Home > Perry State Bank > Income and Expense
Perry State Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 3,509 |
| Total interest expense | $2,300,000 | 3,392 |
| Net interest income | $2,963,000 | 3,527 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $577,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $374,000 | 2,237 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $203,000 | 3,732 |
| Total noninterest expense | $2,145,000 | 4,034 |
| Salaries and employee benefits | $1,237,000 | 3,876 |
| Premises and equipment expense | $280,000 | 4,163 |
| Additional noninterest expense | $628,000 | 4,037 |
| Pre-tax net operating income | $1,375,000 | 2,358 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $478,000 | 1,657 |
| Income before extraordinary items | $897,000 | 2,809 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $897,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $897,000 | 2,754 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 3,478 |
| Total interest expense | $1,299,000 | 3,251 |
| Net interest income | $1,440,000 | 3,590 |
| Provision for loan and lease losses | $7,000 | 5,635 |
| Total noninterest income | $267,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $175,000 | 2,318 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,930 |
| Total noninterest expense | $1,054,000 | 4,083 |
| Salaries and employee benefits | $629,000 | 3,833 |
| Premises and equipment expense | $136,000 | 4,286 |
| Additional noninterest expense | $289,000 | 4,238 |
| Pre-tax net operating income | $646,000 | 2,564 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $221,000 | 1,842 |
| Income before extraordinary items | $425,000 | 3,063 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $425,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $425,000 | 2,974 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,999,000 | 3,525 |
| Total interest expense | $4,939,000 | 3,496 |
| Net interest income | $6,060,000 | 3,476 |
| Provision for loan and lease losses | $182,000 | 4,009 |
| Total noninterest income | $1,179,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $804,000 | 2,124 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $375,000 | 3,855 |
| Total noninterest expense | $4,334,000 | 3,880 |
| Salaries and employee benefits | $2,515,000 | 3,697 |
| Premises and equipment expense | $539,000 | 4,143 |
| Additional noninterest expense | $1,280,000 | 3,887 |
| Pre-tax net operating income | $2,723,000 | 2,637 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $833,000 | 2,085 |
| Income before extraordinary items | $1,890,000 | 2,945 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,890,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,203 |
| Cash dividends | $1,636,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,890,000 | 2,936 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,229,000 | 3,539 |
| Total interest expense | $3,704,000 | 3,500 |
| Net interest income | $4,525,000 | 3,499 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $878,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $608,000 | 2,087 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $270,000 | 3,952 |
| Total noninterest expense | $3,199,000 | 3,906 |
| Salaries and employee benefits | $1,846,000 | 3,764 |
| Premises and equipment expense | $399,000 | 4,177 |
| Additional noninterest expense | $954,000 | 3,847 |
| Pre-tax net operating income | $2,104,000 | 2,738 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $685,000 | 2,113 |
| Income before extraordinary items | $1,419,000 | 3,098 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,419,000 | 3,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $1,102,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,419,000 | 3,082 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 3,588 |
| Total interest expense | $2,440,000 | 3,526 |
| Net interest income | $2,955,000 | 3,577 |
| Provision for loan and lease losses | $57,000 | 4,230 |
| Total noninterest income | $593,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $411,000 | 2,064 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $182,000 | 3,963 |
| Total noninterest expense | $2,134,000 | 3,931 |
| Salaries and employee benefits | $1,241,000 | 3,773 |
| Premises and equipment expense | $268,000 | 4,166 |
| Additional noninterest expense | $625,000 | 3,901 |
| Pre-tax net operating income | $1,357,000 | 2,866 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $444,000 | 2,231 |
| Income before extraordinary items | $913,000 | 3,211 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $913,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,897 |
| Cash dividends | $568,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $913,000 | 3,197 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 3,593 |
| Total interest expense | $1,201,000 | 3,532 |
| Net interest income | $1,474,000 | 3,584 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $266,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $191,000 | 2,128 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $1,092,000 | 3,854 |
| Salaries and employee benefits | $649,000 | 3,669 |
| Premises and equipment expense | $136,000 | 4,150 |
