Home > Peoples-Webster County Bank > Income and Expense
Peoples-Webster County Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 5,444 |
| Total interest expense | $148,000 | 6,018 |
| Net interest income | $1,902,000 | 5,317 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $249,000 | 5,084 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $81,000 | 5,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $168,000 | 4,551 |
| Total noninterest expense | $908,000 | 6,199 |
| Salaries and employee benefits | $626,000 | 5,872 |
| Premises and equipment expense | $81,000 | 6,287 |
| Additional noninterest expense | $201,000 | 6,487 |
| Pre-tax net operating income | $1,243,000 | 3,295 |
| Securities gains (losses) | $-447,000 | 6,828 |
| Applicable income taxes | $213,000 | 2,743 |
| Income before extraordinary items | $583,000 | 4,358 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $583,000 | 4,361 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $583,000 | 4,362 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $786,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $909,310 | 3,517 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 5,470 |
| Total interest expense | $99,000 | 6,075 |
| Net interest income | $1,263,000 | 5,340 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $105,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $53,000 | 5,209 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,464 |
| Total noninterest expense | $624,000 | 6,207 |
| Salaries and employee benefits | $423,000 | 5,893 |
| Premises and equipment expense | $67,000 | 6,131 |
| Additional noninterest expense | $134,000 | 6,526 |
| Pre-tax net operating income | $744,000 | 3,463 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $223,000 | 2,325 |
| Income before extraordinary items | $521,000 | 3,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $521,000 | 3,859 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $521,000 | 3,860 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $786,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $521,000 | 3,764 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $686,000 | 5,498 |
| Total interest expense | $49,000 | 6,171 |
| Net interest income | $637,000 | 5,349 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $60,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,178 |
| Total noninterest expense | $313,000 | 6,268 |
| Salaries and employee benefits | $215,000 | 5,909 |
| Premises and equipment expense | $42,000 | 5,916 |
| Additional noninterest expense | $56,000 | 6,729 |
| Pre-tax net operating income | $384,000 | 3,364 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $112,000 | 2,289 |
| Income before extraordinary items | $272,000 | 3,742 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $272,000 | 3,742 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $272,000 | 3,744 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $272,000 | 3,639 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 5,550 |
| Total interest expense | $230,000 | 6,275 |
| Net interest income | $2,641,000 | 5,362 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $238,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $116,000 | 5,211 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $122,000 | 5,149 |
| Total noninterest expense | $1,370,000 | 6,247 |
| Salaries and employee benefits | $900,000 | 5,898 |
| Premises and equipment expense | $151,000 | 6,109 |
| Additional noninterest expense | $319,000 | 6,590 |
| Pre-tax net operating income | $1,509,000 | 3,328 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $431,000 | 2,327 |
| Income before extraordinary items | $1,078,000 | 3,756 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,078,000 | 3,757 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,078,000 | 3,758 |
| Net charge-offs | $-49,000 | 6,851 |
| Cash dividends | $1,572,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,078,000 | 3,588 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 5,656 |
| Total interest expense | $176,000 | 6,391 |
| Net interest income | $1,958,000 | 5,473 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $192,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $87,000 | 5,277 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $105,000 | 5,071 |
| Total noninterest expense | $1,000,000 | 6,331 |
| Salaries and employee benefits | $678,000 | 5,918 |
| Premises and equipment expense | $95,000 | 6,382 |
| Additional noninterest expense | $227,000 | 6,699 |
| Pre-tax net operating income | $1,150,000 | 3,396 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $355,000 | 2,296 |
| Income before extraordinary items | $795,000 | 3,866 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $795,000 | 3,867 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $795,000 | 3,868 |
| Net charge-offs | $-36,000 | 6,871 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $795,000 | 3,703 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 5,721 |
| Total interest expense | $120,000 | 6,455 |
| Net interest income | $1,288,000 | 5,529 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $84,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $60,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,030 |
| Total noninterest expense | $641,000 | 6,430 |
| Salaries and employee benefits | $438,000 | 6,023 |
| Premises and equipment expense | $68,000 | 6,355 |
| Additional noninterest expense | $135,000 | 6,840 |
| Pre-tax net operating income | $731,000 | 3,457 |
| Securities gains (losses) | $5,000 | 2,890 |
| Applicable income taxes | $215,000 | 2,378 |
| Income before extraordinary items | $521,000 | 3,910 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $521,000 | 3,912 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $521,000 | 3,913 |
| Net charge-offs | $-28,000 | 6,872 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $517,450 | 3,729 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 5,789 |
| Total interest expense | $60,000 | 6,532 |
