Home > PFF Bank & Trust > Assets and Liabilities

PFF Bank & Trust, Assets and Liabilities

2008-09-30Rank
# of Employees:700217
Assets and Liabilities
Total Assets:$3,715,433,000231
Cash and due from depository institutions$79,660,000217
Interest-bearing balances$3,164,0001,836
Securities$59,219,0001,963
Federal funds sold & reverse repurchase agreements$60,000,000201
Net loans & leases$3,311,711,000189
Loan loss allowance$34,277,000236
Trading account assets$0251
Bank premises and fixed assets$56,774,000179
Other real estate owned$58,026,000217
Goodwill and other intangibles$1,585,0001,510
All other assets$88,458,000288
Life insurance assets$3,942,0001,518
Total liabilities and capital$3,715,433,000231
Total liabilities$3,545,544,000217
Total deposits$2,393,845,000236
Interest-bearing deposits$2,193,789,000221
Deposits held in domestic offices$2,393,845,000232
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$1,125,000,000113
Subordinated debt$0276
All other liabilities$26,699,000334
Total equity capital$169,889,000425
Total bank equity capital$169,889,000425
Perpetual preferred stock$0110
Common stock$1,0007,433
Surplus$189,067,000242
Undivided profits$-19,179,0008,299
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$656,118,00046
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$13,932,000255
Earning assets$3,434,094,000223
Long-term assets (5+ years)$07,485
Average Assets, year-to-date$4,050,781,250210
Average Assets, quarterly$3,909,335,500216
Volatile liabilities$1,640,346,000149
Insider loans$3,611,0002,131
FHLB advances$1,125,000,00090
Loans and leases held for sale$01,623
Unused loan commitments$408,069,000345
Tier 1 (core) risk-based capital$168,262,000392
Tier 2 risk-based capital$34,277,000230
Total risk weighted assets$3,013,001,000214
Total unused commitments$408,069,000345
Derivatives$01,077
2008-06-30Rank
# of Employees:760204
Assets and Liabilities
Total Assets:$4,103,238,000210
Cash and due from depository institutions$337,697,000204
Interest-bearing balances$126,0004,772
Securities$62,527,0001,900
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$3,518,845,000181
Loan loss allowance$61,883,000153
Trading account assets$0267
Bank premises and fixed assets$57,791,000172
Other real estate owned$29,419,000204
Goodwill and other intangibles$1,591,0001,522
All other assets$95,368,000274
Life insurance assets$3,912,0001,523
Total liabilities and capital$4,103,238,000210
Total liabilities$3,872,549,000205
Total deposits$2,616,572,000224
Interest-bearing deposits$2,385,073,000205
Deposits held in domestic offices$2,616,572,000224
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$1,228,000,000104
Subordinated debt$0257
All other liabilities$27,977,000320
Total equity capital$230,689,000342
Total bank equity capital$230,689,000342
Perpetual preferred stock$0107
Common stock$1,0007,498
Surplus$187,637,000244
Undivided profits$43,051,000815
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$690,984,00035
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$557,000331
Income earned, not collected on loans$14,952,000240
Earning assets$3,581,498,000212
Long-term assets (5+ years)$07,536
Average Assets, year-to-date$4,162,564,000209
Average Assets, quarterly$4,103,512,000210
Volatile liabilities$1,861,230,000146
Insider loans$3,646,0002,085
FHLB advances$1,228,000,00077
Loans and leases held for sale$01,725
Unused loan commitments$464,651,000329
Tier 1 (core) risk-based capital$229,171,000300
Tier 2 risk-based capital$40,655,000201
Total risk weighted assets$3,231,137,000204
Total unused commitments$464,651,000329
Derivatives$01,075
2008-03-31Rank
# of Employees:790202
Assets and Liabilities
Total Assets:$4,103,786,000211
Cash and due from depository institutions$45,572,000202
Interest-bearing balances$151,0004,639
Securities$113,511,0001,080
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$3,738,489,000170
Loan loss allowance$102,604,00093
Trading account assets$0252
Bank premises and fixed assets$58,685,000171
Other real estate owned$1,749,000202
Goodwill and other intangibles$1,568,0001,532
All other assets$144,212,000198
Life insurance assets$4,353,0001,393
Total liabilities and capital$4,103,786,000211
Total liabilities$3,828,368,000205
Total deposits$3,208,212,000192
Interest-bearing deposits$2,944,611,000180
Deposits held in domestic offices$3,208,212,000189
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$600,000,000156
Subordinated debt$0251
All other liabilities$20,156,000426
Total equity capital$275,418,000299
Total bank equity capital$275,418,000299
Perpetual preferred stock$0108
Common stock$1,0007,532
Surplus$176,437,000251
Undivided profits$98,980,000363
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$447,632,00050
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$347,000424
Income earned, not collected on loans$18,370,000211
Earning assets$3,852,151,000207
Long-term assets (5+ years)$07,572
Average Assets, year-to-date$4,192,227,000208
Average Assets, quarterly$4,192,227,000208
Volatile liabilities$1,522,709,000163
Insider loans$3,669,0002,018
FHLB advances$600,000,000126
Loans and leases held for sale$01,797
Unused loan commitments$685,011,000260
Tier 1 (core) risk-based capital$273,978,000259
Tier 2 risk-based capital$45,033,000182
Total risk weighted assets$3,545,088,000191
Total unused commitments$685,011,000260
Derivatives$01,109
2007-12-31Rank
# of Employees:784207
Assets and Liabilities
Total Assets:$4,280,668,000206
Cash and due from depository institutions$54,613,000207
Interest-bearing balances$240,0003,830
Securities$172,794,000690
Federal funds sold & reverse repurchase agreements$5,000,0002,515
Net loans & leases$3,883,534,000167
Loan loss allowance$65,548,000124
Trading account assets$0237
Bank premises and fixed assets$59,519,000169
Other real estate owned$973,000207
Goodwill and other intangibles$1,547,0001,535
All other assets$102,688,000250
Life insurance assets$3,954,0001,488
Total liabilities and capital$4,280,668,000206
Total liabilities$3,910,797,000203
Total deposits$3,254,802,000192
Interest-bearing deposits$2,996,962,000179
Deposits held in domestic offices$3,254,802,000190
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$635,000,000140
Subordinated debt$0248
All other liabilities$20,995,000404
Total equity capital$369,871,000246
Total bank equity capital$369,871,000246
Perpetual preferred stock$0111
Common stock$1,0007,579
Surplus$176,234,000251
Undivided profits$193,636,000186
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$231,316,00061
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$162,000618
Income earned, not collected on loans$21,556,000208
Earning assets$4,061,568,000197
Long-term assets (5+ years)$07,609
Average Assets, year-to-date$4,383,987,000198
Average Assets, quarterly$4,316,454,000202
Volatile liabilities$1,597,292,000156
Insider loans$3,869,0001,917
FHLB advances$635,000,000111
Loans and leases held for sale$01,738
Unused loan commitments$824,177,000226
Tier 1 (core) risk-based capital$368,688,000211
Tier 2 risk-based capital$46,117,000174
Total risk weighted assets$3,669,911,000189
Total unused commitments$824,177,000226
Derivatives$01,052
2007-09-30Rank
# of Employees:789205
Assets and Liabilities
Total Assets:$4,352,240,000200
Cash and due from depository institutions$45,254,000205
Interest-bearing balances$131,0004,271
Securities$183,208,000670
