Home > Pepperell Bank & Trust > Assets and Liabilities
Pepperell Bank & Trust, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $99,699,000 | 5,058 |
| Cash and due from depository institutions | $3,096,000 | 3,488 |
| Interest-bearing balances | $1,355,000 | 2,155 |
| Securities | $29,257,000 | 3,477 |
| Federal funds sold & reverse repurchase agreements | $2,158,000 | 4,137 |
| Net loans & leases | $60,427,000 | 5,224 |
| Loan loss allowance | $1,190,000 | 3,726 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,941,000 | 3,658 |
| Other real estate owned | $0 | 3,488 |
| Goodwill and other intangibles | $50,000 | 3,048 |
| All other assets | $1,770,000 | 5,494 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $99,699,000 | 5,058 |
| Total liabilities | $94,925,000 | 4,835 |
| Total deposits | $87,448,000 | 4,851 |
| Interest-bearing deposits | $77,636,000 | 4,711 |
| Deposits held in domestic offices | $87,448,000 | 4,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,006,000 | 2,965 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $471,000 | 5,695 |
| Total equity capital | $4,774,000 | 7,344 |
| Total bank equity capital | $4,774,000 | 7,344 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $702,000 | 3,573 |
| Surplus | $7,519,000 | 3,101 |
| Undivided profits | $-3,447,000 | 8,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $332,000 | 4,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $460,000 | 6,338 |
| Earning assets | $93,197,000 | 5,006 |
| Long-term assets (5+ years) | $41,303,000 | 2,169 |
| Average Assets, year-to-date | $100,975,670 | 4,980 |
| Average Assets, quarterly | $101,318,500 | 4,984 |
| Volatile liabilities | $26,331,000 | 4,018 |
| Insider loans | $65,000 | 7,237 |
| FHLB advances | $7,006,000 | 2,824 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $4,822,000 | 6,167 |
| Tier 1 (core) risk-based capital | $5,372,000 | 7,109 |
| Tier 2 risk-based capital | $823,000 | 4,554 |
| Total risk weighted assets | $67,810,000 | 5,107 |
| Total unused commitments | $4,822,000 | 6,167 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 42 | 3,850 |
| Assets and Liabilities | ||
| Total Assets: | $102,938,000 | 4,985 |
| Cash and due from depository institutions | $2,324,000 | 3,850 |
| Interest-bearing balances | $86,000 | 5,012 |
| Securities | $32,305,000 | 3,285 |
| Federal funds sold & reverse repurchase agreements | $3,423,000 | 4,126 |
| Net loans & leases | $60,260,000 | 5,198 |
| Loan loss allowance | $1,047,000 | 4,050 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,982,000 | 3,580 |
| Other real estate owned | $0 | 3,850 |
| Goodwill and other intangibles | $83,000 | 2,936 |
| All other assets | $1,561,000 | 5,718 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $102,938,000 | 4,985 |
| Total liabilities | $97,193,000 | 4,790 |
| Total deposits | $87,746,000 | 4,867 |
| Interest-bearing deposits | $78,467,000 | 4,682 |
| Deposits held in domestic offices | $87,746,000 | 4,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $9,096,000 | 2,568 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $351,000 | 6,341 |
| Total equity capital | $5,745,000 | 7,003 |
| Total bank equity capital | $5,745,000 | 7,003 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $702,000 | 3,571 |
| Surplus | $7,519,000 | 3,052 |
| Undivided profits | $-2,476,000 | 8,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 5,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $349,000 | 6,903 |
| Earning assets | $96,074,000 | 4,923 |
| Long-term assets (5+ years) | $43,622,000 | 2,047 |
| Average Assets, year-to-date | $101,614,000 | 4,999 |
| Average Assets, quarterly | $101,614,000 | 4,999 |
| Volatile liabilities | $28,168,000 | 3,782 |
| Insider loans | $115,000 | 6,972 |
| FHLB advances | $9,096,000 | 2,456 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $7,023,000 | 5,505 |
| Tier 1 (core) risk-based capital | $6,039,000 | 6,818 |
| Tier 2 risk-based capital | $832,000 | 4,530 |
| Total risk weighted assets | $67,833,000 | 5,062 |
| Total unused commitments | $7,023,000 | 5,507 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 48 | 3,491 |
| Assets and Liabilities | ||
| Total Assets: | $100,290,000 | 5,050 |
| Cash and due from depository institutions | $2,451,000 | 3,491 |
| Interest-bearing balances | $65,000 | 5,219 |
| Securities | $28,610,000 | 3,589 |
| Federal funds sold & reverse repurchase agreements | $3,448,000 | 3,537 |
| Net loans & leases | $61,052,000 | 5,150 |
| Loan loss allowance | $1,043,000 | 4,030 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,016,000 | 3,519 |
| Other real estate owned | $0 | 3,491 |
| Goodwill and other intangibles | $83,000 | 2,930 |
| All other assets | $1,630,000 | 5,681 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $100,290,000 | 5,050 |
| Total liabilities | $93,932,000 | 4,857 |
| Total deposits | $78,815,000 | 5,170 |
| Interest-bearing deposits | $69,854,000 | 4,993 |
| Deposits held in domestic offices | $78,815,000 | 5,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,589,000 | 2,392 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,127,000 | 2,170 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $401,000 | 6,022 |
| Total equity capital | $6,358,000 | 6,724 |
| Total bank equity capital | $6,358,000 | 6,724 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $702,000 | 3,573 |
| Surplus | $7,519,000 | 3,004 |
| Undivided profits | $-1,863,000 | 8,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 5,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $188,000 | 537 |
| Income earned, not collected on loans | $425,000 | 6,549 |
| Earning assets | $93,175,000 | 5,000 |
| Long-term assets (5+ years) | $38,140,000 | 2,227 |
| Average Assets, year-to-date | $95,596,600 | 5,034 |
| Average Assets, quarterly | $97,784,500 | 5,063 |
| Volatile liabilities | $16,652,000 | 5,119 |
| Insider loans | $119,000 | 6,973 |
| FHLB advances | $13,127,000 | 2,063 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $5,396,000 | 5,914 |
| Tier 1 (core) risk-based capital | $6,679,000 | 6,543 |
| Tier 2 risk-based capital | $832,000 | 4,504 |
| Total risk weighted assets | $65,946,000 | 5,124 |
| Total unused commitments | $5,396,000 | 5,916 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 48 | 3,508 |
| Assets and Liabilities | ||
| Total Assets: | $95,279,000 | 5,171 |
| Cash and due from depository institutions | $2,374,000 | 3,508 |
| Interest-bearing balances | $305,000 | 3,573 |
| Securities | $25,100,000 | 3,965 |
| Federal funds sold & reverse repurchase agreements | $5,258,000 | 2,363 |
| Net loans & leases | $57,269,000 | 5,328 |
| Loan loss allowance | $1,305,000 | 3,488 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,054,000 | 3,465 |
| Other real estate owned | $0 | 3,508 |
| Goodwill and other intangibles | $163,000 | 2,706 |
| All other assets | $2,061,000 | 5,155 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $95,279,000 | 5,171 |
| Total liabilities | $89,581,000 | 4,983 |
| Total deposits | $73,800,000 | 5,325 |
| Interest-bearing deposits | $62,964,000 | 5,260 |
