Home > PFF Bank & Trust > Net charge- offs to loans
PFF Bank & Trust, Net charge- offs to loans
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.5117% | 22 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.0486% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 26.5523% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3289% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3818% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 24.0362% | 17 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4335% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.6753% | 19 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.3150% | 13 |
| Percentage Net Loans Charged-off:Construction & development | 23.4138% | 31 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3677% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4248% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 20.3499% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8904% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 11.9067% | 6 |
| Percentage Net Loans Charged-off: Total real estate loans | 11.2196% | 4 |
| Percentage Net Loans Charged-off:Construction & development | 34.7789% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6598% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7587% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 35.0630% | 11 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6496% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2951% | 346 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1756% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 3.3133% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2822% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1659% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2986% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9545% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4789% | 3,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1367% | 292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9302% | 160 |
| Percentage Net Loans Charged-off:Construction & development | 2.4780% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3355% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2235% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3512% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1351% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2906% | 3,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2017% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2112% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.6257% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 1,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2673% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0721% | 2,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1615% | 3,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.1587% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3894% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1231% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2903% | 2,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 6,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 7,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 6,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2121% | 4,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 7,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 7,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 7,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0686% | 7,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0986% | 4,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 6,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 7,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0537% | 7,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3012% | 3,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 4,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 7,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 8,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 8,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 1,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5189% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0694% | 8,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0770% | 8,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.3320% | 7,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 3,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 2,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0318% | 3,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0653% | 5,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0253% | 7,918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 8,014 |
| Percentage Net Loans Charged-off:Construction & development | -0.0724% | 7,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1801% | 7,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0575% | 5,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 5,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0694% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 7,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2118% | 7,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1634% | 4,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.1434% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6250% | 8,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4411% | 2,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0240% | 8,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 3,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8024% | 8,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0496% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0423% | 8,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 2,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1068% | 8,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7412% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0845% | 8,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 2,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 1,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9841% | 8,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5357% | 3,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 4,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 1,714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 1,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 2,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5435% | 2,799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1803% | 3,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0767% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 8,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0018% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 8,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7190% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0843% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6931% | 951 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2376% | 2,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0397% | 8,625 |
| Percentage Net Loans Charged-off:Construction & development | -0.2058% | 8,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 2,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0025% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 2,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4939% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3130% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4991% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2662% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0951% | 8,851 |
| Percentage Net Loans Charged-off:Construction & development | -0.4804% | 8,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9881% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0180% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6114% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5065% | 1,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3418% | 126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3498% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0260% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1626% | 4,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 8,686 |
| Percentage Net Loans Charged-off:Construction & development | -0.0850% | 8,130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 8,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 8,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0452% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 8,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7551% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5600% | 4,018 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1574% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1803% | 3,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1591% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.7452% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 2,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5918% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 2,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0582% | 4,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7790% | 2,968 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1433% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 5,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0435% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6986% | 1,430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3567% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5062% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8267% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4828% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 6,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 532 |
| Percentage Net Loans Charged-off:Construction & development | -0.1100% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4591% | 1,413 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9078% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5215% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3906% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 5,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 0.2144% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0801% | 1,303 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3616% | 1,351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1318% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4400% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1275% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1136% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0318% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0628% | 1,255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4429% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4224% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 0.3482% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0922% | 1,327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5004% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3520% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5027% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.3374% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8491% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7403% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2853% | 3,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2472% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 0.3320% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0801% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4852% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2397% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2086% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2402% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 38.0603% | 4 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2817% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3587% | 559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6282% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6130% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 0.8277% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4458% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5942% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4562% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5965% | 59 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8432% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3412% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1801% | 592 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1637% | 83 |
| Percentage Net Loans Charged-off:Construction & development | 0.0265% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5166% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6066% | 8 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4821% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1286% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2720% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2907% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2798% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 1.2203% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4106% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2163% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2525% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1981% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5579% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5737% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 10,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0158% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1067% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |