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PeoplesSouth Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$54,064,000	869
Total interest expense	$16,189,000	920
Net interest income	$37,875,000	842
Provision for loan and lease losses	$0	3,275
Total noninterest income	$3,993,000	1,365
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,376,000	782
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,617,000	1,378
Total noninterest expense	$23,240,000	1,078
Salaries and employee benefits	$13,206,000	1,070
Premises and equipment expense	$2,513,000	1,002
Additional noninterest expense	$2,617,000	1,378
Pre-tax net operating income	$18,628,000	720
Securities gains (losses)	$0	988
Applicable income taxes	$4,505,000	575
Income before extraordinary items	$14,123,000	774
Extraordinary gains, net	$0	54
Net income	$14,123,000	785
Minority interest net income	$0	88
Net income of bank and minority interests.	$14,123,000	777
Net charge-offs	$-107,000	4,350
Cash dividends	$7,500,000	590
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$14,123,000	782
2023-09-30 (YTD Data)		Rank
Total interest income	$39,392,000	867
Total interest expense	$10,408,000	967
Net interest income	$28,984,000	834
Provision for loan and lease losses	$0	3,085
Total noninterest income	$2,808,000	1,424
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$815,000	937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,993,000	1,361
Total noninterest expense	$17,390,000	1,072
Salaries and employee benefits	$9,924,000	1,076
Premises and equipment expense	$1,789,000	1,041
Additional noninterest expense	$1,993,000	1,361
Pre-tax net operating income	$14,402,000	727
Securities gains (losses)	$0	849
Applicable income taxes	$3,440,000	592
Income before extraordinary items	$10,962,000	768
Extraordinary gains, net	$0	52
Net income	$10,962,000	772
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,962,000	768
Net charge-offs	$-28,000	4,075
Cash dividends	$7,500,000	443
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$10,962,000	783
2023-06-30 (YTD Data)		Rank
Total interest income	$25,332,000	870
Total interest expense	$5,715,000	1,009
Net interest income	$19,617,000	830
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,848,000	1,370
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$526,000	945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,322,000	1,277
Total noninterest expense	$11,243,000	1,084
Salaries and employee benefits	$6,589,000	1,067
Premises and equipment expense	$1,097,000	1,111
Additional noninterest expense	$1,322,000	1,276
Pre-tax net operating income	$10,222,000	686
Securities gains (losses)	$0	938
Applicable income taxes	$2,428,000	567
Income before extraordinary items	$7,794,000	726
Extraordinary gains, net	$0	51
Net income	$7,794,000	738
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,794,000	726
Net charge-offs	$-17,000	4,064
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$7,794,000	731
2023-03-31 (YTD Data)		Rank
Total interest income	$12,107,000	894
Total interest expense	$2,177,000	1,126
Net interest income	$9,930,000	832
Provision for loan and lease losses	$0	2,612
Total noninterest income	$932,000	1,352
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$245,000	1,008
Trading account gains and fees	NA	NA
Additional Noninterest Income	$687,000	1,236
Total noninterest expense	$5,519,000	1,124
Salaries and employee benefits	$3,219,000	1,110
Premises and equipment expense	$553,000	1,138
Additional noninterest expense	$687,000	1,236
Pre-tax net operating income	$5,343,000	688
Securities gains (losses)	$0	950
Applicable income taxes	$1,288,000	563
Income before extraordinary items	$4,055,000	735
Extraordinary gains, net	$0	4
Net income	$4,055,000	734
Minority interest net income	$0	48
Net income of bank and minority interests.	$4,055,000	734
Net charge-offs	$-8,000	3,980
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$4,055,000	747
2022-12-31 (YTD Data)		Rank
Total interest income	$41,543,000	865
Total interest expense	$3,751,000	984
Net interest income	$37,792,000	855
Provision for loan and lease losses	$0	3,012
Total noninterest income	$3,854,000	1,404
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,005,000	1,012
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,849,000	1,298
Total noninterest expense	$21,573,000	1,115
Salaries and employee benefits	$12,335,000	1,115
Premises and equipment expense	$2,540,000	996
Additional noninterest expense	$2,849,000	1,298
Pre-tax net operating income	$20,073,000	746
Securities gains (losses)	$0	691
Applicable income taxes	$4,890,000	613
Income before extraordinary items	$15,183,000	782
Extraordinary gains, net	$0	5
Net income	$15,183,000	783
Minority interest net income	$0	63
Net income of bank and minority interests.	$15,183,000	783
Net charge-offs	$-2,379,000	4,693
Cash dividends	$6,101,000	659
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$15,183,000	801
2022-09-30 (YTD Data)		Rank
Total interest income	$29,943,000	865
Total interest expense	$2,036,000	1,008
Net interest income	$27,907,000	858
Provision for loan and lease losses	$0	2,835
Total noninterest income	$2,995,000	1,389
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$741,000	1,032
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,254,000	1,286
Total noninterest expense	$15,960,000	1,134
Salaries and employee benefits	$9,074,000	1,136
Premises and equipment expense	$1,722,000	1,072
Additional noninterest expense	$2,254,000	1,286
Pre-tax net operating income	$14,942,000	754
Securities gains (losses)	$0	740
Applicable income taxes	$3,553,000	630
Income before extraordinary items	$11,389,000	798
Extraordinary gains, net	$0	4
Net income	$11,389,000	798
Minority interest net income	$0	57
Net income of bank and minority interests.	$11,389,000	798
Net charge-offs	$-2,369,000	4,732
Cash dividends	$6,103,000	503
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$11,389,000	811
2022-06-30 (YTD Data)		Rank
Total interest income	$19,162,000	863
Total interest expense	$1,067,000	1,079
Net interest income	$18,095,000	855
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,896,000	1,430
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$468,000	1,060
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,428,000	1,361
Total noninterest expense	$10,593,000	1,125
Salaries and employee benefits	$5,962,000	1,135
Premises and equipment expense	$1,121,000	1,083
Additional noninterest expense	$3,510,000	1,035
Pre-tax net operating income	$9,398,000	750
Securities gains (losses)	$0	687
Applicable income taxes	$2,237,000	620
Income before extraordinary items	$7,161,000	789
Extraordinary gains, net	$0	4
Net income	$7,161,000	788
Minority interest net income	$0	60
Net income of bank and minority interests.	$7,161,000	789
Net charge-offs	$44,000	1,016
Cash dividends	$6,100,000	375
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$7,161,000	802
2022-03-31 (YTD Data)		Rank
Total interest income	$9,164,000	875
Total interest expense	$514,000	1,069
Net interest income	$8,650,000	862
Provision for loan and lease losses	$0	2,285
Total noninterest income	$902,000	1,468
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$229,000	1,079
Trading account gains and fees	NA	NA
Additional Noninterest Income	$673,000	1,410
Total noninterest expense	$5,260,000	1,131
Salaries and employee benefits	$2,998,000	1,141
Premises and equipment expense	$575,000	1,069
Additional noninterest expense	$1,687,000	1,052
Pre-tax net operating income	$4,292,000	775
Securities gains (losses)	$0	623
Applicable income taxes	$984,000	647
Income before extraordinary items	$3,308,000	816
Extraordinary gains, net	$0	4
Net income	$3,308,000	815
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,308,000	816
Net charge-offs	$-9,000	3,881
Cash dividends	$6,099,000	229
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$3,308,000	823
2021-12-31 (YTD Data)		Rank
Total interest income	$36,975,000	896
Total interest expense	$2,599,000	1,045
Net interest income	$34,376,000	879
Provision for loan and lease losses	$750,000	759
Total noninterest income	$3,421,000	1,646
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$802,000	1,139
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,619,000	1,618
Total noninterest expense	$21,001,000	1,126
Salaries and employee benefits	$11,937,000	1,127
Premises and equipment expense	$2,384,000	1,024
Additional noninterest expense	$6,680,000	1,056
Pre-tax net operating income	$16,046,000	895
Securities gains (losses)	$143,000	728
Applicable income taxes	$3,881,000	737
Income before extraordinary items	$12,308,000	982
Extraordinary gains, net	$0	10
Net income	$12,308,000	983
Minority interest net income	$0	74
Net income of bank and minority interests.	$12,308,000	983
Net charge-offs	$5,000	2,441
Cash dividends	$5,500,000	739
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$12,195,030	973
2021-09-30 (YTD Data)		Rank
Total interest income	$27,808,000	909
Total interest expense	$2,004,000	1,070
Net interest income	$25,804,000	889
Provision for loan and lease losses	$-250,000	4,472
Total noninterest income	$2,572,000	1,694
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$574,000	1,170
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,998,000	1,674
Total noninterest expense	$15,871,000	1,128
Salaries and employee benefits	$8,980,000	1,138
Premises and equipment expense	$1,736,000	1,070
Additional noninterest expense	$5,155,000	1,046
Pre-tax net operating income	$12,755,000	884
Securities gains (losses)	$143,000	682
Applicable income taxes	$3,224,000	721
Income before extraordinary items	$9,674,000	978
Extraordinary gains, net	$0	8
Net income	$9,674,000	978
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,674,000	978
Net charge-offs	$42,000	1,431
Cash dividends	$5,500,000	566
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,561,030	973
2021-06-30 (YTD Data)		Rank
Total interest income	$17,621,000	938
Total interest expense	$1,407,000	1,067
Net interest income	$16,214,000	915
Provision for loan and lease losses	$-250,000	4,553
Total noninterest income	$1,862,000	1,594
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$364,000	1,180
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,498,000	1,518
Total noninterest expense	$10,680,000	1,111
Salaries and employee benefits	$5,916,000	1,135
Premises and equipment expense	$1,149,000	1,074
Additional noninterest expense	$3,615,000	1,005
Pre-tax net operating income	$7,646,000	956
Securities gains (losses)	$143,000	554
Applicable income taxes	$2,020,000	753
Income before extraordinary items	$5,769,000	1,061
Extraordinary gains, net	$0	6
Net income	$5,769,000	1,062
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,769,000	1,062
Net charge-offs	$51,000	1,146
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,656,030	1,057
2021-03-31 (YTD Data)		Rank
Total interest income	$7,822,000	1,016
Total interest expense	$927,000	863
Net interest income	$6,895,000	1,039
Provision for loan and lease losses	$-250,000	4,709
Total noninterest income	$1,027,000	1,493
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$194,000	1,118
Trading account gains and fees	NA	NA
Additional Noninterest Income	$833,000	1,434
Total noninterest expense	$5,146,000	1,128
Salaries and employee benefits	$2,925,000	1,139
Premises and equipment expense	$592,000	1,056
Additional noninterest expense	$1,629,000	1,051
Pre-tax net operating income	$3,026,000	1,130
Securities gains (losses)	$143,000	389
Applicable income taxes	$780,000	864
Income before extraordinary items	$2,389,000	1,230
