Home > Perpetual State Bank > Income and Expense
Perpetual State Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 5,740 |
| Total interest expense | $1,510,000 | 5,313 |
| Net interest income | $1,999,000 | 5,903 |
| Provision for loan and lease losses | $33,000 | 5,584 |
| Total noninterest income | $385,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $185,000 | 4,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 4,540 |
| Total noninterest expense | $1,807,000 | 5,579 |
| Salaries and employee benefits | $1,022,000 | 5,487 |
| Premises and equipment expense | $235,000 | 5,659 |
| Additional noninterest expense | $550,000 | 5,494 |
| Pre-tax net operating income | $544,000 | 6,060 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $541,000 | 5,591 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $541,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $411,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $544,000 | 5,579 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 5,755 |
| Total interest expense | $980,000 | 5,279 |
| Net interest income | $1,325,000 | 5,956 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $250,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $118,000 | 4,641 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $132,000 | 4,558 |
| Total noninterest expense | $1,185,000 | 5,646 |
| Salaries and employee benefits | $667,000 | 5,579 |
| Premises and equipment expense | $157,000 | 5,662 |
| Additional noninterest expense | $361,000 | 5,521 |
| Pre-tax net operating income | $366,000 | 6,062 |
| Securities gains (losses) | $-3,000 | 7,591 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $363,000 | 5,603 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $363,000 | 5,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $125,000 | 4,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $366,000 | 5,585 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 5,740 |
| Total interest expense | $475,000 | 5,260 |
| Net interest income | $666,000 | 5,954 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $121,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 4,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $618,000 | 5,520 |
| Salaries and employee benefits | $332,000 | 5,624 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $208,000 | 5,058 |
| Pre-tax net operating income | $154,000 | 6,362 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $153,000 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $154,000 | 5,900 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 5,730 |
| Total interest expense | $1,710,000 | 4,887 |
| Net interest income | $2,416,000 | 6,134 |
| Provision for loan and lease losses | $227,000 | 3,365 |
| Total noninterest income | $401,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $158,000 | 5,526 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $243,000 | 4,794 |
| Total noninterest expense | $2,151,000 | 5,860 |
| Salaries and employee benefits | $1,239,000 | 5,691 |
| Premises and equipment expense | $317,000 | 5,577 |
| Additional noninterest expense | $595,000 | 6,089 |
| Pre-tax net operating income | $439,000 | 6,929 |
| Securities gains (losses) | $26,000 | 1,166 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $465,000 | 6,518 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $465,000 | 6,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $190,000 | 4,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $439,000 | 6,589 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 5,771 |
| Total interest expense | $1,239,000 | 4,853 |
| Net interest income | $1,782,000 | 6,214 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $298,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 5,703 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,726 |
| Total noninterest expense | $1,556,000 | 5,948 |
| Salaries and employee benefits | $899,000 | 5,773 |
| Premises and equipment expense | $239,000 | 5,570 |
| Additional noninterest expense | $418,000 | 6,248 |
| Pre-tax net operating income | $512,000 | 6,350 |
| Securities gains (losses) | $19,000 | 1,247 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $531,000 | 5,760 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $531,000 | 5,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $155,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $512,000 | 5,811 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 5,769 |
| Total interest expense | $799,000 | 4,786 |
| Net interest income | $1,181,000 | 6,235 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $184,000 | 5,922 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $67,000 | 5,808 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $117,000 | 4,869 |
| Total noninterest expense | $987,000 | 6,119 |
| Salaries and employee benefits | $562,000 | 5,961 |
| Premises and equipment expense | $155,000 | 5,616 |
| Additional noninterest expense | $270,000 | 6,311 |
| Pre-tax net operating income | $372,000 | 6,152 |
| Securities gains (losses) | $12,000 | 1,290 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $384,000 | 5,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $384,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,591 |
| Cash dividends | $70,000 | 4,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $372,000 | 5,590 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 5,808 |
| Total interest expense | $389,000 | 4,766 |
| Net interest income | $584,000 | 6,301 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $88,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $501,000 | 6,100 |
