PeoplesBank, a Codorus Valley Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$113,276,000484
Total interest expense$32,102,000548
Net interest income$81,174,000449
Provision for loan and lease losses$145,0002,220
Total noninterest income$17,272,000513
Gross Fiduciary activities income$5,031,000259
Service charges on deposit accounts$2,714,000434
Trading account gains and fees$0123
Additional Noninterest Income$9,527,000551
Total noninterest expense$61,725,000481
Salaries and employee benefits$37,950,000420
Premises and equipment expense$6,557,000440
Additional noninterest expense$9,527,000551
Pre-tax net operating income$36,576,000443
Securities gains (losses)$-388,0004,131
Applicable income taxes$7,809,000412
Income before extraordinary items$28,379,000445
Extraordinary gains, net$054
Net income$28,379,000449
Minority interest net income$088
Net income of bank and minority interests.$28,379,000446
Net charge-offs$913,000558
Cash dividends$5,810,000721
Sale, conversion, retirement of capital stock, net$0540
Net operating income$28,685,520453
2023-09-30 (YTD Data)Rank
Total interest income$83,340,000484
Total interest expense$21,888,000556
Net interest income$61,452,000451
Provision for loan and lease losses$912,000691
Total noninterest income$12,905,000517
Gross Fiduciary activities income$3,770,000258
Service charges on deposit accounts$2,004,000437
Trading account gains and fees$0125
Additional Noninterest Income$7,131,000570
Total noninterest expense$45,516,000489
Salaries and employee benefits$27,919,000433
Premises and equipment expense$4,861,000451
Additional noninterest expense$7,131,000570
Pre-tax net operating income$27,929,000452
Securities gains (losses)$-388,0004,330
Applicable income taxes$5,995,000418
Income before extraordinary items$21,546,000459
Extraordinary gains, net$052
Net income$21,546,000461
Minority interest net income$081
Net income of bank and minority interests.$21,546,000458
Net charge-offs$803,000454
Cash dividends$4,360,000673
Sale, conversion, retirement of capital stock, net$0507
Net operating income$21,852,520463
2023-06-30 (YTD Data)Rank
Total interest income$54,273,000474
Total interest expense$12,747,000567
Net interest income$41,526,000441
Provision for loan and lease losses$661,000651
Total noninterest income$8,643,000501
Gross Fiduciary activities income$2,477,000258
Service charges on deposit accounts$1,302,000432
Trading account gains and fees$0112
Additional Noninterest Income$4,864,000547
Total noninterest expense$29,817,000482
Salaries and employee benefits$18,531,000426
Premises and equipment expense$3,347,000423
Additional noninterest expense$4,864,000547
Pre-tax net operating income$19,691,000434
Securities gains (losses)$-388,0004,449
Applicable income taxes$4,322,000408
Income before extraordinary items$14,981,000440
Extraordinary gains, net$051
Net income$14,981,000448
Minority interest net income$081
Net income of bank and minority interests.$14,981,000440
Net charge-offs$1,443,000265
Cash dividends$2,730,000689
Sale, conversion, retirement of capital stock, net$0486
Net operating income$15,287,520438
2023-03-31 (YTD Data)Rank
Total interest income$26,288,000487
Total interest expense$5,203,000588
Net interest income$21,085,000445
Provision for loan and lease losses$738,000416
Total noninterest income$4,368,000493
Gross Fiduciary activities income$1,202,000272
Service charges on deposit accounts$640,000452
Trading account gains and fees$097
Additional Noninterest Income$2,526,000526
Total noninterest expense$14,588,000500
Salaries and employee benefits$9,042,000447
Premises and equipment expense$1,704,000431
Additional noninterest expense$2,526,000526
Pre-tax net operating income$10,127,000434
Securities gains (losses)$-388,0004,527
Applicable income taxes$2,169,000407
Income before extraordinary items$7,570,000454
Extraordinary gains, net$04
Net income$7,570,000454
Minority interest net income$048
Net income of bank and minority interests.$7,570,000455
Net charge-offs$611,000245
Cash dividends$1,350,000651
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,876,520446
2022-12-31 (YTD Data)Rank
Total interest income$84,641,000473
Total interest expense$7,554,000572
Net interest income$77,087,000465
Provision for loan and lease losses$2,890,000407
Total noninterest income$15,464,000566
Gross Fiduciary activities income$4,549,000281
Service charges on deposit accounts$2,181,000529
Trading account gains and fees$0116
Additional Noninterest Income$8,734,000620
Total noninterest expense$58,905,000476
Salaries and employee benefits$35,066,000439
Premises and equipment expense$6,714,000430
Additional noninterest expense$8,734,000620
Pre-tax net operating income$30,756,000557
Securities gains (losses)$-120,0003,964
Applicable income taxes$6,649,000505
Income before extraordinary items$23,987,000567
Extraordinary gains, net$05
Net income$23,987,000568
Minority interest net income$063
Net income of bank and minority interests.$23,987,000568
Net charge-offs$4,936,000156
Cash dividends$5,255,000746
Sale, conversion, retirement of capital stock, net$0568
Net operating income$24,081,800574
2022-09-30 (YTD Data)Rank
Total interest income$59,247,000482
Total interest expense$4,131,000553
Net interest income$55,116,000475
Provision for loan and lease losses$3,434,000281
Total noninterest income$11,384,000584
Gross Fiduciary activities income$3,440,000279
Service charges on deposit accounts$1,606,000539
Trading account gains and fees$0111
Additional Noninterest Income$6,338,000640
Total noninterest expense$43,788,000474
Salaries and employee benefits$26,128,000436
Premises and equipment expense$5,049,000429
Additional noninterest expense$6,338,000640
Pre-tax net operating income$19,278,000632
Securities gains (losses)$0740
Applicable income taxes$4,170,000570
Income before extraordinary items$15,108,000645
Extraordinary gains, net$04
Net income$15,108,000645
Minority interest net income$057
Net income of bank and minority interests.$15,108,000645
Net charge-offs$3,984,000145
Cash dividends$3,965,000694
Sale, conversion, retirement of capital stock, net$0519
Net operating income$15,108,000652
2022-06-30 (YTD Data)Rank
Total interest income$36,577,000493
Total interest expense$2,282,000522
Net interest income$34,295,000494
Provision for loan and lease losses$4,001,000156
Total noninterest income$7,772,000569
Gross Fiduciary activities income$2,299,000247
Service charges on deposit accounts$1,037,000556
Trading account gains and fees$0108
Additional Noninterest Income$4,436,000642
Total noninterest expense$28,646,000468
Salaries and employee benefits$16,886,000441
Premises and equipment expense$3,384,000417
Additional noninterest expense$8,376,000496
Pre-tax net operating income$9,420,000749
Securities gains (losses)$0687
Applicable income taxes$1,981,000663
Income before extraordinary items$7,439,000763
Extraordinary gains, net$04
Net income$7,439,000763
Minority interest net income$060
Net income of bank and minority interests.$7,439,000763
Net charge-offs$3,918,000112
Cash dividends$2,675,000686
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,439,000779
2022-03-31 (YTD Data)Rank
Total interest income$17,295,000505
Total interest expense$1,176,000473
Net interest income$16,119,000503
Provision for loan and lease losses$1,027,000197
Total noninterest income$3,862,000584
Gross Fiduciary activities income$1,162,000249
Service charges on deposit accounts$508,000557
Trading account gains and fees$0103
Additional Noninterest Income$2,192,000658
Total noninterest expense$13,865,000490
Salaries and employee benefits$8,393,000450
Premises and equipment expense$1,759,000401
Additional noninterest expense$3,713,000548
Pre-tax net operating income$5,089,000680
Securities gains (losses)$0623
Applicable income taxes$1,073,000622
Income before extraordinary items$4,016,000696
Extraordinary gains, net$04
Net income$4,016,000696
Minority interest net income$050
Net income of bank and minority interests.$4,016,000696
Net charge-offs$1,782,000121
Cash dividends$1,250,000658
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,016,000703
2021-12-31 (YTD Data)Rank
Total interest income$71,685,000489
Total interest expense$7,921,000358
Net interest income$63,764,000507
Provision for loan and lease losses$3,663,000155
Total noninterest income$16,388,000598
Gross Fiduciary activities income$4,502,000248
Service charges on deposit accounts$2,014,000539
Trading account gains and fees$0132
Additional Noninterest Income$9,872,000679
Total noninterest expense$55,105,000483
Salaries and employee benefits$33,447,000451
Premises and equipment expense$6,368,000436
Additional noninterest expense$15,290,000544
Pre-tax net operating income$21,384,000701
Securities gains (losses)$-23,0004,452
Applicable income taxes$4,585,000666
Income before extraordinary items$16,776,000746
Extraordinary gains, net$010
Net income$16,776,000747
Minority interest net income$074
Net income of bank and minority interests.$16,776,000747
Net charge-offs$2,145,000275
Cash dividends$4,800,000823
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,794,170717
2021-09-30 (YTD Data)Rank
Total interest income$54,167,000492
Total interest expense$6,480,000336
Net interest income$47,687,000514
Provision for loan and lease losses$1,932,000221
Total noninterest income$11,915,000631
Gross Fiduciary activities income$3,346,000249
Service charges on deposit accounts$1,486,000542
Trading account gains and fees$0132
Additional Noninterest Income$7,083,000715
Total noninterest expense$40,536,000490
Salaries and employee benefits$24,752,000458
Premises and equipment expense$4,841,000438
Additional noninterest expense$10,943,000562
Pre-tax net operating income$17,134,000686
Securities gains (losses)$-23,0004,655
Applicable income taxes$3,679,000661
Income before extraordinary items$13,432,000728
Extraordinary gains, net$08
Net income$13,432,000728
Minority interest net income$069
Net income of bank and minority interests.$13,432,000728
Net charge-offs$860,000365
Cash dividends$3,500,000761
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,450,170712
2021-06-30 (YTD Data)Rank
Total interest income$35,868,000491
Total interest expense$4,644,000329
Net interest income$31,224,000509
Provision for loan and lease losses$1,583,000186
Total noninterest income$7,807,000640
Gross Fiduciary activities income$2,195,000247
Service charges on deposit accounts$981,000530
Trading account gains and fees$0133
Additional Noninterest Income$4,631,000728
Total noninterest expense$27,173,000481
Salaries and employee benefits$16,701,000452
Premises and equipment expense$3,250,000435
Additional noninterest expense$7,222,000548
Pre-tax net operating income$10,275,000743
Securities gains (losses)$-23,0004,734
Applicable income taxes$2,165,000705
Income before extraordinary items$8,087,000791
Extraordinary gains, net$06
Net income$8,087,000791
Minority interest net income$067
Net income of bank and minority interests.$8,087,000791
Net charge-offs$836,000293
Cash dividends$2,400,000737
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,105,170766
2021-03-31 (YTD Data)Rank
Total interest income$18,374,000478
Total interest expense$2,480,000329
Net interest income$15,894,000499
Provision for loan and lease losses$1,231,000148
Total noninterest income$4,456,000581
Gross Fiduciary activities income$1,052,000254
Service charges on deposit accounts$491,000518
Trading account gains and fees$0127
Additional Noninterest Income$2,913,000630
Total noninterest expense$13,567,000481
Salaries and employee benefits$8,429,000449
Premises and equipment expense$1,692,000419
Additional noninterest expense$3,446,000547