Extraordinary gains, net	$0	3
Net income	$2,389,000	1,230
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,389,000	1,230
Net charge-offs	$51,000	819
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,276,030	1,238
2020-12-31 (YTD Data)		Rank
Total interest income	$36,805,000	899
Total interest expense	$3,860,000	1,202
Net interest income	$32,945,000	867
Provision for loan and lease losses	$650,000	1,994
Total noninterest income	$2,649,000	1,840
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$871,000	1,070
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,778,000	1,917
Total noninterest expense	$20,594,000	1,102
Salaries and employee benefits	$11,464,000	1,116
Premises and equipment expense	$2,255,000	1,067
Additional noninterest expense	$6,875,000	1,003
Pre-tax net operating income	$14,350,000	770
Securities gains (losses)	$693,000	489
Applicable income taxes	$3,674,000	611
Income before extraordinary items	$11,369,000	849
Extraordinary gains, net	$0	4
Net income	$11,369,000	849
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,369,000	849
Net charge-offs	$-172,000	4,833
Cash dividends	$6,000,000	652
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,821,530	854
2020-09-30 (YTD Data)		Rank
Total interest income	$27,299,000	903
Total interest expense	$2,995,000	1,242
Net interest income	$24,304,000	873
Provision for loan and lease losses	$250,000	2,568
Total noninterest income	$1,977,000	1,807
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$663,000	1,049
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,314,000	1,882
Total noninterest expense	$15,540,000	1,074
Salaries and employee benefits	$8,701,000	1,083
Premises and equipment expense	$1,701,000	1,055
Additional noninterest expense	$5,138,000	990
Pre-tax net operating income	$10,491,000	763
Securities gains (losses)	$688,000	405
Applicable income taxes	$2,738,000	590
Income before extraordinary items	$8,441,000	825
Extraordinary gains, net	$0	4
Net income	$8,441,000	825
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,441,000	825
Net charge-offs	$-184,000	4,905
Cash dividends	$6,000,000	513
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,897,480	839
2020-06-30 (YTD Data)		Rank
Total interest income	$17,731,000	929
Total interest expense	$2,072,000	1,282
Net interest income	$15,659,000	893
Provision for loan and lease losses	$250,000	2,200
Total noninterest income	$1,310,000	1,750
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$457,000	1,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$853,000	1,830
Total noninterest expense	$10,335,000	1,066
Salaries and employee benefits	$5,833,000	1,072
Premises and equipment expense	$1,128,000	1,058
Additional noninterest expense	$3,374,000	1,002
Pre-tax net operating income	$6,384,000	752
Securities gains (losses)	$693,000	295
Applicable income taxes	$1,718,000	551
Income before extraordinary items	$5,359,000	801
Extraordinary gains, net	$0	4
Net income	$5,359,000	801
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,359,000	801
Net charge-offs	$81,000	1,468
Cash dividends	$6,000,000	379
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,811,530	853
2020-03-31 (YTD Data)		Rank
Total interest income	$8,778,000	946
Total interest expense	$1,093,000	1,338
Net interest income	$7,685,000	888
Provision for loan and lease losses	$250,000	1,297
Total noninterest income	$745,000	1,534
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$277,000	1,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$468,000	1,583
Total noninterest expense	$5,031,000	1,100
Salaries and employee benefits	$2,897,000	1,091
Premises and equipment expense	$514,000	1,166
Additional noninterest expense	$1,620,000	1,045
Pre-tax net operating income	$3,149,000	696
Securities gains (losses)	$667,000	146
Applicable income taxes	$945,000	484
Income before extraordinary items	$2,871,000	683
Extraordinary gains, net	$0	4
Net income	$2,871,000	683
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,871,000	683
Net charge-offs	$115,000	819
Cash dividends	$6,000,000	272
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,344,070	802
2019-12-31 (YTD Data)		Rank
Total interest income	$37,272,000	909
Total interest expense	$5,240,000	1,197
Net interest income	$32,032,000	853
Provision for loan and lease losses	$100,000	2,932
Total noninterest income	$2,976,000	1,574
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,094,000	1,066
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,882,000	1,596
Total noninterest expense	$19,709,000	1,102
Salaries and employee benefits	$10,836,000	1,131
Premises and equipment expense	$2,394,000	1,015
Additional noninterest expense	$6,479,000	1,031
Pre-tax net operating income	$15,199,000	742
Securities gains (losses)	$835,000	260
Applicable income taxes	$3,958,000	587
Income before extraordinary items	$12,076,000	799
Extraordinary gains, net	$0	11
Net income	$12,076,000	800
Minority interest net income	$0	76
Net income of bank and minority interests.	$12,076,000	800
Net charge-offs	$63,000	2,498
Cash dividends	$4,500,000	864
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$11,416,350	813
2019-09-30 (YTD Data)		Rank
Total interest income	$28,113,000	907
Total interest expense	$4,015,000	1,181
Net interest income	$24,098,000	856
Provision for loan and lease losses	$0	3,836
Total noninterest income	$2,278,000	1,548
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$798,000	1,097
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,480,000	1,550
Total noninterest expense	$14,888,000	1,094
Salaries and employee benefits	$8,223,000	1,124
Premises and equipment expense	$1,754,000	1,037
Additional noninterest expense	$4,911,000	1,017
Pre-tax net operating income	$11,488,000	753
Securities gains (losses)	$823,000	229
Applicable income taxes	$2,957,000	593
Income before extraordinary items	$9,354,000	783
Extraordinary gains, net	$0	11
Net income	$9,354,000	784
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,354,000	784
Net charge-offs	$-53,000	4,839
Cash dividends	$2,250,000	1,088
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$8,703,830	819
2019-06-30 (YTD Data)		Rank
Total interest income	$18,713,000	900
Total interest expense	$2,694,000	1,146
Net interest income	$16,019,000	857
Provision for loan and lease losses	$0	3,685
Total noninterest income	$1,573,000	1,487
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$515,000	1,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,058,000	1,440
Total noninterest expense	$9,857,000	1,099
Salaries and employee benefits	$5,472,000	1,122
Premises and equipment expense	$1,171,000	1,038
Additional noninterest expense	$3,214,000	1,037
Pre-tax net operating income	$7,735,000	720
Securities gains (losses)	$604,000	199
Applicable income taxes	$2,175,000	546
Income before extraordinary items	$6,164,000	769
Extraordinary gains, net	$0	11
Net income	$6,164,000	770
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,164,000	769
Net charge-offs	$106,000	1,382
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$5,686,840	815
2019-03-31 (YTD Data)		Rank
Total interest income	$9,216,000	914
Total interest expense	$1,338,000	1,132
Net interest income	$7,878,000	867
Provision for loan and lease losses	$0	3,406
Total noninterest income	$831,000	1,398
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$248,000	1,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$583,000	1,308
Total noninterest expense	$5,087,000	1,058
Salaries and employee benefits	$2,750,000	1,121
Premises and equipment expense	$535,000	1,122
Additional noninterest expense	$1,802,000	927
Pre-tax net operating income	$3,622,000	745
Securities gains (losses)	$1,000	1,020
Applicable income taxes	$860,000	614
Income before extraordinary items	$2,763,000	833
Extraordinary gains, net	$0	5
Net income	$2,763,000	833
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,763,000	832
Net charge-offs	$44,000	1,286
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,762,210	815
2018-12-31 (YTD Data)		Rank
Total interest income	$33,528,000	937
Total interest expense	$4,750,000	968
Net interest income	$28,778,000	921
Provision for loan and lease losses	$1,000,000	873
Total noninterest income	$3,553,000	1,375
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,244,000	965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,309,000	1,361
Total noninterest expense	$20,012,000	1,065
Salaries and employee benefits	$11,199,000	1,071
Premises and equipment expense	$2,484,000	983
Additional noninterest expense	$6,329,000	1,043
Pre-tax net operating income	$11,319,000	941
Securities gains (losses)	$-1,000	4,008
Applicable income taxes	$2,283,000	805
Income before extraordinary items	$9,035,000	997
Extraordinary gains, net	$0	6
Net income	$9,035,000	996
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,035,000	996
Net charge-offs	$422,000	1,070
Cash dividends	$10,800,000	397
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$9,035,800	998
2018-09-30 (YTD Data)		Rank
Total interest income	$24,466,000	948
Total interest expense	$3,358,000	953
Net interest income	$21,108,000	935
Provision for loan and lease losses	$400,000	1,318
Total noninterest income	$2,559,000	1,427
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$976,000	924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,583,000	1,469
Total noninterest expense	$14,958,000	1,075
Salaries and employee benefits	$8,344,000	1,072
Premises and equipment expense	$1,910,000	954
Additional noninterest expense	$4,704,000	1,043
Pre-tax net operating income	$8,309,000	972
Securities gains (losses)	$-1,000	4,378
Applicable income taxes	$1,821,000	775
Income before extraordinary items	$6,487,000	1,039
Extraordinary gains, net	$0	5
Net income	$6,487,000	1,038
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,487,000	1,038
Net charge-offs	$341,000	915
Cash dividends	$2,800,000	823
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,487,790	1,034
2018-06-30 (YTD Data)		Rank
Total interest income	$16,035,000	951
Total interest expense	$2,060,000	970
Net interest income	$13,975,000	932
Provision for loan and lease losses	$300,000	1,165
Total noninterest income	$1,852,000	1,352
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$646,000	932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,206,000	1,354
Total noninterest expense	$9,796,000	1,082
Salaries and employee benefits	$5,551,000	1,084
Premises and equipment expense	$1,225,000	985
Additional noninterest expense	$3,020,000	1,071
Pre-tax net operating income	$5,731,000	931
Securities gains (losses)	$-1,000	4,637
Applicable income taxes	$1,377,000	699
Income before extraordinary items	$4,353,000	1,019
Extraordinary gains, net	$0	6
Net income	$4,353,000	1,018
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,353,000	1,018
Net charge-offs	$296,000	734
Cash dividends	$2,800,000	594
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,353,790	1,011
2018-03-31 (YTD Data)		Rank
Total interest income	$7,842,000	959
Total interest expense	$935,000	1,003
Net interest income	$6,907,000	936
Provision for loan and lease losses	$200,000	934
Total noninterest income	$741,000	1,563
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$330,000	916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	1,685
Total noninterest expense	$4,849,000	1,095
Salaries and employee benefits	$2,774,000	1,086
Premises and equipment expense	$605,000	1,012
Additional noninterest expense	$1,470,000	1,093
Pre-tax net operating income	$2,599,000	974
Securities gains (losses)	$0	735