| Additional noninterest expense | $307,000 | 3,906 |
| Pre-tax net operating income | $618,000 | 3,053 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $200,000 | 2,397 |
| Income before extraordinary items | $418,000 | 3,390 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $418,000 | 3,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $34,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $418,000 | 3,366 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,038,000 | 3,556 |
| Total interest expense | $4,202,000 | 3,475 |
| Net interest income | $5,836,000 | 3,597 |
| Provision for loan and lease losses | $377,000 | 2,380 |
| Total noninterest income | $1,163,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $838,000 | 2,041 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $325,000 | 4,142 |
| Total noninterest expense | $4,269,000 | 3,794 |
| Salaries and employee benefits | $2,452,000 | 3,663 |
| Premises and equipment expense | $543,000 | 4,032 |
| Additional noninterest expense | $1,274,000 | 3,760 |
| Pre-tax net operating income | $2,353,000 | 3,277 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $752,000 | 2,563 |
| Income before extraordinary items | $1,601,000 | 3,623 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,601,000 | 3,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,974 |
| Cash dividends | $864,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,601,000 | 3,601 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,329,000 | 3,612 |
| Total interest expense | $3,033,000 | 3,482 |
| Net interest income | $4,296,000 | 3,674 |
| Provision for loan and lease losses | $291,000 | 2,215 |
| Total noninterest income | $891,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $642,000 | 1,999 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $249,000 | 4,103 |
| Total noninterest expense | $3,091,000 | 3,895 |
| Salaries and employee benefits | $1,793,000 | 3,740 |
| Premises and equipment expense | $386,000 | 4,188 |
| Additional noninterest expense | $912,000 | 3,886 |
| Pre-tax net operating income | $1,805,000 | 3,333 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $574,000 | 2,663 |
| Income before extraordinary items | $1,231,000 | 3,673 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,231,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,662 |
| Cash dividends | $823,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,231,000 | 3,660 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,649,000 | 3,705 |
| Total interest expense | $1,880,000 | 3,561 |
| Net interest income | $2,769,000 | 3,761 |
| Provision for loan and lease losses | $184,000 | 2,240 |
| Total noninterest income | $590,000 | 3,162 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $421,000 | 2,006 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $169,000 | 4,078 |
| Total noninterest expense | $2,063,000 | 3,919 |
| Salaries and employee benefits | $1,194,000 | 3,755 |
| Premises and equipment expense | $260,000 | 4,176 |
| Additional noninterest expense | $609,000 | 3,870 |
| Pre-tax net operating income | $1,112,000 | 3,538 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $349,000 | 2,837 |
| Income before extraordinary items | $763,000 | 3,848 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $763,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,489 |
| Cash dividends | $782,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $763,000 | 3,838 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 3,724 |
| Total interest expense | $916,000 | 3,489 |
| Net interest income | $1,350,000 | 3,840 |
| Provision for loan and lease losses | $81,000 | 2,323 |
| Total noninterest income | $277,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $195,000 | 2,087 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,095 |
| Total noninterest expense | $1,046,000 | 3,881 |
| Salaries and employee benefits | $609,000 | 3,715 |
| Premises and equipment expense | $131,000 | 4,167 |
| Additional noninterest expense | $306,000 | 3,834 |
| Pre-tax net operating income | $500,000 | 3,728 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $153,000 | 3,014 |
| Income before extraordinary items | $347,000 | 4,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $347,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $41,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $347,000 | 4,023 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,175,000 | 3,697 |
| Total interest expense | $2,780,000 | 3,540 |
| Net interest income | $5,395,000 | 3,739 |
| Provision for loan and lease losses | $368,000 | 2,416 |
| Total noninterest income | $1,103,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $769,000 | 2,180 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $334,000 | 4,110 |
| Total noninterest expense | $4,026,000 | 3,848 |
| Salaries and employee benefits | $2,194,000 | 3,849 |
| Premises and equipment expense | $610,000 | 3,608 |
| Additional noninterest expense | $1,222,000 | 3,824 |
| Pre-tax net operating income | $2,104,000 | 3,567 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $663,000 | 2,910 |
| Income before extraordinary items | $1,441,000 | 3,881 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,441,000 | 3,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,706 |