Federal funds sold & reverse repurchase agreements$5,500,0002,389
Net loans & leases$3,940,582,000162
Loan loss allowance$53,289,000134
Trading account assets$0244
Bank premises and fixed assets$60,288,000165
Other real estate owned$902,000205
Goodwill and other intangibles$1,551,0001,516
All other assets$114,955,000232
Life insurance assets$4,910,0001,205
Total liabilities and capital$4,352,240,000200
Total liabilities$3,971,816,000196
Total deposits$3,280,734,000186
Interest-bearing deposits$3,006,008,000175
Deposits held in domestic offices$3,280,734,000180
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$649,300,000134
Subordinated debt$0244
All other liabilities$41,782,000269
Total equity capital$380,424,000237
Total bank equity capital$380,424,000237
Perpetual preferred stock$0113
Common stock$1,0007,598
Surplus$176,129,000244
Undivided profits$204,294,000184
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$188,414,00058
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$90,000785
Income earned, not collected on loans$22,669,000211
Earning assets$4,129,421,000192
Long-term assets (5+ years)$07,622
Average Assets, year-to-date$4,409,816,750197
Average Assets, quarterly$4,352,392,500199
Volatile liabilities$1,597,554,000155
Insider loans$3,892,0001,881
FHLB advances$649,000,000109
Loans and leases held for sale$01,751
Unused loan commitments$1,033,025,000199
Tier 1 (core) risk-based capital$379,603,000205
Tier 2 risk-based capital$47,767,000167
Total risk weighted assets$3,815,816,000180
Total unused commitments$1,033,025,000199
Derivatives$01,033
2007-06-30Rank
# of Employees:780215
Assets and Liabilities
Total Assets:$4,352,545,000209
Cash and due from depository institutions$51,127,000215
Interest-bearing balances$242,0003,749
Securities$180,447,000674
Federal funds sold & reverse repurchase agreements$5,000,0002,663
Net loans & leases$3,976,189,000161
Loan loss allowance$49,813,000144
Trading account assets$0245
Bank premises and fixed assets$58,662,000170
Other real estate owned$382,000215
Goodwill and other intangibles$1,551,0001,514
All other assets$79,187,000303
Life insurance assets$4,946,0001,192
Total liabilities and capital$4,352,545,000209
Total liabilities$3,964,218,000204
Total deposits$3,263,640,000194
Interest-bearing deposits$2,985,487,000179
Deposits held in domestic offices$3,263,640,000191
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$675,000,000128
Subordinated debt$0258
All other liabilities$25,578,000367
Total equity capital$388,327,000242
Total bank equity capital$388,327,000242
Perpetual preferred stock$0111
Common stock$1,0007,652
Surplus$176,025,000259
Undivided profits$212,301,000189
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$91,812,00078
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$125,000678
Income earned, not collected on loans$22,505,000214
Earning assets$4,161,878,000200
Long-term assets (5+ years)$07,662
Average Assets, year-to-date$4,429,009,000206
Average Assets, quarterly$4,390,804,500208
Volatile liabilities$1,590,791,000161
Insider loans$3,498,0002,042
FHLB advances$675,000,00099
Loans and leases held for sale$01,802
Unused loan commitments$1,024,514,000206
Tier 1 (core) risk-based capital$388,324,000212
Tier 2 risk-based capital$47,404,000172
Total risk weighted assets$3,789,928,000190
Total unused commitments$1,024,514,000206
Derivatives$01,067
2007-03-31Rank
# of Employees:794208
Assets and Liabilities
Total Assets:$4,429,064,000206
Cash and due from depository institutions$49,123,000208
Interest-bearing balances$120,0004,510
Securities$220,518,000571
Federal funds sold & reverse repurchase agreements$8,000,0002,393
Net loans & leases$4,003,118,000156
Loan loss allowance$41,791,000162
Trading account assets$0267
Bank premises and fixed assets$55,783,000173
Other real estate owned$0208
Goodwill and other intangibles$1,561,0001,501
All other assets$90,961,000264
Life insurance assets$4,800,0001,201
Total liabilities and capital$4,429,064,000206
Total liabilities$4,042,343,000201
Total deposits$3,298,064,000192
Interest-bearing deposits$3,006,753,000177
Deposits held in domestic offices$3,298,064,000190
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$720,000,000121
Subordinated debt$0262
All other liabilities$24,279,000380
Total equity capital$386,721,000245
Total bank equity capital$386,721,000245
Perpetual preferred stock$0113
Common stock$1,0007,681
Surplus$175,773,000256
Undivided profits$210,947,000186
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,746,000358
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$218,000542
Income earned, not collected on loans$24,335,000197
Earning assets$4,231,756,000197
Long-term assets (5+ years)$07,689
Average Assets, year-to-date$4,467,241,000203
Average Assets, quarterly$4,467,241,000203
Volatile liabilities$1,654,162,000152
Insider loans$3,300,0002,094
FHLB advances$720,000,00092
Loans and leases held for sale$01,800
Unused loan commitments$1,028,320,000200
Tier 1 (core) risk-based capital$386,304,000211
Tier 2 risk-based capital$41,791,000185
Total risk weighted assets$3,820,294,000184
Total unused commitments$1,028,320,000200
Derivatives$01,065
2006-12-31Rank
# of Employees:733227
Assets and Liabilities
Total Assets:$4,505,418,000196
Cash and due from depository institutions$58,726,000227
Interest-bearing balances$279,0003,709
Securities$263,017,000482
Federal funds sold & reverse repurchase agreements$7,000,0002,270
Net loans & leases$4,020,118,000152
Loan loss allowance$38,878,000170
Trading account assets$0156
Bank premises and fixed assets$52,478,000182
Other real estate owned$0227
Goodwill and other intangibles$1,547,0001,496
All other assets$102,532,000245
Life insurance assets$4,406,0001,280
Total liabilities and capital$4,505,418,000196
Total liabilities$4,112,426,000195
Total deposits$3,247,146,000190
Interest-bearing deposits$2,965,062,000177
Deposits held in domestic offices$3,247,146,000186
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$835,000,000111
Subordinated debt$0264
All other liabilities$30,280,000330
Total equity capital$392,992,000235
Total bank equity capital$392,992,000235
Perpetual preferred stock$0112
Common stock$1,0007,717
Surplus$175,207,000249
Undivided profits$217,784,000179
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,493,0001,960
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$76,000785
Income earned, not collected on loans$24,080,000198
Earning assets$4,290,414,000189
Long-term assets (5+ years)$07,714
Average Assets, year-to-date$4,330,120,200195
Average Assets, quarterly$4,526,477,000196
Volatile liabilities$2,577,700,000134
Insider loans$3,322,0002,075
FHLB advances$835,000,00081
Loans and leases held for sale$01,760
Unused loan commitments$1,091,413,000188
Tier 1 (core) risk-based capital$393,115,000204
Tier 2 risk-based capital$38,878,000195
Total risk weighted assets$3,834,914,000176
Total unused commitments$1,091,413,000189
Derivatives$01,023
2006-09-30Rank
# of Employees:729229
Assets and Liabilities
Total Assets:$4,547,536,000202
Cash and due from depository institutions$52,560,000229
Interest-bearing balances$103,0004,704
Securities$321,854,000415
Federal funds sold & reverse repurchase agreements$8,000,0001,727
Net loans & leases$4,016,038,000157
Loan loss allowance$37,585,000176
Trading account assets$0154
Bank premises and fixed assets$49,132,000188
Other real estate owned$8,605,000229