Applicable income taxes	$609,000	744
Income before extraordinary items	$1,990,000	1,062
Extraordinary gains, net	$0	7
Net income	$1,990,000	1,061
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,990,000	1,062
Net charge-offs	$3,000	2,344
Cash dividends	$2,800,000	327
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,990,000	1,056
2017-12-31 (YTD Data)		Rank
Total interest income	$29,844,000	966
Total interest expense	$2,853,000	1,135
Net interest income	$26,991,000	932
Provision for loan and lease losses	$1,000,000	886
Total noninterest income	$3,137,000	1,538
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,405,000	877
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,732,000	1,671
Total noninterest expense	$17,963,000	1,157
Salaries and employee benefits	$10,500,000	1,114
Premises and equipment expense	$2,624,000	925
Additional noninterest expense	$4,839,000	1,278
Pre-tax net operating income	$11,165,000	903
Securities gains (losses)	$74,000	735
Applicable income taxes	$5,512,000	624
Income before extraordinary items	$5,727,000	1,212
Extraordinary gains, net	$0	9
Net income	$5,727,000	1,213
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,727,000	1,212
Net charge-offs	$399,000	1,270
Cash dividends	$3,000,000	1,019
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,679,640	1,208
2017-09-30 (YTD Data)		Rank
Total interest income	$22,072,000	975
Total interest expense	$2,127,000	1,120
Net interest income	$19,945,000	945
Provision for loan and lease losses	$500,000	1,144
Total noninterest income	$2,206,000	1,630
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,054,000	876
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,152,000	1,805
Total noninterest expense	$13,457,000	1,162
Salaries and employee benefits	$7,828,000	1,123
Premises and equipment expense	$1,948,000	940
Additional noninterest expense	$3,681,000	1,263
Pre-tax net operating income	$8,194,000	934
Securities gains (losses)	$74,000	714
Applicable income taxes	$2,997,000	691
Income before extraordinary items	$5,271,000	1,116
Extraordinary gains, net	$0	9
Net income	$5,271,000	1,116
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,271,000	1,116
Net charge-offs	$47,000	2,507
Cash dividends	$3,000,000	755
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$5,223,640	1,103
2017-06-30 (YTD Data)		Rank
Total interest income	$14,483,000	982
Total interest expense	$1,383,000	1,115
Net interest income	$13,100,000	957
Provision for loan and lease losses	$300,000	1,177
Total noninterest income	$1,391,000	1,671
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$700,000	867
Trading account gains and fees	NA	NA
Additional Noninterest Income	$691,000	1,943
Total noninterest expense	$8,917,000	1,167
Salaries and employee benefits	$5,202,000	1,138
Premises and equipment expense	$1,272,000	954
Additional noninterest expense	$2,443,000	1,259
Pre-tax net operating income	$5,274,000	952
Securities gains (losses)	$74,000	524
Applicable income taxes	$1,946,000	680
Income before extraordinary items	$3,402,000	1,122
Extraordinary gains, net	$0	11
Net income	$3,402,000	1,122
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,402,000	1,122
Net charge-offs	$34,000	2,273
Cash dividends	$3,000,000	535
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,354,640	1,119
2017-03-31 (YTD Data)		Rank
Total interest income	$7,031,000	998
Total interest expense	$673,000	1,122
Net interest income	$6,358,000	979
Provision for loan and lease losses	$0	3,537
Total noninterest income	$629,000	1,764
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$347,000	872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$282,000	2,179
Total noninterest expense	$4,465,000	1,178
Salaries and employee benefits	$2,604,000	1,152
Premises and equipment expense	$648,000	951
Additional noninterest expense	$1,213,000	1,276
Pre-tax net operating income	$2,522,000	952
Securities gains (losses)	$-2,000	5,508
Applicable income taxes	$845,000	741
Income before extraordinary items	$1,675,000	1,119
Extraordinary gains, net	$0	8
Net income	$1,675,000	1,118
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,675,000	1,119
Net charge-offs	$-53,000	5,487
Cash dividends	$3,000,000	280
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,676,320	1,095
2016-12-31 (YTD Data)		Rank
Total interest income	$27,068,000	1,002
Total interest expense	$2,606,000	1,101
Net interest income	$24,462,000	993
Provision for loan and lease losses	$1,200,000	778
Total noninterest income	$2,856,000	1,702
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,482,000	850
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,374,000	2,000
Total noninterest expense	$17,439,000	1,176
Salaries and employee benefits	$9,942,000	1,157
Premises and equipment expense	$2,580,000	937
Additional noninterest expense	$4,917,000	1,272
Pre-tax net operating income	$8,679,000	1,033
Securities gains (losses)	$836,000	282
Applicable income taxes	$3,460,000	704
Income before extraordinary items	$6,055,000	1,191
Extraordinary gains, net	$0	5
Net income	$6,055,000	1,190
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,055,000	1,190
Net charge-offs	$644,000	917
Cash dividends	$2,900,000	1,055
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,519,960	1,256
2016-09-30 (YTD Data)		Rank
Total interest income	$20,017,000	1,014
Total interest expense	$1,907,000	1,131
Net interest income	$18,110,000	1,004
Provision for loan and lease losses	$900,000	743
Total noninterest income	$2,131,000	1,700
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,125,000	838
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,006,000	2,041
Total noninterest expense	$13,192,000	1,172
Salaries and employee benefits	$7,482,000	1,152
Premises and equipment expense	$1,992,000	923
Additional noninterest expense	$3,718,000	1,272
Pre-tax net operating income	$6,149,000	1,098
Securities gains (losses)	$854,000	243
Applicable income taxes	$2,508,000	743
Income before extraordinary items	$4,495,000	1,207
Extraordinary gains, net	$0	5
Net income	$4,495,000	1,207
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,495,000	1,207
Net charge-offs	$668,000	642
Cash dividends	$2,900,000	790
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,948,440	1,307
2016-06-30 (YTD Data)		Rank
Total interest income	$13,250,000	1,023
Total interest expense	$1,274,000	1,126
Net interest income	$11,976,000	1,012
Provision for loan and lease losses	$600,000	726
Total noninterest income	$1,397,000	1,705
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$743,000	831
Trading account gains and fees	$0	157
Additional Noninterest Income	$654,000	2,031
Total noninterest expense	$8,816,000	1,172
Salaries and employee benefits	$5,014,000	1,148
Premises and equipment expense	$1,306,000	940
Additional noninterest expense	$2,496,000	1,273
Pre-tax net operating income	$3,957,000	1,113
Securities gains (losses)	$643,000	228
Applicable income taxes	$1,516,000	797
Income before extraordinary items	$3,084,000	1,172
Extraordinary gains, net	$0	16
Net income	$3,084,000	1,172
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,084,000	1,172
Net charge-offs	$698,000	458
Cash dividends	$1,300,000	1,076
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,653,190	1,292
2016-03-31 (YTD Data)		Rank
Total interest income	$6,672,000	1,019
Total interest expense	$742,000	972
Net interest income	$5,930,000	1,015
Provision for loan and lease losses	$300,000	670
Total noninterest income	$844,000	1,464
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$451,000	693
Trading account gains and fees	$0	142
Additional Noninterest Income	$393,000	1,764
Total noninterest expense	$4,479,000	1,164
Salaries and employee benefits	$2,492,000	1,161
Premises and equipment expense	$672,000	925
Additional noninterest expense	$1,315,000	1,213
Pre-tax net operating income	$1,995,000	1,091
Securities gains (losses)	$397,000	158
Applicable income taxes	$877,000	696
Income before extraordinary items	$1,515,000	1,172
Extraordinary gains, net	$0	12
Net income	$1,515,000	1,173
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,515,000	1,173
Net charge-offs	$517,000	331
Cash dividends	$1,300,000	589
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,260,920	1,321
2015-12-31 (YTD Data)		Rank
Total interest income	$22,617,000	1,130
Total interest expense	$2,342,000	1,189
Net interest income	$20,275,000	1,125
Provision for loan and lease losses	$400,000	1,583
Total noninterest income	$3,298,000	1,503
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,344,000	943
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,954,000	1,553
Total noninterest expense	$14,633,000	1,341
Salaries and employee benefits	$8,099,000	1,341
Premises and equipment expense	$2,143,000	1,106
Additional noninterest expense	$4,391,000	1,414
Pre-tax net operating income	$8,540,000	1,018
Securities gains (losses)	$0	3,216
Applicable income taxes	$2,710,000	814
Income before extraordinary items	$5,830,000	1,205
Extraordinary gains, net	$0	23
Net income	$5,830,000	1,205
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,830,000	1,205
Net charge-offs	$-360,000	5,961
Cash dividends	$2,500,000	1,129
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,830,000	1,180
2015-09-30 (YTD Data)		Rank
Total interest income	$16,093,000	1,197
Total interest expense	$1,598,000	1,313
Net interest income	$14,495,000	1,188
Provision for loan and lease losses	$100,000	2,641
Total noninterest income	$1,197,000	2,429
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$957,000	986
Trading account gains and fees	$0	153
Additional Noninterest Income	$240,000	3,925
Total noninterest expense	$9,950,000	1,474
Salaries and employee benefits	$5,766,000	1,406
Premises and equipment expense	$1,538,000	1,173
Additional noninterest expense	$2,646,000	1,710
Pre-tax net operating income	$5,642,000	1,147
Securities gains (losses)	$0	3,031
Applicable income taxes	$2,092,000	817
Income before extraordinary items	$3,550,000	1,425
Extraordinary gains, net	$0	21
Net income	$3,550,000	1,426
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,550,000	1,426
Net charge-offs	$-178,000	5,936
Cash dividends	$2,500,000	826
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,550,000	1,398
2015-06-30 (YTD Data)		Rank
Total interest income	$10,619,000	1,205
Total interest expense	$1,064,000	1,318
Net interest income	$9,555,000	1,199
Provision for loan and lease losses	$100,000	2,201
Total noninterest income	$583,000	2,859
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$597,000	1,019
Trading account gains and fees	$0	157
Additional Noninterest Income	$-14,000	6,235
Total noninterest expense	$6,529,000	1,504
Salaries and employee benefits	$3,832,000	1,417
Premises and equipment expense	$998,000	1,204
Additional noninterest expense	$1,699,000	1,788
Pre-tax net operating income	$3,509,000	1,200
Securities gains (losses)	$0	2,636
Applicable income taxes	$1,266,000	862
Income before extraordinary items	$2,243,000	1,475
Extraordinary gains, net	$0	22
Net income	$2,243,000	1,476
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,243,000	1,477
Net charge-offs	$-13,000	5,334
Cash dividends	$1,200,000	1,062
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,243,000	1,437
2015-03-31 (YTD Data)		Rank
Total interest income	$5,156,000	1,234
Total interest expense	$536,000	1,318
Net interest income	$4,620,000	1,225
Provision for loan and lease losses	$0	3,703
Total noninterest income	$74,000	4,883
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$297,000	1,009
Trading account gains and fees	$0	152