Pre-tax net operating income$5,552,000707
Securities gains (losses)$-23,0004,753
Applicable income taxes$1,190,000663
Income before extraordinary items$4,339,000763
Extraordinary gains, net$03
Net income$4,339,000763
Minority interest net income$055
Net income of bank and minority interests.$4,339,000763
Net charge-offs$84,000672
Cash dividends$1,250,000633
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,357,170737
2020-12-31 (YTD Data)Rank
Total interest income$75,705,000465
Total interest expense$14,894,000352
Net interest income$60,811,000489
Provision for loan and lease losses$14,675,000269
Total noninterest income$16,025,000577
Gross Fiduciary activities income$3,934,000246
Service charges on deposit accounts$1,894,000547
Trading account gains and fees$0133
Additional Noninterest Income$10,197,000632
Total noninterest expense$50,682,000506
Salaries and employee benefits$30,040,000470
Premises and equipment expense$6,346,000432
Additional noninterest expense$14,296,000533
Pre-tax net operating income$11,479,000943
Securities gains (losses)$65,0001,600
Applicable income taxes$2,281,000860
Income before extraordinary items$9,263,0001,021
Extraordinary gains, net$04
Net income$9,263,0001,021
Minority interest net income$072
Net income of bank and minority interests.$9,263,0001,021
Net charge-offs$14,477,000131
Cash dividends$4,430,000848
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,211,000994
2020-09-30 (YTD Data)Rank
Total interest income$57,432,000456
Total interest expense$11,974,000353
Net interest income$45,458,000485
Provision for loan and lease losses$13,915,000252
Total noninterest income$11,335,000580
Gross Fiduciary activities income$2,932,000243
Service charges on deposit accounts$1,375,000557
Trading account gains and fees$0125
Additional Noninterest Income$7,028,000647
Total noninterest expense$37,757,000498
Salaries and employee benefits$22,458,000460
Premises and equipment expense$4,796,000423
Additional noninterest expense$10,503,000525
Pre-tax net operating income$5,121,0001,364
Securities gains (losses)$65,0001,421
Applicable income taxes$921,0001,248
Income before extraordinary items$4,265,0001,440
Extraordinary gains, net$04
Net income$4,265,0001,441
Minority interest net income$065
Net income of bank and minority interests.$4,265,0001,441
Net charge-offs$14,072,000117
Cash dividends$3,550,000725
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,211,7001,412
2020-06-30 (YTD Data)Rank
Total interest income$39,022,000453
Total interest expense$8,597,000363
Net interest income$30,425,000483
Provision for loan and lease losses$11,985,000240
Total noninterest income$7,088,000581
Gross Fiduciary activities income$1,940,000241
Service charges on deposit accounts$896,000566
Trading account gains and fees$0123
Additional Noninterest Income$4,252,000642
Total noninterest expense$25,305,000481
Salaries and employee benefits$14,988,000458
Premises and equipment expense$3,238,000417
Additional noninterest expense$7,079,000513
Pre-tax net operating income$223,0004,286
Securities gains (losses)$65,0001,185
Applicable income taxes$-166,0004,954
Income before extraordinary items$454,0003,749
Extraordinary gains, net$04
Net income$454,0003,749
Minority interest net income$065
Net income of bank and minority interests.$454,0003,749
Net charge-offs$12,013,000113
Cash dividends$2,700,000640
Sale, conversion, retirement of capital stock, net$0504
Net operating income$389,0003,831
2020-03-31 (YTD Data)Rank
Total interest income$20,186,000443
Total interest expense$4,731,000378
Net interest income$15,455,000470
Provision for loan and lease losses$9,435,000194
Total noninterest income$3,408,000557
Gross Fiduciary activities income$994,000243
Service charges on deposit accounts$558,000546
Trading account gains and fees$0106
Additional Noninterest Income$1,856,000641
Total noninterest expense$13,148,000464
Salaries and employee benefits$7,808,000442
Premises and equipment expense$1,663,000410
Additional noninterest expense$3,677,000506
Pre-tax net operating income$-3,720,0005,079
Securities gains (losses)$15,0001,209
Applicable income taxes$-921,0005,051
Income before extraordinary items$-2,784,0005,054
Extraordinary gains, net$04
Net income$-2,784,0005,054
Minority interest net income$056
Net income of bank and minority interests.$-2,784,0005,054
Net charge-offs$7,663,00086
Cash dividends$1,300,000677
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-2,795,8505,068
2019-12-31 (YTD Data)Rank
Total interest income$85,308,000417
Total interest expense$20,948,000373
Net interest income$64,360,000450
Provision for loan and lease losses$2,450,000447
Total noninterest income$13,921,000555
Gross Fiduciary activities income$3,598,000255
Service charges on deposit accounts$2,480,000509
Trading account gains and fees$0135
Additional Noninterest Income$7,843,000623
Total noninterest expense$51,195,000460
Salaries and employee benefits$30,240,000429
Premises and equipment expense$6,413,000419
Additional noninterest expense$14,542,000501
Pre-tax net operating income$24,636,000522
Securities gains (losses)$-9,0004,785
Applicable income taxes$5,257,000495
Income before extraordinary items$19,370,000554
Extraordinary gains, net$011
Net income$19,370,000555
Minority interest net income$076
Net income of bank and minority interests.$19,370,000555
Net charge-offs$528,000990
Cash dividends$4,940,000812
Sale, conversion, retirement of capital stock, net$0626
Net operating income$19,377,110543
2019-09-30 (YTD Data)Rank
Total interest income$63,870,000425
Total interest expense$15,758,000378
Net interest income$48,112,000456
Provision for loan and lease losses$2,250,000367
Total noninterest income$10,339,000552
Gross Fiduciary activities income$2,642,000261
Service charges on deposit accounts$1,831,000511
Trading account gains and fees$0129
Additional Noninterest Income$5,866,000620
Total noninterest expense$37,509,000463
Salaries and employee benefits$22,958,000431
Premises and equipment expense$4,760,000426
Additional noninterest expense$9,791,000547
Pre-tax net operating income$18,692,000523
Securities gains (losses)$-1,0004,641
Applicable income taxes$3,958,000499
Income before extraordinary items$14,733,000557
Extraordinary gains, net$011
Net income$14,733,000554
Minority interest net income$072
Net income of bank and minority interests.$14,733,000557
Net charge-offs$230,0001,195
Cash dividends$3,600,000776
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,733,790546
2019-06-30 (YTD Data)Rank
Total interest income$42,406,000430
Total interest expense$10,410,000371
Net interest income$31,996,000453
Provision for loan and lease losses$2,250,000268
Total noninterest income$6,865,000551
Gross Fiduciary activities income$1,721,000266
Service charges on deposit accounts$1,204,000517
Trading account gains and fees$0131
Additional Noninterest Income$3,940,000603
Total noninterest expense$24,778,000469
Salaries and employee benefits$15,105,000432
Premises and equipment expense$3,203,000423
Additional noninterest expense$6,470,000552
Pre-tax net operating income$11,833,000528
Securities gains (losses)$-3,0004,772
Applicable income taxes$2,481,000505
Income before extraordinary items$9,349,000562
Extraordinary gains, net$011
Net income$9,349,000560
Minority interest net income$069
Net income of bank and minority interests.$9,349,000562
Net charge-offs$220,000935
Cash dividends$2,250,000792
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,351,370554
2019-03-31 (YTD Data)Rank
Total interest income$20,874,000427
Total interest expense$5,230,000359
Net interest income$15,644,000455
Provision for loan and lease losses$1,050,000270
Total noninterest income$3,227,000563
Gross Fiduciary activities income$840,000263
Service charges on deposit accounts$597,000514
Trading account gains and fees$0126
Additional Noninterest Income$1,790,000603
Total noninterest expense$12,431,000469
Salaries and employee benefits$7,710,000426
Premises and equipment expense$1,640,000410
Additional noninterest expense$3,081,000566
Pre-tax net operating income$5,390,000558
Securities gains (losses)$-4,0004,984
Applicable income taxes$1,103,000539
Income before extraordinary items$4,283,000586
Extraordinary gains, net$05
Net income$4,283,000585
Minority interest net income$052
Net income of bank and minority interests.$4,283,000585
Net charge-offs$113,000837
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,286,200573
2018-12-31 (YTD Data)Rank
Total interest income$80,319,000409
Total interest expense$15,997,000357
Net interest income$64,322,000434
Provision for loan and lease losses$2,700,000405
Total noninterest income$13,320,000557
Gross Fiduciary activities income$3,218,000270
Service charges on deposit accounts$2,553,000501
Trading account gains and fees$0126
Additional Noninterest Income$7,549,000624
Total noninterest expense$49,244,000464
Salaries and employee benefits$29,427,000429
Premises and equipment expense$6,104,000437
Additional noninterest expense$13,713,000509
Pre-tax net operating income$25,698,000485
Securities gains (losses)$01,125
Applicable income taxes$5,508,000446
Income before extraordinary items$20,190,000513
Extraordinary gains, net$06
Net income$20,190,000512
Minority interest net income$072
Net income of bank and minority interests.$20,190,000512
Net charge-offs$245,0001,470
Cash dividends$4,650,000784
Sale, conversion, retirement of capital stock, net$0671
Net operating income$20,190,000510
2018-09-30 (YTD Data)Rank
Total interest income$59,223,000410
Total interest expense$11,071,000362
Net interest income$48,152,000433
Provision for loan and lease losses$1,800,000419
Total noninterest income$10,069,000560
Gross Fiduciary activities income$2,389,000272
Service charges on deposit accounts$1,877,000511
Trading account gains and fees$0138
Additional Noninterest Income$5,803,000610
Total noninterest expense$36,436,000467
Salaries and employee benefits$21,868,000431
Premises and equipment expense$4,527,000447
Additional noninterest expense$10,041,000516
Pre-tax net operating income$19,985,000477
Securities gains (losses)$01,118
Applicable income taxes$4,271,000442
Income before extraordinary items$15,714,000495
Extraordinary gains, net$05
Net income$15,714,000494
Minority interest net income$066
Net income of bank and minority interests.$15,714,000494
Net charge-offs$255,0001,091
Cash dividends$3,400,000723
Sale, conversion, retirement of capital stock, net$0633
Net operating income$15,714,000495
2018-06-30 (YTD Data)Rank
Total interest income$38,427,000418
Total interest expense$6,814,000366
Net interest income$31,613,000435
Provision for loan and lease losses$500,000813
Total noninterest income$6,760,000560
Gross Fiduciary activities income$1,571,000275
Service charges on deposit accounts$1,240,000511
Trading account gains and fees$0130
Additional Noninterest Income$3,949,000605
Total noninterest expense$24,607,000466
Salaries and employee benefits$14,704,000431
Premises and equipment expense$3,063,000442
Additional noninterest expense$6,840,000500
Pre-tax net operating income$13,266,000476
Securities gains (losses)$0961
Applicable income taxes$2,828,000446
Income before extraordinary items$10,438,000497
Extraordinary gains, net$06
Net income$10,438,000496
Minority interest net income$065
Net income of bank and minority interests.$10,438,000496
Net charge-offs$42,0001,863
Cash dividends$2,150,000712
Sale, conversion, retirement of capital stock, net$0620
Net operating income$10,438,000496
2018-03-31 (YTD Data)Rank
Total interest income$18,594,000428
Total interest expense$3,161,000369
Net interest income$15,433,000443
Provision for loan and lease losses$200,000934
