Home > Peoples Trust Company > Income and Expense
Peoples Trust Company, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 5,026 |
| Total interest expense | $795,000 | 6,028 |
| Net interest income | $3,079,000 | 4,550 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $714,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $301,000 | 3,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $413,000 | 3,220 |
| Total noninterest expense | $2,653,000 | 4,213 |
| Salaries and employee benefits | $893,000 | 5,797 |
| Premises and equipment expense | $498,000 | 3,366 |
| Additional noninterest expense | $1,262,000 | 2,913 |
| Pre-tax net operating income | $1,140,000 | 4,445 |
| Securities gains (losses) | $-17,000 | 8,109 |
| Applicable income taxes | $407,000 | 3,291 |
| Income before extraordinary items | $716,000 | 5,033 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $716,000 | 5,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,325 |
| Cash dividends | $1,200,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $726,880 | 4,947 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 4,884 |
| Total interest expense | $539,000 | 5,852 |
| Net interest income | $2,106,000 | 4,454 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $397,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $205,000 | 3,728 |
| Total noninterest expense | $1,832,000 | 4,083 |
| Salaries and employee benefits | $610,000 | 5,696 |
| Premises and equipment expense | $342,000 | 3,251 |
| Additional noninterest expense | $880,000 | 2,774 |
| Pre-tax net operating income | $671,000 | 4,724 |
| Securities gains (losses) | $-28,000 | 8,457 |
| Applicable income taxes | $230,000 | 3,549 |
| Income before extraordinary items | $413,000 | 5,366 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $413,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,277 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $430,920 | 5,217 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 4,911 |
| Total interest expense | $263,000 | 5,834 |
| Net interest income | $1,042,000 | 4,489 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $182,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $91,000 | 3,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $91,000 | 3,935 |
| Total noninterest expense | $930,000 | 4,059 |
| Salaries and employee benefits | $313,000 | 5,651 |
| Premises and equipment expense | $182,000 | 3,111 |
| Additional noninterest expense | $435,000 | 2,788 |
| Pre-tax net operating income | $294,000 | 5,045 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $107,000 | 3,663 |
| Income before extraordinary items | $196,000 | 5,468 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $196,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,325 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $190,150 | 5,512 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 6,283 |
| Total interest expense | $616,000 | 6,889 |
| Net interest income | $2,541,000 | 5,953 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $494,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $252,000 | 4,735 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $242,000 | 4,706 |
| Total noninterest expense | $1,881,000 | 6,220 |
| Salaries and employee benefits | $743,000 | 7,139 |
| Premises and equipment expense | $445,000 | 4,449 |
| Additional noninterest expense | $693,000 | 5,559 |
| Pre-tax net operating income | $1,154,000 | 4,893 |
| Securities gains (losses) | $173,000 | 905 |
| Applicable income taxes | $499,000 | 3,364 |
| Income before extraordinary items | $828,000 | 5,184 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $828,000 | 5,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,894 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $717,280 | 5,441 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 7,037 |
| Total interest expense | $354,000 | 7,433 |
| Net interest income | $1,427,000 | 6,766 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $303,000 | 5,789 |
| Gross Fiduciary activities income | $23,000 | 1,121 |
| Service charges on deposit accounts | $149,000 | 5,281 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 5,402 |
| Total noninterest expense | $1,205,000 | 6,667 |
| Salaries and employee benefits | $549,000 | 7,137 |
| Premises and equipment expense | $251,000 | 5,329 |
| Additional noninterest expense | $405,000 | 6,270 |
| Pre-tax net operating income | $525,000 | 6,212 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $190,000 | 4,520 |
| Income before extraordinary items | $335,000 | 6,690 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $335,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,429 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $335,000 | 6,623 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $381,000 | 8,702 |
| Total interest expense | $115,000 | 8,459 |
| Net interest income | $266,000 | 8,726 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $67,000 | 7,836 |
| Gross Fiduciary activities income | $5,000 | 1,290 |
| Service charges on deposit accounts | $30,000 | 7,195 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,137 |
| Total noninterest expense | $264,000 | 8,704 |
| Salaries and employee benefits | $123,000 | 8,811 |
| Premises and equipment expense | $56,000 | 7,854 |
| Additional noninterest expense | $85,000 | 8,527 |
| Pre-tax net operating income | $69,000 | 8,126 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $22,000 | 6,231 |