Additional Noninterest Income	$-223,000	6,403
Total noninterest expense	$3,298,000	1,487
Salaries and employee benefits	$1,917,000	1,415
Premises and equipment expense	$503,000	1,200
Additional noninterest expense	$878,000	1,718
Pre-tax net operating income	$1,396,000	1,422
Securities gains (losses)	$0	2,027
Applicable income taxes	$526,000	981
Income before extraordinary items	$870,000	1,800
Extraordinary gains, net	$0	13
Net income	$870,000	1,802
Minority interest net income	$0	64
Net income of bank and minority interests.	$870,000	1,802
Net charge-offs	$-15,000	5,573
Cash dividends	$1,200,000	567
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$870,000	1,732
2014-12-31 (YTD Data)		Rank
Total interest income	$20,992,000	1,205
Total interest expense	$2,247,000	1,293
Net interest income	$18,745,000	1,207
Provision for loan and lease losses	$625,000	1,230
Total noninterest income	$879,000	3,320
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,297,000	1,025
Trading account gains and fees	$0	180
Additional Noninterest Income	$-418,000	6,463
Total noninterest expense	$11,979,000	1,601
Salaries and employee benefits	$6,834,000	1,531
Premises and equipment expense	$1,789,000	1,330
Additional noninterest expense	$3,356,000	1,835
Pre-tax net operating income	$7,020,000	1,147
Securities gains (losses)	$436,000	454
Applicable income taxes	$2,428,000	852
Income before extraordinary items	$5,028,000	1,300
Extraordinary gains, net	$0	17
Net income	$5,028,000	1,299
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,028,000	1,299
Net charge-offs	$955,000	937
Cash dividends	$2,000,000	1,263
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,735,880	1,344
2014-09-30 (YTD Data)		Rank
Total interest income	$15,614,000	1,227
Total interest expense	$1,680,000	1,306
Net interest income	$13,934,000	1,216
Provision for loan and lease losses	$400,000	1,373
Total noninterest income	$860,000	2,930
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$947,000	1,053
Trading account gains and fees	$0	174
Additional Noninterest Income	$-87,000	6,492
Total noninterest expense	$8,705,000	1,656
Salaries and employee benefits	$5,021,000	1,555
Premises and equipment expense	$1,247,000	1,434
Additional noninterest expense	$2,437,000	1,890
Pre-tax net operating income	$5,689,000	1,089
Securities gains (losses)	$362,000	416
Applicable income taxes	$1,838,000	863
Income before extraordinary items	$4,213,000	1,177
Extraordinary gains, net	$0	15
Net income	$4,213,000	1,175
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,213,000	1,176
Net charge-offs	$679,000	918
Cash dividends	$2,000,000	930
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,959,600	1,213
2014-06-30 (YTD Data)		Rank
Total interest income	$10,315,000	1,226
Total interest expense	$1,106,000	1,339
Net interest income	$9,209,000	1,217
Provision for loan and lease losses	$100,000	2,327
Total noninterest income	$686,000	2,637
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$609,000	1,081
Trading account gains and fees	$0	172
Additional Noninterest Income	$77,000	4,875
Total noninterest expense	$5,729,000	1,666
Salaries and employee benefits	$3,305,000	1,572
Premises and equipment expense	$792,000	1,507
Additional noninterest expense	$1,632,000	1,873
Pre-tax net operating income	$4,066,000	1,010
Securities gains (losses)	$362,000	311
Applicable income taxes	$1,247,000	819
Income before extraordinary items	$3,181,000	1,013
Extraordinary gains, net	$0	20
Net income	$3,181,000	1,014
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,181,000	1,014
Net charge-offs	$429,000	981
Cash dividends	$2,000,000	639
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,920,360	1,082
2014-03-31 (YTD Data)		Rank
Total interest income	$5,133,000	1,233
Total interest expense	$554,000	1,369
Net interest income	$4,579,000	1,219
Provision for loan and lease losses	$0	3,817
Total noninterest income	$369,000	2,494
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$301,000	1,077
Trading account gains and fees	$0	147
Additional Noninterest Income	$68,000	4,139
Total noninterest expense	$2,914,000	1,651
Salaries and employee benefits	$1,649,000	1,585
Premises and equipment expense	$401,000	1,521
Additional noninterest expense	$864,000	1,761
Pre-tax net operating income	$2,034,000	962
Securities gains (losses)	$149,000	327
Applicable income taxes	$813,000	662
Income before extraordinary items	$1,370,000	1,130
Extraordinary gains, net	$0	16
Net income	$1,370,000	1,131
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,370,000	1,131
Net charge-offs	$-11,000	5,794
Cash dividends	$2,000,000	322
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,274,640	1,176
2013-12-31 (YTD Data)		Rank
Total interest income	$20,136,000	1,258
Total interest expense	$2,803,000	1,208
Net interest income	$17,333,000	1,271
Provision for loan and lease losses	$350,000	2,264
Total noninterest income	$398,000	4,746
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,295,000	1,071
Trading account gains and fees	$0	184
Additional Noninterest Income	$-897,000	6,776
Total noninterest expense	$11,308,000	1,697
Salaries and employee benefits	$6,349,000	1,628
Premises and equipment expense	$1,522,000	1,556
Additional noninterest expense	$3,437,000	1,849
Pre-tax net operating income	$6,073,000	1,217
Securities gains (losses)	$456,000	489
Applicable income taxes	$2,484,000	769
Income before extraordinary items	$4,045,000	1,482
Extraordinary gains, net	$0	29
Net income	$4,045,000	1,484
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,045,000	1,486
Net charge-offs	$39,000	4,522
Cash dividends	$3,500,000	767
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,753,160	1,546
2013-09-30 (YTD Data)		Rank
Total interest income	$14,969,000	1,273
Total interest expense	$2,167,000	1,210
Net interest income	$12,802,000	1,285
Provision for loan and lease losses	$0	4,941
Total noninterest income	$347,000	4,580
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$938,000	1,109
Trading account gains and fees	$0	180
Additional Noninterest Income	$-591,000	6,851
Total noninterest expense	$8,378,000	1,723
Salaries and employee benefits	$4,733,000	1,638
Premises and equipment expense	$1,170,000	1,538
Additional noninterest expense	$2,475,000	1,901
Pre-tax net operating income	$4,771,000	1,192
Securities gains (losses)	$456,000	445
Applicable income taxes	$1,906,000	769
Income before extraordinary items	$3,321,000	1,365
Extraordinary gains, net	$0	25
Net income	$3,321,000	1,367
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,321,000	1,367
Net charge-offs	$56,000	3,763
Cash dividends	$3,500,000	567
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,029,160	1,457
2013-06-30 (YTD Data)		Rank
Total interest income	$9,886,000	1,280
Total interest expense	$1,508,000	1,187
Net interest income	$8,378,000	1,285
Provision for loan and lease losses	$0	4,788
Total noninterest income	$-52,000	6,844
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$600,000	1,126
Trading account gains and fees	$0	157
Additional Noninterest Income	$-652,000	6,912
Total noninterest expense	$5,635,000	1,716
Salaries and employee benefits	$3,148,000	1,650
Premises and equipment expense	$853,000	1,414
Additional noninterest expense	$1,634,000	1,915
Pre-tax net operating income	$2,691,000	1,353
Securities gains (losses)	$431,000	422
Applicable income taxes	$1,120,000	856
Income before extraordinary items	$2,002,000	1,504
Extraordinary gains, net	$0	22
Net income	$2,002,000	1,507
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,002,000	1,509
Net charge-offs	$19,000	4,030
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,726,160	1,652
2013-03-31 (YTD Data)		Rank
Total interest income	$4,871,000	1,308
Total interest expense	$819,000	1,127
Net interest income	$4,052,000	1,330
Provision for loan and lease losses	$0	4,409
Total noninterest income	$-509,000	7,001
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$301,000	1,108
Trading account gains and fees	$0	148
Additional Noninterest Income	$-810,000	7,008
Total noninterest expense	$2,688,000	1,801
Salaries and employee benefits	$1,562,000	1,678
Premises and equipment expense	$440,000	1,387
Additional noninterest expense	$686,000	2,271
Pre-tax net operating income	$855,000	1,940
Securities gains (losses)	$431,000	242
Applicable income taxes	$463,000	978
Income before extraordinary items	$823,000	1,726
Extraordinary gains, net	$0	10
Net income	$823,000	1,728
Minority interest net income	$0	76
Net income of bank and minority interests.	$823,000	1,728
Net charge-offs	$41,000	2,562
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$547,160	2,325
2012-12-31 (YTD Data)		Rank
Total interest income	$20,991,000	1,273
Total interest expense	$4,359,000	1,046
Net interest income	$16,632,000	1,314
Provision for loan and lease losses	$550,000	2,586
Total noninterest income	$191,000	5,745
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,367,000	1,051
Trading account gains and fees	$0	166
Additional Noninterest Income	$-1,176,000	7,004
Total noninterest expense	$12,216,000	1,581
Salaries and employee benefits	$6,169,000	1,642
Premises and equipment expense	$1,802,000	1,316
Additional noninterest expense	$4,245,000	1,594
Pre-tax net operating income	$4,057,000	1,634
Securities gains (losses)	$1,889,000	285
Applicable income taxes	$1,688,000	1,001
Income before extraordinary items	$4,258,000	1,378
Extraordinary gains, net	$0	29
Net income	$4,258,000	1,379
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,258,000	1,379
Net charge-offs	$1,797,000	1,257
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,897,920	1,819
2012-09-30 (YTD Data)		Rank
Total interest income	$15,989,000	1,274
Total interest expense	$3,376,000	1,055
Net interest income	$12,613,000	1,319
Provision for loan and lease losses	$250,000	3,206
Total noninterest income	$1,063,000	2,704
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,010,000	1,057
Trading account gains and fees	$0	157
Additional Noninterest Income	$53,000	5,711
Total noninterest expense	$9,220,000	1,589
Salaries and employee benefits	$4,670,000	1,621
Premises and equipment expense	$1,446,000	1,237
Additional noninterest expense	$3,104,000	1,620
Pre-tax net operating income	$4,206,000	1,276
Securities gains (losses)	$1,890,000	213
Applicable income taxes	$2,009,000	707
Income before extraordinary items	$4,087,000	1,119
Extraordinary gains, net	$0	20
Net income	$4,087,000	1,120
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,087,000	1,120
Net charge-offs	$664,000	1,876
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,820,700	1,484
2012-06-30 (YTD Data)		Rank
Total interest income	$10,766,000	1,278
Total interest expense	$2,355,000	1,047
Net interest income	$8,411,000	1,317
Provision for loan and lease losses	$0	5,619
Total noninterest income	$462,000	3,380
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$668,000	1,055
Trading account gains and fees	$0	153
Additional Noninterest Income	$-206,000	7,079
Total noninterest expense	$6,180,000	1,573
Salaries and employee benefits	$3,109,000	1,622
Premises and equipment expense	$919,000	1,298
Additional noninterest expense	$2,152,000	1,576
Pre-tax net operating income	$2,693,000	1,311
Securities gains (losses)	$1,373,000	198
Applicable income taxes	$1,103,000	828
Income before extraordinary items	$2,963,000	1,025
Extraordinary gains, net	$0	19
Net income	$2,963,000	1,025
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,963,000	1,025
Net charge-offs	$988,000	1,147
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,960,710	1,424