| Deposits held in domestic offices | $73,800,000 | 5,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,426,000 | 1,796 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,187,000 | 2,470 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $168,000 | 7,662 |
| Total equity capital | $5,698,000 | 6,999 |
| Total bank equity capital | $5,698,000 | 6,999 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $702,000 | 3,596 |
| Surplus | $6,469,000 | 3,307 |
| Undivided profits | $-1,473,000 | 8,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $189,000 | 567 |
| Income earned, not collected on loans | $547,000 | 5,943 |
| Earning assets | $87,932,000 | 5,151 |
| Long-term assets (5+ years) | $35,051,000 | 2,351 |
| Average Assets, year-to-date | $94,423,250 | 5,108 |
| Average Assets, quarterly | $94,560,500 | 5,169 |
| Volatile liabilities | $24,113,000 | 4,267 |
| Insider loans | $119,000 | 7,013 |
| FHLB advances | $11,187,000 | 2,347 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $6,212,000 | 5,693 |
| Tier 1 (core) risk-based capital | $6,153,000 | 6,773 |
| Tier 2 risk-based capital | $784,000 | 4,661 |
| Total risk weighted assets | $62,188,000 | 5,267 |
| Total unused commitments | $6,212,000 | 5,693 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $93,842,000 | 5,200 |
| Cash and due from depository institutions | $2,910,000 | 3,488 |
| Interest-bearing balances | $125,000 | 4,532 |
| Securities | $26,023,000 | 3,848 |
| Federal funds sold & reverse repurchase agreements | $2,509,000 | 3,334 |
| Net loans & leases | $57,152,000 | 5,308 |
| Loan loss allowance | $1,406,000 | 3,277 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,033,000 | 3,452 |
| Other real estate owned | $0 | 3,488 |
| Goodwill and other intangibles | $163,000 | 2,711 |
| All other assets | $2,052,000 | 5,078 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $93,842,000 | 5,200 |
| Total liabilities | $87,988,000 | 5,026 |
| Total deposits | $65,215,000 | 5,701 |
| Interest-bearing deposits | $53,811,000 | 5,736 |
| Deposits held in domestic offices | $65,215,000 | 5,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,443,000 | 1,805 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $18,002,000 | 1,891 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $328,000 | 6,271 |
| Total equity capital | $5,854,000 | 6,861 |
| Total bank equity capital | $5,854,000 | 6,861 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $702,000 | 3,596 |
| Surplus | $6,469,000 | 3,247 |
| Undivided profits | $-1,317,000 | 8,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 4,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $424,000 | 6,325 |
| Earning assets | $85,809,000 | 5,200 |
| Long-term assets (5+ years) | $35,805,000 | 2,289 |
| Average Assets, year-to-date | $94,138,000 | 5,125 |
| Average Assets, quarterly | $95,013,000 | 5,127 |
| Volatile liabilities | $29,524,000 | 3,709 |
| Insider loans | $119,000 | 7,014 |
| FHLB advances | $18,002,000 | 1,777 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $4,350,000 | 6,359 |
| Tier 1 (core) risk-based capital | $6,559,000 | 6,567 |
| Tier 2 risk-based capital | $435,000 | 6,166 |
| Total risk weighted assets | $65,300,000 | 5,121 |
| Total unused commitments | $4,350,000 | 6,359 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 51 | 3,300 |
| Assets and Liabilities | ||
| Total Assets: | $96,184,000 | 5,090 |
| Cash and due from depository institutions | $2,688,000 | 3,300 |
| Interest-bearing balances | $550,000 | 3,131 |
| Securities | $27,338,000 | 3,783 |
| Federal funds sold & reverse repurchase agreements | $2,893,000 | 3,704 |
| Net loans & leases | $57,951,000 | 5,194 |
| Loan loss allowance | $1,299,000 | 3,457 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,029,000 | 3,409 |
| Other real estate owned | $0 | 3,300 |
| Goodwill and other intangibles | $176,000 | 2,659 |
| All other assets | $2,109,000 | 4,931 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $96,184,000 | 5,090 |
| Total liabilities | $90,170,000 | 4,942 |
| Total deposits | $64,536,000 | 5,732 |
| Interest-bearing deposits | $54,466,000 | 5,672 |
| Deposits held in domestic offices | $64,536,000 | 5,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,808,000 | 1,661 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,565,000 | 1,693 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $261,000 | 6,654 |
| Total equity capital | $6,014,000 | 6,764 |
| Total bank equity capital | $6,014,000 | 6,764 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $702,000 | 3,585 |
| Surplus | $5,769,000 | 3,444 |
| Undivided profits | $-457,000 | 8,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 5,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 851 |
| Income earned, not collected on loans | $505,000 | 5,662 |
| Earning assets | $88,732,000 | 5,076 |
| Long-term assets (5+ years) | $34,635,000 | 2,339 |
| Average Assets, year-to-date | $94,286,000 | 5,129 |
| Average Assets, quarterly | $94,286,000 | 5,129 |
| Volatile liabilities | $32,214,000 | 3,378 |
| Insider loans | $185,000 | 6,686 |
| FHLB advances | $20,565,000 | 1,604 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $5,251,000 | 6,026 |
| Tier 1 (core) risk-based capital | $6,498,000 | 6,533 |
| Tier 2 risk-based capital | $826,000 | 4,435 |
| Total risk weighted assets | $65,610,000 | 5,054 |
| Total unused commitments | $5,251,000 | 6,027 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 53 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $92,388,000 | 5,222 |
| Cash and due from depository institutions | $2,057,000 | 3,204 |
| Interest-bearing balances | $15,000 | 6,282 |
| Securities | $28,254,000 | 3,724 |
| Federal funds sold & reverse repurchase agreements | $2,088,000 | 3,926 |
| Net loans & leases | $54,833,000 | 5,338 |
| Loan loss allowance | $1,275,000 | 3,465 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,059,000 | 3,381 |
| Other real estate owned | $0 | 3,204 |
| Goodwill and other intangibles | $176,000 | 2,659 |
| All other assets | $1,921,000 | 5,170 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $92,388,000 | 5,222 |
| Total liabilities | $86,893,000 | 5,039 |
| Total deposits | $61,979,000 | 5,837 |
| Interest-bearing deposits | $49,205,000 | 5,962 |
| Deposits held in domestic offices | $61,979,000 | 5,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,967,000 | 1,661 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,604,000 | 1,779 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $343,000 | 6,016 |
| Total equity capital | $5,495,000 | 6,985 |
| Total bank equity capital | $5,495,000 | 6,985 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $702,000 | 3,600 |
| Surplus | $4,796,000 | 3,832 |
| Undivided profits | $-3,000 | 8,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 5,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 861 |
| Income earned, not collected on loans | $427,000 | 6,229 |
| Earning assets | $85,190,000 | 5,192 |
| Long-term assets (5+ years) | $33,741,000 | 2,344 |
| Average Assets, year-to-date | $85,685,200 | 5,316 |
| Average Assets, quarterly | $85,742,500 | 5,406 |
| Volatile liabilities | $32,073,000 | 3,325 |
| Insider loans | $226,000 | 6,503 |
| FHLB advances | $19,604,000 | 1,669 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,871,000 | 5,774 |
