Home > PFF Bank & Trust > Income and Expense
PFF Bank & Trust, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $163,553,000 | 213 |
| Total interest expense | $88,195,000 | 175 |
| Net interest income | $75,358,000 | 260 |
| Provision for loan and lease losses | $226,000,000 | 63 |
| Total noninterest income | $13,341,000 | 401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,341,000 | 273 |
| Total noninterest expense | $77,586,000 | 229 |
| Salaries and employee benefits | $38,347,000 | 195 |
| Premises and equipment expense | $15,194,000 | 151 |
| Additional noninterest expense | $24,045,000 | 264 |
| Pre-tax net operating income | $-214,887,000 | 8,367 |
| Securities gains (losses) | $-3,789,000 | 8,172 |
| Applicable income taxes | $-47,909,000 | 8,358 |
| Income before extraordinary items | $-170,767,000 | 8,358 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-170,767,000 | 8,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,878,000 | 43 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-167,811,580 | 8,359 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $116,992,000 | 210 |
| Total interest expense | $62,741,000 | 175 |
| Net interest income | $54,251,000 | 242 |
| Provision for loan and lease losses | $164,000,000 | 55 |
| Total noninterest income | $11,024,000 | 367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,024,000 | 263 |
| Total noninterest expense | $52,593,000 | 223 |
| Salaries and employee benefits | $26,491,000 | 194 |
| Premises and equipment expense | $9,917,000 | 157 |
| Additional noninterest expense | $16,185,000 | 255 |
| Pre-tax net operating income | $-151,318,000 | 8,438 |
| Securities gains (losses) | $-3,833,000 | 8,412 |
| Applicable income taxes | $-46,500,000 | 8,432 |
| Income before extraordinary items | $-108,651,000 | 8,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-108,651,000 | 8,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,459,000 | 42 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-105,967,900 | 8,427 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $62,966,000 | 204 |
| Total interest expense | $33,935,000 | 179 |
| Net interest income | $29,031,000 | 228 |
| Provision for loan and lease losses | $153,000,000 | 32 |
| Total noninterest income | $6,226,000 | 340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,226,000 | 238 |
| Total noninterest expense | $25,585,000 | 231 |
| Salaries and employee benefits | $13,515,000 | 196 |
| Premises and equipment expense | $4,992,000 | 159 |
| Additional noninterest expense | $7,078,000 | 272 |
| Pre-tax net operating income | $-143,328,000 | 8,491 |
| Securities gains (losses) | $-317,000 | 8,445 |
| Applicable income taxes | $-46,491,000 | 8,484 |
| Income before extraordinary items | $-97,154,000 | 8,480 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-97,154,000 | 8,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,944,000 | 28 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-96,938,440 | 8,479 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $307,360,000 | 178 |
| Total interest expense | $155,702,000 | 179 |
| Net interest income | $151,658,000 | 177 |
| Provision for loan and lease losses | $78,850,000 | 73 |
| Total noninterest income | $19,835,000 | 382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $19,835,000 | 264 |
| Total noninterest expense | $98,593,000 | 225 |
| Salaries and employee benefits | $52,885,000 | 194 |
| Premises and equipment expense | $18,778,000 | 159 |
| Additional noninterest expense | $26,930,000 | 281 |
| Pre-tax net operating income | $-5,950,000 | 8,450 |
| Securities gains (losses) | $-39,000 | 7,954 |
| Applicable income taxes | $-3,721,000 | 8,485 |
| Income before extraordinary items | $-2,268,000 | 8,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,268,000 | 8,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,991,000 | 72 |
| Cash dividends | $24,000,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-2,243,040 | 8,334 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $235,760,000 | 174 |
| Total interest expense | $117,403,000 | 176 |
| Net interest income | $118,357,000 | 173 |
| Provision for loan and lease losses | $48,850,000 | 63 |
| Total noninterest income | $14,802,000 | 387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,802,000 | 263 |
| Total noninterest expense | $70,714,000 | 227 |
| Salaries and employee benefits | $38,954,000 | 193 |
| Premises and equipment expense | $13,636,000 | 161 |
| Additional noninterest expense | $18,124,000 | 285 |
| Pre-tax net operating income | $13,595,000 | 538 |
| Securities gains (losses) | $-85,000 | 8,267 |
| Applicable income taxes | $4,759,000 | 489 |
| Income before extraordinary items | $8,751,000 | 610 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,751,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,365,000 | 68 |