| Net interest income | $638,000 | 5,567 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $43,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $29,000 | 5,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 6,009 |
| Total noninterest expense | $326,000 | 6,472 |
| Salaries and employee benefits | $218,000 | 6,075 |
| Premises and equipment expense | $43,000 | 6,083 |
| Additional noninterest expense | $65,000 | 6,894 |
| Pre-tax net operating income | $355,000 | 3,528 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $103,000 | 2,417 |
| Income before extraordinary items | $252,000 | 3,969 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $252,000 | 3,972 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $252,000 | 3,971 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $252,000 | 3,811 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 5,831 |
| Total interest expense | $286,000 | 6,607 |
| Net interest income | $2,591,000 | 5,576 |
| Provision for loan and lease losses | $40,000 | 5,963 |
| Total noninterest income | $252,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $138,000 | 5,032 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $114,000 | 5,182 |
| Total noninterest expense | $1,299,000 | 6,521 |
| Salaries and employee benefits | $875,000 | 6,114 |
| Premises and equipment expense | $146,000 | 6,446 |
| Additional noninterest expense | $278,000 | 6,923 |
| Pre-tax net operating income | $1,504,000 | 3,024 |
| Securities gains (losses) | $25,000 | 2,985 |
| Applicable income taxes | $454,000 | 2,124 |
| Income before extraordinary items | $1,075,000 | 3,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,075,000 | 3,413 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,075,000 | 3,413 |
| Net charge-offs | $171,000 | 4,481 |
| Cash dividends | $337,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,057,500 | 3,329 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 5,908 |
| Total interest expense | $223,000 | 6,666 |
| Net interest income | $1,920,000 | 5,640 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $203,000 | 5,450 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $103,000 | 5,077 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $100,000 | 5,094 |
| Total noninterest expense | $952,000 | 6,585 |
| Salaries and employee benefits | $650,000 | 6,133 |
| Premises and equipment expense | $108,000 | 6,513 |
| Additional noninterest expense | $194,000 | 7,022 |
| Pre-tax net operating income | $1,171,000 | 3,038 |
| Securities gains (losses) | $25,000 | 2,713 |
| Applicable income taxes | $348,000 | 2,098 |
| Income before extraordinary items | $848,000 | 3,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $848,000 | 3,414 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $848,000 | 3,414 |
| Net charge-offs | $85,000 | 4,587 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $830,250 | 3,322 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 5,968 |
| Total interest expense | $157,000 | 6,696 |
| Net interest income | $1,268,000 | 5,688 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $91,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $65,000 | 5,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $634,000 | 6,654 |
| Salaries and employee benefits | $430,000 | 6,209 |
| Premises and equipment expense | $75,000 | 6,508 |
| Additional noninterest expense | $129,000 | 7,108 |
| Pre-tax net operating income | $725,000 | 3,123 |
| Securities gains (losses) | $25,000 | 1,984 |
| Applicable income taxes | $216,000 | 2,151 |
| Income before extraordinary items | $534,000 | 3,442 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $534,000 | 3,443 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $534,000 | 3,443 |
| Net charge-offs | $82,000 | 4,037 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $516,250 | 3,420 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 6,080 |
| Total interest expense | $80,000 | 6,773 |
| Net interest income | $604,000 | 5,818 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $43,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $30,000 | 5,223 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,201 |
| Total noninterest expense | $315,000 | 6,714 |
| Salaries and employee benefits | $213,000 | 6,273 |
| Premises and equipment expense | $46,000 | 6,267 |
| Additional noninterest expense | $56,000 | 7,266 |
| Pre-tax net operating income | $332,000 | 3,336 |
| Securities gains (losses) | $15,000 | 1,187 |
| Applicable income taxes | $101,000 | 2,164 |
| Income before extraordinary items | $246,000 | 3,619 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $246,000 | 3,617 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $246,000 | 3,617 |
| Net charge-offs | $83,000 | 2,924 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $235,350 | 3,628 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 6,184 |
| Total interest expense | $409,000 | 6,766 |
| Net interest income | $2,366,000 | 5,888 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $225,000 | 5,802 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $116,000 | 5,293 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $109,000 | 5,346 |
| Total noninterest expense | $1,241,000 | 6,820 |
| Salaries and employee benefits | $800,000 | 6,455 |
| Premises and equipment expense | $125,000 | 6,841 |
| Additional noninterest expense | $316,000 | 7,066 |
| Pre-tax net operating income | $1,290,000 | 2,964 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $380,000 | 2,140 |
| Income before extraordinary items | $910,000 | 3,389 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $910,000 | 3,386 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $910,000 | 3,389 |
| Net charge-offs | $9,000 | 6,589 |
| Cash dividends | $337,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $910,000 | 3,268 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 6,310 |
| Total interest expense | $321,000 | 6,854 |
| Net interest income | $1,737,000 | 6,032 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $180,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $84,000 | 5,415 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $96,000 | 5,256 |
