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Peotone Bank and Trust Company, Income and Expense

2010-03-31 (YTD Data)Rank
Total interest income$1,351,0004,799
Total interest expense$570,0003,569
Net interest income$781,0005,363
Provision for loan and lease losses$06,552
Total noninterest income$352,0002,577
Gross Fiduciary activities income$2,0001,137
Service charges on deposit accounts$144,0002,415
Trading account gains and fees$0175
Additional Noninterest Income$206,0002,356
Total noninterest expense$1,809,0002,687
Salaries and employee benefits$543,0004,111
Premises and equipment expense$340,0001,975
Additional noninterest expense$926,0001,855
Pre-tax net operating income$-676,0007,282
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-676,0007,357
Extraordinary gains, net$016
Net income$-676,0007,357
Minority interest net income$091
Net income of bank and minority interests.$-676,0007,358
Net charge-offs$15,0004,608
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-676,0007,333
2009-12-31 (YTD Data)Rank
Total interest income$6,259,0004,487
Total interest expense$2,510,0003,879
Net interest income$3,749,0004,762
Provision for loan and lease losses$6,306,0001,200
Total noninterest income$1,273,0002,856
Gross Fiduciary activities income$7,0001,220
Service charges on deposit accounts$654,0002,382
Trading account gains and fees$0211
Additional Noninterest Income$612,0002,872
Total noninterest expense$5,756,0003,282
Salaries and employee benefits$2,311,0003,925
Premises and equipment expense$825,0003,052
Additional noninterest expense$2,620,0002,633
Pre-tax net operating income$-7,040,0007,353
Securities gains (losses)$-2,834,0007,847
Applicable income taxes$04,388
Income before extraordinary items$-9,874,0007,551
Extraordinary gains, net$034
Net income$-9,874,0007,550
Minority interest net income$0115
Net income of bank and minority interests.$-9,874,0007,550
Net charge-offs$3,778,0001,391
Cash dividends$160,0003,819
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-7,040,0007,444
2009-09-30 (YTD Data)Rank
Total interest income$5,121,0004,302
Total interest expense$1,868,0004,033
Net interest income$3,253,0004,346
Provision for loan and lease losses$1,045,0002,718
Total noninterest income$1,216,0002,481
Gross Fiduciary activities income$6,0001,177
Service charges on deposit accounts$492,0002,389
Trading account gains and fees$0212
Additional Noninterest Income$718,0002,268
Total noninterest expense$4,166,0003,396
Salaries and employee benefits$1,680,0004,049
Premises and equipment expense$651,0002,944
Additional noninterest expense$1,835,0002,762
Pre-tax net operating income$-742,0006,500
Securities gains (losses)$-2,682,0007,956
Applicable income taxes$04,592
Income before extraordinary items$-3,424,0007,428
Extraordinary gains, net$027
Net income$-3,424,0007,428
Minority interest net income$0118
Net income of bank and minority interests.$-3,424,0007,428
Net charge-offs$189,0004,310
Cash dividends$160,0003,260
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-742,0006,592
2009-06-30 (YTD Data)Rank
Total interest income$3,473,0004,289
Total interest expense$1,180,0004,296
Net interest income$2,293,0004,161
Provision for loan and lease losses$1,045,0002,016
Total noninterest income$865,0002,404
Gross Fiduciary activities income$4,0001,184
Service charges on deposit accounts$321,0002,403
Trading account gains and fees$0193
Additional Noninterest Income$540,0002,114
Total noninterest expense$2,793,0003,409
Salaries and employee benefits$1,138,0004,031
Premises and equipment expense$449,0002,903
Additional noninterest expense$1,206,0002,819
Pre-tax net operating income$-680,0006,788
Securities gains (losses)$-3,159,0008,089
Applicable income taxes$04,657
Income before extraordinary items$-3,839,0007,712
Extraordinary gains, net$021
Net income$-3,839,0007,711
Minority interest net income$0112
Net income of bank and minority interests.$-3,839,0007,711
Net charge-offs$184,0003,526
Cash dividends$160,0002,901
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-680,0006,911
2009-03-31 (YTD Data)Rank
Total interest income$1,843,0004,167
Total interest expense$541,0004,618
Net interest income$1,302,0003,827
Provision for loan and lease losses$970,0001,216
Total noninterest income$385,0002,567
Gross Fiduciary activities income$2,0001,166
Service charges on deposit accounts$167,0002,262
Trading account gains and fees$0171
Additional Noninterest Income$216,0002,404
Total noninterest expense$1,243,0003,672
Salaries and employee benefits$514,0004,373
Premises and equipment expense$235,0002,825
Additional noninterest expense$494,0003,034
Pre-tax net operating income$-526,0007,349
Securities gains (losses)$-2,083,0008,177