Total noninterest income$3,216,000573
Gross Fiduciary activities income$790,000276
Service charges on deposit accounts$601,000530
Trading account gains and fees$0123
Additional Noninterest Income$1,825,000618
Total noninterest expense$13,119,000442
Salaries and employee benefits$7,816,000415
Premises and equipment expense$1,584,000427
Additional noninterest expense$3,719,000471
Pre-tax net operating income$5,330,000556
Securities gains (losses)$0735
Applicable income taxes$1,107,000514
Income before extraordinary items$4,223,000574
Extraordinary gains, net$07
Net income$4,223,000575
Minority interest net income$052
Net income of bank and minority interests.$4,223,000574
Net charge-offs$23,0001,592
Cash dividends$900,000789
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,223,000575
2017-12-31 (YTD Data)Rank
Total interest income$70,425,000418
Total interest expense$10,566,000357
Net interest income$59,859,000436
Provision for loan and lease losses$4,175,000283
Total noninterest income$11,514,000621
Gross Fiduciary activities income$2,889,000281
Service charges on deposit accounts$2,266,000565
Trading account gains and fees$0151
Additional Noninterest Income$6,359,000705
Total noninterest expense$44,498,000492
Salaries and employee benefits$26,039,000459
Premises and equipment expense$5,803,000445
Additional noninterest expense$12,656,000538
Pre-tax net operating income$22,700,000497
Securities gains (losses)$79,000711
Applicable income taxes$10,321,000399
Income before extraordinary items$12,458,000615
Extraordinary gains, net$09
Net income$12,458,000615
Minority interest net income$076
Net income of bank and minority interests.$12,458,000615
Net charge-offs$2,478,000333
Cash dividends$3,580,000894
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,407,440612
2017-09-30 (YTD Data)Rank
Total interest income$51,872,000425
Total interest expense$7,662,000358
Net interest income$44,210,000442
Provision for loan and lease losses$3,575,000255
Total noninterest income$8,325,000644
Gross Fiduciary activities income$2,138,000283
Service charges on deposit accounts$1,673,000579
Trading account gains and fees$0145
Additional Noninterest Income$4,514,000739
Total noninterest expense$32,866,000504
Salaries and employee benefits$19,514,000465
Premises and equipment expense$4,327,000451
Additional noninterest expense$9,025,000561
Pre-tax net operating income$16,094,000529
Securities gains (losses)$79,000684
Applicable income taxes$5,279,000476
Income before extraordinary items$10,894,000579
Extraordinary gains, net$09
Net income$10,894,000579
Minority interest net income$071
Net income of bank and minority interests.$10,894,000579
Net charge-offs$1,775,000323
Cash dividends$2,550,000867
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,841,070575
2017-06-30 (YTD Data)Rank
Total interest income$33,806,000428
Total interest expense$4,969,000348
Net interest income$28,837,000452
Provision for loan and lease losses$1,475,000360
Total noninterest income$5,532,000648
Gross Fiduciary activities income$1,400,000283
Service charges on deposit accounts$1,089,000580
Trading account gains and fees$0139
Additional Noninterest Income$3,043,000731
Total noninterest expense$22,007,000503
Salaries and employee benefits$13,143,000463
Premises and equipment expense$2,886,000452
Additional noninterest expense$5,978,000569
Pre-tax net operating income$10,887,000514
Securities gains (losses)$63,000572
Applicable income taxes$3,578,000463
Income before extraordinary items$7,372,000571
Extraordinary gains, net$011
Net income$7,372,000570
Minority interest net income$071
Net income of bank and minority interests.$7,372,000571
Net charge-offs$52,0001,968
Cash dividends$1,526,000940
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,329,790565
2017-03-31 (YTD Data)Rank
Total interest income$16,508,000435
Total interest expense$2,376,000344
Net interest income$14,132,000456
Provision for loan and lease losses$650,000371
Total noninterest income$2,752,000636
Gross Fiduciary activities income$659,000294
Service charges on deposit accounts$528,000597
Trading account gains and fees$0142
Additional Noninterest Income$1,565,000698
Total noninterest expense$11,006,000508
Salaries and employee benefits$6,740,000468
Premises and equipment expense$1,473,000457
Additional noninterest expense$2,793,000612
Pre-tax net operating income$5,228,000510
Securities gains (losses)$01,153
Applicable income taxes$1,677,000471
Income before extraordinary items$3,551,000576
Extraordinary gains, net$08
Net income$3,551,000576
Minority interest net income$055
Net income of bank and minority interests.$3,551,000576
Net charge-offs$-62,0005,518
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,551,000563
2016-12-31 (YTD Data)Rank
Total interest income$62,249,000436
Total interest expense$8,401,000354
Net interest income$53,848,000453
Provision for loan and lease losses$3,000,000382
Total noninterest income$9,953,000702
Gross Fiduciary activities income$2,541,000290
Service charges on deposit accounts$1,931,000675
Trading account gains and fees$0170
Additional Noninterest Income$5,481,000786
Total noninterest expense$41,102,000527
Salaries and employee benefits$24,152,000499
Premises and equipment expense$5,578,000459
Additional noninterest expense$11,372,000604
Pre-tax net operating income$19,699,000516
Securities gains (losses)$194,000899
Applicable income taxes$6,331,000475
Income before extraordinary items$13,562,000567
Extraordinary gains, net$05
Net income$13,562,000566
Minority interest net income$082
Net income of bank and minority interests.$13,562,000566
Net charge-offs$712,000857
Cash dividends$2,801,0001,078
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,430,080566
2016-09-30 (YTD Data)Rank
Total interest income$46,012,000442
Total interest expense$6,236,000356
Net interest income$39,776,000456
Provision for loan and lease losses$2,400,000353
Total noninterest income$7,307,000710
Gross Fiduciary activities income$1,892,000294
Service charges on deposit accounts$1,403,000699
Trading account gains and fees$0169
Additional Noninterest Income$4,012,000794
Total noninterest expense$30,739,000536
Salaries and employee benefits$17,952,000504
Premises and equipment expense$4,287,000452
Additional noninterest expense$8,500,000608
Pre-tax net operating income$13,944,000547
Securities gains (losses)$194,000820
Applicable income taxes$4,448,000498
Income before extraordinary items$9,690,000610
Extraordinary gains, net$05
Net income$9,690,000610
Minority interest net income$071
Net income of bank and minority interests.$9,690,000610
Net charge-offs$879,000533
Cash dividends$1,864,0001,102
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,556,140600
2016-06-30 (YTD Data)Rank
Total interest income$30,347,000450
Total interest expense$4,053,000365
Net interest income$26,294,000462
Provision for loan and lease losses$1,600,000350
Total noninterest income$4,673,000724
Gross Fiduciary activities income$1,238,000295
Service charges on deposit accounts$899,000707
Trading account gains and fees$0157
Additional Noninterest Income$2,536,000818
Total noninterest expense$20,537,000535
Salaries and employee benefits$11,998,000501
Premises and equipment expense$2,887,000450
Additional noninterest expense$5,652,000606
Pre-tax net operating income$8,830,000561
Securities gains (losses)$194,000613
Applicable income taxes$2,837,000506
Income before extraordinary items$6,187,000626
Extraordinary gains, net$016
Net income$6,187,000624
Minority interest net income$071
Net income of bank and minority interests.$6,187,000625
Net charge-offs$746,000441
Cash dividends$933,0001,388
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,053,140622
2016-03-31 (YTD Data)Rank
Total interest income$15,019,000454
Total interest expense$1,990,000371
Net interest income$13,029,000464
Provision for loan and lease losses$800,000328
Total noninterest income$2,207,000743
Gross Fiduciary activities income$617,000295
Service charges on deposit accounts$438,000716
Trading account gains and fees$0142
Additional Noninterest Income$1,152,000850
Total noninterest expense$10,284,000533
Salaries and employee benefits$5,997,000499
Premises and equipment expense$1,487,000445
Additional noninterest expense$2,800,000603
Pre-tax net operating income$4,152,000572
Securities gains (losses)$194,000307
Applicable income taxes$1,361,000508
Income before extraordinary items$2,985,000623
Extraordinary gains, net$012
Net income$2,985,000620
Minority interest net income$062
Net income of bank and minority interests.$2,985,000623
Net charge-offs$414,000392
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,851,140633
2015-12-31 (YTD Data)Rank
Total interest income$56,029,000456
Total interest expense$7,968,000346
Net interest income$48,061,000474
Provision for loan and lease losses$3,500,000281
Total noninterest income$9,257,000721
Gross Fiduciary activities income$2,412,000298
Service charges on deposit accounts$1,841,000717
Trading account gains and fees$0159
Additional Noninterest Income$5,004,000818
Total noninterest expense$37,554,000564
Salaries and employee benefits$21,316,000531
Premises and equipment expense$5,372,000474
Additional noninterest expense$10,866,000622
Pre-tax net operating income$16,264,000577
Securities gains (losses)$492,000360
Applicable income taxes$5,086,000516
Income before extraordinary items$11,670,000628
Extraordinary gains, net$023
Net income$11,670,000627
Minority interest net income$081
Net income of bank and minority interests.$11,670,000629
Net charge-offs$1,958,000377
Cash dividends$16,116,000265
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,325,600642
2015-09-30 (YTD Data)Rank
Total interest income$41,630,000461
Total interest expense$5,928,000347
Net interest income$35,702,000475
Provision for loan and lease losses$2,300,000299
Total noninterest income$6,335,000778
Gross Fiduciary activities income$1,809,000302
Service charges on deposit accounts$1,364,000735
Trading account gains and fees$0153
Additional Noninterest Income$3,162,000921
Total noninterest expense$27,638,000578
Salaries and employee benefits$15,520,000556
Premises and equipment expense$4,038,000481
Additional noninterest expense$8,080,000634
Pre-tax net operating income$12,099,000598
Securities gains (losses)$492,000312
Applicable income taxes$3,832,000532
Income before extraordinary items$8,759,000635
Extraordinary gains, net$021
Net income$8,759,000633
Minority interest net income$078
Net income of bank and minority interests.$8,759,000635
Net charge-offs$1,082,000470
Cash dividends$15,417,000213
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,414,600644
2015-06-30 (YTD Data)Rank
Total interest income$27,507,000466
Total interest expense$3,885,000353
Net interest income$23,622,000476
Provision for loan and lease losses$1,800,000262
Total noninterest income$4,101,000802
Gross Fiduciary activities income$1,205,000307
Service charges on deposit accounts$876,000751
Trading account gains and fees$0157
Additional Noninterest Income$2,020,000963
Total noninterest expense$18,255,000580
Salaries and employee benefits$10,153,000561
Premises and equipment expense$2,682,000493
Additional noninterest expense$5,420,000629
Pre-tax net operating income$7,668,000622
Securities gains (losses)$371,000323
Applicable income taxes$2,422,000568
Income before extraordinary items$5,617,000662
Extraordinary gains, net$022
Net income$5,617,000659
Minority interest net income$075
Net income of bank and minority interests.$5,617,000662
Net charge-offs$996,000353
Cash dividends$14,750,000168
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,357,300665
