Home > Permanent Bank > Income and Expense
Permanent Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $33,132,000 | 996 |
Total interest expense | $19,989,000 | 793 |
Net interest income | $13,143,000 | 1,323 |
Provision for loan and lease losses | $292,000 | 2,743 |
Total noninterest income | $2,968,000 | 1,365 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $2,968,000 | 895 |
Total noninterest expense | $11,589,000 | 1,195 |
Salaries and employee benefits | $5,866,000 | 1,174 |
Premises and equipment expense | $2,453,000 | 823 |
Additional noninterest expense | $3,270,000 | 1,411 |
Pre-tax net operating income | $4,230,000 | 1,755 |
Securities gains (losses) | $173,000 | 582 |
Applicable income taxes | $1,654,000 | 1,454 |
Income before extraordinary items | $2,749,000 | 1,939 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,749,000 | 1,940 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $311,000 | 1,765 |
Cash dividends | $1,145,000 | 2,052 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $2,638,280 | 1,972 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $32,041,000 | 1,022 |
Total interest expense | $19,627,000 | 821 |
Net interest income | $12,414,000 | 1,365 |
Provision for loan and lease losses | $250,000 | 2,981 |
Total noninterest income | $2,600,000 | 1,500 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $2,600,000 | 992 |
Total noninterest expense | $10,217,000 | 1,299 |
Salaries and employee benefits | $5,367,000 | 1,225 |
Premises and equipment expense | $2,152,000 | 904 |
Additional noninterest expense | $2,698,000 | 1,600 |
Pre-tax net operating income | $4,547,000 | 1,631 |
Securities gains (losses) | $388,000 | 636 |
Applicable income taxes | $1,960,000 | 1,293 |
Income before extraordinary items | $2,975,000 | 1,771 |
Extraordinary gains, net | $0 | 32 |
Net income | $2,975,000 | 1,771 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $271,000 | 1,996 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $2,726,680 | 1,840 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $30,035,000 | 1,123 |
Total interest expense | $19,358,000 | 847 |
Net interest income | $10,677,000 | 1,621 |
Provision for loan and lease losses | $227,000 | 3,177 |
Total noninterest income | $2,157,000 | 1,667 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $2,157,000 | 1,047 |
Total noninterest expense | $8,260,000 | 1,594 |
Salaries and employee benefits | $4,420,000 | 1,475 |
Premises and equipment expense | $1,894,000 | 1,045 |
Additional noninterest expense | $1,946,000 | 2,153 |
Pre-tax net operating income | $4,347,000 | 1,753 |
Securities gains (losses) | $26,000 | 1,720 |
Applicable income taxes | $1,779,000 | 1,465 |
Income before extraordinary items | $2,594,000 | 2,041 |
Extraordinary gains, net | $0 | 44 |
Net income | $2,594,000 | 2,040 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $172,000 | 2,794 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $2,577,360 | 2,000 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $28,603,000 | 1,204 |
Total interest expense | $18,317,000 | 916 |
Net interest income | $10,286,000 | 1,717 |
Provision for loan and lease losses | $273,000 | 2,788 |
Total noninterest income | $1,909,000 | 1,914 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $1,909,000 | 1,190 |
Total noninterest expense | $10,115,000 | 1,419 |
Salaries and employee benefits | $4,227,000 | 1,580 |
Premises and equipment expense | $1,900,000 | 1,103 |
Additional noninterest expense | $3,988,000 | 1,357 |
Pre-tax net operating income | $1,807,000 | 3,708 |
Securities gains (losses) | $44,000 | 1,419 |
Applicable income taxes | $960,000 | 2,448 |
Income before extraordinary items | $891,000 | 4,910 |
Extraordinary gains, net | $0 | 53 |
Net income | $891,000 | 4,911 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $161,000 | 3,041 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $862,840 | 4,965 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $24,243,000 | 1,416 |
Total interest expense | $15,528,000 | 1,091 |
Net interest income | $8,715,000 | 2,060 |
Provision for loan and lease losses | $182,000 | 3,207 |
Total noninterest income | $1,140,000 | 2,817 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $1,140,000 | 1,649 |
Total noninterest expense | $8,183,000 | 1,716 |
Salaries and employee benefits | $3,957,000 | 1,674 |
Premises and equipment expense | $2,031,000 | 1,049 |
Additional noninterest expense | $2,195,000 | 2,225 |
Pre-tax net operating income | $1,490,000 | 4,479 |
Securities gains (losses) | $13,000 | 2,193 |
Applicable income taxes | $418,000 | 4,795 |
Income before extraordinary items | $1,085,000 | 4,300 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,085,000 | 4,297 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 5,798 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $1,075,640 | 4,318 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $21,893,000 | 1,416 |
Total interest expense | $13,194,000 | 1,005 |
Net interest income | $8,699,000 | 2,073 |
Provision for loan and lease losses | $367,000 | 1,943 |
Total noninterest income | $1,274,000 | 2,617 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $1,274,000 | 1,563 |
Total noninterest expense | $7,861,000 | 1,847 |
Salaries and employee benefits | $3,800,000 | 1,769 |
Premises and equipment expense | $1,993,000 | 1,067 |
Additional noninterest expense | $2,068,000 | 2,503 |
Pre-tax net operating income | $1,745,000 | 3,859 |
Securities gains (losses) | $38,000 | 1,321 |
Applicable income taxes | $743,000 | 2,964 |
Income before extraordinary items | $1,040,000 | 4,385 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,040,000 | 4,384 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $51,000 | 5,073 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $9,916,000 | 101 |
Net operating income | $1,015,680 | 4,530 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $22,508,000 | 1,412 |
Total interest expense | $13,821,000 | 983 |
Net interest income | $8,687,000 | 2,076 |
Provision for loan and lease losses | $158,000 | 4,517 |
Total noninterest income | $1,332,000 | 2,688 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $1,332,000 | 1,692 |
Total noninterest expense | $8,042,000 | 1,852 |
Salaries and employee benefits | $3,530,000 | 1,896 |
Premises and equipment expense | $1,932,000 | 1,105 |
Additional noninterest expense | $2,580,000 | 2,164 |
Pre-tax net operating income | $1,819,000 | 3,640 |
Securities gains (losses) | $355,000 | 1,145 |
Applicable income taxes | $883,000 | 2,552 |
Income before extraordinary items | $1,291,000 | 3,738 |
Extraordinary gains, net | $605,000 | 368 |
Net income | $1,896,000 | 2,739 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $157,000 | 3,580 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,063,800 | 4,218 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $25,813,000 | 1,418 |
Total interest expense | $16,190,000 | 1,107 |
Net interest income | $9,623,000 | 1,902 |
Provision for loan and lease losses | $363,000 | 3,669 |
Total noninterest income | $1,454,000 | 2,458 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $1,454,000 | 1,552 |
Total noninterest expense | $8,937,000 | 1,696 |
Salaries and employee benefits | $3,315,000 | 1,987 |
Premises and equipment expense | $1,968,000 | 1,134 |
Additional noninterest expense | $3,654,000 | 1,699 |
Pre-tax net operating income | $1,777,000 | 3,478 |
Securities gains (losses) | $587,000 | 957 |
Applicable income taxes | $700,000 | 2,982 |
Income before extraordinary items | $1,664,000 | 2,774 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,664,000 | 2,811 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 10,157 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,253,100 | 3,388 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.