| Tier 1 (core) risk-based capital | $5,915,000 | 6,789 |
| Tier 2 risk-based capital | $787,000 | 4,551 |
| Total risk weighted assets | $62,532,000 | 5,186 |
| Total unused commitments | $5,871,000 | 5,774 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 44 | 3,725 |
| Assets and Liabilities | ||
| Total Assets: | $79,097,000 | 5,680 |
| Cash and due from depository institutions | $2,231,000 | 3,725 |
| Interest-bearing balances | $77,000 | 5,353 |
| Securities | $23,128,000 | 4,208 |
| Federal funds sold & reverse repurchase agreements | $1,389,000 | 4,250 |
| Net loans & leases | $46,907,000 | 5,773 |
| Loan loss allowance | $1,274,000 | 3,433 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,972,000 | 3,410 |
| Other real estate owned | $0 | 3,725 |
| Goodwill and other intangibles | $371,000 | 2,258 |
| All other assets | $2,099,000 | 4,921 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $79,097,000 | 5,680 |
| Total liabilities | $73,018,000 | 5,559 |
| Total deposits | $65,498,000 | 5,631 |
| Interest-bearing deposits | $50,412,000 | 5,856 |
| Deposits held in domestic offices | $65,498,000 | 5,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,331,000 | 3,166 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $189,000 | 7,308 |
| Total equity capital | $6,079,000 | 6,744 |
| Total bank equity capital | $6,079,000 | 6,744 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $702,000 | 3,587 |
| Surplus | $4,595,000 | 3,868 |
| Undivided profits | $782,000 | 7,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 5,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 913 |
| Income earned, not collected on loans | $440,000 | 6,136 |
| Earning assets | $71,501,000 | 5,724 |
| Long-term assets (5+ years) | $25,414,000 | 2,835 |
| Average Assets, year-to-date | $84,009,500 | 5,384 |
| Average Assets, quarterly | $80,738,500 | 5,570 |
| Volatile liabilities | $15,433,000 | 5,043 |
| Insider loans | $228,000 | 6,500 |
| FHLB advances | $7,331,000 | 3,017 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $5,981,000 | 5,671 |
| Tier 1 (core) risk-based capital | $6,403,000 | 6,535 |
| Tier 2 risk-based capital | $672,000 | 4,967 |
| Total risk weighted assets | $53,252,000 | 5,600 |
| Total unused commitments | $5,981,000 | 5,671 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 48 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $82,380,000 | 5,490 |
| Cash and due from depository institutions | $2,090,000 | 3,467 |
| Interest-bearing balances | $10,000 | 6,434 |
| Securities | $24,233,000 | 4,125 |
| Federal funds sold & reverse repurchase agreements | $3,181,000 | 2,823 |
| Net loans & leases | $47,597,000 | 5,662 |
| Loan loss allowance | $1,356,000 | 3,235 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,016,000 | 3,307 |
| Other real estate owned | $0 | 3,467 |
| Goodwill and other intangibles | $230,000 | 2,514 |
| All other assets | $2,033,000 | 4,857 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $82,380,000 | 5,490 |
| Total liabilities | $76,152,000 | 5,370 |
| Total deposits | $68,249,000 | 5,428 |
| Interest-bearing deposits | $52,986,000 | 5,676 |
| Deposits held in domestic offices | $68,249,000 | 5,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,743,000 | 3,048 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $160,000 | 7,402 |
| Total equity capital | $6,228,000 | 6,630 |
| Total bank equity capital | $6,228,000 | 6,630 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $702,000 | 3,574 |
| Surplus | $4,595,000 | 3,821 |
| Undivided profits | $931,000 | 7,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $394,000 | 6,205 |
| Earning assets | $75,021,000 | 5,515 |
| Long-term assets (5+ years) | $26,784,000 | 2,780 |
| Average Assets, year-to-date | $85,647,000 | 5,311 |
| Average Assets, quarterly | $83,849,500 | 5,410 |
| Volatile liabilities | $13,537,000 | 5,224 |
| Insider loans | $530,000 | 5,310 |
| FHLB advances | $7,743,000 | 2,914 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,379,000 | 5,884 |
| Tier 1 (core) risk-based capital | $6,544,000 | 6,418 |
| Tier 2 risk-based capital | $693,000 | 4,837 |
| Total risk weighted assets | $54,736,000 | 5,451 |
| Total unused commitments | $5,379,000 | 5,885 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 41 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $85,319,000 | 5,392 |
| Cash and due from depository institutions | $2,200,000 | 3,913 |
| Interest-bearing balances | $1,000 | 6,790 |
| Securities | $22,896,000 | 4,346 |
| Federal funds sold & reverse repurchase agreements | $4,469,000 | 2,534 |
| Net loans & leases | $50,369,000 | 5,469 |
| Loan loss allowance | $1,360,000 | 3,235 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,026,000 | 3,289 |
| Other real estate owned | $0 | 3,913 |
| Goodwill and other intangibles | $230,000 | 2,515 |
| All other assets | $2,129,000 | 4,726 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $85,319,000 | 5,392 |
| Total liabilities | $79,005,000 | 5,276 |
| Total deposits | $68,693,000 | 5,441 |
| Interest-bearing deposits | $54,124,000 | 5,654 |
| Deposits held in domestic offices | $68,693,000 | 5,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,173,000 | 2,537 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $139,000 | 7,513 |
| Total equity capital | $6,314,000 | 6,554 |
| Total bank equity capital | $6,314,000 | 6,554 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $702,000 | 3,584 |
| Surplus | $4,595,000 | 3,802 |
| Undivided profits | $1,017,000 | 7,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 6,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $420,000 | 5,916 |
| Earning assets | $77,735,000 | 5,421 |
| Long-term assets (5+ years) | $27,503,000 | 2,801 |
| Average Assets, year-to-date | $87,280,500 | 5,295 |
| Average Assets, quarterly | $87,280,500 | 5,295 |
| Volatile liabilities | $14,443,000 | 4,972 |
| Insider loans | $490,000 | 5,447 |
| FHLB advances | $10,173,000 | 2,412 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $5,805,000 | 5,754 |
| Tier 1 (core) risk-based capital | $6,727,000 | 6,292 |
| Tier 2 risk-based capital | $706,000 | 4,792 |
| Total risk weighted assets | $55,837,000 | 5,376 |
| Total unused commitments | $5,805,000 | 5,755 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $89,242,000 | 5,233 |
| Cash and due from depository institutions | $2,862,000 | 3,788 |
| Interest-bearing balances | $6,000 | 6,602 |
| Securities | $24,131,000 | 4,225 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,629 |
| Net loans & leases | $55,745,000 | 5,180 |
| Loan loss allowance | $1,292,000 | 3,318 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,961,000 | 3,323 |
| Other real estate owned | $0 | 3,788 |
| Goodwill and other intangibles | $212,000 | 2,549 |
| All other assets | $2,131,000 | 4,682 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $89,242,000 | 5,233 |
| Total liabilities | $82,517,000 | 5,132 |
| Total deposits | $70,627,000 | 5,347 |
| Interest-bearing deposits | $58,380,000 | 5,418 |
| Deposits held in domestic offices | $70,627,000 | 5,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $11,687,000 | 2,384 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $203,000 | 6,830 |
| Total equity capital | $6,725,000 | 6,371 |
| Total bank equity capital | $6,725,000 | 6,371 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $702,000 | 3,586 |
| Surplus | $4,595,000 | 3,763 |
| Undivided profits | $1,428,000 | 6,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 2,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $445,000 | 5,729 |
| Earning assets | $81,082,000 | 5,267 |
| Long-term assets (5+ years) | $28,351,000 | 2,803 |
| Average Assets, year-to-date | $95,735,600 | 4,887 |
| Average Assets, quarterly | $91,381,000 | 5,143 |
| Volatile liabilities | $17,886,000 | 4,402 |
| Insider loans | $603,000 | 5,117 |
| FHLB advances | $11,687,000 | 2,256 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,944,000 | 5,226 |
| Tier 1 (core) risk-based capital | $6,958,000 | 6,161 |
| Tier 2 risk-based capital | $818,000 | 4,330 |
| Total risk weighted assets | $64,783,000 | 4,910 |
| Total unused commitments | $6,944,000 | 5,227 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 37 | 4,246 |
| Assets and Liabilities | ||
| Total Assets: | $93,520,000 | 5,073 |
| Cash and due from depository institutions | $3,053,000 | 4,246 |
| Interest-bearing balances | $344,000 | 3,875 |
| Securities | $25,936,000 | 3,998 |
| Federal funds sold & reverse repurchase agreements | $459,000 | 5,205 |
| Net loans & leases | $58,819,000 | 5,012 |
| Loan loss allowance | $1,672,000 | 2,682 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,011,000 | 3,229 |
| Other real estate owned | $0 | 4,246 |
| Goodwill and other intangibles | $237,000 | 2,466 |
| All other assets | $2,005,000 | 4,834 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $93,520,000 | 5,073 |
| Total liabilities | $87,101,000 | 4,928 |
| Total deposits | $75,638,000 | 5,093 |
| Interest-bearing deposits | $62,737,000 | 5,132 |
| Deposits held in domestic offices | $75,638,000 | 5,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $11,227,000 | 2,404 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $236,000 | 6,760 |
| Total equity capital | $6,419,000 | 6,545 |
| Total bank equity capital | $6,419,000 | 6,545 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $702,000 | 3,600 |
| Surplus | $4,595,000 | 3,716 |
| Undivided profits | $1,122,000 | 7,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,052,000 | 1,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $433,000 | 5,966 |
| Earning assets | $85,558,000 | 5,067 |
| Long-term assets (5+ years) | $30,292,000 | 2,717 |
| Average Assets, year-to-date | $97,359,000 | 4,827 |
| Average Assets, quarterly | $97,171,000 | 4,898 |
| Volatile liabilities | $15,988,000 | 4,646 |
| Insider loans | $691,000 | 4,844 |
| FHLB advances | $11,227,000 | 2,280 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $7,975,000 | 4,877 |
| Tier 1 (core) risk-based capital | $6,660,000 | 6,294 |
| Tier 2 risk-based capital | $758,000 | 4,540 |
| Total risk weighted assets | $59,651,000 | 5,128 |
| Total unused commitments | $7,975,000 | 4,881 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 35 | 4,482 |
| Assets and Liabilities | ||
| Total Assets: | $100,822,000 | 4,780 |
| Cash and due from depository institutions | $2,551,000 | 4,482 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $32,874,000 | 3,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $59,970,000 | 4,923 |
| Loan loss allowance | $1,127,000 | 3,678 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,008,000 | 3,201 |
| Other real estate owned | $0 | 4,482 |
| Goodwill and other intangibles | $259,000 | 2,436 |
| All other assets | $2,160,000 | 4,627 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $100,822,000 | 4,780 |
| Total liabilities | $94,485,000 | 4,627 |
| Total deposits | $77,856,000 | 5,002 |
| Interest-bearing deposits | $65,693,000 | 4,995 |
| Deposits held in domestic offices | $77,856,000 | 4,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,213,000 | 1,930 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $416,000 | 5,051 |
| Total equity capital | $6,337,000 | 6,445 |
| Total bank equity capital | $6,337,000 | 6,445 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $702,000 | 3,619 |
| Surplus | $4,595,000 | 3,673 |
| Undivided profits | $1,040,000 | 7,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 3,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $143,000 | 725 |
| Income earned, not collected on loans | $452,000 | 5,620 |
| Earning assets | $92,844,000 | 4,782 |
| Long-term assets (5+ years) | $33,744,000 | 2,598 |
| Average Assets, year-to-date | $98,638,670 | 4,816 |
| Average Assets, quarterly | $98,699,500 | 4,833 |
| Volatile liabilities | $22,942,000 | 3,639 |
| Insider loans | $699,000 | 4,808 |
| FHLB advances | $16,213,000 | 1,818 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,298,000 | 4,846 |
| Tier 1 (core) risk-based capital | $7,032,000 | 6,064 |
| Tier 2 risk-based capital | $777,000 | 4,458 |
| Total risk weighted assets | $61,808,000 | 4,998 |
| Total unused commitments | $8,298,000 | 4,848 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $96,577,000 | 4,933 |
| Cash and due from depository institutions | $2,555,000 | 3,881 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $24,805,000 | 4,172 |
| Federal funds sold & reverse repurchase agreements | $139,000 | 6,593 |
| Net loans & leases | $64,352,000 | 4,644 |
| Loan loss allowance | $1,037,000 | 3,867 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,048,000 | 3,111 |
| Other real estate owned | $0 | 3,881 |
| Goodwill and other intangibles | $170,000 | 2,619 |
| All other assets | $1,508,000 | 5,369 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $96,577,000 | 4,933 |
| Total liabilities | $89,467,000 | 4,806 |
| Total deposits | $78,539,000 | 4,975 |
| Interest-bearing deposits | $66,772,000 | 4,970 |
| Deposits held in domestic offices | $78,539,000 | 4,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,727,000 | 2,313 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $201,000 | 7,023 |
| Total equity capital | $7,110,000 | 6,151 |
| Total bank equity capital | $7,110,000 | 6,151 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $702,000 | 3,625 |
| Surplus | $4,595,000 | 3,633 |
| Undivided profits | $1,813,000 | 6,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 3,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $142,000 | 762 |
| Income earned, not collected on loans | $454,000 | 5,537 |
| Earning assets | $89,296,000 | 4,909 |
| Long-term assets (5+ years) | $33,494,000 | 2,557 |
| Average Assets, year-to-date | $97,547,000 | 4,861 |
| Average Assets, quarterly | $97,547,000 | 4,861 |
| Volatile liabilities | $18,876,000 | 4,067 |
| Insider loans | $724,000 | 4,712 |
| FHLB advances | $10,727,000 | 2,193 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,733,000 | 4,707 |
| Tier 1 (core) risk-based capital | $7,146,000 | 5,959 |
| Tier 2 risk-based capital | $902,000 | 3,985 |
| Total risk weighted assets | $71,989,000 | 4,484 |
| Total unused commitments | $8,733,000 | 4,712 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $98,517,000 | 4,851 |
| Cash and due from depository institutions | $2,767,000 | 4,678 |
| Interest-bearing balances | $51,000 | 5,846 |