2015-03-31 (YTD Data)Rank
Total interest income$13,695,000463
Total interest expense$1,959,000351
Net interest income$11,736,000484
Provision for loan and lease losses$1,000,000221
Total noninterest income$1,941,000808
Gross Fiduciary activities income$601,000307
Service charges on deposit accounts$409,000772
Trading account gains and fees$0152
Additional Noninterest Income$931,000979
Total noninterest expense$9,438,000562
Salaries and employee benefits$5,260,000545
Premises and equipment expense$1,351,000490
Additional noninterest expense$2,827,000592
Pre-tax net operating income$3,239,000697
Securities gains (losses)$371,000216
Applicable income taxes$1,068,000607
Income before extraordinary items$2,542,000700
Extraordinary gains, net$013
Net income$2,542,000698
Minority interest net income$064
Net income of bank and minority interests.$2,542,000700
Net charge-offs$727,000248
Cash dividends$14,450,000107
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,282,300743
2014-12-31 (YTD Data)Rank
Total interest income$50,466,000493
Total interest expense$7,840,000358
Net interest income$42,626,000518
Provision for loan and lease losses$1,600,000570
Total noninterest income$7,580,000807
Gross Fiduciary activities income$2,223,000316
Service charges on deposit accounts$1,561,000854
Trading account gains and fees$0180
Additional Noninterest Income$3,796,000938
Total noninterest expense$31,951,000650
Salaries and employee benefits$18,025,000603
Premises and equipment expense$3,914,000632
Additional noninterest expense$10,012,000668
Pre-tax net operating income$16,655,000541
Securities gains (losses)$518,000382
Applicable income taxes$4,917,000504
Income before extraordinary items$12,256,000558
Extraordinary gains, net$017
Net income$12,256,000556
Minority interest net income$084
Net income of bank and minority interests.$12,256,000558
Net charge-offs$413,0001,684
Cash dividends$2,335,0001,135
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,888,220559
2014-09-30 (YTD Data)Rank
Total interest income$37,500,000496
Total interest expense$5,941,000350
Net interest income$31,559,000522
Provision for loan and lease losses$1,100,000612
Total noninterest income$5,658,000808
Gross Fiduciary activities income$1,644,000318
Service charges on deposit accounts$1,163,000868
Trading account gains and fees$0174
Additional Noninterest Income$2,851,000941
Total noninterest expense$23,256,000661
Salaries and employee benefits$13,040,000627
Premises and equipment expense$2,924,000631
Additional noninterest expense$7,292,000679
Pre-tax net operating income$12,861,000524
Securities gains (losses)$146,000775
Applicable income taxes$3,635,000508
Income before extraordinary items$9,372,000545
Extraordinary gains, net$015
Net income$9,372,000542
Minority interest net income$081
Net income of bank and minority interests.$9,372,000545
Net charge-offs$362,0001,429
Cash dividends$1,736,0001,058
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,266,880539
2014-06-30 (YTD Data)Rank
Total interest income$24,814,000496
Total interest expense$3,968,000347
Net interest income$20,846,000521
Provision for loan and lease losses$850,000527
Total noninterest income$3,614,000823
Gross Fiduciary activities income$1,052,000324
Service charges on deposit accounts$751,000882
Trading account gains and fees$0172
Additional Noninterest Income$1,811,000963
Total noninterest expense$15,350,000666
Salaries and employee benefits$8,604,000634
Premises and equipment expense$1,964,000626
Additional noninterest expense$4,782,000689
Pre-tax net operating income$8,260,000533
Securities gains (losses)$02,580
Applicable income taxes$2,194,000541
Income before extraordinary items$6,066,000541
Extraordinary gains, net$020
Net income$6,066,000540
Minority interest net income$080
Net income of bank and minority interests.$6,066,000541
Net charge-offs$365,0001,113
Cash dividends$1,114,0001,067
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,066,000537
2014-03-31 (YTD Data)Rank
Total interest income$12,431,000488
Total interest expense$1,942,000355
Net interest income$10,489,000516
Provision for loan and lease losses$550,000414
Total noninterest income$1,733,000818
Gross Fiduciary activities income$527,000326
Service charges on deposit accounts$357,000908
Trading account gains and fees$0147
Additional Noninterest Income$849,000961
Total noninterest expense$7,528,000683
Salaries and employee benefits$4,316,000638
Premises and equipment expense$1,008,000632
Additional noninterest expense$2,204,000737
Pre-tax net operating income$4,144,000517
Securities gains (losses)$01,715
Applicable income taxes$1,014,000554
Income before extraordinary items$3,130,000510
Extraordinary gains, net$016
Net income$3,130,000510
Minority interest net income$066
Net income of bank and minority interests.$3,130,000511
Net charge-offs$212,000911
Cash dividends$485,0001,063
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,130,000505
2013-12-31 (YTD Data)Rank
Total interest income$47,051,000525
Total interest expense$8,415,000366
Net interest income$38,636,000558
Provision for loan and lease losses$1,470,000806
Total noninterest income$7,355,000856
Gross Fiduciary activities income$1,922,000328
Service charges on deposit accounts$1,409,000979
Trading account gains and fees$0184
Additional Noninterest Income$4,024,000937
Total noninterest expense$29,294,000690
Salaries and employee benefits$16,826,000647
Premises and equipment expense$3,653,000673
Additional noninterest expense$8,815,000774
Pre-tax net operating income$15,227,000540
Securities gains (losses)$83,0001,459
Applicable income taxes$4,197,000514
Income before extraordinary items$11,113,000586
Extraordinary gains, net$029
Net income$11,113,000586
Minority interest net income$090
Net income of bank and minority interests.$11,113,000586
Net charge-offs$797,0001,493
Cash dividends$1,520,0001,464
Sale, conversion, retirement of capital stock, net$0924
Net operating income$11,052,410579
2013-09-30 (YTD Data)Rank
Total interest income$34,714,000530
Total interest expense$6,351,000372
Net interest income$28,363,000570
Provision for loan and lease losses$970,000908
Total noninterest income$5,754,000837
Gross Fiduciary activities income$1,447,000322
Service charges on deposit accounts$1,025,0001,010
Trading account gains and fees$0180
Additional Noninterest Income$3,282,000916
Total noninterest expense$21,629,000702
Salaries and employee benefits$12,486,000651
Premises and equipment expense$2,729,000674
Additional noninterest expense$6,414,000801
Pre-tax net operating income$11,518,000538
Securities gains (losses)$45,0001,740
Applicable income taxes$3,162,000529
Income before extraordinary items$8,401,000595
Extraordinary gains, net$025
Net income$8,401,000595
Minority interest net income$084
Net income of bank and minority interests.$8,401,000597
Net charge-offs$823,0001,152
Cash dividends$1,458,0001,127
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,368,150582
2013-06-30 (YTD Data)Rank
Total interest income$22,875,000536
Total interest expense$4,278,000377
Net interest income$18,597,000571
Provision for loan and lease losses$820,000785
Total noninterest income$4,025,000814
Gross Fiduciary activities income$937,000334
Service charges on deposit accounts$671,0001,009
Trading account gains and fees$0157
Additional Noninterest Income$2,417,000857
Total noninterest expense$14,157,000720
Salaries and employee benefits$8,295,000658
Premises and equipment expense$1,808,000685
Additional noninterest expense$4,054,000828
Pre-tax net operating income$7,645,000535
Securities gains (losses)$44,0001,609
Applicable income taxes$2,104,000520
Income before extraordinary items$5,585,000604
Extraordinary gains, net$022
Net income$5,585,000603
Minority interest net income$082
Net income of bank and minority interests.$5,585,000606
Net charge-offs$663,0001,035
Cash dividends$942,0001,151
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,552,880575
2013-03-31 (YTD Data)Rank
Total interest income$11,381,000547
Total interest expense$2,157,000388
Net interest income$9,224,000578
Provision for loan and lease losses$260,0001,119
Total noninterest income$2,023,000815
Gross Fiduciary activities income$473,000330
Service charges on deposit accounts$329,0001,019
Trading account gains and fees$0148
Additional Noninterest Income$1,221,000850
Total noninterest expense$7,164,000719
Salaries and employee benefits$4,180,000664
Premises and equipment expense$921,000677
Additional noninterest expense$2,063,000824
Pre-tax net operating income$3,823,000546
Securities gains (losses)$01,966
Applicable income taxes$1,044,000530
Income before extraordinary items$2,779,000591
Extraordinary gains, net$010
Net income$2,779,000589
Minority interest net income$076
Net income of bank and minority interests.$2,779,000592
Net charge-offs$76,0002,104
Cash dividends$469,000991
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,779,000562
2012-12-31 (YTD Data)Rank
Total interest income$46,601,000562
Total interest expense$10,302,000389
Net interest income$36,299,000601
Provision for loan and lease losses$1,750,0001,184
Total noninterest income$6,130,000991
Gross Fiduciary activities income$1,702,000338
Service charges on deposit accounts$1,377,0001,038
Trading account gains and fees$0166
Additional Noninterest Income$3,051,0001,144
Total noninterest expense$27,852,000725
Salaries and employee benefits$15,312,000684
Premises and equipment expense$3,547,000682
Additional noninterest expense$8,993,000776
Pre-tax net operating income$12,827,000590
Securities gains (losses)$427,0001,064
Applicable income taxes$3,358,000560
Income before extraordinary items$9,896,000625
Extraordinary gains, net$029
Net income$9,896,000624
Minority interest net income$093
Net income of bank and minority interests.$9,896,000625
Net charge-offs$1,150,0001,675
Cash dividends$2,022,0001,196
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,575,750616
2012-09-30 (YTD Data)Rank
Total interest income$34,761,000571
Total interest expense$7,838,000404
Net interest income$26,923,000610
Provision for loan and lease losses$1,150,0001,283
Total noninterest income$4,359,0001,027
Gross Fiduciary activities income$1,263,000338
Service charges on deposit accounts$1,004,0001,066
Trading account gains and fees$0157
Additional Noninterest Income$2,092,0001,225
Total noninterest expense$20,805,000723
Salaries and employee benefits$11,245,000694
Premises and equipment expense$2,659,000683
Additional noninterest expense$6,901,000753
Pre-tax net operating income$9,327,000617
Securities gains (losses)$431,000848
Applicable income taxes$2,418,000601
Income before extraordinary items$7,340,000644
Extraordinary gains, net$020
Net income$7,340,000641
Minority interest net income$086
Net income of bank and minority interests.$7,340,000644
Net charge-offs$1,065,0001,399
Cash dividends$1,576,000954
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,016,750638
2012-06-30 (YTD Data)Rank
Total interest income$23,131,000580
Total interest expense$5,217,000419
Net interest income$17,914,000611
Provision for loan and lease losses$500,0001,802
Total noninterest income$3,685,000839
Gross Fiduciary activities income$813,000352
Service charges on deposit accounts$654,0001,084
Trading account gains and fees$0153
Additional Noninterest Income$2,218,000857
Total noninterest expense$13,958,000716
Salaries and employee benefits$7,439,000697
Premises and equipment expense$1,767,000690
Additional noninterest expense$4,752,000730
Pre-tax net operating income$7,141,000546
Securities gains (losses)$49,0002,063
Applicable income taxes$1,844,000541