Applicable income taxes$-10,0007,201
Income before extraordinary items$-2,599,0007,950
Extraordinary gains, net$015
Net income$-2,599,0007,951
Minority interest net income$0102
Net income of bank and minority interests.$-2,599,0007,951
Net charge-offs$51,0003,523
Cash dividends$160,0001,875
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-516,0007,435
2008-12-31 (YTD Data)Rank
Total interest income$8,116,0004,093
Total interest expense$3,023,0004,230
Net interest income$5,093,0003,908
Provision for loan and lease losses$1,164,0002,486
Total noninterest income$1,926,0002,199
Gross Fiduciary activities income$7,0001,258
Service charges on deposit accounts$734,0002,262
Trading account gains and fees$0154
Additional Noninterest Income$1,185,0001,891
Total noninterest expense$4,934,0003,601
Salaries and employee benefits$2,303,0004,005
Premises and equipment expense$882,0002,924
Additional noninterest expense$1,749,0003,208
Pre-tax net operating income$921,0003,907
Securities gains (losses)$03,220
Applicable income taxes$4,0004,719
Income before extraordinary items$917,0003,442
Extraordinary gains, net$039
Net income$917,0003,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$881,0002,105
Cash dividends$1,540,0001,689
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$917,0003,592
2008-09-30 (YTD Data)Rank
Total interest income$6,214,0004,107
Total interest expense$2,357,0004,248
Net interest income$3,857,0003,891
Provision for loan and lease losses$244,0003,889
Total noninterest income$1,507,0002,206
Gross Fiduciary activities income$6,0001,224
Service charges on deposit accounts$551,0002,281
Trading account gains and fees$0148
Additional Noninterest Income$950,0001,888
Total noninterest expense$3,577,0003,689
Salaries and employee benefits$1,674,0004,135
Premises and equipment expense$620,0003,108
Additional noninterest expense$1,283,0003,194
Pre-tax net operating income$1,543,0002,780
Securities gains (losses)$03,106
Applicable income taxes$16,0004,686
Income before extraordinary items$1,527,0002,294
Extraordinary gains, net$031
Net income$1,527,0002,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,821
Cash dividends$1,440,0001,365
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,527,0002,408
2008-06-30 (YTD Data)Rank
Total interest income$4,236,0004,088
Total interest expense$1,659,0004,227
Net interest income$2,577,0003,891
Provision for loan and lease losses$210,0003,064
Total noninterest income$938,0002,336
Gross Fiduciary activities income$4,0001,235
Service charges on deposit accounts$363,0002,284
Trading account gains and fees$0149
Additional Noninterest Income$571,0002,058
Total noninterest expense$2,375,0003,735
Salaries and employee benefits$1,168,0004,040
Premises and equipment expense$382,0003,329
Additional noninterest expense$825,0003,273
Pre-tax net operating income$930,0003,099
Securities gains (losses)$03,233
Applicable income taxes$9,0005,023
Income before extraordinary items$921,0002,755
Extraordinary gains, net$021
Net income$921,0002,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,205
Cash dividends$990,0001,447
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$921,0002,701
2008-03-31 (YTD Data)Rank
Total interest income$2,153,0004,125
Total interest expense$909,0004,161
Net interest income$1,244,0003,994
Provision for loan and lease losses$150,0002,123
Total noninterest income$467,0002,330
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$175,0002,318
Trading account gains and fees$0158
Additional Noninterest Income$290,0002,015
Total noninterest expense$1,129,0003,884
Salaries and employee benefits$549,0004,228
Premises and equipment expense$173,0003,598
Additional noninterest expense$407,0003,267
Pre-tax net operating income$432,0003,375
Securities gains (losses)$02,688
Applicable income taxes$4,0005,199
Income before extraordinary items$428,0003,040
Extraordinary gains, net$015
Net income$428,0003,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0001,470
Cash dividends$540,0001,278
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$428,0002,955
2007-12-31 (YTD Data)Rank
Total interest income$9,412,0003,927
Total interest expense$3,518,0004,326
Net interest income$5,894,0003,546
Provision for loan and lease losses$06,851
Total noninterest income$1,924,0002,277
Gross Fiduciary activities income$8,0001,284
Service charges on deposit accounts$749,0002,241
Trading account gains and fees$0178
Additional Noninterest Income$1,167,0002,003
Total noninterest expense$5,052,0003,413
Salaries and employee benefits$2,775,0003,436
Premises and equipment expense$446,0004,696
Additional noninterest expense$1,831,0002,886
Pre-tax net operating income$2,766,0002,608
