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Peterman State Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$1,281,0009,953
Total interest expense$641,0009,709
Net interest income$640,00010,095
Provision for loan and lease losses$201,0003,418
Total noninterest income$74,0009,870
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$64,0008,050
Trading account gains and feesNANA
Additional Noninterest Income$10,00010,416
Total noninterest expense$770,0009,144
Salaries and employee benefits$302,0009,943
Premises and equipment expense$80,0009,436
Additional noninterest expense$388,0007,459
Pre-tax net operating income$-257,00010,605
Securities gains (losses)$03,944
Applicable income taxes$-93,00010,699
Income before extraordinary items$-164,00010,582
Extraordinary gains, net$044
Net income$-164,00010,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,353
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-164,00010,550
1996-12-31 (YTD Data)Rank
Total interest income$1,475,00010,145
Total interest expense$792,0009,667
Net interest income$683,00010,441
Provision for loan and lease losses$39,0007,052
Total noninterest income$86,00010,166
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$74,0008,175
Trading account gains and feesNANA
Additional Noninterest Income$12,00010,870
Total noninterest expense$645,00010,012
Salaries and employee benefits$363,0009,866
Premises and equipment expense$78,0009,872
Additional noninterest expense$204,0009,888
Pre-tax net operating income$85,00010,446
Securities gains (losses)$04,148
Applicable income taxes$8,00010,393
Income before extraordinary items$77,00010,408
Extraordinary gains, net$053
Net income$77,00010,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,754
Cash dividends$11,0008,190
Sale, conversion, retirement of capital stock, net$0953
Net operating income$77,00010,363
1995-12-31 (YTD Data)Rank
Total interest income$1,477,00010,565
Total interest expense$734,00010,178
Net interest income$743,00010,710
Provision for loan and lease losses$15,0007,935
Total noninterest income$99,00010,299
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$62,0008,863
Trading account gains and feesNANA
Additional Noninterest Income$37,0009,867
Total noninterest expense$682,00010,256
Salaries and employee benefits$367,00010,198
Premises and equipment expense$83,00010,121
Additional noninterest expense$232,00010,043
Pre-tax net operating income$145,00010,805
Securities gains (losses)$03,831
Applicable income taxes$28,00010,615
Income before extraordinary items$117,00010,777
Extraordinary gains, net$065
Net income$117,00010,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,035
Cash dividends$11,0008,545
Sale, conversion, retirement of capital stock, net$0809
Net operating income$117,00010,746
1994-12-31 (YTD Data)Rank
Total interest income$1,279,00011,186
Total interest expense$529,00010,968
Net interest income$750,00011,220
Provision for loan and lease losses$20,0007,754
Total noninterest income$92,00010,935
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$64,0009,216
Trading account gains and feesNANA
Additional Noninterest Income$28,00010,920
Total noninterest expense$631,00010,973
Salaries and employee benefits$354,00010,695
Premises and equipment expense$50,00011,639
Additional noninterest expense$227,00010,811
Pre-tax net operating income$191,00010,963
Securities gains (losses)$03,600
Applicable income taxes$56,00010,313
Income before extraordinary items$135,00011,000
Extraordinary gains, net$0249
Net income$135,00011,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,00011,294
Cash dividends$9,0008,806
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$135,00011,055
1993-12-31 (YTD Data)Rank
Total interest income$1,214,00011,859
Total interest expense$520,00011,588
Net interest income$694,00011,904
Provision for loan and lease losses$22,0008,943
Total noninterest income$151,00010,182
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$69,0009,374
Trading account gains and feesNANA
Additional Noninterest Income$82,0008,541
Total noninterest expense$617,00011,558
Salaries and employee benefits$298,00011,665
Premises and equipment expense$58,00011,921
Additional noninterest expense$261,00010,938
Pre-tax net operating income$206,00010,979
Securities gains (losses)$07,477
Applicable income taxes$52,00010,892
Income before extraordinary items$154,00011,156
Extraordinary gains, net$03,149
Net income$154,00011,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,803
Cash dividends$9,0008,936
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$154,00010,945
1992-12-31 (YTD Data)Rank
Total interest income$1,286,00012,432
Total interest expense$599,00012,299
Net interest income$687,00012,374
Provision for loan and lease losses$138,0006,347
Total noninterest income$103,00011,644
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$65,0009,734
Trading account gains and feesNANA
Additional Noninterest Income$38,00011,181
Total noninterest expense$564,00012,283
Salaries and employee benefits$282,00012,227
Premises and equipment expense$49,00012,719
Additional noninterest expense$233,00011,783
Pre-tax net operating income$88,00012,136
Securities gains (losses)$08,369
Applicable income taxes$12,00012,318
Income before extraordinary items$76,00012,283
Extraordinary gains, net$01,422
Net income$76,00012,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0005,743
Cash dividends$5,0008,820
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$76,00011,979

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.