| Cash dividends | $24,000,000 | 177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $8,806,250 | 597 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $159,555,000 | 186 |
| Total interest expense | $78,190,000 | 185 |
| Net interest income | $81,365,000 | 185 |
| Provision for loan and lease losses | $15,050,000 | 91 |
| Total noninterest income | $9,791,000 | 407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $9,791,000 | 286 |
| Total noninterest expense | $46,636,000 | 239 |
| Salaries and employee benefits | $25,691,000 | 207 |
| Premises and equipment expense | $8,817,000 | 176 |
| Additional noninterest expense | $12,128,000 | 296 |
| Pre-tax net operating income | $29,470,000 | 235 |
| Securities gains (losses) | $-101,000 | 8,396 |
| Applicable income taxes | $11,794,000 | 203 |
| Income before extraordinary items | $17,575,000 | 266 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $17,575,000 | 265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,078,000 | 167 |
| Cash dividends | $24,000,000 | 147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $17,639,640 | 262 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $80,696,000 | 182 |
| Total interest expense | $39,451,000 | 182 |
| Net interest income | $41,245,000 | 178 |
| Provision for loan and lease losses | $3,750,000 | 120 |
| Total noninterest income | $4,658,000 | 412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,658,000 | 285 |
| Total noninterest expense | $22,550,000 | 239 |
| Salaries and employee benefits | $11,956,000 | 221 |
| Premises and equipment expense | $4,250,000 | 180 |
| Additional noninterest expense | $6,344,000 | 274 |
| Pre-tax net operating income | $19,603,000 | 187 |
| Securities gains (losses) | $-206,000 | 8,585 |
| Applicable income taxes | $7,589,000 | 169 |
| Income before extraordinary items | $11,808,000 | 211 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $11,808,000 | 210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $836,000 | 276 |
| Cash dividends | $20,000,000 | 94 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $11,939,840 | 208 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $305,039,000 | 172 |
| Total interest expense | $136,114,000 | 183 |
| Net interest income | $168,925,000 | 171 |
| Provision for loan and lease losses | $7,034,000 | 182 |
| Total noninterest income | $19,632,000 | 382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,632,000 | 270 |
| Total noninterest expense | $88,682,000 | 236 |
| Salaries and employee benefits | $51,523,000 | 197 |
| Premises and equipment expense | $15,421,000 | 178 |
| Additional noninterest expense | $21,738,000 | 304 |
| Pre-tax net operating income | $92,841,000 | 167 |
| Securities gains (losses) | $217,000 | 373 |
| Applicable income taxes | $39,324,000 | 144 |
| Income before extraordinary items | $53,734,000 | 194 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $53,734,000 | 194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,250 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $53,595,120 | 192 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $222,929,000 | 184 |
| Total interest expense | $95,788,000 | 195 |
| Net interest income | $127,141,000 | 182 |
| Provision for loan and lease losses | $5,500,000 | 180 |
| Total noninterest income | $14,300,000 | 404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,300,000 | 293 |
| Total noninterest expense | $65,527,000 | 250 |
| Salaries and employee benefits | $38,324,000 | 209 |
| Premises and equipment expense | $11,423,000 | 189 |
| Additional noninterest expense | $15,780,000 | 323 |
| Pre-tax net operating income | $70,414,000 | 182 |
| Securities gains (losses) | $134,000 | 385 |
| Applicable income taxes | $29,824,000 | 158 |
| Income before extraordinary items | $40,724,000 | 206 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $40,724,000 | 206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-115,000 | 8,553 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $40,638,240 | 204 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $142,873,000 | 192 |
| Total interest expense | $58,229,000 | 200 |
| Net interest income | $84,644,000 | 187 |
| Provision for loan and lease losses | $3,100,000 | 201 |
| Total noninterest income | $9,541,000 | 404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,541,000 | 295 |
| Total noninterest expense | $44,759,000 | 247 |
| Salaries and employee benefits | $26,463,000 | 205 |
| Premises and equipment expense | $7,333,000 | 199 |
| Additional noninterest expense | $10,963,000 | 314 |
| Pre-tax net operating income | $46,326,000 | 191 |
| Securities gains (losses) | $58,000 | 431 |
| Applicable income taxes | $19,631,000 | 162 |