| Securities | $26,925,000 | 4,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $64,047,000 | 4,643 |
| Loan loss allowance | $1,000,000 | 3,955 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,063,000 | 3,092 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $168,000 | 2,622 |
| All other assets | $1,547,000 | 5,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,517,000 | 4,851 |
| Total liabilities | $91,683,000 | 4,724 |
| Total deposits | $79,869,000 | 4,915 |
| Interest-bearing deposits | $67,793,000 | 4,908 |
| Deposits held in domestic offices | $79,869,000 | 4,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,438,000 | 2,265 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $376,000 | 5,485 |
| Total equity capital | $6,834,000 | 6,240 |
| Total bank equity capital | $6,834,000 | 6,240 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $702,000 | 3,652 |
| Surplus | $4,595,000 | 3,600 |
| Undivided profits | $1,537,000 | 6,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 4,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $429,000 | 5,853 |
| Earning assets | $91,023,000 | 4,809 |
| Long-term assets (5+ years) | $33,298,000 | 2,573 |
| Average Assets, year-to-date | $100,403,600 | 4,656 |
| Average Assets, quarterly | $100,367,000 | 4,751 |
| Volatile liabilities | $20,527,000 | 3,845 |
| Insider loans | $567,000 | 5,202 |
| FHLB advances | $11,438,000 | 2,140 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,363,000 | 4,948 |
| Tier 1 (core) risk-based capital | $7,090,000 | 5,935 |
| Tier 2 risk-based capital | $787,000 | 4,392 |
| Total risk weighted assets | $62,747,000 | 4,919 |
| Total unused commitments | $7,363,000 | 4,951 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 32 | 4,811 |
| Assets and Liabilities | ||
| Total Assets: | $102,217,000 | 4,710 |
| Cash and due from depository institutions | $2,437,000 | 4,811 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $31,037,000 | 3,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $65,156,000 | 4,581 |
| Loan loss allowance | $983,000 | 4,023 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,945,000 | 4,256 |
| Other real estate owned | $0 | 4,811 |
| Goodwill and other intangibles | $163,000 | 2,604 |
| All other assets | $1,479,000 | 5,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,217,000 | 4,710 |
| Total liabilities | $96,549,000 | 4,518 |
| Total deposits | $85,353,000 | 4,663 |
| Interest-bearing deposits | $72,293,000 | 4,678 |
| Deposits held in domestic offices | $85,353,000 | 4,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,918,000 | 2,256 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $278,000 | 6,601 |
| Total equity capital | $5,668,000 | 6,876 |
| Total bank equity capital | $5,668,000 | 6,876 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $702,000 | 3,676 |
| Surplus | $3,378,000 | 4,322 |
| Undivided profits | $1,588,000 | 6,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 4,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $348,000 | 490 |
| Income earned, not collected on loans | $479,000 | 5,685 |
| Earning assets | $96,193,000 | 4,608 |
| Long-term assets (5+ years) | $39,713,000 | 2,270 |
| Average Assets, year-to-date | $100,875,250 | 4,669 |
| Average Assets, quarterly | $102,124,500 | 4,685 |
| Volatile liabilities | $21,973,000 | 3,645 |
| Insider loans | $503,000 | 5,437 |
| FHLB advances | $10,918,000 | 2,125 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,404,000 | 4,665 |
| Tier 1 (core) risk-based capital | $5,809,000 | 6,644 |
| Tier 2 risk-based capital | $778,000 | 4,418 |
| Total risk weighted assets | $62,018,000 | 4,934 |
| Total unused commitments | $8,404,000 | 4,668 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 32 | 4,829 |
| Assets and Liabilities | ||
| Total Assets: | $102,032,000 | 4,694 |
| Cash and due from depository institutions | $2,950,000 | 4,829 |
| Interest-bearing balances | $159,000 | 4,988 |
| Securities | $30,355,000 | 3,519 |
| Federal funds sold & reverse repurchase agreements | $1,758,000 | 5,015 |
| Net loans & leases | $63,755,000 | 4,626 |
| Loan loss allowance | $975,000 | 3,992 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,949,000 | 4,227 |
| Other real estate owned | $0 | 4,829 |
| Goodwill and other intangibles | $72,000 | 2,825 |
| All other assets | $1,193,000 | 5,951 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,032,000 | 4,694 |
| Total liabilities | $96,315,000 | 4,515 |
| Total deposits | $87,496,000 | 4,564 |
| Interest-bearing deposits | $74,552,000 | 4,569 |
| Deposits held in domestic offices | $87,496,000 | 4,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,619,000 | 2,577 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $200,000 | 7,392 |
| Total equity capital | $5,717,000 | 6,860 |
| Total bank equity capital | $5,717,000 | 6,860 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $702,000 | 3,677 |
| Surplus | $3,378,000 | 4,281 |
| Undivided profits | $1,637,000 | 6,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 4,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $421,000 | 5,966 |
| Earning assets | $96,027,000 | 4,600 |
| Long-term assets (5+ years) | $38,606,000 | 2,182 |
| Average Assets, year-to-date | $100,428,000 | 4,691 |
| Average Assets, quarterly | $102,197,500 | 4,661 |
| Volatile liabilities | $20,011,000 | 3,815 |
| Insider loans | $503,000 | 5,441 |
| FHLB advances | $8,619,000 | 2,429 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,186,000 | 4,955 |
| Tier 1 (core) risk-based capital | $5,617,000 | 6,708 |
| Tier 2 risk-based capital | $777,000 | 4,399 |
| Total risk weighted assets | $61,932,000 | 4,918 |
| Total unused commitments | $7,186,000 | 4,967 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 33 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $102,363,000 | 4,650 |
| Cash and due from depository institutions | $3,416,000 | 4,686 |
| Interest-bearing balances | $153,000 | 4,895 |
| Securities | $31,591,000 | 3,386 |
| Federal funds sold & reverse repurchase agreements | $4,326,000 | 3,535 |
| Net loans & leases | $59,711,000 | 4,771 |
| Loan loss allowance | $927,000 | 4,099 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,952,000 | 4,181 |
| Other real estate owned | $0 | 4,686 |
| Goodwill and other intangibles | $14,000 | 3,033 |
| All other assets | $1,353,000 | 5,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,363,000 | 4,650 |
| Total liabilities | $96,957,000 | 4,455 |
| Total deposits | $89,127,000 | 4,451 |
| Interest-bearing deposits | $78,006,000 | 4,386 |
| Deposits held in domestic offices | $89,127,000 | 4,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,634,000 | 2,612 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $196,000 | 7,475 |
| Total equity capital | $5,406,000 | 6,973 |
| Total bank equity capital | $5,406,000 | 6,973 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $702,000 | 3,691 |
| Surplus | $3,278,000 | 4,313 |
| Undivided profits | $1,426,000 | 7,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $939,000 | 2,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $382,000 | 466 |
| Income earned, not collected on loans | $534,000 | 5,132 |