Income before extraordinary items$5,346,000598
Extraordinary gains, net$019
Net income$5,346,000598
Minority interest net income$084
Net income of bank and minority interests.$5,346,000598
Net charge-offs$512,0001,738
Cash dividends$1,123,000881
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,309,740580
2012-03-31 (YTD Data)Rank
Total interest income$11,416,000592
Total interest expense$2,633,000433
Net interest income$8,783,000621
Provision for loan and lease losses$250,0001,742
Total noninterest income$1,628,000907
Gross Fiduciary activities income$408,000342
Service charges on deposit accounts$315,0001,110
Trading account gains and fees$0148
Additional Noninterest Income$905,000983
Total noninterest expense$6,979,000716
Salaries and employee benefits$3,678,000705
Premises and equipment expense$874,000701
Additional noninterest expense$2,427,000712
Pre-tax net operating income$3,182,000601
Securities gains (losses)$49,0001,234
Applicable income taxes$798,000600
Income before extraordinary items$2,433,000637
Extraordinary gains, net$019
Net income$2,433,000638
Minority interest net income$078
Net income of bank and minority interests.$2,433,000638
Net charge-offs$63,0002,841
Cash dividends$623,000730
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,396,250626
2011-12-31 (YTD Data)Rank
Total interest income$45,509,000606
Total interest expense$12,150,000454
Net interest income$33,359,000639
Provision for loan and lease losses$4,935,000794
Total noninterest income$7,607,000755
Gross Fiduciary activities income$1,510,000321
Service charges on deposit accounts$1,415,0001,047
Trading account gains and fees$0146
Additional Noninterest Income$4,682,000742
Total noninterest expense$26,847,000732
Salaries and employee benefits$13,748,000716
Premises and equipment expense$3,330,000749
Additional noninterest expense$9,769,000734
Pre-tax net operating income$9,184,000676
Securities gains (losses)$125,0001,876
Applicable income taxes$1,927,000810
Income before extraordinary items$7,382,000693
Extraordinary gains, net$029
Net income$7,382,000693
Minority interest net income$096
Net income of bank and minority interests.$7,382,000693
Net charge-offs$3,859,0001,006
Cash dividends$2,514,000781
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,283,250664
2011-09-30 (YTD Data)Rank
Total interest income$33,983,000615
Total interest expense$9,248,000479
Net interest income$24,735,000658
Provision for loan and lease losses$4,785,000643
Total noninterest income$5,350,000794
Gross Fiduciary activities income$1,124,000324
Service charges on deposit accounts$1,058,0001,051
Trading account gains and fees$0145
Additional Noninterest Income$3,168,000800
Total noninterest expense$20,067,000724
Salaries and employee benefits$10,182,000727
Premises and equipment expense$2,486,000756
Additional noninterest expense$7,399,000718
Pre-tax net operating income$5,233,000888
Securities gains (losses)$-25,0007,078
Applicable income taxes$844,0001,238
Income before extraordinary items$4,364,000880
Extraordinary gains, net$021
Net income$4,364,000878
Minority interest net income$087
Net income of bank and minority interests.$4,364,000880
Net charge-offs$3,794,000781
Cash dividends$1,504,000828
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,385,000837
2011-06-30 (YTD Data)Rank
Total interest income$22,221,000644
Total interest expense$6,168,000499
Net interest income$16,053,000684
Provision for loan and lease losses$1,225,0001,308
Total noninterest income$3,278,000855
Gross Fiduciary activities income$740,000327
Service charges on deposit accounts$700,0001,048
Trading account gains and fees$0153
Additional Noninterest Income$1,838,000887
Total noninterest expense$13,628,000721
Salaries and employee benefits$6,964,000715
Premises and equipment expense$1,655,000766
Additional noninterest expense$5,009,000716
Pre-tax net operating income$4,478,000704
Securities gains (losses)$-25,0007,156
Applicable income taxes$908,000824
Income before extraordinary items$3,545,000729
Extraordinary gains, net$015
Net income$3,545,000728
Minority interest net income$089
Net income of bank and minority interests.$3,545,000729
Net charge-offs$500,0002,142
Cash dividends$989,000838
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,565,000690
2011-03-31 (YTD Data)Rank
Total interest income$10,933,000660
Total interest expense$3,092,000523
Net interest income$7,841,000694
Provision for loan and lease losses$675,0001,168
Total noninterest income$1,743,000815
Gross Fiduciary activities income$357,000336
Service charges on deposit accounts$328,0001,106
Trading account gains and fees$0158
Additional Noninterest Income$1,058,000792
Total noninterest expense$6,919,000721
Salaries and employee benefits$3,532,000706
Premises and equipment expense$842,000772
Additional noninterest expense$2,545,000708
Pre-tax net operating income$1,990,000779
Securities gains (losses)$-25,0007,267
Applicable income taxes$350,000983
Income before extraordinary items$1,615,000781
Extraordinary gains, net$09
Net income$1,615,000780
Minority interest net income$086
Net income of bank and minority interests.$1,615,000781
Net charge-offs$445,0001,433
Cash dividends$477,000789
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,635,500758
2010-12-31 (YTD Data)Rank
Total interest income$44,134,000681
Total interest expense$12,943,000610
Net interest income$31,191,000690
Provision for loan and lease losses$2,990,0001,617
Total noninterest income$6,018,000929
Gross Fiduciary activities income$1,420,000326
Service charges on deposit accounts$1,438,0001,054
Trading account gains and fees$0175
Additional Noninterest Income$3,160,0001,021
Total noninterest expense$26,233,000758
Salaries and employee benefits$13,276,000729
Premises and equipment expense$3,233,000799
Additional noninterest expense$9,724,000768
Pre-tax net operating income$7,986,000672
Securities gains (losses)$108,0002,101
Applicable income taxes$1,388,000954
Income before extraordinary items$6,706,000672
Extraordinary gains, net$029
Net income$6,706,000670
Minority interest net income$0111
Net income of bank and minority interests.$6,706,000673
Net charge-offs$2,539,0001,618
Cash dividends$1,398,0001,150
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,616,360652
2010-09-30 (YTD Data)Rank
Total interest income$32,774,000692
Total interest expense$9,687,000637
Net interest income$23,087,000703
Provision for loan and lease losses$1,910,0001,710
Total noninterest income$4,841,000870
Gross Fiduciary activities income$1,067,000325
Service charges on deposit accounts$1,085,0001,071
Trading account gains and fees$0165
Additional Noninterest Income$2,689,000891
Total noninterest expense$19,328,000763
Salaries and employee benefits$9,812,000732
Premises and equipment expense$2,448,000790
Additional noninterest expense$7,068,000771
Pre-tax net operating income$6,690,000638
Securities gains (losses)$108,0001,878
Applicable income taxes$1,306,000836
Income before extraordinary items$5,492,000631
Extraordinary gains, net$023
Net income$5,492,000629
Minority interest net income$0110
Net income of bank and minority interests.$5,492,000631
Net charge-offs$2,483,0001,310
Cash dividends$1,192,000911
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,404,520613
2010-06-30 (YTD Data)Rank
Total interest income$21,530,000710
Total interest expense$6,448,000664
Net interest income$15,082,000723
Provision for loan and lease losses$1,350,0001,628
Total noninterest income$3,046,000883
Gross Fiduciary activities income$719,000324
Service charges on deposit accounts$716,0001,090
Trading account gains and fees$0152
Additional Noninterest Income$1,611,000931
Total noninterest expense$12,483,000788
Salaries and employee benefits$6,419,000745
Premises and equipment expense$1,666,000788
Additional noninterest expense$4,398,000817
Pre-tax net operating income$4,295,000643
Securities gains (losses)$108,0001,366
Applicable income taxes$812,000845
Income before extraordinary items$3,591,000631
Extraordinary gains, net$019
Net income$3,591,000632
Minority interest net income$0105
Net income of bank and minority interests.$3,591,000632
Net charge-offs$2,159,0001,073
Cash dividends$716,000976
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,502,440621
2010-03-31 (YTD Data)Rank
Total interest income$10,583,000734
Total interest expense$3,267,000693
Net interest income$7,316,000754
Provision for loan and lease losses$720,0001,451
Total noninterest income$1,804,000775
Gross Fiduciary activities income$346,000335
Service charges on deposit accounts$337,0001,159
Trading account gains and fees$0175
Additional Noninterest Income$1,121,000723
Total noninterest expense$6,123,000806
Salaries and employee benefits$3,206,000759
Premises and equipment expense$847,000790
Additional noninterest expense$2,070,000860
Pre-tax net operating income$2,277,000601
Securities gains (losses)$02,284
Applicable income taxes$461,000754
Income before extraordinary items$1,816,000619
Extraordinary gains, net$016
Net income$1,816,000623
Minority interest net income$091
Net income of bank and minority interests.$1,816,000623
Net charge-offs$184,0002,523
Cash dividends$307,0001,046
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,816,000597
2009-12-31 (YTD Data)Rank
Total interest income$40,349,000831
Total interest expense$16,065,000714
Net interest income$24,284,000889
Provision for loan and lease losses$3,715,0001,732
Total noninterest income$7,323,000815
Gross Fiduciary activities income$1,348,000324
Service charges on deposit accounts$1,486,0001,159
Trading account gains and fees$0211
Additional Noninterest Income$4,489,000774
Total noninterest expense$24,175,000873
Salaries and employee benefits$13,099,000748
Premises and equipment expense$3,086,000874
Additional noninterest expense$7,990,000984
Pre-tax net operating income$3,717,0001,107
Securities gains (losses)$291,0001,269
Applicable income taxes$74,0003,046
Income before extraordinary items$3,934,000876
Extraordinary gains, net$034
Net income$3,934,000875
Minority interest net income$0115
Net income of bank and minority interests.$3,934,000875
Net charge-offs$1,230,0002,614
Cash dividends$3,329,000523
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,648,820937
2009-09-30 (YTD Data)Rank
Total interest income$29,663,000864
Total interest expense$12,454,000735
Net interest income$17,209,000944
Provision for loan and lease losses$2,483,0001,673
Total noninterest income$5,362,000825
Gross Fiduciary activities income$961,000332
Service charges on deposit accounts$1,074,0001,203
Trading account gains and fees$0212
Additional Noninterest Income$3,327,000800
Total noninterest expense$17,756,000870
Salaries and employee benefits$9,702,000765
Premises and equipment expense$2,327,000876
Additional noninterest expense$5,727,000985
Pre-tax net operating income$2,332,0001,379
Securities gains (losses)$291,0001,016
Applicable income taxes$-98,0006,937
Income before extraordinary items$2,721,000996
Extraordinary gains, net$027
Net income$2,721,000995
Minority interest net income$0118
Net income of bank and minority interests.$2,721,000996
Net charge-offs$659,0002,697
Cash dividends$3,001,000405
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,430,0001,104
2009-06-30 (YTD Data)Rank
Total interest income$19,271,000910
Total interest expense$8,282,000781
Net interest income$10,989,000980
Provision for loan and lease losses$1,883,0001,450
Total noninterest income$3,614,000825
Gross Fiduciary activities income$614,000342
Service charges on deposit accounts$700,0001,213
Trading account gains and fees$0193
Additional Noninterest Income$2,300,000788
Total noninterest expense$11,721,000904