Securities gains (losses)$02,146
Applicable income taxes$35,0005,131
Income before extraordinary items$2,731,0002,196
Extraordinary gains, net$039
Net income$2,731,0002,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,388
Cash dividends$1,475,0002,038
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,731,0002,182
2007-09-30 (YTD Data)Rank
Total interest income$7,059,0003,940
Total interest expense$2,603,0004,365
Net interest income$4,456,0003,534
Provision for loan and lease losses$06,528
Total noninterest income$1,517,0002,201
Gross Fiduciary activities income$6,0001,244
Service charges on deposit accounts$553,0002,253
Trading account gains and fees$0184
Additional Noninterest Income$958,0001,883
Total noninterest expense$3,196,0003,907
Salaries and employee benefits$1,654,0004,058
Premises and equipment expense$317,0004,842
Additional noninterest expense$1,225,0003,138
Pre-tax net operating income$2,777,0002,251
Securities gains (losses)$01,655
Applicable income taxes$37,0005,146
Income before extraordinary items$2,740,0001,841
Extraordinary gains, net$033
Net income$2,740,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,200
Cash dividends$575,0002,760
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,740,0001,826
2007-06-30 (YTD Data)Rank
Total interest income$4,729,0003,933
Total interest expense$1,778,0004,324
Net interest income$2,951,0003,583
Provision for loan and lease losses$06,209
Total noninterest income$937,0002,332
Gross Fiduciary activities income$5,0001,236
Service charges on deposit accounts$360,0002,300
Trading account gains and fees$0168
Additional Noninterest Income$572,0002,056
Total noninterest expense$2,171,0003,878
Salaries and employee benefits$1,135,0004,016
Premises and equipment expense$213,0004,833
Additional noninterest expense$823,0003,114
Pre-tax net operating income$1,717,0002,431
Securities gains (losses)$01,444
Applicable income taxes$23,0005,272
Income before extraordinary items$1,694,0002,020
Extraordinary gains, net$029
Net income$1,694,0002,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$200,0003,613
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,694,0002,000
2007-03-31 (YTD Data)Rank
Total interest income$2,349,0003,948
Total interest expense$886,0004,314
Net interest income$1,463,0003,608
Provision for loan and lease losses$05,779
Total noninterest income$456,0002,344
Gross Fiduciary activities income$2,0001,213
Service charges on deposit accounts$167,0002,392
Trading account gains and fees$0195
Additional Noninterest Income$287,0002,018
Total noninterest expense$1,029,0004,056
Salaries and employee benefits$518,0004,319
Premises and equipment expense$110,0004,765
Additional noninterest expense$401,0003,166
Pre-tax net operating income$890,0002,363
Securities gains (losses)$01,187
Applicable income taxes$12,0005,224
Income before extraordinary items$878,0001,913
Extraordinary gains, net$022
Net income$878,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$200,0002,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$878,0001,905
2006-12-31 (YTD Data)Rank
Total interest income$8,797,0003,939
Total interest expense$3,020,0004,310
Net interest income$5,777,0003,625
Provision for loan and lease losses$06,850
Total noninterest income$1,708,0002,473
Gross Fiduciary activities income$8,0001,304
Service charges on deposit accounts$650,0002,529
Trading account gains and fees$0130
Additional Noninterest Income$1,050,0002,153
Total noninterest expense$4,744,0003,489
Salaries and employee benefits$2,550,0003,563
Premises and equipment expense$422,0004,759
Additional noninterest expense$1,772,0002,860
Pre-tax net operating income$2,741,0002,948
Securities gains (losses)$01,687
Applicable income taxes$35,0005,669
Income before extraordinary items$2,706,0002,450
Extraordinary gains, net$051
Net income$2,706,0002,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,234
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,706,0002,436
2006-09-30 (YTD Data)Rank
Total interest income$6,490,0003,953
Total interest expense$2,160,0004,338
Net interest income$4,330,0003,645
Provision for loan and lease losses$06,685
Total noninterest income$1,227,0002,565
Gross Fiduciary activities income$7,0001,251
Service charges on deposit accounts$494,0002,504
Trading account gains and fees$0126
Additional Noninterest Income$726,0002,281
Total noninterest expense$3,064,0003,924
Salaries and employee benefits$1,582,0004,094
Premises and equipment expense$309,0004,829
Additional noninterest expense$1,173,0003,200
Pre-tax net operating income$2,493,0002,659
Securities gains (losses)$01,388
Applicable income taxes$33,0005,694
Income before extraordinary items$2,460,0002,174
