
Salaries and employee benefits$3,874,0002,514
Premises and equipment expense$1,178,0002,103
Additional noninterest expense$1,636,0003,069
Pre-tax net operating income$3,211,0002,659
Securities gains (losses)$01,687
Applicable income taxes$3,0006,401
Income before extraordinary items$3,208,0002,154
Extraordinary gains, net$051
Net income$3,208,0002,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,932
Cash dividends$3,150,0001,070
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,208,0002,144
2006-09-30 (YTD Data)Rank
Total interest income$9,139,0003,029
Total interest expense$3,244,0003,297
Net interest income$5,895,0002,818
Provision for loan and lease losses$253,0002,432
Total noninterest income$1,721,0002,017
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,231,0001,083
Trading account gains and fees$0126
Additional Noninterest Income$490,0002,879
Total noninterest expense$5,039,0002,605
Salaries and employee benefits$2,907,0002,503
Premises and equipment expense$883,0002,120
Additional noninterest expense$1,249,0003,016
Pre-tax net operating income$2,324,0002,814
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,324,0002,288
Extraordinary gains, net$045
Net income$2,324,0002,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0001,461
Cash dividends$1,650,0001,335
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,324,0002,274
2006-06-30 (YTD Data)Rank
Total interest income$5,996,0003,031
Total interest expense$2,111,0003,240
Net interest income$3,885,0002,855
Provision for loan and lease losses$224,0001,936
Total noninterest income$1,136,0002,030
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$776,0001,140
Trading account gains and fees$0126
Additional Noninterest Income$360,0002,710
Total noninterest expense$3,395,0002,594
Salaries and employee benefits$1,926,0002,522
Premises and equipment expense$590,0002,111
Additional noninterest expense$879,0002,880
Pre-tax net operating income$1,402,0003,015
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,402,0002,471
Extraordinary gains, net$039
Net income$1,402,0002,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0001,883
Cash dividends$1,100,0001,328
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,402,0002,456
2006-03-31 (YTD Data)Rank
Total interest income$2,935,0003,029
Total interest expense$1,039,0003,166
Net interest income$1,896,0002,916
Provision for loan and lease losses$162,0001,343
Total noninterest income$520,0002,141
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$375,0001,155
Trading account gains and fees$0115
Additional Noninterest Income$145,0003,030
Total noninterest expense$1,680,0002,618
Salaries and employee benefits$947,0002,571
Premises and equipment expense$288,0002,175
Additional noninterest expense$445,0002,831
Pre-tax net operating income$574,0003,417
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$574,0002,831
Extraordinary gains, net$021
Net income$574,0002,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,001
Cash dividends$550,0001,236
Sale, conversion, retirement of capital stock, net$0648
Net operating income$574,0002,818
2005-12-31 (YTD Data)Rank
Total interest income$11,273,0002,856
Total interest expense$3,422,0002,996
Net interest income$7,851,0002,752
Provision for loan and lease losses$375,0002,387
Total noninterest income$2,243,0002,042
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,592,0001,118
Trading account gains and fees$0138
Additional Noninterest Income$651,0002,910
Total noninterest expense$6,778,0002,466
Salaries and employee benefits$3,944,0002,322
Premises and equipment expense$1,155,0002,077
Additional noninterest expense$1,679,0002,952
Pre-tax net operating income$2,941,0002,809
Securities gains (losses)$-2,0007,064
Applicable income taxes$06,964
Income before extraordinary items$2,939,0002,287
Extraordinary gains, net$046
Net income$2,939,0002,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,585
Cash dividends$1,790,0001,611
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,941,0002,248
2005-09-30 (YTD Data)Rank
Total interest income$8,373,0002,821
Total interest expense$2,466,0002,958
Net interest income$5,907,0002,724
Provision for loan and lease losses$289,0002,261
Total noninterest income$1,695,0002,018
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,170,0001,130
Trading account gains and fees$0126
Additional Noninterest Income$525,0002,785
Total noninterest expense$5,262,0002,357
Salaries and employee benefits$3,025,0002,254
Premises and equipment expense$920,0001,956
Additional noninterest expense$1,317,0002,794
Pre-tax net operating income$2,051,0002,995
Securities gains (losses)$-2,0007,438
Applicable income taxes$06,976
Income before extraordinary items$2,049,0002,439
Extraordinary gains, net$035
Net income$2,049,0002,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0002,228
Cash dividends$1,240,0001,530