| Earning assets | $95,781,000 | 4,580 |
| Long-term assets (5+ years) | $38,224,000 | 2,135 |
| Average Assets, year-to-date | $99,626,000 | 4,692 |
| Average Assets, quarterly | $99,626,000 | 4,692 |
| Volatile liabilities | $20,941,000 | 3,661 |
| Insider loans | $571,000 | 5,143 |
| FHLB advances | $7,634,000 | 2,480 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,527,000 | 4,521 |
| Tier 1 (core) risk-based capital | $5,367,000 | 6,808 |
| Tier 2 risk-based capital | $738,000 | 4,501 |
| Total risk weighted assets | $58,823,000 | 5,009 |
| Total unused commitments | $8,527,000 | 4,535 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $96,889,000 | 4,794 |
| Cash and due from depository institutions | $2,490,000 | 4,795 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $35,048,000 | 3,107 |
| Federal funds sold & reverse repurchase agreements | $1,263,000 | 5,567 |
| Net loans & leases | $54,915,000 | 5,026 |
| Loan loss allowance | $867,000 | 4,234 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,976,000 | 4,132 |
| Other real estate owned | $0 | 4,795 |
| Goodwill and other intangibles | $15,000 | 3,007 |
| All other assets | $1,182,000 | 6,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,889,000 | 4,794 |
| Total liabilities | $91,835,000 | 4,593 |
| Total deposits | $84,794,000 | 4,599 |
| Interest-bearing deposits | $71,968,000 | 4,623 |
| Deposits held in domestic offices | $84,794,000 | 4,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,867,000 | 2,809 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $174,000 | 7,811 |
| Total equity capital | $5,054,000 | 7,159 |
| Total bank equity capital | $5,054,000 | 7,159 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $702,000 | 3,690 |
| Surplus | $3,179,000 | 4,327 |
| Undivided profits | $1,173,000 | 7,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $526,000 | 4,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $164,000 | 711 |
| Income earned, not collected on loans | $498,000 | 5,623 |
| Earning assets | $91,226,000 | 4,686 |
| Long-term assets (5+ years) | $37,459,000 | 2,146 |
| Average Assets, year-to-date | $70,472,000 | 5,702 |
| Average Assets, quarterly | $88,846,000 | 5,030 |
| Volatile liabilities | $19,799,000 | 3,774 |
| Insider loans | $518,000 | 5,375 |
| FHLB advances | $6,867,000 | 2,644 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,565,000 | 4,984 |
| Tier 1 (core) risk-based capital | $5,085,000 | 6,972 |
| Tier 2 risk-based capital | $681,000 | 4,657 |
| Total risk weighted assets | $54,416,000 | 5,212 |
| Total unused commitments | $6,565,000 | 4,990 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 30 | 5,012 |
| Assets and Liabilities | ||
| Total Assets: | $52,901,000 | 6,733 |
| Cash and due from depository institutions | $2,451,000 | 5,012 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $3,105,000 | 8,535 |
| Federal funds sold & reverse repurchase agreements | $3,165,000 | 3,801 |
| Net loans & leases | $41,509,000 | 5,823 |
| Loan loss allowance | $705,000 | 4,695 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,584,000 | 4,692 |
| Other real estate owned | $0 | 5,012 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,087,000 | 6,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,901,000 | 6,733 |
| Total liabilities | $49,387,000 | 6,584 |
| Total deposits | $45,160,000 | 6,661 |
| Interest-bearing deposits | $34,874,000 | 6,974 |
| Deposits held in domestic offices | $45,160,000 | 6,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,100,000 | 3,295 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $127,000 | 8,667 |
| Total equity capital | $3,514,000 | 8,130 |
| Total bank equity capital | $3,514,000 | 8,130 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $702,000 | 3,759 |
| Surplus | $1,978,000 | 5,528 |
| Undivided profits | $834,000 | 7,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 6,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $164,000 | 716 |
| Income earned, not collected on loans | $244,000 | 8,030 |
| Earning assets | $47,779,000 | 6,761 |
| Long-term assets (5+ years) | $13,667,000 | 4,105 |
| Average Assets, year-to-date | $54,589,800 | 6,464 |
| Average Assets, quarterly | $53,777,000 | 6,638 |
| Volatile liabilities | $8,751,000 | 5,998 |
| Insider loans | $596,000 | 5,054 |
| FHLB advances | $4,100,000 | 3,097 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,453,000 | 6,321 |
| Tier 1 (core) risk-based capital | $3,496,000 | 8,038 |
| Tier 2 risk-based capital | $450,000 | 5,834 |
| Total risk weighted assets | $35,758,000 | 6,515 |
| Total unused commitments | $3,453,000 | 6,326 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $54,463,000 | 6,541 |
| Cash and due from depository institutions | $1,959,000 | 5,222 |
| Interest-bearing balances | $2,000 | 6,723 |
| Securities | $4,844,000 | 8,414 |
| Federal funds sold & reverse repurchase agreements | $45,000 | 6,939 |
| Net loans & leases | $45,269,000 | 5,504 |
| Loan loss allowance | $579,000 | 5,234 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,657,000 | 4,558 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $32,000 | 2,892 |
| All other assets | $657,000 | 7,426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,463,000 | 6,541 |
| Total liabilities | $51,110,000 | 6,372 |
| Total deposits | $42,904,000 | 6,723 |
| Interest-bearing deposits | $32,568,000 | 7,108 |
| Deposits held in domestic offices | $42,904,000 | 6,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,900,000 | 2,331 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $306,000 | 7,269 |
| Total equity capital | $3,353,000 | 8,334 |
| Total bank equity capital | $3,353,000 | 8,334 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $702,000 | 3,870 |
| Surplus | $1,979,000 | 5,555 |
| Undivided profits | $672,000 | 8,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 7,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,062 |
| Income earned, not collected on loans | $273,000 | 7,207 |
| Earning assets | $50,160,000 | 6,539 |
| Long-term assets (5+ years) | $15,306,000 | 3,721 |
| Average Assets, year-to-date | $52,077,800 | 6,536 |
| Average Assets, quarterly | $54,148,500 | 6,516 |
| Volatile liabilities | $10,245,000 | 5,539 |
| Insider loans | $695,000 | 4,680 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,231,000 | 4,872 |
| Tier 1 (core) risk-based capital | $3,393,800 | 8,242 |
| Tier 2 risk-based capital | $484,980 | 5,516 |
| Total risk weighted assets | $38,703,980 | 6,192 |
| Total unused commitments | $6,231,000 | 4,874 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 26 | 5,778 |
| Assets and Liabilities | ||
| Total Assets: | $48,444,000 | 7,027 |
| Cash and due from depository institutions | $2,283,000 | 5,778 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $5,022,000 | 8,660 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $38,960,000 | 5,934 |
| Loan loss allowance | $488,000 | 5,775 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,611,000 | 4,633 |
| Other real estate owned | $0 | 5,778 |
| Goodwill and other intangibles | $23,000 | 3,034 |
| All other assets | $545,000 | 8,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,444,000 | 7,027 |