Extraordinary gains, net$045
Net income$2,460,0002,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,262
Cash dividends$1,800,0001,250
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,460,0002,163
2006-06-30 (YTD Data)Rank
Total interest income$4,183,0003,996
Total interest expense$1,370,0004,345
Net interest income$2,813,0003,723
Provision for loan and lease losses$06,419
Total noninterest income$813,0002,565
Gross Fiduciary activities income$4,0001,273
Service charges on deposit accounts$326,0002,496
Trading account gains and fees$0126
Additional Noninterest Income$483,0002,264
Total noninterest expense$2,055,0003,935
Salaries and employee benefits$1,092,0004,001
Premises and equipment expense$204,0004,869
Additional noninterest expense$759,0003,264
Pre-tax net operating income$1,571,0002,790
Securities gains (losses)$01,185
Applicable income taxes$20,0005,801
Income before extraordinary items$1,551,0002,282
Extraordinary gains, net$039
Net income$1,551,0002,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,025
Cash dividends$1,150,0001,287
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,551,0002,263
2006-03-31 (YTD Data)Rank
Total interest income$2,020,0004,055
Total interest expense$648,0004,372
Net interest income$1,372,0003,791
Provision for loan and lease losses$06,013
Total noninterest income$378,0002,640
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$151,0002,587
Trading account gains and fees$0115
Additional Noninterest Income$225,0002,324
Total noninterest expense$984,0004,058
Salaries and employee benefits$503,0004,264
Premises and equipment expense$108,0004,716
Additional noninterest expense$373,0003,306
Pre-tax net operating income$766,0002,793
Securities gains (losses)$0955
Applicable income taxes$10,0005,755
Income before extraordinary items$756,0002,308
Extraordinary gains, net$021
Net income$756,0002,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$550,0001,236
Sale, conversion, retirement of capital stock, net$0648
Net operating income$756,0002,283
2005-12-31 (YTD Data)Rank
Total interest income$6,776,0004,242
Total interest expense$1,694,0004,924
Net interest income$5,082,0003,906
Provision for loan and lease losses$07,120
Total noninterest income$1,711,0002,464
Gross Fiduciary activities income$9,0001,311
Service charges on deposit accounts$585,0002,716
Trading account gains and fees$0138
Additional Noninterest Income$1,117,0002,058
Total noninterest expense$4,509,0003,541
Salaries and employee benefits$2,345,0003,660
Premises and equipment expense$379,0005,031
Additional noninterest expense$1,785,0002,774
Pre-tax net operating income$2,284,0003,367
Securities gains (losses)$02,296
Applicable income taxes$27,0006,197
Income before extraordinary items$2,257,0002,788
Extraordinary gains, net$046
Net income$2,257,0002,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0004,497
Cash dividends$2,230,0001,350
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,257,0002,752
2005-09-30 (YTD Data)Rank
Total interest income$4,856,0004,342
Total interest expense$1,120,0005,128
Net interest income$3,736,0003,956
Provision for loan and lease losses$06,899
Total noninterest income$1,194,0002,590
Gross Fiduciary activities income$7,0001,273
Service charges on deposit accounts$422,0002,798
Trading account gains and fees$0126
Additional Noninterest Income$765,0002,184
Total noninterest expense$2,730,0004,120
Salaries and employee benefits$1,416,0004,283
Premises and equipment expense$263,0005,258
Additional noninterest expense$1,051,0003,379
Pre-tax net operating income$2,200,0002,843
Securities gains (losses)$02,317
Applicable income taxes$28,0006,119
Income before extraordinary items$2,172,0002,343
Extraordinary gains, net$035
Net income$2,172,0002,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,341
Cash dividends$2,230,000968
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,172,0002,311
2005-06-30 (YTD Data)Rank
Total interest income$3,116,0004,394
Total interest expense$672,0005,267
Net interest income$2,444,0003,999
Provision for loan and lease losses$06,626
Total noninterest income$790,0002,563
Gross Fiduciary activities income$5,0001,265
Service charges on deposit accounts$263,0002,899
Trading account gains and fees$0116
Additional Noninterest Income$522,0002,125
Total noninterest expense$1,724,0004,295
Salaries and employee benefits$888,0004,478
Premises and equipment expense$171,0005,345
Additional noninterest expense$665,0003,492
Pre-tax net operating income$1,510,0002,735
Securities gains (losses)$02,146
Applicable income taxes$19,0006,120
Income before extraordinary items$1,491,0002,240
Extraordinary gains, net$030