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,051,0002,408
2005-06-30 (YTD Data)Rank
Total interest income$5,554,0002,775
Total interest expense$1,593,0002,915
Net interest income$3,961,0002,685
Provision for loan and lease losses$204,0002,142
Total noninterest income$1,108,0002,029
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$744,0001,152
Trading account gains and fees$0116
Additional Noninterest Income$364,0002,705
Total noninterest expense$3,515,0002,344
Salaries and employee benefits$2,016,0002,243
Premises and equipment expense$612,0001,946
Additional noninterest expense$887,0002,748
Pre-tax net operating income$1,350,0002,980
Securities gains (losses)$-1,0007,609
Applicable income taxes$06,961
Income before extraordinary items$1,349,0002,403
Extraordinary gains, net$030
Net income$1,349,0002,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,627
Cash dividends$690,0001,776
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,350,0002,378
2005-03-31 (YTD Data)Rank
Total interest income$2,727,0002,788
Total interest expense$778,0002,864
Net interest income$1,949,0002,713
Provision for loan and lease losses$122,0001,725
Total noninterest income$485,0002,181
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$341,0001,203
Trading account gains and fees$0115
Additional Noninterest Income$144,0003,044
Total noninterest expense$1,737,0002,371
Salaries and employee benefits$990,0002,304
Premises and equipment expense$309,0001,942
Additional noninterest expense$438,0002,767
Pre-tax net operating income$575,0003,325
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$575,0002,709
Extraordinary gains, net$024
Net income$575,0002,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0001,807
Cash dividends$140,0002,639
Sale, conversion, retirement of capital stock, net$0491
Net operating income$575,0002,663
2004-12-31 (YTD Data)Rank
Total interest income$10,360,0002,744
Total interest expense$2,663,0002,901
Net interest income$7,697,0002,617
Provision for loan and lease losses$323,0002,772
Total noninterest income$1,907,0002,270
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,504,0001,187
Trading account gains and fees$0138
Additional Noninterest Income$403,0003,708
Total noninterest expense$6,505,0002,451
Salaries and employee benefits$3,666,0002,368
Premises and equipment expense$1,159,0001,989
Additional noninterest expense$1,680,0002,832
Pre-tax net operating income$2,776,0002,745
Securities gains (losses)$50,0001,738
Applicable income taxes$-7,0008,562
Income before extraordinary items$2,833,0002,180
Extraordinary gains, net$034
Net income$2,833,0002,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,284
Cash dividends$2,200,0001,243
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,783,0002,167
2004-09-30 (YTD Data)Rank
Total interest income$7,678,0002,737
Total interest expense$1,935,0002,919
Net interest income$5,743,0002,610
Provision for loan and lease losses$258,0002,533
Total noninterest income$1,379,0002,340
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,129,0001,184
Trading account gains and fees$0134
Additional Noninterest Income$250,0004,065
Total noninterest expense$4,859,0002,446
Salaries and employee benefits$2,716,0002,385
Premises and equipment expense$831,0002,079
Additional noninterest expense$1,312,0002,682
Pre-tax net operating income$2,005,0002,874
Securities gains (losses)$48,0001,694
Applicable income taxes$-8,0008,718
Income before extraordinary items$2,061,0002,265
Extraordinary gains, net$026
Net income$2,061,0002,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,049
Cash dividends$1,650,0001,162
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,013,0002,250
2004-06-30 (YTD Data)Rank
Total interest income$5,038,0002,770
Total interest expense$1,265,0002,963
Net interest income$3,773,0002,625
Provision for loan and lease losses$150,0002,691
Total noninterest income$899,0002,371
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$734,0001,202
Trading account gains and fees$0130
Additional Noninterest Income$165,0004,130
Total noninterest expense$3,204,0002,481
Salaries and employee benefits$1,797,0002,398
Premises and equipment expense$531,0002,149
Additional noninterest expense$876,0002,688
Pre-tax net operating income$1,318,0002,879
Securities gains (losses)$30,0001,791
Applicable income taxes$-8,0008,785
Income before extraordinary items$1,356,0002,261
Extraordinary gains, net$021
Net income$1,356,0002,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,980
Cash dividends$1,100,0001,157
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,326,0002,249
2004-03-31 (YTD Data)Rank
Total interest income$2,502,0002,788
Total interest expense$629,0003,007
Net interest income$1,873,0002,641
Provision for loan and lease losses$74,0002,718
Total noninterest income$431,0002,412