| Total liabilities | $45,407,000 | 6,835 |
| Total deposits | $41,024,000 | 6,984 |
| Interest-bearing deposits | $32,153,000 | 7,262 |
| Deposits held in domestic offices | $41,024,000 | 6,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,574 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,875,000 | 3,216 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $108,000 | 9,281 |
| Total equity capital | $3,037,000 | 8,629 |
| Total bank equity capital | $3,037,000 | 8,629 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $702,000 | 3,984 |
| Surplus | $1,978,000 | 5,595 |
| Undivided profits | $357,000 | 8,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 1,032 |
| Income earned, not collected on loans | $195,000 | 7,869 |
| Earning assets | $43,982,000 | 7,015 |
| Long-term assets (5+ years) | $14,295,000 | 4,066 |
| Average Assets, year-to-date | $45,407,000 | 7,094 |
| Average Assets, quarterly | $46,973,500 | 7,074 |
| Volatile liabilities | $8,234,000 | 5,965 |
| Insider loans | $725,000 | 4,494 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,557,000 | 5,686 |
| Tier 1 (core) risk-based capital | $3,158,700 | 8,564 |
| Tier 2 risk-based capital | $432,930 | 5,805 |
| Total risk weighted assets | $34,579,530 | 6,503 |
| Total unused commitments | $4,557,000 | 5,691 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $43,511,000 | 7,478 |
| Cash and due from depository institutions | $1,848,000 | 5,562 |
| Interest-bearing balances | $16,000 | 6,120 |
| Securities | $6,198,000 | 8,329 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 6,627 |
| Net loans & leases | $31,970,000 | 6,494 |
| Loan loss allowance | $500,000 | 5,623 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,572,000 | 4,644 |
| Other real estate owned | $80,000 | 5,562 |
| Goodwill and other intangibles | $4,000 | 3,362 |
| All other assets | $539,000 | 7,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,511,000 | 7,478 |
| Total liabilities | $40,565,000 | 7,308 |
| Total deposits | $37,419,000 | 7,415 |
| Interest-bearing deposits | $29,871,000 | 7,618 |
| Deposits held in domestic offices | $37,419,000 | 7,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 2,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $146,000 | 9,235 |
| Total equity capital | $2,946,000 | 8,862 |
| Total bank equity capital | $2,946,000 | 8,862 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $703,000 | 4,013 |
| Surplus | $1,978,000 | 5,514 |
| Undivided profits | $265,000 | 9,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $240,000 | 7,374 |
| Earning assets | $39,484,000 | 7,507 |
| Long-term assets (5+ years) | $9,146,000 | 4,928 |
| Average Assets, year-to-date | $39,204,200 | 7,641 |
| Average Assets, quarterly | $42,218,500 | 7,512 |
| Volatile liabilities | $5,895,000 | 6,555 |
| Insider loans | $380,000 | 5,941 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,111,000 | 7,352 |
| Tier 1 (core) risk-based capital | $2,919,600 | 8,787 |
| Tier 2 risk-based capital | $351,690 | 6,455 |
| Total risk weighted assets | $27,986,190 | 7,153 |
| Total unused commitments | $2,111,000 | 7,364 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $35,437,000 | 8,329 |
| Cash and due from depository institutions | $1,333,000 | 6,227 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $4,919,000 | 9,280 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 6,812 |
| Net loans & leases | $26,609,000 | 7,306 |
| Loan loss allowance | $490,000 | 5,800 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,244,000 | 5,311 |
| Other real estate owned | $148,000 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $434,000 | 8,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,437,000 | 8,329 |
| Total liabilities | $32,667,000 | 8,194 |
| Total deposits | $31,852,000 | 8,130 |
| Interest-bearing deposits | $25,981,000 | 8,278 |
| Deposits held in domestic offices | $31,852,000 | 8,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $700,000 | 3,807 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $115,000 | 10,035 |
| Total equity capital | $2,770,000 | 9,257 |
| Total bank equity capital | $2,770,000 | 9,257 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $702,000 | 4,147 |
| Surplus | $1,979,000 | 5,523 |
| Undivided profits | $89,000 | 10,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $711,000 | 3,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,426 |
| Income earned, not collected on loans | $165,000 | 8,779 |
| Earning assets | $32,278,000 | 8,337 |
| Long-term assets (5+ years) | $5,802,000 | 5,627 |
| Average Assets, year-to-date | $34,642,400 | 8,256 |
| Average Assets, quarterly | $35,459,500 | 8,285 |
| Volatile liabilities | $4,504,000 | 7,429 |
| Insider loans | $437,000 | 5,759 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,548,000 | 6,907 |
| Tier 1 (core) risk-based capital | $2,743,000 | 9,192 |
| Tier 2 risk-based capital | $321,060 | 6,818 |
| Total risk weighted assets | $25,510,760 | 7,591 |
| Total unused commitments | $2,548,000 | 6,914 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $32,904,000 | 8,900 |
| Cash and due from depository institutions | $1,673,000 | 7,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,858,000 | 9,413 |
| Federal funds sold & reverse repurchase agreements | $948,000 | 6,561 |
| Net loans & leases | $23,212,000 | 7,906 |
| Loan loss allowance | $413,000 | 6,658 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $874,000 | 6,458 |
| Other real estate owned | $64,000 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $275,000 | 10,436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,904,000 | 8,900 |
| Total liabilities | $30,649,000 | 8,738 |
| Total deposits | $29,476,000 | 8,718 |
| Interest-bearing deposits | $24,265,000 | 8,832 |
| Deposits held in domestic offices | $29,476,000 | 8,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,000,000 | 3,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $173,000 | 9,633 |
| Total equity capital | $2,255,000 | 10,060 |
| Total bank equity capital | $2,255,000 | 10,060 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $648,000 | 4,569 |
| Surplus | $1,843,000 | 5,828 |
| Undivided profits | $-236,000 | 10,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,114,000 | 2,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $225,000 | 572 |
| Income earned, not collected on loans | $160,000 | 9,143 |
| Earning assets | $30,018,000 | 8,881 |
| Long-term assets (5+ years) | $4,339,000 | 6,201 |
| Average Assets, year-to-date | $32,361,800 | 8,797 |
| Average Assets, quarterly | $33,412,500 | 8,784 |
| Volatile liabilities | $4,363,000 | 7,506 |
| Insider loans | $546,000 | 5,288 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,210,000 | 7,249 |
| Tier 1 (core) risk-based capital | $2,255,000 | 10,009 |
| Tier 2 risk-based capital | $283,450 | 7,455 |
| Total risk weighted assets | $22,544,550 | 8,197 |
| Total unused commitments | $2,210,000 | 7,263 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $31,288,000 | 9,356 |
| Cash and due from depository institutions | $2,656,000 | 7,361 |
| Interest-bearing balances | $150,000 | 4,557 |
| Securities | $4,943,000 | 10,242 |