Goodwill and other intangibles$1,550,0001,486
All other assets$89,797,000284
Life insurance assets$4,437,0001,237
Total liabilities and capital$4,547,536,000202
Total liabilities$4,168,127,000199
Total deposits$3,190,652,000192
Interest-bearing deposits$2,896,922,000179
Deposits held in domestic offices$3,190,652,000190
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$947,000,000112
Subordinated debt$0269
All other liabilities$30,475,000334
Total equity capital$379,409,000252
Total bank equity capital$379,409,000252
Perpetual preferred stock$0118
Common stock$1,0007,777
Surplus$175,002,000256
Undivided profits$204,406,000200
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$604,0003,505
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$24,213,000199
Earning assets$4,345,995,000196
Long-term assets (5+ years)$07,763
Average Assets, year-to-date$4,286,295,750205
Average Assets, quarterly$4,465,226,000203
Volatile liabilities$2,624,266,000136
Insider loans$3,340,0002,015
FHLB advances$947,000,00085
Loans and leases held for sale$01,773
Unused loan commitments$1,113,375,000188
Tier 1 (core) risk-based capital$379,900,000216
Tier 2 risk-based capital$37,585,000202
Total risk weighted assets$3,855,793,000185
Total unused commitments$1,113,375,000189
Derivatives$01,023
2006-06-30Rank
# of Employees:740229
Assets and Liabilities
Total Assets:$4,382,916,000211
Cash and due from depository institutions$49,245,000229
Interest-bearing balances$346,0003,485
Securities$314,601,000435
Federal funds sold & reverse repurchase agreements$3,000,0003,047
Net loans & leases$3,875,784,000163
Loan loss allowance$35,074,000193
Trading account assets$0157
Bank premises and fixed assets$46,495,000200
Other real estate owned$8,605,000229
Goodwill and other intangibles$1,553,0001,473
All other assets$83,633,000293
Life insurance assets$4,362,0001,228
Total liabilities and capital$4,382,916,000211
Total liabilities$4,020,551,000206
Total deposits$3,140,649,000194
Interest-bearing deposits$2,854,976,000185
Deposits held in domestic offices$3,140,649,000193
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$850,000,000123
Subordinated debt$0265
All other liabilities$29,902,000327
Total equity capital$362,365,000258
Total bank equity capital$362,365,000258
Perpetual preferred stock$0119
Common stock$1,0007,805
Surplus$173,702,000259
Undivided profits$188,662,000210
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,127,0002,203
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$22,344,000196
Earning assets$4,193,731,000204
Long-term assets (5+ years)$07,786
Average Assets, year-to-date$4,199,215,670213
Average Assets, quarterly$4,312,073,500208
Volatile liabilities$2,543,326,000139
Insider loans$3,408,0001,955
FHLB advances$850,000,00089
Loans and leases held for sale$01,763
Unused loan commitments$1,240,373,000183
Tier 1 (core) risk-based capital$364,628,000224
Tier 2 risk-based capital$35,074,000213
Total risk weighted assets$3,667,834,000191
Total unused commitments$1,240,373,000183
Derivatives$01,000
2006-03-31Rank
# of Employees:735230
Assets and Liabilities
Total Assets:$4,241,231,000211
Cash and due from depository institutions$46,538,000230
Interest-bearing balances$237,0004,009
Securities$290,084,000468
Federal funds sold & reverse repurchase agreements$10,000,0001,498
Net loans & leases$3,756,916,000163
Loan loss allowance$34,942,000191
Trading account assets$0154
Bank premises and fixed assets$43,365,000205
Other real estate owned$8,728,000230
Goodwill and other intangibles$1,550,0001,450
All other assets$84,050,000289
Life insurance assets$4,375,0001,198
Total liabilities and capital$4,241,231,000211
Total liabilities$3,893,086,000207
Total deposits$3,065,248,000197
Interest-bearing deposits$2,749,694,000189
Deposits held in domestic offices$3,065,248,000196
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$795,000,000126
Subordinated debt$0259
All other liabilities$32,838,000311
Total equity capital$348,145,000258
Total bank equity capital$348,145,000258
Perpetual preferred stock$0120
Common stock$1,0007,816
Surplus$172,940,000252
Undivided profits$175,204,000216
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,114,0002,182
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$20,081,000210
Earning assets$4,057,237,000202
Long-term assets (5+ years)$07,792
Average Assets, year-to-date$4,107,365,500217
Average Assets, quarterly$4,107,365,500217
Volatile liabilities$2,396,021,000138
Insider loans$3,431,0001,899
FHLB advances$795,000,00094
Loans and leases held for sale$01,721
Unused loan commitments$1,171,132,000188
Tier 1 (core) risk-based capital$349,561,000224
Tier 2 risk-based capital$34,942,000212
Total risk weighted assets$3,528,478,000193
Total unused commitments$1,171,132,000190
Derivatives$0990
2005-12-31Rank
# of Employees:719231
Assets and Liabilities
Total Assets:$3,973,500,000220
Cash and due from depository institutions$57,844,000231
Interest-bearing balances$10,132,000572
Securities$316,538,000441
Federal funds sold & reverse repurchase agreements$16,500,000814
Net loans & leases$3,459,599,000181
Loan loss allowance$31,970,000200
Trading account assets$0155
Bank premises and fixed assets$42,556,000201
Other real estate owned$8,327,000231
Goodwill and other intangibles$1,561,0001,437
All other assets$70,575,000325
Life insurance assets$4,116,000146
Total liabilities and capital$3,973,500,000220
Total liabilities$3,639,417,000216
Total deposits$2,893,970,000205
Interest-bearing deposits$2,547,400,000194
Deposits held in domestic offices$2,893,970,000205
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$715,000,000142
Subordinated debt$0258
All other liabilities$30,447,000313
Total equity capital$334,083,000260
Total bank equity capital$334,083,000260
Perpetual preferred stock$0122
Common stock$1,0007,853
Surplus$170,530,000249
Undivided profits$163,552,000222
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,571,0001,613
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$18,160,000222
Earning assets$3,802,769,000211
Long-term assets (5+ years)$07,839
Average Assets, year-to-date$3,887,391,000216
Average Assets, quarterly$3,929,414,500220
Volatile liabilities$2,229,698,000144
Insider loans$3,459,0001,876
FHLB advances$715,000,000104
Loans and leases held for sale$01,743
Unused loan commitments$1,364,050,000171
Tier 1 (core) risk-based capital$335,021,000224
Tier 2 risk-based capital$31,970,000218
Total risk weighted assets$3,253,750,000196
Total unused commitments$1,364,050,000173
Derivatives$0930
2005-09-30Rank
# of Employees:669246
Assets and Liabilities
Total Assets:$3,885,329,000222
Cash and due from depository institutions$49,068,000246
Interest-bearing balances$90,0005,260
Securities$294,467,000465
Federal funds sold & reverse repurchase agreements$05,951
Net loans & leases$3,421,962,000180
Loan loss allowance$31,266,000203
Trading account assets$0146
Bank premises and fixed assets$41,567,000202
Other real estate owned$0246
Goodwill and other intangibles$1,563,0001,413
All other assets$76,702,000299
Life insurance assets$4,120,000141
Total liabilities and capital$3,885,331,000222
Total liabilities$3,553,674,000221
Total deposits$2,903,573,000202
Interest-bearing deposits$2,589,114,000193
Deposits held in domestic offices$2,903,573,000201
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$620,000,000161
Subordinated debt$0251
All other liabilities$30,101,000319