| Total noninterest expense | $902,000 | 6,919 |
| Salaries and employee benefits | $593,000 | 6,521 |
| Premises and equipment expense | $87,000 | 7,009 |
| Additional noninterest expense | $222,000 | 7,196 |
| Pre-tax net operating income | $970,000 | 3,150 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $287,000 | 2,192 |
| Income before extraordinary items | $683,000 | 3,551 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $683,000 | 3,549 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $683,000 | 3,551 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $683,000 | 3,418 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 6,382 |
| Total interest expense | $226,000 | 6,877 |
| Net interest income | $1,133,000 | 6,108 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $76,000 | 6,421 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $54,000 | 5,483 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 6,389 |
| Total noninterest expense | $604,000 | 6,965 |
| Salaries and employee benefits | $400,000 | 6,555 |
| Premises and equipment expense | $65,000 | 6,924 |
| Additional noninterest expense | $139,000 | 7,314 |
| Pre-tax net operating income | $575,000 | 3,379 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $167,000 | 2,301 |
| Income before extraordinary items | $408,000 | 3,749 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $408,000 | 3,747 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $408,000 | 3,748 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $408,000 | 3,648 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 6,462 |
| Total interest expense | $118,000 | 6,948 |
| Net interest income | $561,000 | 6,167 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $35,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $305,000 | 7,053 |
| Salaries and employee benefits | $205,000 | 6,574 |
| Premises and equipment expense | $41,000 | 6,710 |
| Additional noninterest expense | $59,000 | 7,535 |
| Pre-tax net operating income | $276,000 | 3,512 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $72,000 | 2,447 |
| Income before extraordinary items | $204,000 | 3,845 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $204,000 | 3,842 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $204,000 | 3,844 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $204,000 | 3,725 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 6,423 |
| Total interest expense | $532,000 | 7,056 |
| Net interest income | $2,339,000 | 6,000 |
| Provision for loan and lease losses | $120,000 | 6,252 |
| Total noninterest income | $254,000 | 5,884 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $117,000 | 5,528 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $137,000 | 5,224 |
| Total noninterest expense | $1,200,000 | 7,145 |
| Salaries and employee benefits | $787,000 | 6,736 |
| Premises and equipment expense | $117,000 | 7,224 |
| Additional noninterest expense | $296,000 | 7,437 |
| Pre-tax net operating income | $1,273,000 | 2,613 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $359,000 | 1,868 |
| Income before extraordinary items | $914,000 | 2,919 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $914,000 | 2,916 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $914,000 | 2,919 |
| Net charge-offs | $-3,000 | 7,786 |
| Cash dividends | $337,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $914,000 | 2,860 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 6,491 |
| Total interest expense | $405,000 | 7,158 |
| Net interest income | $1,746,000 | 6,036 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $196,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $88,000 | 5,573 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $108,000 | 5,272 |
| Total noninterest expense | $886,000 | 7,212 |
| Salaries and employee benefits | $604,000 | 6,715 |
| Premises and equipment expense | $87,000 | 7,285 |
| Additional noninterest expense | $195,000 | 7,612 |
| Pre-tax net operating income | $966,000 | 2,794 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $271,000 | 2,033 |
| Income before extraordinary items | $704,000 | 3,112 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $704,000 | 3,110 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $704,000 | 3,113 |
| Net charge-offs | $-2,000 | 7,695 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $697,520 | 3,046 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 6,594 |
| Total interest expense | $278,000 | 7,234 |
| Net interest income | $1,135,000 | 6,097 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $84,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $57,000 | 5,605 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $27,000 | 6,503 |
| Total noninterest expense | $596,000 | 7,260 |
| Salaries and employee benefits | $406,000 | 6,780 |
| Premises and equipment expense | $63,000 | 7,259 |
| Additional noninterest expense | $127,000 | 7,683 |
| Pre-tax net operating income | $563,000 | 3,116 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $153,000 | 2,244 |
| Income before extraordinary items | $410,000 | 3,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 3,430 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $410,000 | 3,431 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $410,000 | 3,317 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,661 |
| Total interest expense | $142,000 | 7,294 |
| Net interest income | $555,000 | 6,156 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $40,000 | 6,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $302,000 | 7,260 |
| Salaries and employee benefits | $209,000 | 6,766 |
| Premises and equipment expense | $40,000 | 6,984 |
| Additional noninterest expense | $53,000 | 7,798 |
| Pre-tax net operating income | $263,000 | 3,552 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $63,000 | 2,683 |
| Income before extraordinary items | $200,000 | 3,864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $200,000 | 3,865 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $200,000 | 3,865 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $200,000 | 3,709 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 6,566 |