| Federal funds sold & reverse repurchase agreements | $1,318,000 | 6,703 |
| Net loans & leases | $21,620,000 | 8,281 |
| Loan loss allowance | $431,000 | 6,662 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $441,000 | 8,615 |
| Other real estate owned | $62,000 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $248,000 | 11,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,288,000 | 9,356 |
| Total liabilities | $29,534,000 | 9,136 |
| Total deposits | $29,429,000 | 9,012 |
| Interest-bearing deposits | $24,874,000 | 9,053 |
| Deposits held in domestic offices | $29,429,000 | 9,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $105,000 | 11,080 |
| Total equity capital | $1,754,000 | 10,976 |
| Total bank equity capital | $1,754,000 | 10,976 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $538,000 | 5,285 |
| Surplus | $1,640,000 | 6,241 |
| Undivided profits | $-424,000 | 11,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $973,000 | 2,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $145,000 | 9,811 |
| Earning assets | $28,031,000 | 9,409 |
| Long-term assets (5+ years) | $4,243,000 | 6,216 |
| Average Assets, year-to-date | $29,046,000 | 9,465 |
| Average Assets, quarterly | $31,202,500 | 9,310 |
| Volatile liabilities | $3,008,000 | 8,559 |
| Insider loans | $456,000 | 5,918 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,990,000 | 6,358 |
| Tier 1 (core) risk-based capital | $1,738,000 | 10,953 |
| Tier 2 risk-based capital | $254,320 | 7,987 |
| Total risk weighted assets | $20,167,720 | 8,774 |
| Total unused commitments | $2,990,000 | 6,374 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $26,466,000 | 10,225 |
| Cash and due from depository institutions | $1,579,000 | 7,248 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $4,026,000 | 11,253 |
| Federal funds sold & reverse repurchase agreements | $117,000 | 8,014 |
| Net loans & leases | $19,525,000 | 8,844 |
| Loan loss allowance | $359,000 | 7,624 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $446,000 | 8,835 |
| Other real estate owned | $529,000 | 7,248 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $244,000 | 11,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,466,000 | 10,225 |
| Total liabilities | $24,846,000 | 10,068 |
| Total deposits | $24,147,000 | 10,033 |
| Interest-bearing deposits | $20,064,000 | 10,098 |
| Deposits held in domestic offices | $24,147,000 | 10,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 4,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $346,000 | 4,038 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $53,000 | 12,096 |
| Total equity capital | $1,620,000 | 11,459 |
| Total bank equity capital | $1,620,000 | 11,459 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $538,000 | 5,569 |
| Surplus | $1,640,000 | 6,279 |
| Undivided profits | $-558,000 | 12,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 6,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $139,000 | 9,921 |
| Earning assets | $23,668,000 | 10,278 |
| Long-term assets (5+ years) | $3,450,000 | 7,045 |
| Average Assets, year-to-date | $25,561,400 | 10,300 |
| Average Assets, quarterly | $26,026,000 | 10,260 |
| Volatile liabilities | $2,896,000 | 8,592 |
| Insider loans | $683,000 | 4,744 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,676,000 | 7,952 |
| Tier 1 (core) risk-based capital | $1,727,000 | 11,357 |
| Tier 2 risk-based capital | $241,010 | 8,400 |
| Total risk weighted assets | $19,143,510 | 9,148 |
| Total unused commitments | $1,676,000 | 7,961 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $25,540,000 | 10,806 |
| Cash and due from depository institutions | $1,129,000 | 7,996 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $3,139,000 | 12,095 |
| Federal funds sold & reverse repurchase agreements | $1,143,000 | 7,427 |
| Net loans & leases | $19,001,000 | 9,055 |
| Loan loss allowance | $342,000 | 8,109 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $360,000 | 9,713 |
| Other real estate owned | $536,000 | 7,996 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $232,000 | 12,014 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,540,000 | 10,806 |
| Total liabilities | $23,765,000 | 10,676 |
| Total deposits | $23,667,000 | 10,572 |
| Interest-bearing deposits | $20,481,000 | 10,512 |
| Deposits held in domestic offices | $23,667,000 | 10,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $98,000 | 11,614 |
| Total equity capital | $1,775,000 | 11,682 |
| Total bank equity capital | $1,775,000 | 11,682 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $537,000 | 5,824 |
| Surplus | $1,638,000 | 6,294 |
| Undivided profits | $-400,000 | 12,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 4,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $128,000 | 10,148 |
| Earning assets | $23,283,000 | 10,796 |
| Long-term assets (5+ years) | $4,284,000 | 6,882 |
| Average Assets, year-to-date | $27,182,800 | 10,454 |
| Average Assets, quarterly | $26,833,000 | 10,569 |
| Volatile liabilities | $2,115,000 | 9,544 |
| Insider loans | $954,000 | 3,854 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,653,000 | 8,038 |
| Tier 1 (core) risk-based capital | $1,775,000 | 11,649 |
| Tier 2 risk-based capital | $241,750 | 8,519 |
| Total risk weighted assets | $19,239,350 | 9,334 |
| Total unused commitments | $1,653,000 | 8,062 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $27,720,000 | 10,774 |
| Cash and due from depository institutions | $1,038,000 | 7,064 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $3,833,000 | 12,212 |
| Federal funds sold & reverse repurchase agreements | $1,068,000 | 8,524 |
| Net loans & leases | $20,070,000 | 8,911 |
| Loan loss allowance | $410,000 | 7,378 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $389,000 | 9,751 |
| Other real estate owned | $1,011,000 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $311,000 | 11,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,720,000 | 10,774 |
| Total liabilities | $26,526,000 | 10,526 |
| Total deposits | $26,495,000 | 10,397 |
| Interest-bearing deposits | $22,825,000 | 10,364 |
| Deposits held in domestic offices | $26,495,000 | 10,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $31,000 | 13,731 |
| Total equity capital | $1,194,000 | 12,893 |
| Total bank equity capital | $1,194,000 | 12,893 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $230,000 | 8,793 |
| Surplus | $1,200,000 | 7,411 |
| Undivided profits | $-236,000 | 12,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $464,000 | 5,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $153,000 | 9,934 |
| Earning assets | $24,971,000 | 10,786 |
| Long-term assets (5+ years) | $4,975,000 | 6,524 |
| Average Assets, year-to-date | $28,805,600 | 10,451 |
| Average Assets, quarterly | $28,549,500 | 10,584 |
| Volatile liabilities | $1,835,000 | 10,246 |
| Insider loans | $254,000 | 3,298 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,383,000 | 6,804 |
| Tier 1 (core) risk-based capital | $1,194,000 | 12,874 |
| Tier 2 risk-based capital | $241,490 | 8,577 |
| Total risk weighted assets | $19,144,390 | 9,489 |
| Total unused commitments | $2,383,000 | 6,834 |
| Derivatives | $0 | 651 |