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$358,0001,190
Trading account gains and fees$0121
Additional Noninterest Income$73,0004,352
Total noninterest expense$1,563,0002,543
Salaries and employee benefits$881,0002,458
Premises and equipment expense$251,0002,295
Additional noninterest expense$431,0002,710
Pre-tax net operating income$667,0002,810
Securities gains (losses)$30,0001,495
Applicable income taxes$-8,0008,847
Income before extraordinary items$705,0002,161
Extraordinary gains, net$016
Net income$705,0002,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,164
Cash dividends$550,0001,094
Sale, conversion, retirement of capital stock, net$0464
Net operating income$675,0002,162
2003-12-31 (YTD Data)Rank
Total interest income$10,492,0002,692
Total interest expense$2,933,0002,931
Net interest income$7,559,0002,552
Provision for loan and lease losses$259,0003,482
Total noninterest income$1,527,0002,811
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,139,0001,505
Trading account gains and fees$0160
Additional Noninterest Income$388,0004,034
Total noninterest expense$6,059,0002,580
Salaries and employee benefits$3,665,0002,312
Premises and equipment expense$792,0002,785
Additional noninterest expense$1,602,0002,900
Pre-tax net operating income$2,768,0002,671
Securities gains (losses)$93,0001,959
Applicable income taxes$07,459
Income before extraordinary items$2,861,0002,119
Extraordinary gains, net$054
Net income$2,861,0002,119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,655
Cash dividends$2,200,0001,279
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,768,0002,089
2003-09-30 (YTD Data)Rank
Total interest income$7,967,0002,701
Total interest expense$2,288,0002,917
Net interest income$5,679,0002,564
Provision for loan and lease losses$194,0003,403
Total noninterest income$1,092,0002,958
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$772,0001,677
Trading account gains and fees$0153
Additional Noninterest Income$320,0003,928
Total noninterest expense$4,631,0002,542
Salaries and employee benefits$2,772,0002,293
Premises and equipment expense$629,0002,652
Additional noninterest expense$1,230,0002,818
Pre-tax net operating income$1,946,0002,906
Securities gains (losses)$92,0001,828
Applicable income taxes$-4,0008,875
Income before extraordinary items$2,042,0002,284
Extraordinary gains, net$040
Net income$2,042,0002,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,234
Cash dividends$1,150,0001,571
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,950,0002,275
2003-06-30 (YTD Data)Rank
Total interest income$5,371,0002,701
Total interest expense$1,579,0002,907
Net interest income$3,792,0002,559
Provision for loan and lease losses$126,0003,381
Total noninterest income$675,0003,090
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$456,0001,855
Trading account gains and fees$0150
Additional Noninterest Income$219,0003,875
Total noninterest expense$3,026,0002,575
Salaries and employee benefits$1,831,0002,306
Premises and equipment expense$414,0002,690
Additional noninterest expense$781,0002,921
Pre-tax net operating income$1,315,0002,882
Securities gains (losses)$93,0001,565
Applicable income taxes$4,0007,232
Income before extraordinary items$1,404,0002,230
Extraordinary gains, net$030
Net income$1,404,0002,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,111
Cash dividends$1,100,0001,198
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,311,0002,239
2003-03-31 (YTD Data)Rank
Total interest income$2,674,0002,730
Total interest expense$819,0002,874
Net interest income$1,855,0002,613
Provision for loan and lease losses$63,0003,194
Total noninterest income$301,0003,234
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$212,0001,930
Trading account gains and fees$0134
Additional Noninterest Income$89,0004,149
Total noninterest expense$1,482,0002,615
Salaries and employee benefits$900,0002,333
Premises and equipment expense$208,0002,679
Additional noninterest expense$374,0003,023
Pre-tax net operating income$611,0003,036
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$611,0002,503
Extraordinary gains, net$021
Net income$611,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$550,0001,115
Sale, conversion, retirement of capital stock, net$0419
Net operating income$611,0002,364
2002-12-31 (YTD Data)Rank
Total interest income$10,931,0002,786
Total interest expense$3,745,0002,908
Net interest income$7,186,0002,658
Provision for loan and lease losses$225,0004,105
Total noninterest income$1,269,0002,958
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$874,0001,844
Trading account gains and fees$0153
Additional Noninterest Income$395,0003,731
Total noninterest expense$5,491,0002,691
Salaries and employee benefits$3,392,0002,350
Premises and equipment expense$804,0002,673
Additional noninterest expense$1,295,0003,386
Pre-tax net operating income$2,739,0002,689
