Home > Perpetual Federal Savings Bank of Urbana > Income and Expense

Perpetual Federal Savings Bank of Urbana, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$11,181,000	1,909
Total interest expense	$3,634,000	586
Net interest income	$7,547,000	2,357
Provision for loan and lease losses	$0	2,963
Total noninterest income	$184,000	4,212
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$3,000	4,740
Trading account gains and fees	NA	NA
Additional Noninterest Income	$181,000	3,914
Total noninterest expense	$6,060,000	2,280
Salaries and employee benefits	$1,594,000	3,447
Premises and equipment expense	$121,000	4,348
Additional noninterest expense	$4,345,000	1,170
Pre-tax net operating income	$1,671,000	3,136
Securities gains (losses)	$545,000	304
Applicable income taxes	$76,000	3,036
Income before extraordinary items	$2,140,000	2,711
Extraordinary gains, net	$0	8
Net income	$2,140,000	2,711
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,140,000	2,711
Net charge-offs	$121,000	1,005
Cash dividends	$2,470,000	1,005
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,611,350	3,025
2021-06-30 (YTD Data)		Rank
Total interest income	$7,510,000	1,894
Total interest expense	$2,486,000	590
Net interest income	$5,024,000	2,345
Provision for loan and lease losses	$0	2,862
Total noninterest income	$139,000	4,150
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$2,000	4,772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$137,000	3,837
Total noninterest expense	$2,270,000	3,188
Salaries and employee benefits	$1,083,000	3,434
Premises and equipment expense	$84,000	4,337
Additional noninterest expense	$1,103,000	2,412
Pre-tax net operating income	$2,893,000	1,933
Securities gains (losses)	$0	1,818
Applicable income taxes	$592,000	1,539
Income before extraordinary items	$2,301,000	2,065
Extraordinary gains, net	$0	6
Net income	$2,301,000	2,065
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,301,000	2,065
Net charge-offs	$152,000	747
Cash dividends	$1,852,000	916
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,301,000	2,029
2021-03-31 (YTD Data)		Rank
Total interest income	$3,766,000	1,874
Total interest expense	$1,273,000	610
Net interest income	$2,493,000	2,339
Provision for loan and lease losses	$0	2,741
Total noninterest income	$67,000	4,169
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$1,000	4,779
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	3,829
Total noninterest expense	$1,072,000	3,267
Salaries and employee benefits	$529,000	3,459
Premises and equipment expense	$47,000	4,260
Additional noninterest expense	$496,000	2,554
Pre-tax net operating income	$1,488,000	1,878
Securities gains (losses)	$0	1,392
Applicable income taxes	$304,000	1,499
Income before extraordinary items	$1,184,000	2,010
Extraordinary gains, net	$0	3
Net income	$1,184,000	2,010
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,184,000	2,010
Net charge-offs	$177,000	463
Cash dividends	$618,000	1,042
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,184,000	1,978
2020-12-31 (YTD Data)		Rank
Total interest income	$15,999,000	1,796
Total interest expense	$5,924,000	808
Net interest income	$10,075,000	2,242
Provision for loan and lease losses	$-91,000	4,947
Total noninterest income	$180,000	4,401
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$5,000	4,823
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	4,042
Total noninterest expense	$4,253,000	3,275
Salaries and employee benefits	$2,143,000	3,461
Premises and equipment expense	$178,000	4,344
Additional noninterest expense	$1,932,000	2,592
Pre-tax net operating income	$6,093,000	1,546
Securities gains (losses)	$0	2,675
Applicable income taxes	$1,261,000	1,269
Income before extraordinary items	$4,832,000	1,668
Extraordinary gains, net	$0	4
Net income	$4,832,000	1,668
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,832,000	1,668
Net charge-offs	$-91,000	4,725
Cash dividends	$3,088,000	1,091
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,832,000	1,633
2020-09-30 (YTD Data)		Rank
Total interest income	$12,155,000	1,784
Total interest expense	$4,549,000	843
Net interest income	$7,606,000	2,235
Provision for loan and lease losses	$-71,000	4,987
Total noninterest income	$119,000	4,468
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$3,000	4,864
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	4,120
Total noninterest expense	$3,193,000	3,257
Salaries and employee benefits	$1,618,000	3,433
Premises and equipment expense	$138,000	4,338
Additional noninterest expense	$1,437,000	2,585
Pre-tax net operating income	$4,603,000	1,502
Securities gains (losses)	$0	2,494
Applicable income taxes	$956,000	1,220
Income before extraordinary items	$3,647,000	1,642
Extraordinary gains, net	$0	4
Net income	$3,647,000	1,643
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,647,000	1,643
Net charge-offs	$-71,000	4,748
Cash dividends	$2,470,000	941
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,647,000	1,591
2020-06-30 (YTD Data)		Rank
Total interest income	$8,140,000	1,805
Total interest expense	$3,087,000	904
Net interest income	$5,053,000	2,256
Provision for loan and lease losses	$-52,000	5,022
Total noninterest income	$73,000	4,523
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$2,000	4,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	4,181
Total noninterest expense	$2,103,000	3,286
Salaries and employee benefits	$1,077,000	3,450
Premises and equipment expense	$93,000	4,339
Additional noninterest expense	$933,000	2,631
Pre-tax net operating income	$3,075,000	1,419
Securities gains (losses)	$0	2,249
Applicable income taxes	$640,000	1,141
Income before extraordinary items	$2,435,000	1,569
Extraordinary gains, net	$0	4
Net income	$2,435,000	1,570
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,435,000	1,570
Net charge-offs	$-52,000	4,755
Cash dividends	$1,853,000	857
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,435,000	1,518
2020-03-31 (YTD Data)		Rank
Total interest income	$4,167,000	1,750
Total interest expense	$1,583,000	963
Net interest income	$2,584,000	2,166
Provision for loan and lease losses	$-38,000	5,064
Total noninterest income	$15,000	4,874
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$1,000	4,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	4,595
Total noninterest expense	$1,080,000	3,276
Salaries and employee benefits	$541,000	3,467
Premises and equipment expense	$50,000	4,314
Additional noninterest expense	$489,000	2,577
Pre-tax net operating income	$1,557,000	1,285
Securities gains (losses)	$0	1,705
Applicable income taxes	$326,000	1,015
Income before extraordinary items	$1,231,000	1,395
Extraordinary gains, net	$0	4
Net income	$1,231,000	1,393
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,231,000	1,395
Net charge-offs	$-38,000	4,804
Cash dividends	$617,000	1,119
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,231,000	1,374
2019-12-31 (YTD Data)		Rank
Total interest income	$17,630,000	1,683
Total interest expense	$6,200,000	1,030
Net interest income	$11,430,000	2,003
Provision for loan and lease losses	$-175,000	5,020
Total noninterest income	$36,000	5,039
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$5,000	4,997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	4,851
Total noninterest expense	$3,996,000	3,417
Salaries and employee benefits	$1,987,000	3,617
Premises and equipment expense	$197,000	4,410
Additional noninterest expense	$1,812,000	2,731
Pre-tax net operating income	$7,645,000	1,265
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,601,000	1,057
Income before extraordinary items	$6,044,000	1,379
Extraordinary gains, net	$0	11
Net income	$6,044,000	1,382
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,044,000	1,382
Net charge-offs	$-175,000	4,975
Cash dividends	$3,013,000	1,175
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,044,000	1,347
2019-09-30 (YTD Data)		Rank
Total interest income	$13,243,000	1,703
Total interest expense	$4,585,000	1,044
Net interest income	$8,658,000	2,009
Provision for loan and lease losses	$-87,000	5,099
Total noninterest income	$27,000	5,110
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$4,000	5,075
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	4,915
Total noninterest expense	$3,009,000	3,431
Salaries and employee benefits	$1,480,000	3,649
Premises and equipment expense	$160,000	4,356
Additional noninterest expense	$1,369,000	2,732
Pre-tax net operating income	$5,763,000	1,299
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,207,000	1,091
Income before extraordinary items	$4,556,000	1,396
Extraordinary gains, net	$0	11
Net income	$4,556,000	1,396
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,556,000	1,398
Net charge-offs	$-87,000	4,936
Cash dividends	$2,421,000	1,034
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,556,000	1,366
2019-06-30 (YTD Data)		Rank
Total interest income	$8,829,000	1,704
Total interest expense	$2,990,000	1,050
Net interest income	$5,839,000	1,994
Provision for loan and lease losses	$-56,000	5,160
Total noninterest income	$17,000	5,162
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$2,000	5,131
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	4,962
Total noninterest expense	$1,957,000	3,504
Salaries and employee benefits	$999,000	3,648
Premises and equipment expense	$75,000	4,695
Additional noninterest expense	$883,000	2,805
Pre-tax net operating income	$3,955,000	1,249
Securities gains (losses)	$0	1,702
Applicable income taxes	$828,000	1,025
Income before extraordinary items	$3,127,000	1,346
Extraordinary gains, net	$0	11
Net income	$3,127,000	1,346
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,127,000	1,346
Net charge-offs	$-56,000	4,936
Cash dividends	$1,828,000	948
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,127,000	1,326
2019-03-31 (YTD Data)		Rank
Total interest income	$4,389,000	1,714
Total interest expense	$1,442,000	1,053
Net interest income	$2,947,000	1,980
Provision for loan and lease losses	$-28,000	5,231
Total noninterest income	$9,000	5,213