| Income before extraordinary items | $26,753,000 | 211 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $26,753,000 | 211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $26,715,880 | 211 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $67,504,000 | 195 |
| Total interest expense | $25,841,000 | 206 |
| Net interest income | $41,663,000 | 188 |
| Provision for loan and lease losses | $3,000,000 | 120 |
| Total noninterest income | $4,810,000 | 400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,810,000 | 294 |
| Total noninterest expense | $21,876,000 | 254 |
| Salaries and employee benefits | $12,870,000 | 211 |
| Premises and equipment expense | $3,781,000 | 197 |
| Additional noninterest expense | $5,225,000 | 319 |
| Pre-tax net operating income | $21,597,000 | 195 |
| Securities gains (losses) | $46,000 | 364 |
| Applicable income taxes | $9,196,000 | 167 |
| Income before extraordinary items | $12,447,000 | 222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,447,000 | 222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,032 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $12,417,560 | 220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $228,009,000 | 198 |
| Total interest expense | $75,404,000 | 211 |
| Net interest income | $152,605,000 | 193 |
| Provision for loan and lease losses | $2,400,000 | 447 |
| Total noninterest income | $23,427,000 | 355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,427,000 | 261 |
| Total noninterest expense | $81,276,000 | 258 |
| Salaries and employee benefits | $46,672,000 | 217 |
| Premises and equipment expense | $14,056,000 | 198 |
| Additional noninterest expense | $20,548,000 | 329 |
| Pre-tax net operating income | $92,356,000 | 189 |
| Securities gains (losses) | $197,000 | 508 |
| Applicable income taxes | $40,900,000 | 157 |
| Income before extraordinary items | $51,653,000 | 218 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $51,653,000 | 218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,386,000 | 8,822 |
| Cash dividends | $51,500,000 | 127 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $51,526,920 | 214 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $167,193,000 | 201 |
| Total interest expense | $53,711,000 | 209 |
| Net interest income | $113,482,000 | 198 |
| Provision for loan and lease losses | $1,300,000 | 595 |
| Total noninterest income | $17,074,000 | 364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,074,000 | 277 |
| Total noninterest expense | $60,740,000 | 261 |
| Salaries and employee benefits | $35,132,000 | 217 |
| Premises and equipment expense | $10,365,000 | 201 |
| Additional noninterest expense | $15,243,000 | 322 |
| Pre-tax net operating income | $68,516,000 | 190 |
| Securities gains (losses) | $165,000 | 523 |
| Applicable income taxes | $31,041,000 | 157 |
| Income before extraordinary items | $37,640,000 | 222 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $37,640,000 | 223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-650,000 | 8,824 |
| Cash dividends | $39,000,000 | 122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $37,534,400 | 217 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $109,283,000 | 199 |
| Total interest expense | $33,514,000 | 209 |
| Net interest income | $75,769,000 | 197 |
| Provision for loan and lease losses | $-25,000 | 8,665 |
| Total noninterest income | $10,448,000 | 386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,448,000 | 287 |
| Total noninterest expense | $40,783,000 | 254 |
| Salaries and employee benefits | $23,422,000 | 213 |
| Premises and equipment expense | $6,977,000 | 196 |
| Additional noninterest expense | $10,384,000 | 316 |
| Pre-tax net operating income | $45,459,000 | 188 |
| Securities gains (losses) | $129,000 | 502 |
| Applicable income taxes | $21,200,000 | 152 |
| Income before extraordinary items | $24,388,000 | 225 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $24,388,000 | 225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,162 |
| Cash dividends | $36,000,000 | 86 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $24,305,440 | 219 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $53,506,000 | 202 |
| Total interest expense | $15,632,000 | 213 |
| Net interest income | $37,874,000 | 199 |
| Provision for loan and lease losses | $225,000 | 1,003 |
| Total noninterest income | $5,105,000 | 379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,105,000 | 284 |
| Total noninterest expense | $20,695,000 | 252 |
| Salaries and employee benefits | $11,848,000 | 218 |
| Premises and equipment expense | $3,731,000 | 195 |
| Additional noninterest expense | $5,116,000 | 320 |
| Pre-tax net operating income | $22,059,000 | 194 |
| Securities gains (losses) | $62,000 | 489 |