Net income$1,491,0002,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,582
Cash dividends$1,830,000798
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,491,0002,207
2005-03-31 (YTD Data)Rank
Total interest income$1,549,0004,374
Total interest expense$301,0005,470
Net interest income$1,248,0003,931
Provision for loan and lease losses$06,226
Total noninterest income$409,0002,460
Gross Fiduciary activities income$3,0001,221
Service charges on deposit accounts$119,0003,049
Trading account gains and fees$0115
Additional Noninterest Income$287,0001,943
Total noninterest expense$856,0004,324
Salaries and employee benefits$428,0004,605
Premises and equipment expense$90,0005,217
Additional noninterest expense$338,0003,459
Pre-tax net operating income$801,0002,568
Securities gains (losses)$01,685
Applicable income taxes$10,0006,081
Income before extraordinary items$791,0002,097
Extraordinary gains, net$024
Net income$791,0002,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$1,330,000515
Sale, conversion, retirement of capital stock, net$0491
Net operating income$791,0002,068
2004-12-31 (YTD Data)Rank
Total interest income$5,792,0004,374
Total interest expense$984,0005,705
Net interest income$4,808,0003,923
Provision for loan and lease losses$265,0003,144
Total noninterest income$1,395,0002,816
Gross Fiduciary activities income$9,0001,335
Service charges on deposit accounts$447,0003,399
Trading account gains and fees$0138
Additional Noninterest Income$939,0002,241
Total noninterest expense$3,904,0003,835
Salaries and employee benefits$2,099,0003,839
Premises and equipment expense$337,0005,342
Additional noninterest expense$1,468,0003,183
Pre-tax net operating income$2,034,0003,457
Securities gains (losses)$-46,0008,575
Applicable income taxes$23,0006,489
Income before extraordinary items$1,965,0002,961
Extraordinary gains, net$034
Net income$1,965,0002,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,073
Cash dividends$900,0002,509
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,010,5402,851
2004-09-30 (YTD Data)Rank
Total interest income$4,186,0004,471
Total interest expense$705,0005,802
Net interest income$3,481,0004,025
Provision for loan and lease losses$265,0002,488
Total noninterest income$1,018,0002,888
Gross Fiduciary activities income$6,0001,324
Service charges on deposit accounts$336,0003,411
Trading account gains and fees$0134
Additional Noninterest Income$676,0002,316
Total noninterest expense$2,413,0004,418
Salaries and employee benefits$1,261,0004,523
Premises and equipment expense$244,0005,419
Additional noninterest expense$908,0003,691
Pre-tax net operating income$1,821,0003,113
Securities gains (losses)$-29,0008,728
Applicable income taxes$21,0006,494
Income before extraordinary items$1,771,0002,586
Extraordinary gains, net$026
Net income$1,771,0002,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,331
Cash dividends$900,0001,840
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,799,7102,486
2004-06-30 (YTD Data)Rank
Total interest income$2,613,0004,685
Total interest expense$450,0005,953
Net interest income$2,163,0004,240
Provision for loan and lease losses$178,0002,448
Total noninterest income$690,0002,861
Gross Fiduciary activities income$4,0001,319
Service charges on deposit accounts$220,0003,425
Trading account gains and fees$0130
Additional Noninterest Income$466,0002,304
Total noninterest expense$1,528,0004,606
Salaries and employee benefits$809,0004,679
Premises and equipment expense$153,0005,605
Additional noninterest expense$566,0003,919
Pre-tax net operating income$1,147,0003,218
Securities gains (losses)$-29,0008,850
Applicable income taxes$13,0006,532
Income before extraordinary items$1,105,0002,702
Extraordinary gains, net$021
Net income$1,105,0002,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,529
Cash dividends$900,0001,395
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,133,7102,577
2004-03-31 (YTD Data)Rank
Total interest income$1,331,0004,638
Total interest expense$247,0005,741
Net interest income$1,084,0004,226
Provision for loan and lease losses$38,0003,803
Total noninterest income$336,0002,867
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$102,0003,536
Trading account gains and fees$0121
Additional Noninterest Income$232,0002,245
Total noninterest expense$786,0004,528
Salaries and employee benefits$416,0004,601
Premises and equipment expense$81,0005,477
Additional noninterest expense$289,0003,853
Pre-tax net operating income$596,0003,093
Securities gains (losses)$02,934
Applicable income taxes$7,0006,445
Income before extraordinary items$589,0002,539
Extraordinary gains, net$016
Net income$589,0002,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,212
Cash dividends$500,0001,176