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,000	5,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	4,976
Total noninterest expense	$931,000	3,632
Salaries and employee benefits	$489,000	3,731
Premises and equipment expense	$39,000	4,713
Additional noninterest expense	$403,000	2,991
Pre-tax net operating income	$2,053,000	1,184
Securities gains (losses)	$0	1,087
Applicable income taxes	$430,000	993
Income before extraordinary items	$1,623,000	1,283
Extraordinary gains, net	$0	5
Net income	$1,623,000	1,282
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,623,000	1,282
Net charge-offs	$-28,000	4,950
Cash dividends	$593,000	1,212
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,623,000	1,261
2018-12-31 (YTD Data)		Rank
Total interest income	$17,373,000	1,640
Total interest expense	$5,319,000	877
Net interest income	$12,054,000	1,943
Provision for loan and lease losses	$-217,000	5,226
Total noninterest income	$45,000	5,232
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$7,000	5,215
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	4,990
Total noninterest expense	$4,108,000	3,435
Salaries and employee benefits	$2,005,000	3,681
Premises and equipment expense	$132,000	4,879
Additional noninterest expense	$1,971,000	2,612
Pre-tax net operating income	$8,208,000	1,205
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,936,000	893
Income before extraordinary items	$6,272,000	1,311
Extraordinary gains, net	$0	6
Net income	$6,272,000	1,310
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,272,000	1,310
Net charge-offs	$-217,000	5,185
Cash dividends	$2,940,000	1,106
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,272,000	1,301
2018-09-30 (YTD Data)		Rank
Total interest income	$13,004,000	1,623
Total interest expense	$3,925,000	840
Net interest income	$9,079,000	1,940
Provision for loan and lease losses	$-178,000	5,322
Total noninterest income	$31,000	5,313
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$4,000	5,294
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	5,076
Total noninterest expense	$3,061,000	3,455
Salaries and employee benefits	$1,440,000	3,773
Premises and equipment expense	$100,000	4,927
Additional noninterest expense	$1,521,000	2,585
Pre-tax net operating income	$6,227,000	1,203
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,521,000	877
Income before extraordinary items	$4,706,000	1,327
Extraordinary gains, net	$0	5
Net income	$4,706,000	1,326
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,706,000	1,326
Net charge-offs	$-178,000	5,229
Cash dividends	$2,372,000	935
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,706,000	1,310
2018-06-30 (YTD Data)		Rank
Total interest income	$8,537,000	1,630
Total interest expense	$2,568,000	813
Net interest income	$5,969,000	1,968
Provision for loan and lease losses	$-84,000	5,371
Total noninterest income	$17,000	5,391
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$3,000	5,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	5,206
Total noninterest expense	$1,977,000	3,544
Salaries and employee benefits	$964,000	3,783
Premises and equipment expense	$69,000	4,939
Additional noninterest expense	$944,000	2,721
Pre-tax net operating income	$4,093,000	1,201
Securities gains (losses)	$0	961
Applicable income taxes	$1,000,000	879
Income before extraordinary items	$3,093,000	1,329
Extraordinary gains, net	$0	6
Net income	$3,093,000	1,328
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,093,000	1,328
Net charge-offs	$-84,000	5,155
Cash dividends	$1,803,000	836
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,093,000	1,319
2018-03-31 (YTD Data)		Rank
Total interest income	$4,311,000	1,603
Total interest expense	$1,265,000	787
Net interest income	$3,046,000	1,911
Provision for loan and lease losses	$-31,000	5,442
Total noninterest income	$10,000	5,441
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$2,000	5,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	5,200
Total noninterest expense	$1,021,000	3,510
Salaries and employee benefits	$480,000	3,827
Premises and equipment expense	$39,000	4,886
Additional noninterest expense	$502,000	2,617
Pre-tax net operating income	$2,066,000	1,168
Securities gains (losses)	$0	735
Applicable income taxes	$505,000	864
Income before extraordinary items	$1,561,000	1,295
Extraordinary gains, net	$0	7
Net income	$1,561,000	1,295
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,561,000	1,295
Net charge-offs	$-31,000	5,106
Cash dividends	$568,000	1,094
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,561,000	1,287
2017-12-31 (YTD Data)		Rank
Total interest income	$16,806,000	1,590
Total interest expense	$4,967,000	683
Net interest income	$11,839,000	1,934
Provision for loan and lease losses	$-12,000	5,298
Total noninterest income	$49,000	5,481
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$6,000	5,485
Trading account gains and fees	$0	151
Additional Noninterest Income	$43,000	5,171
Total noninterest expense	$3,730,000	3,688
Salaries and employee benefits	$1,795,000	3,958
Premises and equipment expense	$154,000	4,981
Additional noninterest expense	$1,781,000	2,868
Pre-tax net operating income	$8,170,000	1,158
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,994,000	965
Income before extraordinary items	$5,176,000	1,307
Extraordinary gains, net	$0	9
Net income	$5,176,000	1,307
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,176,000	1,307
Net charge-offs	$-265,000	5,484
Cash dividends	$2,865,000	1,067
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,176,000	1,296
2017-09-30 (YTD Data)		Rank
Total interest income	$12,280,000	1,628
Total interest expense	$3,706,000	669
Net interest income	$8,574,000	1,994
Provision for loan and lease losses	$0	4,088
Total noninterest income	$26,000	5,580
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$5,000	5,538
Trading account gains and fees	$0	145
Additional Noninterest Income	$21,000	5,369
Total noninterest expense	$2,781,000	3,711
Salaries and employee benefits	$1,326,000	4,012
Premises and equipment expense	$120,000	4,987
Additional noninterest expense	$1,335,000	2,874
Pre-tax net operating income	$5,819,000	1,233
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,973,000	921
Income before extraordinary items	$3,846,000	1,423
Extraordinary gains, net	$0	9
Net income	$3,846,000	1,421
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,846,000	1,423
Net charge-offs	$-252,000	5,539
Cash dividends	$2,322,000	923
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,846,000	1,401
2017-06-30 (YTD Data)		Rank
Total interest income	$8,195,000	1,606
Total interest expense	$2,460,000	655
Net interest income	$5,735,000	1,984
Provision for loan and lease losses	$0	3,871
Total noninterest income	$19,000	5,623
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$3,000	5,587
Trading account gains and fees	$0	139
Additional Noninterest Income	$16,000	5,358
Total noninterest expense	$1,825,000	3,770
Salaries and employee benefits	$875,000	4,054
Premises and equipment expense	$71,000	5,114
Additional noninterest expense	$879,000	2,912
Pre-tax net operating income	$3,929,000	1,210
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,332,000	914
Income before extraordinary items	$2,597,000	1,387
Extraordinary gains, net	$0	11
Net income	$2,597,000	1,387
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,597,000	1,388
Net charge-offs	$-142,000	5,506
Cash dividends	$1,779,000	841
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,597,000	1,369
2017-03-31 (YTD Data)		Rank
Total interest income	$4,001,000	1,624
Total interest expense	$1,210,000	646
Net interest income	$2,791,000	2,017
Provision for loan and lease losses	$0	3,537
Total noninterest income	$9,000	5,711
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$1,000	5,652
Trading account gains and fees	$0	142
Additional Noninterest Income	$8,000	5,425
Total noninterest expense	$907,000	3,821
Salaries and employee benefits	$437,000	4,098
Premises and equipment expense	$37,000	5,136
Additional noninterest expense	$433,000	2,955
Pre-tax net operating income	$1,893,000	1,229
Securities gains (losses)	$0	1,153
Applicable income taxes	$642,000	910
Income before extraordinary items	$1,251,000	1,414
Extraordinary gains, net	$0	8
Net income	$1,251,000	1,414
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,251,000	1,414
Net charge-offs	$-118,000	5,634
Cash dividends	$544,000	1,135
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,251,000	1,398
2016-12-31 (YTD Data)		Rank
Total interest income	$16,031,000	1,584
Total interest expense	$4,663,000	641
Net interest income	$11,368,000	1,958
Provision for loan and lease losses	$35,000	3,828
Total noninterest income	$72,000	5,629
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$7,000	5,701
Trading account gains and fees	$0	170
Additional Noninterest Income	$65,000	5,203
Total noninterest expense	$3,750,000	3,769
Salaries and employee benefits	$1,761,000	4,064
Premises and equipment expense	$141,000	5,252
Additional noninterest expense	$1,848,000	2,898
Pre-tax net operating income	$7,655,000	1,148
Securities gains (losses)	$0	3,212
Applicable income taxes	$2,595,000	867
Income before extraordinary items	$5,060,000	1,374
Extraordinary gains, net	$0	5
Net income	$5,060,000	1,373
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,060,000	1,373
Net charge-offs	$-585,000	5,821
Cash dividends	$2,074,000	1,353
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,060,000	1,340
2016-09-30 (YTD Data)		Rank
Total interest income	$12,020,000	1,578
Total interest expense	$3,460,000	642
Net interest income	$8,560,000	1,957
Provision for loan and lease losses	$35,000	3,592
Total noninterest income	$61,000	5,652
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$5,000	5,763
Trading account gains and fees	$0	169
Additional Noninterest Income	$56,000	5,197
Total noninterest expense	$2,879,000	3,729
Salaries and employee benefits	$1,315,000	4,088
Premises and equipment expense	$107,000	5,282
Additional noninterest expense	$1,457,000	2,807
Pre-tax net operating income	$5,707,000	1,167
Securities gains (losses)	$0	3,160