| Cash dividends | $1,234,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,441,000 | 3,857 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,942,000 | 3,745 |
| Total interest expense | $1,950,000 | 3,582 |
| Net interest income | $3,992,000 | 3,769 |
| Provision for loan and lease losses | $255,000 | 2,510 |
| Total noninterest income | $787,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $560,000 | 2,226 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,330 |
| Total noninterest expense | $2,927,000 | 3,898 |
| Salaries and employee benefits | $1,629,000 | 3,860 |
| Premises and equipment expense | $385,000 | 4,073 |
| Additional noninterest expense | $913,000 | 3,765 |
| Pre-tax net operating income | $1,597,000 | 3,582 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $507,000 | 2,908 |
| Income before extraordinary items | $1,090,000 | 3,928 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,090,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,312 |
| Cash dividends | $888,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,090,000 | 3,887 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 3,761 |
| Total interest expense | $1,235,000 | 3,546 |
| Net interest income | $2,599,000 | 3,809 |
| Provision for loan and lease losses | $242,000 | 1,825 |
| Total noninterest income | $502,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $343,000 | 2,347 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $159,000 | 4,187 |
| Total noninterest expense | $1,931,000 | 3,921 |
| Salaries and employee benefits | $1,069,000 | 3,880 |
| Premises and equipment expense | $232,000 | 4,354 |
| Additional noninterest expense | $630,000 | 3,652 |
| Pre-tax net operating income | $928,000 | 3,910 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $288,000 | 3,179 |
| Income before extraordinary items | $640,000 | 4,252 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $640,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 985 |
| Cash dividends | $842,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $640,000 | 4,200 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 3,803 |
| Total interest expense | $584,000 | 3,579 |
| Net interest income | $1,276,000 | 3,855 |
| Provision for loan and lease losses | $118,000 | 1,825 |
| Total noninterest income | $233,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $148,000 | 2,585 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,053 |
| Total noninterest expense | $976,000 | 3,910 |
| Salaries and employee benefits | $550,000 | 3,809 |
| Premises and equipment expense | $123,000 | 4,245 |
| Additional noninterest expense | $303,000 | 3,773 |
| Pre-tax net operating income | $415,000 | 4,163 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $126,000 | 3,391 |
| Income before extraordinary items | $289,000 | 4,478 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $289,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,244 |
| Cash dividends | $796,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $289,000 | 4,436 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,969,000 | 3,819 |
| Total interest expense | $2,114,000 | 3,482 |
| Net interest income | $4,855,000 | 3,886 |
| Provision for loan and lease losses | $449,000 | 2,160 |
| Total noninterest income | $925,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $655,000 | 2,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $270,000 | 4,473 |
| Total noninterest expense | $3,683,000 | 3,997 |
| Salaries and employee benefits | $2,010,000 | 3,984 |
| Premises and equipment expense | $528,000 | 3,916 |
| Additional noninterest expense | $1,145,000 | 3,894 |
| Pre-tax net operating income | $1,648,000 | 4,013 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $574,000 | 3,106 |
| Income before extraordinary items | $1,074,000 | 4,504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,074,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,359 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,074,000 | 4,433 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 3,858 |
| Total interest expense | $1,565,000 | 3,486 |
| Net interest income | $3,560,000 | 3,951 |
| Provision for loan and lease losses | $325,000 | 2,112 |
| Total noninterest income | $720,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $506,000 | 2,470 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $214,000 | 4,367 |
| Total noninterest expense | $2,861,000 | 3,861 |
| Salaries and employee benefits | $1,533,000 | 3,888 |
| Premises and equipment expense | $420,000 | 3,740 |
| Additional noninterest expense | $908,000 | 3,691 |
| Pre-tax net operating income | $1,094,000 | 4,398 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $387,000 | 3,363 |
| Income before extraordinary items | $707,000 | 4,935 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $707,000 | 4,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,214 |
| Cash dividends | $90,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $707,000 | 4,845 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,325,000 | 3,940 |
| Total interest expense | $1,028,000 | 3,529 |
| Net interest income | $2,297,000 | 4,059 |