| Income before extraordinary items | $47,000 | 8,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,904 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $47,000 | 8,190 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 4,176 |
| Total interest expense | $490,000 | 3,704 |
| Net interest income | $1,052,000 | 4,326 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $224,000 | 3,773 |
| Gross Fiduciary activities income | $15,000 | 1,045 |
| Service charges on deposit accounts | $112,000 | 3,310 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $97,000 | 3,782 |
| Total noninterest expense | $998,000 | 3,767 |
| Salaries and employee benefits | $451,000 | 4,348 |
| Premises and equipment expense | $202,000 | 2,787 |
| Additional noninterest expense | $345,000 | 3,329 |
| Pre-tax net operating income | $203,000 | 5,792 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $202,000 | 5,319 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $165,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $203,000 | 5,186 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,634,000 | 3,985 |
| Total interest expense | $2,673,000 | 3,176 |
| Net interest income | $3,961,000 | 4,395 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $920,000 | 3,897 |
| Gross Fiduciary activities income | $60,000 | 1,055 |
| Service charges on deposit accounts | $463,000 | 3,299 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $397,000 | 3,990 |
| Total noninterest expense | $4,180,000 | 3,582 |
| Salaries and employee benefits | $1,831,000 | 4,203 |
| Premises and equipment expense | $919,000 | 2,433 |
| Additional noninterest expense | $1,430,000 | 3,223 |
| Pre-tax net operating income | $661,000 | 6,129 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $3,000 | 7,286 |
| Income before extraordinary items | $662,000 | 5,733 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $662,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,035 |
| Cash dividends | $726,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $658,000 | 5,580 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,038,000 | 4,006 |
| Total interest expense | $2,179,000 | 3,048 |
| Net interest income | $2,859,000 | 4,540 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $700,000 | 3,943 |
| Gross Fiduciary activities income | $44,000 | 1,048 |
| Service charges on deposit accounts | $351,000 | 3,277 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $305,000 | 4,013 |
| Total noninterest expense | $3,247,000 | 3,459 |
| Salaries and employee benefits | $1,414,000 | 4,123 |
| Premises and equipment expense | $732,000 | 2,311 |
| Additional noninterest expense | $1,101,000 | 3,125 |
| Pre-tax net operating income | $272,000 | 7,320 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $3,000 | 7,331 |
| Income before extraordinary items | $272,000 | 7,103 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $272,000 | 7,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,676 |
| Cash dividends | $576,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $269,030 | 6,959 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 4,005 |
| Total interest expense | $1,517,000 | 3,012 |
| Net interest income | $1,884,000 | 4,570 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $460,000 | 3,931 |
| Gross Fiduciary activities income | $28,000 | 1,065 |
| Service charges on deposit accounts | $235,000 | 3,217 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $197,000 | 4,070 |
| Total noninterest expense | $2,167,000 | 3,444 |
| Salaries and employee benefits | $935,000 | 4,132 |
| Premises and equipment expense | $511,000 | 2,213 |
| Additional noninterest expense | $721,000 | 3,148 |
| Pre-tax net operating income | $137,000 | 7,705 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $137,000 | 7,584 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $137,000 | 7,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,362 |
| Cash dividends | $501,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $134,060 | 7,434 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 3,970 |
| Total interest expense | $765,000 | 3,057 |
| Net interest income | $957,000 | 4,527 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $223,000 | 3,902 |
| Gross Fiduciary activities income | $12,000 | 1,101 |
| Service charges on deposit accounts | $119,000 | 3,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 4,085 |
| Total noninterest expense | $1,058,000 | 3,495 |
| Salaries and employee benefits | $463,000 | 4,138 |
| Premises and equipment expense | $250,000 | 2,253 |
| Additional noninterest expense | $345,000 | 3,233 |
| Pre-tax net operating income | $87,000 | 7,414 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $84,000 | 7,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $105,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $84,000 | 7,046 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,880,000 | 3,686 |
| Total interest expense | $3,731,000 | 2,918 |
| Net interest income | $4,149,000 | 4,234 |
| Provision for loan and lease losses | $215,000 | 4,215 |
| Total noninterest income | $1,055,000 | 3,359 |
| Gross Fiduciary activities income | $171,000 | 880 |
| Service charges on deposit accounts | $481,000 | 3,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $403,000 | 3,683 |
| Total noninterest expense | $4,449,000 | 3,254 |
| Salaries and employee benefits | $1,995,000 | 3,747 |