Total equity capital$331,657,000259
Total bank equity capital$331,657,000259
Perpetual preferred stock$0120
Common stock$1,0007,876
Surplus$169,149,000244
Undivided profits$162,507,000220
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,765,000301
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$17,110,000216
Earning assets$3,716,519,000214
Long-term assets (5+ years)$07,872
Average Assets, year-to-date$3,865,863,750217
Average Assets, quarterly$3,892,863,500219
Volatile liabilities$2,141,190,000149
Insider loans$3,570,0001,808
FHLB advances$620,000,000122
Loans and leases held for sale$01,843
Unused loan commitments$1,240,137,000182
Tier 1 (core) risk-based capital$332,126,000226
Tier 2 risk-based capital$31,266,000221
Total risk weighted assets$3,159,357,000199
Total unused commitments$1,240,137,000183
Derivatives$0909
2005-06-30Rank
# of Employees:655250
Assets and Liabilities
Total Assets:$3,900,398,000218
Cash and due from depository institutions$46,122,000250
Interest-bearing balances$130,0004,689
Securities$296,581,000465
Federal funds sold & reverse repurchase agreements$15,000,000794
Net loans & leases$3,423,029,000175
Loan loss allowance$29,211,000205
Trading account assets$0148
Bank premises and fixed assets$40,058,000203
Other real estate owned$63,000250
Goodwill and other intangibles$1,574,0001,394
All other assets$77,971,000288
Life insurance assets$4,080,000140
Total liabilities and capital$3,900,398,000218
Total liabilities$3,579,718,000216
Total deposits$2,780,370,000203
Interest-bearing deposits$2,481,943,000192
Deposits held in domestic offices$2,780,370,000202
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$765,000,000141
Subordinated debt$0251
All other liabilities$34,348,000286
Total equity capital$320,680,000262
Total bank equity capital$320,680,000262
Perpetual preferred stock$0118
Common stock$1,0007,881
Surplus$167,580,000237
Undivided profits$153,099,000229
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,315,000339
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$16,804,000209
Earning assets$3,734,740,000214
Long-term assets (5+ years)$07,884
Average Assets, year-to-date$3,859,375,330217
Average Assets, quarterly$3,876,422,000219
Volatile liabilities$2,168,949,000146
Insider loans$2,676,0002,263
FHLB advances$765,000,000104
Loans and leases held for sale$01,818
Unused loan commitments$1,136,093,000182
Tier 1 (core) risk-based capital$320,304,000226
Tier 2 risk-based capital$29,211,000227
Total risk weighted assets$3,084,761,000201
Total unused commitments$1,136,093,000184
Derivatives$0866
2005-03-31Rank
# of Employees:674239
Assets and Liabilities
Total Assets:$3,852,446,000221
Cash and due from depository institutions$38,051,000239
Interest-bearing balances$118,0004,846
Securities$311,534,000445
Federal funds sold & reverse repurchase agreements$4,000,0002,745
Net loans & leases$3,389,777,000171
Loan loss allowance$29,546,000209
Trading account assets$0148
Bank premises and fixed assets$29,252,000276
Other real estate owned$0239
Goodwill and other intangibles$1,574,0001,387
All other assets$78,258,000282
Life insurance assets$4,075,000139
Total liabilities and capital$3,852,446,000221
Total liabilities$3,530,520,000220
Total deposits$2,743,928,000203
Interest-bearing deposits$2,462,608,000190
Deposits held in domestic offices$2,743,928,000202
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$757,500,000134
Subordinated debt$0265
All other liabilities$29,092,000320
Total equity capital$321,926,000253
Total bank equity capital$321,926,000253
Perpetual preferred stock$0120
Common stock$1,0007,942
Surplus$165,270,000236
Undivided profits$156,655,000217
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,384,000309
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$15,726,000217
Earning assets$3,705,429,000215
Long-term assets (5+ years)$07,945
Average Assets, year-to-date$3,838,864,000218
Average Assets, quarterly$3,838,864,000218
Volatile liabilities$2,128,059,000143
Insider loans$2,627,0002,235
FHLB advances$757,500,00096
Loans and leases held for sale$01,762
Unused loan commitments$1,018,059,000194
Tier 1 (core) risk-based capital$323,016,000224
Tier 2 risk-based capital$29,546,000228
Total risk weighted assets$3,003,529,000204
Total unused commitments$1,018,059,000195
Derivatives$0790
2004-12-31Rank
# of Employees:688239
Assets and Liabilities
Total Assets:$3,825,282,000224
Cash and due from depository institutions$31,419,000239
Interest-bearing balances$274,0004,077
Securities$311,636,000457
Federal funds sold & reverse repurchase agreements$9,000,0001,307
Net loans & leases$3,354,502,000174
Loan loss allowance$29,321,000223
Trading account assets$0153
Bank premises and fixed assets$28,579,000281
Other real estate owned$0239
Goodwill and other intangibles$1,634,0001,350
All other assets$88,512,000252
Life insurance assets$3,733,000148
Total liabilities and capital$3,825,282,000224
Total liabilities$3,498,742,000220
Total deposits$2,714,275,000204
Interest-bearing deposits$2,414,099,000197
Deposits held in domestic offices$2,714,275,000202
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$750,000,000141
Subordinated debt$0272
All other liabilities$34,467,000272
Total equity capital$326,540,000257
Total bank equity capital$326,540,000257
Perpetual preferred stock$0118
Common stock$1,0007,988
Surplus$162,070,000240
Undivided profits$164,469,000217
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,580,000296
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$15,079,000230
Earning assets$3,675,412,000216
Long-term assets (5+ years)$07,981
Average Assets, year-to-date$3,684,000,800219
Average Assets, quarterly$3,877,560,500221
Volatile liabilities$2,104,423,000145
Insider loans$5,663,0001,073
FHLB advances$750,000,000104
Loans and leases held for sale$01,753
Unused loan commitments$1,024,218,000191
Tier 1 (core) risk-based capital$326,002,000225
Tier 2 risk-based capital$29,321,000239
Total risk weighted assets$2,977,444,000204
Total unused commitments$1,024,218,000193
Derivatives$0774
2004-09-30Rank
# of Employees:662248
Assets and Liabilities
Total Assets:$3,929,839,000224
Cash and due from depository institutions$49,059,000248
Interest-bearing balances$12,203,000493
Securities$330,329,000427
Federal funds sold & reverse repurchase agreements$25,000,000448
Net loans & leases$3,414,438,000177
Loan loss allowance$28,687,000232
Trading account assets$0149
Bank premises and fixed assets$27,729,000283
Other real estate owned$0248
Goodwill and other intangibles$1,611,0001,344
All other assets$81,673,000273
Life insurance assets$3,726,000145
Total liabilities and capital$3,929,839,000224
Total liabilities$3,618,198,000219
Total deposits$2,596,843,000214
Interest-bearing deposits$2,338,059,000200
Deposits held in domestic offices$2,596,843,000213
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$985,000,000127
Subordinated debt$0276
All other liabilities$36,355,000270
Total equity capital$311,641,000264
Total bank equity capital$311,641,000264
Perpetual preferred stock$0124
Common stock$1,0008,031
Surplus$157,013,000245
Undivided profits$154,627,000228
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,751,000289
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$14,935,000229
Earning assets$3,781,970,000219
Long-term assets (5+ years)$08,028
Average Assets, year-to-date$3,648,680,500221
Average Assets, quarterly$3,768,989,000226