Salaries and employee benefits$6,503,000774
Premises and equipment expense$1,574,000891
Additional noninterest expense$3,644,0001,049
Pre-tax net operating income$999,0002,114
Securities gains (losses)$291,000785
Applicable income taxes$-235,0007,346
Income before extraordinary items$1,525,0001,236
Extraordinary gains, net$021
Net income$1,525,0001,234
Minority interest net income$0112
Net income of bank and minority interests.$1,525,0001,235
Net charge-offs$428,0002,527
Cash dividends$2,430,000373
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,234,0001,481
2009-03-31 (YTD Data)Rank
Total interest income$9,299,000954
Total interest expense$4,095,000817
Net interest income$5,204,0001,039
Provision for loan and lease losses$244,0002,596
Total noninterest income$1,660,000858
Gross Fiduciary activities income$311,000337
Service charges on deposit accounts$335,0001,229
Trading account gains and fees$0171
Additional Noninterest Income$1,014,000844
Total noninterest expense$5,703,000885
Salaries and employee benefits$3,346,000752
Premises and equipment expense$808,000881
Additional noninterest expense$1,549,0001,085
Pre-tax net operating income$917,0001,407
Securities gains (losses)$163,000756
Applicable income taxes$-23,0007,290
Income before extraordinary items$1,103,000971
Extraordinary gains, net$015
Net income$1,103,000972
Minority interest net income$0102
Net income of bank and minority interests.$1,103,000973
Net charge-offs$84,0003,056
Cash dividends$486,000922
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$940,0001,083
2008-12-31 (YTD Data)Rank
Total interest income$36,769,0001,028
Total interest expense$15,224,0001,064
Net interest income$21,545,000994
Provision for loan and lease losses$1,870,0001,889
Total noninterest income$6,542,000850
Gross Fiduciary activities income$1,276,000354
Service charges on deposit accounts$1,481,0001,217
Trading account gains and fees$0154
Additional Noninterest Income$3,785,000801
Total noninterest expense$19,618,0001,012
Salaries and employee benefits$11,450,000868
Premises and equipment expense$2,801,000988
Additional noninterest expense$5,367,0001,193
Pre-tax net operating income$6,599,000837
Securities gains (losses)$123,000985
Applicable income taxes$1,564,000845
Income before extraordinary items$5,158,000785
Extraordinary gains, net$039
Net income$5,158,000785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$614,0002,519
Cash dividends$1,397,0001,833
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,063,290858
2008-09-30 (YTD Data)Rank
Total interest income$27,469,0001,061
Total interest expense$11,348,0001,111
Net interest income$16,121,0001,022
Provision for loan and lease losses$1,413,0001,483
Total noninterest income$4,910,000890
Gross Fiduciary activities income$983,000352
Service charges on deposit accounts$1,089,0001,244
Trading account gains and fees$0148
Additional Noninterest Income$2,838,000852
Total noninterest expense$14,227,0001,041
Salaries and employee benefits$8,277,000934
Premises and equipment expense$2,056,0001,016
Additional noninterest expense$3,894,0001,176
Pre-tax net operating income$5,391,000936
Securities gains (losses)$123,000843
Applicable income taxes$1,377,000902
Income before extraordinary items$4,137,000883
Extraordinary gains, net$031
Net income$4,137,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,0001,980
Cash dividends$1,000,0001,791
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,044,750967
2008-06-30 (YTD Data)Rank
Total interest income$18,294,0001,076
Total interest expense$7,456,0001,172
Net interest income$10,838,0001,000
Provision for loan and lease losses$1,060,0001,177
Total noninterest income$3,291,000893
Gross Fiduciary activities income$675,000355
Service charges on deposit accounts$704,0001,264
Trading account gains and fees$0149
Additional Noninterest Income$1,912,000874
Total noninterest expense$9,468,0001,035
Salaries and employee benefits$5,533,000938
Premises and equipment expense$1,386,0001,001
Additional noninterest expense$2,549,0001,168
Pre-tax net operating income$3,601,000993
Securities gains (losses)$123,000831
Applicable income taxes$924,000997
Income before extraordinary items$2,800,000977
Extraordinary gains, net$021
Net income$2,800,000976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$492,0001,329
Cash dividends$523,0002,214
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,707,7501,000
2008-03-31 (YTD Data)Rank
Total interest income$9,407,0001,075
Total interest expense$3,798,0001,232
Net interest income$5,609,000955
Provision for loan and lease losses$150,0002,123
Total noninterest income$1,571,000938
Gross Fiduciary activities income$314,000370
Service charges on deposit accounts$339,0001,292
Trading account gains and fees$0158
Additional Noninterest Income$918,000904
Total noninterest expense$4,725,0001,033
Salaries and employee benefits$2,858,000909
Premises and equipment expense$680,0001,025
Additional noninterest expense$1,187,0001,206
Pre-tax net operating income$2,305,000833
Securities gains (losses)$02,688
Applicable income taxes$624,000849
Income before extraordinary items$1,681,000889
Extraordinary gains, net$015
Net income$1,681,000890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,847
Cash dividends$523,0001,306
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,681,000851
2007-12-31 (YTD Data)Rank
Total interest income$39,072,0001,082
Total interest expense$17,723,0001,116
Net interest income$21,349,0001,035
Provision for loan and lease losses$-554,0008,497
Total noninterest income$5,694,000993
Gross Fiduciary activities income$1,260,000370
Service charges on deposit accounts$1,329,0001,350
Trading account gains and fees$0178
Additional Noninterest Income$3,105,000986
Total noninterest expense$18,041,0001,040
Salaries and employee benefits$10,676,000933
Premises and equipment expense$2,475,0001,076
Additional noninterest expense$4,890,0001,165
Pre-tax net operating income$9,556,000886
Securities gains (losses)$-7,0007,477
Applicable income taxes$2,516,000920
Income before extraordinary items$7,033,000926
Extraordinary gains, net$039
Net income$7,033,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-862,0008,520
Cash dividends$1,444,0002,068
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,038,180908
2007-09-30 (YTD Data)Rank
Total interest income$29,030,0001,096
Total interest expense$13,490,0001,091
Net interest income$15,540,0001,073
Provision for loan and lease losses$-919,0008,537
Total noninterest income$4,208,0001,003
Gross Fiduciary activities income$945,000361
Service charges on deposit accounts$964,0001,369
Trading account gains and fees$0184
Additional Noninterest Income$2,299,0001,000
Total noninterest expense$13,142,0001,059
Salaries and employee benefits$7,845,000946
Premises and equipment expense$1,891,0001,049
Additional noninterest expense$3,406,0001,206
Pre-tax net operating income$7,525,000919
Securities gains (losses)$-7,0007,691
Applicable income taxes$1,985,000965
Income before extraordinary items$5,533,000939
Extraordinary gains, net$033
Net income$5,533,000937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-841,0008,547
Cash dividends$1,444,0001,567
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,538,180922
2007-06-30 (YTD Data)Rank
Total interest income$18,939,0001,141
Total interest expense$8,935,0001,096
Net interest income$10,004,0001,130
Provision for loan and lease losses$-884,0008,584
Total noninterest income$2,758,0001,032
Gross Fiduciary activities income$628,000367
Service charges on deposit accounts$628,0001,405
Trading account gains and fees$0168
Additional Noninterest Income$1,502,0001,045
Total noninterest expense$8,559,0001,100
Salaries and employee benefits$5,104,000986
Premises and equipment expense$1,267,0001,043
Additional noninterest expense$2,188,0001,261
Pre-tax net operating income$5,087,000946
Securities gains (losses)$-7,0007,919
Applicable income taxes$1,364,000992
Income before extraordinary items$3,716,000963
Extraordinary gains, net$029
Net income$3,716,000962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-856,0008,602
Cash dividends$947,0001,611
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,721,110949
2007-03-31 (YTD Data)Rank
Total interest income$9,158,0001,171
Total interest expense$4,373,0001,111
Net interest income$4,785,0001,175
Provision for loan and lease losses$-919,0008,631
Total noninterest income$1,319,0001,056
Gross Fiduciary activities income$324,000359
Service charges on deposit accounts$310,0001,380
Trading account gains and fees$0195
Additional Noninterest Income$685,0001,092
Total noninterest expense$4,362,0001,074
Salaries and employee benefits$2,536,0001,000
Premises and equipment expense$627,0001,063
Additional noninterest expense$1,199,0001,134
Pre-tax net operating income$2,661,000885
Securities gains (losses)$01,187
Applicable income taxes$726,000949
Income before extraordinary items$1,935,000917
Extraordinary gains, net$022
Net income$1,935,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-839,0008,634
Cash dividends$473,0001,491
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,935,000905
2006-12-31 (YTD Data)Rank
Total interest income$33,081,0001,188
Total interest expense$14,487,0001,159
Net interest income$18,594,0001,212
Provision for loan and lease losses$650,0001,503
Total noninterest income$5,523,0001,015
Gross Fiduciary activities income$1,255,000346
Service charges on deposit accounts$1,343,0001,331
Trading account gains and fees$0130
Additional Noninterest Income$2,925,0001,017
Total noninterest expense$15,585,0001,152
Salaries and employee benefits$9,080,0001,067
Premises and equipment expense$2,494,0001,004
Additional noninterest expense$4,011,0001,328
Pre-tax net operating income$7,882,0001,240
Securities gains (losses)$-80,0008,118
Applicable income taxes$2,060,0001,298
Income before extraordinary items$5,742,0001,267
Extraordinary gains, net$051
Net income$5,742,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,800
Cash dividends$1,853,0001,648
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,801,2001,237
2006-09-30 (YTD Data)Rank
Total interest income$24,260,0001,223
Total interest expense$10,343,0001,186
Net interest income$13,917,0001,225
Provision for loan and lease losses$500,0001,385
Total noninterest income$4,032,0001,042
Gross Fiduciary activities income$939,000351
Service charges on deposit accounts$1,014,0001,323
Trading account gains and fees$0126
Additional Noninterest Income$2,079,0001,063
Total noninterest expense$11,272,0001,215
Salaries and employee benefits$6,487,0001,136
Premises and equipment expense$1,913,000993
Additional noninterest expense$2,872,0001,385
Pre-tax net operating income$6,177,0001,242
Securities gains (losses)$01,388
Applicable income taxes$1,665,0001,288
Income before extraordinary items$4,512,0001,253
Extraordinary gains, net$045
Net income$4,512,0001,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,787
Cash dividends$1,253,0001,663
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,512,0001,239
2006-06-30 (YTD Data)Rank
Total interest income$15,649,0001,240
Total interest expense$6,435,0001,212
Net interest income$9,214,0001,235
Provision for loan and lease losses$355,0001,291
Total noninterest income$2,734,0001,028
Gross Fiduciary activities income$640,000352
Service charges on deposit accounts$669,0001,322
Trading account gains and fees$0126
Additional Noninterest Income$1,425,0001,048
Total noninterest expense$7,584,0001,205
Salaries and employee benefits$4,279,0001,153
Premises and equipment expense$1,344,000943
Additional noninterest expense$1,961,0001,364