2012-03-31 (YTD Data)		Rank
Total interest income	$5,436,000	1,268
Total interest expense	$1,247,000	1,021
Net interest income	$4,189,000	1,319
Provision for loan and lease losses	$0	5,254
Total noninterest income	$135,000	4,444
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$330,000	1,059
Trading account gains and fees	$0	148
Additional Noninterest Income	$-195,000	7,201
Total noninterest expense	$2,870,000	1,678
Salaries and employee benefits	$1,561,000	1,622
Premises and equipment expense	$435,000	1,373
Additional noninterest expense	$874,000	1,889
Pre-tax net operating income	$1,454,000	1,207
Securities gains (losses)	$18,000	1,629
Applicable income taxes	$502,000	877
Income before extraordinary items	$970,000	1,510
Extraordinary gains, net	$0	19
Net income	$970,000	1,511
Minority interest net income	$0	78
Net income of bank and minority interests.	$970,000	1,511
Net charge-offs	$35,000	3,308
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$958,120	1,430
2011-12-31 (YTD Data)		Rank
Total interest income	$22,861,000	1,255
Total interest expense	$6,590,000	921
Net interest income	$16,271,000	1,368
Provision for loan and lease losses	$2,320,000	1,415
Total noninterest income	$2,454,000	1,739
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,461,000	1,009
Trading account gains and fees	$0	146
Additional Noninterest Income	$993,000	2,144
Total noninterest expense	$13,179,000	1,474
Salaries and employee benefits	$5,214,000	1,874
Premises and equipment expense	$1,243,000	1,989
Additional noninterest expense	$6,722,000	1,038
Pre-tax net operating income	$3,226,000	1,714
Securities gains (losses)	$836,000	520
Applicable income taxes	$1,332,000	1,088
Income before extraordinary items	$2,730,000	1,748
Extraordinary gains, net	$0	29
Net income	$2,730,000	1,749
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,730,000	1,749
Net charge-offs	$2,819,000	1,242
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,169,880	2,034
2011-09-30 (YTD Data)		Rank
Total interest income	$17,282,000	1,257
Total interest expense	$5,102,000	936
Net interest income	$12,180,000	1,370
Provision for loan and lease losses	$2,205,000	1,168
Total noninterest income	$1,649,000	1,872
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,097,000	1,008
Trading account gains and fees	$0	145
Additional Noninterest Income	$552,000	2,547
Total noninterest expense	$9,616,000	1,522
Salaries and employee benefits	$3,730,000	1,946
Premises and equipment expense	$873,000	2,134
Additional noninterest expense	$5,013,000	1,049
Pre-tax net operating income	$2,008,000	2,086
Securities gains (losses)	$834,000	413
Applicable income taxes	$837,000	1,246
Income before extraordinary items	$2,005,000	1,830
Extraordinary gains, net	$0	21
Net income	$2,005,000	1,830
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,005,000	1,830
Net charge-offs	$2,197,000	1,152
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,412,860	2,336
2011-06-30 (YTD Data)		Rank
Total interest income	$11,555,000	1,262
Total interest expense	$3,531,000	927
Net interest income	$8,024,000	1,386
Provision for loan and lease losses	$1,185,000	1,359
Total noninterest income	$1,053,000	1,922
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$717,000	1,018
Trading account gains and fees	$0	153
Additional Noninterest Income	$336,000	2,715
Total noninterest expense	$6,558,000	1,498
Salaries and employee benefits	$2,516,000	1,935
Premises and equipment expense	$584,000	2,151
Additional noninterest expense	$3,458,000	1,036
Pre-tax net operating income	$1,334,000	2,057
Securities gains (losses)	$676,000	277
Applicable income taxes	$663,000	1,064
Income before extraordinary items	$1,347,000	1,772
Extraordinary gains, net	$0	15
Net income	$1,347,000	1,772
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,347,000	1,772
Net charge-offs	$1,114,000	1,382
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$894,080	2,388
2011-03-31 (YTD Data)		Rank
Total interest income	$5,777,000	1,262
Total interest expense	$1,863,000	916
Net interest income	$3,914,000	1,426
Provision for loan and lease losses	$1,120,000	785
Total noninterest income	$353,000	2,555
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$343,000	1,056
Trading account gains and fees	$0	158
Additional Noninterest Income	$10,000	6,371
Total noninterest expense	$2,437,000	1,985
Salaries and employee benefits	$1,271,000	1,932
Premises and equipment expense	$299,000	2,145
Additional noninterest expense	$867,000	1,954
Pre-tax net operating income	$710,000	1,952
Securities gains (losses)	$512,000	151
Applicable income taxes	$412,000	868
Income before extraordinary items	$810,000	1,472
Extraordinary gains, net	$0	9
Net income	$810,000	1,472
Minority interest net income	$0	86
Net income of bank and minority interests.	$810,000	1,472
Net charge-offs	$890,000	932
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$472,080	2,315
2010-12-31 (YTD Data)		Rank
Total interest income	$24,696,000	1,248
Total interest expense	$8,417,000	991
Net interest income	$16,279,000	1,374
Provision for loan and lease losses	$6,140,000	973
Total noninterest income	$2,252,000	1,915
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,535,000	982
Trading account gains and fees	$0	175
Additional Noninterest Income	$717,000	2,655
Total noninterest expense	$9,720,000	1,999
Salaries and employee benefits	$4,920,000	1,971
Premises and equipment expense	$1,165,000	2,163
Additional noninterest expense	$3,635,000	1,948
Pre-tax net operating income	$2,671,000	1,799
Securities gains (losses)	$363,000	1,107
Applicable income taxes	$917,000	1,314
Income before extraordinary items	$2,117,000	1,921
Extraordinary gains, net	$0	29
Net income	$2,117,000	1,922
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,117,000	1,923
Net charge-offs	$6,630,000	821
Cash dividends	$1,246,000	1,256
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,862,900	2,061
2010-09-30 (YTD Data)		Rank
Total interest income	$18,596,000	1,265
Total interest expense	$6,369,000	1,018
Net interest income	$12,227,000	1,385
Provision for loan and lease losses	$2,250,000	1,532
Total noninterest income	$1,719,000	1,898
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,165,000	1,004
Trading account gains and fees	$0	165
Additional Noninterest Income	$554,000	2,594
Total noninterest expense	$7,123,000	2,038
Salaries and employee benefits	$3,719,000	1,953
Premises and equipment expense	$906,000	2,112
Additional noninterest expense	$2,498,000	2,065
Pre-tax net operating income	$4,573,000	906
Securities gains (losses)	$350,000	966
Applicable income taxes	$1,736,000	666
Income before extraordinary items	$3,187,000	1,068
Extraordinary gains, net	$0	23
Net income	$3,187,000	1,071
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,187,000	1,071
Net charge-offs	$3,420,000	1,030
Cash dividends	$1,246,000	878
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,959,500	1,101
2010-06-30 (YTD Data)		Rank
Total interest income	$12,383,000	1,282
Total interest expense	$4,164,000	1,077
Net interest income	$8,219,000	1,376
Provision for loan and lease losses	$750,000	2,275
Total noninterest income	$1,170,000	1,805
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$770,000	1,027
Trading account gains and fees	$0	152
Additional Noninterest Income	$400,000	2,414
Total noninterest expense	$4,668,000	2,079
Salaries and employee benefits	$2,477,000	1,964
Premises and equipment expense	$590,000	2,182
Additional noninterest expense	$1,601,000	2,133
Pre-tax net operating income	$3,971,000	698
Securities gains (losses)	$347,000	635
Applicable income taxes	$1,565,000	483
Income before extraordinary items	$2,753,000	810
Extraordinary gains, net	$0	19
Net income	$2,753,000	809
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,753,000	810
Net charge-offs	$1,826,000	1,205
Cash dividends	$1,246,000	566
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,530,920	853
2010-03-31 (YTD Data)		Rank
Total interest income	$6,090,000	1,321
Total interest expense	$2,097,000	1,122
Net interest income	$3,993,000	1,433
Provision for loan and lease losses	$500,000	1,815
Total noninterest income	$-28,000	7,735
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$379,000	1,041
Trading account gains and fees	$0	175
Additional Noninterest Income	$-407,000	7,858
Total noninterest expense	$2,301,000	2,116
Salaries and employee benefits	$1,229,000	2,009
Premises and equipment expense	$294,000	2,239
Additional noninterest expense	$778,000	2,174
Pre-tax net operating income	$1,164,000	1,132
Securities gains (losses)	$249,000	444
Applicable income taxes	$484,000	725
Income before extraordinary items	$929,000	1,178
Extraordinary gains, net	$0	16
Net income	$929,000	1,180
Minority interest net income	$0	91
Net income of bank and minority interests.	$929,000	1,180
Net charge-offs	$722,000	1,293
Cash dividends	$1,246,000	270
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$764,660	1,393
2009-12-31 (YTD Data)		Rank
Total interest income	$27,044,000	1,277
Total interest expense	$10,415,000	1,143
Net interest income	$16,629,000	1,336
Provision for loan and lease losses	$6,322,000	1,198
Total noninterest income	$2,376,000	1,896
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,643,000	1,060
Trading account gains and fees	$0	211
Additional Noninterest Income	$733,000	2,591
Total noninterest expense	$10,246,000	1,973
Salaries and employee benefits	$4,988,000	1,973
Premises and equipment expense	$1,131,000	2,331
Additional noninterest expense	$4,127,000	1,800
Pre-tax net operating income	$2,437,000	1,612
Securities gains (losses)	$304,000	1,232
Applicable income taxes	$236,000	2,245
Income before extraordinary items	$2,505,000	1,339
Extraordinary gains, net	$0	34
Net income	$2,505,000	1,337
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,505,000	1,338
Net charge-offs	$3,397,000	1,489
Cash dividends	$2,639,000	674
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,228,360	1,469
2009-09-30 (YTD Data)		Rank
Total interest income	$20,541,000	1,284
Total interest expense	$8,102,000	1,155
Net interest income	$12,439,000	1,338
Provision for loan and lease losses	$3,897,000	1,254
Total noninterest income	$1,532,000	2,138
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,231,000	1,061
Trading account gains and fees	$0	212
Additional Noninterest Income	$301,000	3,614
Total noninterest expense	$7,712,000	1,947
Salaries and employee benefits	$3,789,000	1,960
Premises and equipment expense	$865,000	2,318
Additional noninterest expense	$3,058,000	1,750
Pre-tax net operating income	$2,362,000	1,368
Securities gains (losses)	$304,000	990
Applicable income taxes	$786,000	1,024
Income before extraordinary items	$1,880,000	1,423
Extraordinary gains, net	$0	27
Net income	$1,880,000	1,421
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,880,000	1,423
Net charge-offs	$1,390,000	1,842
Cash dividends	$2,664,000	476
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,664,160	1,569
2009-06-30 (YTD Data)		Rank
Total interest income	$13,972,000	1,282
Total interest expense	$5,598,000	1,177
Net interest income	$8,374,000	1,329
Provision for loan and lease losses	$650,000	2,587
Total noninterest income	$986,000	2,209
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$796,000	1,076
Trading account gains and fees	$0	193
Additional Noninterest Income	$190,000	3,728
Total noninterest expense	$5,254,000	1,940
Salaries and employee benefits	$2,533,000	1,989
Premises and equipment expense	$572,000	2,350
Additional noninterest expense	$2,149,000	1,692