Volatile liabilities$2,245,544,000140
Insider loans$2,902,0002,015
FHLB advances$985,000,00083
Loans and leases held for sale$01,808
Unused loan commitments$947,238,000201
Tier 1 (core) risk-based capital$311,354,000233
Tier 2 risk-based capital$28,687,000243
Total risk weighted assets$2,979,736,000207
Total unused commitments$947,238,000202
Derivatives$0770
2004-06-30Rank
# of Employees:642252
Assets and Liabilities
Total Assets:$3,608,139,000229
Cash and due from depository institutions$34,436,000252
Interest-bearing balances$94,0005,416
Securities$309,693,000470
Federal funds sold & reverse repurchase agreements$8,000,0001,340
Net loans & leases$3,151,154,000179
Loan loss allowance$27,968,000231
Trading account assets$0153
Bank premises and fixed assets$27,027,000287
Other real estate owned$576,000252
Goodwill and other intangibles$1,605,0001,337
All other assets$75,648,000295
Life insurance assets$3,472,000153
Total liabilities and capital$3,608,139,000229
Total liabilities$3,324,599,000224
Total deposits$2,514,558,000214
Interest-bearing deposits$2,250,404,000203
Deposits held in domestic offices$2,514,558,000212
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$771,000,000141
Subordinated debt$0288
All other liabilities$39,041,000245
Total equity capital$283,540,000269
Total bank equity capital$283,540,000269
Perpetual preferred stock$0126
Common stock$1,0008,087
Surplus$138,983,000258
Undivided profits$144,556,000230
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,365,000348
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$157,000692
Income earned, not collected on loans$13,927,000233
Earning assets$3,468,941,000219
Long-term assets (5+ years)$08,066
Average Assets, year-to-date$3,554,961,000224
Average Assets, quarterly$3,620,415,500223
Volatile liabilities$1,936,799,000153
Insider loans$3,074,0001,889
FHLB advances$771,000,000101
Loans and leases held for sale$01,820
Unused loan commitments$986,794,000185
Tier 1 (core) risk-based capital$284,873,000238
Tier 2 risk-based capital$27,968,000241
Total risk weighted assets$2,785,036,000211
Total unused commitments$986,794,000186
Derivatives$0740
2004-03-31Rank
# of Employees:628263
Assets and Liabilities
Total Assets:$3,632,692,000221
Cash and due from depository institutions$38,352,000263
Interest-bearing balances$245,0004,454
Securities$344,661,000413
Federal funds sold & reverse repurchase agreements$19,500,000731
Net loans & leases$3,129,298,000175
Loan loss allowance$25,856,000240
Trading account assets$0144
Bank premises and fixed assets$26,124,000295
Other real estate owned$668,000263
Goodwill and other intangibles$1,600,0001,326
All other assets$72,489,000295
Life insurance assets$3,472,000157
Total liabilities and capital$3,632,692,000221
Total liabilities$3,352,953,000218
Total deposits$2,460,101,000217
Interest-bearing deposits$2,245,997,000202
Deposits held in domestic offices$2,460,101,000215
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$845,000,000130
Subordinated debt$0287
All other liabilities$47,852,000241
Total equity capital$279,739,000263
Total bank equity capital$279,739,000263
Perpetual preferred stock$0129
Common stock$1,0008,119
Surplus$133,259,000256
Undivided profits$146,479,000237
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,872,000316
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$176,000697
Income earned, not collected on loans$14,248,000223
Earning assets$3,493,704,000211
Long-term assets (5+ years)$08,096
Average Assets, year-to-date$3,528,372,000224
Average Assets, quarterly$3,528,372,000224
Volatile liabilities$1,945,035,000142
Insider loans$2,658,0002,107
FHLB advances$845,000,00085
Loans and leases held for sale$01,884
Unused loan commitments$939,404,000193
Tier 1 (core) risk-based capital$277,373,000235
Tier 2 risk-based capital$25,856,000249
Total risk weighted assets$2,704,007,000205
Total unused commitments$939,404,000195
Derivatives$0699
2003-12-31Rank
# of Employees:614277
Assets and Liabilities
Total Assets:$3,424,052,000230
Cash and due from depository institutions$34,967,000277
Interest-bearing balances$557,0003,539
Securities$335,416,000443
Federal funds sold & reverse repurchase agreements$06,359
Net loans & leases$2,960,302,000179
Loan loss allowance$26,024,000243
Trading account assets$0168
Bank premises and fixed assets$25,043,000318
Other real estate owned$777,000277
Goodwill and other intangibles$1,699,0001,293
All other assets$65,848,000321
Life insurance assets$01
Total liabilities and capital$3,424,052,000230
Total liabilities$3,154,488,000224
Total deposits$2,392,100,000221
Interest-bearing deposits$2,169,443,000209
Deposits held in domestic offices$2,392,100,000220
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$722,000,000142
Subordinated debt$0293
All other liabilities$40,388,000246
Total equity capital$269,564,000271
Total bank equity capital$269,564,000271
Perpetual preferred stock$0131
Common stock$1,0008,179
Surplus$131,062,000266
Undivided profits$138,501,000238
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,952,000355
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$12,112,000248
Earning assets$3,296,275,000220
Long-term assets (5+ years)$08,140
Average Assets, year-to-date$3,166,045,400230
Average Assets, quarterly$3,297,616,500230
Volatile liabilities$1,792,906,000150
Insider loans$2,686,0002,056
FHLB advances$722,000,000101
Loans and leases held for sale$01,789
Unused loan commitments$960,249,000189
Tier 1 (core) risk-based capital$269,233,000240
Tier 2 risk-based capital$26,024,000250
Total risk weighted assets$2,548,926,000211
Total unused commitments$960,249,000191
Derivatives$0665
2003-09-30Rank
# of Employees:616284
Assets and Liabilities
Total Assets:$3,171,181,000235
Cash and due from depository institutions$50,920,000284
Interest-bearing balances$337,0004,184
Securities$295,496,000499
Federal funds sold & reverse repurchase agreements$22,500,000643
Net loans & leases$2,724,095,000184
Loan loss allowance$26,177,000249
Trading account assets$0165
Bank premises and fixed assets$22,443,000356
Other real estate owned$75,000284
Goodwill and other intangibles$1,680,0001,276
All other assets$53,972,000379
Life insurance assets$01
Total liabilities and capital$3,171,181,000235
Total liabilities$2,914,349,000231
Total deposits$2,368,045,000224
Interest-bearing deposits$2,163,830,000206
Deposits held in domestic offices$2,368,045,000223
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$507,000,000175
Subordinated debt$0293
All other liabilities$39,304,000269
Total equity capital$256,832,000281
Total bank equity capital$256,832,000281
Perpetual preferred stock$0137
Common stock$1,0008,232
Surplus$126,283,000278
Undivided profits$130,548,000253
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,967,000223
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$11,820,000253
Earning assets$3,042,428,000228
Long-term assets (5+ years)$08,204
Average Assets, year-to-date$3,101,543,750236
Average Assets, quarterly$3,129,240,500234
Volatile liabilities$1,537,138,000158
Insider loans$2,713,0002,004
FHLB advances$507,000,000130
Loans and leases held for sale$01,962
Unused loan commitments$986,653,000195
Tier 1 (core) risk-based capital$257,795,000247
Tier 2 risk-based capital$26,177,000247
Total risk weighted assets$2,400,059,000221
Total unused commitments$986,653,000195
Derivatives$0666
2003-06-30Rank