| Premises and equipment expense | $1,018,000 | 2,144 |
| Additional noninterest expense | $1,436,000 | 3,061 |
| Pre-tax net operating income | $540,000 | 6,609 |
| Securities gains (losses) | $68,000 | 2,124 |
| Applicable income taxes | $27,000 | 6,900 |
| Income before extraordinary items | $581,000 | 6,050 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $581,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,415 |
| Cash dividends | $330,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $515,720 | 6,178 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,540,000 | 3,452 |
| Total interest expense | $5,495,000 | 2,892 |
| Net interest income | $4,045,000 | 4,093 |
| Provision for loan and lease losses | $1,916,000 | 738 |
| Total noninterest income | $763,000 | 3,991 |
| Gross Fiduciary activities income | $3,000 | 1,597 |
| Service charges on deposit accounts | $465,000 | 3,018 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $295,000 | 4,146 |
| Total noninterest expense | $3,926,000 | 3,481 |
| Salaries and employee benefits | $1,596,000 | 4,309 |
| Premises and equipment expense | $1,023,000 | 2,087 |
| Additional noninterest expense | $1,307,000 | 3,238 |
| Pre-tax net operating income | $-1,034,000 | 9,364 |
| Securities gains (losses) | $-146,000 | 9,526 |
| Applicable income taxes | $-74,000 | 9,211 |
| Income before extraordinary items | $-1,106,000 | 9,442 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,106,000 | 9,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,140,000 | 854 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-968,760 | 9,378 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,484,000 | 3,561 |
| Total interest expense | $5,239,000 | 3,174 |
| Net interest income | $4,245,000 | 3,982 |
| Provision for loan and lease losses | $205,000 | 3,684 |
| Total noninterest income | $1,059,000 | 3,014 |
| Gross Fiduciary activities income | $4,000 | 1,270 |
| Service charges on deposit accounts | $497,000 | 2,714 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $558,000 | 2,756 |
| Total noninterest expense | $3,936,000 | 3,375 |
| Salaries and employee benefits | $1,717,000 | 3,925 |
| Premises and equipment expense | $970,000 | 2,126 |
| Additional noninterest expense | $1,249,000 | 3,298 |
| Pre-tax net operating income | $1,163,000 | 4,811 |
| Securities gains (losses) | $-41,000 | 9,106 |
| Applicable income taxes | $452,000 | 3,726 |
| Income before extraordinary items | $670,000 | 5,533 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $670,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,263 |
| Cash dividends | $875,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $696,240 | 5,440 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,908,000 | 3,563 |
| Total interest expense | $4,593,000 | 3,157 |
| Net interest income | $4,315,000 | 3,920 |
| Provision for loan and lease losses | $210,000 | 3,440 |
| Total noninterest income | $785,000 | 3,668 |
| Gross Fiduciary activities income | $13,000 | 1,242 |
| Service charges on deposit accounts | $487,000 | 2,693 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $285,000 | 4,129 |
| Total noninterest expense | $3,966,000 | 3,335 |
| Salaries and employee benefits | $1,713,000 | 3,901 |
| Premises and equipment expense | $990,000 | 2,068 |
| Additional noninterest expense | $1,263,000 | 3,281 |
| Pre-tax net operating income | $924,000 | 5,535 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $343,000 | 4,523 |
| Income before extraordinary items | $585,000 | 5,973 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $585,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,487 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $582,440 | 5,959 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 3,587 |
| Total interest expense | $4,789,000 | 3,124 |
| Net interest income | $4,052,000 | 4,077 |
| Provision for loan and lease losses | $132,000 | 4,434 |
| Total noninterest income | $725,000 | 3,877 |
| Gross Fiduciary activities income | $2,000 | 1,363 |
| Service charges on deposit accounts | $460,000 | 2,747 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $263,000 | 4,296 |
| Total noninterest expense | $3,751,000 | 3,412 |
| Salaries and employee benefits | $1,546,000 | 4,145 |
| Premises and equipment expense | $984,000 | 1,992 |
| Additional noninterest expense | $1,221,000 | 3,316 |
| Pre-tax net operating income | $894,000 | 5,752 |
| Securities gains (losses) | $30,000 | 2,123 |
| Applicable income taxes | $312,000 | 5,065 |
| Income before extraordinary items | $612,000 | 5,995 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $612,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,741 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $592,200 | 5,986 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,855,000 | 3,624 |
| Total interest expense | $4,771,000 | 3,118 |
| Net interest income | $4,084,000 | 4,171 |
| Provision for loan and lease losses | $446,000 | 1,942 |
| Total noninterest income | $632,000 | 4,274 |
| Gross Fiduciary activities income | $1,000 | 1,427 |
| Service charges on deposit accounts | $414,000 | 3,132 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $217,000 | 4,759 |
| Total noninterest expense | $3,784,000 | 3,342 |
| Salaries and employee benefits | $1,571,000 | 4,082 |
| Premises and equipment expense | $843,000 | 2,318 |
| Additional noninterest expense | $1,370,000 | 2,969 |