| Provision for loan and lease losses | $200,000 | 2,196 |
| Total noninterest income | $464,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $326,000 | 2,537 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $138,000 | 4,473 |
| Total noninterest expense | $1,919,000 | 3,866 |
| Salaries and employee benefits | $1,016,000 | 3,928 |
| Premises and equipment expense | $267,000 | 3,874 |
| Additional noninterest expense | $636,000 | 3,564 |
| Pre-tax net operating income | $642,000 | 4,665 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $228,000 | 3,544 |
| Income before extraordinary items | $414,000 | 5,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,732 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $414,000 | 5,149 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 3,966 |
| Total interest expense | $515,000 | 3,546 |
| Net interest income | $1,129,000 | 4,100 |
| Provision for loan and lease losses | $81,000 | 2,458 |
| Total noninterest income | $218,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $151,000 | 2,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $67,000 | 4,532 |
| Total noninterest expense | $944,000 | 3,942 |
| Salaries and employee benefits | $511,000 | 3,936 |
| Premises and equipment expense | $128,000 | 4,030 |
| Additional noninterest expense | $305,000 | 3,703 |
| Pre-tax net operating income | $322,000 | 4,655 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $95,000 | 3,871 |
| Income before extraordinary items | $227,000 | 5,011 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $227,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,391 |
| Cash dividends | $30,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $227,000 | 4,878 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,767,000 | 3,926 |
| Total interest expense | $2,272,000 | 3,609 |
| Net interest income | $4,495,000 | 4,002 |
| Provision for loan and lease losses | $766,000 | 1,520 |
| Total noninterest income | $1,015,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $688,000 | 2,393 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $327,000 | 4,331 |
| Total noninterest expense | $3,467,000 | 4,153 |
| Salaries and employee benefits | $1,868,000 | 4,145 |
| Premises and equipment expense | $410,000 | 4,655 |
| Additional noninterest expense | $1,189,000 | 3,754 |
| Pre-tax net operating income | $1,277,000 | 4,522 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $395,000 | 3,810 |
| Income before extraordinary items | $882,000 | 4,990 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $882,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,759 |
| Cash dividends | $112,000 | 5,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $882,000 | 4,820 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 3,995 |
| Total interest expense | $1,737,000 | 3,663 |
| Net interest income | $3,314,000 | 4,071 |
| Provision for loan and lease losses | $646,000 | 1,325 |
| Total noninterest income | $747,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $515,000 | 2,409 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $232,000 | 4,516 |
| Total noninterest expense | $2,628,000 | 4,085 |
| Salaries and employee benefits | $1,462,000 | 4,008 |
| Premises and equipment expense | $311,000 | 4,602 |
| Additional noninterest expense | $855,000 | 3,873 |
| Pre-tax net operating income | $787,000 | 5,184 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $258,000 | 4,218 |
| Income before extraordinary items | $529,000 | 5,702 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $529,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,582 |
| Cash dividends | $84,000 | 4,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $529,000 | 5,525 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 4,051 |
| Total interest expense | $1,194,000 | 3,679 |
| Net interest income | $2,159,000 | 4,157 |
| Provision for loan and lease losses | $233,000 | 2,266 |
| Total noninterest income | $525,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $346,000 | 2,367 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $179,000 | 4,239 |
| Total noninterest expense | $1,733,000 | 4,131 |
| Salaries and employee benefits | $970,000 | 4,009 |
| Premises and equipment expense | $182,000 | 5,012 |
| Additional noninterest expense | $581,000 | 3,793 |
| Pre-tax net operating income | $718,000 | 4,360 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $208,000 | 3,881 |
| Income before extraordinary items | $510,000 | 4,754 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $510,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,671 |
| Cash dividends | $56,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $510,000 | 4,543 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 4,096 |
| Total interest expense | $607,000 | 3,714 |
| Net interest income | $1,061,000 | 4,221 |
| Provision for loan and lease losses | $122,000 | 2,018 |
| Total noninterest income | $238,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $163,000 | 2,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 4,475 |
| Total noninterest expense | $840,000 | 4,215 |
| Salaries and employee benefits | $478,000 | 4,037 |