Applicable income taxes	$1,935,000	883
Income before extraordinary items	$3,772,000	1,405
Extraordinary gains, net	$0	5
Net income	$3,772,000	1,405
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,772,000	1,405
Net charge-offs	$-528,000	5,870
Cash dividends	$1,530,000	1,250
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,772,000	1,362
2016-06-30 (YTD Data)		Rank
Total interest income	$8,047,000	1,575
Total interest expense	$2,259,000	653
Net interest income	$5,788,000	1,931
Provision for loan and lease losses	$35,000	3,191
Total noninterest income	$38,000	5,728
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$3,000	5,843
Trading account gains and fees	$0	157
Additional Noninterest Income	$35,000	5,269
Total noninterest expense	$1,862,000	3,825
Salaries and employee benefits	$859,000	4,161
Premises and equipment expense	$71,000	5,333
Additional noninterest expense	$932,000	2,889
Pre-tax net operating income	$3,929,000	1,121
Securities gains (losses)	$0	2,835
Applicable income taxes	$1,332,000	863
Income before extraordinary items	$2,597,000	1,360
Extraordinary gains, net	$0	16
Net income	$2,597,000	1,359
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,597,000	1,360
Net charge-offs	$-94,000	5,691
Cash dividends	$1,013,000	1,287
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,597,000	1,314
2016-03-31 (YTD Data)		Rank
Total interest income	$4,022,000	1,577
Total interest expense	$1,092,000	673
Net interest income	$2,930,000	1,913
Provision for loan and lease losses	$35,000	2,443
Total noninterest income	$31,000	5,491
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$2,000	5,864
Trading account gains and fees	$0	142
Additional Noninterest Income	$29,000	4,963
Total noninterest expense	$994,000	3,727
Salaries and employee benefits	$438,000	4,170
Premises and equipment expense	$38,000	5,319
Additional noninterest expense	$518,000	2,703
Pre-tax net operating income	$1,932,000	1,116
Securities gains (losses)	$0	2,077
Applicable income taxes	$655,000	856
Income before extraordinary items	$1,277,000	1,345
Extraordinary gains, net	$0	12
Net income	$1,277,000	1,344
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,277,000	1,346
Net charge-offs	$-58,000	5,764
Cash dividends	$494,000	1,231
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,277,000	1,307
2015-12-31 (YTD Data)		Rank
Total interest income	$15,060,000	1,657
Total interest expense	$3,975,000	699
Net interest income	$11,085,000	1,953
Provision for loan and lease losses	$166,000	2,546
Total noninterest income	$80,000	5,809
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$6,000	5,975
Trading account gains and fees	$0	159
Additional Noninterest Income	$74,000	5,297
Total noninterest expense	$3,428,000	4,059
Salaries and employee benefits	$1,624,000	4,324
Premises and equipment expense	$151,000	5,413
Additional noninterest expense	$1,653,000	3,200
Pre-tax net operating income	$7,571,000	1,128
Securities gains (losses)	$0	3,216
Applicable income taxes	$2,569,000	844
Income before extraordinary items	$5,002,000	1,360
Extraordinary gains, net	$0	23
Net income	$5,002,000	1,359
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,002,000	1,360
Net charge-offs	$992,000	699
Cash dividends	$1,927,000	1,406
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,002,000	1,336
2015-09-30 (YTD Data)		Rank
Total interest income	$11,277,000	1,671
Total interest expense	$2,937,000	713
Net interest income	$8,340,000	1,964
Provision for loan and lease losses	$116,000	2,538
Total noninterest income	$56,000	5,920
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$5,000	6,051
Trading account gains and fees	$0	153
Additional Noninterest Income	$51,000	5,412
Total noninterest expense	$2,521,000	4,121
Salaries and employee benefits	$1,177,000	4,432
Premises and equipment expense	$117,000	5,434
Additional noninterest expense	$1,227,000	3,233
Pre-tax net operating income	$5,759,000	1,130
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,955,000	863
Income before extraordinary items	$3,804,000	1,351
Extraordinary gains, net	$0	21
Net income	$3,804,000	1,351
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,804,000	1,351
Net charge-offs	$28,000	3,161
Cash dividends	$1,432,000	1,265
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,804,000	1,321
2015-06-30 (YTD Data)		Rank
Total interest income	$7,497,000	1,678
Total interest expense	$1,939,000	722
Net interest income	$5,558,000	1,960
Provision for loan and lease losses	$67,000	2,598
Total noninterest income	$41,000	5,940
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$3,000	6,120
Trading account gains and fees	$0	157
Additional Noninterest Income	$38,000	5,378
Total noninterest expense	$1,735,000	4,081
Salaries and employee benefits	$777,000	4,498
Premises and equipment expense	$80,000	5,442
Additional noninterest expense	$878,000	3,110
Pre-tax net operating income	$3,797,000	1,128
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,289,000	857
Income before extraordinary items	$2,508,000	1,339
Extraordinary gains, net	$0	22
Net income	$2,508,000	1,341
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,508,000	1,340
Net charge-offs	$-4,000	4,963
Cash dividends	$939,000	1,312
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,508,000	1,307
2015-03-31 (YTD Data)		Rank
Total interest income	$3,854,000	1,607
Total interest expense	$965,000	723
Net interest income	$2,889,000	1,898
Provision for loan and lease losses	$61,000	1,889
Total noninterest income	$18,000	6,037
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$2,000	6,149
Trading account gains and fees	$0	152
Additional Noninterest Income	$16,000	5,539
Total noninterest expense	$890,000	4,068
Salaries and employee benefits	$365,000	4,663
Premises and equipment expense	$42,000	5,437
Additional noninterest expense	$483,000	2,861
Pre-tax net operating income	$1,956,000	1,083
Securities gains (losses)	$0	2,027
Applicable income taxes	$665,000	832
Income before extraordinary items	$1,291,000	1,286
Extraordinary gains, net	$0	13
Net income	$1,291,000	1,287
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,291,000	1,288
Net charge-offs	$9,000	2,520
Cash dividends	$469,000	1,180
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,291,000	1,249
2014-12-31 (YTD Data)		Rank
Total interest income	$15,070,000	1,663
Total interest expense	$3,885,000	752
Net interest income	$11,185,000	1,933
Provision for loan and lease losses	$3,633,000	273
Total noninterest income	$80,000	6,095
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$8,000	6,271
Trading account gains and fees	$0	180
Additional Noninterest Income	$72,000	5,502
Total noninterest expense	$3,433,000	4,177
Salaries and employee benefits	$1,473,000	4,679
Premises and equipment expense	$156,000	5,641
Additional noninterest expense	$1,804,000	3,115
Pre-tax net operating income	$4,199,000	1,768
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,426,000	1,240
Income before extraordinary items	$2,773,000	2,141
Extraordinary gains, net	$0	17
Net income	$2,773,000	2,141
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,773,000	2,140
Net charge-offs	$3,247,000	319
Cash dividends	$1,804,000	1,385
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,773,000	2,090
2014-09-30 (YTD Data)		Rank
Total interest income	$11,352,000	1,657
Total interest expense	$2,913,000	763
Net interest income	$8,439,000	1,938
Provision for loan and lease losses	$3,536,000	220
Total noninterest income	$59,000	6,183
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$6,000	6,343
Trading account gains and fees	$0	174
Additional Noninterest Income	$53,000	5,586
Total noninterest expense	$2,582,000	4,192
Salaries and employee benefits	$1,104,000	4,696
Premises and equipment expense	$120,000	5,666
Additional noninterest expense	$1,358,000	3,108
Pre-tax net operating income	$2,380,000	2,220
Securities gains (losses)	$0	2,980
Applicable income taxes	$807,000	1,505
Income before extraordinary items	$1,573,000	2,647
Extraordinary gains, net	$0	15
Net income	$1,573,000	2,647
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,573,000	2,647
Net charge-offs	$3,208,000	256
Cash dividends	$1,334,000	1,259
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,573,000	2,600
2014-06-30 (YTD Data)		Rank
Total interest income	$7,631,000	1,627
Total interest expense	$1,939,000	771
Net interest income	$5,692,000	1,906
Provision for loan and lease losses	$3,384,000	170
Total noninterest income	$32,000	6,319
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$4,000	6,395
Trading account gains and fees	$0	172
Additional Noninterest Income	$28,000	5,774
Total noninterest expense	$1,755,000	4,170
Salaries and employee benefits	$745,000	4,707
Premises and equipment expense	$83,000	5,673
Additional noninterest expense	$927,000	3,072
Pre-tax net operating income	$585,000	3,922
Securities gains (losses)	$0	2,580
Applicable income taxes	$196,000	2,437
Income before extraordinary items	$389,000	4,358
Extraordinary gains, net	$0	20
Net income	$389,000	4,362
Minority interest net income	$0	80
Net income of bank and minority interests.	$389,000	4,363
Net charge-offs	$3,204,000	194
Cash dividends	$890,000	1,269
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$389,000	4,316
2014-03-31 (YTD Data)		Rank
Total interest income	$3,781,000	1,643
Total interest expense	$972,000	776
Net interest income	$2,809,000	1,927
Provision for loan and lease losses	$3,516,000	107
Total noninterest income	$15,000	6,382
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$2,000	6,442
Trading account gains and fees	$0	147
Additional Noninterest Income	$13,000	5,834
Total noninterest expense	$880,000	4,195
Salaries and employee benefits	$377,000	4,725
Premises and equipment expense	$44,000	5,666
Additional noninterest expense	$459,000	3,091
Pre-tax net operating income	$-1,572,000	6,714
Securities gains (losses)	$0	1,715
Applicable income taxes	$-538,000	6,707
Income before extraordinary items	$-1,034,000	6,689
Extraordinary gains, net	$0	16
Net income	$-1,034,000	6,689
Minority interest net income	$0	66