| Total interest expense | $721,000 | 7,278 |
| Net interest income | $2,359,000 | 6,033 |
| Provision for loan and lease losses | $80,000 | 6,236 |
| Total noninterest income | $230,000 | 6,284 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $118,000 | 5,672 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $112,000 | 5,767 |
| Total noninterest expense | $1,180,000 | 7,292 |
| Salaries and employee benefits | $804,000 | 6,888 |
| Premises and equipment expense | $118,000 | 7,449 |
| Additional noninterest expense | $258,000 | 7,641 |
| Pre-tax net operating income | $1,329,000 | 3,226 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $366,000 | 2,176 |
| Income before extraordinary items | $963,000 | 3,353 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $963,000 | 3,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,362 |
| Cash dividends | $337,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $963,000 | 3,506 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 6,624 |
| Total interest expense | $562,000 | 7,354 |
| Net interest income | $1,759,000 | 6,099 |
| Provision for loan and lease losses | $36,000 | 6,153 |
| Total noninterest income | $180,000 | 6,317 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $90,000 | 5,687 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 5,787 |
| Total noninterest expense | $856,000 | 7,367 |
| Salaries and employee benefits | $602,000 | 6,901 |
| Premises and equipment expense | $90,000 | 7,472 |
| Additional noninterest expense | $164,000 | 7,832 |
| Pre-tax net operating income | $1,047,000 | 3,593 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $291,000 | 2,490 |
| Income before extraordinary items | $756,000 | 3,671 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $756,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $756,000 | 3,809 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 6,693 |
| Total interest expense | $388,000 | 7,413 |
| Net interest income | $1,159,000 | 6,144 |
| Provision for loan and lease losses | $35,000 | 5,494 |
| Total noninterest income | $87,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $58,000 | 5,759 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $29,000 | 6,828 |
| Total noninterest expense | $574,000 | 7,423 |
| Salaries and employee benefits | $401,000 | 6,965 |
| Premises and equipment expense | $63,000 | 7,456 |
| Additional noninterest expense | $110,000 | 7,875 |
| Pre-tax net operating income | $637,000 | 3,886 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $175,000 | 2,843 |
| Income before extraordinary items | $462,000 | 4,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $462,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,644 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $462,000 | 4,117 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 6,747 |
| Total interest expense | $200,000 | 7,492 |
| Net interest income | $587,000 | 6,146 |
| Provision for loan and lease losses | $35,000 | 4,234 |
| Total noninterest income | $43,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $30,000 | 5,688 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $295,000 | 7,407 |
| Salaries and employee benefits | $197,000 | 7,043 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $58,000 | 7,846 |
| Pre-tax net operating income | $300,000 | 4,160 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $72,000 | 3,180 |
| Income before extraordinary items | $228,000 | 4,397 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $228,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $228,000 | 4,298 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 6,704 |
| Total interest expense | $878,000 | 7,361 |
| Net interest income | $2,337,000 | 6,141 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $254,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $134,000 | 5,605 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $120,000 | 5,934 |
| Total noninterest expense | $1,238,000 | 7,304 |
| Salaries and employee benefits | $839,000 | 6,862 |
| Premises and equipment expense | $138,000 | 7,359 |
| Additional noninterest expense | $261,000 | 7,730 |
| Pre-tax net operating income | $1,353,000 | 4,100 |
| Securities gains (losses) | $-20,000 | 7,762 |
| Applicable income taxes | $361,000 | 3,156 |
| Income before extraordinary items | $972,000 | 4,381 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $972,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $337,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $986,600 | 4,345 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,390,000 | 6,757 |
| Total interest expense | $655,000 | 7,402 |
| Net interest income | $1,735,000 | 6,198 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $189,000 | 6,419 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $99,000 | 5,649 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $90,000 | 5,978 |
| Total noninterest expense | $901,000 | 7,343 |
| Salaries and employee benefits | $629,000 | 6,850 |
| Premises and equipment expense | $101,000 | 7,384 |
| Additional noninterest expense | $171,000 | 7,868 |
| Pre-tax net operating income | $1,023,000 | 4,304 |
| Securities gains (losses) | $-21,000 | 7,974 |
| Applicable income taxes | $285,000 | 3,270 |
| Income before extraordinary items | $717,000 | 4,595 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $717,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,542 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $732,120 | 4,540 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 6,827 |
| Total interest expense | $432,000 | 7,442 |
| Net interest income | $1,135,000 | 6,291 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $89,000 | 6,997 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $63,000 | 5,738 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $611,000 | 7,352 |
| Salaries and employee benefits | $422,000 | 6,888 |
| Premises and equipment expense | $72,000 | 7,329 |