| Salaries and employee benefits | $284,000 | 5,964 |
| Premises and equipment expense | $77,000 | 5,676 |
| Additional noninterest expense | $140,000 | 6,238 |
| Pre-tax net operating income | $168,000 | 6,342 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $168,000 | 5,840 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $168,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $168,000 | 5,803 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 5,934 |
| Total interest expense | $1,392,000 | 4,720 |
| Net interest income | $2,148,000 | 6,431 |
| Provision for loan and lease losses | $23,000 | 6,666 |
| Total noninterest income | $390,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $108,000 | 6,356 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $282,000 | 4,385 |
| Total noninterest expense | $1,741,000 | 6,460 |
| Salaries and employee benefits | $1,015,000 | 6,227 |
| Premises and equipment expense | $232,000 | 6,387 |
| Additional noninterest expense | $494,000 | 6,573 |
| Pre-tax net operating income | $774,000 | 5,872 |
| Securities gains (losses) | $44,000 | 1,837 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $818,000 | 5,219 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $818,000 | 5,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $290,000 | 4,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $774,000 | 5,263 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 5,959 |
| Total interest expense | $1,029,000 | 4,719 |
| Net interest income | $1,608,000 | 6,454 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $297,000 | 5,844 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $75,000 | 6,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $222,000 | 4,298 |
| Total noninterest expense | $1,289,000 | 6,473 |
| Salaries and employee benefits | $744,000 | 6,271 |
| Premises and equipment expense | $177,000 | 6,323 |
| Additional noninterest expense | $368,000 | 6,577 |
| Pre-tax net operating income | $596,000 | 5,919 |
| Securities gains (losses) | $44,000 | 1,759 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $640,000 | 5,192 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $640,000 | 5,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $290,000 | 3,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $596,000 | 5,290 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 5,909 |
| Total interest expense | $677,000 | 4,766 |
| Net interest income | $1,107,000 | 6,378 |
| Provision for loan and lease losses | $17,000 | 6,044 |
| Total noninterest income | $208,000 | 5,730 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $47,000 | 6,635 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 4,166 |
| Total noninterest expense | $858,000 | 6,523 |
| Salaries and employee benefits | $494,000 | 6,330 |
| Premises and equipment expense | $124,000 | 6,231 |
| Additional noninterest expense | $240,000 | 6,668 |
| Pre-tax net operating income | $440,000 | 5,632 |
| Securities gains (losses) | $43,000 | 1,554 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $483,000 | 4,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $483,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $220,000 | 3,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $440,000 | 4,973 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 5,942 |
| Total interest expense | $337,000 | 4,820 |
| Net interest income | $556,000 | 6,397 |
| Provision for loan and lease losses | $14,000 | 5,389 |
| Total noninterest income | $120,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $98,000 | 3,756 |
| Total noninterest expense | $428,000 | 6,566 |
| Salaries and employee benefits | $248,000 | 6,367 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $119,000 | 6,689 |
| Pre-tax net operating income | $234,000 | 5,441 |
| Securities gains (losses) | $16,000 | 1,816 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $250,000 | 4,753 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 4,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $234,000 | 4,805 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 5,968 |
| Total interest expense | $1,350,000 | 5,214 |
| Net interest income | $2,237,000 | 6,273 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $675,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $87,000 | 6,773 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $588,000 | 3,296 |
| Total noninterest expense | $1,611,000 | 6,690 |
| Salaries and employee benefits | $945,000 | 6,454 |
| Premises and equipment expense | $213,000 | 6,632 |
| Additional noninterest expense | $453,000 | 6,830 |
| Pre-tax net operating income | $1,277,000 | 4,522 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,277,000 | 3,971 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,277,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $629,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,277,000 | 3,797 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 6,000 |
| Total interest expense | $1,012,000 | 5,346 |
| Net interest income | $1,712,000 | 6,234 |
| Provision for loan and lease losses | $14,000 | 7,000 |
| Total noninterest income | $563,000 | 4,414 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $64,000 | 6,860 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $499,000 | 3,143 |
| Total noninterest expense | $1,222,000 | 6,650 |
| Salaries and employee benefits | $705,000 | 6,444 |
| Premises and equipment expense | $170,000 | 6,470 |
| Additional noninterest expense | $347,000 | 6,739 |