Sale, conversion, retirement of capital stock, net$0464
Net operating income$589,0002,454
2003-12-31 (YTD Data)Rank
Total interest income$5,497,0004,574
Total interest expense$1,140,0005,737
Net interest income$4,357,0004,099
Provision for loan and lease losses$993,0001,195
Total noninterest income$1,687,0002,603
Gross Fiduciary activities income$9,0001,372
Service charges on deposit accounts$461,0003,308
Trading account gains and fees$0160
Additional Noninterest Income$1,217,0002,102
Total noninterest expense$3,673,0003,955
Salaries and employee benefits$1,892,0004,109
Premises and equipment expense$308,0005,597
Additional noninterest expense$1,473,0003,138
Pre-tax net operating income$1,378,0004,347
Securities gains (losses)$1,011,000474
Applicable income taxes$29,0006,629
Income before extraordinary items$2,360,0002,505
Extraordinary gains, net$054
Net income$2,360,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,004,000925
Cash dividends$1,520,0001,704
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,359,1103,649
2003-09-30 (YTD Data)Rank
Total interest income$4,090,0004,653
Total interest expense$867,0005,837
Net interest income$3,223,0004,164
Provision for loan and lease losses$966,000928
Total noninterest income$1,283,0002,643
Gross Fiduciary activities income$7,0001,337
Service charges on deposit accounts$343,0003,338
Trading account gains and fees$0153
Additional Noninterest Income$933,0002,151
Total noninterest expense$2,374,0004,435
Salaries and employee benefits$1,181,0004,678
Premises and equipment expense$232,0005,560
Additional noninterest expense$961,0003,511
Pre-tax net operating income$1,166,0004,153
Securities gains (losses)$1,011,000439
Applicable income taxes$27,0006,632
Income before extraordinary items$2,150,0002,182
Extraordinary gains, net$040
Net income$2,150,0002,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$981,000712
Cash dividends$1,320,0001,416
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,149,1103,440
2003-06-30 (YTD Data)Rank
Total interest income$2,649,0004,792
Total interest expense$570,0005,988
Net interest income$2,079,0004,279
Provision for loan and lease losses$921,000680
Total noninterest income$815,0002,721
Gross Fiduciary activities income$5,0001,338
Service charges on deposit accounts$231,0003,259
Trading account gains and fees$0150
Additional Noninterest Income$579,0002,230
Total noninterest expense$1,514,0004,552
Salaries and employee benefits$745,0004,860
Premises and equipment expense$141,0005,847
Additional noninterest expense$628,0003,582
Pre-tax net operating income$459,0005,535
Securities gains (losses)$888,000395
Applicable income taxes$17,0006,701
Income before extraordinary items$1,330,0002,337
Extraordinary gains, net$030
Net income$1,330,0002,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$965,000541
Cash dividends$770,0001,598
Sale, conversion, retirement of capital stock, net$0589
Net operating income$450,8804,885
2003-03-31 (YTD Data)Rank
Total interest income$1,377,0004,678
Total interest expense$295,0005,981
Net interest income$1,082,0004,156
Provision for loan and lease losses$100,0002,353
Total noninterest income$372,0002,797
Gross Fiduciary activities income$2,0001,343
Service charges on deposit accounts$119,0003,102
Trading account gains and fees$0134
Additional Noninterest Income$251,0002,353
Total noninterest expense$724,0004,686
Salaries and employee benefits$382,0004,772
Premises and equipment expense$75,0005,636
Additional noninterest expense$267,0004,010
Pre-tax net operating income$630,0002,970
Securities gains (losses)$02,891
Applicable income taxes$7,0006,747
Income before extraordinary items$623,0002,444
Extraordinary gains, net$021
Net income$623,0002,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$440,0001,358
Sale, conversion, retirement of capital stock, net$0419
Net operating income$623,0002,306
2002-12-31 (YTD Data)Rank
Total interest income$5,990,0004,566
Total interest expense$1,630,0005,467
Net interest income$4,360,0004,089
Provision for loan and lease losses$71,0006,274
Total noninterest income$1,235,0003,009
Gross Fiduciary activities income$6,0001,474
Service charges on deposit accounts$467,0003,147
Trading account gains and fees$0153
Additional Noninterest Income$762,0002,575
Total noninterest expense$3,164,0004,291
Salaries and employee benefits$1,556,0004,559
Premises and equipment expense$307,0005,494
Additional noninterest expense$1,301,0003,372
Pre-tax net operating income$2,360,0003,015
Securities gains (losses)$178,0001,251
Applicable income taxes$28,0006,884
Income before extraordinary items$2,510,0002,340
Extraordinary gains, net$070