| Additional noninterest expense | $117,000 | 7,881 |
| Pre-tax net operating income | $613,000 | 4,598 |
| Securities gains (losses) | $-23,000 | 8,161 |
| Applicable income taxes | $151,000 | 3,646 |
| Income before extraordinary items | $439,000 | 4,859 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $439,000 | 4,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $456,020 | 4,776 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,918 |
| Total interest expense | $207,000 | 7,530 |
| Net interest income | $555,000 | 6,377 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $44,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $320,000 | 7,300 |
| Salaries and employee benefits | $214,000 | 6,882 |
| Premises and equipment expense | $49,000 | 6,834 |
| Additional noninterest expense | $57,000 | 7,938 |
| Pre-tax net operating income | $279,000 | 4,814 |
| Securities gains (losses) | $-13,000 | 8,304 |
| Applicable income taxes | $58,000 | 3,953 |
| Income before extraordinary items | $208,000 | 4,967 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $208,000 | 4,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $218,140 | 4,842 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 6,755 |
| Total interest expense | $766,000 | 7,400 |
| Net interest income | $2,262,000 | 6,267 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $227,000 | 6,706 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $122,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 6,245 |
| Total noninterest expense | $1,303,000 | 7,228 |
| Salaries and employee benefits | $805,000 | 6,937 |
| Premises and equipment expense | $122,000 | 7,568 |
| Additional noninterest expense | $376,000 | 7,183 |
| Pre-tax net operating income | $1,186,000 | 4,815 |
| Securities gains (losses) | $-22,000 | 7,593 |
| Applicable income taxes | $302,000 | 3,793 |
| Income before extraordinary items | $862,000 | 5,048 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $862,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,598 |
| Cash dividends | $1,097,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $878,280 | 4,996 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 6,835 |
| Total interest expense | $541,000 | 7,488 |
| Net interest income | $1,696,000 | 6,322 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $157,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $92,000 | 5,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,548 |
| Total noninterest expense | $823,000 | 7,562 |
| Salaries and employee benefits | $552,000 | 7,156 |
| Premises and equipment expense | $92,000 | 7,577 |
| Additional noninterest expense | $179,000 | 7,943 |
| Pre-tax net operating income | $1,030,000 | 4,648 |
| Securities gains (losses) | $-22,000 | 7,876 |
| Applicable income taxes | $262,000 | 3,759 |
| Income before extraordinary items | $746,000 | 4,872 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $746,000 | 4,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,707 |
| Cash dividends | $760,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $762,280 | 4,805 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 6,884 |
| Total interest expense | $333,000 | 7,565 |
| Net interest income | $1,123,000 | 6,381 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $112,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 5,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,377 |
| Total noninterest expense | $527,000 | 7,648 |
| Salaries and employee benefits | $351,000 | 7,298 |
| Premises and equipment expense | $63,000 | 7,564 |
| Additional noninterest expense | $113,000 | 8,019 |
| Pre-tax net operating income | $708,000 | 4,608 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $186,000 | 3,705 |
| Income before extraordinary items | $522,000 | 4,776 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $522,000 | 4,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,112 |
| Cash dividends | $760,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $522,000 | 4,765 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,871 |
| Total interest expense | $158,000 | 7,600 |
| Net interest income | $566,000 | 6,381 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $42,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 5,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $248,000 | 7,765 |
| Salaries and employee benefits | $151,000 | 7,617 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $360,000 | 4,531 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $92,000 | 3,707 |
| Income before extraordinary items | $268,000 | 4,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $268,000 | 4,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $760,000 | 942 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $268,000 | 4,677 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 6,764 |
| Total interest expense | $576,000 | 7,391 |
| Net interest income | $2,216,000 | 6,357 |
| Provision for loan and lease losses | $225,000 | 3,375 |
| Total noninterest income | $257,000 | 6,625 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $132,000 | 5,849 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $125,000 | 6,044 |
| Total noninterest expense | $1,118,000 | 7,535 |
| Salaries and employee benefits | $760,000 | 7,060 |
| Premises and equipment expense | $114,000 | 7,703 |
| Additional noninterest expense | $244,000 | 7,958 |
| Pre-tax net operating income | $1,130,000 | 5,037 |
| Securities gains (losses) | $-27,000 | 7,960 |
| Applicable income taxes | $270,000 | 4,268 |
| Income before extraordinary items | $833,000 | 5,252 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $833,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,059 |
| Cash dividends | $335,000 | 4,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $853,520 | 5,174 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 6,779 |
| Total interest expense | $423,000 | 7,380 |
| Net interest income | $1,653,000 | 6,404 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $176,000 | 6,831 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 5,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 6,360 |