Pre-tax net operating income$4,009,0001,268
Securities gains (losses)$01,185
Applicable income taxes$1,076,0001,319
Income before extraordinary items$2,933,0001,277
Extraordinary gains, net$039
Net income$2,933,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,270
Cash dividends$822,0001,688
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,933,0001,262
2006-03-31 (YTD Data)Rank
Total interest income$7,744,0001,232
Total interest expense$3,017,0001,232
Net interest income$4,727,0001,196
Provision for loan and lease losses$210,0001,096
Total noninterest income$1,283,0001,059
Gross Fiduciary activities income$325,000348
Service charges on deposit accounts$316,0001,365
Trading account gains and fees$0115
Additional Noninterest Income$642,0001,120
Total noninterest expense$3,835,0001,192
Salaries and employee benefits$2,139,0001,155
Premises and equipment expense$714,000889
Additional noninterest expense$982,0001,339
Pre-tax net operating income$1,965,0001,260
Securities gains (losses)$0955
Applicable income taxes$527,0001,336
Income before extraordinary items$1,438,0001,281
Extraordinary gains, net$021
Net income$1,438,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,032
Cash dividends$410,0001,581
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,438,0001,264
2005-12-31 (YTD Data)Rank
Total interest income$25,402,0001,311
Total interest expense$8,902,0001,277
Net interest income$16,500,0001,327
Provision for loan and lease losses$775,0001,302
Total noninterest income$5,244,0001,050
Gross Fiduciary activities income$1,147,000371
Service charges on deposit accounts$1,619,0001,095
Trading account gains and fees$0138
Additional Noninterest Income$2,478,0001,167
Total noninterest expense$14,318,0001,216
Salaries and employee benefits$8,163,0001,140
Premises and equipment expense$2,320,0001,032
Additional noninterest expense$3,835,0001,332
Pre-tax net operating income$6,651,0001,438
Securities gains (losses)$-86,0008,375
Applicable income taxes$1,686,0001,561
Income before extraordinary items$4,879,0001,448
Extraordinary gains, net$046
Net income$4,879,0001,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,316
Cash dividends$1,555,0001,783
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,942,6401,411
2005-09-30 (YTD Data)Rank
Total interest income$18,286,0001,325
Total interest expense$6,238,0001,281
Net interest income$12,048,0001,347
Provision for loan and lease losses$525,0001,344
Total noninterest income$3,962,0001,052
Gross Fiduciary activities income$856,000365
Service charges on deposit accounts$1,180,0001,122
Trading account gains and fees$0126
Additional Noninterest Income$1,926,0001,157
Total noninterest expense$10,269,0001,252
Salaries and employee benefits$5,778,0001,190
Premises and equipment expense$1,743,0001,024
Additional noninterest expense$2,748,0001,382
Pre-tax net operating income$5,216,0001,382
Securities gains (losses)$-86,0008,601
Applicable income taxes$1,332,0001,516
Income before extraordinary items$3,798,0001,409
Extraordinary gains, net$035
Net income$3,798,0001,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,387
Cash dividends$1,144,0001,635
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,861,6401,364
2005-06-30 (YTD Data)Rank
Total interest income$11,787,0001,336
Total interest expense$3,917,0001,286
Net interest income$7,870,0001,358
Provision for loan and lease losses$375,0001,255
Total noninterest income$2,546,0001,055
Gross Fiduciary activities income$580,000362
Service charges on deposit accounts$762,0001,127
Trading account gains and fees$0116
Additional Noninterest Income$1,204,0001,178
Total noninterest expense$6,683,0001,269
Salaries and employee benefits$3,762,0001,216
Premises and equipment expense$1,162,0001,023
Additional noninterest expense$1,759,0001,419
Pre-tax net operating income$3,358,0001,397
Securities gains (losses)$-86,0008,681
Applicable income taxes$839,0001,559
Income before extraordinary items$2,433,0001,436
Extraordinary gains, net$030
Net income$2,433,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,220
Cash dividends$750,0001,658
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,496,6401,375
2005-03-31 (YTD Data)Rank
Total interest income$5,823,0001,319
Total interest expense$1,840,0001,294
Net interest income$3,983,0001,345
Provision for loan and lease losses$200,0001,128
Total noninterest income$1,192,0001,096
Gross Fiduciary activities income$265,000381
Service charges on deposit accounts$369,0001,128
Trading account gains and fees$0115
Additional Noninterest Income$558,0001,225
Total noninterest expense$3,238,0001,319
Salaries and employee benefits$1,834,0001,255
Premises and equipment expense$571,0001,048
Additional noninterest expense$833,0001,494
Pre-tax net operating income$1,737,0001,325
Securities gains (losses)$01,685
Applicable income taxes$456,0001,451
Income before extraordinary items$1,281,0001,350
Extraordinary gains, net$024
Net income$1,281,0001,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$375,0001,511
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,281,0001,320
2004-12-31 (YTD Data)Rank
Total interest income$20,291,0001,408
Total interest expense$6,441,0001,274
Net interest income$13,850,0001,460
Provision for loan and lease losses$420,0002,272
Total noninterest income$4,590,0001,154
Gross Fiduciary activities income$1,076,000362
Service charges on deposit accounts$1,485,0001,199
Trading account gains and fees$0138
Additional Noninterest Income$2,029,0001,303
Total noninterest expense$12,442,0001,323
Salaries and employee benefits$7,077,0001,238
Premises and equipment expense$2,043,0001,128
Additional noninterest expense$3,322,0001,498
Pre-tax net operating income$5,578,0001,529
Securities gains (losses)$38,0001,945
Applicable income taxes$1,440,0001,655
Income before extraordinary items$4,176,0001,545
Extraordinary gains, net$034
Net income$4,176,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,252
Cash dividends$1,705,0001,564
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,147,8801,512
2004-09-30 (YTD Data)Rank
Total interest income$14,806,0001,440
Total interest expense$4,772,0001,265
Net interest income$10,034,0001,504
Provision for loan and lease losses$205,0002,947
Total noninterest income$3,320,0001,206
Gross Fiduciary activities income$764,000377
Service charges on deposit accounts$1,094,0001,230
Trading account gains and fees$0134
Additional Noninterest Income$1,462,0001,356
Total noninterest expense$9,205,0001,329
Salaries and employee benefits$5,153,0001,280
Premises and equipment expense$1,543,0001,114
Additional noninterest expense$2,509,0001,466
Pre-tax net operating income$3,944,0001,635
Securities gains (losses)$38,0001,863
Applicable income taxes$1,036,0001,724
Income before extraordinary items$2,946,0001,650
Extraordinary gains, net$026
Net income$2,946,0001,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,038
Cash dividends$1,083,0001,617
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,917,8801,617
2004-06-30 (YTD Data)Rank
Total interest income$9,712,0001,459
Total interest expense$3,152,0001,250
Net interest income$6,560,0001,514
Provision for loan and lease losses$175,0002,464
Total noninterest income$2,159,0001,217
Gross Fiduciary activities income$493,000387
Service charges on deposit accounts$692,0001,279
Trading account gains and fees$0130
Additional Noninterest Income$974,0001,350
Total noninterest expense$6,097,0001,336
Salaries and employee benefits$3,391,0001,290
Premises and equipment expense$1,037,0001,121
Additional noninterest expense$1,669,0001,446
Pre-tax net operating income$2,447,0001,722
Securities gains (losses)$7,0002,608
Applicable income taxes$647,0001,819
Income before extraordinary items$1,807,0001,761
Extraordinary gains, net$021
Net income$1,807,0001,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0001,659
Cash dividends$710,0001,677
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,801,8201,707
2004-03-31 (YTD Data)Rank
Total interest income$4,863,0001,461
Total interest expense$1,579,0001,260
Net interest income$3,284,0001,515
Provision for loan and lease losses$50,0003,283
Total noninterest income$1,111,0001,159
Gross Fiduciary activities income$243,000387
Service charges on deposit accounts$336,0001,283
Trading account gains and fees$0121
Additional Noninterest Income$532,0001,238
Total noninterest expense$3,052,0001,344
Salaries and employee benefits$1,667,0001,318
Premises and equipment expense$534,0001,109
Additional noninterest expense$851,0001,417
Pre-tax net operating income$1,293,0001,610
Securities gains (losses)$7,0002,210
Applicable income taxes$346,0001,739
Income before extraordinary items$954,0001,658
Extraordinary gains, net$016
Net income$954,0001,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,610
Cash dividends$356,0001,542
Sale, conversion, retirement of capital stock, net$0464
Net operating income$948,8901,582
2003-12-31 (YTD Data)Rank
Total interest income$19,784,0001,447
Total interest expense$6,764,0001,307
Net interest income$13,020,0001,496
Provision for loan and lease losses$553,0001,996
Total noninterest income$4,240,0001,288
Gross Fiduciary activities income$848,000420
Service charges on deposit accounts$1,134,0001,515
Trading account gains and fees$0160
Additional Noninterest Income$2,258,0001,344
Total noninterest expense$12,226,0001,326
Salaries and employee benefits$6,558,0001,313
Premises and equipment expense$2,043,0001,120
Additional noninterest expense$3,625,0001,365
Pre-tax net operating income$4,481,0001,793
Securities gains (losses)$266,0001,132
Applicable income taxes$1,220,0001,918
Income before extraordinary items$3,527,0001,764
Extraordinary gains, net$054
Net income$3,527,0001,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0001,944
Cash dividends$1,453,0001,774
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,330,1601,778
2003-09-30 (YTD Data)Rank
Total interest income$14,937,0001,467
Total interest expense$5,136,0001,354
Net interest income$9,801,0001,500
Provision for loan and lease losses$478,0001,734
Total noninterest income$3,233,0001,306
Gross Fiduciary activities income$631,000425
Service charges on deposit accounts$795,0001,625
Trading account gains and fees$0153
Additional Noninterest Income$1,807,0001,330
Total noninterest expense$9,049,0001,346
Salaries and employee benefits$4,866,0001,347
Premises and equipment expense$1,511,0001,139
Additional noninterest expense$2,672,0001,380
Pre-tax net operating income$3,507,0001,789
Securities gains (losses)$266,0001,048
Applicable income taxes$984,0001,880
Income before extraordinary items$2,789,0001,726
Extraordinary gains, net$040
Net income$2,789,0001,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0002,091
Cash dividends$1,112,0001,617
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,592,1601,760
2003-06-30 (YTD Data)Rank
Total interest income$9,697,0001,525
Total interest expense$3,468,0001,393
Net interest income$6,229,0001,565
Provision for loan and lease losses$224,0002,327
Total noninterest income$2,030,0001,355
Gross Fiduciary activities income$412,000432
Service charges on deposit accounts$452,0001,873
Trading account gains and fees$0150
Additional Noninterest Income$1,166,0001,361
Total noninterest expense$6,128,0001,330
Salaries and employee benefits$3,276,0001,330
Premises and equipment expense$1,013,0001,128
Additional noninterest expense$1,839,0001,342
Pre-tax net operating income$1,907,0002,127
Securities gains (losses)$266,000878
Applicable income taxes$537,0002,225
Income before extraordinary items$1,636,0001,948
Extraordinary gains, net$030
Net income$1,636,0001,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0001,657