Net income$2,510,0002,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,872
Cash dividends$2,090,0001,267
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,333,7802,393
2001-12-31 (YTD Data)Rank
Total interest income$6,861,0004,494
Total interest expense$2,669,0005,162
Net interest income$4,192,0003,986
Provision for loan and lease losses$162,0004,619
Total noninterest income$1,071,0003,183
Gross Fiduciary activities income$8,0001,472
Service charges on deposit accounts$453,0003,073
Trading account gains and fees$0177
Additional Noninterest Income$610,0002,800
Total noninterest expense$2,845,0004,517
Salaries and employee benefits$1,366,0004,846
Premises and equipment expense$288,0005,656
Additional noninterest expense$1,191,0003,522
Pre-tax net operating income$2,256,0002,895
Securities gains (losses)$36,0002,670
Applicable income taxes$25,0007,184
Income before extraordinary items$2,267,0002,270
Extraordinary gains, net$0105
Net income$2,267,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,890
Cash dividends$2,090,0001,274
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,231,3602,237
2000-12-31 (YTD Data)Rank
Total interest income$7,352,0004,407
Total interest expense$3,141,0004,742
Net interest income$4,211,0004,008
Provision for loan and lease losses$214,0003,600
Total noninterest income$868,0003,479
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$383,0003,361
Trading account gains and feesNANA
Additional Noninterest Income$485,0002,997
Total noninterest expense$2,679,0004,616
Salaries and employee benefits$1,229,0005,114
Premises and equipment expense$277,0005,678
Additional noninterest expense$1,173,0003,500
Pre-tax net operating income$2,186,0003,104
Securities gains (losses)$01,956
Applicable income taxes$21,0007,823
Income before extraordinary items$2,165,0002,365
Extraordinary gains, net$038
Net income$2,165,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,434
Cash dividends$1,463,0001,699
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,165,0002,372
1999-12-31 (YTD Data)Rank
Total interest income$6,268,0004,809
Total interest expense$2,697,0004,974
Net interest income$3,571,0004,586
Provision for loan and lease losses$87,0005,531
Total noninterest income$699,0004,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$397,0003,232
Trading account gains and feesNANA
Additional Noninterest Income$302,0004,006
Total noninterest expense$2,474,0004,922
Salaries and employee benefits$1,185,0005,211
Premises and equipment expense$297,0005,494
Additional noninterest expense$992,0004,045
Pre-tax net operating income$1,709,0003,756
Securities gains (losses)$03,155
Applicable income taxes$18,0008,260
Income before extraordinary items$1,691,0002,950
Extraordinary gains, net$035
Net income$1,691,0002,951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,387
Cash dividends$1,159,0002,037
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,691,0002,918
1998-12-31 (YTD Data)Rank
Total interest income$5,881,0005,081
Total interest expense$2,473,0005,405
Net interest income$3,408,0004,692
Provision for loan and lease losses$393,0002,093
Total noninterest income$680,0004,068
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$388,0003,217
Trading account gains and feesNANA
Additional Noninterest Income$292,0004,099
Total noninterest expense$2,290,0005,078
Salaries and employee benefits$1,108,0005,374
Premises and equipment expense$351,0004,877
Additional noninterest expense$831,0004,563
Pre-tax net operating income$1,405,0004,398
Securities gains (losses)$04,449
Applicable income taxes$12,0009,035
Income before extraordinary items$1,393,0003,453
Extraordinary gains, net$032
Net income$1,393,0003,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0002,090
Cash dividends$1,403,0001,742
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,393,0003,357
1997-12-31 (YTD Data)Rank
Total interest income$5,718,0005,250
Total interest expense$2,526,0005,369
Net interest income$3,192,0005,065
Provision for loan and lease losses$143,0004,265
Total noninterest income$561,0004,631
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$360,0003,521
Trading account gains and feesNANA
Additional Noninterest Income$201,0004,944
Total noninterest expense$2,152,0005,371
Salaries and employee benefits$1,076,0005,568
Premises and equipment expense$303,0005,422
Additional noninterest expense$773,0004,851
Pre-tax net operating income$1,458,0004,594
Securities gains (losses)$76,0001,109
Applicable income taxes$258,0006,177
Income before extraordinary items$1,276,0003,859
Extraordinary gains, net$044
Net income$1,276,0003,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,011
Cash dividends$1,238,0001,851
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,212,9203,949