Net income of bank and minority interests.	$-1,034,000	6,689
Net charge-offs	$3,448,000	124
Cash dividends	$445,000	1,136
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-1,034,000	6,688
2013-12-31 (YTD Data)		Rank
Total interest income	$15,694,000	1,591
Total interest expense	$4,393,000	758
Net interest income	$11,301,000	1,889
Provision for loan and lease losses	$820,000	1,297
Total noninterest income	$156,000	5,871
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$9,000	6,537
Trading account gains and fees	$0	184
Additional Noninterest Income	$147,000	4,966
Total noninterest expense	$4,400,000	3,694
Salaries and employee benefits	$1,455,000	4,834
Premises and equipment expense	$157,000	5,876
Additional noninterest expense	$2,788,000	2,241
Pre-tax net operating income	$6,237,000	1,183
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,106,000	869
Income before extraordinary items	$4,131,000	1,458
Extraordinary gains, net	$0	29
Net income	$4,131,000	1,461
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,131,000	1,462
Net charge-offs	$713,000	1,622
Cash dividends	$1,704,000	1,352
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,131,000	1,426
2013-09-30 (YTD Data)		Rank
Total interest income	$11,796,000	1,601
Total interest expense	$3,372,000	767
Net interest income	$8,424,000	1,906
Provision for loan and lease losses	$563,000	1,399
Total noninterest income	$123,000	5,898
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$7,000	6,601
Trading account gains and fees	$0	180
Additional Noninterest Income	$116,000	5,006
Total noninterest expense	$3,484,000	3,594
Salaries and employee benefits	$1,079,000	4,894
Premises and equipment expense	$122,000	5,871
Additional noninterest expense	$2,283,000	2,053
Pre-tax net operating income	$4,500,000	1,255
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,519,000	922
Income before extraordinary items	$2,981,000	1,516
Extraordinary gains, net	$0	25
Net income	$2,981,000	1,518
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,981,000	1,519
Net charge-offs	$508,000	1,567
Cash dividends	$1,260,000	1,223
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,981,000	1,472
2013-06-30 (YTD Data)		Rank
Total interest income	$7,975,000	1,573
Total interest expense	$2,316,000	769
Net interest income	$5,659,000	1,883
Provision for loan and lease losses	$326,000	1,558
Total noninterest income	$99,000	5,744
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$5,000	6,642
Trading account gains and fees	$0	157
Additional Noninterest Income	$94,000	4,819
Total noninterest expense	$2,502,000	3,417
Salaries and employee benefits	$729,000	4,880
Premises and equipment expense	$84,000	5,862
Additional noninterest expense	$1,689,000	1,867
Pre-tax net operating income	$2,930,000	1,267
Securities gains (losses)	$0	2,791
Applicable income taxes	$990,000	947
Income before extraordinary items	$1,940,000	1,561
Extraordinary gains, net	$0	22
Net income	$1,940,000	1,564
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,940,000	1,566
Net charge-offs	$295,000	1,710
Cash dividends	$840,000	1,240
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,940,000	1,499
2013-03-31 (YTD Data)		Rank
Total interest income	$4,004,000	1,576
Total interest expense	$1,173,000	789
Net interest income	$2,831,000	1,884
Provision for loan and lease losses	$166,000	1,523
Total noninterest income	$64,000	5,454
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$3,000	6,676
Trading account gains and fees	$0	148
Additional Noninterest Income	$61,000	4,468
Total noninterest expense	$960,000	4,090
Salaries and employee benefits	$363,000	4,924
Premises and equipment expense	$36,000	6,088
Additional noninterest expense	$561,000	2,702
Pre-tax net operating income	$1,769,000	1,038
Securities gains (losses)	$0	1,966
Applicable income taxes	$598,000	781
Income before extraordinary items	$1,171,000	1,276
Extraordinary gains, net	$0	10
Net income	$1,171,000	1,278
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,171,000	1,278
Net charge-offs	$158,000	1,543
Cash dividends	$419,000	1,066
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,171,000	1,219
2012-12-31 (YTD Data)		Rank
Total interest income	$17,441,000	1,508
Total interest expense	$5,678,000	789
Net interest income	$11,763,000	1,866
Provision for loan and lease losses	$1,121,000	1,644
Total noninterest income	$108,000	6,245
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$12,000	6,767
Trading account gains and fees	$0	166
Additional Noninterest Income	$96,000	5,381
Total noninterest expense	$4,600,000	3,685
Salaries and employee benefits	$1,398,000	5,016
Premises and equipment expense	$123,000	6,353
Additional noninterest expense	$3,079,000	2,099
Pre-tax net operating income	$6,150,000	1,155
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,077,000	850
Income before extraordinary items	$4,073,000	1,434
Extraordinary gains, net	$0	29
Net income	$4,073,000	1,435
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,073,000	1,435
Net charge-offs	$6,853,000	448
Cash dividends	$2,050,000	1,187
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,073,000	1,345
2012-09-30 (YTD Data)		Rank
Total interest income	$13,255,000	1,528
Total interest expense	$4,408,000	794
Net interest income	$8,847,000	1,879
Provision for loan and lease losses	$847,000	1,645
Total noninterest income	$73,000	6,417
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$10,000	6,841
Trading account gains and fees	$0	157
Additional Noninterest Income	$63,000	5,554
Total noninterest expense	$3,376,000	3,770
Salaries and employee benefits	$1,031,000	5,097
Premises and equipment expense	$90,000	6,443
Additional noninterest expense	$2,255,000	2,156
Pre-tax net operating income	$4,697,000	1,143
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,586,000	863
Income before extraordinary items	$3,111,000	1,438
Extraordinary gains, net	$0	20
Net income	$3,111,000	1,439
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,111,000	1,439
Net charge-offs	$6,598,000	366
Cash dividends	$1,210,000	1,165
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,111,000	1,359
2012-06-30 (YTD Data)		Rank
Total interest income	$8,821,000	1,549
Total interest expense	$3,086,000	770
Net interest income	$5,735,000	1,931
Provision for loan and lease losses	$479,000	1,870
Total noninterest income	$56,000	6,356
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$7,000	6,880
Trading account gains and fees	$0	153
Additional Noninterest Income	$49,000	5,470
Total noninterest expense	$1,882,000	4,228
Salaries and employee benefits	$684,000	5,143
Premises and equipment expense	$60,000	6,475
Additional noninterest expense	$1,138,000	2,810
Pre-tax net operating income	$3,430,000	1,031
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,159,000	785
Income before extraordinary items	$2,271,000	1,305
Extraordinary gains, net	$0	19
Net income	$2,271,000	1,304
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,271,000	1,305
Net charge-offs	$6,251,000	281
Cash dividends	$790,000	1,182
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,271,000	1,234
2012-03-31 (YTD Data)		Rank
Total interest income	$4,452,000	1,549
Total interest expense	$1,636,000	746
Net interest income	$2,816,000	1,968
Provision for loan and lease losses	$239,000	1,804
Total noninterest income	$28,000	6,414
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$4,000	6,891
Trading account gains and fees	$0	148
Additional Noninterest Income	$24,000	5,550
Total noninterest expense	$950,000	4,229
Salaries and employee benefits	$342,000	5,189
Premises and equipment expense	$31,000	6,472
Additional noninterest expense	$577,000	2,741
Pre-tax net operating income	$1,655,000	1,062
Securities gains (losses)	$0	2,210
Applicable income taxes	$559,000	805
Income before extraordinary items	$1,096,000	1,319
Extraordinary gains, net	$0	19
Net income	$1,096,000	1,320
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,096,000	1,320
Net charge-offs	$5,992,000	166
Cash dividends	$395,000	1,067
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,096,000	1,250
2011-12-31 (YTD Data)		Rank
Total interest income	$18,342,000	1,555
Total interest expense	$6,869,000	876
Net interest income	$11,473,000	1,917
Provision for loan and lease losses	$4,828,000	804
Total noninterest income	$103,000	6,398
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$20,000	6,738
Trading account gains and fees	$0	146
Additional Noninterest Income	$83,000	5,492
Total noninterest expense	$3,618,000	4,401
Salaries and employee benefits	$1,584,000	4,820
Premises and equipment expense	$500,000	4,049
Additional noninterest expense	$1,534,000	3,798
Pre-tax net operating income	$3,130,000	1,763
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,049,000	1,302
Income before extraordinary items	$2,081,000	2,188
Extraordinary gains, net	$0	29
Net income	$2,081,000	2,189
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,081,000	2,189
Net charge-offs	$2,970,000	1,207
Cash dividends	$1,581,000	1,183
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,081,000	2,113
2011-09-30 (YTD Data)		Rank
Total interest income	$13,717,000	1,573
Total interest expense	$5,225,000	907
Net interest income	$8,492,000	1,941
Provision for loan and lease losses	$2,970,000	942
Total noninterest income	$50,000	6,778
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$15,000	6,785
Trading account gains and fees	$0	145
Additional Noninterest Income	$35,000	6,077
Total noninterest expense	$2,720,000	4,403
Salaries and employee benefits	$1,180,000	4,821
Premises and equipment expense	$382,000	4,035
Additional noninterest expense	$1,158,000	3,772
Pre-tax net operating income	$2,852,000	1,550
Securities gains (losses)	$0	3,555
Applicable income taxes	$958,000	1,122
Income before extraordinary items	$1,894,000	1,923
Extraordinary gains, net	$0	21
Net income	$1,894,000	1,923
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,894,000	1,923
Net charge-offs	$1,900,000	1,272
Cash dividends	$1,185,000	1,023
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,894,000	1,831