| Applicable income taxes | $10,211,000 | 160 |
| Income before extraordinary items | $11,910,000 | 229 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $11,910,000 | 229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $18,500,000 | 79 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $11,870,320 | 226 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $196,431,000 | 201 |
| Total interest expense | $53,638,000 | 205 |
| Net interest income | $142,793,000 | 200 |
| Provision for loan and lease losses | $3,033,000 | 376 |
| Total noninterest income | $20,542,000 | 381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,542,000 | 284 |
| Total noninterest expense | $80,884,000 | 260 |
| Salaries and employee benefits | $49,091,000 | 206 |
| Premises and equipment expense | $13,222,000 | 209 |
| Additional noninterest expense | $18,571,000 | 342 |
| Pre-tax net operating income | $79,418,000 | 187 |
| Securities gains (losses) | $368,000 | 552 |
| Applicable income taxes | $37,792,000 | 156 |
| Income before extraordinary items | $41,994,000 | 234 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $41,994,000 | 235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-776,000 | 8,958 |
| Cash dividends | $16,600,000 | 243 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $41,758,480 | 227 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $143,740,000 | 203 |
| Total interest expense | $38,205,000 | 208 |
| Net interest income | $105,535,000 | 202 |
| Provision for loan and lease losses | $1,788,000 | 456 |
| Total noninterest income | $15,500,000 | 391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,500,000 | 290 |
| Total noninterest expense | $58,534,000 | 268 |
| Salaries and employee benefits | $35,555,000 | 209 |
| Premises and equipment expense | $9,453,000 | 218 |
| Additional noninterest expense | $13,526,000 | 346 |
| Pre-tax net operating income | $60,713,000 | 187 |
| Securities gains (losses) | $233,000 | 705 |
| Applicable income taxes | $28,545,000 | 159 |
| Income before extraordinary items | $32,401,000 | 225 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $32,401,000 | 226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,012,000 | 9,013 |
| Cash dividends | $16,600,000 | 195 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $32,251,880 | 220 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $93,531,000 | 201 |
| Total interest expense | $24,365,000 | 209 |
| Net interest income | $69,166,000 | 199 |
| Provision for loan and lease losses | $768,000 | 659 |
| Total noninterest income | $10,559,000 | 384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,559,000 | 287 |
| Total noninterest expense | $39,170,000 | 265 |
| Salaries and employee benefits | $24,010,000 | 207 |
| Premises and equipment expense | $6,129,000 | 220 |
| Additional noninterest expense | $9,031,000 | 346 |
| Pre-tax net operating income | $39,787,000 | 189 |
| Securities gains (losses) | $152,000 | 779 |
| Applicable income taxes | $18,989,000 | 162 |
| Income before extraordinary items | $20,950,000 | 228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,950,000 | 229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,313,000 | 9,071 |
| Cash dividends | $13,600,000 | 165 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $20,852,720 | 228 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $46,750,000 | 205 |
| Total interest expense | $12,036,000 | 212 |
| Net interest income | $34,714,000 | 197 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $5,859,000 | 339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,859,000 | 258 |
| Total noninterest expense | $19,478,000 | 264 |
| Salaries and employee benefits | $12,548,000 | 199 |
| Premises and equipment expense | $2,979,000 | 227 |
| Additional noninterest expense | $3,951,000 | 374 |
| Pre-tax net operating income | $21,095,000 | 177 |
| Securities gains (losses) | $109,000 | 757 |
| Applicable income taxes | $10,162,000 | 152 |
| Income before extraordinary items | $11,042,000 | 219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $11,042,000 | 220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 912 |
| Cash dividends | $5,100,000 | 174 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $10,972,240 | 212 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $173,185,000 | 212 |
| Total interest expense | $52,617,000 | 210 |
| Net interest income | $120,568,000 | 212 |
| Provision for loan and lease losses | $3,900,000 | 390 |
| Total noninterest income | $19,963,000 | 394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $19,963,000 | 295 |
| Total noninterest expense | $71,301,000 | 284 |
| Salaries and employee benefits | $42,149,000 | 228 |
| Premises and equipment expense | $12,271,000 | 223 |