Cash dividends$647,0001,808
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,436,5002,070
2003-03-31 (YTD Data)Rank
Total interest income$4,829,0001,541
Total interest expense$1,748,0001,416
Net interest income$3,081,0001,585
Provision for loan and lease losses$37,0004,214
Total noninterest income$998,0001,338
Gross Fiduciary activities income$215,000434
Service charges on deposit accounts$211,0001,937
Trading account gains and fees$0134
Additional Noninterest Income$572,0001,350
Total noninterest expense$3,045,0001,325
Salaries and employee benefits$1,654,0001,316
Premises and equipment expense$521,0001,113
Additional noninterest expense$870,0001,385
Pre-tax net operating income$997,0002,045
Securities gains (losses)$167,000729
Applicable income taxes$294,0002,090
Income before extraordinary items$870,0001,820
Extraordinary gains, net$021
Net income$870,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,537
Cash dividends$324,0001,688
Sale, conversion, retirement of capital stock, net$0419
Net operating income$744,7501,985
2002-12-31 (YTD Data)Rank
Total interest income$20,475,0001,508
Total interest expense$8,767,0001,277
Net interest income$11,708,0001,653
Provision for loan and lease losses$515,0002,334
Total noninterest income$3,412,0001,414
Gross Fiduciary activities income$758,000456
Service charges on deposit accounts$758,0002,099
Trading account gains and fees$0153
Additional Noninterest Income$1,896,0001,374
Total noninterest expense$10,928,0001,409
Salaries and employee benefits$6,005,0001,359
Premises and equipment expense$1,801,0001,228
Additional noninterest expense$3,122,0001,516
Pre-tax net operating income$3,677,0002,128
Securities gains (losses)$155,0001,359
Applicable income taxes$698,0002,852
Income before extraordinary items$3,134,0001,914
Extraordinary gains, net$070
Net income$3,134,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$897,0001,069
Cash dividends$1,262,0001,876
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,006,9001,933
2001-12-31 (YTD Data)Rank
Total interest income$22,387,0001,511
Total interest expense$10,731,0001,517
Net interest income$11,656,0001,523
Provision for loan and lease losses$143,0004,894
Total noninterest income$2,606,0001,650
Gross Fiduciary activities income$678,000505
Service charges on deposit accounts$684,0002,180
Trading account gains and fees$0177
Additional Noninterest Income$1,244,0001,751
Total noninterest expense$10,196,0001,449
Salaries and employee benefits$5,281,0001,438
Premises and equipment expense$1,752,0001,207
Additional noninterest expense$3,163,0001,470
Pre-tax net operating income$3,923,0001,801
Securities gains (losses)$04,612
Applicable income taxes$979,0002,103
Income before extraordinary items$2,944,0001,788
Extraordinary gains, net$0105
Net income$2,944,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,760
Cash dividends$1,301,0001,850
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,944,0001,720
2000-12-31 (YTD Data)Rank
Total interest income$21,691,0001,589
Total interest expense$10,917,0001,575
Net interest income$10,774,0001,627
Provision for loan and lease losses$119,0004,982
Total noninterest income$2,154,0001,779
Gross Fiduciary activities income$670,000514
Service charges on deposit accounts$612,0002,250
Trading account gains and fees$0180
Additional Noninterest Income$872,0002,031
Total noninterest expense$9,041,0001,551
Salaries and employee benefits$4,824,0001,472
Premises and equipment expense$1,561,0001,312
Additional noninterest expense$2,656,0001,671
Pre-tax net operating income$3,768,0001,943
Securities gains (losses)$29,000855
Applicable income taxes$1,067,0002,009
Income before extraordinary items$2,730,0001,908
Extraordinary gains, net$038
Net income$2,730,0001,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,618
Cash dividends$1,179,0002,024
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,709,1201,926
1999-12-31 (YTD Data)Rank
Total interest income$20,219,0001,605
Total interest expense$9,493,0001,581
Net interest income$10,726,0001,624
Provision for loan and lease losses$225,0003,305
Total noninterest income$1,825,0001,988
Gross Fiduciary activities income$542,000613
Service charges on deposit accounts$536,0002,470
Trading account gains and fees$0173
Additional Noninterest Income$747,0002,266
Total noninterest expense$8,786,0001,571
Salaries and employee benefits$4,637,0001,494
Premises and equipment expense$1,524,0001,330
Additional noninterest expense$2,625,0001,700
Pre-tax net operating income$3,540,0002,067
Securities gains (losses)$196,000549
Applicable income taxes$1,074,0002,104
Income before extraordinary items$2,662,0001,989
Extraordinary gains, net$035
Net income$2,662,0001,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,321
Cash dividends$2,354,0001,191
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,522,8402,059
1998-12-31 (YTD Data)Rank
Total interest income$19,971,0001,631
Total interest expense$9,265,0001,662
Net interest income$10,706,0001,578
Provision for loan and lease losses$375,0002,169
Total noninterest income$1,605,0002,154
Gross Fiduciary activities income$549,000613
Service charges on deposit accounts$455,0002,781
Trading account gains and fees$0224
Additional Noninterest Income$601,0002,647
Total noninterest expense$8,161,0001,623
Salaries and employee benefits$4,097,0001,622
Premises and equipment expense$1,528,0001,257
Additional noninterest expense$2,536,0001,689
Pre-tax net operating income$3,775,0001,931
Securities gains (losses)$194,000939
Applicable income taxes$1,272,0001,886
Income before extraordinary items$2,697,0001,937
Extraordinary gains, net$032
Net income$2,697,0001,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,0001,077
Cash dividends$1,189,0001,971
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,565,0801,958
1997-12-31 (YTD Data)Rank
Total interest income$19,503,0001,689
Total interest expense$9,096,0001,709
Net interest income$10,407,0001,679
Provision for loan and lease losses$275,0002,782
Total noninterest income$1,232,0002,571
Gross Fiduciary activities income$441,000694
Service charges on deposit accounts$400,0003,227
Trading account gains and fees$0239
Additional Noninterest Income$391,0003,325
Total noninterest expense$7,486,0001,735
Salaries and employee benefits$4,002,0001,640
Premises and equipment expense$1,323,0001,475
Additional noninterest expense$2,161,0001,963
Pre-tax net operating income$3,878,0001,935
Securities gains (losses)$-17,00010,300
Applicable income taxes$1,242,0002,011
Income before extraordinary items$2,619,0002,015
Extraordinary gains, net$044
Net income$2,619,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0002,018
Cash dividends$4,393,000698
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,630,5601,951
1996-12-31 (YTD Data)Rank
Total interest income$18,508,0001,829
Total interest expense$8,755,0001,796
Net interest income$9,753,0001,823
Provision for loan and lease losses$134,0004,364
Total noninterest income$992,0003,148
Gross Fiduciary activities income$321,000841
Service charges on deposit accounts$384,0003,455
Trading account gains and fees$0262
Additional Noninterest Income$287,0004,181
Total noninterest expense$6,638,0002,086
Salaries and employee benefits$3,669,0001,797
Premises and equipment expense$979,0002,048
Additional noninterest expense$1,990,0002,470
Pre-tax net operating income$3,973,0001,811
Securities gains (losses)$102,000952
Applicable income taxes$1,297,0001,855
Income before extraordinary items$2,778,0001,785
Extraordinary gains, net$053
Net income$2,778,0001,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,0002,029
Cash dividends$1,745,0001,425
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,708,6401,788
1995-12-31 (YTD Data)Rank
Total interest income$18,334,0001,847
Total interest expense$8,722,0001,813
Net interest income$9,612,0001,855
Provision for loan and lease losses$228,0002,771
Total noninterest income$973,0003,164
Gross Fiduciary activities income$311,000885
Service charges on deposit accounts$386,0003,469
Trading account gains and fees$0522
Additional Noninterest Income$276,0004,212
Total noninterest expense$6,494,0002,120
Salaries and employee benefits$3,510,0001,882
Premises and equipment expense$1,002,0002,016
Additional noninterest expense$1,982,0002,417
Pre-tax net operating income$3,863,0001,926
Securities gains (losses)$-62,00011,287
Applicable income taxes$1,172,0002,070
Income before extraordinary items$2,629,0001,904
Extraordinary gains, net$065
Net income$2,629,0001,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,571
Cash dividends$1,383,0001,599
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,671,7801,857
1994-12-31 (YTD Data)Rank
Total interest income$16,045,0001,922
Total interest expense$6,940,0001,817
Net interest income$9,105,0001,992
Provision for loan and lease losses$1,229,000807
Total noninterest income$900,0003,359
Gross Fiduciary activities income$291,000914
Service charges on deposit accounts$351,0003,827
Trading account gains and fees$0475
Additional Noninterest Income$258,0004,494
Total noninterest expense$6,274,0002,250
Salaries and employee benefits$3,165,0002,089
Premises and equipment expense$1,011,0002,010
Additional noninterest expense$2,098,0002,477
Pre-tax net operating income$2,502,0002,824
Securities gains (losses)$-14,00010,078
Applicable income taxes$728,0003,006
Income before extraordinary items$1,760,0002,750
Extraordinary gains, net$0249
Net income$1,760,0002,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$980,000870
Cash dividends$594,0002,859
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,769,9402,753
1993-12-31 (YTD Data)Rank
Total interest income$15,687,0002,002
Total interest expense$7,283,0001,797
Net interest income$8,404,0002,149
Provision for loan and lease losses$441,0002,298
Total noninterest income$990,0003,364
Gross Fiduciary activities income$170,0001,092
Service charges on deposit accounts$296,0004,480
Trading account gains and fees$0532
Additional Noninterest Income$524,0003,168
Total noninterest expense$6,284,0002,299
Salaries and employee benefits$3,006,0002,208
Premises and equipment expense$947,0002,169
Additional noninterest expense$2,331,0002,393
Pre-tax net operating income$2,669,0002,560
Securities gains (losses)$334,0001,206
Applicable income taxes$887,0002,542
Income before extraordinary items$2,116,0002,364
Extraordinary gains, net$170,0001,129
Net income$2,286,0002,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,800
Cash dividends$573,0002,768
Sale, conversion, retirement of capital stock, net$-4,00013,149
Net operating income$1,882,2002,510
1992-12-31 (YTD Data)Rank
Total interest income$16,698,0002,123
Total interest expense$8,651,0001,967
Net interest income$8,047,0002,260
Provision for loan and lease losses$258,0004,511
Total noninterest income$637,0004,745
Gross Fiduciary activities income$105,0001,238
Service charges on deposit accounts$270,0004,830
Trading account gains and fees$0504
Additional Noninterest Income$262,0004,818
Total noninterest expense$5,696,0002,539
Salaries and employee benefits$2,666,0002,422
Premises and equipment expense$773,0002,683
Additional noninterest expense$2,257,0002,540
Pre-tax net operating income$2,730,0002,268
Securities gains (losses)$2,0007,695
Applicable income taxes$704,0002,957
Income before extraordinary items$2,028,0002,255
Extraordinary gains, net$01,422
Net income$2,028,0002,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0003,218
Cash dividends$472,0002,941
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,026,5202,084

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.