2011-06-30 (YTD Data)		Rank
Total interest income	$9,190,000	1,583
Total interest expense	$3,533,000	926
Net interest income	$5,657,000	1,945
Provision for loan and lease losses	$1,867,000	961
Total noninterest income	$33,000	6,853
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$10,000	6,818
Trading account gains and fees	$0	153
Additional Noninterest Income	$23,000	6,155
Total noninterest expense	$1,840,000	4,390
Salaries and employee benefits	$785,000	4,877
Premises and equipment expense	$258,000	4,033
Additional noninterest expense	$797,000	3,756
Pre-tax net operating income	$1,983,000	1,466
Securities gains (losses)	$0	2,914
Applicable income taxes	$666,000	1,061
Income before extraordinary items	$1,317,000	1,803
Extraordinary gains, net	$0	15
Net income	$1,317,000	1,803
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,317,000	1,803
Net charge-offs	$1,004,000	1,472
Cash dividends	$791,000	1,010
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,317,000	1,726
2011-03-31 (YTD Data)		Rank
Total interest income	$4,592,000	1,597
Total interest expense	$1,771,000	957
Net interest income	$2,821,000	1,950
Provision for loan and lease losses	$928,000	910
Total noninterest income	$19,000	6,841
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$5,000	6,822
Trading account gains and fees	$0	158
Additional Noninterest Income	$14,000	6,135
Total noninterest expense	$941,000	4,363
Salaries and employee benefits	$392,000	4,923
Premises and equipment expense	$127,000	4,116
Additional noninterest expense	$422,000	3,605
Pre-tax net operating income	$971,000	1,479
Securities gains (losses)	$0	1,772
Applicable income taxes	$326,000	1,040
Income before extraordinary items	$645,000	1,801
Extraordinary gains, net	$0	9
Net income	$645,000	1,800
Minority interest net income	$0	86
Net income of bank and minority interests.	$645,000	1,801
Net charge-offs	$510,000	1,322
Cash dividends	$396,000	937
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$645,000	1,749
2010-12-31 (YTD Data)		Rank
Total interest income	$19,501,000	1,580
Total interest expense	$8,658,000	965
Net interest income	$10,843,000	2,011
Provision for loan and lease losses	$3,561,000	1,438
Total noninterest income	$75,000	6,876
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$75,000	5,743
Total noninterest expense	$3,671,000	4,460
Salaries and employee benefits	$1,520,000	5,026
Premises and equipment expense	$492,000	4,225
Additional noninterest expense	$1,659,000	3,737
Pre-tax net operating income	$3,686,000	1,359
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,236,000	1,040
Income before extraordinary items	$2,450,000	1,682
Extraordinary gains, net	$0	29
Net income	$2,450,000	1,682
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,450,000	1,684
Net charge-offs	$2,471,000	1,640
Cash dividends	$1,482,000	1,099
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,450,000	1,620
2010-09-30 (YTD Data)		Rank
Total interest income	$14,814,000	1,594
Total interest expense	$6,685,000	971
Net interest income	$8,129,000	2,036
Provision for loan and lease losses	$2,832,000	1,318
Total noninterest income	$54,000	7,041
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$54,000	5,909
Total noninterest expense	$2,794,000	4,426
Salaries and employee benefits	$1,139,000	5,062
Premises and equipment expense	$377,000	4,231
Additional noninterest expense	$1,278,000	3,645
Pre-tax net operating income	$2,557,000	1,543
Securities gains (losses)	$0	3,651
Applicable income taxes	$856,000	1,138
Income before extraordinary items	$1,701,000	1,942
Extraordinary gains, net	$0	23
Net income	$1,701,000	1,943
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,701,000	1,944
Net charge-offs	$2,123,000	1,453
Cash dividends	$1,112,000	956
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,701,000	1,845
2010-06-30 (YTD Data)		Rank
Total interest income	$9,958,000	1,592
Total interest expense	$4,523,000	992
Net interest income	$5,435,000	2,033
Provision for loan and lease losses	$1,675,000	1,420
Total noninterest income	$27,000	7,240
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$27,000	6,237
Total noninterest expense	$1,756,000	4,608
Salaries and employee benefits	$752,000	5,104
Premises and equipment expense	$255,000	4,219
Additional noninterest expense	$749,000	3,958
Pre-tax net operating income	$2,031,000	1,285
Securities gains (losses)	$0	3,184
Applicable income taxes	$682,000	954
Income before extraordinary items	$1,349,000	1,623
Extraordinary gains, net	$0	19
Net income	$1,349,000	1,622
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,349,000	1,623
Net charge-offs	$1,456,000	1,391
Cash dividends	$741,000	956
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,349,000	1,550
2010-03-31 (YTD Data)		Rank
Total interest income	$4,987,000	1,619
Total interest expense	$2,291,000	1,027
Net interest income	$2,696,000	2,068
Provision for loan and lease losses	$679,000	1,511
Total noninterest income	$15,000	7,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$15,000	6,257
Total noninterest expense	$966,000	4,383
Salaries and employee benefits	$368,000	5,211
Premises and equipment expense	$133,000	4,203
Additional noninterest expense	$465,000	3,380
Pre-tax net operating income	$1,066,000	1,232
Securities gains (losses)	$0	2,284
Applicable income taxes	$358,000	910
Income before extraordinary items	$708,000	1,543
Extraordinary gains, net	$0	16
Net income	$708,000	1,545
Minority interest net income	$0	91
Net income of bank and minority interests.	$708,000	1,545
Net charge-offs	$533,000	1,534
Cash dividends	$371,000	921
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$708,000	1,486
2009-12-31 (YTD Data)		Rank
Total interest income	$19,574,000	1,747
Total interest expense	$10,577,000	1,120
Net interest income	$8,997,000	2,415
Provision for loan and lease losses	$1,683,000	2,709
Total noninterest income	$72,000	7,220
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	211
Additional Noninterest Income	$72,000	6,026
Total noninterest expense	$3,881,000	4,426
Salaries and employee benefits	$1,591,000	5,025
Premises and equipment expense	$500,000	4,381
Additional noninterest expense	$1,790,000	3,611
Pre-tax net operating income	$3,505,000	1,157
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,174,000	860
Income before extraordinary items	$2,331,000	1,436
Extraordinary gains, net	$0	34
Net income	$2,331,000	1,434
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,331,000	1,435
Net charge-offs	$1,170,000	2,681
Cash dividends	$1,729,000	1,043
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,331,000	1,408
2009-09-30 (YTD Data)		Rank
Total interest income	$14,632,000	1,778
Total interest expense	$8,101,000	1,156
Net interest income	$6,531,000	2,489
Provision for loan and lease losses	$1,218,000	2,499
Total noninterest income	$53,000	7,371
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	212
Additional Noninterest Income	$53,000	6,161
Total noninterest expense	$2,857,000	4,483
Salaries and employee benefits	$1,169,000	5,121
Premises and equipment expense	$372,000	4,438
Additional noninterest expense	$1,316,000	3,626
Pre-tax net operating income	$2,509,000	1,291
Securities gains (losses)	$0	3,497
Applicable income taxes	$840,000	967
Income before extraordinary items	$1,669,000	1,605
Extraordinary gains, net	$0	27
Net income	$1,669,000	1,603
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,669,000	1,605
Net charge-offs	$686,000	2,651
Cash dividends	$1,358,000	958
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,669,000	1,565
2009-06-30 (YTD Data)		Rank
Total interest income	$9,679,000	1,816
Total interest expense	$5,486,000	1,196
Net interest income	$4,193,000	2,585
Provision for loan and lease losses	$533,000	2,894
Total noninterest income	$33,000	7,461
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$33,000	6,307
Total noninterest expense	$1,993,000	4,395
Salaries and employee benefits	$779,000	5,184
Premises and equipment expense	$252,000	4,424
Additional noninterest expense	$962,000	3,382
Pre-tax net operating income	$1,700,000	1,351
Securities gains (losses)	$0	3,136
Applicable income taxes	$570,000	974
Income before extraordinary items	$1,130,000	1,649
Extraordinary gains, net	$0	21
Net income	$1,130,000	1,646
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,130,000	1,648
Net charge-offs	$434,000	2,502
Cash dividends	$988,000	936
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,130,000	1,615
2009-03-31 (YTD Data)		Rank
Total interest income	$4,817,000	1,850
Total interest expense	$2,799,000	1,221
Net interest income	$2,018,000	2,691
Provision for loan and lease losses	$124,000	3,562
Total noninterest income	$14,000	7,631
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$14,000	6,542
Total noninterest expense	$930,000	4,515
Salaries and employee benefits	$377,000	5,338
Premises and equipment expense	$128,000	4,454
Additional noninterest expense	$425,000	3,412
Pre-tax net operating income	$978,000	1,318
Securities gains (losses)	$0	2,434
Applicable income taxes	$328,000	984
Income before extraordinary items	$650,000	1,659
Extraordinary gains, net	$0	15
Net income	$650,000	1,660
Minority interest net income	$0	102
Net income of bank and minority interests.	$650,000	1,661
Net charge-offs	$226,000	2,046
Cash dividends	$494,000	910
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$650,000	1,579
2008-12-31 (YTD Data)		Rank
Total interest income	$19,781,000	1,936
Total interest expense	$11,954,000	1,364
Net interest income	$7,827,000	2,768
Provision for loan and lease losses	$3,696,000	1,216
Total noninterest income	$58,000	7,681
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	154
Additional Noninterest Income	$58,000	6,606
Total noninterest expense	$3,520,000	4,622
Salaries and employee benefits	$1,535,000	5,266
Premises and equipment expense	$489,000	4,524
Additional noninterest expense	$1,496,000	3,621
Pre-tax net operating income	$669,000	4,468
Securities gains (losses)	$0	3,220
Applicable income taxes	$203,000	2,795
Income before extraordinary items	$466,000	4,564