| Pre-tax net operating income | $1,039,000 | 4,452 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,039,000 | 3,892 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,039,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $434,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,039,000 | 3,732 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 6,044 |
| Total interest expense | $679,000 | 5,446 |
| Net interest income | $1,135,000 | 6,255 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $356,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $313,000 | 3,214 |
| Total noninterest expense | $810,000 | 6,676 |
| Salaries and employee benefits | $464,000 | 6,514 |
| Premises and equipment expense | $114,000 | 6,421 |
| Additional noninterest expense | $232,000 | 6,752 |
| Pre-tax net operating income | $672,000 | 4,532 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $672,000 | 3,975 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $672,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $239,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $672,000 | 3,797 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 6,138 |
| Total interest expense | $341,000 | 5,522 |
| Net interest income | $549,000 | 6,356 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $134,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 3,692 |
| Total noninterest expense | $403,000 | 6,688 |
| Salaries and employee benefits | $229,000 | 6,563 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $113,000 | 6,807 |
| Pre-tax net operating income | $276,000 | 5,002 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $276,000 | 4,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $276,000 | 4,258 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 6,234 |
| Total interest expense | $1,731,000 | 5,263 |
| Net interest income | $1,879,000 | 6,817 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $409,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $88,000 | 6,791 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $321,000 | 4,108 |
| Total noninterest expense | $1,463,000 | 6,917 |
| Salaries and employee benefits | $828,000 | 6,784 |
| Premises and equipment expense | $205,000 | 6,726 |
| Additional noninterest expense | $430,000 | 6,932 |
| Pre-tax net operating income | $813,000 | 5,733 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $826,000 | 5,109 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $826,000 | 5,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $385,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $813,000 | 5,020 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 6,552 |
| Total interest expense | $2,064,000 | 6,000 |
| Net interest income | $1,672,000 | 7,024 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $312,000 | 6,317 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $72,000 | 7,129 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $240,000 | 4,564 |
| Total noninterest expense | $1,301,000 | 7,225 |
| Salaries and employee benefits | $738,000 | 7,028 |
| Premises and equipment expense | $209,000 | 6,674 |
| Additional noninterest expense | $354,000 | 7,483 |
| Pre-tax net operating income | $673,000 | 5,918 |
| Securities gains (losses) | $50,000 | 2,347 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $723,000 | 5,144 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $723,000 | 5,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $335,000 | 4,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $673,000 | 5,199 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,455,000 | 6,974 |
| Total interest expense | $1,909,000 | 6,406 |
| Net interest income | $1,546,000 | 7,387 |
| Provision for loan and lease losses | $-165,000 | 9,836 |
| Total noninterest income | $97,000 | 8,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $1,178,000 | 7,554 |
| Salaries and employee benefits | $645,000 | 7,456 |
| Premises and equipment expense | $219,000 | 6,471 |
| Additional noninterest expense | $314,000 | 7,838 |
| Pre-tax net operating income | $630,000 | 6,473 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $630,000 | 5,708 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $630,000 | 5,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $219,000 | 4,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $630,000 | 5,723 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 7,350 |
| Total interest expense | $1,543,000 | 6,872 |
| Net interest income | $1,479,000 | 7,626 |
| Provision for loan and lease losses | $2,000 | 8,441 |
| Total noninterest income | $72,000 | 9,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,550 |
| Total noninterest expense | $1,072,000 | 7,922 |
| Salaries and employee benefits | $541,000 | 8,094 |
| Premises and equipment expense | $210,000 | 6,645 |
| Additional noninterest expense | $321,000 | 7,944 |
| Pre-tax net operating income | $477,000 | 7,245 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $477,000 | 6,563 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $477,000 | 6,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $320,000 | 4,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $477,000 | 6,538 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 7,611 |
| Total interest expense | $1,593,000 | 6,990 |
| Net interest income | $1,339,000 | 8,021 |
| Provision for loan and lease losses | $17,000 | 7,887 |
| Total noninterest income | $211,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,122 |
| Total noninterest expense | $1,037,000 | 8,000 |
| Salaries and employee benefits | $529,000 | 8,178 |
| Premises and equipment expense | $168,000 | 7,274 |
| Additional noninterest expense | $340,000 | 7,749 |
| Pre-tax net operating income | $496,000 | 7,389 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $22,000 | 8,844 |
| Income before extraordinary items | $474,000 | 6,762 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $474,000 | 6,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $370,000 | 4,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $474,000 | 6,657 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 7,828 |
| Total interest expense | $1,607,000 | 7,109 |
| Net interest income | $1,336,000 | 8,397 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $142,000 | 8,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,211 |
| Total noninterest expense | $902,000 | 8,682 |
| Salaries and employee benefits | $471,000 | 8,813 |
| Premises and equipment expense | $144,000 | 7,944 |
| Additional noninterest expense | $287,000 | 8,454 |
| Pre-tax net operating income | $516,000 | 7,833 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-24,000 | 10,566 |
| Income before extraordinary items | $540,000 | 6,736 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $540,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $280,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $540,000 | 6,680 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 8,093 |
| Total interest expense | $1,608,000 | 7,308 |
| Net interest income | $1,315,000 | 8,732 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $141,000 | 9,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,477 |
| Total noninterest expense | $1,098,000 | 8,334 |
| Salaries and employee benefits | $474,000 | 9,068 |
| Premises and equipment expense | $143,000 | 8,222 |
| Additional noninterest expense | $481,000 | 7,208 |
| Pre-tax net operating income | $298,000 | 9,148 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $92,000 | 8,884 |
| Income before extraordinary items | $205,000 | 9,244 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $205,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $376,000 | 4,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $205,690 | 9,188 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 8,477 |
| Total interest expense | $1,507,000 | 7,684 |
| Net interest income | $1,310,000 | 9,049 |
| Provision for loan and lease losses | $61,000 | 5,684 |
| Total noninterest income | $118,000 | 9,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 10,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,102 |
| Total noninterest expense | $897,000 | 9,361 |
| Salaries and employee benefits | $449,000 | 9,542 |
| Premises and equipment expense | $193,000 | 7,333 |
| Additional noninterest expense | $255,000 | 9,774 |
| Pre-tax net operating income | $470,000 | 8,620 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $160,000 | 8,094 |
| Income before extraordinary items | $309,000 | 8,846 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $309,000 | 8,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $19,000 | 8,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $309,660 | 8,806 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 8,987 |
| Total interest expense | $1,210,000 | 7,860 |
| Net interest income | $1,242,000 | 9,643 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $121,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 10,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $808,000 | 10,218 |
| Salaries and employee benefits | $411,000 | 10,195 |
| Premises and equipment expense | $153,000 | 8,471 |
| Additional noninterest expense | $244,000 | 10,595 |
| Pre-tax net operating income | $495,000 | 8,690 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $174,000 | 7,835 |
| Income before extraordinary items | $335,000 | 8,772 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $335,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $18,000 | 8,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $325,760 | 8,918 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 9,465 |
| Total interest expense | $1,140,000 | 8,520 |
| Net interest income | $1,212,000 | 10,034 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $20,000 | 13,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $764,000 | 10,850 |
| Salaries and employee benefits | $391,000 | 10,728 |
| Premises and equipment expense | $155,000 | 8,775 |
| Additional noninterest expense | $218,000 | 11,491 |
| Pre-tax net operating income | $398,000 | 9,427 |
| Securities gains (losses) | $31,000 | 4,064 |
| Applicable income taxes | $154,000 | 8,535 |
| Income before extraordinary items | $275,000 | 9,758 |
| Extraordinary gains, net | $25,000 | 2,588 |
| Net income | $300,000 | 9,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $14,000 | 8,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $255,160 | 9,731 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 10,574 |
| Total interest expense | $1,161,000 | 9,752 |
| Net interest income | $995,000 | 11,125 |
| Provision for loan and lease losses | $59,000 | 8,714 |
| Total noninterest income | $14,000 | 13,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $607,000 | 12,019 |
| Salaries and employee benefits | $316,000 | 11,834 |
| Premises and equipment expense | $110,000 | 10,377 |
| Additional noninterest expense | $181,000 | 12,510 |
| Pre-tax net operating income | $343,000 | 9,757 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $128,000 | 9,159 |
| Income before extraordinary items | $231,000 | 10,166 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $231,000 | 10,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $12,000 | 8,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $220,760 | 9,972 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.