| Total noninterest expense | $751,000 | 7,723 |
| Salaries and employee benefits | $520,000 | 7,273 |
| Premises and equipment expense | $74,000 | 7,894 |
| Additional noninterest expense | $157,000 | 8,171 |
| Pre-tax net operating income | $853,000 | 5,166 |
| Securities gains (losses) | $-10,000 | 7,915 |
| Applicable income taxes | $204,000 | 4,388 |
| Income before extraordinary items | $639,000 | 5,304 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $639,000 | 5,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,402 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $646,600 | 5,240 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 6,798 |
| Total interest expense | $277,000 | 7,335 |
| Net interest income | $1,075,000 | 6,475 |
| Provision for loan and lease losses | $225,000 | 1,956 |
| Total noninterest income | $93,000 | 7,182 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $483,000 | 7,799 |
| Salaries and employee benefits | $329,000 | 7,403 |
| Premises and equipment expense | $53,000 | 7,794 |
| Additional noninterest expense | $101,000 | 8,196 |
| Pre-tax net operating income | $460,000 | 5,646 |
| Securities gains (losses) | $-10,000 | 8,138 |
| Applicable income taxes | $104,000 | 4,770 |
| Income before extraordinary items | $346,000 | 5,813 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $346,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,419 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $353,700 | 5,720 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 6,870 |
| Total interest expense | $133,000 | 7,378 |
| Net interest income | $529,000 | 6,560 |
| Provision for loan and lease losses | $225,000 | 1,003 |
| Total noninterest income | $41,000 | 7,388 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $224,000 | 7,989 |
| Salaries and employee benefits | $142,000 | 7,765 |
| Premises and equipment expense | $35,000 | 7,470 |
| Additional noninterest expense | $47,000 | 8,340 |
| Pre-tax net operating income | $121,000 | 6,938 |
| Securities gains (losses) | $-10,000 | 8,531 |
| Applicable income taxes | $84,000 | 4,050 |
| Income before extraordinary items | $27,000 | 8,139 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $27,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $33,400 | 8,011 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 6,673 |
| Total interest expense | $546,000 | 7,137 |
| Net interest income | $2,187,000 | 6,390 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $198,000 | 7,165 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $121,000 | 6,159 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,829 |
| Total noninterest expense | $1,050,000 | 7,714 |
| Salaries and employee benefits | $700,000 | 7,280 |
| Premises and equipment expense | $112,000 | 7,815 |
| Additional noninterest expense | $238,000 | 8,065 |
| Pre-tax net operating income | $1,335,000 | 4,533 |
| Securities gains (losses) | $-15,000 | 8,316 |
| Applicable income taxes | $318,000 | 4,089 |
| Income before extraordinary items | $1,002,000 | 4,695 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,002,000 | 4,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,329 |
| Cash dividends | $335,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,013,400 | 4,591 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 6,699 |
| Total interest expense | $415,000 | 7,126 |
| Net interest income | $1,629,000 | 6,415 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $158,000 | 7,084 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $94,000 | 6,151 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 6,699 |
| Total noninterest expense | $748,000 | 7,789 |
| Salaries and employee benefits | $496,000 | 7,363 |
| Premises and equipment expense | $84,000 | 7,812 |
| Additional noninterest expense | $168,000 | 8,157 |
| Pre-tax net operating income | $1,039,000 | 4,517 |
| Securities gains (losses) | $-15,000 | 8,589 |
| Applicable income taxes | $213,000 | 4,349 |
| Income before extraordinary items | $811,000 | 4,595 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $811,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $822,850 | 4,465 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 6,761 |
| Total interest expense | $286,000 | 7,088 |
| Net interest income | $1,067,000 | 6,492 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $86,000 | 7,484 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $60,000 | 6,233 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,425 |
| Total noninterest expense | $484,000 | 7,902 |
| Salaries and employee benefits | $316,000 | 7,540 |
| Premises and equipment expense | $58,000 | 7,798 |
| Additional noninterest expense | $110,000 | 8,227 |
| Pre-tax net operating income | $669,000 | 4,563 |
| Securities gains (losses) | $-15,000 | 8,750 |
| Applicable income taxes | $148,000 | 4,273 |
| Income before extraordinary items | $506,000 | 4,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $517,550 | 4,559 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 6,832 |
| Total interest expense | $148,000 | 7,064 |
| Net interest income | $518,000 | 6,589 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $234,000 | 7,989 |
| Salaries and employee benefits | $140,000 | 7,848 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $58,000 | 8,204 |
| Pre-tax net operating income | $326,000 | 4,619 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $69,000 | 4,370 |
| Income before extraordinary items | $259,000 | 4,652 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $259,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $257,420 | 4,542 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 6,723 |
| Total interest expense | $717,000 | 6,979 |
| Net interest income | $2,102,000 | 6,430 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $219,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $129,000 | 6,157 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $90,000 | 6,702 |
| Total noninterest expense | $982,000 | 7,925 |
| Salaries and employee benefits | $615,000 | 7,631 |
