Home > Peotone Bank and Trust Company > Assets and Liabilities
Peotone Bank and Trust Company, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 43 | 3,525 |
| Assets and Liabilities | ||
| Total Assets: | $130,165,000 | 4,428 |
| Cash and due from depository institutions | $22,591,000 | 3,525 |
| Interest-bearing balances | $17,050,000 | 1,856 |
| Securities | $11,905,000 | 5,476 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $81,325,000 | 4,420 |
| Loan loss allowance | $3,638,000 | 2,088 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $8,709,000 | 1,431 |
| Other real estate owned | $544,000 | 3,525 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,091,000 | 3,350 |
| Life insurance assets | $3,221,000 | 1,761 |
| Total liabilities and capital | $130,165,000 | 4,428 |
| Total liabilities | $129,860,000 | 4,113 |
| Total deposits | $124,676,000 | 4,006 |
| Interest-bearing deposits | $108,509,000 | 3,969 |
| Deposits held in domestic offices | $124,676,000 | 4,005 |
| % insured | 96.76% | 1,015 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,768,000 | 3,625 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $416,000 | 5,245 |
| Total equity capital | $305,000 | 7,916 |
| Total bank equity capital | $305,000 | 7,916 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $550,000 | 3,653 |
| Surplus | $3,250,000 | 4,731 |
| Undivided profits | $-3,495,000 | 7,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $17,075,000 | 1,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $842,000 | 3,771 |
| Earning assets | $110,280,000 | 4,628 |
| Long-term assets (5+ years) | $2,151,000 | 6,689 |
| Average Assets, year-to-date | $131,608,000 | 4,367 |
| Average Assets, quarterly | $131,608,000 | 4,367 |
| Volatile liabilities | $8,191,000 | 6,552 |
| Insider loans | $3,284,000 | 2,116 |
| FHLB advances | $4,768,000 | 3,487 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $6,541,000 | 4,987 |
| Tier 1 (core) risk-based capital | $42,000 | 7,919 |
| Tier 2 risk-based capital | $42,000 | 7,795 |
| Total risk weighted assets | $86,224,000 | 4,464 |
| Total unused commitments | $6,541,000 | 4,992 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 42 | 3,615 |
| Assets and Liabilities | ||
| Total Assets: | $133,051,000 | 4,356 |
| Cash and due from depository institutions | $20,214,000 | 3,615 |
| Interest-bearing balances | $15,270,000 | 1,718 |
| Securities | $12,116,000 | 5,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $86,078,000 | 4,306 |
| Loan loss allowance | $3,653,000 | 2,067 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,814,000 | 1,440 |
| Other real estate owned | $545,000 | 3,615 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $5,284,000 | 3,343 |
| Life insurance assets | $3,350,000 | 1,714 |
| Total liabilities and capital | $133,051,000 | 4,356 |
| Total liabilities | $132,056,000 | 4,078 |
| Total deposits | $126,970,000 | 3,932 |
| Interest-bearing deposits | $109,161,000 | 3,923 |
| Deposits held in domestic offices | $126,970,000 | 3,931 |
| % insured | 96.07% | 1,261 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $4,768,000 | 3,765 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $318,000 | 5,801 |
| Total equity capital | $995,000 | 7,957 |
| Total bank equity capital | $995,000 | 7,956 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $550,000 | 3,696 |
| Surplus | $3,250,000 | 4,774 |
| Undivided profits | $-2,805,000 | 7,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $16,180,000 | 1,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $847,000 | 3,877 |
| Earning assets | $113,464,000 | 4,553 |
| Long-term assets (5+ years) | $2,239,000 | 6,704 |
| Average Assets, year-to-date | $145,991,200 | 4,014 |
| Average Assets, quarterly | $137,287,000 | 4,235 |
| Volatile liabilities | $8,523,000 | 6,525 |
| Insider loans | $3,399,000 | 2,116 |
| FHLB advances | $4,768,000 | 3,635 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $6,734,000 | 4,943 |
| Tier 1 (core) risk-based capital | $718,000 | 7,980 |
| Tier 2 risk-based capital | $718,000 | 5,140 |
| Total risk weighted assets | $90,520,000 | 4,385 |
| Total unused commitments | $6,734,000 | 4,944 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 41 | 3,733 |
| Assets and Liabilities | ||
| Total Assets: | $141,523,000 | 4,181 |
| Cash and due from depository institutions | $16,310,000 | 3,733 |
| Interest-bearing balances | $11,121,000 | 1,898 |
| Securities | $12,671,000 | 5,393 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $97,401,000 | 4,052 |
| Loan loss allowance | $1,981,000 | 3,185 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,928,000 | 1,427 |
| Other real estate owned | $324,000 | 3,733 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $5,889,000 | 2,785 |
| Life insurance assets | $3,459,000 | 1,676 |
| Total liabilities and capital | $141,523,000 | 4,181 |
| Total liabilities | $133,999,000 | 4,031 |
| Total deposits | $128,904,000 | 3,888 |
| Interest-bearing deposits | $112,689,000 | 3,847 |
| Deposits held in domestic offices | $128,904,000 | 3,887 |
| % insured | 93.71% | 2,398 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $4,768,000 | 3,890 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $327,000 | 6,199 |
| Total equity capital | $7,524,000 | 6,150 |
| Total bank equity capital | $7,524,000 | 6,149 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $550,000 | 3,747 |
| Surplus | $3,250,000 | 4,808 |
| Undivided profits | $3,724,000 | 4,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $19,322,000 | 896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,309,000 | 2,776 |
| Earning assets | $121,193,000 | 4,381 |
| Long-term assets (5+ years) | $2,407,000 | 6,745 |
| Average Assets, year-to-date | $149,226,250 | 3,989 |
| Average Assets, quarterly | $146,996,500 | 4,065 |
| Volatile liabilities | $9,351,000 | 6,434 |
| Insider loans | $4,363,000 | 1,759 |
| FHLB advances | $4,768,000 | 3,755 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,891,000 | 4,736 |
| Tier 1 (core) risk-based capital | $7,167,000 | 6,119 |
| Tier 2 risk-based capital | $1,306,000 | 3,625 |
| Total risk weighted assets | $104,164,000 | 4,019 |
| Total unused commitments | $7,891,000 | 4,736 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 41 | 3,771 |
| Assets and Liabilities | ||
| Total Assets: | $152,470,000 | 3,992 |
| Cash and due from depository institutions | $14,452,000 | 3,771 |
| Interest-bearing balances | $8,314,000 | 2,044 |
| Securities | $23,560,000 | 4,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $99,215,000 | 4,011 |
| Loan loss allowance | $1,986,000 | 3,080 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,051,000 | 1,428 |
| Other real estate owned | $324,000 | 3,771 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,868,000 | 2,800 |
| Life insurance assets | $3,389,000 | 1,705 |
| Total liabilities and capital | $152,470,000 | 3,992 |
| Total liabilities | $144,824,000 | 3,837 |
| Total deposits | $139,499,000 | 3,682 |
| Interest-bearing deposits | $121,709,000 | 3,631 |
| Deposits held in domestic offices | $139,499,000 | 3,680 |
| % insured | 56.77% | 7,452 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $4,768,000 | 3,986 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $557,000 | 5,124 |
| Total equity capital | $7,646,000 | 6,105 |
| Total bank equity capital | $7,646,000 | 6,103 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $550,000 | 3,793 |
| Surplus | $3,250,000 | 4,852 |
| Undivided profits | $3,846,000 | 4,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $13,457,000 | 1,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,319,000 | 2,652 |
| Earning assets | $131,089,000 | 4,158 |
| Long-term assets (5+ years) | $6,048,000 | 6,087 |
| Average Assets, year-to-date | $151,794,000 | 3,963 |
| Average Assets, quarterly | $151,545,500 | 4,004 |
| Volatile liabilities | $12,679,000 | 5,944 |
| Insider loans | $5,575,000 | 1,405 |
| FHLB advances | $4,768,000 | 3,840 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,245,000 | 4,545 |
| Tier 1 (core) risk-based capital | $6,753,000 | 6,310 |
| Tier 2 risk-based capital | $1,367,000 | 3,473 |
| Total risk weighted assets | $108,933,000 | 3,921 |
| Total unused commitments | $9,245,000 | 4,549 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 41 | 3,785 |
| Assets and Liabilities | ||
| Total Assets: | $150,621,000 | 4,032 |
| Cash and due from depository institutions | $7,992,000 | 3,785 |
| Interest-bearing balances | $620,000 | 4,794 |
| Securities | $24,957,000 | 3,905 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $102,460,000 | 3,939 |
| Loan loss allowance | $2,044,000 | 2,928 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,166,000 | 1,419 |
| Other real estate owned | $404,000 | 3,785 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $5,642,000 | 2,868 |
| Life insurance assets | $3,366,000 | 1,707 |
| Total liabilities and capital | $150,621,000 | 4,032 |
| Total liabilities | $141,861,000 | 3,898 |
| Total deposits | $110,526,000 | 4,337 |
| Interest-bearing deposits | $91,570,000 | 4,415 |
| Deposits held in domestic offices | $110,526,000 | 4,334 |
| % insured | 71.34% | 5,856 |
| Federal funds purchased & repurchase agreements | $10,425,000 | 1,076 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $20,268,000 | 2,028 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $642,000 | 4,658 |
| Total equity capital | $8,760,000 | 5,788 |
| Total bank equity capital | $8,760,000 | 5,787 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $550,000 | 3,815 |
| Surplus | $3,250,000 | 4,870 |
| Undivided profits | $4,960,000 | 4,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $7,672,000 | 1,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,366,000 | 2,603 |
| Earning assets | $128,037,000 | 4,226 |
| Long-term assets (5+ years) | $6,165,000 | 6,059 |
| Average Assets, year-to-date | $151,456,000 | 3,985 |
| Average Assets, quarterly | $151,456,000 | 3,985 |
| Volatile liabilities | $43,002,000 | 3,105 |
| Insider loans | $5,642,000 | 1,384 |
| FHLB advances | $4,768,000 | 3,913 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $11,042,000 | 4,283 |
| Tier 1 (core) risk-based capital | $7,993,000 | 5,945 |
| Tier 2 risk-based capital | $1,565,000 | 3,186 |
| Total risk weighted assets | $124,683,000 | 3,573 |
| Total unused commitments | $11,042,000 | 4,283 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 41 | 3,819 |
| Assets and Liabilities | ||
| Total Assets: | $152,291,000 | 3,973 |
| Cash and due from depository institutions | $6,543,000 | 3,819 |
| Interest-bearing balances | $38,000 | 6,298 |
| Securities | $26,043,000 | 3,795 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $104,315,000 | 3,922 |
| Loan loss allowance | $1,125,000 | 4,238 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,277,000 | 1,408 |
| Other real estate owned | $260,000 | 3,819 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,853,000 | 2,806 |
| Life insurance assets | $3,343,000 | 1,717 |
| Total liabilities and capital | $152,291,000 | 3,973 |
| Total liabilities | $141,923,000 | 3,849 |
| Total deposits | $122,819,000 | 3,946 |
| Interest-bearing deposits | $104,934,000 | 3,949 |
| Deposits held in domestic offices | $122,819,000 | 3,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,015,000 | 1,105 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $6,268,000 | 3,845 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $821,000 | 4,181 |
| Total equity capital | $10,368,000 | 5,292 |
| Total bank equity capital | $10,368,000 | 5,292 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $550,000 | 3,843 |
| Surplus | $3,250,000 | 4,871 |
| Undivided profits | $6,568,000 | 3,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,533,000 | 2,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,672,000 | 2,268 |
| Earning assets | $130,396,000 | 4,136 |
| Long-term assets (5+ years) | $10,369,000 | 5,295 |
| Average Assets, year-to-date | $147,472,600 | 3,946 |
| Average Assets, quarterly | $149,874,000 | 3,987 |
| Volatile liabilities | $23,604,000 | 4,532 |
| Insider loans | $6,267,000 | 1,281 |
| FHLB advances | $6,268,000 | 3,720 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $13,128,000 | 3,928 |
| Tier 1 (core) risk-based capital | $10,752,000 | 5,078 |
| Tier 2 risk-based capital | $1,125,000 | 3,930 |
| Total risk weighted assets | $115,138,000 | 3,774 |
| Total unused commitments | $13,128,000 | 3,930 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 40 | 3,928 |
| Assets and Liabilities | ||
| Total Assets: | $147,457,000 | 4,038 |
| Cash and due from depository institutions | $4,787,000 | 3,928 |
| Interest-bearing balances | $35,000 | 5,926 |
| Securities | $25,810,000 | 3,745 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $101,445,000 | 3,988 |
| Loan loss allowance | $845,000 | 4,862 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,349,000 | 1,387 |
| Other real estate owned | $260,000 | 3,928 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,806,000 | 2,840 |
| Life insurance assets | $3,320,000 | 1,716 |
| Total liabilities and capital | $147,458,000 | 4,038 |
| Total liabilities | $136,752,000 | 3,931 |
| Total deposits | $121,399,000 | 3,942 |
| Interest-bearing deposits | $102,658,000 | 3,980 |
| Deposits held in domestic offices | $121,399,000 | 3,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,600,000 | 1,379 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $6,268,000 | 3,865 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $485,000 | 5,526 |
| Total equity capital | $10,706,000 | 5,241 |
| Total bank equity capital | $10,706,000 | 5,241 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $550,000 | 3,878 |
| Surplus | $3,250,000 | 4,887 |
| Undivided profits | $6,906,000 | 3,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,414,000 | 2,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,600,000 | 2,505 |
| Earning assets | $127,290,000 | 4,187 |
| Long-term assets (5+ years) | $10,334,000 | 5,245 |
| Average Assets, year-to-date | $146,268,000 | 3,982 |
| Average Assets, quarterly | $146,813,000 | 4,019 |
| Volatile liabilities | $18,718,000 | 4,967 |
| Insider loans | $6,475,000 | 1,216 |
| FHLB advances | $6,268,000 | 3,727 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $20,864,000 | 3,145 |
| Tier 1 (core) risk-based capital | $11,462,000 | 4,940 |
| Tier 2 risk-based capital | $845,000 | 4,613 |
| Total risk weighted assets | $112,117,000 | 3,871 |
| Total unused commitments | $20,864,000 | 3,147 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 43 | 3,754 |
| Assets and Liabilities | ||
| Total Assets: | $146,169,000 | 4,051 |
| Cash and due from depository institutions | $6,531,000 | 3,754 |
| Interest-bearing balances | $34,000 | 5,900 |
| Securities | $25,801,000 | 3,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $100,058,000 | 4,012 |
| Loan loss allowance | $846,000 | 4,820 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,045,000 | 1,596 |
| Other real estate owned | $260,000 | 3,754 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,474,000 | 2,919 |
| Life insurance assets | $3,242,000 | 1,741 |
| Total liabilities and capital | $146,169,000 | 4,051 |
| Total liabilities | $135,636,000 | 3,935 |
| Total deposits | $111,424,000 | 4,193 |
| Interest-bearing deposits | $92,750,000 | 4,266 |
| Deposits held in domestic offices | $111,424,000 | 4,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,465,000 | 977 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $6,268,000 | 3,734 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $479,000 | 5,546 |
| Total equity capital | $10,533,000 | 5,320 |
| Total bank equity capital | $10,533,000 | 5,320 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $550,000 | 3,914 |
| Surplus | $3,250,000 | 4,892 |
| Undivided profits | $6,733,000 | 3,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,131,000 | 2,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,422,000 | 2,702 |
| Earning assets | $125,893,000 | 4,233 |
| Long-term assets (5+ years) | $10,289,000 | 5,239 |
| Average Assets, year-to-date | $145,871,670 | 4,020 |
| Average Assets, quarterly | $147,138,000 | 4,024 |
| Volatile liabilities | $27,827,000 | 3,972 |
| Insider loans | $5,860,000 | 1,369 |
| FHLB advances | $6,268,000 | 3,598 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $19,867,000 | 3,325 |
| Tier 1 (core) risk-based capital | $11,305,000 | 5,012 |
| Tier 2 risk-based capital | $846,000 | 4,599 |
| Total risk weighted assets | $109,437,000 | 3,922 |
| Total unused commitments | $19,867,000 | 3,326 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 41 | 3,915 |
| Assets and Liabilities | ||
| Total Assets: | $148,107,000 | 4,018 |
| Cash and due from depository institutions | $6,089,000 | 3,915 |
| Interest-bearing balances | $25,000 | 6,035 |
| Securities | $29,368,000 | 3,479 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $99,042,000 | 3,978 |
| Loan loss allowance | $840,000 | 4,748 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,764,000 | 1,652 |
| Other real estate owned | $260,000 | 3,915 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,584,000 | 2,819 |
| Life insurance assets | $3,217,000 | 1,742 |
| Total liabilities and capital | $148,107,000 | 4,018 |
| Total liabilities | $137,079,000 | 3,898 |
| Total deposits | $111,319,000 | 4,192 |
| Interest-bearing deposits | $92,457,000 | 4,270 |
| Deposits held in domestic offices | $111,319,000 | 4,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,830,000 | 909 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $6,268,000 | 3,464 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $662,000 | 5,006 |
| Total equity capital | $11,028,000 | 5,261 |
| Total bank equity capital | $11,028,000 | 5,261 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $550,000 | 3,924 |
| Surplus | $3,250,000 | 4,885 |
| Undivided profits | $7,228,000 | 3,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,399,000 | 2,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,597,000 | 2,451 |
| Earning assets | $128,435,000 | 4,173 |
| Long-term assets (5+ years) | $10,632,000 | 5,093 |
| Average Assets, year-to-date | $145,723,000 | 4,030 |
| Average Assets, quarterly | $145,723,000 | 4,030 |
| Volatile liabilities | $29,605,000 | 3,784 |
| Insider loans | $4,715,000 | 1,651 |
| FHLB advances | $6,268,000 | 3,344 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $20,529,000 | 3,311 |
| Tier 1 (core) risk-based capital | $11,263,000 | 5,014 |
| Tier 2 risk-based capital | $840,000 | 4,540 |
| Total risk weighted assets | $111,953,000 | 3,822 |
| Total unused commitments | $20,529,000 | 3,314 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 42 | 3,846 |
| Assets and Liabilities | ||
| Total Assets: | $143,339,000 | 4,068 |
| Cash and due from depository institutions | $5,640,000 | 3,846 |
| Interest-bearing balances | $25,000 | 5,861 |
| Securities | $21,526,000 | 4,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $103,290,000 | 3,857 |
| Loan loss allowance | $843,000 | 4,711 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,966,000 | 1,849 |
| Other real estate owned | $260,000 | 3,846 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,657,000 | 2,813 |
| Life insurance assets | $3,196,000 | 1,742 |
| Total liabilities and capital | $143,339,000 | 4,068 |
| Total liabilities | $132,109,000 | 3,959 |
| Total deposits | $110,098,000 | 4,215 |
| Interest-bearing deposits | $88,326,000 | 4,350 |
| Deposits held in domestic offices | $110,098,000 | 4,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,455,000 | 983 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,768,000 | 3,694 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $788,000 | 4,552 |
| Total equity capital | $11,230,000 | 5,137 |
| Total bank equity capital | $11,230,000 | 5,137 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $550,000 | 3,935 |
| Surplus | $3,250,000 | 4,868 |
| Undivided profits | $7,430,000 | 3,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,392,000 | 2,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,671,000 | 2,549 |
| Earning assets | $124,841,000 | 4,196 |
| Long-term assets (5+ years) | $5,091,000 | 5,981 |
| Average Assets, year-to-date | $137,548,800 | 4,057 |
| Average Assets, quarterly | $139,803,000 | 4,088 |
| Volatile liabilities | $25,807,000 | 4,123 |
| Insider loans | $4,697,000 | 1,623 |
| FHLB advances | $4,768,000 | 3,573 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $21,525,000 | 3,231 |
| Tier 1 (core) risk-based capital | $11,375,000 | 4,960 |
| Tier 2 risk-based capital | $843,000 | 4,525 |
| Total risk weighted assets | $114,947,000 | 3,737 |
| Total unused commitments | $21,525,000 | 3,233 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 43 | 3,759 |
| Assets and Liabilities | ||
| Total Assets: | $136,267,000 | 4,155 |
| Cash and due from depository institutions | $6,118,000 | 3,759 |
| Interest-bearing balances | $68,000 | 5,036 |
| Securities | $21,747,000 | 4,258 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $97,632,000 | 3,976 |
| Loan loss allowance | $857,000 | 4,633 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,831,000 | 2,539 |
| Other real estate owned | $260,000 | 3,759 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,679,000 | 2,800 |
| Life insurance assets | $3,170,000 | 1,708 |
| Total liabilities and capital | $136,267,000 | 4,155 |
| Total liabilities | $123,954,000 | 4,098 |
| Total deposits | $112,568,000 | 4,097 |
| Interest-bearing deposits | $92,999,000 | 4,202 |
| Deposits held in domestic offices | $112,568,000 | 4,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,575,000 | 1,442 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,368,000 | 3,961 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $443,000 | 6,063 |
| Total equity capital | $12,313,000 | 4,778 |
| Total bank equity capital | $12,313,000 | 4,778 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $550,000 | 3,923 |
| Surplus | $3,250,000 | 4,833 |
| Undivided profits | $8,513,000 | 3,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,462,000 | 2,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,657,000 | 2,741 |
| Earning assets | $119,447,000 | 4,289 |
| Long-term assets (5+ years) | $5,012,000 | 5,920 |
| Average Assets, year-to-date | $136,101,250 | 4,090 |
| Average Assets, quarterly | $136,124,000 | 4,138 |
| Volatile liabilities | $16,474,000 | 5,189 |
| Insider loans | $4,294,000 | 1,721 |
| FHLB advances | $3,368,000 | 3,797 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $26,798,000 | 2,808 |
| Tier 1 (core) risk-based capital | $12,284,000 | 4,683 |
| Tier 2 risk-based capital | $857,000 | 4,448 |
| Total risk weighted assets | $109,113,000 | 3,826 |
| Total unused commitments | $26,798,000 | 2,808 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 42 | 3,891 |
| Assets and Liabilities | ||
| Total Assets: | $135,981,000 | 4,172 |
| Cash and due from depository institutions | $5,917,000 | 3,891 |
| Interest-bearing balances | $131,000 | 4,378 |
| Securities | $19,595,000 | 4,543 |
| Federal funds sold & reverse repurchase agreements | $1,760,000 | 4,424 |
| Net loans & leases | $98,685,000 | 3,922 |
| Loan loss allowance | $864,000 | 4,619 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,373,000 | 2,754 |
| Other real estate owned | $343,000 | 3,891 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,308,000 | 2,925 |
| Life insurance assets | $3,095,000 | 1,724 |
| Total liabilities and capital | $135,981,000 | 4,172 |
| Total liabilities | $124,533,000 | 4,087 |
| Total deposits | $119,207,000 | 3,963 |
| Interest-bearing deposits | $98,821,000 | 4,033 |
| Deposits held in domestic offices | $119,207,000 | 3,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,768,000 | 3,518 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $558,000 | 5,299 |
| Total equity capital | $11,448,000 | 4,951 |
| Total bank equity capital | $11,448,000 | 4,951 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $550,000 | 3,943 |
| Surplus | $3,250,000 | 4,833 |
| Undivided profits | $7,648,000 | 3,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,549,000 | 2,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,035 |
| Income earned, not collected on loans | $1,390,000 | 2,990 |
| Earning assets | $120,171,000 | 4,267 |
| Long-term assets (5+ years) | $4,880,000 | 5,923 |
| Average Assets, year-to-date | $136,046,000 | 4,126 |
| Average Assets, quarterly | $135,028,000 | 4,173 |
| Volatile liabilities | $10,256,000 | 6,159 |
| Insider loans | $4,938,000 | 1,498 |
| FHLB advances | $4,768,000 | 3,370 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $21,988,000 | 3,220 |
| Tier 1 (core) risk-based capital | $11,613,000 | 4,855 |
| Tier 2 risk-based capital | $864,000 | 4,420 |
| Total risk weighted assets | $107,843,000 | 3,839 |
| Total unused commitments | $21,988,000 | 3,220 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $134,075,000 | 4,206 |
| Cash and due from depository institutions | $4,515,000 | 3,774 |
| Interest-bearing balances | $18,000 | 6,048 |
| Securities | $19,734,000 | 4,535 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $100,223,000 | 3,848 |
| Loan loss allowance | $867,000 | 4,594 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,016,000 | 2,932 |
| Other real estate owned | $260,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,327,000 | 2,850 |
| Life insurance assets | $3,072,000 | 1,713 |
| Total liabilities and capital | $134,075,000 | 4,206 |
| Total liabilities | $123,380,000 | 4,103 |
| Total deposits | $115,965,000 | 4,028 |
| Interest-bearing deposits | $96,001,000 | 4,108 |
| Deposits held in domestic offices | $115,965,000 | 4,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,150,000 | 2,040 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,768,000 | 3,440 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $497,000 | 5,564 |
| Total equity capital | $10,695,000 | 5,177 |
| Total bank equity capital | $10,695,000 | 5,177 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $550,000 | 3,942 |
| Surplus | $3,250,000 | 4,805 |
| Undivided profits | $6,895,000 | 3,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,256,000 | 2,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,047 |
| Income earned, not collected on loans | $1,427,000 | 2,807 |
| Earning assets | $119,975,000 | 4,279 |
| Long-term assets (5+ years) | $5,060,000 | 5,842 |
| Average Assets, year-to-date | $136,078,500 | 4,131 |
| Average Assets, quarterly | $136,078,500 | 4,131 |
| Volatile liabilities | $11,626,000 | 5,852 |
| Insider loans | $504,000 | 5,496 |
| FHLB advances | $4,768,000 | 3,306 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $21,222,000 | 3,240 |
| Tier 1 (core) risk-based capital | $10,797,000 | 5,074 |
| Tier 2 risk-based capital | $867,000 | 4,401 |
| Total risk weighted assets | $108,624,000 | 3,781 |
| Total unused commitments | $21,222,000 | 3,240 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 42 | 3,848 |
| Assets and Liabilities | ||
| Total Assets: | $138,082,000 | 4,089 |
| Cash and due from depository institutions | $7,711,000 | 3,848 |
| Interest-bearing balances | $31,000 | 5,755 |
| Securities | $19,738,000 | 4,583 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $101,383,000 | 3,792 |
| Loan loss allowance | $866,000 | 4,578 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,583,000 | 3,145 |
| Other real estate owned | $260,000 | 3,848 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,407,000 | 2,844 |
| Life insurance assets | $3,051,000 | 1,691 |
| Total liabilities and capital | $138,082,000 | 4,089 |
| Total liabilities | $128,135,000 | 3,977 |
| Total deposits | $116,361,000 | 3,987 |
| Interest-bearing deposits | $93,973,000 | 4,119 |
| Deposits held in domestic offices | $116,361,000 | 3,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,410,000 | 1,453 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,768,000 | 3,569 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $596,000 | 5,069 |
| Total equity capital | $9,947,000 | 5,372 |
| Total bank equity capital | $9,947,000 | 5,372 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $550,000 | 3,950 |
| Surplus | $3,250,000 | 4,785 |
| Undivided profits | $6,147,000 | 4,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $831,000 | 2,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 995 |
| Income earned, not collected on loans | $1,456,000 | 2,865 |
| Earning assets | $121,152,000 | 4,215 |
| Long-term assets (5+ years) | $5,345,000 | 5,713 |
| Average Assets, year-to-date | $130,457,600 | 4,128 |
| Average Assets, quarterly | $133,381,000 | 4,150 |
| Volatile liabilities | $15,664,000 | 5,235 |
| Insider loans | $504,000 | 5,499 |
| FHLB advances | $4,768,000 | 3,442 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $19,519,000 | 3,382 |
| Tier 1 (core) risk-based capital | $10,119,000 | 5,241 |
| Tier 2 risk-based capital | $866,000 | 4,377 |
| Total risk weighted assets | $109,517,000 | 3,730 |
| Total unused commitments | $19,519,000 | 3,383 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $128,680,000 | 4,266 |
| Cash and due from depository institutions | $4,804,000 | 3,935 |
| Interest-bearing balances | $45,000 | 5,557 |
| Securities | $19,813,000 | 4,607 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $96,495,000 | 3,920 |
| Loan loss allowance | $908,000 | 4,445 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,462,000 | 3,970 |
| Other real estate owned | $0 | 3,935 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,106,000 | 2,977 |
| Life insurance assets | $3,027,000 | 1,666 |
| Total liabilities and capital | $128,680,000 | 4,266 |
| Total liabilities | $118,846,000 | 4,164 |
| Total deposits | $110,179,000 | 4,110 |
| Interest-bearing deposits | $90,214,000 | 4,173 |
| Deposits held in domestic offices | $110,179,000 | 4,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,981 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,768,000 | 3,732 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $499,000 | 5,605 |
| Total equity capital | $9,834,000 | 5,391 |
| Total bank equity capital | $9,834,000 | 5,391 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $550,000 | 3,978 |
| Surplus | $3,250,000 | 4,768 |
| Undivided profits | $6,034,000 | 4,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,300,000 | 2,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,391,000 | 2,971 |
| Earning assets | $116,353,000 | 4,311 |
| Long-term assets (5+ years) | $5,537,000 | 5,659 |
| Average Assets, year-to-date | $128,551,500 | 4,189 |
| Average Assets, quarterly | $129,104,000 | 4,221 |
| Volatile liabilities | $13,348,000 | 5,620 |
| Insider loans | $603,000 | 5,182 |
| FHLB advances | $4,768,000 | 3,577 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $22,859,000 | 3,125 |
| Tier 1 (core) risk-based capital | $10,073,000 | 5,246 |
| Tier 2 risk-based capital | $1,011,000 | 3,962 |
| Total risk weighted assets | $104,022,000 | 3,862 |
| Total unused commitments | $22,859,000 | 3,125 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 44 | 3,750 |
| Assets and Liabilities | ||
| Total Assets: | $129,528,000 | 4,215 |
| Cash and due from depository institutions | $4,869,000 | 3,750 |
| Interest-bearing balances | $68,000 | 5,283 |
| Securities | $19,595,000 | 4,624 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $98,818,000 | 3,828 |
| Loan loss allowance | $930,000 | 4,348 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,290,000 | 4,129 |
| Other real estate owned | $0 | 3,750 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,956,000 | 3,504 |
| Life insurance assets | $2,078,000 | 2,105 |
| Total liabilities and capital | $129,528,000 | 4,215 |
| Total liabilities | $120,269,000 | 4,095 |
| Total deposits | $104,302,000 | 4,249 |
| Interest-bearing deposits | $86,429,000 | 4,266 |
| Deposits held in domestic offices | $104,302,000 | 4,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,775,000 | 1,161 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $4,768,000 | 3,760 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $424,000 | 5,687 |
| Total equity capital | $9,259,000 | 5,464 |
| Total bank equity capital | $9,259,000 | 5,464 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $550,000 | 3,973 |
| Surplus | $3,250,000 | 4,754 |
| Undivided profits | $5,459,000 | 4,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,504,000 | 1,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,139,000 | 3,233 |
| Earning assets | $118,481,000 | 4,218 |
| Long-term assets (5+ years) | $5,610,000 | 5,597 |
| Average Assets, year-to-date | $128,508,670 | 4,189 |
| Average Assets, quarterly | $127,287,000 | 4,241 |
| Volatile liabilities | $19,508,000 | 4,701 |
| Insider loans | $379,000 | 5,922 |
| FHLB advances | $4,768,000 | 3,598 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $22,959,000 | 3,117 |
| Tier 1 (core) risk-based capital | $9,814,000 | 5,254 |
| Tier 2 risk-based capital | $1,027,000 | 3,890 |
| Total risk weighted assets | $106,138,000 | 3,756 |
| Total unused commitments | $22,959,000 | 3,118 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $125,046,000 | 4,304 |
| Cash and due from depository institutions | $3,872,000 | 3,734 |
| Interest-bearing balances | $47,000 | 5,621 |
| Securities | $19,882,000 | 4,635 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $95,211,000 | 3,861 |
| Loan loss allowance | $938,000 | 4,309 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,225,000 | 4,172 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,856,000 | 3,483 |
| Life insurance assets | $2,065,000 | 2,074 |
| Total liabilities and capital | $125,046,000 | 4,304 |
| Total liabilities | $115,809,000 | 4,185 |
| Total deposits | $99,887,000 | 4,383 |
| Interest-bearing deposits | $79,423,000 | 4,510 |
| Deposits held in domestic offices | $99,887,000 | 4,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,770,000 | 1,094 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,768,000 | 3,671 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $384,000 | 5,820 |
| Total equity capital | $9,237,000 | 5,436 |
| Total bank equity capital | $9,237,000 | 5,436 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $550,000 | 3,959 |
| Surplus | $3,250,000 | 4,695 |
| Undivided profits | $5,437,000 | 4,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,183,000 | 2,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,079,000 | 3,223 |
| Earning assets | $115,140,000 | 4,310 |
| Long-term assets (5+ years) | $5,845,000 | 5,520 |
| Average Assets, year-to-date | $127,999,000 | 4,206 |
| Average Assets, quarterly | $127,999,000 | 4,206 |
| Volatile liabilities | $18,028,000 | 4,779 |
| Insider loans | $603,000 | 5,114 |
| FHLB advances | $4,768,000 | 3,537 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $21,040,000 | 3,237 |
| Tier 1 (core) risk-based capital | $9,619,000 | 5,250 |
| Tier 2 risk-based capital | $1,043,000 | 3,798 |
| Total risk weighted assets | $102,555,000 | 3,783 |
| Total unused commitments | $21,040,000 | 3,238 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 45 | 3,666 |
| Assets and Liabilities | ||
| Total Assets: | $130,952,000 | 4,161 |
| Cash and due from depository institutions | $7,089,000 | 3,666 |
| Interest-bearing balances | $49,000 | 5,675 |
| Securities | $20,399,000 | 4,578 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $97,430,000 | 3,785 |
| Loan loss allowance | $970,000 | 4,181 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,222,000 | 4,152 |
| Other real estate owned | $0 | 3,666 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,812,000 | 3,507 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $130,953,000 | 4,160 |
| Total liabilities | $122,199,000 | 4,028 |
| Total deposits | $107,411,000 | 4,139 |
| Interest-bearing deposits | $84,068,000 | 4,316 |
| Deposits held in domestic offices | $107,411,000 | 4,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,570,000 | 1,192 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,768,000 | 3,771 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $450,000 | 5,362 |
| Total equity capital | $8,754,000 | 5,582 |
| Total bank equity capital | $8,754,000 | 5,582 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $550,000 | 3,975 |
| Surplus | $2,950,000 | 4,863 |
| Undivided profits | $5,254,000 | 4,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,617,000 | 1,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,102,000 | 3,183 |
| Earning assets | $117,878,000 | 4,214 |
| Long-term assets (5+ years) | $5,648,000 | 5,593 |
| Average Assets, year-to-date | $119,978,800 | 4,276 |
| Average Assets, quarterly | $126,775,500 | 4,209 |
| Volatile liabilities | $16,550,000 | 4,915 |
| Insider loans | $653,000 | 4,953 |
| FHLB advances | $4,768,000 | 3,624 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $19,863,000 | 3,331 |
| Tier 1 (core) risk-based capital | $9,113,000 | 5,391 |
| Tier 2 risk-based capital | $1,058,000 | 3,742 |
| Total risk weighted assets | $105,131,000 | 3,714 |
| Total unused commitments | $19,863,000 | 3,331 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $122,599,000 | 4,296 |
| Cash and due from depository institutions | $4,788,000 | 3,927 |
| Interest-bearing balances | $76,000 | 5,357 |
| Securities | $20,922,000 | 4,493 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $91,087,000 | 3,943 |
| Loan loss allowance | $1,067,000 | 3,897 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,155,000 | 4,200 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,647,000 | 3,549 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $122,599,000 | 4,296 |
| Total liabilities | $114,250,000 | 4,161 |
| Total deposits | $99,053,000 | 4,317 |
| Interest-bearing deposits | $79,028,000 | 4,449 |
| Deposits held in domestic offices | $99,053,000 | 4,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,395,000 | 1,109 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,586,000 | 3,859 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $216,000 | 7,088 |
| Total equity capital | $8,349,000 | 5,745 |
| Total bank equity capital | $8,349,000 | 5,745 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $550,000 | 3,971 |
| Surplus | $2,550,000 | 5,067 |
| Undivided profits | $5,249,000 | 4,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $823,000 | 2,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,005,000 | 3,403 |
| Earning assets | $112,085,000 | 4,316 |
| Long-term assets (5+ years) | $5,183,000 | 5,797 |
| Average Assets, year-to-date | $117,235,500 | 4,335 |
| Average Assets, quarterly | $120,159,500 | 4,328 |
| Volatile liabilities | $17,183,000 | 4,768 |
| Insider loans | $653,000 | 4,970 |
| FHLB advances | $4,586,000 | 3,699 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $20,727,000 | 3,202 |
| Tier 1 (core) risk-based capital | $8,628,000 | 5,548 |
| Tier 2 risk-based capital | $1,076,000 | 3,672 |
| Total risk weighted assets | $95,326,000 | 3,950 |
| Total unused commitments | $20,727,000 | 3,204 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 42 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $117,720,000 | 4,374 |
| Cash and due from depository institutions | $5,046,000 | 3,856 |
| Interest-bearing balances | $17,000 | 6,252 |
| Securities | $20,672,000 | 4,547 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $86,491,000 | 4,003 |
| Loan loss allowance | $1,066,000 | 3,856 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,042,000 | 4,279 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,469,000 | 3,556 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $117,720,000 | 4,374 |
| Total liabilities | $109,463,000 | 4,244 |
| Total deposits | $100,154,000 | 4,224 |
| Interest-bearing deposits | $81,476,000 | 4,308 |
| Deposits held in domestic offices | $100,154,000 | 4,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,731 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,586,000 | 3,768 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $223,000 | 6,818 |
| Total equity capital | $8,257,000 | 5,725 |
| Total bank equity capital | $8,257,000 | 5,725 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $550,000 | 3,963 |
| Surplus | $2,550,000 | 5,044 |
| Undivided profits | $5,157,000 | 4,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $635,000 | 3,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $804,000 | 3,820 |
| Earning assets | $107,180,000 | 4,408 |
| Long-term assets (5+ years) | $5,465,000 | 5,776 |
| Average Assets, year-to-date | $115,447,670 | 4,372 |
| Average Assets, quarterly | $114,742,000 | 4,419 |
| Volatile liabilities | $11,729,000 | 5,584 |
| Insider loans | $253,000 | 6,388 |
| FHLB advances | $4,586,000 | 3,624 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,531,000 | 3,131 |
| Tier 1 (core) risk-based capital | $8,348,000 | 5,587 |
| Tier 2 risk-based capital | $1,076,000 | 3,619 |
| Total risk weighted assets | $90,636,000 | 3,992 |
| Total unused commitments | $20,531,000 | 3,132 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $111,764,000 | 4,529 |
| Cash and due from depository institutions | $3,668,000 | 3,833 |
| Interest-bearing balances | $23,000 | 6,167 |
| Securities | $20,437,000 | 4,657 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $82,363,000 | 4,090 |
| Loan loss allowance | $1,091,000 | 3,802 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,927,000 | 4,418 |
| Other real estate owned | $0 | 3,833 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,369,000 | 3,590 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $111,764,000 | 4,529 |
| Total liabilities | $104,032,000 | 4,402 |
| Total deposits | $92,695,000 | 4,474 |
| Interest-bearing deposits | $73,840,000 | 4,657 |
| Deposits held in domestic offices | $92,695,000 | 4,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,081,000 | 1,045 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $256,000 | 6,411 |
| Total equity capital | $7,732,000 | 5,878 |
| Total bank equity capital | $7,732,000 | 5,878 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $550,000 | 3,976 |
| Surplus | $2,550,000 | 5,057 |
| Undivided profits | $4,632,000 | 4,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $688,000 | 3,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $813,000 | 3,663 |
| Earning assets | $102,823,000 | 4,535 |
| Long-term assets (5+ years) | $5,514,000 | 5,826 |
| Average Assets, year-to-date | $114,311,500 | 4,437 |
| Average Assets, quarterly | $114,311,500 | 4,437 |
| Volatile liabilities | $13,940,000 | 5,056 |
| Insider loans | $653,000 | 4,939 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $17,498,000 | 3,423 |
| Tier 1 (core) risk-based capital | $8,147,000 | 5,626 |
| Tier 2 risk-based capital | $1,081,000 | 3,624 |
| Total risk weighted assets | $86,501,000 | 4,097 |
| Total unused commitments | $17,498,000 | 3,425 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $116,859,000 | 4,370 |
| Cash and due from depository institutions | $5,078,000 | 3,860 |
| Interest-bearing balances | $37,000 | 5,924 |
| Securities | $21,285,000 | 4,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $85,230,000 | 3,983 |
| Loan loss allowance | $1,092,000 | 3,765 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,896,000 | 4,434 |
| Other real estate owned | $0 | 3,860 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,370,000 | 3,529 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $116,859,000 | 4,370 |
| Total liabilities | $108,279,000 | 4,266 |
| Total deposits | $95,126,000 | 4,378 |
| Interest-bearing deposits | $69,461,000 | 4,861 |
| Deposits held in domestic offices | $95,126,000 | 4,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,836,000 | 1,006 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $317,000 | 5,865 |
| Total equity capital | $8,580,000 | 5,524 |
| Total bank equity capital | $8,580,000 | 5,524 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $550,000 | 3,985 |
| Surplus | $2,550,000 | 5,033 |
| Undivided profits | $5,480,000 | 4,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $781,000 | 2,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $828,000 | 3,606 |
| Earning assets | $106,552,000 | 4,400 |
| Long-term assets (5+ years) | $5,147,000 | 5,999 |
| Average Assets, year-to-date | $112,121,600 | 4,366 |
| Average Assets, quarterly | $119,409,000 | 4,270 |
| Volatile liabilities | $15,671,000 | 4,715 |
| Insider loans | $653,000 | 4,953 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $29,148,000 | 2,351 |
| Tier 1 (core) risk-based capital | $8,686,000 | 5,363 |
| Tier 2 risk-based capital | $1,101,000 | 3,541 |
| Total risk weighted assets | $95,324,000 | 3,784 |
| Total unused commitments | $29,148,000 | 2,352 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 41 | 3,931 |
| Assets and Liabilities | ||
| Total Assets: | $121,959,000 | 4,204 |
| Cash and due from depository institutions | $5,117,000 | 3,931 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $24,375,000 | 4,183 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $87,268,000 | 3,872 |
| Loan loss allowance | $1,096,000 | 3,764 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,923,000 | 4,343 |
| Other real estate owned | $0 | 3,931 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,276,000 | 3,540 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $121,959,000 | 4,204 |
| Total liabilities | $113,400,000 | 4,082 |
| Total deposits | $102,733,000 | 4,078 |
| Interest-bearing deposits | $78,529,000 | 4,404 |
| Deposits held in domestic offices | $102,733,000 | 4,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,430,000 | 1,101 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $237,000 | 6,751 |
| Total equity capital | $8,559,000 | 5,541 |
| Total bank equity capital | $8,559,000 | 5,541 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $550,000 | 4,003 |
| Surplus | $2,550,000 | 5,013 |
| Undivided profits | $5,459,000 | 4,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $754,000 | 3,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $811,000 | 3,804 |
| Earning assets | $111,643,000 | 4,213 |
| Long-term assets (5+ years) | $12,183,000 | 4,536 |
| Average Assets, year-to-date | $110,937,250 | 4,406 |
| Average Assets, quarterly | $114,129,000 | 4,365 |
| Volatile liabilities | $13,361,000 | 5,104 |
| Insider loans | $628,000 | 5,013 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $28,274,000 | 2,380 |
| Tier 1 (core) risk-based capital | $8,492,000 | 5,411 |
| Tier 2 risk-based capital | $1,105,000 | 3,508 |
| Total risk weighted assets | $94,587,000 | 3,782 |
| Total unused commitments | $28,274,000 | 2,384 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $106,299,000 | 4,628 |
| Cash and due from depository institutions | $4,202,000 | 4,036 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $27,657,000 | 3,900 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $69,416,000 | 4,498 |
| Loan loss allowance | $1,046,000 | 3,874 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,902,000 | 4,352 |
| Other real estate owned | $0 | 4,036 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,122,000 | 3,659 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $106,299,000 | 4,628 |
| Total liabilities | $99,035,000 | 4,492 |
| Total deposits | $98,829,000 | 4,194 |
| Interest-bearing deposits | $72,574,000 | 4,674 |
| Deposits held in domestic offices | $98,829,000 | 4,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $206,000 | 6,747 |
| Total equity capital | $7,264,000 | 5,982 |
| Total bank equity capital | $7,264,000 | 5,982 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $550,000 | 4,030 |
| Surplus | $2,550,000 | 5,010 |
| Undivided profits | $4,164,000 | 4,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,897,000 | 1,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $725,000 | 3,916 |
| Earning assets | $97,073,000 | 4,619 |
| Long-term assets (5+ years) | $13,583,000 | 4,447 |
| Average Assets, year-to-date | $107,263,330 | 4,530 |
| Average Assets, quarterly | $106,967,500 | 4,577 |
| Volatile liabilities | $2,977,000 | 7,973 |
| Insider loans | $128,000 | 7,133 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $17,309,000 | 3,291 |
| Tier 1 (core) risk-based capital | $7,826,000 | 5,637 |
| Tier 2 risk-based capital | $964,000 | 3,839 |
| Total risk weighted assets | $76,998,000 | 4,348 |
| Total unused commitments | $17,309,000 | 3,293 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $107,636,000 | 4,573 |
| Cash and due from depository institutions | $6,016,000 | 4,465 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $31,929,000 | 3,483 |
| Federal funds sold & reverse repurchase agreements | $5,235,000 | 2,713 |
| Net loans & leases | $59,744,000 | 4,866 |
| Loan loss allowance | $902,000 | 4,272 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,844,000 | 4,401 |
| Other real estate owned | $0 | 4,465 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,868,000 | 3,714 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $107,636,000 | 4,573 |
| Total liabilities | $99,555,000 | 4,470 |
| Total deposits | $99,334,000 | 4,186 |
| Interest-bearing deposits | $72,761,000 | 4,683 |
| Deposits held in domestic offices | $99,334,000 | 4,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $221,000 | 6,852 |
| Total equity capital | $8,081,000 | 5,690 |
| Total bank equity capital | $8,081,000 | 5,690 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $550,000 | 4,038 |
| Surplus | $2,550,000 | 4,989 |
| Undivided profits | $4,981,000 | 4,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,070,000 | 2,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $665,000 | 4,146 |
| Earning assets | $96,908,000 | 4,641 |
| Long-term assets (5+ years) | $21,776,000 | 3,396 |
| Average Assets, year-to-date | $107,745,500 | 4,540 |
| Average Assets, quarterly | $107,745,500 | 4,540 |
| Volatile liabilities | $2,918,000 | 7,976 |
| Insider loans | $628,000 | 5,004 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $14,422,000 | 3,597 |
| Tier 1 (core) risk-based capital | $7,710,000 | 5,642 |
| Tier 2 risk-based capital | $876,000 | 4,062 |
| Total risk weighted assets | $70,031,000 | 4,570 |
| Total unused commitments | $14,422,000 | 3,605 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $107,855,000 | 4,539 |
| Cash and due from depository institutions | $6,159,000 | 4,137 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $36,933,000 | 3,174 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $59,775,000 | 4,853 |
| Loan loss allowance | $900,000 | 4,258 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,871,000 | 4,365 |
| Other real estate owned | $0 | 4,137 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,117,000 | 3,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,855,000 | 4,539 |
| Total liabilities | $100,513,000 | 4,429 |
| Total deposits | $89,596,000 | 4,509 |
| Interest-bearing deposits | $73,082,000 | 4,649 |
| Deposits held in domestic offices | $89,596,000 | 4,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,610,000 | 1,092 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $307,000 | 6,041 |
| Total equity capital | $7,342,000 | 5,970 |
| Total bank equity capital | $7,342,000 | 5,970 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $550,000 | 4,070 |
| Surplus | $2,550,000 | 4,971 |
| Undivided profits | $4,242,000 | 5,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,314,000 | 2,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,195 |
| Income earned, not collected on loans | $860,000 | 3,449 |
| Earning assets | $96,708,000 | 4,611 |
| Long-term assets (5+ years) | $23,962,000 | 3,240 |
| Average Assets, year-to-date | $102,774,000 | 4,581 |
| Average Assets, quarterly | $109,504,500 | 4,472 |
| Volatile liabilities | $15,433,000 | 4,546 |
| Insider loans | $628,000 | 5,004 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,649,000 | 3,927 |
| Tier 1 (core) risk-based capital | $7,621,000 | 5,662 |
| Tier 2 risk-based capital | $868,000 | 4,082 |
| Total risk weighted assets | $69,387,000 | 4,603 |
| Total unused commitments | $11,649,000 | 3,931 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 39 | 4,164 |
| Assets and Liabilities | ||
| Total Assets: | $111,154,000 | 4,432 |
| Cash and due from depository institutions | $7,336,000 | 4,164 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $40,463,000 | 2,906 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $58,470,000 | 4,911 |
| Loan loss allowance | $906,000 | 4,246 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,896,000 | 4,327 |
| Other real estate owned | $0 | 4,164 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,989,000 | 3,663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,154,000 | 4,432 |
| Total liabilities | $103,982,000 | 4,286 |
| Total deposits | $90,057,000 | 4,468 |
| Interest-bearing deposits | $75,016,000 | 4,531 |
| Deposits held in domestic offices | $90,057,000 | 4,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,735,000 | 918 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $190,000 | 7,423 |
| Total equity capital | $7,172,000 | 6,041 |
| Total bank equity capital | $7,172,000 | 6,041 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $550,000 | 4,100 |
| Surplus | $2,550,000 | 4,941 |
| Undivided profits | $4,072,000 | 5,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,627,000 | 1,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $14,000 | 1,267 |
| Income earned, not collected on loans | $781,000 | 3,939 |
| Earning assets | $98,933,000 | 4,524 |
| Long-term assets (5+ years) | $23,195,000 | 3,309 |
| Average Assets, year-to-date | $101,503,750 | 4,651 |
| Average Assets, quarterly | $106,068,000 | 4,565 |
| Volatile liabilities | $17,898,000 | 4,151 |
| Insider loans | $527,000 | 5,357 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $12,356,000 | 3,813 |
| Tier 1 (core) risk-based capital | $7,611,000 | 5,645 |
| Tier 2 risk-based capital | $868,000 | 4,079 |
| Total risk weighted assets | $69,402,000 | 4,564 |
| Total unused commitments | $12,356,000 | 3,817 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 39 | 4,182 |
| Assets and Liabilities | ||
| Total Assets: | $100,982,000 | 4,732 |
| Cash and due from depository institutions | $5,690,000 | 4,182 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $31,015,000 | 3,466 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $59,590,000 | 4,830 |
| Loan loss allowance | $877,000 | 4,294 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,871,000 | 4,310 |
| Other real estate owned | $0 | 4,182 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,816,000 | 3,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,982,000 | 4,732 |
| Total liabilities | $93,051,000 | 4,617 |
| Total deposits | $86,836,000 | 4,588 |
| Interest-bearing deposits | $71,868,000 | 4,690 |
| Deposits held in domestic offices | $86,836,000 | 4,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,367 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $215,000 | 7,242 |
| Total equity capital | $7,931,000 | 5,646 |
| Total bank equity capital | $7,931,000 | 5,646 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $550,000 | 4,108 |
| Surplus | $2,550,000 | 4,917 |
| Undivided profits | $4,831,000 | 4,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,604,000 | 1,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,311 |
| Income earned, not collected on loans | $713,000 | 4,087 |
| Earning assets | $90,605,000 | 4,788 |
| Long-term assets (5+ years) | $16,771,000 | 3,824 |
| Average Assets, year-to-date | $98,287,000 | 4,756 |
| Average Assets, quarterly | $99,218,000 | 4,750 |
| Volatile liabilities | $9,992,000 | 5,712 |
| Insider loans | $227,000 | 6,671 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $10,178,000 | 4,177 |
| Tier 1 (core) risk-based capital | $7,342,000 | 5,707 |
| Tier 2 risk-based capital | $866,000 | 4,052 |
| Total risk weighted assets | $69,282,000 | 4,551 |
| Total unused commitments | $10,178,000 | 4,190 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $97,454,000 | 4,790 |
| Cash and due from depository institutions | $5,740,000 | 4,145 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $27,472,000 | 3,769 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $59,500,000 | 4,782 |
| Loan loss allowance | $1,024,000 | 3,781 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,888,000 | 4,256 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,854,000 | 3,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,454,000 | 4,790 |
| Total liabilities | $89,183,000 | 4,715 |
| Total deposits | $84,545,000 | 4,658 |
| Interest-bearing deposits | $69,915,000 | 4,778 |
| Deposits held in domestic offices | $84,545,000 | 4,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,390,000 | 1,485 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $248,000 | 6,981 |
| Total equity capital | $8,271,000 | 5,421 |
| Total bank equity capital | $8,271,000 | 5,421 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $550,000 | 4,118 |
| Surplus | $2,550,000 | 4,897 |
| Undivided profits | $5,171,000 | 4,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,675,000 | 1,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,316 |
| Income earned, not collected on loans | $755,000 | 3,923 |
| Earning assets | $86,972,000 | 4,868 |
| Long-term assets (5+ years) | $11,968,000 | 4,510 |
| Average Assets, year-to-date | $96,939,500 | 4,787 |
| Average Assets, quarterly | $96,939,500 | 4,787 |
| Volatile liabilities | $8,821,000 | 6,017 |
| Insider loans | $727,000 | 4,648 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,584,000 | 3,838 |
| Tier 1 (core) risk-based capital | $6,965,000 | 5,854 |
| Tier 2 risk-based capital | $887,000 | 3,924 |
| Total risk weighted assets | $70,790,000 | 4,413 |
| Total unused commitments | $11,584,000 | 3,854 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 33 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $96,425,000 | 4,814 |
| Cash and due from depository institutions | $3,813,000 | 4,697 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $27,102,000 | 3,775 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $60,510,000 | 4,740 |
| Loan loss allowance | $921,000 | 4,048 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,912,000 | 4,206 |
| Other real estate owned | $0 | 4,697 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,088,000 | 3,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,425,000 | 4,814 |
| Total liabilities | $88,148,000 | 4,734 |
| Total deposits | $86,398,000 | 4,536 |
| Interest-bearing deposits | $69,590,000 | 4,739 |
| Deposits held in domestic offices | $86,398,000 | 4,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,505,000 | 2,228 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $245,000 | 7,116 |
| Total equity capital | $8,277,000 | 5,375 |
| Total bank equity capital | $8,277,000 | 5,375 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $550,000 | 4,123 |
| Surplus | $2,550,000 | 4,853 |
| Undivided profits | $5,177,000 | 4,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,882,000 | 1,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $15,000 | 1,279 |
| Income earned, not collected on loans | $932,000 | 3,429 |
| Earning assets | $87,612,000 | 4,813 |
| Long-term assets (5+ years) | $7,834,000 | 5,279 |
| Average Assets, year-to-date | $95,754,200 | 4,666 |
| Average Assets, quarterly | $98,072,000 | 4,687 |
| Volatile liabilities | $7,533,000 | 6,425 |
| Insider loans | $727,000 | 4,679 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,340,000 | 3,985 |
| Tier 1 (core) risk-based capital | $6,781,000 | 5,889 |
| Tier 2 risk-based capital | $920,000 | 3,766 |
| Total risk weighted assets | $73,590,000 | 4,293 |
| Total unused commitments | $10,340,000 | 3,989 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 29 | 5,140 |
| Assets and Liabilities | ||
| Total Assets: | $94,198,000 | 4,765 |
| Cash and due from depository institutions | $2,857,000 | 5,140 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $28,248,000 | 3,521 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $58,462,000 | 4,754 |
| Loan loss allowance | $915,000 | 3,846 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,689,000 | 4,524 |
| Other real estate owned | $51,000 | 5,140 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,891,000 | 3,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,198,000 | 4,765 |
| Total liabilities | $86,797,000 | 4,665 |
| Total deposits | $82,801,000 | 4,555 |
| Interest-bearing deposits | $66,926,000 | 4,744 |
| Deposits held in domestic offices | $82,801,000 | 4,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,707,000 | 1,732 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $289,000 | 7,007 |
| Total equity capital | $7,401,000 | 5,624 |
| Total bank equity capital | $7,401,000 | 5,624 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $550,000 | 4,204 |
| Surplus | $2,550,000 | 4,795 |
| Undivided profits | $4,301,000 | 4,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 4,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,308 |
| Income earned, not collected on loans | $918,000 | 3,747 |
| Earning assets | $86,710,000 | 4,711 |
| Long-term assets (5+ years) | $13,880,000 | 4,071 |
| Average Assets, year-to-date | $98,684,200 | 4,431 |
| Average Assets, quarterly | $97,791,000 | 4,575 |
| Volatile liabilities | $9,764,000 | 5,718 |
| Insider loans | $836,000 | 4,301 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,378,000 | 3,633 |
| Tier 1 (core) risk-based capital | $6,362,000 | 6,033 |
| Tier 2 risk-based capital | $880,000 | 3,735 |
| Total risk weighted assets | $70,359,000 | 4,312 |
| Total unused commitments | $11,378,000 | 3,641 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 30 | 5,074 |
| Assets and Liabilities | ||
| Total Assets: | $100,076,000 | 4,448 |
| Cash and due from depository institutions | $7,513,000 | 5,074 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $33,697,000 | 3,140 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,390 |
| Net loans & leases | $53,351,000 | 4,960 |
| Loan loss allowance | $813,000 | 4,110 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,720,000 | 4,456 |
| Other real estate owned | $70,000 | 5,074 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,725,000 | 3,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,076,000 | 4,448 |
| Total liabilities | $93,385,000 | 4,313 |
| Total deposits | $92,693,000 | 4,046 |
| Interest-bearing deposits | $73,368,000 | 4,312 |
| Deposits held in domestic offices | $92,693,000 | 4,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $692,000 | 4,714 |
| Total equity capital | $6,691,000 | 5,941 |
| Total bank equity capital | $6,691,000 | 5,941 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $550,000 | 4,335 |
| Surplus | $2,550,000 | 4,776 |
| Undivided profits | $3,591,000 | 5,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 6,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,173 |
| Income earned, not collected on loans | $618,000 | 4,369 |
| Earning assets | $88,048,000 | 4,585 |
| Long-term assets (5+ years) | $12,556,000 | 4,111 |
| Average Assets, year-to-date | $95,982,400 | 4,430 |
| Average Assets, quarterly | $100,383,000 | 4,389 |
| Volatile liabilities | $17,379,000 | 4,031 |
| Insider loans | $777,000 | 4,479 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $2,000 | 1,439 |
| Unused loan commitments | $13,856,000 | 3,054 |
| Tier 1 (core) risk-based capital | $6,185,000 | 6,128 |
| Tier 2 risk-based capital | $813,000 | 3,852 |
| Total risk weighted assets | $67,037,300 | 4,325 |
| Total unused commitments | $13,856,000 | 3,055 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 32 | 5,019 |
| Assets and Liabilities | ||
| Total Assets: | $92,421,000 | 4,727 |
| Cash and due from depository institutions | $6,494,000 | 5,019 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $35,143,000 | 3,143 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $48,109,000 | 5,204 |
| Loan loss allowance | $793,000 | 4,130 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,127,000 | 5,698 |
| Other real estate owned | $103,000 | 5,019 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,445,000 | 4,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,421,000 | 4,727 |
| Total liabilities | $87,527,000 | 4,530 |
| Total deposits | $84,572,000 | 4,336 |
| Interest-bearing deposits | $71,985,000 | 4,371 |
| Deposits held in domestic offices | $84,572,000 | 4,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,650,000 | 2,239 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $305,000 | 6,909 |
| Total equity capital | $4,894,000 | 7,065 |
| Total bank equity capital | $4,894,000 | 7,065 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $550,000 | 4,475 |
| Surplus | $2,550,000 | 4,767 |
| Undivided profits | $1,794,000 | 6,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $475,000 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $450,000 | 4,948 |
| Earning assets | $83,252,000 | 4,754 |
| Long-term assets (5+ years) | $16,677,000 | 3,713 |
| Average Assets, year-to-date | $84,721,800 | 4,881 |
| Average Assets, quarterly | $92,259,500 | 4,686 |
| Volatile liabilities | $18,480,000 | 3,671 |
| Insider loans | $825,000 | 4,200 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $168,000 | 1,231 |
| Unused loan commitments | $12,580,000 | 3,216 |
| Tier 1 (core) risk-based capital | $5,482,000 | 6,618 |
| Tier 2 risk-based capital | $746,710 | 4,025 |
| Total risk weighted assets | $59,690,610 | 4,646 |
| Total unused commitments | $12,580,000 | 3,219 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 32 | 5,084 |
| Assets and Liabilities | ||
| Total Assets: | $76,837,000 | 5,360 |
| Cash and due from depository institutions | $3,024,000 | 5,084 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $23,918,000 | 4,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $47,684,000 | 5,086 |
| Loan loss allowance | $741,000 | 4,267 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,131,000 | 5,583 |
| Other real estate owned | $133,000 | 5,084 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $947,000 | 6,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,837,000 | 5,360 |
| Total liabilities | $71,588,000 | 5,208 |
| Total deposits | $71,383,000 | 4,976 |
| Interest-bearing deposits | $59,126,000 | 5,094 |
| Deposits held in domestic offices | $71,383,000 | 4,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $205,000 | 8,558 |
| Total equity capital | $5,249,000 | 6,898 |
| Total bank equity capital | $5,249,000 | 6,898 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $550,000 | 4,508 |
| Surplus | $2,450,000 | 4,801 |
| Undivided profits | $2,249,000 | 6,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 3,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $489,000 | 4,684 |
| Earning assets | $71,602,000 | 5,288 |
| Long-term assets (5+ years) | $14,123,000 | 3,916 |
| Average Assets, year-to-date | $74,967,400 | 5,221 |
| Average Assets, quarterly | $76,818,500 | 5,279 |
| Volatile liabilities | $5,644,000 | 6,677 |
| Insider loans | $775,000 | 4,179 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $430,000 | 1,309 |
| Unused loan commitments | $7,727,000 | 4,248 |
| Tier 1 (core) risk-based capital | $4,849,000 | 7,052 |
| Tier 2 risk-based capital | $691,410 | 4,119 |
| Total risk weighted assets | $55,263,210 | 4,714 |
| Total unused commitments | $7,727,000 | 4,253 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $71,944,000 | 5,614 |
| Cash and due from depository institutions | $2,285,000 | 5,269 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $21,612,000 | 4,641 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,594 |
| Net loans & leases | $45,184,000 | 5,356 |
| Loan loss allowance | $601,000 | 5,042 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,229,000 | 5,345 |
| Other real estate owned | $169,000 | 5,269 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,165,000 | 5,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,944,000 | 5,614 |
| Total liabilities | $66,575,000 | 5,487 |
| Total deposits | $66,351,000 | 5,258 |
| Interest-bearing deposits | $56,340,000 | 5,296 |
| Deposits held in domestic offices | $66,351,000 | 5,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $224,000 | 8,674 |
| Total equity capital | $5,369,000 | 6,863 |
| Total bank equity capital | $5,369,000 | 6,863 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $550,000 | 4,673 |
| Surplus | $2,450,000 | 4,793 |
| Undivided profits | $2,369,000 | 6,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,095,000 | 2,295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $511,000 | 4,632 |
| Earning assets | $67,096,000 | 5,545 |
| Long-term assets (5+ years) | $11,735,000 | 3,929 |
| Average Assets, year-to-date | $74,168,000 | 5,299 |
| Average Assets, quarterly | $74,214,500 | 5,426 |
| Volatile liabilities | $7,223,000 | 6,038 |
| Insider loans | $1,586,000 | 2,500 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $430,000 | 1,096 |
| Unused loan commitments | $10,373,000 | 3,372 |
| Tier 1 (core) risk-based capital | $4,859,000 | 7,135 |
| Tier 2 risk-based capital | $601,000 | 4,500 |
| Total risk weighted assets | $53,615,100 | 4,760 |
| Total unused commitments | $10,373,000 | 3,373 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $73,502,000 | 5,664 |
| Cash and due from depository institutions | $3,471,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $29,365,000 | 3,968 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $38,426,000 | 6,016 |
| Loan loss allowance | $472,000 | 6,159 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,129,000 | 5,596 |
| Other real estate owned | $0 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,111,000 | 5,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,502,000 | 5,664 |
| Total liabilities | $68,410,000 | 5,510 |
| Total deposits | $64,914,000 | 5,501 |
| Interest-bearing deposits | $54,067,000 | 5,639 |
| Deposits held in domestic offices | $64,914,000 | 5,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,100,000 | 1,936 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $396,000 | 6,839 |
| Total equity capital | $5,092,000 | 7,166 |
| Total bank equity capital | $5,092,000 | 7,166 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $550,000 | 4,965 |
| Surplus | $2,450,000 | 4,855 |
| Undivided profits | $2,092,000 | 7,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,491,000 | 1,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $415,000 | 5,489 |
| Earning assets | $67,791,000 | 5,622 |
| Long-term assets (5+ years) | $8,143,000 | 4,678 |
| Average Assets, year-to-date | $72,556,400 | 5,564 |
| Average Assets, quarterly | $73,529,500 | 5,623 |
| Volatile liabilities | $10,376,000 | 4,754 |
| Insider loans | $1,386,000 | 2,839 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $820,000 | 815 |
| Unused loan commitments | $7,520,000 | 4,038 |
| Tier 1 (core) risk-based capital | $4,821,000 | 7,284 |
| Tier 2 risk-based capital | $472,000 | 5,489 |
| Total risk weighted assets | $49,216,900 | 5,115 |
| Total unused commitments | $7,520,000 | 4,052 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $69,659,000 | 5,974 |
| Cash and due from depository institutions | $4,038,000 | 5,851 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $32,335,000 | 3,846 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $31,227,000 | 6,829 |
| Loan loss allowance | $395,000 | 7,038 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,156,000 | 5,560 |
| Other real estate owned | $0 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $903,000 | 6,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,659,000 | 5,974 |
| Total liabilities | $64,885,000 | 5,804 |
| Total deposits | $58,430,000 | 6,056 |
| Interest-bearing deposits | $48,317,000 | 6,226 |
| Deposits held in domestic offices | $58,430,000 | 6,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,792 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $2,617,000 | 222 |
| All other liabilities | $338,000 | 7,818 |
| Total equity capital | $4,774,000 | 7,556 |
| Total bank equity capital | $4,774,000 | 7,556 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $550,000 | 5,226 |
| Surplus | $2,450,000 | 4,859 |
| Undivided profits | $1,774,000 | 7,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 3,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $267,000 | 7,618 |
| Earning assets | $63,562,000 | 5,984 |
| Long-term assets (5+ years) | $7,003,000 | 4,942 |
| Average Assets, year-to-date | $69,737,800 | 5,756 |
| Average Assets, quarterly | $69,853,500 | 5,910 |
| Volatile liabilities | $8,518,000 | 5,073 |
| Insider loans | $220,000 | 7,797 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,919,000 | 5,039 |
| Tier 1 (core) risk-based capital | $4,533,000 | 7,658 |
| Tier 2 risk-based capital | $2,488,600 | 1,303 |
| Total risk weighted assets | $41,138,500 | 5,827 |
| Total unused commitments | $4,919,000 | 5,052 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $71,708,000 | 5,812 |
| Cash and due from depository institutions | $3,679,000 | 6,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $38,488,000 | 3,417 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $26,581,000 | 7,561 |
| Loan loss allowance | $393,000 | 7,237 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,190,000 | 5,454 |
| Other real estate owned | $0 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,770,000 | 4,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,708,000 | 5,812 |
| Total liabilities | $68,064,000 | 5,586 |
| Total deposits | $60,033,000 | 5,924 |
| Interest-bearing deposits | $49,567,000 | 6,114 |
| Deposits held in domestic offices | $60,033,000 | 5,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,300,000 | 1,742 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $2,617,000 | 222 |
| All other liabilities | $114,000 | 10,816 |
| Total equity capital | $3,644,000 | 8,612 |
| Total bank equity capital | $3,644,000 | 8,612 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $550,000 | 5,507 |
| Surplus | $2,450,000 | 4,843 |
| Undivided profits | $644,000 | 9,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $903,000 | 2,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $544,000 | 231 |
| Income earned, not collected on loans | $227,000 | 7,903 |
| Earning assets | $65,069,000 | 5,854 |
| Long-term assets (5+ years) | $7,316,000 | 4,970 |
| Average Assets, year-to-date | $68,758,200 | 5,888 |
| Average Assets, quarterly | $71,535,000 | 5,789 |
| Volatile liabilities | $6,059,000 | 6,055 |
| Insider loans | $156,000 | 8,672 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,550,000 | 5,897 |
| Tier 1 (core) risk-based capital | $4,331,000 | 7,891 |
| Tier 2 risk-based capital | $2,558,500 | 1,264 |
| Total risk weighted assets | $37,380,100 | 6,203 |
| Total unused commitments | $3,550,000 | 5,906 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $66,983,000 | 6,279 |
| Cash and due from depository institutions | $2,697,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $35,741,000 | 3,841 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $26,357,000 | 7,568 |
| Loan loss allowance | $456,000 | 6,779 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,177,000 | 5,535 |
| Other real estate owned | $0 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,011,000 | 6,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,983,000 | 6,279 |
| Total liabilities | $61,794,000 | 6,177 |
| Total deposits | $56,980,000 | 6,399 |
| Interest-bearing deposits | $47,940,000 | 6,543 |
| Deposits held in domestic offices | $56,980,000 | 6,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,900,000 | 2,287 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $2,594,000 | 224 |
| All other liabilities | $320,000 | 7,246 |
| Total equity capital | $5,189,000 | 7,058 |
| Total bank equity capital | $5,189,000 | 7,058 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $550,000 | 5,755 |
| Surplus | $2,450,000 | 4,796 |
| Undivided profits | $2,189,000 | 7,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $944,000 | 3,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $213,000 | 7,819 |
| Earning assets | $62,098,000 | 6,229 |
| Long-term assets (5+ years) | $7,501,000 | 5,210 |
| Average Assets, year-to-date | $65,956,200 | 6,220 |
| Average Assets, quarterly | $68,399,000 | 6,129 |
| Volatile liabilities | $2,455,000 | 9,073 |
| Insider loans | $42,000 | 10,786 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,626,000 | 6,776 |
| Tier 1 (core) risk-based capital | $4,903,000 | 7,302 |
| Tier 2 risk-based capital | $2,907,500 | 1,129 |
| Total risk weighted assets | $37,284,600 | 6,229 |
| Total unused commitments | $2,626,000 | 6,798 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $63,983,000 | 6,600 |
| Cash and due from depository institutions | $2,806,000 | 6,885 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $29,621,000 | 4,514 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 4,273 |
| Net loans & leases | $25,546,000 | 7,794 |
| Loan loss allowance | $412,000 | 7,355 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,219,000 | 5,450 |
| Other real estate owned | $144,000 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $947,000 | 6,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,983,000 | 6,600 |
| Total liabilities | $59,109,000 | 6,524 |
| Total deposits | $58,822,000 | 6,373 |
| Interest-bearing deposits | $50,676,000 | 6,427 |
| Deposits held in domestic offices | $58,822,000 | 6,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $287,000 | 8,441 |
| Total equity capital | $4,874,000 | 7,223 |
| Total bank equity capital | $4,874,000 | 7,223 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $550,000 | 6,055 |
| Surplus | $2,450,000 | 4,737 |
| Undivided profits | $1,874,000 | 7,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $822,000 | 4,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $213,000 | 8,351 |
| Earning assets | $58,867,000 | 6,558 |
| Long-term assets (5+ years) | $7,455,000 | 5,201 |
| Average Assets, year-to-date | $61,914,800 | 6,618 |
| Average Assets, quarterly | $64,805,500 | 6,462 |
| Volatile liabilities | $350,000 | 13,169 |
| Insider loans | $329,000 | 2,705 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,739,000 | 7,703 |
| Tier 1 (core) risk-based capital | $4,874,000 | 7,147 |
| Tier 2 risk-based capital | $412,000 | 6,123 |
| Total risk weighted assets | $37,558,000 | 6,220 |
| Total unused commitments | $1,739,000 | 7,738 |
| Derivatives | $0 | 651 |