Home > Perpetual State Bank > Income and Expense
Perpetual State Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,554,000 | 7,476 |
Total interest expense | $1,800,000 | 6,900 |
Net interest income | $1,754,000 | 7,887 |
Provision for loan and lease losses | $90,000 | 4,814 |
Total noninterest income | $25,000 | 11,724 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $7,000 | 10,227 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 11,008 |
Total noninterest expense | $985,000 | 9,017 |
Salaries and employee benefits | $543,000 | 8,764 |
Premises and equipment expense | $95,000 | 9,761 |
Additional noninterest expense | $347,000 | 8,723 |
Pre-tax net operating income | $704,000 | 7,308 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $474,000 | 4,362 |
Income before extraordinary items | $230,000 | 9,610 |
Extraordinary gains, net | $0 | 65 |
Net income | $230,000 | 9,615 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $74,000 | 4,392 |
Cash dividends | $91,000 | 6,989 |
Sale, conversion, retirement of capital stock, net | $5,525,000 | 85 |
Net operating income | $230,000 | 9,584 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,932,000 | 8,169 |
Total interest expense | $1,339,000 | 7,429 |
Net interest income | $1,593,000 | 8,597 |
Provision for loan and lease losses | $47,000 | 6,315 |
Total noninterest income | $99,000 | 10,776 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $8,000 | 10,762 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $91,000 | 7,803 |
Total noninterest expense | $953,000 | 9,538 |
Salaries and employee benefits | $462,000 | 9,734 |
Premises and equipment expense | $97,000 | 10,121 |
Additional noninterest expense | $394,000 | 8,887 |
Pre-tax net operating income | $692,000 | 7,436 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $256,000 | 6,437 |
Income before extraordinary items | $436,000 | 7,835 |
Extraordinary gains, net | $0 | 249 |
Net income | $436,000 | 7,845 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 5,238 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $436,000 | 7,894 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,101,000 | 8,170 |
Total interest expense | $1,393,000 | 7,570 |
Net interest income | $1,708,000 | 8,470 |
Provision for loan and lease losses | $50,000 | 7,415 |
Total noninterest income | $130,000 | 10,627 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $8,000 | 11,238 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $122,000 | 7,244 |
Total noninterest expense | $923,000 | 10,096 |
Salaries and employee benefits | $463,000 | 10,005 |
Premises and equipment expense | $111,000 | 10,087 |
Additional noninterest expense | $349,000 | 9,849 |
Pre-tax net operating income | $865,000 | 6,491 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $324,000 | 5,797 |
Income before extraordinary items | $541,000 | 7,217 |
Extraordinary gains, net | $-41,000 | 12,667 |
Net income | $500,000 | 7,749 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $541,000 | 6,970 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,118,000 | 8,768 |
Total interest expense | $1,665,000 | 7,993 |
Net interest income | $1,453,000 | 9,442 |
Provision for loan and lease losses | $41,000 | 9,446 |
Total noninterest income | $259,000 | 8,355 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $259,000 | 4,857 |
Total noninterest expense | $774,000 | 11,133 |
Salaries and employee benefits | $422,000 | 10,616 |
Premises and equipment expense | $168,000 | 8,608 |
Additional noninterest expense | $184,000 | 12,468 |
Pre-tax net operating income | $897,000 | 6,111 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $262,000 | 6,479 |
Income before extraordinary items | $635,000 | 6,336 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $635,000 | 6,403 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $635,000 | 5,987 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.