Home > Permanent Bank > Net charge- offs to loans
Permanent Bank, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0974% | 4,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0246% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0517% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3853% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9814% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 5,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0471% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.7495% | 1,383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1931% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6445% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2296% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 5,936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2367% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3116% | 1,291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0345% | 1,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9037% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5328% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0692% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 6,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0569% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8804% | 1,422 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4509% | 1,346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 22.8070% | 6 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5628% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9442% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 8,117 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0219% | 1,319 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | -2.3810% | 1,356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.1760% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1030% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3062% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 7,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3439% | 1,376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2422% | 1,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 29.2994% | 9 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0988% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9383% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 7,420 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | -2.2285% | 1,445 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1271% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | -2.0243% | 1,314 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 46.7700% | 4 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0832% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1943% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 11,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | -0.1514% | 1,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0444% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7934% | 930 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |