Home > Perry County Savings Bank, FSB > Income and Expense
Perry County Savings Bank, FSB, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 5,430 |
| Total interest expense | $4,514,000 | 3,441 |
| Net interest income | $778,000 | 8,714 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $74,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $74,000 | 7,023 |
| Total noninterest expense | $1,667,000 | 6,417 |
| Salaries and employee benefits | $1,156,000 | 5,460 |
| Premises and equipment expense | $134,000 | 7,784 |
| Additional noninterest expense | $377,000 | 7,316 |
| Pre-tax net operating income | $-965,000 | 9,346 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-216,000 | 9,389 |
| Income before extraordinary items | $-749,000 | 9,328 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-749,000 | 9,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-749,000 | 9,298 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 5,022 |
| Total interest expense | $4,362,000 | 3,718 |
| Net interest income | $1,731,000 | 7,048 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $89,000 | 8,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $89,000 | 6,688 |
| Total noninterest expense | $870,000 | 8,370 |
| Salaries and employee benefits | $612,000 | 7,633 |
| Premises and equipment expense | $98,000 | 8,483 |
| Additional noninterest expense | $160,000 | 9,161 |
| Pre-tax net operating income | $950,000 | 5,398 |
| Securities gains (losses) | $-5,311,000 | 9,839 |
| Applicable income taxes | $-1,589,000 | 9,857 |
| Income before extraordinary items | $-2,772,000 | 9,836 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-2,772,000 | 9,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $627,040 | 5,734 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,384,000 | 4,749 |
| Total interest expense | $4,196,000 | 3,442 |
| Net interest income | $2,188,000 | 6,304 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $80,000 | 9,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $80,000 | 7,144 |
| Total noninterest expense | $877,000 | 8,511 |
| Salaries and employee benefits | $612,000 | 7,685 |
| Premises and equipment expense | $95,000 | 8,719 |
| Additional noninterest expense | $170,000 | 9,341 |
| Pre-tax net operating income | $1,386,000 | 4,329 |
| Securities gains (losses) | $-568,000 | 10,113 |
| Applicable income taxes | $327,000 | 4,615 |
| Income before extraordinary items | $491,000 | 6,497 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $491,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $428,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $854,520 | 4,848 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,918,000 | 5,054 |
| Total interest expense | $3,945,000 | 3,738 |
| Net interest income | $1,973,000 | 6,718 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $73,000 | 9,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $73,000 | 7,394 |
| Total noninterest expense | $861,000 | 8,566 |
| Salaries and employee benefits | $599,000 | 7,770 |
| Premises and equipment expense | $99,000 | 8,732 |
| Additional noninterest expense | $163,000 | 9,533 |
| Pre-tax net operating income | $1,185,000 | 4,921 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $477,000 | 3,962 |
| Income before extraordinary items | $712,000 | 5,557 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $712,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $428,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $709,440 | 5,461 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,441,000 | 5,453 |
| Total interest expense | $3,371,000 | 4,253 |
| Net interest income | $2,070,000 | 6,777 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $77,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $77,000 | 7,483 |
| Total noninterest expense | $813,000 | 8,988 |
| Salaries and employee benefits | $569,000 | 8,126 |
| Premises and equipment expense | $85,000 | 9,322 |
| Additional noninterest expense | $159,000 | 9,896 |
| Pre-tax net operating income | $1,334,000 | 4,881 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $529,000 | 4,049 |
| Income before extraordinary items | $806,000 | 5,430 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $806,000 | 5,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $343,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $805,360 | 5,382 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 5,827 |
| Total interest expense | $3,204,000 | 4,515 |
| Net interest income | $1,925,000 | 7,305 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $93,000 | 10,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $93,000 | 7,355 |
| Total noninterest expense | $1,494,000 | 7,127 |
| Salaries and employee benefits | $733,000 | 7,339 |
| Premises and equipment expense | $85,000 | 9,680 |
| Additional noninterest expense | $676,000 | 5,879 |
| Pre-tax net operating income | $509,000 | 7,887 |
| Securities gains (losses) | $235,000 | 637 |
| Applicable income taxes | $291,000 | 5,930 |
| Income before extraordinary items | $453,000 | 7,209 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $453,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $302,600 | 8,350 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 6,185 |
| Total interest expense | $3,003,000 | 4,753 |
| Net interest income | $1,770,000 | 7,851 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $96,000 | 10,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $96,000 | 7,354 |
| Total noninterest expense | $876,000 | 9,452 |
| Salaries and employee benefits | $529,000 | 8,865 |
| Premises and equipment expense | $83,000 | 10,121 |
| Additional noninterest expense | $264,000 | 9,671 |
| Pre-tax net operating income | $990,000 | 6,038 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $369,000 | 5,228 |
| Income before extraordinary items | $621,000 | 6,487 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $621,000 | 6,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $621,000 | 6,476 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,319,000 | 6,326 |
| Total interest expense | $2,435,000 | 4,760 |
| Net interest income | $1,884,000 | 7,845 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $78,000 | 11,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $78,000 | 8,327 |
| Total noninterest expense | $776,000 | 10,349 |
| Salaries and employee benefits | $417,000 | 10,132 |
| Premises and equipment expense | $86,000 | 10,464 |
| Additional noninterest expense | $273,000 | 10,269 |
| Pre-tax net operating income | $1,186,000 | 5,277 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $423,000 | 4,568 |
| Income before extraordinary items | $763,000 | 5,537 |
| Extraordinary gains, net | $-138,000 | 12,547 |
| Net income | $625,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $763,000 | 5,611 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 6,289 |
| Total interest expense | $2,565,000 | 4,699 |
| Net interest income | $1,955,000 | 7,812 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $79,000 | 11,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $750,000 | 10,921 |
| Salaries and employee benefits | $401,000 | 10,622 |
| Premises and equipment expense | $85,000 | 10,978 |
| Additional noninterest expense | $264,000 | 10,903 |
| Pre-tax net operating income | $1,284,000 | 4,910 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $445,000 | 4,621 |
| Income before extraordinary items | $839,000 | 5,364 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $839,000 | 5,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $839,000 | 5,133 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,195,000 | 6,184 |
| Total interest expense | $3,291,000 | 4,791 |
| Net interest income | $1,904,000 | 8,029 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $82,000 | 12,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $734,000 | 11,333 |
| Salaries and employee benefits | $386,000 | 11,030 |
| Premises and equipment expense | $83,000 | 11,388 |
| Additional noninterest expense | $265,000 | 11,348 |
| Pre-tax net operating income | $1,252,000 | 4,751 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $436,000 | 4,491 |
| Income before extraordinary items | $823,000 | 5,246 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $823,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $818,450 | 4,972 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.