Home > Perpetual Federal Savings and Loan Association > Income and Expense
Perpetual Federal Savings and Loan Association, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,326,000 | 3,795 |
| Total interest expense | $4,952,000 | 3,017 |
| Net interest income | $3,374,000 | 4,725 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $289,000 | 6,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $289,000 | 4,115 |
| Total noninterest expense | $2,045,000 | 5,512 |
| Salaries and employee benefits | $1,134,000 | 5,284 |
| Premises and equipment expense | $412,000 | 4,325 |
| Additional noninterest expense | $499,000 | 6,447 |
| Pre-tax net operating income | $1,570,000 | 4,039 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $624,000 | 3,296 |
| Income before extraordinary items | $947,000 | 4,667 |
| Extraordinary gains, net | $-10,000 | 10,403 |
| Net income | $937,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $946,360 | 4,581 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,863,000 | 4,036 |
| Total interest expense | $4,739,000 | 3,139 |
| Net interest income | $3,124,000 | 5,135 |
| Provision for loan and lease losses | $44,000 | 6,908 |
| Total noninterest income | $287,000 | 6,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $287,000 | 4,032 |
| Total noninterest expense | $1,706,000 | 6,276 |
| Salaries and employee benefits | $828,000 | 6,643 |
| Premises and equipment expense | $296,000 | 5,484 |
| Additional noninterest expense | $582,000 | 5,924 |
| Pre-tax net operating income | $1,661,000 | 4,116 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $600,000 | 3,668 |
| Income before extraordinary items | $1,061,000 | 4,482 |
| Extraordinary gains, net | $-94,000 | 10,914 |
| Net income | $967,000 | 4,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,061,000 | 4,422 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,148,000 | 4,492 |
| Total interest expense | $4,349,000 | 3,432 |
| Net interest income | $2,799,000 | 5,727 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $277,000 | 7,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $277,000 | 4,267 |
| Total noninterest expense | $2,422,000 | 5,141 |
| Salaries and employee benefits | $1,035,000 | 5,854 |
| Premises and equipment expense | $355,000 | 4,979 |
| Additional noninterest expense | $1,032,000 | 4,291 |
| Pre-tax net operating income | $639,000 | 7,234 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $257,000 | 6,358 |
| Income before extraordinary items | $382,000 | 7,774 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $382,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $382,000 | 7,710 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,453,000 | 4,886 |
| Total interest expense | $4,057,000 | 3,636 |
| Net interest income | $2,396,000 | 6,488 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $280,000 | 7,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $280,000 | 4,166 |
| Total noninterest expense | $1,993,000 | 5,994 |
| Salaries and employee benefits | $969,000 | 6,215 |
| Premises and equipment expense | $338,000 | 5,158 |
| Additional noninterest expense | $686,000 | 5,952 |
| Pre-tax net operating income | $680,000 | 7,418 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $291,000 | 6,120 |
| Income before extraordinary items | $389,000 | 8,165 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $389,000 | 8,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $389,000 | 8,128 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 5,086 |
| Total interest expense | $3,432,000 | 3,504 |
| Net interest income | $2,269,000 | 6,926 |
| Provision for loan and lease losses | $21,000 | 7,711 |
| Total noninterest income | $143,000 | 9,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $143,000 | 6,348 |
| Total noninterest expense | $1,795,000 | 6,697 |
| Salaries and employee benefits | $900,000 | 6,630 |
| Premises and equipment expense | $269,000 | 6,192 |
| Additional noninterest expense | $626,000 | 6,842 |
| Pre-tax net operating income | $596,000 | 8,027 |
| Securities gains (losses) | $30,000 | 1,467 |
| Applicable income taxes | $254,000 | 6,467 |
| Income before extraordinary items | $372,000 | 8,440 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $372,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $352,800 | 8,675 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,103,000 | 4,878 |
| Total interest expense | $3,592,000 | 3,496 |
| Net interest income | $2,511,000 | 6,529 |
| Provision for loan and lease losses | $156,000 | 4,539 |
| Total noninterest income | $161,000 | 10,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $161,000 | 6,332 |
| Total noninterest expense | $1,735,000 | 7,087 |
| Salaries and employee benefits | $866,000 | 6,920 |
| Premises and equipment expense | $270,000 | 6,333 |
| Additional noninterest expense | $599,000 | 7,344 |
| Pre-tax net operating income | $781,000 | 6,916 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $344,000 | 5,572 |
| Income before extraordinary items | $437,000 | 8,079 |
| Extraordinary gains, net | $15,000 | 2,819 |
| Net income | $452,000 | 8,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $437,000 | 7,810 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,396,000 | 5,214 |
| Total interest expense | $4,161,000 | 3,931 |
| Net interest income | $2,235,000 | 7,163 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $298,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $298,000 | 4,448 |
| Total noninterest expense | $1,568,000 | 7,673 |
| Salaries and employee benefits | $722,000 | 7,820 |
| Premises and equipment expense | $297,000 | 6,023 |
| Additional noninterest expense | $549,000 | 7,997 |
| Pre-tax net operating income | $885,000 | 6,166 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $368,000 | 5,114 |
| Income before extraordinary items | $517,000 | 7,180 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $517,000 | 7,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $517,000 | 6,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.