# of Employees:592294
Assets and Liabilities
Total Assets:$3,087,300,000241
Cash and due from depository institutions$38,178,000294
Interest-bearing balances$252,0004,571
Securities$286,878,000506
Federal funds sold & reverse repurchase agreements$06,888
Net loans & leases$2,682,119,000184
Loan loss allowance$26,018,000248
Trading account assets$0170
Bank premises and fixed assets$22,864,000348
Other real estate owned$75,000294
Goodwill and other intangibles$1,677,0001,241
All other assets$55,509,000367
Life insurance assets$01
Total liabilities and capital$3,087,300,000241
Total liabilities$2,829,370,000237
Total deposits$2,349,017,000225
Interest-bearing deposits$2,166,218,000207
Deposits held in domestic offices$2,349,017,000224
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$439,000,000191
Subordinated debt$0266
All other liabilities$41,353,000279
Total equity capital$257,930,000275
Total bank equity capital$257,930,000275
Perpetual preferred stock$0140
Common stock$1,0008,259
Surplus$124,537,000272
Undivided profits$133,392,000257
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$21,464,000225
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$11,878,000256
Earning assets$2,969,249,000228
Long-term assets (5+ years)$08,230
Average Assets, year-to-date$3,078,331,330237
Average Assets, quarterly$3,110,056,000237
Volatile liabilities$1,426,345,000166
Insider loans$2,530,0002,141
FHLB advances$439,000,000146
Loans and leases held for sale$02,044
Unused loan commitments$863,330,000203
Tier 1 (core) risk-based capital$258,175,000243
Tier 2 risk-based capital$26,018,000242
Total risk weighted assets$2,377,091,000221
Total unused commitments$863,330,000203
Derivatives$0623
2003-03-31Rank
# of Employees:598290
Assets and Liabilities
Total Assets:$3,132,812,000237
Cash and due from depository institutions$41,820,000290
Interest-bearing balances$134,0004,993
Securities$315,703,000466
Federal funds sold & reverse repurchase agreements$5,100,0003,145
Net loans & leases$2,692,775,000184
Loan loss allowance$25,532,000255
Trading account assets$0169
Bank premises and fixed assets$22,679,000353
Other real estate owned$75,000290
Goodwill and other intangibles$1,647,0001,248
All other assets$53,013,000375
Life insurance assets$01
Total liabilities and capital$3,132,812,000237
Total liabilities$2,877,186,000234
Total deposits$2,331,255,000223
Interest-bearing deposits$2,173,648,000208
Deposits held in domestic offices$2,331,255,000222
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$481,000,000179
Subordinated debt$0265
All other liabilities$64,931,000227
Total equity capital$255,626,000271
Total bank equity capital$255,626,000271
Perpetual preferred stock$0141
Common stock$1,0008,301
Surplus$122,814,000273
Undivided profits$132,811,000253
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,867,000279
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$12,932,000246
Earning assets$3,013,712,000228
Long-term assets (5+ years)$08,263
Average Assets, year-to-date$3,073,847,000240
Average Assets, quarterly$3,073,847,000240
Volatile liabilities$1,435,534,000161
Insider loans$2,250,0002,311
FHLB advances$481,000,000133
Loans and leases held for sale$01,961
Unused loan commitments$798,964,000210
Tier 1 (core) risk-based capital$256,148,000244
Tier 2 risk-based capital$25,532,000246
Total risk weighted assets$2,377,574,000221
Total unused commitments$834,721,000204
Derivatives$0578
2002-12-31Rank
# of Employees:607287
Assets and Liabilities
Total Assets:$3,014,882,000242
Cash and due from depository institutions$43,668,000287
Interest-bearing balances$307,0004,168
Securities$226,001,000586
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$2,667,670,000181
Loan loss allowance$27,121,000240
Trading account assets$0170
Bank premises and fixed assets$22,917,000346
Other real estate owned$290,000287
Goodwill and other intangibles$1,653,0001,225
All other assets$52,683,000370
Life insurance assets$01
Total liabilities and capital$3,014,882,000242
Total liabilities$2,761,812,000238
Total deposits$2,294,847,000225
Interest-bearing deposits$2,127,420,000209
Deposits held in domestic offices$2,294,847,000224
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$433,000,000187
Subordinated debt$0258
All other liabilities$33,965,000303
Total equity capital$253,070,000271
Total bank equity capital$253,070,000271
Perpetual preferred stock$0142
Common stock$1,0008,336
Surplus$121,234,000265
Undivided profits$131,835,000253
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,061,000264
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$12,886,000251
Earning assets$2,893,978,000233
Long-term assets (5+ years)$08,289
Average Assets, year-to-date$2,994,852,200238
Average Assets, quarterly$3,007,064,000239
Volatile liabilities$1,360,690,000173
Insider loans$2,153,0002,382
FHLB advances$433,000,000140
Loans and leases held for sale$01,889
Unused loan commitments$772,382,000211
Tier 1 (core) risk-based capital$253,333,000245
Tier 2 risk-based capital$27,121,000235
Total risk weighted assets$2,314,017,000225
Total unused commitments$772,382,000211
Derivatives$0527
2001-12-31Rank
# of Employees:563293
Assets and Liabilities
Total Assets:$2,952,834,000234
Cash and due from depository institutions$31,714,000293
Interest-bearing balances$59,0005,607
Securities$375,310,000346
Federal funds sold & reverse repurchase agreements$17,800,000797
Net loans & leases$2,440,146,000188
Loan loss allowance$27,050,000234
Trading account assets$0182
Bank premises and fixed assets$22,100,000338
Other real estate owned$1,150,000293
Goodwill and other intangibles$2,039,0001,035
All other assets$62,575,000327
Life insurance assets$01
Total liabilities and capital$2,952,834,000234
Total liabilities$2,688,979,000233
Total deposits$2,073,366,000232
Interest-bearing deposits$1,962,043,000213
Deposits held in domestic offices$2,073,366,000230
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$588,000,000157
Subordinated debt$0241
All other liabilities$27,613,000330
Total equity capital$263,855,000252
Total bank equity capital$263,855,000252
Perpetual preferred stock$0158
Common stock$1,0008,561
Surplus$113,742,000265
Undivided profits$150,112,000209
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,545,000664
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$14,095,000259
Earning assets$2,833,315,000225
Long-term assets (5+ years)$08,482
Average Assets, year-to-date$2,935,036,000228
Average Assets, quarterly$2,964,609,000232
Volatile liabilities$1,270,695,000175
Insider loans$2,213,0002,202
FHLB advances$588,000,000107
Loans and leases held for sale$01,749
Unused loan commitments$574,487,000249
Tier 1 (core) risk-based capital$264,510,000233
Tier 2 risk-based capital$27,050,000232
Total risk weighted assets$2,230,739,000219
Total unused commitments$574,487,000250
Derivatives$0450
2000-12-31Rank
# of Employees:541301
Assets and Liabilities
Total Assets:$2,964,528,000232
Cash and due from depository institutions$49,270,000301
Interest-bearing balances$16,404,000263
Securities$478,132,000273
Federal funds sold & reverse repurchase agreements$4,000,0002,829
Net loans & leases$2,330,832,000204
Loan loss allowance$28,904,000219
Trading account assets$0175
Bank premises and fixed assets$22,807,000339
Other real estate owned$774,000301
Goodwill and other intangibles$2,904,000847
All other assets$75,809,000260
Life insurance assets$01
