Home > Perpetual Savings Bank, FSB > Assets and Liabilities
Perpetual Savings Bank, FSB, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 100 | 1,764 |
| Assets and Liabilities | ||
| Total Assets: | $390,814,000 | 1,192 |
| Cash and due from depository institutions | $13,260,000 | 1,764 |
| Interest-bearing balances | $6,301,000 | 715 |
| Securities | $23,455,000 | 4,404 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $338,039,000 | 895 |
| Loan loss allowance | $2,577,000 | 1,434 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,035,000 | 1,083 |
| Other real estate owned | $0 | 1,764 |
| Goodwill and other intangibles | $148,000 | 2,422 |
| All other assets | $8,877,000 | 955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $390,814,000 | 1,192 |
| Total liabilities | $358,804,000 | 1,180 |
| Total deposits | $315,509,000 | 1,186 |
| Interest-bearing deposits | $306,041,000 | 1,055 |
| Deposits held in domestic offices | $315,509,000 | 1,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $39,335,000 | 659 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,960,000 | 1,202 |
| Total equity capital | $32,010,000 | 1,405 |
| Total bank equity capital | $32,010,000 | 1,405 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $21,000 | 9,548 |
| Surplus | $13,779,000 | 1,193 |
| Undivided profits | $18,210,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,453,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,219,000 | 973 |
| Earning assets | $367,795,000 | 1,165 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $393,815,600 | 1,132 |
| Average Assets, quarterly | $395,638,000 | 1,162 |
| Volatile liabilities | $64,093,000 | 1,171 |
| Insider loans | $931,000 | 3,747 |
| FHLB advances | $38,500,000 | 214 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $56,454,000 | 990 |
| Tier 1 (core) risk-based capital | $32,024,000 | 1,326 |
| Tier 2 risk-based capital | $2,577,000 | 1,225 |
| Total risk weighted assets | $282,961,000 | 1,049 |
| Total unused commitments | $56,454,000 | 996 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 103 | 1,807 |
| Assets and Liabilities | ||
| Total Assets: | $386,457,000 | 1,243 |
| Cash and due from depository institutions | $11,889,000 | 1,807 |
| Interest-bearing balances | $7,267,000 | 526 |
| Securities | $58,182,000 | 2,088 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $299,179,000 | 1,025 |
| Loan loss allowance | $1,869,000 | 2,027 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,385,000 | 1,053 |
| Other real estate owned | $0 | 1,807 |
| Goodwill and other intangibles | $166,000 | 2,219 |
| All other assets | $9,656,000 | 921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $386,457,000 | 1,243 |
| Total liabilities | $355,991,000 | 1,231 |
| Total deposits | $286,457,000 | 1,345 |
| Interest-bearing deposits | $278,852,000 | 1,200 |
| Deposits held in domestic offices | $286,457,000 | 1,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $64,842,000 | 506 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,692,000 | 1,044 |
| Total equity capital | $30,466,000 | 1,477 |
| Total bank equity capital | $30,466,000 | 1,477 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $21,000 | 10,014 |
| Surplus | $13,779,000 | 1,235 |
| Undivided profits | $16,666,000 | 1,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,180,000 | 2,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,999,000 | 1,091 |
| Earning assets | $364,628,000 | 1,215 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $381,033,800 | 1,206 |
| Average Assets, quarterly | $389,948,500 | 1,220 |
| Volatile liabilities | $83,144,000 | 989 |
| Insider loans | $949,000 | 3,785 |
| FHLB advances | $64,000,000 | 176 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $63,285,000 | 919 |
| Tier 1 (core) risk-based capital | $30,558,000 | 1,400 |
| Tier 2 risk-based capital | $1,869,000 | 1,685 |
| Total risk weighted assets | $262,226,000 | 1,136 |
| Total unused commitments | $63,285,000 | 924 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 87 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $372,451,000 | 1,282 |
| Cash and due from depository institutions | $31,003,000 | 2,232 |
| Interest-bearing balances | $29,216,000 | 162 |
| Securities | $73,327,000 | 1,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $252,183,000 | 1,173 |
| Loan loss allowance | $2,679,000 | 1,509 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,741,000 | 1,116 |
| Other real estate owned | $0 | 2,232 |
| Goodwill and other intangibles | $164,000 | 2,118 |
| All other assets | $9,033,000 | 1,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $372,451,000 | 1,282 |
| Total liabilities | $342,272,000 | 1,273 |
| Total deposits | $246,146,000 | 1,586 |
| Interest-bearing deposits | $240,886,000 | 1,418 |
| Deposits held in domestic offices | $246,146,000 | 1,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $92,160,000 | 400 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,966,000 | 1,225 |
| Total equity capital | $30,179,000 | 1,495 |
| Total bank equity capital | $30,179,000 | 1,495 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $21,000 | 10,481 |
| Surplus | $13,779,000 | 1,228 |
| Undivided profits | $16,379,000 | 1,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 4,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,671,000 | 1,332 |
| Earning assets | $354,726,000 | 1,244 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $348,703,600 | 1,312 |
| Average Assets, quarterly | $362,248,000 | 1,299 |
| Volatile liabilities | $102,841,000 | 815 |
| Insider loans | $1,080,000 | 3,545 |
| FHLB advances | $88,500,000 | 132 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $76,213,000 | 812 |
| Tier 1 (core) risk-based capital | $30,586,000 | 1,408 |
| Tier 2 risk-based capital | $2,679,000 | 1,232 |