| Pre-tax net operating income | $486,000 | 7,998 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $205,000 | 6,812 |
| Income before extraordinary items | $287,000 | 8,478 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $287,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,001 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $283,160 | 8,469 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,677,000 | 3,729 |
| Total interest expense | $4,737,000 | 3,155 |
| Net interest income | $3,940,000 | 4,388 |
| Provision for loan and lease losses | $167,000 | 3,853 |
| Total noninterest income | $521,000 | 5,028 |
| Gross Fiduciary activities income | $4,000 | 1,462 |
| Service charges on deposit accounts | $382,000 | 3,470 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $135,000 | 6,273 |
| Total noninterest expense | $3,416,000 | 3,861 |
| Salaries and employee benefits | $1,493,000 | 4,321 |
| Premises and equipment expense | $756,000 | 2,585 |
| Additional noninterest expense | $1,167,000 | 3,870 |
| Pre-tax net operating income | $878,000 | 6,175 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $257,000 | 6,358 |
| Income before extraordinary items | $620,000 | 6,157 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $620,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,762 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $620,710 | 6,097 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,757,000 | 4,125 |
| Total interest expense | $4,068,000 | 3,623 |
| Net interest income | $3,689,000 | 4,646 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $460,000 | 5,478 |
| Gross Fiduciary activities income | $1,000 | 1,568 |
| Service charges on deposit accounts | $348,000 | 3,789 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $2,921,000 | 4,392 |
| Salaries and employee benefits | $1,213,000 | 5,174 |
| Premises and equipment expense | $629,000 | 3,090 |
| Additional noninterest expense | $1,079,000 | 4,094 |
| Pre-tax net operating income | $1,188,000 | 5,279 |
| Securities gains (losses) | $-93,000 | 11,461 |
| Applicable income taxes | $366,000 | 5,263 |
| Income before extraordinary items | $729,000 | 5,819 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $729,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $791,310 | 5,467 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,370,000 | 4,033 |
| Total interest expense | $3,766,000 | 3,247 |
| Net interest income | $3,604,000 | 4,818 |
| Provision for loan and lease losses | $230,000 | 2,783 |
| Total noninterest income | $456,000 | 5,641 |
| Gross Fiduciary activities income | $11,000 | 1,469 |
| Service charges on deposit accounts | $324,000 | 4,092 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $121,000 | 6,901 |
| Total noninterest expense | $2,703,000 | 4,825 |
| Salaries and employee benefits | $1,148,000 | 5,461 |
| Premises and equipment expense | $480,000 | 3,931 |
| Additional noninterest expense | $1,075,000 | 4,430 |
| Pre-tax net operating income | $1,127,000 | 5,470 |
| Securities gains (losses) | $-129,000 | 11,706 |
| Applicable income taxes | $399,000 | 4,778 |
| Income before extraordinary items | $599,000 | 6,554 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $599,000 | 6,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,588 |
| Cash dividends | $315,000 | 4,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $681,560 | 6,089 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,659,000 | 3,974 |
| Total interest expense | $4,073,000 | 3,126 |
| Net interest income | $3,586,000 | 4,859 |
| Provision for loan and lease losses | $476,000 | 2,175 |
| Total noninterest income | $455,000 | 5,942 |
| Gross Fiduciary activities income | $10,000 | 1,500 |
| Service charges on deposit accounts | $317,000 | 4,223 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $2,624,000 | 5,061 |
| Salaries and employee benefits | $1,114,000 | 5,576 |
| Premises and equipment expense | $436,000 | 4,372 |
| Additional noninterest expense | $1,074,000 | 4,633 |
| Pre-tax net operating income | $941,000 | 6,160 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $304,000 | 6,031 |
| Income before extraordinary items | $640,000 | 6,494 |
| Extraordinary gains, net | $343,000 | 631 |
| Net income | $983,000 | 4,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 2,160 |
| Cash dividends | $480,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $637,960 | 6,270 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,682,000 | 3,979 |
| Total interest expense | $4,667,000 | 3,522 |
| Net interest income | $4,015,000 | 4,427 |
| Provision for loan and lease losses | $266,000 | 4,443 |
| Total noninterest income | $502,000 | 5,629 |
| Gross Fiduciary activities income | $5,000 | 1,588 |
| Service charges on deposit accounts | $277,000 | 4,735 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $2,537,000 | 5,245 |
| Salaries and employee benefits | $1,029,000 | 5,879 |
| Premises and equipment expense | $478,000 | 4,132 |
| Additional noninterest expense | $1,030,000 | 4,938 |
| Pre-tax net operating income | $1,714,000 | 3,588 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $612,000 | 3,378 |
| Income before extraordinary items | $1,122,000 | 4,051 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,122,000 | 4,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 6,260 |
| Cash dividends | $360,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,109,000 | 3,796 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.