Total liabilities and capital$2,964,528,000232
Total liabilities$2,739,439,000231
Total deposits$1,965,575,000236
Interest-bearing deposits$1,869,606,000219
Deposits held in domestic offices$1,965,575,000232
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$745,000,000136
Subordinated debt$0239
All other liabilities$28,864,000326
Total equity capital$225,089,000270
Total bank equity capital$225,089,000270
Perpetual preferred stock$0178
Common stock$1,0008,831
Surplus$109,589,000258
Undivided profits$115,499,000242
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,452,000408
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$15,211,000227
Earning assets$2,829,368,000225
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$2,986,427,400226
Average Assets, quarterly$2,972,505,500229
Volatile liabilities$1,305,800,000174
Insider loans$2,254,0002,081
FHLB advances$745,000,00034
Loans and leases held for sale$01,442
Unused loan commitments$416,217,000293
Tier 1 (core) risk-based capital$228,072,000249
Tier 2 risk-based capital$26,451,000236
Total risk weighted assets$2,113,604,000228
Total unused commitments$416,217,000295
Derivatives$0481
1999-12-31Rank
# of Employees:541327
Assets and Liabilities
Total Assets:$3,000,357,000229
Cash and due from depository institutions$43,808,000327
Interest-bearing balances$6,706,000616
Securities$566,573,000253
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$2,278,374,000199
Loan loss allowance$25,770,000243
Trading account assets$0165
Bank premises and fixed assets$22,071,000357
Other real estate owned$2,208,000327
Goodwill and other intangibles$3,313,000803
All other assets$84,010,000239
Life insurance assets$01
Total liabilities and capital$3,000,357,000229
Total liabilities$2,805,858,000225
Total deposits$1,857,606,000238
Interest-bearing deposits$1,780,294,000218
Deposits held in domestic offices$1,857,606,000236
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000503
Trading liabilities$065
Other borrowed funds$864,000,000132
Subordinated debt$0242
All other liabilities$34,252,000289
Total equity capital$194,499,000285
Total bank equity capital$194,499,000285
Perpetual preferred stock$0193
Common stock$1,0009,132
Surplus$106,986,000250
Undivided profits$87,512,000286
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,262,000438
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$12,802,000221
Earning assets$2,851,653,000223
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$2,915,416,200229
Average Assets, quarterly$2,962,249,000226
Volatile liabilities$1,431,205,000164
Insider loans$2,217,0002,049
FHLB advances$864,000,00029
Loans and leases held for sale$01,487
Unused loan commitments$389,632,000305
Tier 1 (core) risk-based capital$198,082,000269
Tier 2 risk-based capital$24,658,000249
Total risk weighted assets$1,971,539,000241
Total unused commitments$389,632,000307
Derivatives$0488
1998-12-31Rank
# of Employees:552327
Assets and Liabilities
Total Assets:$2,920,401,000232
Cash and due from depository institutions$38,387,000327
Interest-bearing balances$200,0004,263
Securities$814,622,000190
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$1,947,019,000217
Loan loss allowance$22,662,000266
Trading account assets$0197
Bank premises and fixed assets$24,529,000308
Other real estate owned$4,990,000327
Goodwill and other intangibles$3,923,000686
All other assets$86,931,000211
Life insurance assets$01
Total liabilities and capital$2,920,401,000232
Total liabilities$2,721,557,000229
Total deposits$1,821,067,000239
Interest-bearing deposits$1,757,062,000223
Deposits held in domestic offices$1,821,067,000235
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000473
Trading liabilities$069
Other borrowed funds$822,000,000114
Subordinated debt$0255
All other liabilities$28,490,000329
Total equity capital$198,844,000278
Total bank equity capital$198,844,000278
Perpetual preferred stock$0199
Common stock$1,0009,342
Surplus$106,045,000249
Undivided profits$92,798,000274
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,963,000286
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$11,255,000241
Earning assets$2,761,841,000224
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$2,876,095,000221
Average Assets, quarterly$2,965,446,500226
Volatile liabilities$1,287,629,000160
Insider loans$2,252,0001,901
FHLB advances$822,000,00024
Loans and leases held for sale$01,681
Unused loan commitments$244,951,000386
Tier 1 (core) risk-based capital$195,359,000259
Tier 2 risk-based capital$21,462,000266
Total risk weighted assets$1,715,847,000248
Total unused commitments$244,951,000387
Derivatives$0527
1997-12-31Rank
# of Employees:509351
Assets and Liabilities
Total Assets:$2,731,294,000242
Cash and due from depository institutions$35,841,000351
Interest-bearing balances$6,509,000685
Securities$735,832,000202
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$1,854,729,000225
Loan loss allowance$20,030,000289
Trading account assets$0203
Bank premises and fixed assets$26,299,000282
Other real estate owned$9,041,000351
Goodwill and other intangibles$4,730,000583
All other assets$64,822,000250
Life insurance assets$01
Total liabilities and capital$2,731,294,000242
Total liabilities$2,500,881,000242
Total deposits$1,709,176,000253
Interest-bearing deposits$1,666,217,000228
Deposits held in domestic offices$1,709,176,000249
% insured0.00%1
Federal funds purchased & repurchase agreements$50,000,000476
Trading liabilities$080
Other borrowed funds$708,093,000120
Subordinated debt$0260
All other liabilities$33,612,000294
Total equity capital$230,413,000243
Total bank equity capital$230,413,000243
Perpetual preferred stock$0223
Common stock$1,0009,742
Surplus$104,675,000234
Undivided profits$125,737,000214
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,015,000289
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$11,191,000248
Earning assets$2,597,070,000233
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$2,566,704,200246
Average Assets, quarterly$2,656,166,000245
Volatile liabilities$1,097,981,000177
Insider loans$2,088,0001,987
FHLB advances$708,086,00028
Loans and leases held for sale$01,579
Unused loan commitments$164,365,000456
Tier 1 (core) risk-based capital$220,612,000235
Tier 2 risk-based capital$18,360,000279
Total risk weighted assets$1,470,600,000276
Total unused commitments$164,365,000458
Derivatives$0533
1996-12-31Rank
# of Employees:459416
Assets and Liabilities
Total Assets:$2,458,040,000289
Cash and due from depository institutions$30,249,000416
Interest-bearing balances$907,0002,474
Securities$532,151,000289
Federal funds sold & reverse repurchase agreements$5,600,0002,332
Net loans & leases$1,803,243,000260
Loan loss allowance$27,118,000276
Trading account assets$0240
Bank premises and fixed assets$25,792,000309
Other real estate owned$10,154,000416
Goodwill and other intangibles$3,151,000707
All other assets$47,700,000314
Life insurance assets$01
Total liabilities and capital$2,458,040,000289
Total liabilities$2,242,514,000287
Total deposits$1,685,263,000296
Interest-bearing deposits$1,685,263,000254
Deposits held in domestic offices$1,685,263,000292
% insured0.00%1
Federal funds purchased & repurchase agreements$25,000,000724
Trading liabilities$097
Other borrowed funds$510,000,000154
Subordinated debt$0298
All other liabilities$22,251,000388
Total equity capital$215,526,000275
Total bank equity capital$215,526,000275