| Premises and equipment expense | $112,000 | 7,912 |
| Additional noninterest expense | $255,000 | 8,069 |
| Pre-tax net operating income | $1,339,000 | 4,406 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $363,000 | 3,963 |
| Income before extraordinary items | $979,000 | 4,697 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $979,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,981 |
| Cash dividends | $239,000 | 4,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $976,810 | 4,539 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 6,776 |
| Total interest expense | $562,000 | 7,019 |
| Net interest income | $1,577,000 | 6,472 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $143,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $96,000 | 6,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,300 |
| Total noninterest expense | $646,000 | 8,164 |
| Salaries and employee benefits | $405,000 | 7,910 |
| Premises and equipment expense | $85,000 | 7,908 |
| Additional noninterest expense | $156,000 | 8,405 |
| Pre-tax net operating income | $1,074,000 | 4,372 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $194,000 | 4,694 |
| Income before extraordinary items | $880,000 | 4,353 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $880,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $880,000 | 4,182 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 6,837 |
| Total interest expense | $393,000 | 7,013 |
| Net interest income | $1,025,000 | 6,570 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $99,000 | 7,422 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $63,000 | 6,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $36,000 | 7,110 |
| Total noninterest expense | $493,000 | 7,915 |
| Salaries and employee benefits | $332,000 | 7,423 |
| Premises and equipment expense | $63,000 | 7,744 |
| Additional noninterest expense | $98,000 | 8,486 |
| Pre-tax net operating income | $631,000 | 4,694 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $143,000 | 4,584 |
| Income before extraordinary items | $488,000 | 4,866 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $488,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $488,000 | 4,650 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $707,000 | 6,881 |
| Total interest expense | $204,000 | 7,023 |
| Net interest income | $503,000 | 6,630 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $51,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $232,000 | 8,078 |
| Salaries and employee benefits | $147,000 | 7,762 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $49,000 | 8,519 |
| Pre-tax net operating income | $322,000 | 4,610 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $92,000 | 4,095 |
| Income before extraordinary items | $230,000 | 4,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $230,000 | 4,750 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 6,695 |
| Total interest expense | $966,000 | 7,029 |
| Net interest income | $2,188,000 | 6,342 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $237,000 | 6,972 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $133,000 | 6,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 6,370 |
| Total noninterest expense | $1,041,000 | 7,855 |
| Salaries and employee benefits | $702,000 | 7,259 |
| Premises and equipment expense | $94,000 | 8,249 |
| Additional noninterest expense | $245,000 | 8,211 |
| Pre-tax net operating income | $1,384,000 | 4,324 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $381,000 | 3,981 |
| Income before extraordinary items | $1,006,000 | 4,569 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,006,000 | 4,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $855,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,003,810 | 4,465 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,558,000 | 6,728 |
| Total interest expense | $1,312,000 | 7,382 |
| Net interest income | $2,246,000 | 6,057 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $261,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $133,000 | 6,039 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $128,000 | 5,853 |
| Total noninterest expense | $1,021,000 | 7,899 |
| Salaries and employee benefits | $686,000 | 7,255 |
| Premises and equipment expense | $107,000 | 8,198 |
| Additional noninterest expense | $228,000 | 8,431 |
| Pre-tax net operating income | $1,486,000 | 3,890 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $411,000 | 3,683 |
| Income before extraordinary items | $1,079,000 | 4,077 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,079,000 | 4,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,886 |
| Cash dividends | $175,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,076,120 | 3,953 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 6,933 |
| Total interest expense | $1,281,000 | 7,621 |
| Net interest income | $2,219,000 | 6,237 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $309,000 | 6,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 4,965 |
| Total noninterest expense | $997,000 | 8,031 |
| Salaries and employee benefits | $666,000 | 7,351 |
| Premises and equipment expense | $112,000 | 8,239 |
| Additional noninterest expense | $219,000 | 8,609 |
| Pre-tax net operating income | $1,531,000 | 4,017 |
| Securities gains (losses) | $-24,000 | 8,832 |
| Applicable income taxes | $449,000 | 3,743 |
| Income before extraordinary items | $1,058,000 | 4,217 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,058,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,074,800 | 4,180 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 6,937 |
| Total interest expense | $1,250,000 | 7,516 |
| Net interest income | $2,144,000 | 6,386 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $236,000 | 7,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 6,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,094 |
| Total noninterest expense | $934,000 | 8,322 |
| Salaries and employee benefits | $618,000 | 7,656 |
| Premises and equipment expense | $104,000 | 8,553 |