| Premises and equipment expense | $87,000 | 5,158 |
| Additional noninterest expense | $275,000 | 3,922 |
| Pre-tax net operating income | $337,000 | 4,480 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $95,000 | 4,029 |
| Income before extraordinary items | $242,000 | 4,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 4,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,395 |
| Cash dividends | $28,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $242,000 | 4,606 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,033,000 | 4,029 |
| Total interest expense | $2,822,000 | 3,715 |
| Net interest income | $4,211,000 | 4,187 |
| Provision for loan and lease losses | $756,000 | 1,720 |
| Total noninterest income | $702,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $649,000 | 2,414 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,532 |
| Total noninterest expense | $3,090,000 | 4,362 |
| Salaries and employee benefits | $1,690,000 | 4,289 |
| Premises and equipment expense | $367,000 | 4,949 |
| Additional noninterest expense | $1,033,000 | 4,066 |
| Pre-tax net operating income | $1,067,000 | 5,049 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $286,000 | 4,530 |
| Income before extraordinary items | $781,000 | 5,270 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $781,000 | 5,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,489 |
| Cash dividends | $1,340,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $781,000 | 5,134 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,175,000 | 3,950 |
| Total interest expense | $4,228,000 | 3,635 |
| Net interest income | $3,947,000 | 4,164 |
| Provision for loan and lease losses | $416,000 | 2,544 |
| Total noninterest income | $852,000 | 3,692 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $653,000 | 2,282 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $199,000 | 4,932 |
| Total noninterest expense | $3,097,000 | 4,228 |
| Salaries and employee benefits | $1,587,000 | 4,328 |
| Premises and equipment expense | $354,000 | 4,990 |
| Additional noninterest expense | $1,156,000 | 3,618 |
| Pre-tax net operating income | $1,286,000 | 4,256 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $420,000 | 3,637 |
| Income before extraordinary items | $866,000 | 4,663 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $866,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,720 |
| Cash dividends | $428,000 | 3,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $866,000 | 4,554 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,033,000 | 4,116 |
| Total interest expense | $4,216,000 | 3,817 |
| Net interest income | $3,817,000 | 4,334 |
| Provision for loan and lease losses | $487,000 | 1,920 |
| Total noninterest income | $702,000 | 3,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $569,000 | 2,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 5,768 |
| Total noninterest expense | $2,845,000 | 4,415 |
| Salaries and employee benefits | $1,419,000 | 4,567 |
| Premises and equipment expense | $357,000 | 4,866 |
| Additional noninterest expense | $1,069,000 | 3,788 |
| Pre-tax net operating income | $1,187,000 | 4,747 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $442,000 | 3,773 |
| Income before extraordinary items | $745,000 | 5,248 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $745,000 | 5,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 1,257 |
| Cash dividends | $304,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $745,000 | 5,245 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,010,000 | 4,395 |
| Total interest expense | $3,556,000 | 3,991 |
| Net interest income | $3,454,000 | 4,688 |
| Provision for loan and lease losses | $272,000 | 2,889 |
| Total noninterest income | $729,000 | 3,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $610,000 | 2,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,198 |
| Total noninterest expense | $2,638,000 | 4,673 |
| Salaries and employee benefits | $1,336,000 | 4,769 |
| Premises and equipment expense | $362,000 | 4,853 |
| Additional noninterest expense | $940,000 | 4,220 |
| Pre-tax net operating income | $1,273,000 | 4,589 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $473,000 | 3,746 |
| Income before extraordinary items | $800,000 | 5,098 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $800,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,689 |
| Cash dividends | $412,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $800,000 | 5,049 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,456,000 | 4,699 |
| Total interest expense | $3,186,000 | 4,491 |
| Net interest income | $3,270,000 | 4,834 |
| Provision for loan and lease losses | $137,000 | 4,364 |
| Total noninterest income | $545,000 | 4,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $469,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,301 |
| Total noninterest expense | $2,504,000 | 4,775 |
| Salaries and employee benefits | $1,248,000 | 4,917 |
| Premises and equipment expense | $340,000 | 4,977 |
| Additional noninterest expense | $916,000 | 4,227 |
| Pre-tax net operating income | $1,174,000 | 4,959 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $291,000 | 5,247 |