Perpetual preferred stock$0250
Common stock$1,00010,221
Surplus$105,251,000250
Undivided profits$110,274,000255
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$21,837,000244
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$10,239,000282
Earning assets$2,341,901,000279
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$2,179,314,400299
Average Assets, quarterly$2,436,494,500287
Volatile liabilities$819,049,000227
Insider loans$1,408,0002,800
FHLB advances$510,000,00034
Loans and leases held for sale$01,560
Unused loan commitments$46,940,0001,108
Tier 1 (core) risk-based capital$209,122,000268
Tier 2 risk-based capital$16,885,000328
Total risk weighted assets$1,349,158,000321
Total unused commitments$46,940,0001,113
Derivatives$0549
1995-12-31Rank
# of Employees:440465
Assets and Liabilities
Total Assets:$1,924,220,000355
Cash and due from depository institutions$43,256,000465
Interest-bearing balances$17,363,000257
Securities$207,062,000652
Federal funds sold & reverse repurchase agreements$14,500,000976
Net loans & leases$1,583,727,000293
Loan loss allowance$19,299,000359
Trading account assets$0261
Bank premises and fixed assets$25,421,000337
Other real estate owned$10,868,000465
Goodwill and other intangibles$3,508,000642
All other assets$35,878,000403
Life insurance assets$01
Total liabilities and capital$1,924,220,000355
Total liabilities$1,813,571,000350
Total deposits$1,676,274,000303
Interest-bearing deposits$1,668,502,000264
Deposits held in domestic offices$1,676,274,000299
% insured0.00%1
Federal funds purchased & repurchase agreements$55,398,000508
Trading liabilities$0110
Other borrowed funds$68,985,000473
Subordinated debt$0337
All other liabilities$12,914,000583
Total equity capital$110,649,000479
Total bank equity capital$110,649,000479
Perpetual preferred stock$0288
Common stock$010,908
Surplus$011,041
Undivided profits$110,649,000266
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,171,000328
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$9,420,000328
Earning assets$1,822,652,000349
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$1,864,961,600353
Average Assets, quarterly$1,912,312,000349
Volatile liabilities$380,853,000365
Insider loans$1,419,0002,897
FHLB advances$68,985,000161
Loans and leases held for sale$01,606
Unused loan commitments$38,056,0001,250
Tier 1 (core) risk-based capital$105,306,000478
Tier 2 risk-based capital$12,472,000409
Total risk weighted assets$1,124,548,000385
Total unused commitments$38,056,0001,259
Derivatives$0628
1994-12-31Rank
# of Employees:439481
Assets and Liabilities
Total Assets:$1,764,239,000373
Cash and due from depository institutions$39,401,000481
Interest-bearing balances$21,262,000187
Securities$73,569,0001,782
Federal funds sold & reverse repurchase agreements$3,200,0002,664
Net loans & leases$1,568,613,000283
Loan loss allowance$11,807,000492
Trading account assets$0286
Bank premises and fixed assets$26,939,000327
Other real estate owned$15,334,000481
Goodwill and other intangibles$435,0001,529
All other assets$36,748,000410
Life insurance assets$01
Total liabilities and capital$1,764,239,000373
Total liabilities$1,649,969,000371
Total deposits$1,628,951,000302
Interest-bearing deposits$1,625,664,000273
Deposits held in domestic offices$1,628,951,000299
% insured0.00%1
Federal funds purchased & repurchase agreements$9,818,0001,289
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$11,200,000567
Total equity capital$114,270,000430
Total bank equity capital$114,270,000430
Perpetual preferred stock$0310
Common stock$011,459
Surplus$011,565
Undivided profits$114,270,000245
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,817,000276
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$7,592,000342
Earning assets$1,666,644,000360
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$1,679,958,400378
Average Assets, quarterly$1,712,745,000375
Volatile liabilities$227,231,000498
Insider loans$1,508,0002,676
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$41,210,0001,136
Tier 1 (core) risk-based capital$113,835,000428
Tier 2 risk-based capital$10,100,000436
Total risk weighted assets$1,071,189,000375
Total unused commitments$41,210,0001,143
Derivatives$0687
1993-12-31Rank
# of Employees:448502
Assets and Liabilities
Total Assets:$1,645,945,000385
Cash and due from depository institutions$35,249,000502
Interest-bearing balances$18,491,000341
Securities$79,259,0001,769
Federal funds sold & reverse repurchase agreements$12,000,0001,108
Net loans & leases$1,444,385,000289
Loan loss allowance$8,571,000655
Trading account assets$0330
Bank premises and fixed assets$23,991,000348
Other real estate owned$16,933,000502
Goodwill and other intangibles$673,0001,191
All other assets$33,455,000425
Life insurance assets$01
Total liabilities and capital$1,645,945,000385
Total liabilities$1,528,735,000384
Total deposits$1,508,669,000326
Interest-bearing deposits$1,507,058,000289
Deposits held in domestic offices$1,508,669,000321
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$20,066,000411
Total equity capital$117,210,000413
Total bank equity capital$117,210,000413
Perpetual preferred stock$0343
Common stock$011,979
Surplus$012,104
Undivided profits$117,210,000235
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$38,026,000217
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$7,409,000310
Earning assets$1,554,135,000374
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$1,628,525,000379
Average Assets, quarterly$1,651,832,000381
Volatile liabilities$198,243,000513
Insider loans$508,0005,659
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$31,079,0001,402
Tier 1 (core) risk-based capital$115,648,000399
Tier 2 risk-based capital$7,110,000574
Total risk weighted assets$1,077,277,000361
Total unused commitments$31,079,0001,427
Derivatives$0714
1992-12-31Rank
# of Employees:440525
Assets and Liabilities
Total Assets:$1,566,606,000411
Cash and due from depository institutions$18,043,000525
Interest-bearing balances$866,0004,109
Securities$142,539,000943
Federal funds sold & reverse repurchase agreements$16,400,0001,026
Net loans & leases$1,337,506,000310
Loan loss allowance$5,445,000934
Trading account assets$0344
Bank premises and fixed assets$19,928,000399
Other real estate owned$5,622,000525
Goodwill and other intangibles$95,0002,227
All other assets$26,473,000527
Life insurance assets$01
Total liabilities and capital$1,566,606,000411
Total liabilities$1,453,173,000412
Total deposits$1,432,096,000363
Interest-bearing deposits$1,428,746,000330
Deposits held in domestic offices$1,432,096,000359
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$21,077,000403
Total equity capital$113,433,000410
Total bank equity capital$113,433,000410
Perpetual preferred stock$0346
Common stock$012,472
Surplus$012,588
Undivided profits$113,433,000209
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$21,114,000428
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$9,369,000284
Earning assets$1,497,311,000391
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$1,554,496,400402
Average Assets, quarterly$1,562,241,000408
Volatile liabilities$186,965,000510
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$32,613,0001,279
Tier 1 (core) risk-based capital$112,213,000394
Tier 2 risk-based capital$4,905,000768
Total risk weighted assets$978,290,000396
Total unused commitments$32,613,0001,294
Derivatives$0651