Pre-tax net operating income	$3,456,000	666
Securities gains (losses)	$290,000	787
Applicable income taxes	$1,209,000	518
Income before extraordinary items	$2,537,000	728
Extraordinary gains, net	$0	21
Net income	$2,537,000	725
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,537,000	729
Net charge-offs	$192,000	3,476
Cash dividends	$2,664,000	335
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,339,800	769
2009-03-31 (YTD Data)		Rank
Total interest income	$6,953,000	1,308
Total interest expense	$2,876,000	1,194
Net interest income	$4,077,000	1,355
Provision for loan and lease losses	$150,000	3,210
Total noninterest income	$469,000	2,241
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$376,000	1,109
Trading account gains and fees	$0	171
Additional Noninterest Income	$93,000	3,770
Total noninterest expense	$2,772,000	1,785
Salaries and employee benefits	$1,270,000	2,022
Premises and equipment expense	$346,000	2,021
Additional noninterest expense	$1,156,000	1,408
Pre-tax net operating income	$1,624,000	780
Securities gains (losses)	$90,000	1,048
Applicable income taxes	$595,000	556
Income before extraordinary items	$1,119,000	955
Extraordinary gains, net	$0	15
Net income	$1,119,000	956
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,119,000	957
Net charge-offs	$151,000	2,404
Cash dividends	$1,333,000	332
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,060,500	956
2008-12-31 (YTD Data)		Rank
Total interest income	$30,559,000	1,255
Total interest expense	$13,695,000	1,184
Net interest income	$16,864,000	1,320
Provision for loan and lease losses	$0	7,334
Total noninterest income	$2,314,000	1,922
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,580,000	1,139
Trading account gains and fees	$0	154
Additional Noninterest Income	$734,000	2,578
Total noninterest expense	$12,107,000	1,620
Salaries and employee benefits	$5,024,000	2,022
Premises and equipment expense	$1,200,000	2,245
Additional noninterest expense	$5,883,000	1,095
Pre-tax net operating income	$7,071,000	782
Securities gains (losses)	$112,000	1,051
Applicable income taxes	$2,916,000	480
Income before extraordinary items	$4,267,000	959
Extraordinary gains, net	$0	39
Net income	$4,267,000	959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$860,000	2,134
Cash dividends	$2,998,000	927
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,195,320	1,054
2008-09-30 (YTD Data)		Rank
Total interest income	$23,143,000	1,269
Total interest expense	$10,362,000	1,221
Net interest income	$12,781,000	1,322
Provision for loan and lease losses	$130,000	4,814
Total noninterest income	$1,773,000	1,952
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,172,000	1,159
Trading account gains and fees	$0	148
Additional Noninterest Income	$601,000	2,532
Total noninterest expense	$8,023,000	1,801
Salaries and employee benefits	$3,757,000	2,049
Premises and equipment expense	$797,000	2,504
Additional noninterest expense	$3,469,000	1,312
Pre-tax net operating income	$6,401,000	791
Securities gains (losses)	$87,000	1,061
Applicable income taxes	$2,278,000	583
Income before extraordinary items	$4,210,000	868
Extraordinary gains, net	$0	31
Net income	$4,210,000	867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-266,000	8,350
Cash dividends	$2,685,000	795
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,153,450	941
2008-06-30 (YTD Data)		Rank
Total interest income	$15,447,000	1,292
Total interest expense	$6,887,000	1,275
Net interest income	$8,560,000	1,308
Provision for loan and lease losses	$55,000	5,091
Total noninterest income	$1,248,000	1,875
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$772,000	1,152
Trading account gains and fees	$0	149
Additional Noninterest Income	$476,000	2,324
Total noninterest expense	$5,399,000	1,783
Salaries and employee benefits	$2,482,000	2,095
Premises and equipment expense	$549,000	2,424
Additional noninterest expense	$2,368,000	1,254
Pre-tax net operating income	$4,354,000	817
Securities gains (losses)	$84,000	1,092
Applicable income taxes	$1,563,000	637
Income before extraordinary items	$2,875,000	956
Extraordinary gains, net	$0	21
Net income	$2,875,000	956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-316,000	8,427
Cash dividends	$2,556,000	640
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,820,400	950
2008-03-31 (YTD Data)		Rank
Total interest income	$7,862,000	1,305
Total interest expense	$3,649,000	1,282
Net interest income	$4,213,000	1,315
Provision for loan and lease losses	$0	6,080
Total noninterest income	$503,000	2,229
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$380,000	1,156
Trading account gains and fees	$0	158
Additional Noninterest Income	$123,000	3,399
Total noninterest expense	$2,702,000	1,771
Salaries and employee benefits	$1,228,000	2,133
Premises and equipment expense	$270,000	2,494
Additional noninterest expense	$1,204,000	1,190
Pre-tax net operating income	$2,014,000	935
Securities gains (losses)	$82,000	816
Applicable income taxes	$709,000	766
Income before extraordinary items	$1,387,000	1,095
Extraordinary gains, net	$0	15
Net income	$1,387,000	1,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-283,000	8,476
Cash dividends	$1,291,000	591
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,332,880	1,096
2007-12-31 (YTD Data)		Rank
Total interest income	$33,302,000	1,267
Total interest expense	$16,488,000	1,206
Net interest income	$16,814,000	1,329
Provision for loan and lease losses	$0	6,851
Total noninterest income	$1,737,000	2,444
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,438,000	1,231
Trading account gains and fees	$0	178
Additional Noninterest Income	$299,000	4,250
Total noninterest expense	$9,219,000	1,998
Salaries and employee benefits	$4,430,000	2,274
Premises and equipment expense	$963,000	2,655
Additional noninterest expense	$3,826,000	1,449
Pre-tax net operating income	$9,332,000	906
Securities gains (losses)	$4,000	1,644
Applicable income taxes	$3,274,000	742
Income before extraordinary items	$6,062,000	1,070
Extraordinary gains, net	$0	39
Net income	$6,062,000	1,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,433
Cash dividends	$2,797,000	1,271
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$6,059,400	1,056
2007-09-30 (YTD Data)		Rank
Total interest income	$24,855,000	1,274
Total interest expense	$12,375,000	1,203
Net interest income	$12,480,000	1,350
Provision for loan and lease losses	$0	6,528
Total noninterest income	$1,348,000	2,383
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,030,000	1,279
Trading account gains and fees	$0	184
Additional Noninterest Income	$318,000	3,632
Total noninterest expense	$6,713,000	2,032
Salaries and employee benefits	$3,267,000	2,298
Premises and equipment expense	$653,000	2,857
Additional noninterest expense	$2,793,000	1,451
Pre-tax net operating income	$7,115,000	974
Securities gains (losses)	$0	1,655
Applicable income taxes	$2,473,000	803
Income before extraordinary items	$4,642,000	1,131
Extraordinary gains, net	$0	33
Net income	$4,642,000	1,128
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-77,000	8,329
Cash dividends	$2,605,000	975
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,642,000	1,107
2007-06-30 (YTD Data)		Rank
Total interest income	$16,445,000	1,296
Total interest expense	$8,239,000	1,210
Net interest income	$8,206,000	1,390
Provision for loan and lease losses	$0	6,209
Total noninterest income	$863,000	2,454
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$670,000	1,319
Trading account gains and fees	$0	168
Additional Noninterest Income	$193,000	3,850
Total noninterest expense	$4,444,000	2,068
Salaries and employee benefits	$2,148,000	2,372
Premises and equipment expense	$407,000	3,054
Additional noninterest expense	$1,889,000	1,448
Pre-tax net operating income	$4,625,000	1,033
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,588,000	874
Income before extraordinary items	$3,037,000	1,175
Extraordinary gains, net	$0	29
Net income	$3,037,000	1,174
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-80,000	8,395
Cash dividends	$2,409,000	757
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,037,000	1,159
2007-03-31 (YTD Data)		Rank
Total interest income	$8,235,000	1,289
Total interest expense	$4,203,000	1,160
Net interest income	$4,032,000	1,417
Provision for loan and lease losses	$0	5,779
Total noninterest income	$425,000	2,452
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$316,000	1,358
Trading account gains and fees	$0	195
Additional Noninterest Income	$109,000	3,600
Total noninterest expense	$2,264,000	2,045
Salaries and employee benefits	$1,080,000	2,377
Premises and equipment expense	$199,000	3,126
Additional noninterest expense	$985,000	1,351
Pre-tax net operating income	$2,193,000	1,062
Securities gains (losses)	$0	1,187
Applicable income taxes	$733,000	942
Income before extraordinary items	$1,460,000	1,210
Extraordinary gains, net	$0	22
Net income	$1,460,000	1,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,312
Cash dividends	$1,177,000	715
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,460,000	1,193
2006-12-31 (YTD Data)		Rank
Total interest income	$29,849,000	1,331
Total interest expense	$13,427,000	1,252
Net interest income	$16,422,000	1,386
Provision for loan and lease losses	$1,250,000	837
Total noninterest income	$2,173,000	2,099
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,275,000	1,402
Trading account gains and fees	$0	130
Additional Noninterest Income	$898,000	2,397
Total noninterest expense	$8,021,000	2,204
Salaries and employee benefits	$3,886,000	2,507
Premises and equipment expense	$656,000	3,510
Additional noninterest expense	$3,479,000	1,518
Pre-tax net operating income	$9,324,000	1,054
Securities gains (losses)	$6,000	1,217
Applicable income taxes	$3,273,000	877
Income before extraordinary items	$6,057,000	1,219
Extraordinary gains, net	$0	51
Net income	$6,057,000	1,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	2,884
Cash dividends	$1,611,000	1,832
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$6,053,100	1,206
2006-09-30 (YTD Data)		Rank
Total interest income	$21,789,000	1,365
Total interest expense	$9,524,000	1,291
Net interest income	$12,265,000	1,410
Provision for loan and lease losses	$600,000	1,201
Total noninterest income	$1,707,000	2,032
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$957,000	1,406
Trading account gains and fees	$0	126
Additional Noninterest Income	$750,000	2,230
Total noninterest expense	$6,566,000	2,012
Salaries and employee benefits	$2,850,000	2,555
Premises and equipment expense	$478,000	3,595
Additional noninterest expense	$3,238,000	1,237
Pre-tax net operating income	$6,806,000	1,125
Securities gains (losses)	$0	1,388
Applicable income taxes	$2,356,000	955
Income before extraordinary items	$4,450,000	1,272
Extraordinary gains, net	$0	45
Net income	$4,450,000	1,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	2,167
Cash dividends	$1,216,000	1,691
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$4,450,000	1,259
2006-06-30 (YTD Data)		Rank
Total interest income	$14,168,000	1,360
Total interest expense	$5,981,000	1,308
Net interest income	$8,187,000	1,411
Provision for loan and lease losses	$300,000	1,464
Total noninterest income	$877,000	2,438
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$636,000	1,393
Trading account gains and fees	$0	126
Additional Noninterest Income	$241,000	3,390
Total noninterest expense	$4,442,000	1,985
Salaries and employee benefits	$1,895,000	2,558
Premises and equipment expense	$306,000	3,714