Extraordinary gains, net	$0	39
Net income	$466,000	4,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,419,000	1,147
Cash dividends	$2,101,000	1,282
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$466,000	4,721
2008-09-30 (YTD Data)		Rank
Total interest income	$14,809,000	1,976
Total interest expense	$9,126,000	1,392
Net interest income	$5,683,000	2,872
Provision for loan and lease losses	$3,231,000	861
Total noninterest income	$44,000	7,813
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$44,000	6,749
Total noninterest expense	$2,688,000	4,549
Salaries and employee benefits	$1,118,000	5,367
Premises and equipment expense	$374,000	4,484
Additional noninterest expense	$1,196,000	3,400
Pre-tax net operating income	$-192,000	7,014
Securities gains (losses)	$0	3,106
Applicable income taxes	$-85,000	7,512
Income before extraordinary items	$-107,000	6,796
Extraordinary gains, net	$0	31
Net income	$-107,000	6,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,534,000	717
Cash dividends	$1,607,000	1,234
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-107,000	6,965
2008-06-30 (YTD Data)		Rank
Total interest income	$9,865,000	2,009
Total interest expense	$6,226,000	1,416
Net interest income	$3,639,000	2,956
Provision for loan and lease losses	$381,000	2,223
Total noninterest income	$29,000	7,887
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$29,000	6,828
Total noninterest expense	$1,647,000	4,835
Salaries and employee benefits	$756,000	5,385
Premises and equipment expense	$254,000	4,464
Additional noninterest expense	$637,000	3,990
Pre-tax net operating income	$1,640,000	2,027
Securities gains (losses)	$0	3,233
Applicable income taxes	$542,000	1,506
Income before extraordinary items	$1,098,000	2,380
Extraordinary gains, net	$0	21
Net income	$1,098,000	2,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$834,000	962
Cash dividends	$1,113,000	1,294
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,098,000	2,334
2008-03-31 (YTD Data)		Rank
Total interest income	$4,947,000	2,055
Total interest expense	$3,204,000	1,465
Net interest income	$1,743,000	3,086
Provision for loan and lease losses	$121,000	2,446
Total noninterest income	$12,000	7,989
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$12,000	7,050
Total noninterest expense	$821,000	4,855
Salaries and employee benefits	$379,000	5,411
Premises and equipment expense	$132,000	4,369
Additional noninterest expense	$310,000	4,013
Pre-tax net operating income	$813,000	2,126
Securities gains (losses)	$0	2,688
Applicable income taxes	$267,000	1,605
Income before extraordinary items	$546,000	2,499
Extraordinary gains, net	$0	15
Net income	$546,000	2,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$677,000	593
Cash dividends	$619,000	1,148
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$546,000	2,428
2007-12-31 (YTD Data)		Rank
Total interest income	$21,393,000	1,973
Total interest expense	$13,274,000	1,514
Net interest income	$8,119,000	2,686
Provision for loan and lease losses	$732,000	1,789
Total noninterest income	$55,000	7,990
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$55,000	6,998
Total noninterest expense	$3,246,000	4,770
Salaries and employee benefits	$1,554,000	5,197
Premises and equipment expense	$504,000	4,337
Additional noninterest expense	$1,188,000	4,101
Pre-tax net operating income	$4,196,000	1,900
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,399,000	1,481
Income before extraordinary items	$2,797,000	2,156
Extraordinary gains, net	$0	39
Net income	$2,797,000	2,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$840,000	1,169
Cash dividends	$2,469,000	1,400
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,797,000	2,144
2007-09-30 (YTD Data)		Rank
Total interest income	$16,163,000	1,962
Total interest expense	$9,947,000	1,515
Net interest income	$6,216,000	2,649
Provision for loan and lease losses	$601,000	1,344
Total noninterest income	$42,000	8,026
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$42,000	6,996
Total noninterest expense	$2,466,000	4,705
Salaries and employee benefits	$1,177,000	5,158
Premises and equipment expense	$384,000	4,282
Additional noninterest expense	$905,000	3,990
Pre-tax net operating income	$3,191,000	2,001
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,062,000	1,570
Income before extraordinary items	$2,129,000	2,266
Extraordinary gains, net	$0	33
Net income	$2,129,000	2,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$615,000	915
Cash dividends	$1,852,000	1,294
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,129,000	2,247
2007-06-30 (YTD Data)		Rank
Total interest income	$10,805,000	1,971
Total interest expense	$6,579,000	1,523
Net interest income	$4,226,000	2,636
Provision for loan and lease losses	$399,000	1,249
Total noninterest income	$25,000	8,136
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$25,000	7,165
Total noninterest expense	$1,673,000	4,658
Salaries and employee benefits	$786,000	5,191
Premises and equipment expense	$265,000	4,205
Additional noninterest expense	$622,000	3,915
Pre-tax net operating income	$2,179,000	2,007
Securities gains (losses)	$0	1,444
Applicable income taxes	$727,000	1,609
Income before extraordinary items	$1,452,000	2,259
Extraordinary gains, net	$0	29
Net income	$1,452,000	2,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$619,000	624
Cash dividends	$1,235,000	1,305
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,452,000	2,245
2007-03-31 (YTD Data)		Rank
Total interest income	$5,462,000	1,952
Total interest expense	$3,226,000	1,538
Net interest income	$2,236,000	2,515
Provision for loan and lease losses	$331,000	732
Total noninterest income	$14,000	8,107
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$14,000	7,050
Total noninterest expense	$852,000	4,600
Salaries and employee benefits	$394,000	5,222
Premises and equipment expense	$140,000	4,053
Additional noninterest expense	$318,000	3,796
Pre-tax net operating income	$1,067,000	2,054
Securities gains (losses)	$0	1,187
Applicable income taxes	$353,000	1,654
Income before extraordinary items	$714,000	2,278
Extraordinary gains, net	$0	22
Net income	$714,000	2,278
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$420,000	463
Cash dividends	$617,000	1,196
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$714,000	2,259
2006-12-31 (YTD Data)		Rank
Total interest income	$22,084,000	1,830
Total interest expense	$12,534,000	1,342
Net interest income	$9,550,000	2,384
Provision for loan and lease losses	$646,000	1,513
Total noninterest income	$142,000	7,369
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$142,000	5,713
Total noninterest expense	$3,238,000	4,641
Salaries and employee benefits	$1,583,000	5,015
Premises and equipment expense	$509,000	4,214
Additional noninterest expense	$1,146,000	4,082
Pre-tax net operating income	$5,808,000	1,657
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,950,000	1,361
Income before extraordinary items	$3,858,000	1,846
Extraordinary gains, net	$0	51
Net income	$3,858,000	1,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,826,000	423
Cash dividends	$2,469,000	1,313
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,858,000	1,826
2006-09-30 (YTD Data)		Rank
Total interest income	$16,584,000	1,815
Total interest expense	$9,287,000	1,321
Net interest income	$7,297,000	2,369
Provision for loan and lease losses	$598,000	1,220
Total noninterest income	$115,000	7,339
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$115,000	5,593
Total noninterest expense	$2,419,000	4,640
Salaries and employee benefits	$1,192,000	4,986
Premises and equipment expense	$384,000	4,200
Additional noninterest expense	$843,000	4,115
Pre-tax net operating income	$4,395,000	1,697
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,475,000	1,408
Income before extraordinary items	$2,920,000	1,878
Extraordinary gains, net	$0	45
Net income	$2,920,000	1,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,745
Cash dividends	$1,851,000	1,223
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,920,000	1,862
2006-06-30 (YTD Data)		Rank
Total interest income	$10,968,000	1,800
Total interest expense	$6,070,000	1,292
Net interest income	$4,898,000	2,366
Provision for loan and lease losses	$48,000	4,517
Total noninterest income	$60,000	7,684
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$60,000	6,084
Total noninterest expense	$1,594,000	4,692
Salaries and employee benefits	$800,000	4,985
Premises and equipment expense	$262,000	4,164
Additional noninterest expense	$532,000	4,277
Pre-tax net operating income	$3,316,000	1,520
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,112,000	1,284
Income before extraordinary items	$2,204,000	1,653
Extraordinary gains, net	$0	39
Net income	$2,204,000	1,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$1,234,000	1,219
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,204,000	1,639
2006-03-31 (YTD Data)		Rank
Total interest income	$5,389,000	1,789
Total interest expense	$2,936,000	1,274
Net interest income	$2,453,000	2,361
Provision for loan and lease losses	$0	6,013
Total noninterest income	$22,000	7,973
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$22,000	6,566
Total noninterest expense	$808,000	4,659
Salaries and employee benefits	$404,000	4,976
Premises and equipment expense	$141,000	3,962
Additional noninterest expense	$263,000	4,305
Pre-tax net operating income	$1,667,000	1,479
Securities gains (losses)	$0	955
Applicable income taxes	$557,000	1,271
Income before extraordinary items	$1,110,000	1,620
Extraordinary gains, net	$0	21
Net income	$1,110,000	1,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$617,000	1,125
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,110,000	1,599
2005-12-31 (YTD Data)		Rank
Total interest income	$21,224,000	1,591
Total interest expense	$10,402,000	1,081
Net interest income	$10,822,000	2,052
Provision for loan and lease losses	$0	7,120
Total noninterest income	$483,000	5,320
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$483,000	3,433
Total noninterest expense	$3,658,000	4,149