Securities gains (losses)$87,0001,868
Applicable income taxes$18,0007,092
Income before extraordinary items$2,808,0002,129
Extraordinary gains, net$070
Net income$2,808,0002,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,951
Cash dividends$1,700,0001,502
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,721,8702,122
2001-12-31 (YTD Data)Rank
Total interest income$11,992,0002,828
Total interest expense$5,166,0003,068
Net interest income$6,826,0002,624
Provision for loan and lease losses$150,0004,756
Total noninterest income$1,147,0003,020
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$888,0001,705
Trading account gains and fees$0177
Additional Noninterest Income$259,0004,419
Total noninterest expense$5,159,0002,753
Salaries and employee benefits$3,131,0002,400
Premises and equipment expense$836,0002,518
Additional noninterest expense$1,192,0003,521
Pre-tax net operating income$2,664,0002,537
Securities gains (losses)$23,0003,041
Applicable income taxes$18,0007,372
Income before extraordinary items$2,669,0001,965
Extraordinary gains, net$0105
Net income$2,669,0001,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,205
Cash dividends$1,650,0001,540
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,646,2301,902
2000-12-31 (YTD Data)Rank
Total interest income$11,462,0003,011
Total interest expense$5,520,0003,020
Net interest income$5,942,0002,972
Provision for loan and lease losses$23,0007,535
Total noninterest income$1,070,0002,992
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$790,0001,754
Trading account gains and fees$0180
Additional Noninterest Income$280,0004,069
Total noninterest expense$4,593,0002,937
Salaries and employee benefits$2,666,0002,667
Premises and equipment expense$849,0002,436
Additional noninterest expense$1,078,0003,753
Pre-tax net operating income$2,396,0002,861
Securities gains (losses)$-26,0008,870
Applicable income taxes$42,0007,376
Income before extraordinary items$2,328,0002,221
Extraordinary gains, net$038
Net income$2,328,0002,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,537
Cash dividends$1,650,0001,549
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,353,4802,208
1999-12-31 (YTD Data)Rank
Total interest income$10,248,0003,150
Total interest expense$4,148,0003,481
Net interest income$6,100,0002,882
Provision for loan and lease losses$84,0005,577
Total noninterest income$860,0003,447
Gross Fiduciary activities income$13,0001,242
Service charges on deposit accounts$587,0002,279
Trading account gains and fees$0173
Additional Noninterest Income$260,0004,352
Total noninterest expense$4,718,0002,863
Salaries and employee benefits$2,806,0002,500
Premises and equipment expense$844,0002,389
Additional noninterest expense$1,068,0003,797
Pre-tax net operating income$2,158,0003,146
Securities gains (losses)$-9,0009,275
Applicable income taxes$-76,0009,881
Income before extraordinary items$2,225,0002,335
Extraordinary gains, net$035
Net income$2,225,0002,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,495
Cash dividends$1,650,0001,562
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,234,0002,298
1998-12-31 (YTD Data)Rank
Total interest income$10,054,0003,219
Total interest expense$4,313,0003,434
Net interest income$5,741,0003,003
Provision for loan and lease losses$12,0008,074
Total noninterest income$837,0003,504
Gross Fiduciary activities income$18,0001,226
Service charges on deposit accounts$552,0002,333
Trading account gains and fees$0224
Additional Noninterest Income$267,0004,263
Total noninterest expense$4,404,0002,943
Salaries and employee benefits$2,509,0002,705
Premises and equipment expense$836,0002,334
Additional noninterest expense$1,059,0003,763
Pre-tax net operating income$2,162,0003,122
Securities gains (losses)$88,0001,367
Applicable income taxes$148,0006,865
Income before extraordinary items$2,102,0002,447
Extraordinary gains, net$032
Net income$2,102,0002,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,00010,257
Cash dividends$1,660,0001,530
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,020,1602,446
1997-12-31 (YTD Data)Rank
Total interest income$9,550,0003,386
Total interest expense$4,076,0003,607
Net interest income$5,474,0003,192
Provision for loan and lease losses$08,829
Total noninterest income$754,0003,751
Gross Fiduciary activities income$17,0001,295
Service charges on deposit accounts$552,0002,383
Trading account gains and fees$0239
Additional Noninterest Income$185,0005,144
Total noninterest expense$4,191,0003,043
Salaries and employee benefits$2,520,0002,617
Premises and equipment expense$660,0002,891
Additional noninterest expense$1,011,0003,861
Pre-tax net operating income$2,037,0003,471
Securities gains (losses)$51,0001,331
Applicable income taxes$669,0003,372
Income before extraordinary items$1,419,0003,522
Extraordinary gains, net$044