Additional noninterest expense	$2,241,000	1,209
Pre-tax net operating income	$4,322,000	1,173
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,466,000	1,018
Income before extraordinary items	$2,856,000	1,316
Extraordinary gains, net	$0	39
Net income	$2,856,000	1,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-31,000	8,256
Cash dividends	$1,216,000	1,230
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,856,000	1,298
2006-03-31 (YTD Data)		Rank
Total interest income	$6,975,000	1,352
Total interest expense	$2,871,000	1,297
Net interest income	$4,104,000	1,400
Provision for loan and lease losses	$100,000	1,992
Total noninterest income	$403,000	2,534
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$302,000	1,419
Trading account gains and fees	$0	115
Additional Noninterest Income	$101,000	3,683
Total noninterest expense	$2,415,000	1,846
Salaries and employee benefits	$928,000	2,621
Premises and equipment expense	$151,000	3,771
Additional noninterest expense	$1,336,000	1,000
Pre-tax net operating income	$1,992,000	1,234
Securities gains (losses)	$0	955
Applicable income taxes	$637,000	1,139
Income before extraordinary items	$1,355,000	1,358
Extraordinary gains, net	$0	21
Net income	$1,355,000	1,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,343
Cash dividends	$170,000	2,594
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,355,000	1,337
2005-12-31 (YTD Data)		Rank
Total interest income	$23,571,000	1,417
Total interest expense	$8,392,000	1,355
Net interest income	$15,179,000	1,438
Provision for loan and lease losses	$487,000	1,936
Total noninterest income	$1,497,000	2,698
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,183,000	1,481
Trading account gains and fees	$0	138
Additional Noninterest Income	$314,000	4,239
Total noninterest expense	$9,377,000	1,812
Salaries and employee benefits	$3,543,000	2,573
Premises and equipment expense	$692,000	3,269
Additional noninterest expense	$5,142,000	1,015
Pre-tax net operating income	$6,812,000	1,410
Securities gains (losses)	$7,000	1,594
Applicable income taxes	$2,420,000	1,168
Income before extraordinary items	$4,399,000	1,600
Extraordinary gains, net	$0	46
Net income	$4,399,000	1,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,564
Cash dividends	$2,150,000	1,376
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,394,450	1,576
2005-09-30 (YTD Data)		Rank
Total interest income	$17,112,000	1,423
Total interest expense	$5,874,000	1,370
Net interest income	$11,238,000	1,431
Provision for loan and lease losses	$662,000	1,126
Total noninterest income	$1,117,000	2,704
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$865,000	1,496
Trading account gains and fees	$0	126
Additional Noninterest Income	$252,000	4,119
Total noninterest expense	$5,748,000	2,154
Salaries and employee benefits	$2,626,000	2,555
Premises and equipment expense	$545,000	3,117
Additional noninterest expense	$2,577,000	1,453
Pre-tax net operating income	$5,945,000	1,199
Securities gains (losses)	$7,000	1,597
Applicable income taxes	$2,017,000	1,062
Income before extraordinary items	$3,935,000	1,370
Extraordinary gains, net	$0	35
Net income	$3,935,000	1,371
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,171
Cash dividends	$1,450,000	1,388
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,930,380	1,344
2005-06-30 (YTD Data)		Rank
Total interest income	$10,791,000	1,457
Total interest expense	$3,592,000	1,400
Net interest income	$7,199,000	1,481
Provision for loan and lease losses	$408,000	1,170
Total noninterest income	$745,000	2,669
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$560,000	1,504
Trading account gains and fees	$0	116
Additional Noninterest Income	$185,000	3,898
Total noninterest expense	$3,839,000	2,127
Salaries and employee benefits	$1,763,000	2,533
Premises and equipment expense	$365,000	3,078
Additional noninterest expense	$1,711,000	1,460
Pre-tax net operating income	$3,697,000	1,258
Securities gains (losses)	$7,000	1,472
Applicable income taxes	$1,259,000	1,104
Income before extraordinary items	$2,445,000	1,429
Extraordinary gains, net	$0	30
Net income	$2,445,000	1,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,257
Cash dividends	$1,450,000	966
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,440,380	1,404
2005-03-31 (YTD Data)		Rank
Total interest income	$1,835,000	3,849
Total interest expense	$598,000	3,509
Net interest income	$1,237,000	3,964
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$107,000	5,534
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$80,000	3,924
Trading account gains and fees	$0	115
Additional Noninterest Income	$27,000	6,349
Total noninterest expense	$626,000	5,379
Salaries and employee benefits	$305,000	5,739
Premises and equipment expense	$58,000	6,415
Additional noninterest expense	$263,000	4,201
Pre-tax net operating income	$628,000	3,125
Securities gains (losses)	$4,000	1,261
Applicable income taxes	$211,000	2,509
Income before extraordinary items	$421,000	3,494
Extraordinary gains, net	$0	24
Net income	$421,000	3,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$700,000	908
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$418,320	3,472
2004-12-31 (YTD Data)		Rank
Total interest income	$7,014,000	3,801
Total interest expense	$2,173,000	3,410
Net interest income	$4,841,000	3,893
Provision for loan and lease losses	$230,000	3,450
Total noninterest income	$464,000	5,447
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$375,000	3,790
Trading account gains and fees	$0	138
Additional Noninterest Income	$89,000	6,612
Total noninterest expense	$2,482,000	5,341
Salaries and employee benefits	$1,177,000	5,744
Premises and equipment expense	$230,000	6,406
Additional noninterest expense	$1,075,000	4,090
Pre-tax net operating income	$2,593,000	2,912
Securities gains (losses)	$33,000	2,039
Applicable income taxes	$898,000	2,345
Income before extraordinary items	$1,728,000	3,269
Extraordinary gains, net	$0	34
Net income	$1,728,000	3,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,264
Cash dividends	$550,000	3,369
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,706,220	3,242
2004-09-30 (YTD Data)		Rank
Total interest income	$5,076,000	3,892
Total interest expense	$1,580,000	3,463
Net interest income	$3,496,000	4,008
Provision for loan and lease losses	$200,000	2,980
Total noninterest income	$356,000	5,428
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$286,000	3,777
Trading account gains and fees	$0	134
Additional Noninterest Income	$70,000	6,544
Total noninterest expense	$1,871,000	5,270
Salaries and employee benefits	$874,000	5,742
Premises and equipment expense	$187,000	6,184
Additional noninterest expense	$810,000	4,048
Pre-tax net operating income	$1,781,000	3,178
Securities gains (losses)	$31,000	2,017
Applicable income taxes	$619,000	2,516
Income before extraordinary items	$1,193,000	3,549
Extraordinary gains, net	$0	26
Net income	$1,193,000	3,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	8,557
Cash dividends	$550,000	2,544
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,172,540	3,532
2004-06-30 (YTD Data)		Rank
Total interest income	$3,235,000	4,026
Total interest expense	$1,013,000	3,558
Net interest income	$2,222,000	4,158
Provision for loan and lease losses	$115,000	3,272
Total noninterest income	$231,000	5,482
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$191,000	3,759
Trading account gains and fees	$0	130
Additional Noninterest Income	$40,000	6,793
Total noninterest expense	$1,260,000	5,263
Salaries and employee benefits	$582,000	5,783
Premises and equipment expense	$117,000	6,389
Additional noninterest expense	$561,000	3,948
Pre-tax net operating income	$1,078,000	3,359
Securities gains (losses)	$1,000	3,212
Applicable income taxes	$351,000	2,795
Income before extraordinary items	$728,000	3,771
Extraordinary gains, net	$0	21
Net income	$728,000	3,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	8,665
Cash dividends	$550,000	1,992
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$727,330	3,684
2004-03-31 (YTD Data)		Rank
Total interest income	$1,596,000	4,076
Total interest expense	$509,000	3,587
Net interest income	$1,087,000	4,214
Provision for loan and lease losses	$55,000	3,182
Total noninterest income	$104,000	5,696
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$91,000	3,798
Trading account gains and fees	$0	121
Additional Noninterest Income	$13,000	7,451
Total noninterest expense	$656,000	5,136
Salaries and employee benefits	$291,000	5,818
Premises and equipment expense	$57,000	6,454
Additional noninterest expense	$308,000	3,671
Pre-tax net operating income	$480,000	3,633
Securities gains (losses)	$0	2,934
Applicable income taxes	$151,000	3,084
Income before extraordinary items	$329,000	4,023
Extraordinary gains, net	$0	16
Net income	$329,000	4,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,115
Cash dividends	$500,000	1,176
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$329,000	3,889
2003-12-31 (YTD Data)		Rank
Total interest income	$6,341,000	4,137
Total interest expense	$2,574,000	3,271
Net interest income	$3,767,000	4,565
Provision for loan and lease losses	$315,000	3,050
Total noninterest income	$437,000	5,767
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$342,000	4,011
Trading account gains and fees	$0	160
Additional Noninterest Income	$95,000	6,619
Total noninterest expense	$2,267,000	5,575
Salaries and employee benefits	$1,069,000	6,030
Premises and equipment expense	$243,000	6,261
Additional noninterest expense	$955,000	4,419
Pre-tax net operating income	$1,622,000	3,926
Securities gains (losses)	$18,000	3,281
Applicable income taxes	$530,000	3,280
Income before extraordinary items	$1,110,000	4,344
Extraordinary gains, net	$0	54
Net income	$1,110,000	4,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	3,190
Cash dividends	$650,000	3,064
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,097,760	4,213
2003-09-30 (YTD Data)		Rank
Total interest income	$4,778,000	4,169
Total interest expense	$2,011,000	3,276
Net interest income	$2,767,000	4,644
Provision for loan and lease losses	$265,000	2,760
Total noninterest income	$322,000	5,872
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$254,000	4,044
Trading account gains and fees	$0	153
Additional Noninterest Income	$68,000	6,750
Total noninterest expense	$1,651,000	5,656
Salaries and employee benefits	$768,000	6,146
Premises and equipment expense	$192,000	6,101
Additional noninterest expense	$691,000	4,510
Pre-tax net operating income	$1,173,000	4,137
Securities gains (losses)	$18,000	3,018
Applicable income taxes	$383,000	3,485
Income before extraordinary items	$808,000	4,567
Extraordinary gains, net	$0	40
Net income	$808,000	4,567
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	2,652
Cash dividends	$650,000	2,267
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$795,760	4,435
2003-06-30 (YTD Data)		Rank
Total interest income	$3,133,000	4,269
Total interest expense	$1,373,000	3,303
Net interest income	$1,760,000	4,785
Provision for loan and lease losses	$190,000	2,598
Total noninterest income	$206,000	5,926
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$166,000	4,063
Trading account gains and fees	$0	150
Additional Noninterest Income	$40,000	6,937
Total noninterest expense	$1,066,000	5,765
Salaries and employee benefits	$490,000	6,342
Premises and equipment expense	$126,000	6,139
Additional noninterest expense	$450,000	4,599
Pre-tax net operating income	$710,000	4,385
Securities gains (losses)	$1,000	3,586
Applicable income taxes	$224,000	3,750
