Home > Peterman State Bank > Income and Expense
Peterman State Bank, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,281,000 | 9,953 |
Total interest expense | $641,000 | 9,709 |
Net interest income | $640,000 | 10,095 |
Provision for loan and lease losses | $201,000 | 3,418 |
Total noninterest income | $74,000 | 9,870 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $64,000 | 8,050 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 10,416 |
Total noninterest expense | $770,000 | 9,144 |
Salaries and employee benefits | $302,000 | 9,943 |
Premises and equipment expense | $80,000 | 9,436 |
Additional noninterest expense | $388,000 | 7,459 |
Pre-tax net operating income | $-257,000 | 10,605 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $-93,000 | 10,699 |
Income before extraordinary items | $-164,000 | 10,582 |
Extraordinary gains, net | $0 | 44 |
Net income | $-164,000 | 10,582 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 7,353 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $-164,000 | 10,550 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,475,000 | 10,145 |
Total interest expense | $792,000 | 9,667 |
Net interest income | $683,000 | 10,441 |
Provision for loan and lease losses | $39,000 | 7,052 |
Total noninterest income | $86,000 | 10,166 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $74,000 | 8,175 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 10,870 |
Total noninterest expense | $645,000 | 10,012 |
Salaries and employee benefits | $363,000 | 9,866 |
Premises and equipment expense | $78,000 | 9,872 |
Additional noninterest expense | $204,000 | 9,888 |
Pre-tax net operating income | $85,000 | 10,446 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $8,000 | 10,393 |
Income before extraordinary items | $77,000 | 10,408 |
Extraordinary gains, net | $0 | 53 |
Net income | $77,000 | 10,406 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $66,000 | 4,754 |
Cash dividends | $11,000 | 8,190 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $77,000 | 10,363 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,477,000 | 10,565 |
Total interest expense | $734,000 | 10,178 |
Net interest income | $743,000 | 10,710 |
Provision for loan and lease losses | $15,000 | 7,935 |
Total noninterest income | $99,000 | 10,299 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $62,000 | 8,863 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $37,000 | 9,867 |
Total noninterest expense | $682,000 | 10,256 |
Salaries and employee benefits | $367,000 | 10,198 |
Premises and equipment expense | $83,000 | 10,121 |
Additional noninterest expense | $232,000 | 10,043 |
Pre-tax net operating income | $145,000 | 10,805 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $28,000 | 10,615 |
Income before extraordinary items | $117,000 | 10,777 |
Extraordinary gains, net | $0 | 65 |
Net income | $117,000 | 10,777 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $53,000 | 5,035 |
Cash dividends | $11,000 | 8,545 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $117,000 | 10,746 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,279,000 | 11,186 |
Total interest expense | $529,000 | 10,968 |
Net interest income | $750,000 | 11,220 |
Provision for loan and lease losses | $20,000 | 7,754 |
Total noninterest income | $92,000 | 10,935 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $64,000 | 9,216 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 10,920 |
Total noninterest expense | $631,000 | 10,973 |
Salaries and employee benefits | $354,000 | 10,695 |
Premises and equipment expense | $50,000 | 11,639 |
Additional noninterest expense | $227,000 | 10,811 |
Pre-tax net operating income | $191,000 | 10,963 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $56,000 | 10,313 |
Income before extraordinary items | $135,000 | 11,000 |
Extraordinary gains, net | $0 | 249 |
Net income | $135,000 | 11,008 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-21,000 | 11,294 |
Cash dividends | $9,000 | 8,806 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $135,000 | 11,055 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,214,000 | 11,859 |
Total interest expense | $520,000 | 11,588 |
Net interest income | $694,000 | 11,904 |
Provision for loan and lease losses | $22,000 | 8,943 |
Total noninterest income | $151,000 | 10,182 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $69,000 | 9,374 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $82,000 | 8,541 |
Total noninterest expense | $617,000 | 11,558 |
Salaries and employee benefits | $298,000 | 11,665 |
Premises and equipment expense | $58,000 | 11,921 |
Additional noninterest expense | $261,000 | 10,938 |
Pre-tax net operating income | $206,000 | 10,979 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $52,000 | 10,892 |
Income before extraordinary items | $154,000 | 11,156 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $154,000 | 11,242 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $57,000 | 5,803 |
Cash dividends | $9,000 | 8,936 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $154,000 | 10,945 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,286,000 | 12,432 |
Total interest expense | $599,000 | 12,299 |
Net interest income | $687,000 | 12,374 |
Provision for loan and lease losses | $138,000 | 6,347 |
Total noninterest income | $103,000 | 11,644 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $65,000 | 9,734 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 11,181 |
Total noninterest expense | $564,000 | 12,283 |
Salaries and employee benefits | $282,000 | 12,227 |
Premises and equipment expense | $49,000 | 12,719 |
Additional noninterest expense | $233,000 | 11,783 |
Pre-tax net operating income | $88,000 | 12,136 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $12,000 | 12,318 |
Income before extraordinary items | $76,000 | 12,283 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $76,000 | 12,302 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $107,000 | 5,743 |
Cash dividends | $5,000 | 8,820 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $76,000 | 11,979 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.