Salaries and employee benefits	$1,562,000	4,919
Premises and equipment expense	$506,000	4,141
Additional noninterest expense	$1,590,000	3,085
Pre-tax net operating income	$7,647,000	1,242
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,504,000	1,125
Income before extraordinary items	$5,143,000	1,379
Extraordinary gains, net	$0	46
Net income	$5,143,000	1,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-79,000	8,580
Cash dividends	$2,372,000	1,290
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,143,000	1,370
2005-09-30 (YTD Data)		Rank
Total interest income	$15,863,000	1,540
Total interest expense	$7,642,000	1,033
Net interest income	$8,221,000	2,008
Provision for loan and lease losses	$0	6,899
Total noninterest income	$440,000	4,871
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$440,000	3,107
Total noninterest expense	$2,904,000	3,929
Salaries and employee benefits	$1,181,000	4,870
Premises and equipment expense	$382,000	4,105
Additional noninterest expense	$1,341,000	2,745
Pre-tax net operating income	$5,757,000	1,236
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,867,000	1,140
Income before extraordinary items	$3,890,000	1,379
Extraordinary gains, net	$0	35
Net income	$3,890,000	1,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-60,000	8,499
Cash dividends	$1,779,000	1,176
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,890,000	1,357
2005-06-30 (YTD Data)		Rank
Total interest income	$10,556,000	1,495
Total interest expense	$5,009,000	978
Net interest income	$5,547,000	1,953
Provision for loan and lease losses	$0	6,626
Total noninterest income	$418,000	3,944
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$418,000	2,468
Total noninterest expense	$2,020,000	3,784
Salaries and employee benefits	$795,000	4,828
Premises and equipment expense	$257,000	4,062
Additional noninterest expense	$968,000	2,522
Pre-tax net operating income	$3,945,000	1,186
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,246,000	1,116
Income before extraordinary items	$2,699,000	1,308
Extraordinary gains, net	$0	30
Net income	$2,699,000	1,310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	8,359
Cash dividends	$1,186,000	1,142
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,699,000	1,283
2005-03-31 (YTD Data)		Rank
Total interest income	$5,253,000	1,465
Total interest expense	$2,463,000	947
Net interest income	$2,790,000	1,927
Provision for loan and lease losses	$0	6,226
Total noninterest income	$66,000	6,549
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$66,000	4,568
Total noninterest expense	$934,000	4,048
Salaries and employee benefits	$400,000	4,838
Premises and equipment expense	$135,000	3,965
Additional noninterest expense	$399,000	3,017
Pre-tax net operating income	$1,922,000	1,196
Securities gains (losses)	$0	1,685
Applicable income taxes	$606,000	1,141
Income before extraordinary items	$1,316,000	1,313
Extraordinary gains, net	$0	24
Net income	$1,316,000	1,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,504
Cash dividends	$593,000	1,074
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,316,000	1,281
2004-12-31 (YTD Data)		Rank
Total interest income	$19,382,000	1,489
Total interest expense	$8,737,000	935
Net interest income	$10,645,000	1,906
Provision for loan and lease losses	$0	7,314
Total noninterest income	$110,000	7,969
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$110,000	6,256
Total noninterest expense	$3,166,000	4,487
Salaries and employee benefits	$1,510,000	4,922
Premises and equipment expense	$499,000	4,099
Additional noninterest expense	$1,157,000	3,864
Pre-tax net operating income	$7,589,000	1,150
Securities gains (losses)	$0	3,819
Applicable income taxes	$2,528,000	1,042
Income before extraordinary items	$5,061,000	1,289
Extraordinary gains, net	$0	34
Net income	$5,061,000	1,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$552,000	1,243
Cash dividends	$4,173,000	732
Sale, conversion, retirement of capital stock, net	$21,000	784
Net operating income	$5,061,000	1,256
2004-09-30 (YTD Data)		Rank
Total interest income	$14,250,000	1,504
Total interest expense	$6,351,000	941
Net interest income	$7,899,000	1,907
Provision for loan and lease losses	$0	7,100
Total noninterest income	$88,000	7,950
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$88,000	6,162
Total noninterest expense	$2,363,000	4,478
Salaries and employee benefits	$1,121,000	4,909
Premises and equipment expense	$374,000	4,078
Additional noninterest expense	$868,000	3,841
Pre-tax net operating income	$5,624,000	1,175
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,890,000	1,062
Income before extraordinary items	$3,734,000	1,321
Extraordinary gains, net	$0	26
Net income	$3,734,000	1,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,103
Cash dividends	$3,605,000	597
Sale, conversion, retirement of capital stock, net	$21,000	654
Net operating income	$3,734,000	1,279
2004-06-30 (YTD Data)		Rank
Total interest income	$9,277,000	1,525
Total interest expense	$4,067,000	961
Net interest income	$5,210,000	1,910
Provision for loan and lease losses	$0	6,885
Total noninterest income	$60,000	7,965
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$60,000	6,128
Total noninterest expense	$1,512,000	4,639
Salaries and employee benefits	$730,000	5,013
Premises and equipment expense	$242,000	4,170
Additional noninterest expense	$540,000	4,074
Pre-tax net operating income	$3,758,000	1,149
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,264,000	1,067
Income before extraordinary items	$2,494,000	1,301
Extraordinary gains, net	$0	21
Net income	$2,494,000	1,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,531
Cash dividends	$1,136,000	1,133
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,494,000	1,257
2004-03-31 (YTD Data)		Rank
Total interest income	$4,611,000	1,538
Total interest expense	$2,037,000	985
Net interest income	$2,574,000	1,939
Provision for loan and lease losses	$0	6,501
Total noninterest income	$30,000	7,962
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$30,000	6,109
Total noninterest expense	$769,000	4,601
Salaries and employee benefits	$362,000	5,069
Premises and equipment expense	$127,000	4,055
Additional noninterest expense	$280,000	3,953
Pre-tax net operating income	$1,835,000	1,147
Securities gains (losses)	$0	2,934
Applicable income taxes	$618,000	1,097
Income before extraordinary items	$1,217,000	1,324
Extraordinary gains, net	$0	16
Net income	$1,217,000	1,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$568,000	1,079
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,217,000	1,261
2003-12-31 (YTD Data)		Rank
Total interest income	$18,461,000	1,559
Total interest expense	$8,997,000	990
Net interest income	$9,464,000	2,065
Provision for loan and lease losses	$148,000	4,620
Total noninterest income	$435,000	5,780
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	160
Additional Noninterest Income	$435,000	3,818
Total noninterest expense	$2,944,000	4,660
Salaries and employee benefits	$1,359,000	5,188
Premises and equipment expense	$499,000	4,063
Additional noninterest expense	$1,086,000	4,014
Pre-tax net operating income	$6,807,000	1,227
Securities gains (losses)	$0	4,500
Applicable income taxes	$2,276,000	1,162
Income before extraordinary items	$4,531,000	1,396
Extraordinary gains, net	$0	54
Net income	$4,531,000	1,398
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	8,867
Cash dividends	$2,159,000	1,303
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,531,000	1,337
2003-09-30 (YTD Data)		Rank
Total interest income	$13,912,000	1,574
Total interest expense	$6,881,000	1,015
Net interest income	$7,031,000	2,099
Provision for loan and lease losses	$129,000	4,241
Total noninterest income	$360,000	5,589
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$360,000	3,731
Total noninterest expense	$2,237,000	4,606
Salaries and employee benefits	$1,016,000	5,199
Premises and equipment expense	$379,000	4,021
Additional noninterest expense	$842,000	3,922
Pre-tax net operating income	$5,025,000	1,285
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,677,000	1,225
Income before extraordinary items	$3,348,000	1,469
Extraordinary gains, net	$0	40
Net income	$3,348,000	1,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	8,881
Cash dividends	$1,616,000	1,194
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,348,000	1,387
2003-06-30 (YTD Data)		Rank
Total interest income	$9,422,000	1,561
Total interest expense	$4,678,000	1,027
Net interest income	$4,744,000	2,065
Provision for loan and lease losses	$110,000	3,695
Total noninterest income	$245,000	5,519
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	150
Additional Noninterest Income	$245,000	3,660
Total noninterest expense	$1,477,000	4,645
Salaries and employee benefits	$700,000	5,086
Premises and equipment expense	$255,000	3,987
Additional noninterest expense	$522,000	4,111
Pre-tax net operating income	$3,402,000	1,249
Securities gains (losses)	$0	3,782
Applicable income taxes	$1,129,000	1,239
Income before extraordinary items	$2,273,000	1,443
Extraordinary gains, net	$0	30
Net income	$2,273,000	1,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$1,077,000	1,226
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,273,000	1,349
2003-03-31 (YTD Data)		Rank
Total interest income	$4,855,000	1,532
Total interest expense	$2,400,000	1,023
Net interest income	$2,455,000	1,998
Provision for loan and lease losses	$110,000	2,202
Total noninterest income	$109,000	5,690
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$109,000	3,778
Total noninterest expense	$753,000	4,559
Salaries and employee benefits	$352,000	5,058
Premises and equipment expense	$141,000	3,672
Additional noninterest expense	$260,000	4,092
Pre-tax net operating income	$1,701,000	1,265
Securities gains (losses)	$0	2,891
Applicable income taxes	$573,000	1,225
Income before extraordinary items	$1,128,000	1,448
Extraordinary gains, net	$0	21
Net income	$1,128,000	1,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$538,000	1,134
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,128,000	1,356