| Additional noninterest expense | $16,881,000 | 374 |
| Pre-tax net operating income | $65,330,000 | 196 |
| Securities gains (losses) | $-215,000 | 9,080 |
| Applicable income taxes | $27,431,000 | 186 |
| Income before extraordinary items | $37,684,000 | 242 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $37,684,000 | 244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,996,000 | 282 |
| Cash dividends | $31,993,000 | 166 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $37,821,600 | 225 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $129,327,000 | 218 |
| Total interest expense | $40,990,000 | 214 |
| Net interest income | $88,337,000 | 217 |
| Provision for loan and lease losses | $3,900,000 | 334 |
| Total noninterest income | $14,734,000 | 424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,734,000 | 316 |
| Total noninterest expense | $51,395,000 | 294 |
| Salaries and employee benefits | $29,854,000 | 247 |
| Premises and equipment expense | $9,048,000 | 231 |
| Additional noninterest expense | $12,493,000 | 389 |
| Pre-tax net operating income | $47,776,000 | 213 |
| Securities gains (losses) | $2,356,000 | 249 |
| Applicable income taxes | $21,109,000 | 189 |
| Income before extraordinary items | $29,023,000 | 246 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $29,023,000 | 247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,844,000 | 239 |
| Cash dividends | $29,993,000 | 146 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $27,515,160 | 231 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $86,990,000 | 219 |
| Total interest expense | $28,957,000 | 210 |
| Net interest income | $58,033,000 | 222 |
| Provision for loan and lease losses | $2,500,000 | 335 |
| Total noninterest income | $9,537,000 | 434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,537,000 | 323 |
| Total noninterest expense | $34,083,000 | 297 |
| Salaries and employee benefits | $19,583,000 | 253 |
| Premises and equipment expense | $6,080,000 | 233 |
| Additional noninterest expense | $8,420,000 | 392 |
| Pre-tax net operating income | $30,987,000 | 219 |
| Securities gains (losses) | $2,089,000 | 224 |
| Applicable income taxes | $13,927,000 | 191 |
| Income before extraordinary items | $19,149,000 | 252 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $19,149,000 | 252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,603,000 | 226 |
| Cash dividends | $17,993,000 | 143 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $17,812,040 | 240 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $43,940,000 | 221 |
| Total interest expense | $15,189,000 | 212 |
| Net interest income | $28,751,000 | 222 |
| Provision for loan and lease losses | $1,840,000 | 255 |
| Total noninterest income | $4,521,000 | 455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,521,000 | 338 |
| Total noninterest expense | $16,644,000 | 304 |
| Salaries and employee benefits | $9,327,000 | 266 |
| Premises and equipment expense | $3,116,000 | 234 |
| Additional noninterest expense | $4,201,000 | 387 |
| Pre-tax net operating income | $14,788,000 | 227 |
| Securities gains (losses) | $1,710,000 | 163 |
| Applicable income taxes | $6,950,000 | 190 |
| Income before extraordinary items | $9,548,000 | 251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,548,000 | 251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,427,000 | 156 |
| Cash dividends | $8,500,000 | 143 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $8,453,600 | 255 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $187,619,000 | 220 |
| Total interest expense | $79,184,000 | 195 |
| Net interest income | $108,435,000 | 236 |
| Provision for loan and lease losses | $4,250,000 | 430 |
| Total noninterest income | $19,880,000 | 403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,880,000 | 301 |
| Total noninterest expense | $62,872,000 | 309 |
| Salaries and employee benefits | $37,035,000 | 248 |
| Premises and equipment expense | $11,808,000 | 237 |
| Additional noninterest expense | $14,029,000 | 446 |
| Pre-tax net operating income | $61,193,000 | 214 |
| Securities gains (losses) | $-735,000 | 9,290 |
| Applicable income taxes | $25,214,000 | 188 |
| Income before extraordinary items | $35,244,000 | 254 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $35,244,000 | 254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,178,000 | 360 |
| Cash dividends | $49,500,000 | 135 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $35,714,400 | 240 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $221,580,000 | 222 |
| Total interest expense | $119,618,000 | 197 |
| Net interest income | $101,962,000 | 243 |
| Provision for loan and lease losses | $2,404,000 | 606 |
| Total noninterest income | $18,449,000 | 407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,449,000 | 306 |