| Additional noninterest expense | $212,000 | 8,912 |
| Pre-tax net operating income | $1,446,000 | 4,199 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $435,000 | 3,947 |
| Income before extraordinary items | $1,011,000 | 4,401 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,011,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $125,000 | 5,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,011,000 | 4,370 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 7,086 |
| Total interest expense | $1,355,000 | 7,528 |
| Net interest income | $2,032,000 | 6,613 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $204,000 | 7,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $961,000 | 8,243 |
| Salaries and employee benefits | $615,000 | 7,674 |
| Premises and equipment expense | $73,000 | 9,302 |
| Additional noninterest expense | $273,000 | 8,378 |
| Pre-tax net operating income | $1,275,000 | 4,691 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $397,000 | 4,435 |
| Income before extraordinary items | $879,000 | 4,904 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $879,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,157 |
| Cash dividends | $125,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $878,310 | 4,817 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,505,000 | 7,158 |
| Total interest expense | $1,408,000 | 7,564 |
| Net interest income | $2,097,000 | 6,715 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $279,000 | 6,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,729 |
| Total noninterest expense | $851,000 | 8,845 |
| Salaries and employee benefits | $571,000 | 8,115 |
| Premises and equipment expense | $81,000 | 9,410 |
| Additional noninterest expense | $199,000 | 9,418 |
| Pre-tax net operating income | $1,525,000 | 4,438 |
| Securities gains (losses) | $-14,000 | 10,204 |
| Applicable income taxes | $484,000 | 4,309 |
| Income before extraordinary items | $1,027,000 | 4,618 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,027,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 10,327 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,036,520 | 4,514 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 7,444 |
| Total interest expense | $1,492,000 | 7,598 |
| Net interest income | $1,969,000 | 7,210 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $295,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,678 |
| Total noninterest expense | $841,000 | 9,273 |
| Salaries and employee benefits | $555,000 | 8,447 |
| Premises and equipment expense | $81,000 | 9,791 |
| Additional noninterest expense | $205,000 | 9,879 |
| Pre-tax net operating income | $1,423,000 | 4,523 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $485,000 | 4,244 |
| Income before extraordinary items | $932,000 | 4,753 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $932,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 11,064 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $935,960 | 4,688 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 7,897 |
| Total interest expense | $1,410,000 | 7,950 |
| Net interest income | $1,814,000 | 7,732 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $210,000 | 8,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $854,000 | 9,534 |
| Salaries and employee benefits | $556,000 | 8,677 |
| Premises and equipment expense | $65,000 | 10,624 |
| Additional noninterest expense | $233,000 | 10,025 |
| Pre-tax net operating income | $1,170,000 | 5,344 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $364,000 | 5,288 |
| Income before extraordinary items | $801,000 | 5,443 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $801,000 | 5,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $804,450 | 5,403 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 7,856 |
| Total interest expense | $1,248,000 | 7,725 |
| Net interest income | $1,879,000 | 7,863 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $193,000 | 8,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $844,000 | 10,027 |
| Salaries and employee benefits | $490,000 | 9,490 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $262,000 | 10,380 |
| Pre-tax net operating income | $1,228,000 | 5,152 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $369,000 | 5,062 |
| Income before extraordinary items | $843,000 | 5,153 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $843,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,592 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $854,200 | 5,147 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 8,540 |
| Total interest expense | $1,210,000 | 8,207 |
| Net interest income | $1,663,000 | 8,601 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $175,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $825,000 | 10,549 |
| Salaries and employee benefits | $469,000 | 9,966 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $268,000 | 10,852 |
| Pre-tax net operating income | $1,013,000 | 5,843 |
| Securities gains (losses) | $88,000 | 2,680 |
| Applicable income taxes | $331,000 | 5,722 |
| Income before extraordinary items | $770,000 | 5,727 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $770,000 | 5,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 12,633 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $708,400 | 5,788 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 9,835 |
| Total interest expense | $1,137,000 | 9,835 |
| Net interest income | $1,404,000 | 9,613 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $127,000 | 11,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $626,000 | 11,910 |
| Salaries and employee benefits | $359,000 | 11,352 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $178,000 | 12,547 |
| Pre-tax net operating income | $905,000 | 6,071 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $297,000 | 5,965 |
| Income before extraordinary items | $608,000 | 6,518 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $608,000 | 6,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $608,000 | 6,150 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.