2002-12-31 (YTD Data)		Rank
Total interest income	$21,011,000	1,465
Total interest expense	$10,781,000	1,033
Net interest income	$10,230,000	1,900
Provision for loan and lease losses	$1,050,000	1,291
Total noninterest income	$423,000	5,635
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	153
Additional Noninterest Income	$423,000	3,603
Total noninterest expense	$2,710,000	4,803
Salaries and employee benefits	$1,373,000	5,008
Premises and equipment expense	$470,000	4,127
Additional noninterest expense	$867,000	4,660
Pre-tax net operating income	$6,893,000	1,225
Securities gains (losses)	$0	4,537
Applicable income taxes	$2,509,000	1,074
Income before extraordinary items	$4,384,000	1,420
Extraordinary gains, net	$0	70
Net income	$4,384,000	1,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$638,000	1,372
Cash dividends	$2,668,000	1,028
Sale, conversion, retirement of capital stock, net	$146,000	601
Net operating income	$4,384,000	1,374
2001-12-31 (YTD Data)		Rank
Total interest income	$22,257,000	1,521
Total interest expense	$13,583,000	1,185
Net interest income	$8,674,000	2,059
Provision for loan and lease losses	$101,000	5,569
Total noninterest income	$374,000	5,859
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$374,000	3,680
Total noninterest expense	$2,498,000	4,953
Salaries and employee benefits	$1,248,000	5,168
Premises and equipment expense	$452,000	4,220
Additional noninterest expense	$798,000	4,792
Pre-tax net operating income	$6,449,000	1,158
Securities gains (losses)	$0	4,612
Applicable income taxes	$2,247,000	1,070
Income before extraordinary items	$4,202,000	1,298
Extraordinary gains, net	$0	105
Net income	$4,202,000	1,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,710
Cash dividends	$2,069,000	1,286
Sale, conversion, retirement of capital stock, net	$52,000	729
Net operating income	$4,202,000	1,247
2000-12-31 (YTD Data)		Rank
Total interest income	$20,279,000	1,707
Total interest expense	$12,016,000	1,436
Net interest income	$8,263,000	2,142
Provision for loan and lease losses	$0	8,337
Total noninterest income	$269,000	6,579
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$269,000	4,156
Total noninterest expense	$2,400,000	4,989
Salaries and employee benefits	$1,216,000	5,173
Premises and equipment expense	$458,000	4,074
Additional noninterest expense	$726,000	5,050
Pre-tax net operating income	$6,132,000	1,206
Securities gains (losses)	$0	1,956
Applicable income taxes	$2,135,000	1,086
Income before extraordinary items	$3,997,000	1,319
Extraordinary gains, net	$0	38
Net income	$3,997,000	1,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	3,092
Cash dividends	$1,942,000	1,398
Sale, conversion, retirement of capital stock, net	$145,000	672
Net operating income	$3,997,000	1,305
1999-12-31 (YTD Data)		Rank
Total interest income	$19,390,000	1,670
Total interest expense	$10,798,000	1,384
Net interest income	$8,592,000	2,058
Provision for loan and lease losses	$77,000	5,736
Total noninterest income	$287,000	6,558
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$287,000	4,113
Total noninterest expense	$2,484,000	4,910
Salaries and employee benefits	$1,192,000	5,187
Premises and equipment expense	$449,000	4,131
Additional noninterest expense	$843,000	4,613
Pre-tax net operating income	$6,318,000	1,214
Securities gains (losses)	$0	3,155
Applicable income taxes	$2,210,000	1,126
Income before extraordinary items	$4,108,000	1,322
Extraordinary gains, net	$0	35
Net income	$4,108,000	1,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,980
Cash dividends	$1,807,000	1,474
Sale, conversion, retirement of capital stock, net	$164,000	743
Net operating income	$4,108,000	1,302
1998-12-31 (YTD Data)		Rank
Total interest income	$19,309,000	1,685
Total interest expense	$11,255,000	1,372
Net interest income	$8,054,000	2,116
Provision for loan and lease losses	$289,000	2,719
Total noninterest income	$353,000	5,985
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$353,000	3,682
Total noninterest expense	$2,383,000	4,928
Salaries and employee benefits	$1,124,000	5,320
Premises and equipment expense	$421,000	4,248
Additional noninterest expense	$838,000	4,531
Pre-tax net operating income	$5,735,000	1,309
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,917,000	1,321
Income before extraordinary items	$3,818,000	1,388
Extraordinary gains, net	$0	32
Net income	$3,818,000	1,387
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	9,354
Cash dividends	$1,255,000	1,884
Sale, conversion, retirement of capital stock, net	$499,000	569
Net operating income	$3,818,000	1,332
1997-12-31 (YTD Data)		Rank
Total interest income	$17,767,000	1,860
Total interest expense	$10,223,000	1,520
Net interest income	$7,544,000	2,326
Provision for loan and lease losses	$117,000	4,860
Total noninterest income	$200,000	7,843
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$200,000	4,953
Total noninterest expense	$2,262,000	5,178
Salaries and employee benefits	$1,139,000	5,315
Premises and equipment expense	$359,000	4,802
Additional noninterest expense	$764,000	4,899
Pre-tax net operating income	$5,365,000	1,449
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,735,000	1,494
Income before extraordinary items	$3,630,000	1,489
Extraordinary gains, net	$0	44
Net income	$3,630,000	1,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-155,000	10,787
Cash dividends	$1,112,000	1,995
Sale, conversion, retirement of capital stock, net	$60,000	823
Net operating income	$3,630,000	1,452
1996-12-31 (YTD Data)		Rank
Total interest income	$16,645,000	2,033
Total interest expense	$9,352,000	1,685
Net interest income	$7,293,000	2,457
Provision for loan and lease losses	$120,000	4,568
Total noninterest income	$206,000	8,145
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$206,000	5,078
Total noninterest expense	$3,324,000	3,972
Salaries and employee benefits	$1,031,000	5,865
Premises and equipment expense	$317,000	5,368
Additional noninterest expense	$1,976,000	2,487
Pre-tax net operating income	$4,055,000	1,778
Securities gains (losses)	$0	4,148
Applicable income taxes	$1,335,000	1,801
Income before extraordinary items	$2,720,000	1,815
Extraordinary gains, net	$0	53
Net income	$2,720,000	1,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,597
Cash dividends	$974,000	2,208
Sale, conversion, retirement of capital stock, net	$104,000	657
Net operating income	$2,720,000	1,782
1995-12-31 (YTD Data)		Rank
Total interest income	$15,620,000	2,162
Total interest expense	$8,635,000	1,833
Net interest income	$6,985,000	2,565
Provision for loan and lease losses	$88,000	4,902
Total noninterest income	$188,000	8,617
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$188,000	5,298
Total noninterest expense	$2,297,000	5,361
Salaries and employee benefits	$1,000,000	6,068
Premises and equipment expense	$309,000	5,504
Additional noninterest expense	$988,000	4,394
Pre-tax net operating income	$4,788,000	1,559
Securities gains (losses)	$0	3,831
Applicable income taxes	$1,662,000	1,498
Income before extraordinary items	$3,126,000	1,631
Extraordinary gains, net	$0	65
Net income	$3,126,000	1,630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	11,194
Cash dividends	$840,000	2,337
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$3,126,000	1,606
1994-12-31 (YTD Data)		Rank
Total interest income	$14,521,000	2,111
Total interest expense	$7,065,000	1,789
Net interest income	$7,456,000	2,429
Provision for loan and lease losses	$156,000	3,523
Total noninterest income	$138,000	9,955
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$138,000	6,471
Total noninterest expense	$2,102,000	5,959
Salaries and employee benefits	$983,000	6,171
Premises and equipment expense	$273,000	6,120
Additional noninterest expense	$846,000	5,444
Pre-tax net operating income	$5,336,000	1,378
Securities gains (losses)	$0	3,600
Applicable income taxes	$1,842,000	1,291
Income before extraordinary items	$3,494,000	1,423
Extraordinary gains, net	$0	249
Net income	$3,494,000	1,422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,341
Cash dividends	$660,000	2,628
Sale, conversion, retirement of capital stock, net	$142,000	748
Net operating income	$3,494,000	1,432
1993-12-31 (YTD Data)		Rank
Total interest income	$13,711,000	2,264
Total interest expense	$6,431,000	2,008
Net interest income	$7,280,000	2,458
Provision for loan and lease losses	$47,000	7,653
Total noninterest income	$310,000	7,513
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$310,000	4,382
Total noninterest expense	$2,164,000	5,948
Salaries and employee benefits	$875,000	6,866
Premises and equipment expense	$279,000	6,196
Additional noninterest expense	$1,010,000	4,879
Pre-tax net operating income	$5,379,000	1,295
Securities gains (losses)	$0	7,477
Applicable income taxes	$1,770,000	1,354
Income before extraordinary items	$3,609,000	1,415
Extraordinary gains, net	$0	3,149
Net income	$3,609,000	1,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	2,756
Cash dividends	$477,000	3,239
Sale, conversion, retirement of capital stock, net	$118,000	855
Net operating income	$3,609,000	1,328
1992-12-31 (YTD Data)		Rank
Total interest income	$13,469,000	2,626
Total interest expense	$6,947,000	2,420
Net interest income	$6,522,000	2,810
Provision for loan and lease losses	$337,000	3,868
Total noninterest income	$219,000	9,045
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$219,000	5,372
Total noninterest expense	$1,900,000	6,658
Salaries and employee benefits	$832,000	7,050
Premises and equipment expense	$289,000	6,140
Additional noninterest expense	$779,000	6,217
Pre-tax net operating income	$4,504,000	1,414
Securities gains (losses)	$0	8,369
Applicable income taxes	$1,568,000	1,398
Income before extraordinary items	$2,936,000	1,573
Extraordinary gains, net	$0	1,422
Net income	$2,936,000	1,588
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	5,695
Cash dividends	$343,000	3,712
Sale, conversion, retirement of capital stock, net	$41,000	949
Net operating income	$2,936,000	1,458

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.