| Total noninterest expense | $55,788,000 | 334 |
| Salaries and employee benefits | $31,660,000 | 267 |
| Premises and equipment expense | $11,730,000 | 221 |
| Additional noninterest expense | $12,398,000 | 489 |
| Pre-tax net operating income | $62,219,000 | 196 |
| Securities gains (losses) | $400,000 | 717 |
| Applicable income taxes | $26,220,000 | 175 |
| Income before extraordinary items | $36,399,000 | 222 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $36,399,000 | 221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,309,000 | 342 |
| Cash dividends | $4,150,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $36,143,000 | 215 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $232,381,000 | 228 |
| Total interest expense | $143,539,000 | 201 |
| Net interest income | $88,842,000 | 263 |
| Provision for loan and lease losses | $4,333,000 | 355 |
| Total noninterest income | $18,074,000 | 406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $18,074,000 | 312 |
| Total noninterest expense | $53,235,000 | 328 |
| Salaries and employee benefits | $29,370,000 | 257 |
| Premises and equipment expense | $11,800,000 | 214 |
| Additional noninterest expense | $12,065,000 | 505 |
| Pre-tax net operating income | $49,348,000 | 235 |
| Securities gains (losses) | $550,000 | 251 |
| Applicable income taxes | $21,193,000 | 190 |
| Income before extraordinary items | $28,705,000 | 262 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $28,705,000 | 262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,079,000 | 707 |
| Cash dividends | $2,000,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 756 |
| Net operating income | $28,353,000 | 261 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $206,286,000 | 225 |
| Total interest expense | $124,460,000 | 195 |
| Net interest income | $81,826,000 | 279 |
| Provision for loan and lease losses | $4,000,000 | 347 |
| Total noninterest income | $18,969,000 | 405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $18,969,000 | 310 |
| Total noninterest expense | $51,779,000 | 354 |
| Salaries and employee benefits | $28,277,000 | 278 |
| Premises and equipment expense | $11,877,000 | 222 |
| Additional noninterest expense | $11,625,000 | 543 |
| Pre-tax net operating income | $45,016,000 | 267 |
| Securities gains (losses) | $702,000 | 277 |
| Applicable income taxes | $19,583,000 | 235 |
| Income before extraordinary items | $26,135,000 | 299 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $26,135,000 | 300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $976,000 | 720 |
| Cash dividends | $25,000,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 761 |
| Net operating income | $25,685,720 | 297 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $199,373,000 | 222 |
| Total interest expense | $131,912,000 | 191 |
| Net interest income | $67,461,000 | 311 |
| Provision for loan and lease losses | $4,320,000 | 357 |
| Total noninterest income | $16,379,000 | 423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $16,379,000 | 331 |
| Total noninterest expense | $50,919,000 | 339 |
| Salaries and employee benefits | $27,313,000 | 281 |
| Premises and equipment expense | $11,820,000 | 218 |
| Additional noninterest expense | $11,786,000 | 530 |
| Pre-tax net operating income | $28,601,000 | 337 |
| Securities gains (losses) | $707,000 | 461 |
| Applicable income taxes | $12,432,000 | 298 |
| Income before extraordinary items | $16,876,000 | 377 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $16,876,000 | 377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,751,000 | 506 |
| Cash dividends | $45,000,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $16,423,520 | 364 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $183,117,000 | 251 |
| Total interest expense | $116,380,000 | 207 |
| Net interest income | $66,737,000 | 314 |
| Provision for loan and lease losses | $8,798,000 | 223 |
| Total noninterest income | $13,602,000 | 459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $13,602,000 | 343 |
| Total noninterest expense | $50,050,000 | 333 |
| Salaries and employee benefits | $26,488,000 | 269 |
| Premises and equipment expense | $12,687,000 | 210 |
| Additional noninterest expense | $10,875,000 | 550 |
| Pre-tax net operating income | $21,491,000 | 432 |
| Securities gains (losses) | $1,076,000 | 265 |
| Applicable income taxes | $9,614,000 | 371 |
| Income before extraordinary items | $12,953,000 | 479 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $12,953,000 | 480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,249,000 | 210 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $12,264,360 | 481 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $154,074,000 | 314 |