| Total risk weighted assets | $214,742,000 | 1,345 |
| Total unused commitments | $76,213,000 | 817 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 82 | 2,436 |
| Assets and Liabilities | ||
| Total Assets: | $329,126,000 | 1,407 |
| Cash and due from depository institutions | $5,388,000 | 2,436 |
| Interest-bearing balances | $4,242,000 | 845 |
| Securities | $106,304,000 | 1,220 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $200,842,000 | 1,402 |
| Loan loss allowance | $2,727,000 | 1,519 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,937,000 | 1,239 |
| Other real estate owned | $0 | 2,436 |
| Goodwill and other intangibles | $136,000 | 2,118 |
| All other assets | $10,519,000 | 953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $329,126,000 | 1,407 |
| Total liabilities | $300,781,000 | 1,409 |
| Total deposits | $218,141,000 | 1,730 |
| Interest-bearing deposits | $215,024,000 | 1,544 |
| Deposits held in domestic offices | $218,141,000 | 1,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $79,991,000 | 428 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,649,000 | 1,436 |
| Total equity capital | $28,345,000 | 1,456 |
| Total bank equity capital | $28,345,000 | 1,456 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $20,000 | 11,066 |
| Surplus | $12,789,000 | 1,242 |
| Undivided profits | $15,536,000 | 1,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 6,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,356,000 | 1,432 |
| Earning assets | $311,388,000 | 1,363 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $283,847,400 | 1,579 |
| Average Assets, quarterly | $316,069,500 | 1,450 |
| Volatile liabilities | $87,728,000 | 868 |
| Insider loans | $1,087,000 | 3,479 |
| FHLB advances | $79,000,000 | 149 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $35,111,000 | 1,279 |
| Tier 1 (core) risk-based capital | $29,775,000 | 1,389 |
| Tier 2 risk-based capital | $2,197,000 | 1,451 |
| Total risk weighted assets | $175,225,000 | 1,595 |
| Total unused commitments | $35,111,000 | 1,287 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 77 | 2,723 |
| Assets and Liabilities | ||
| Total Assets: | $249,224,000 | 1,863 |
| Cash and due from depository institutions | $3,694,000 | 2,723 |
| Interest-bearing balances | $2,564,000 | 2,058 |
| Securities | $116,324,000 | 1,188 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $114,924,000 | 2,297 |
| Loan loss allowance | $2,436,000 | 1,772 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,281,000 | 1,155 |
| Other real estate owned | $674,000 | 2,723 |
| Goodwill and other intangibles | $171,000 | 1,919 |
| All other assets | $7,156,000 | 1,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $249,224,000 | 1,863 |
| Total liabilities | $234,335,000 | 1,804 |
| Total deposits | $212,405,000 | 1,861 |
| Interest-bearing deposits | $208,140,000 | 1,657 |
| Deposits held in domestic offices | $212,405,000 | 1,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $18,500,000 | 809 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,430,000 | 1,217 |
| Total equity capital | $14,889,000 | 2,705 |
| Total bank equity capital | $14,889,000 | 2,705 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $14,889,000 | 1,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,053,000 | 3,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $893,000 | 1,976 |
| Earning assets | $233,812,000 | 1,825 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $259,678,200 | 1,736 |
| Average Assets, quarterly | $251,294,000 | 1,831 |
| Volatile liabilities | $26,181,000 | 1,921 |
| Insider loans | $851,000 | 4,177 |
| FHLB advances | $18,500,000 | 317 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $27,657,000 | 1,517 |
| Tier 1 (core) risk-based capital | $14,889,000 | 2,649 |
| Tier 2 risk-based capital | $1,502,000 | 2,031 |
| Total risk weighted assets | $120,064,000 | 2,225 |
| Total unused commitments | $28,872,000 | 1,504 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 69 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $269,942,000 | 1,778 |
| Cash and due from depository institutions | $20,011,000 | 3,112 |
| Interest-bearing balances | $18,879,000 | 425 |
| Securities | $130,321,000 | 1,031 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $105,639,000 | 2,534 |
| Loan loss allowance | $1,088,000 | 3,468 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,599,000 | 1,092 |
| Other real estate owned | $161,000 | 3,112 |
| Goodwill and other intangibles | $237,000 | 1,753 |
| All other assets | $6,974,000 | 1,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,942,000 | 1,778 |
| Total liabilities | $255,424,000 | 1,745 |
| Total deposits | $233,945,000 | 1,775 |
| Interest-bearing deposits | $228,739,000 | 1,588 |
| Deposits held in domestic offices | $233,945,000 | 1,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $17,500,000 | 738 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,979,000 | 1,106 |
| Total equity capital | $14,518,000 | 2,657 |
| Total bank equity capital | $14,518,000 | 2,657 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $14,518,000 | 1,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 10,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $909,000 | 2,189 |
| Earning assets | $254,839,000 | 1,730 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $273,354,600 | 1,715 |
| Average Assets, quarterly | $270,277,000 | 1,766 |
| Volatile liabilities | $27,362,000 | 1,845 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $17,500,000 | 301 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $21,239,000 | 1,753 |
| Tier 1 (core) risk-based capital | $14,518,000 | 2,596 |
| Tier 2 risk-based capital | $814,000 | 3,474 |
| Total risk weighted assets | $125,855,000 | 2,196 |
| Total unused commitments | $31,926,000 | 1,318 |
| Derivatives | $0 | 651 |