Income before extraordinary items	$487,000	4,874
Extraordinary gains, net	$0	30
Net income	$487,000	4,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	4,275
Cash dividends	$650,000	1,794
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$486,320	4,661
2003-03-31 (YTD Data)		Rank
Total interest income	$1,566,000	4,298
Total interest expense	$698,000	3,325
Net interest income	$868,000	4,814
Provision for loan and lease losses	$105,000	2,265
Total noninterest income	$101,000	5,896
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$82,000	4,012
Trading account gains and fees	$0	134
Additional Noninterest Income	$19,000	7,007
Total noninterest expense	$528,000	5,817
Salaries and employee benefits	$237,000	6,460
Premises and equipment expense	$65,000	6,056
Additional noninterest expense	$226,000	4,556
Pre-tax net operating income	$336,000	4,492
Securities gains (losses)	$0	2,891
Applicable income taxes	$102,000	3,894
Income before extraordinary items	$234,000	4,896
Extraordinary gains, net	$0	21
Net income	$234,000	4,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	2,925
Cash dividends	$650,000	977
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$234,000	4,694
2002-12-31 (YTD Data)		Rank
Total interest income	$6,770,000	4,163
Total interest expense	$2,889,000	3,633
Net interest income	$3,881,000	4,449
Provision for loan and lease losses	$260,000	3,766
Total noninterest income	$397,000	5,801
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$324,000	4,061
Trading account gains and fees	$0	153
Additional Noninterest Income	$73,000	7,016
Total noninterest expense	$1,976,000	5,907
Salaries and employee benefits	$1,011,000	6,109
Premises and equipment expense	$282,000	5,756
Additional noninterest expense	$683,000	5,487
Pre-tax net operating income	$2,042,000	3,374
Securities gains (losses)	$-11,000	8,924
Applicable income taxes	$669,000	2,931
Income before extraordinary items	$1,362,000	3,763
Extraordinary gains, net	$0	70
Net income	$1,362,000	3,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$339,000	2,180
Cash dividends	$1,000,000	2,224
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,369,370	3,637
2001-12-31 (YTD Data)		Rank
Total interest income	$7,165,000	4,351
Total interest expense	$3,691,000	4,047
Net interest income	$3,474,000	4,582
Provision for loan and lease losses	$-40,000	9,488
Total noninterest income	$429,000	5,500
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$364,000	3,663
Trading account gains and fees	$0	177
Additional Noninterest Income	$65,000	7,257
Total noninterest expense	$1,873,000	5,985
Salaries and employee benefits	$863,000	6,527
Premises and equipment expense	$300,000	5,518
Additional noninterest expense	$710,000	5,234
Pre-tax net operating income	$2,070,000	3,105
Securities gains (losses)	$74,000	2,003
Applicable income taxes	$727,000	2,601
Income before extraordinary items	$1,417,000	3,367
Extraordinary gains, net	$0	105
Net income	$1,417,000	3,371
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,750
Cash dividends	$700,000	2,851
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,368,160	3,362
2000-12-31 (YTD Data)		Rank
Total interest income	$7,275,000	4,441
Total interest expense	$3,685,000	4,228
Net interest income	$3,590,000	4,518
Provision for loan and lease losses	$107,000	5,170
Total noninterest income	$401,000	5,532
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$312,000	3,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	6,688
Total noninterest expense	$1,766,000	6,121
Salaries and employee benefits	$777,000	6,841
Premises and equipment expense	$327,000	5,170
Additional noninterest expense	$662,000	5,397
Pre-tax net operating income	$2,118,000	3,179
Securities gains (losses)	$0	1,956
Applicable income taxes	$731,000	2,691
Income before extraordinary items	$1,387,000	3,462
Extraordinary gains, net	$0	38
Net income	$1,387,000	3,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	9,388
Cash dividends	$500,000	3,528
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,387,000	3,443
1999-12-31 (YTD Data)		Rank
Total interest income	$5,844,000	5,040
Total interest expense	$2,759,000	4,910
Net interest income	$3,085,000	5,041
Provision for loan and lease losses	$253,000	3,029
Total noninterest income	$355,000	5,964
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$261,000	4,410
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	6,776
Total noninterest expense	$1,682,000	6,340
Salaries and employee benefits	$710,000	7,188
Premises and equipment expense	$304,000	5,425
Additional noninterest expense	$668,000	5,424
Pre-tax net operating income	$1,505,000	4,074
Securities gains (losses)	$9,000	1,806
Applicable income taxes	$479,000	3,723
Income before extraordinary items	$1,035,000	4,323
Extraordinary gains, net	$0	35
Net income	$1,035,000	4,326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	3,685
Cash dividends	$400,000	3,903
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,028,880	4,310
1998-12-31 (YTD Data)		Rank
Total interest income	$5,361,000	5,405
Total interest expense	$2,888,000	4,867
Net interest income	$2,473,000	5,885
Provision for loan and lease losses	$70,000	5,864
Total noninterest income	$294,000	6,547
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$242,000	4,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	8,090
Total noninterest expense	$1,520,000	6,633
Salaries and employee benefits	$606,000	7,727
Premises and equipment expense	$270,000	5,701
Additional noninterest expense	$644,000	5,480
Pre-tax net operating income	$1,177,000	4,952
Securities gains (losses)	$2,000	3,909
Applicable income taxes	$365,000	4,668
Income before extraordinary items	$814,000	5,137
Extraordinary gains, net	$0	32
Net income	$814,000	5,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,100
Cash dividends	$390,000	4,073
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$812,620	5,057
1997-12-31 (YTD Data)		Rank
Total interest income	$4,447,000	6,276
Total interest expense	$2,318,000	5,693
Net interest income	$2,129,000	6,659
Provision for loan and lease losses	$0	8,829
Total noninterest income	$255,000	7,161
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$209,000	5,218
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	8,605
Total noninterest expense	$1,268,000	7,454
Salaries and employee benefits	$511,000	8,523
Premises and equipment expense	$211,000	6,647
Additional noninterest expense	$546,000	6,157
Pre-tax net operating income	$1,116,000	5,479
Securities gains (losses)	$5,000	2,787
Applicable income taxes	$335,000	5,429
Income before extraordinary items	$786,000	5,523
Extraordinary gains, net	$0	44
Net income	$786,000	5,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,457
Cash dividends	$380,000	4,082
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$782,500	5,485
1996-12-31 (YTD Data)		Rank
Total interest income	$3,878,000	6,973
Total interest expense	$1,869,000	6,683
Net interest income	$2,009,000	7,122
Provision for loan and lease losses	$10,000	8,531
Total noninterest income	$355,000	6,377
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$198,000	5,597
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	5,848
Total noninterest expense	$1,202,000	7,979
Salaries and employee benefits	$692,000	7,585
Premises and equipment expense	$208,000	6,889
Additional noninterest expense	$302,000	8,862
Pre-tax net operating income	$1,152,000	5,254
Securities gains (losses)	$0	4,148
Applicable income taxes	$373,000	5,113
Income before extraordinary items	$779,000	5,398
Extraordinary gains, net	$0	53
Net income	$779,000	5,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-178,000	11,320
Cash dividends	$900,000	2,306
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$779,000	5,341
1995-12-31 (YTD Data)		Rank
Total interest income	$4,222,000	6,774
Total interest expense	$1,943,000	6,603
Net interest income	$2,279,000	6,729
Provision for loan and lease losses	$410,000	1,831
Total noninterest income	$370,000	6,268
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$236,000	5,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$134,000	6,308
Total noninterest expense	$1,164,000	8,339
Salaries and employee benefits	$673,000	7,905
Premises and equipment expense	$193,000	7,333
Additional noninterest expense	$298,000	9,258
Pre-tax net operating income	$1,075,000	5,695
Securities gains (losses)	$6,000	2,714
Applicable income taxes	$321,000	5,768
Income before extraordinary items	$760,000	5,650
Extraordinary gains, net	$0	65
Net income	$760,000	5,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$466,000	1,439
Cash dividends	$720,000	2,607
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$755,800	5,659
1994-12-31 (YTD Data)		Rank
Total interest income	$3,608,000	7,176
Total interest expense	$1,496,000	6,904
Net interest income	$2,112,000	7,293
Provision for loan and lease losses	$285,000	2,374
Total noninterest income	$359,000	6,566
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$226,000	5,407
Trading account gains and fees	NA	NA
Additional Noninterest Income	$133,000	6,595
Total noninterest expense	$1,152,000	8,804
Salaries and employee benefits	$635,000	8,375
Premises and equipment expense	$186,000	7,731
Additional noninterest expense	$331,000	9,586
Pre-tax net operating income	$1,034,000	5,817
Securities gains (losses)	$12,000	2,095
Applicable income taxes	$294,000	5,955
Income before extraordinary items	$752,000	5,602
Extraordinary gains, net	$0	249
Net income	$752,000	5,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,664
Cash dividends	$700,000	2,518
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$743,360	5,718
1993-12-31 (YTD Data)		Rank
Total interest income	$3,079,000	8,204
Total interest expense	$1,296,000	7,890
Net interest income	$1,783,000	8,284
Provision for loan and lease losses	$250,000	3,377
Total noninterest income	$339,000	7,160
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$211,000	5,764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	7,075
Total noninterest expense	$1,137,000	9,177
Salaries and employee benefits	$598,000	8,818
Premises and equipment expense	$207,000	7,543
Additional noninterest expense	$332,000	10,050
Pre-tax net operating income	$735,000	7,180
Securities gains (losses)	$15,000	5,022
Applicable income taxes	$55,000	10,820
Income before extraordinary items	$695,000	6,147
Extraordinary gains, net	$0	3,149
Net income	$695,000	6,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	3,785
Cash dividends	$280,000	4,592
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$681,050	5,982
1992-12-31 (YTD Data)		Rank
Total interest income	$3,149,000	8,720
Total interest expense	$1,592,000	8,231
Net interest income	$1,557,000	9,085
Provision for loan and lease losses	$90,000	7,540
Total noninterest income	$293,000	7,827
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$226,000	5,500
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	9,442
Total noninterest expense	$1,117,000	9,423
Salaries and employee benefits	$621,000	8,632
Premises and equipment expense	$197,000	7,902
Additional noninterest expense	$299,000	10,840
Pre-tax net operating income	$643,000	7,436
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$134,000	9,024
Income before extraordinary items	$510,000	7,238
Extraordinary gains, net	$0	1,422
Net income	$510,000	7,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-53,000	13,506
Cash dividends	$300,000	3,979
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$509,210	6,877

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.