1996-12-31 (YTD Data)Rank
Total interest income$5,125,0005,833
Total interest expense$2,448,0005,599
Net interest income$2,677,0005,914
Provision for loan and lease losses$89,0005,411
Total noninterest income$530,0004,975
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$349,0003,762
Trading account gains and feesNANA
Additional Noninterest Income$181,0005,448
Total noninterest expense$1,979,0005,984
Salaries and employee benefits$1,042,0005,823
Premises and equipment expense$265,0006,035
Additional noninterest expense$672,0005,909
Pre-tax net operating income$1,139,0005,291
Securities gains (losses)$8,0002,673
Applicable income taxes$254,0006,401
Income before extraordinary items$893,0004,897
Extraordinary gains, net$053
Net income$893,0004,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,336
Cash dividends$605,0003,002
Sale, conversion, retirement of capital stock, net$0953
Net operating income$886,7604,871
1995-12-31 (YTD Data)Rank
Total interest income$4,850,0006,126
Total interest expense$2,219,0006,049
Net interest income$2,631,0006,082
Provision for loan and lease losses$67,0005,503
Total noninterest income$588,0004,641
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$337,0003,899
Trading account gains and feesNANA
Additional Noninterest Income$251,0004,465
Total noninterest expense$1,919,0006,181
Salaries and employee benefits$1,024,0005,938
Premises and equipment expense$267,0006,100
Additional noninterest expense$628,0006,343
Pre-tax net operating income$1,233,0005,160
Securities gains (losses)$27,0001,701
Applicable income taxes$261,0006,497
Income before extraordinary items$999,0004,641
Extraordinary gains, net$065
Net income$999,0004,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,645
Cash dividends$797,0002,449
Sale, conversion, retirement of capital stock, net$0809
Net operating income$977,6704,666
1994-12-31 (YTD Data)Rank
Total interest income$4,551,0006,092
Total interest expense$1,849,0005,951
Net interest income$2,702,0006,096
Provision for loan and lease losses$30,0007,083
Total noninterest income$386,0006,272
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$272,0004,727
Trading account gains and feesNANA
Additional Noninterest Income$114,0007,101
Total noninterest expense$1,850,0006,566
Salaries and employee benefits$962,0006,286
Premises and equipment expense$256,0006,422
Additional noninterest expense$632,0006,802
Pre-tax net operating income$1,208,0005,216
Securities gains (losses)$-78,00011,363
Applicable income taxes$161,0008,089
Income before extraordinary items$969,0004,637
Extraordinary gains, net$0249
Net income$969,0004,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,872
Cash dividends$1,540,0001,375
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,036,0804,456
1993-12-31 (YTD Data)Rank
Total interest income$4,536,0006,269
Total interest expense$1,671,0006,692
Net interest income$2,865,0005,856
Provision for loan and lease losses$68,0006,717
Total noninterest income$354,0006,970
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$258,0004,986
Trading account gains and feesNANA
Additional Noninterest Income$96,0008,002
Total noninterest expense$1,722,0007,126
Salaries and employee benefits$912,0006,642
Premises and equipment expense$132,0009,415
Additional noninterest expense$678,0006,722
Pre-tax net operating income$1,429,0004,511
Securities gains (losses)$67,0003,024
Applicable income taxes$352,0005,472
Income before extraordinary items$1,144,0004,196
Extraordinary gains, net$60,0002,033
Net income$1,204,0004,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0007,435
Cash dividends$1,175,0001,552
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,093,0804,132
1992-12-31 (YTD Data)Rank
Total interest income$4,590,0006,781
Total interest expense$2,028,0007,056
Net interest income$2,562,0006,479
Provision for loan and lease losses$162,0005,880
Total noninterest income$324,0007,413
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$242,0005,248
Trading account gains and feesNANA
Additional Noninterest Income$82,0008,755
Total noninterest expense$1,686,0007,297
Salaries and employee benefits$844,0006,973
Premises and equipment expense$171,0008,542
Additional noninterest expense$671,0006,947
Pre-tax net operating income$1,038,0005,482
Securities gains (losses)$197,0002,028
Applicable income taxes$300,0005,919
Income before extraordinary items$935,0004,782
Extraordinary gains, net$01,422
Net income$935,0004,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0008,076
Cash dividends$880,0001,740
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$785,2805,125

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.