| Total interest expense | $95,603,000 | 261 |
| Net interest income | $58,471,000 | 389 |
| Provision for loan and lease losses | $14,094,000 | 168 |
| Total noninterest income | $9,803,000 | 591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $9,803,000 | 430 |
| Total noninterest expense | $54,385,000 | 370 |
| Salaries and employee benefits | $21,467,000 | 358 |
| Premises and equipment expense | $10,950,000 | 265 |
| Additional noninterest expense | $21,968,000 | 403 |
| Pre-tax net operating income | $-205,000 | 11,075 |
| Securities gains (losses) | $-23,000 | 10,703 |
| Applicable income taxes | $431,000 | 4,652 |
| Income before extraordinary items | $-659,000 | 11,305 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-659,000 | 11,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,880,000 | 343 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-636,000 | 11,278 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $130,089,000 | 368 |
| Total interest expense | $85,286,000 | 300 |
| Net interest income | $44,803,000 | 490 |
| Provision for loan and lease losses | $15,951,000 | 136 |
| Total noninterest income | $7,200,000 | 753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,200,000 | 529 |
| Total noninterest expense | $44,972,000 | 427 |
| Salaries and employee benefits | $19,903,000 | 403 |
| Premises and equipment expense | $9,924,000 | 295 |
| Additional noninterest expense | $15,145,000 | 503 |
| Pre-tax net operating income | $-8,920,000 | 11,984 |
| Securities gains (losses) | $58,000 | 1,212 |
| Applicable income taxes | $-3,767,000 | 11,946 |
| Income before extraordinary items | $-5,095,000 | 11,945 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-5,095,000 | 11,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,001,000 | 192 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-5,132,120 | 11,944 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $103,849,000 | 395 |
| Total interest expense | $56,019,000 | 343 |
| Net interest income | $47,830,000 | 454 |
| Provision for loan and lease losses | $20,267,000 | 111 |
| Total noninterest income | $7,772,000 | 692 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $7,772,000 | 481 |
| Total noninterest expense | $43,205,000 | 444 |
| Salaries and employee benefits | $18,204,000 | 427 |
| Premises and equipment expense | $9,103,000 | 316 |
| Additional noninterest expense | $15,898,000 | 511 |
| Pre-tax net operating income | $-7,870,000 | 12,592 |
| Securities gains (losses) | $113,000 | 730 |
| Applicable income taxes | $-4,917,000 | 12,584 |
| Income before extraordinary items | $-2,840,000 | 12,519 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,840,000 | 12,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,655,000 | 122 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,912,320 | 12,524 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $111,238,000 | 364 |
| Total interest expense | $57,148,000 | 320 |
| Net interest income | $54,090,000 | 415 |
| Provision for loan and lease losses | $7,302,000 | 341 |
| Total noninterest income | $5,282,000 | 947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,282,000 | 642 |
| Total noninterest expense | $38,982,000 | 491 |
| Salaries and employee benefits | $17,897,000 | 429 |
| Premises and equipment expense | $8,426,000 | 335 |
| Additional noninterest expense | $12,659,000 | 640 |
| Pre-tax net operating income | $13,088,000 | 557 |
| Securities gains (losses) | $1,045,000 | 527 |
| Applicable income taxes | $7,635,000 | 384 |
| Income before extraordinary items | $6,498,000 | 806 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,498,000 | 835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,194,000 | 457 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,829,200 | 852 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $124,856,000 | 375 |
| Total interest expense | $68,199,000 | 339 |
| Net interest income | $56,657,000 | 402 |
| Provision for loan and lease losses | $1,679,000 | 1,299 |
| Total noninterest income | $5,095,000 | 962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,095,000 | 667 |
| Total noninterest expense | $38,156,000 | 501 |
| Salaries and employee benefits | $18,582,000 | 408 |
| Premises and equipment expense | $7,763,000 | 366 |
| Additional noninterest expense | $11,811,000 | 677 |
| Pre-tax net operating income | $21,917,000 | 321 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $9,980,000 | 276 |
| Income before extraordinary items | $12,029,000 | 421 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $12,029,000 | 426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 3,218 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $11,970,120 | 380 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.