Perpetual Federal Savings and Loan Association, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$8,326,0003,795
Total interest expense$4,952,0003,017
Net interest income$3,374,0004,725
Provision for loan and lease losses$48,0006,686
Total noninterest income$289,0006,578
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$289,0004,115
Total noninterest expense$2,045,0005,512
Salaries and employee benefits$1,134,0005,284
Premises and equipment expense$412,0004,325
Additional noninterest expense$499,0006,447
Pre-tax net operating income$1,570,0004,039
Securities gains (losses)$1,0004,151
Applicable income taxes$624,0003,296
Income before extraordinary items$947,0004,667
Extraordinary gains, net$-10,00010,403
Net income$937,0004,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,860
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$946,3604,581
1997-12-31 (YTD Data)Rank
Total interest income$7,863,0004,036
Total interest expense$4,739,0003,139
Net interest income$3,124,0005,135
Provision for loan and lease losses$44,0006,908
Total noninterest income$287,0006,791
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$287,0004,032
Total noninterest expense$1,706,0006,276
Salaries and employee benefits$828,0006,643
Premises and equipment expense$296,0005,484
Additional noninterest expense$582,0005,924
Pre-tax net operating income$1,661,0004,116
Securities gains (losses)$03,944
Applicable income taxes$600,0003,668
Income before extraordinary items$1,061,0004,482
Extraordinary gains, net$-94,00010,914
Net income$967,0004,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,805
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,061,0004,422
1996-12-31 (YTD Data)Rank
Total interest income$7,148,0004,492
Total interest expense$4,349,0003,432
Net interest income$2,799,0005,727
Provision for loan and lease losses$15,0008,204
Total noninterest income$277,0007,235
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$277,0004,267
Total noninterest expense$2,422,0005,141
Salaries and employee benefits$1,035,0005,854
Premises and equipment expense$355,0004,979
Additional noninterest expense$1,032,0004,291
Pre-tax net operating income$639,0007,234
Securities gains (losses)$04,148
Applicable income taxes$257,0006,358
Income before extraordinary items$382,0007,774
Extraordinary gains, net$053
Net income$382,0007,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,767
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$382,0007,710
1995-12-31 (YTD Data)Rank
Total interest income$6,453,0004,886
Total interest expense$4,057,0003,636
Net interest income$2,396,0006,488
Provision for loan and lease losses$3,0008,797
Total noninterest income$280,0007,309
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$280,0004,166
Total noninterest expense$1,993,0005,994
Salaries and employee benefits$969,0006,215
Premises and equipment expense$338,0005,158
Additional noninterest expense$686,0005,952
Pre-tax net operating income$680,0007,418
Securities gains (losses)$03,831
Applicable income taxes$291,0006,120
Income before extraordinary items$389,0008,165
Extraordinary gains, net$065
Net income$389,0008,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$389,0008,128
1994-12-31 (YTD Data)Rank
Total interest income$5,701,0005,086
Total interest expense$3,432,0003,504
Net interest income$2,269,0006,926
Provision for loan and lease losses$21,0007,711
Total noninterest income$143,0009,846
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$143,0006,348
Total noninterest expense$1,795,0006,697
Salaries and employee benefits$900,0006,630
Premises and equipment expense$269,0006,192
Additional noninterest expense$626,0006,842
Pre-tax net operating income$596,0008,027
Securities gains (losses)$30,0001,467
Applicable income taxes$254,0006,467
Income before extraordinary items$372,0008,440
Extraordinary gains, net$0249
Net income$372,0008,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,012
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$352,8008,675
1993-12-31 (YTD Data)Rank
Total interest income$6,103,0004,878
Total interest expense$3,592,0003,496
Net interest income$2,511,0006,529
Provision for loan and lease losses$156,0004,539
Total noninterest income$161,00010,000
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$161,0006,332
Total noninterest expense$1,735,0007,087
Salaries and employee benefits$866,0006,920
Premises and equipment expense$270,0006,333
Additional noninterest expense$599,0007,344
Pre-tax net operating income$781,0006,916
Securities gains (losses)$07,477
Applicable income taxes$344,0005,572
Income before extraordinary items$437,0008,079
Extraordinary gains, net$15,0002,819
Net income$452,0008,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0007,294
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$437,0007,810
1992-12-31 (YTD Data)Rank
Total interest income$6,396,0005,214
Total interest expense$4,161,0003,931
Net interest income$2,235,0007,163
Provision for loan and lease losses$80,0007,886
Total noninterest income$298,0007,752
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$298,0004,448
Total noninterest expense$1,568,0007,673
Salaries and employee benefits$722,0007,820
Premises and equipment expense$297,0006,023
Additional noninterest expense$549,0007,997
Pre-tax net operating income$885,0006,166
Securities gains (losses)$08,369
Applicable income taxes$368,0005,114
Income before extraordinary items$517,0007,180
Extraordinary gains, net$01,422
Net income$517,0007,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0006,806
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$517,0006,808

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.