Net income$1,419,0003,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,353
Cash dividends$474,0003,616
Sale, conversion, retirement of capital stock, net$-687,00010,859
Net operating income$1,384,3203,523
1996-12-31 (YTD Data)Rank
Total interest income$9,121,0003,574
Total interest expense$3,922,0003,780
Net interest income$5,199,0003,422
Provision for loan and lease losses$09,041
Total noninterest income$774,0003,796
Gross Fiduciary activities income$17,0001,363
Service charges on deposit accounts$596,0002,274
Trading account gains and fees$0262
Additional Noninterest Income$161,0005,764
Total noninterest expense$3,836,0003,466
Salaries and employee benefits$2,375,0002,828
Premises and equipment expense$557,0003,443
Additional noninterest expense$904,0004,731
Pre-tax net operating income$2,137,0003,238
Securities gains (losses)$10,0002,493
Applicable income taxes$697,0003,188
Income before extraordinary items$1,450,0003,304
Extraordinary gains, net$053
Net income$1,450,0003,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,00011,126
Cash dividends$894,0002,346
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,443,2003,279
1995-12-31 (YTD Data)Rank
Total interest income$8,359,0003,863
Total interest expense$3,615,0004,032
Net interest income$4,744,0003,704
Provision for loan and lease losses$08,958
Total noninterest income$673,0004,206
Gross Fiduciary activities income$25,0001,381
Service charges on deposit accounts$517,0002,621
Trading account gains and fees$0522
Additional Noninterest Income$131,0006,381
Total noninterest expense$3,789,0003,488
Salaries and employee benefits$2,281,0002,923
Premises and equipment expense$568,0003,364
Additional noninterest expense$940,0004,586
Pre-tax net operating income$1,628,0004,166
Securities gains (losses)$-43,00011,086
Applicable income taxes$479,0004,339
Income before extraordinary items$1,106,0004,232
Extraordinary gains, net$065
Net income$1,106,0004,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$691,0002,682
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,136,1004,112
1994-12-31 (YTD Data)Rank
Total interest income$7,398,0004,017
Total interest expense$2,845,0004,154
Net interest income$4,553,0003,883
Provision for loan and lease losses$09,146
Total noninterest income$687,0004,183
Gross Fiduciary activities income$32,0001,374
Service charges on deposit accounts$482,0002,869
Trading account gains and fees$0475
Additional Noninterest Income$173,0005,760
Total noninterest expense$3,750,0003,622
Salaries and employee benefits$2,168,0003,055
Premises and equipment expense$552,0003,506
Additional noninterest expense$1,030,0004,605
Pre-tax net operating income$1,490,0004,434
Securities gains (losses)$210,000481
Applicable income taxes$434,0004,494
Income before extraordinary items$1,266,0003,675
Extraordinary gains, net$0249
Net income$1,266,0003,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,00011,321
Cash dividends$705,0002,509
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,110,6004,179
1993-12-31 (YTD Data)Rank
Total interest income$7,423,0004,085
Total interest expense$2,815,0004,348
Net interest income$4,608,0003,836
Provision for loan and lease losses$010,371
Total noninterest income$641,0004,734
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$478,0002,926
Trading account gains and feesNANA
Additional Noninterest Income$163,0006,291
Total noninterest expense$3,490,0003,914
Salaries and employee benefits$2,080,0003,156
Premises and equipment expense$470,0004,085
Additional noninterest expense$940,0005,192
Pre-tax net operating income$1,759,0003,768
Securities gains (losses)$54,0003,285
Applicable income taxes$435,0004,712
Income before extraordinary items$1,378,0003,502
Extraordinary gains, net$03,149
Net income$1,378,0003,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,00012,362
Cash dividends$704,0002,361
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,336,9603,421
1992-12-31 (YTD Data)Rank
Total interest income$7,954,0004,309
Total interest expense$3,385,0004,678
Net interest income$4,569,0003,948
Provision for loan and lease losses$100,0007,236
Total noninterest income$615,0004,874
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$463,0003,014
Trading account gains and feesNANA
Additional Noninterest Income$152,0006,598
Total noninterest expense$3,280,0004,178
Salaries and employee benefits$1,948,0003,279
Premises and equipment expense$433,0004,497
Additional noninterest expense$899,0005,528
Pre-tax net operating income$1,804,0003,421
Securities gains (losses)$10,0006,439
Applicable income taxes$494,0004,044
Income before extraordinary items$1,320,0003,466
Extraordinary gains, net$01,422
Net income$1,320,0003,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0009,510
Cash dividends$759,0001,999
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,312,7003,239

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.