| Income before extraordinary items | $883,000 | 4,898 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $883,000 | 4,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,532 |
| Cash dividends | $375,000 | 4,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $883,000 | 4,800 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 5,070 |
| Total interest expense | $2,879,000 | 4,887 |
| Net interest income | $3,131,000 | 5,126 |
| Provision for loan and lease losses | $191,000 | 3,545 |
| Total noninterest income | $571,000 | 4,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $500,000 | 2,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $2,061,000 | 5,539 |
| Salaries and employee benefits | $962,000 | 5,994 |
| Premises and equipment expense | $261,000 | 5,909 |
| Additional noninterest expense | $838,000 | 4,571 |
| Pre-tax net operating income | $1,450,000 | 4,618 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $479,000 | 4,340 |
| Income before extraordinary items | $972,000 | 4,797 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $972,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,930 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $971,330 | 4,742 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 5,703 |
| Total interest expense | $2,553,000 | 5,426 |
| Net interest income | $2,718,000 | 5,848 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $443,000 | 5,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,550 |
| Total noninterest expense | $1,922,000 | 6,107 |
| Salaries and employee benefits | $889,000 | 6,508 |
| Premises and equipment expense | $327,000 | 5,258 |
| Additional noninterest expense | $706,000 | 5,712 |
| Pre-tax net operating income | $1,179,000 | 5,187 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $366,000 | 5,177 |
| Income before extraordinary items | $810,000 | 5,257 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $810,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $812,070 | 5,180 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 6,494 |
| Total interest expense | $2,200,000 | 6,079 |
| Net interest income | $2,262,000 | 6,761 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $366,000 | 6,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $1,446,000 | 7,444 |
| Salaries and employee benefits | $711,000 | 7,658 |
| Premises and equipment expense | $220,000 | 6,832 |
| Additional noninterest expense | $515,000 | 7,133 |
| Pre-tax net operating income | $1,132,000 | 5,482 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $494,000 | 4,233 |
| Income before extraordinary items | $652,000 | 6,297 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $652,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,422 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $643,040 | 6,339 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 11,798 |
| Total interest expense | $437,000 | 11,404 |
| Net interest income | $515,000 | 11,957 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $81,000 | 11,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $359,000 | 12,185 |
| Salaries and employee benefits | $157,000 | 12,320 |
| Premises and equipment expense | $55,000 | 11,452 |
| Additional noninterest expense | $147,000 | 11,821 |
| Pre-tax net operating income | $236,000 | 10,613 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $102,000 | 9,321 |
| Income before extraordinary items | $135,000 | 11,000 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $135,000 | 11,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $134,360 | 11,068 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 7,588 |
| Total interest expense | $1,515,000 | 7,159 |
| Net interest income | $1,945,000 | 7,846 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $321,000 | 7,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $1,143,000 | 9,140 |
| Salaries and employee benefits | $591,000 | 8,879 |
| Premises and equipment expense | $143,000 | 9,102 |
| Additional noninterest expense | $409,000 | 9,165 |
| Pre-tax net operating income | $1,083,000 | 5,564 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $341,000 | 5,603 |
| Income before extraordinary items | $742,000 | 5,874 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $742,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $265,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $742,000 | 5,608 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 7,963 |
| Total interest expense | $1,709,000 | 7,868 |
| Net interest income | $1,952,000 | 7,890 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $303,000 | 7,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $1,085,000 | 9,587 |
| Salaries and employee benefits | $558,000 | 9,200 |
| Premises and equipment expense | $140,000 | 9,399 |
| Additional noninterest expense | $387,000 | 9,726 |
| Pre-tax net operating income | $1,110,000 | 5,224 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $363,000 | 5,177 |
| Income before extraordinary items | $747,000 | 5,646 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $747,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 8,210 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $747,000 | 5,310 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.